List of banks in ethiopia
•Download as DOCX, PDF•
0 likes•1,372 views
This document lists 19 banks in Ethiopia along with their year established, number of branches, SWIFT code, and profit in 2011/12. It also provides aggregate data on the total number of bank branches, which is 1949, and total bank profit in 2011/12, which was 11.162 billion Ethiopian Birr. The document additionally lists data on 10 microfinance institutions operating in Addis Ababa, including their capital, savings, credit, and total assets. It indicates that the total assets of MFIs in Addis Ababa was 255.056 billion birr in 2011/12.
Report
Share
Report
Share
![List of banks in Ethiopia
From Wikipedia, the free encyclopedia
This is a list of banks in Ethiopia.[1]
Bank
Name
Web Site
Yea
r
Est.
No of
Branch
es
SWIFT
Profit in EB
(2011/12)
1
Abay Bank
S.C.
201
0
79
ABAYETA
A
32,000,000.10
2
Addis
Internation
al Bank
http://www.addisbanksc.com/
201
1
17
ABSCETA
A
3
Awash
Internation
al Bank
http://www.awash-international-
bank.com/
199
4
131
AWINETA
A
550,000,000.00
4
Bank of
Abyssinia
http://www.bankofabyssinia.com/
199
6
84
ABYSETA
A
313,000,000.00
5
Berhan
Internation
al Bank
http://berhanbanksc.com/
201
0
20
BERHETA
A
46,000,000.00
6
Bunna
Internation
al Bank
http://www.bunnabanksc.com/
200
9
51
BUNAETA
A
41,000,000.00
7
Commercia
l Bank of
Ethiopia
http://www.combanketh.et/
196
3
806[2] CBETETA
A
7,600,000,000.0
0
8
Constructio
n and
Business
Bank
http://www.cbb.com.et/Index.html
198
3
106
COUUETA
A
9
Cooperativ
e Bank of
Oromia
http://www.coopbankoromia.com.et/
200
5
67[3] CBORETA 142,000,000.50
1
0
Dashen
Bank
http://www.dashenbanksc.com
200
3
126[4] DASHETA
A
896,000,000.50
1
1
Debub
Global
Bank
http://www.debubglobalbank.com/
201
2
32
DEGAETA
A
1
2
Developme
nt Bank of
Ethiopia
http://www.dbe.com.et/index.htm
190
9
43
BEETETA
A](https://image.slidesharecdn.com/listofbanksinethiopia-140715051031-phpapp02/85/List-of-banks-in-ethiopia-1-320.jpg)
![Bank
Name
Web Site
Yea
r
Est.
No of
Branch
es
SWIFT
Profit in EB
(2011/12)
1
3
Enat Bank http://www.enatbanksc.com/
201
3
3
ENATETA
A
1
4
Lion
Internation
al Bank
http://www.anbesabank.com/
200
6
39 LIBSETAA 108,000,000.00
1
5
Nib
Internation
al Bank
http://www.nibbank-
et.com/index.php
199
9
84 NIBIETTA 389,000,000.80
1
6
Oromia
Internation
al Bank
http://www.orointbank.com/
200
8
86
ORIRETA
A
49,000,000.40
1
7
United
Bank
http://www.unitedbank.com.et/defaul
t.aspx
199
8
77[5] UNTDETA
A
412,000,000.00
1
8
Wegagaen
Bank
http://www.wegagenbanksc.com/
199
7
90
WEGAET
AA
458,000,000.30
1
9
Zemen
Bank
http://www.zemenbank.com/
200
9
1
ZEMEETA
A
131,000,000.00
Total 1949
11,162,000,000.
60
Name of MFI
Capital
Saving
Credit
Assets
Specialized Financial & Products Ins. 8,073.70
5,352.2
12,101.9
15,861.2
Gasha Micro-fin. Ins. 2,415.60
4,583.5
10,935.7
15,243.1
Wisdom Micro-financing Ins. 12,352.60
6,770.2
23,364.5
29,963.0
Aser Micro-financing Ins. 848.5
236.6](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Recommended
Internal financing
This document discusses sources of internal financing such as retained earnings, amortization, and provisions. It defines these terms and explains how they are used to facilitate internal financing. The document also covers inter-company financing, defining it as loans between business units within a company. Inter-company loans can help address cash flow issues and are often cheaper than external financing, but must follow tax rules.
Financial Reporting
The document provides information about financial reporting and annual reports for companies. It discusses key components of annual reports including the director's report, financial statements, audit report, income statement, balance sheet, cash flow statement, and statement of owner's equity. It also covers notes to the financial statements, stakeholders' interests in financial statements, qualities and limitations of financial statements, responsibilities for financial statements, misleading financial statements, and consequences of unreliable financial statements.
Financial management complete note
Financial management involves planning and controlling a company's finances to achieve its objectives. It is concerned with raising financial resources and using them effectively. The scope of financial management includes anticipating financial needs, acquiring funds from various sources, allocating funds to purchase assets, appropriating profits, and assessing all financial activities. Capital budgeting is the process of evaluating long-term investments and determining which investments are worth pursuing. There are various techniques used in capital budgeting such as payback period, net present value, internal rate of return, and profitability index. Working capital management involves managing current assets like inventory, accounts receivable, and cash as well as current liabilities to ensure the company can continue operating and meet short-term obligations.
Capital budgeting theory
Capital budgeting is a process of evaluating investments and huge expenses in order to obtain the best returns on investment.
An organization is often faced with the challenges of selecting between two projects/investments or the buy vs replace decision. Ideally, an organization would like to invest in all profitable projects but due to the limitation on the availability of capital an organization has to choose between different projects/investments.
What are the objectives of Capital budgeting?
Capital expenditures are huge and have a long-term effect. Therefore, while performing a capital budgeting analysis an organization must keep the following objectives in mind:
1. Selecting profitable projects
An organization comes across various profitable projects frequently. But due to capital restrictions, an organization needs to select the right mix of profitable projects that will increase its shareholders’ wealth.
2. Capital expenditure control
Selecting the most profitable investment is the main objective of capital budgeting. However, controlling capital costs is also an important objective. Forecasting capital expenditure requirements and budgeting for it, and ensuring no investment opportunities are lost is the crux of budgeting.
3. Finding the right sources for funds
Determining the quantum of funds and the sources for procuring them is another important objective of capital budgeting. Finding the balance between the cost of borrowing and returns on investment is an important goal of Capital Budgeting.
The following are the two methods:
A) Traditional Method
1. Pay back period method
2. Improvement of traditional approach
3. Rate of Return Method or Accounting Method
B) Time adjusted method or discount methods
4. Net Present Value method
5. Internal Rate of Return Method
6. Profitability Index Method
Assignment 2 Erickson - Sunset Boards
This document analyzes the financial statements of Sunset Boards for 2010-2011 and provides recommendations for their proposed expansion. It summarizes that while Sunset Boards saw increases in net income in 2011, their cash flow remains low. It recommends that Sunset Boards improve cash flow tracking and analysis, reduce costs, and decrease debt before pursuing expansion plans that require significant new financing.
Ethiopian Government Accounting System.pptx
The document provides an overview of Ethiopia's government accounting system reforms and budget process. It discusses the objectives of reforming the accounting system to a double-entry system and improving various aspects like transparency, controls, and information reporting. It also describes the key stages of Ethiopia's annual budget cycle/process culminating in legislative approval. Various accounting classifications and codes used in the budget are defined, including codes for jurisdictions, expenditure type, functional classifications, and other categories.
Chapter 10 solutions
This document provides solutions to capital budgeting problems involving techniques like payback period, net present value (NPV), and internal rate of return (IRR). For problem E10-1, the payback periods for two projects are provided. For other problems, the cash flows for projects are input into a financial calculator to calculate NPV or IRR in order to evaluate which projects should be accepted. The solutions demonstrate how to apply these capital budgeting techniques to make investment decisions.
Financal feasibility study
The financial part of the feasibility study going through basic financial definitions and general knowledge about financial ratios and focus on the main 3 ratios
Break Even Point “BEP”
Return On Investment “ROI”
Payback Period “PBP”
Recommended
Internal financing
This document discusses sources of internal financing such as retained earnings, amortization, and provisions. It defines these terms and explains how they are used to facilitate internal financing. The document also covers inter-company financing, defining it as loans between business units within a company. Inter-company loans can help address cash flow issues and are often cheaper than external financing, but must follow tax rules.
Financial Reporting
The document provides information about financial reporting and annual reports for companies. It discusses key components of annual reports including the director's report, financial statements, audit report, income statement, balance sheet, cash flow statement, and statement of owner's equity. It also covers notes to the financial statements, stakeholders' interests in financial statements, qualities and limitations of financial statements, responsibilities for financial statements, misleading financial statements, and consequences of unreliable financial statements.
Financial management complete note
Financial management involves planning and controlling a company's finances to achieve its objectives. It is concerned with raising financial resources and using them effectively. The scope of financial management includes anticipating financial needs, acquiring funds from various sources, allocating funds to purchase assets, appropriating profits, and assessing all financial activities. Capital budgeting is the process of evaluating long-term investments and determining which investments are worth pursuing. There are various techniques used in capital budgeting such as payback period, net present value, internal rate of return, and profitability index. Working capital management involves managing current assets like inventory, accounts receivable, and cash as well as current liabilities to ensure the company can continue operating and meet short-term obligations.
Capital budgeting theory
Capital budgeting is a process of evaluating investments and huge expenses in order to obtain the best returns on investment.
An organization is often faced with the challenges of selecting between two projects/investments or the buy vs replace decision. Ideally, an organization would like to invest in all profitable projects but due to the limitation on the availability of capital an organization has to choose between different projects/investments.
What are the objectives of Capital budgeting?
Capital expenditures are huge and have a long-term effect. Therefore, while performing a capital budgeting analysis an organization must keep the following objectives in mind:
1. Selecting profitable projects
An organization comes across various profitable projects frequently. But due to capital restrictions, an organization needs to select the right mix of profitable projects that will increase its shareholders’ wealth.
2. Capital expenditure control
Selecting the most profitable investment is the main objective of capital budgeting. However, controlling capital costs is also an important objective. Forecasting capital expenditure requirements and budgeting for it, and ensuring no investment opportunities are lost is the crux of budgeting.
3. Finding the right sources for funds
Determining the quantum of funds and the sources for procuring them is another important objective of capital budgeting. Finding the balance between the cost of borrowing and returns on investment is an important goal of Capital Budgeting.
The following are the two methods:
A) Traditional Method
1. Pay back period method
2. Improvement of traditional approach
3. Rate of Return Method or Accounting Method
B) Time adjusted method or discount methods
4. Net Present Value method
5. Internal Rate of Return Method
6. Profitability Index Method
Assignment 2 Erickson - Sunset Boards
This document analyzes the financial statements of Sunset Boards for 2010-2011 and provides recommendations for their proposed expansion. It summarizes that while Sunset Boards saw increases in net income in 2011, their cash flow remains low. It recommends that Sunset Boards improve cash flow tracking and analysis, reduce costs, and decrease debt before pursuing expansion plans that require significant new financing.
Ethiopian Government Accounting System.pptx
The document provides an overview of Ethiopia's government accounting system reforms and budget process. It discusses the objectives of reforming the accounting system to a double-entry system and improving various aspects like transparency, controls, and information reporting. It also describes the key stages of Ethiopia's annual budget cycle/process culminating in legislative approval. Various accounting classifications and codes used in the budget are defined, including codes for jurisdictions, expenditure type, functional classifications, and other categories.
Chapter 10 solutions
This document provides solutions to capital budgeting problems involving techniques like payback period, net present value (NPV), and internal rate of return (IRR). For problem E10-1, the payback periods for two projects are provided. For other problems, the cash flows for projects are input into a financial calculator to calculate NPV or IRR in order to evaluate which projects should be accepted. The solutions demonstrate how to apply these capital budgeting techniques to make investment decisions.
Financal feasibility study
The financial part of the feasibility study going through basic financial definitions and general knowledge about financial ratios and focus on the main 3 ratios
Break Even Point “BEP”
Return On Investment “ROI”
Payback Period “PBP”
Statement of Financial Position and Statement of Cash Flows
Increase in accounts receivable is an operating activity because it is a change in a current asset that affects net income.
Chapter 1 - the role of financial management
The document provides an overview of financial management. It discusses the three main decision areas that financial managers deal with: investment decisions, financing decisions, and asset management decisions. It also explains that the goal of financial management is to maximize shareholder wealth by increasing share price. Additionally, it covers topics such as agency theory, corporate governance, and the roles and responsibilities of key financial positions within an organization.
Financial Management
Business Finance: Introduction to Business Finance, Meaning and Definition of Financial Management, Objectives of Financial Management- (Profit Maximization and Wealth Maximization), Modern Approach to Financial Management- (Investment Decision, Financing Decision, Dividend Policy Decision), Finance and its relation with other disciplines, Functions of Finance Manager
Financial Management chapter-2
This chapter discusses key concepts related to the time value of money including present and future values, compounding, discounting, and internal rate of return. It defines time preference for money and explains how risk and investment opportunities influence required rates of return. Methods for calculating future and present values of lump sums, annuities, perpetuities, and growing annuities are presented. The chapter also introduces net present value and internal rate of return.
Objective questions and answers of financial management
- The document contains questions and answers related to financial management concepts like ratio analysis, financial planning, and capital budgeting.
- It includes true/false and multiple choice questions testing understanding of various financial ratios, their calculations and interpretations. Key ratios covered include liquidity, activity, profitability and solvency ratios.
- Multiple choice questions also assess knowledge of financial planning techniques like budgeting, cash budgeting and projected financial statements. Key concepts tested include percentage of sales method and assumptions in projections.
- Capital budgeting questions examine understanding of concepts like evaluation criteria, relevant costs, cash flows and techniques like payback period, NPV and IRR.
Venture Capital
The document discusses venture capital finance and the venture capital process. It explains that venture capital is a form of financing provided to startups and growing companies. Venture capital investments go through several stages from seed funding to help establish an idea, to multiple growth stages where capital is used to expand operations and marketing. The final stage is an initial public offering where the company sells shares to the public and founders can gain liquidity. In addition to funding, venture capital firms provide operational support and access to networks to help portfolio companies succeed.
Time value of money 1
This document provides information about a project assignment for a course on the time value of money. It includes details such as the student's name, registration number, course, and semester. The objectives are to discuss techniques for investment evaluation like present value, future value, and annuities. Formulas are provided for present value, future value, ordinary annuities, growing annuities, perpetuities, and their applications in areas like loans, savings, and project evaluation. The conclusion emphasizes the importance of understanding these time value of money concepts for efficient financial management in construction projects.
Capital budgeting
Capital budgeting involves evaluating potential investments to increase a firm's value and profitability. Managers must select projects that earn a return higher than the firm's cost of capital. They consider factors like cash flows, costs, lives, and risks of projects to evaluate them using techniques like net present value, internal rate of return, and payback period. The goal is to accept projects that increase shareholder wealth as measured by the net present value.
Chapter 12 independent projects & budget limitation
This document discusses capital budgeting for independent projects with budget limitations. It covers calculating the present worth (PW) of mutually exclusive bundles of projects to maximize return within a budget. For large numbers of projects, a linear programming model is presented to maximize PW. Different measures for ranking projects are discussed, including PW, internal rate of return, and present worth index, which may select different projects as each maximizes a different parameter.
Financial statement analysis
Financial statement analysis involves analyzing a company's financial statements to assess its performance and financial position. It is used to evaluate factors like profitability, solvency, liquidity, and efficiency. Key tools for financial statement analysis include financial ratios, common size analysis, trend analysis, and comparisons to industry standards and past performance. The purpose is to provide useful information to decision makers about a company's historical performance, current condition, and future prospects.
ch.1 The role of finance management
The document discusses the role of financial management. It explains that financial management concerns acquiring, financing, and managing assets to achieve an overall goal. It also discusses the goal of the firm being shareholder wealth maximization and the potential agency problems that can arise from the separation of ownership and management in corporations.
BUS110 Chap 17 - Accounting and Finance
The document provides an overview of accounting concepts including:
- Accounting involves recording, classifying, and interpreting financial transactions and events to provide interested parties with relevant financial information.
- Managerial accounting provides internal analysis and information to assist managers with decision making, while financial accounting generates external reports for parties outside the organization.
- Key financial statements include the balance sheet, income statement, and statement of cash flows, which are analyzed using financial ratios.
Investment decisions / capital Budgeting
The document discusses capital budgeting and capital expenditure decisions made by firms for long-term investments. These decisions involve massive investments that exchange current funds for future benefits over many years, bringing uncertainty and risks. Key factors in capital budgeting include growth, risk, funding, and irreversibility. The goals of capital budgeting are to maximize shareholder wealth and allow for ranking projects based on their true profitability using techniques like net present value, internal rate of return, profitability index, payback period, and accounting rate of return.
What is Business Value?
This document discusses business analysis and its strategic role. It explains that business analysis involves three key components: 1) situation analysis to define challenges and identify critical realities, 2) developing a solution approach to overcome obstacles, and 3) defining coherent actions to implement the solution. It also notes that good strategy focuses choice and priorities rather than trying to accommodate all demands. The document promotes community involvement with the International Institute of Business Analysis and provides contact information.
Cash & liquidity management
The document discusses cash and cash management. It outlines the objectives of cash management as efficient collection and disbursement of cash and temporary investment of surplus cash. It discusses motives for holding cash such as transaction needs, speculative needs, and precautionary needs. Methods of preparing a cash budget and controlling cash flows are also covered. Cash management models like the Baumol model and Miller-Orr model are explained. Finally, various money market investment options for surplus funds are listed.
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Financial market and institutions
This document provides an overview of financial markets and institutions. It discusses the key functions of financial markets in channeling funds from surplus to deficit units. It describes the structure of financial markets, including the distinction between debt and equity markets, primary vs secondary markets, and money vs capital markets. The main instruments traded in these markets are also outlined. The document then discusses the role of financial institutions in providing indirect finance and transforming financial assets. It identifies the main types of financial institutions like depository institutions, contractual savings institutions, and investment intermediaries. Finally, it covers the rationale for regulating financial markets and institutions to increase information and ensure overall financial system stability.
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...Kanoon Ke Rakhwale India
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODELING
FREE AFFIDAVITS AND NOTICES FORMATS
FREE AGREEMENTS AND CONTRACTS FORMATS
FREE LLB LAW NOTES
FREE CA ICWA NOTES
FREE LLB LAW FIRST SEM NOTES
FREE LLB LAW SECOND SEM NOTES
FREE LLB LAW THIRD SEM NOTES
FREE LLB LAW FOURTH SEM NOTES
FREE LLB LAW FIFTH SEM NOTES
FREE LLB LAW SIXTH SEM NOTES
FREE CA ICWA FOUNDATION NOTES
FREE CA ICWA INTERMEDIATE NOTES
FREE CA ICWA FINAL NOTES
KANOON KE RAKHWALE INDIA
HIRE LAWYER ONLINE
LAW FIRMS IN DELHI
CA FIRM DELHI
VISIT : https://www.kanoonkerakhwale.com/
VISIT : https://hirelawyeronline.com/
Capital Structure and Leverage
The capital structure of a firm refers to how it finances its operations through various sources of funds, including debt through bonds or notes, and equity such as common stock, preferred stock, or retained earnings. Capital structure planning is important for a firm's long-term survival by creating a strong balance sheet and allowing a firm to withstand losses. An optimal capital structure balances debt and equity to lower the cost of capital and maximize firm value. Leverage refers to using assets or funds with fixed costs to magnify earnings, and comes in operating, financial, and combined forms. Operating leverage is concerned with fixed costs in a firm's income, while financial leverage uses debt to potentially increase earnings per share.
SHORT TERM SOURCES OF FUNDS
INTRODUCTION
SOURCES OF FUNDS
SHORT TERM FINANCE - PURPOSES
SHORT-TERM SOURCES OF FUNDS
-Trade Credit
-Bank Credit
-Customer’s Advances
-Instalment Credit
-Loans from Co-operatives
-Indigenous Bankers
-Factoring
-Accrued Expenses
-Differed Incomes
-Commercial Papers
-Letter of Credit
-Public Deposits
CONCLUSION
Best Forex Brokers Comparison in INDIA 2024
Navigating the world of forex trading can be challenging, especially for beginners. To help you make an informed decision, we have comprehensively compared the best forex brokers in India for 2024. This article, reviewed by Top Forex Brokers Review, will cover featured award winners, the best forex brokers, featured offers, the best copy trading platforms, the best forex brokers for beginners, the best MetaTrader brokers, and recently updated reviews. We will focus on FP Markets, Black Bull, EightCap, IC Markets, and Octa.
Digital Transformation Frameworks: Driving Digital Excellence
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
More Related Content
What's hot
Statement of Financial Position and Statement of Cash Flows
Increase in accounts receivable is an operating activity because it is a change in a current asset that affects net income.
Chapter 1 - the role of financial management
The document provides an overview of financial management. It discusses the three main decision areas that financial managers deal with: investment decisions, financing decisions, and asset management decisions. It also explains that the goal of financial management is to maximize shareholder wealth by increasing share price. Additionally, it covers topics such as agency theory, corporate governance, and the roles and responsibilities of key financial positions within an organization.
Financial Management
Business Finance: Introduction to Business Finance, Meaning and Definition of Financial Management, Objectives of Financial Management- (Profit Maximization and Wealth Maximization), Modern Approach to Financial Management- (Investment Decision, Financing Decision, Dividend Policy Decision), Finance and its relation with other disciplines, Functions of Finance Manager
Financial Management chapter-2
This chapter discusses key concepts related to the time value of money including present and future values, compounding, discounting, and internal rate of return. It defines time preference for money and explains how risk and investment opportunities influence required rates of return. Methods for calculating future and present values of lump sums, annuities, perpetuities, and growing annuities are presented. The chapter also introduces net present value and internal rate of return.
Objective questions and answers of financial management
- The document contains questions and answers related to financial management concepts like ratio analysis, financial planning, and capital budgeting.
- It includes true/false and multiple choice questions testing understanding of various financial ratios, their calculations and interpretations. Key ratios covered include liquidity, activity, profitability and solvency ratios.
- Multiple choice questions also assess knowledge of financial planning techniques like budgeting, cash budgeting and projected financial statements. Key concepts tested include percentage of sales method and assumptions in projections.
- Capital budgeting questions examine understanding of concepts like evaluation criteria, relevant costs, cash flows and techniques like payback period, NPV and IRR.
Venture Capital
The document discusses venture capital finance and the venture capital process. It explains that venture capital is a form of financing provided to startups and growing companies. Venture capital investments go through several stages from seed funding to help establish an idea, to multiple growth stages where capital is used to expand operations and marketing. The final stage is an initial public offering where the company sells shares to the public and founders can gain liquidity. In addition to funding, venture capital firms provide operational support and access to networks to help portfolio companies succeed.
Time value of money 1
This document provides information about a project assignment for a course on the time value of money. It includes details such as the student's name, registration number, course, and semester. The objectives are to discuss techniques for investment evaluation like present value, future value, and annuities. Formulas are provided for present value, future value, ordinary annuities, growing annuities, perpetuities, and their applications in areas like loans, savings, and project evaluation. The conclusion emphasizes the importance of understanding these time value of money concepts for efficient financial management in construction projects.
Capital budgeting
Capital budgeting involves evaluating potential investments to increase a firm's value and profitability. Managers must select projects that earn a return higher than the firm's cost of capital. They consider factors like cash flows, costs, lives, and risks of projects to evaluate them using techniques like net present value, internal rate of return, and payback period. The goal is to accept projects that increase shareholder wealth as measured by the net present value.
Chapter 12 independent projects & budget limitation
This document discusses capital budgeting for independent projects with budget limitations. It covers calculating the present worth (PW) of mutually exclusive bundles of projects to maximize return within a budget. For large numbers of projects, a linear programming model is presented to maximize PW. Different measures for ranking projects are discussed, including PW, internal rate of return, and present worth index, which may select different projects as each maximizes a different parameter.
Financial statement analysis
Financial statement analysis involves analyzing a company's financial statements to assess its performance and financial position. It is used to evaluate factors like profitability, solvency, liquidity, and efficiency. Key tools for financial statement analysis include financial ratios, common size analysis, trend analysis, and comparisons to industry standards and past performance. The purpose is to provide useful information to decision makers about a company's historical performance, current condition, and future prospects.
ch.1 The role of finance management
The document discusses the role of financial management. It explains that financial management concerns acquiring, financing, and managing assets to achieve an overall goal. It also discusses the goal of the firm being shareholder wealth maximization and the potential agency problems that can arise from the separation of ownership and management in corporations.
BUS110 Chap 17 - Accounting and Finance
The document provides an overview of accounting concepts including:
- Accounting involves recording, classifying, and interpreting financial transactions and events to provide interested parties with relevant financial information.
- Managerial accounting provides internal analysis and information to assist managers with decision making, while financial accounting generates external reports for parties outside the organization.
- Key financial statements include the balance sheet, income statement, and statement of cash flows, which are analyzed using financial ratios.
Investment decisions / capital Budgeting
The document discusses capital budgeting and capital expenditure decisions made by firms for long-term investments. These decisions involve massive investments that exchange current funds for future benefits over many years, bringing uncertainty and risks. Key factors in capital budgeting include growth, risk, funding, and irreversibility. The goals of capital budgeting are to maximize shareholder wealth and allow for ranking projects based on their true profitability using techniques like net present value, internal rate of return, profitability index, payback period, and accounting rate of return.
What is Business Value?
This document discusses business analysis and its strategic role. It explains that business analysis involves three key components: 1) situation analysis to define challenges and identify critical realities, 2) developing a solution approach to overcome obstacles, and 3) defining coherent actions to implement the solution. It also notes that good strategy focuses choice and priorities rather than trying to accommodate all demands. The document promotes community involvement with the International Institute of Business Analysis and provides contact information.
Cash & liquidity management
The document discusses cash and cash management. It outlines the objectives of cash management as efficient collection and disbursement of cash and temporary investment of surplus cash. It discusses motives for holding cash such as transaction needs, speculative needs, and precautionary needs. Methods of preparing a cash budget and controlling cash flows are also covered. Cash management models like the Baumol model and Miller-Orr model are explained. Finally, various money market investment options for surplus funds are listed.
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Financial market and institutions
This document provides an overview of financial markets and institutions. It discusses the key functions of financial markets in channeling funds from surplus to deficit units. It describes the structure of financial markets, including the distinction between debt and equity markets, primary vs secondary markets, and money vs capital markets. The main instruments traded in these markets are also outlined. The document then discusses the role of financial institutions in providing indirect finance and transforming financial assets. It identifies the main types of financial institutions like depository institutions, contractual savings institutions, and investment intermediaries. Finally, it covers the rationale for regulating financial markets and institutions to increase information and ensure overall financial system stability.
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...Kanoon Ke Rakhwale India
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODELING
FREE AFFIDAVITS AND NOTICES FORMATS
FREE AGREEMENTS AND CONTRACTS FORMATS
FREE LLB LAW NOTES
FREE CA ICWA NOTES
FREE LLB LAW FIRST SEM NOTES
FREE LLB LAW SECOND SEM NOTES
FREE LLB LAW THIRD SEM NOTES
FREE LLB LAW FOURTH SEM NOTES
FREE LLB LAW FIFTH SEM NOTES
FREE LLB LAW SIXTH SEM NOTES
FREE CA ICWA FOUNDATION NOTES
FREE CA ICWA INTERMEDIATE NOTES
FREE CA ICWA FINAL NOTES
KANOON KE RAKHWALE INDIA
HIRE LAWYER ONLINE
LAW FIRMS IN DELHI
CA FIRM DELHI
VISIT : https://www.kanoonkerakhwale.com/
VISIT : https://hirelawyeronline.com/
Capital Structure and Leverage
The capital structure of a firm refers to how it finances its operations through various sources of funds, including debt through bonds or notes, and equity such as common stock, preferred stock, or retained earnings. Capital structure planning is important for a firm's long-term survival by creating a strong balance sheet and allowing a firm to withstand losses. An optimal capital structure balances debt and equity to lower the cost of capital and maximize firm value. Leverage refers to using assets or funds with fixed costs to magnify earnings, and comes in operating, financial, and combined forms. Operating leverage is concerned with fixed costs in a firm's income, while financial leverage uses debt to potentially increase earnings per share.
SHORT TERM SOURCES OF FUNDS
INTRODUCTION
SOURCES OF FUNDS
SHORT TERM FINANCE - PURPOSES
SHORT-TERM SOURCES OF FUNDS
-Trade Credit
-Bank Credit
-Customer’s Advances
-Instalment Credit
-Loans from Co-operatives
-Indigenous Bankers
-Factoring
-Accrued Expenses
-Differed Incomes
-Commercial Papers
-Letter of Credit
-Public Deposits
CONCLUSION
What's hot (20)
Statement of Financial Position and Statement of Cash Flows
Statement of Financial Position and Statement of Cash Flows
Objective questions and answers of financial management
Objective questions and answers of financial management
Chapter 12 independent projects & budget limitation
Chapter 12 independent projects & budget limitation
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
Managerial Finance Chapter 10 solutions by Gitman 14 Edition
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...
CA NOTES ON RISK, RETURN AND PORTFOLIO PRACTICALS OF STRATEGIC FINANCIAL MODE...
Recently uploaded
Best Forex Brokers Comparison in INDIA 2024
Navigating the world of forex trading can be challenging, especially for beginners. To help you make an informed decision, we have comprehensively compared the best forex brokers in India for 2024. This article, reviewed by Top Forex Brokers Review, will cover featured award winners, the best forex brokers, featured offers, the best copy trading platforms, the best forex brokers for beginners, the best MetaTrader brokers, and recently updated reviews. We will focus on FP Markets, Black Bull, EightCap, IC Markets, and Octa.
Digital Transformation Frameworks: Driving Digital Excellence
[To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
This presentation is a curated compilation of PowerPoint diagrams and templates designed to illustrate 20 different digital transformation frameworks and models. These frameworks are based on recent industry trends and best practices, ensuring that the content remains relevant and up-to-date.
Key highlights include Microsoft's Digital Transformation Framework, which focuses on driving innovation and efficiency, and McKinsey's Ten Guiding Principles, which provide strategic insights for successful digital transformation. Additionally, Forrester's framework emphasizes enhancing customer experiences and modernizing IT infrastructure, while IDC's MaturityScape helps assess and develop organizational digital maturity. MIT's framework explores cutting-edge strategies for achieving digital success.
These materials are perfect for enhancing your business or classroom presentations, offering visual aids to supplement your insights. Please note that while comprehensive, these slides are intended as supplementary resources and may not be complete for standalone instructional purposes.
Frameworks/Models included:
Microsoft’s Digital Transformation Framework
McKinsey’s Ten Guiding Principles of Digital Transformation
Forrester’s Digital Transformation Framework
IDC’s Digital Transformation MaturityScape
MIT’s Digital Transformation Framework
Gartner’s Digital Transformation Framework
Accenture’s Digital Strategy & Enterprise Frameworks
Deloitte’s Digital Industrial Transformation Framework
Capgemini’s Digital Transformation Framework
PwC’s Digital Transformation Framework
Cisco’s Digital Transformation Framework
Cognizant’s Digital Transformation Framework
DXC Technology’s Digital Transformation Framework
The BCG Strategy Palette
McKinsey’s Digital Transformation Framework
Digital Transformation Compass
Four Levels of Digital Maturity
Design Thinking Framework
Business Model Canvas
Customer Journey Map
Income Tax exemption for Start up : Section 80 IAC
A presentation on the concept of Exemption of Profits of Start ups from Income Tax
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....
“After being the most listed dog breed in the United States for 31
years in a row, the Labrador Retriever has dropped to second place
in the American Kennel Club's annual survey of the country's most
popular canines. The French Bulldog is the new top dog in the
United States as of 2022. The stylish puppy has ascended the
rankings in rapid time despite having health concerns and limited
color choices.”
Satta Matka Dpboss Matka Guessing Kalyan Chart Indian Matka Kalyan panel Chart
Satta Matka Dpboss Matka Guessing Kalyan Chart Indian Matka Kalyan panel Chart➒➌➎➏➑➐➋➑➐➐Dpboss Matka Guessing Satta Matka Kalyan Chart Indian Matka
SATTA MATKA SATTA FAST RESULT KALYAN TOP MATKA RESULT KALYAN SATTA MATKA FAST RESULT MILAN RATAN RAJDHANI MAIN BAZAR MATKA FAST TIPS RESULT MATKA CHART JODI CHART PANEL CHART FREE FIX GAME SATTAMATKA ! MATKA MOBI SATTA 143 spboss.in TOP NO1 RESULT FULL RATE MATKA ONLINE GAME PLAY BY APP SPBOSSDpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka➒➌➎➏➑➐➋➑➐➐Dpboss Matka Guessing Satta Matka Kalyan Chart Indian Matka
9356872877Sattamatka.satta.matka.satta matka.kalyan weekly chart.kalyan chart.kalyan jodi chart.kalyan penal chart.kalyan today.kalyan open.fix satta.fix fix fix Satta matka nambar.Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...
Presentation by Herman Kienhuis (Curiosity VC) on developments in AI, the venture capital investment landscape and Curiosity VC's approach to investing, at the alumni event of Amsterdam Business School (University of Amsterdam) on June 13, 2024 in Amsterdam.
Best Competitive Marble Pricing in Dubai - ☎ 9928909666
Stone Art Hub offers the best competitive Marble Pricing in Dubai, ensuring affordability without compromising quality. With a wide range of exquisite marble options to choose from, you can enhance your spaces with elegance and sophistication. For inquiries or orders, contact us at ☎ 9928909666. Experience luxury at unbeatable prices.
How HR Search Helps in Company Success.pdf
HR search is critical to a company's success because it ensures the correct people are in place. HR search integrates workforce capabilities with company goals by painstakingly identifying, screening, and employing qualified candidates, supporting innovation, productivity, and growth. Efficient talent acquisition improves teamwork while encouraging collaboration. Also, it reduces turnover, saves money, and ensures consistency. Furthermore, HR search discovers and develops leadership potential, resulting in a strong pipeline of future leaders. Finally, this strategic approach to recruitment enables businesses to respond to market changes, beat competitors, and achieve long-term success.
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka➒➌➎➏➑➐➋➑➐➐Dpboss Matka Guessing Satta Matka Kalyan Chart Indian Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka Indian satta Matka Dpboss Matka Kalyan Chart Matka Boss otg matka Guessing Satta Call8328958814 satta matka Kalyan result satta guessing
Satta Matka Kalyan Main Mumbai Fastest Results
Satta Matka ❋ Sattamatka ❋ New Mumbai Ratan Satta Matka ❋ Fast Matka ❋ Milan Market ❋ Kalyan Matka Results ❋ Satta Game ❋ Matka Game ❋ Satta Matka ❋ Kalyan Satta Matka ❋ Mumbai Main ❋ Online Matka Results ❋ Satta Matka Tips ❋ Milan Chart ❋ Satta Matka Boss❋ New Star Day ❋ Satta King ❋ Live Satta Matka Results ❋ Satta Matka Company ❋ Indian Matka ❋ Satta Matka 143❋ Kalyan Night Matka..
Negotiation & Presentation Skills regarding steps in business communication, ...
Business Communication & presentation Skills, Negotiation Skills
Innovative Uses of Revit in Urban Planning and Design
Discover innovative uses of Revit in urban planning and design, enhancing city landscapes with advanced architectural solutions. Understand how architectural firms are using Revit to transform how processes and outcomes within urban planning and design fields look. They are supplementing work and putting in value through speed and imagination that the architects and planners are placing into composing progressive urban areas that are not only colorful but also pragmatic.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
This letter, written by Kellen Harkins, Course Director at Full Sail University, commends Anny Love's exemplary performance in the Video Sharing Platforms class. It highlights her dedication, willingness to challenge herself, and exceptional skills in production, editing, and marketing across various video platforms like YouTube, TikTok, and Instagram.
Profiles of Iconic Fashion Personalities.pdf
The fashion industry is dynamic and ever-changing, continuously sculpted by trailblazing visionaries who challenge norms and redefine beauty. This document delves into the profiles of some of the most iconic fashion personalities whose impact has left a lasting impression on the industry. From timeless designers to modern-day influencers, each individual has uniquely woven their thread into the rich fabric of fashion history, contributing to its ongoing evolution.
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...
The Radar reflects input from APCO’s teams located around the world. It distils a host of interconnected events and trends into insights to inform operational and strategic decisions. Issues covered in this edition include:
一比一原版新西兰奥塔哥大学毕业证（otago毕业证）如何办理
一模一样【微信：A575476】【新西兰奥塔哥大学毕业证（otago毕业证）成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Dpboss Matka Guessing Satta Matta Matka Kalyan panel Chart Indian Matka Dpbos...
Dpboss Matka Guessing Satta Matta Matka Kalyan panel Chart Indian Matka Dpbos...➒➌➎➏➑➐➋➑➐➐Dpboss Matka Guessing Satta Matka Kalyan Chart Indian Matka
Sattamatka.satta.matka.satta matka.kalyan weekly chart.kalyan chart.kalyan jodi chart.kalyan penal chart.kalyan today.kalyan open.fix satta.fix fix fix Satta matka nambarRecently uploaded (20)
Digital Transformation Frameworks: Driving Digital Excellence
Digital Transformation Frameworks: Driving Digital Excellence
Income Tax exemption for Start up : Section 80 IAC
Income Tax exemption for Start up : Section 80 IAC
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....
How are Lilac French Bulldogs Beauty Charming the World and Capturing Hearts....
Satta Matka Dpboss Matka Guessing Kalyan Chart Indian Matka Kalyan panel Chart
Satta Matka Dpboss Matka Guessing Kalyan Chart Indian Matka Kalyan panel Chart
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Indian Matka
Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...
Presentation by Herman Kienhuis (Curiosity VC) on Investing in AI for ABS Alu...
Best Competitive Marble Pricing in Dubai - ☎ 9928909666
Best Competitive Marble Pricing in Dubai - ☎ 9928909666
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Dpboss Matka Guessing Satta Matta Matka Kalyan Chart Satta Matka
Call8328958814 satta matka Kalyan result satta guessing
Call8328958814 satta matka Kalyan result satta guessing
Negotiation & Presentation Skills regarding steps in business communication, ...
Negotiation & Presentation Skills regarding steps in business communication, ...
Innovative Uses of Revit in Urban Planning and Design
Innovative Uses of Revit in Urban Planning and Design
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
Anny Serafina Love - Letter of Recommendation by Kellen Harkins, MS.
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...
The APCO Geopolitical Radar - Q3 2024 The Global Operating Environment for Bu...
Dpboss Matka Guessing Satta Matta Matka Kalyan panel Chart Indian Matka Dpbos...
Dpboss Matka Guessing Satta Matta Matka Kalyan panel Chart Indian Matka Dpbos...
List of banks in ethiopia
- 1. List of banks in Ethiopia From Wikipedia, the free encyclopedia This is a list of banks in Ethiopia.[1] Bank Name Web Site Yea r Est. No of Branch es SWIFT Profit in EB (2011/12) 1 Abay Bank S.C. 201 0 79 ABAYETA A 32,000,000.10 2 Addis Internation al Bank http://www.addisbanksc.com/ 201 1 17 ABSCETA A 3 Awash Internation al Bank http://www.awash-international- bank.com/ 199 4 131 AWINETA A 550,000,000.00 4 Bank of Abyssinia http://www.bankofabyssinia.com/ 199 6 84 ABYSETA A 313,000,000.00 5 Berhan Internation al Bank http://berhanbanksc.com/ 201 0 20 BERHETA A 46,000,000.00 6 Bunna Internation al Bank http://www.bunnabanksc.com/ 200 9 51 BUNAETA A 41,000,000.00 7 Commercia l Bank of Ethiopia http://www.combanketh.et/ 196 3 806[2] CBETETA A 7,600,000,000.0 0 8 Constructio n and Business Bank http://www.cbb.com.et/Index.html 198 3 106 COUUETA A 9 Cooperativ e Bank of Oromia http://www.coopbankoromia.com.et/ 200 5 67[3] CBORETA 142,000,000.50 1 0 Dashen Bank http://www.dashenbanksc.com 200 3 126[4] DASHETA A 896,000,000.50 1 1 Debub Global Bank http://www.debubglobalbank.com/ 201 2 32 DEGAETA A 1 2 Developme nt Bank of Ethiopia http://www.dbe.com.et/index.htm 190 9 43 BEETETA A
- 2. Bank Name Web Site Yea r Est. No of Branch es SWIFT Profit in EB (2011/12) 1 3 Enat Bank http://www.enatbanksc.com/ 201 3 3 ENATETA A 1 4 Lion Internation al Bank http://www.anbesabank.com/ 200 6 39 LIBSETAA 108,000,000.00 1 5 Nib Internation al Bank http://www.nibbank- et.com/index.php 199 9 84 NIBIETTA 389,000,000.80 1 6 Oromia Internation al Bank http://www.orointbank.com/ 200 8 86 ORIRETA A 49,000,000.40 1 7 United Bank http://www.unitedbank.com.et/defaul t.aspx 199 8 77[5] UNTDETA A 412,000,000.00 1 8 Wegagaen Bank http://www.wegagenbanksc.com/ 199 7 90 WEGAET AA 458,000,000.30 1 9 Zemen Bank http://www.zemenbank.com/ 200 9 1 ZEMEETA A 131,000,000.00 Total 1949 11,162,000,000. 60 Name of MFI Capital Saving Credit Assets Specialized Financial & Products Ins. 8,073.70 5,352.2 12,101.9 15,861.2 Gasha Micro-fin. Ins. 2,415.60 4,583.5 10,935.7 15,243.1 Wisdom Micro-financing Ins. 12,352.60 6,770.2 23,364.5 29,963.0 Aser Micro-financing Ins. 848.5 236.6
- 3. 812.9 1,137.0 Africa Village Financial Service 3,075.70 1,255.4 3,710.8 6,072.0 Peace Micro-finance Ins. 4,706.10 2,471.2 11,031.4 14,447.5 Addis Credit & Saving Ins. 9,592.00 39,703.0 118,076.0 137,800.0 Meklit Micro-financing Ins. 1,137.30 2,547.7 3,370.8 5,786.8 Metemamen MFI 2,655.20 - 1,103.1 2,673.0 Agar MFI 3,718.20 1,597.2 2,373.2 26,073.3 Total MFIs in Addis Ababa 48,574.9 64,517 186,880.3 255,056.9 % Share of MFIs in Addis Ababa 8.5 12.7 12.6 13.4 Total Industry 568,200.0 509,585.5 1,482,153.9 1,904,256.9