LICHFL requirements new 2015 gp
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To sanction a housing loan from LIC Housing Finance Ltd., the following documents are required: 1. Income documents such as pay slips, Form 16, increment letters, and IT returns for salaried applicants or income tax documents, bank statements, and business bank statements for self-employed/business applicants. 2. Property documents including sale agreement, construction agreement, approved plans, completion certificate, and title deeds. 3. If the applicant already owns a property, documents proving equity for a higher loan amount are needed. 4. One cheque leaf for the processing fee and applicant/co-applicant photos and residence proof documents.
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Checklist for registration under vat, cst & pt and central excise
LICHFL requirements new 2015 gp
- 1. CHECK LIST OF DOCUMENTS FOR SANCTIONING LIC HOUSING LOAN Income Documents: A) If Salaried: Pay Slips 3 months Form 16 last 2 years Appointment order copy Latest Increment letter copy Previous Employment/s Details & Proof Employee ID Card copy (original to be shown) IT returns copy 2 or 3 years PAN Card copy (original to be shown) Qualification Proof LIC Policy details if available B) If Business: 1. Income tax acknowledgement copy with all annexure (Including Balance sheet, Computation of income, P & L account, Tax paid challans, assessment orders) certified by auditor for 3 years. 2. Bank pass book copy / statement one year ( personal) 3. Resident Proof (Ration card, Passport, Telephone bill etc) 4. Pan Card Copy. 5. Business bank statement for 1 year. C) PROPERTY DOCUMENTS: (ALL XEROX COPIES) 1. Sale AND construction agreement 2. Parent documents, 3. Approved plan with flat marking. 4. Up to date EC , 5. Planning permit and proceedings Note: if pensioner should enclose Pension order copy ) original for verification. D) If already own existing property, (Flat / house) Document proof for higher quantum loan. E) If Vendor is LICHFL Loan: LICHFL account No. F) One cheque leaf for processing fee. Interest rate : Interest Rate: FIXED 2Rate of Interest @9.90%: AND FIXED UP TO 3Crores (new fix 5yrs @10.25% & New Fixed 10yrs @10.60% MOTRGAGE LOAN FIXED 5yrs @11.90% LOAN FOR PURCHASE HOME ,PLOT, CONSTRUCTION, MORTGAGE,TAKE OVER & TOPUP,RENTAL SECURITATION & FOR DOCTORS EQUIPMENT PURCHASE For further details: RAJU.D, CRA, (HOME LOAN & MORTGAGE) LIC Housing Finance Ltd., Adyar, MOBILE: 9962407373/9940323622. Mail: rajud.lichousing@gmail.com 1. Applicant’s and Co-Applicant’s TWO Passport size Photos duly signed 2. Copy of Ration Card / Phone Bill (Residence Proof) original for verification 3. Copies of Bank statement for last six Months & Original for verification