Life Insurance Industry in Peru @ http://www.researchmoz.us/life-insurance-in-peru-key-trends-and-opportunities-to-2017-report.html In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry during the review period and accounted for 46.5% of the total insurance industry’s written premiums in 2012.

1. Life Insurance in Peru, Key Trends and Opportunities to 2017
Synopsis
The report provides in depth market analysis, information and insights into the Peruvian life insurance
segment, including:
The Peruvian life insurance segment’s growth prospects by life insurance categories Key trends and
drivers for the life insurance segment The various distribution channels in the Peruvian life insurance segment
Detailed competitive landscape in the life insurance segment in Peru Detailed regulatory framework of the
Peruvian insurance industry A description of the life reinsurance segment in Peru Porter's Five Forces
Analysis of the life insurance segment Benchmarking section on the Peruvian life insurance segment in
comparison to other countries in the Central and Latin American region
Executive summary
In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry
during the review period and accounted for 46.5% of the total insurance industry’s written premiums in
2012. Peruvian consumers typically prefer simple, savings-oriented life insurance products with protection
options. Pension and individual life products were the leading life insurance product categories during the
review period. The segment’s written premium grew at a CAGR of 19.0% during the review period.
The economic growth, an increase in employment levels, and an increase in disposable income had a positive
effect on demand for life insurance products. The segment is highly concentrated, with the top five life
insurers accounting for 86.9% of the total gross written premium in 2012.
Scope
This report provides a comprehensive analysis of the life insurance segment in Peru:
It provides historical values for the Peruvian life insurance segment for the report’s
2008–2012 review period and forecast figures for the 2013–2017 forecast period It offers a
detailed analysis of the key sub-segments in the Peruvian life insurance segment, along with market forecasts
until 2017 It covers an exhaustive list of parameters including written premium, incurred loss, loss ratio,
commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and
retentions It analyses the various distribution channels for life insurance products in Peru Using
Porter’s industry-standard “Five Forces” analysis, it details the competitive landscape in
Peru for the life insurance business It provides a detailed analysis of the reinsurance segment in Peru and its
growth prospects It profiles the top life insurance companies in Peru and outlines the key regulations affecting
them
Reasons to buy
Make strategic business decisions using in depth historic and forecast market data related to the Peruvian life
insurance segment and each category within it Understand the demand-side dynamics, key market trends and
growth opportunities within the Peruvian life insurance segment Assess the competitive dynamics in the life
insurance segment, along with the reinsurance segment Identify the growth opportunities and market dynamics
within key product categories Gain insights into key regulations governing the Peruvian insurance industry
and its impact on companies and the market's future
Key highlights
Life Insurance in Peru, Key Trends and Opportunities to 2017

2. In terms of gross written premium, the life insurance segment was the largest in the Peru insurance industry
during the review period The life insurance segment recorded notable growth by increasing at a CAGR of
19.0% during the review period The segment’s growth was driven by an increase in employment levels
and a rise in disposable income The Peruvian government has encouraged the middle- and lower-income
population to buy life cover by promoting microinsurance products Direct marketing is the one of the popular
and dominant distribution channels for life products in Peru, and accounted for 57.3% of new business written
premium in 2012 The segment is highly concentrated, with the top five life insurers accounting for 86.9% of
the total gross written premium in 2012
table Of Contents
1 Executive Summary
2 Introduction
2.1 What Is This Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market Trends
3.1.2 Market Size
4 Life Insurance Segment – Regional Benchmarking
4.1 Scale And Penetration
4.1.1 Total Gross Written Premium
4.1.2 Premium Per Capita
4.1.3 Life Insurance Penetration (as A Percentage Of Gdp)
4.2 Growth
4.2.1 Gross Written Premium
4.2.2 Gross Written Premium Per Capita
4.3 Efficiency And Risk
4.3.1 Loss Ratio
4.3.2 Combined Ratio
4.3.3 Incurred Losses Per Capita
4.3.4 Incurred Losses As A Percentage Of Gdp
4.4 Distribution Channels
4.4.1 Direct Marketing
4.4.2 Bancassurance
Life Insurance in Peru, Key Trends and Opportunities to 2017

3. 4.4.3 Agencies
5 Peruvian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends And Drivers
6 Life Insurance Outlook
6.1 Life Insurance
6.1.1 Individual Life Insurance
6.1.2 Individual Pension Insurance
6.1.3 Individual Supplementary Insurance
6.1.4 Individual Other Life Insurance
6.1.5 Group Life Insurance
6.2 Life Insurance Growth Prospects By Product Type
6.2.1 Individual Single-premium Policies
6.2.2 Individual Non-single-premium Policies
6.2.3 Group Single-premium Policies
6.2.4 Group Non-single-premium Policies
7 Analysis By Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-commerce
7.5 Brokers
7.6 Other Channels
8 Governance, Risk And Compliance
8.1 Legislation Overview And Historical Evolution
8.2 Legislation And Market Practice By Type Of Insurance
8.2.1 Life Insurance
8.2.2 Property Insurance
8.2.3 Motor Insurance
8.2.4 Marine, Aviation And Transit Insurance
8.2.5 Personal Accident And Health Insurance
8.3 Compulsory Insurance
8.3.1 Third-party Liability Insurance For Vehicles Carrying Dangerous Goods
8.3.2 Personal Accident Insurance In Case Of Motor Vehicle Accident
8.3.3 Insurance For Risky Work
Life Insurance in Peru, Key Trends and Opportunities to 2017

4. 8.3.4 Group Life Insurance For All Employees With More Than Four Years Service
8.3.5 Aviation Liability
8.4 Supervision And Control
8.4.1 International Association Of Insurance Supervisors
8.4.2 Superintendent Of Bank And Insurance (sbs)
8.5 Non-admitted Insurance Regulations
8.5.1 Overview
8.5.2 Intermediaries
8.5.3 Market Practices
8.5.4 Fines And Penalties
8.6 Company Registration And Operations
8.6.1 Types Of Insurance Organization
8.6.2 Establishing A Domestic Company
8.6.3 Foreign Ownership
8.6.4 Types Of License
8.6.5 Capital Requirements
8.6.6 Solvency Margins
8.6.7 Reserve Requirements
8.6.8 Investment Regulations
8.6.9 Statutory Return Requirements
8.6.10 Fee Structure
8.7 Taxation
8.7.1 Insurance Premium Or Policy Taxation
8.7.2 Withholding Taxes On Premium Paid Overseas
8.7.3 Corporate Tax
8.7.4 Vat
8.7.5 Captives
8.8 Legal System
8.8.1 Introduction
8.8.2 Access To Court
8.8.3 Alternative Dispute Resolution (adr)
9 Porter’s Five Forces Analysis – Peruvian Life Insurance
9.1 Bargaining Power Of Suppliers: Medium
9.2 Bargaining Power Of Buyers: Low To Medium
9.3 Barriers To Entry: Low To Medium
9.4 Intensity Of Rivalry: High
9.5 Threat Of Substitutes: Low
10 Reinsurance Growth Dynamics And Challenges
10.1 Reinsurance Segment Size, 2008–2017
Life Insurance in Peru, Key Trends and Opportunities to 2017

5. 10.2 Reinsurance Segment Size By Type Of Insurance, 2008–2017
11 Competitive Landscape And Strategic Insights
11.1 Overview
11.2 Leading Companies In The Peruvian Life Insurance Segment
11.3 El Pacífico Vida – Company Overview
11.3.1 El Pacífico Vida – Key Facts
11.3.2 El Pacífico Vida – Key Financials
11.4 Rimac Seguros – Company Overview
11.4.1 Rimac Seguros – Key Facts
11.4.2 Rimac Seguros – Key Financials
11.5 Seguros Sura – Company Overview
11.5.1 Seguros Sura – Key Facts
11.5.2 Seguros Sura – Key Financials
11.6 La Positiva Vida – Company Overview
11.6.1 La Positiva Vida – Key Facts
11.6.2 La Positiva Vida – Key Financials
11.7 Interseguro – Company Overview
11.7.1 Interseguro – Key Facts
11.7.2 Interseguro – Key Financials
11.8 Mapfre Perú Vida – Company Overview
11.8.1 Mapfre Perú Vida – Key Facts
11.8.2 Mapfre Perú Vida – Key Financials
11.9 Protecta Sa Cia De Seguros – Company Overview
11.9.1 Protecta Sa Cia De Seguros – Key Facts
11.9.2 Protecta Sa Cia De Seguros – Key Financials
11.1 Ace Seguros Sa – Company Overview
11.10.1 Ace Seguros Sa – Key Facts
11.10.2 Ace Seguros Sa – Key Financials
11.11 Cardif Del Perú Sa – Company Overview
11.11.1 Cardif Del Perú Sa – Key Facts
11.11.2 Cardif Del Perú Sa – Key Financials
12 Business Environment And Country Risk
12.1.1 Market Capitalization Trend – Lima Stock Exchange, Peru
12.2 Economic Performance
12.2.1 Gdp At Constant Prices (us Dollars)
12.2.2 Gdp Per Capita At Constant Prices (us Dollars)
12.2.3 Gdp At Current Prices (us Dollars)
12.2.4 Gdp Per Capita At Current Prices (us Dollars)
12.2.5 Gdp By Key Segments
Life Insurance in Peru, Key Trends and Opportunities to 2017

6. 12.2.6 Agricultural Net Output At Current Prices (us Dollars)
12.2.7 Agricultural Net Output At Current Prices As A Percentage Of Gdp
12.2.8 Manufacturing Net Output At Current Prices (us Dollars)
12.2.9 Manufacturing Net Output At Current Prices As A Percentage Of Gdp
12.2.10 Mining, Manufacturing And Utilities At Current Prices (us Dollars)
12.2.11 Mining, Manufacturing And Utilities At Current Prices, As Percentage Of Gdp
12.2.12 Construction Net Output At Current Prices, (us Dollars)
12.2.13 Construction Net Output At Current Prices As A Percentage Of Gdp
12.2.14 Inflation Rate
12.2.15 Exports As A Percentage Of Gdp
12.2.16 Total Internet Subscribers
12.3 Labor Force
12.3.1 Labor Force
12.3.2 Unemployment Rate
12.4 Demographics
12.4.1 Household Consumption Expenditure
12.4.2 Total Population
12.4.3 Life Expectancy
12.4.4 Age Distribution Of Total Population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric’s Services
13.5 Disclaimer
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Life Insurance in Peru, Key Trends and Opportunities to 2017

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Life Insurance in Peru, Key Trends and Opportunities to 2017