Banks raise lending requirements during economic downturns, making capital difficult for many businesses to obtain. Insufficient capital and lack of cash reserves are leading causes of small business failure. A survey found that 93% of small business IT managers prioritize cost, leading 89% to experience IT problems. Leasing can alleviate financial stress for businesses by allowing them to purchase higher quality products, keep cash on hand, avoid tying up credit lines, and fully deduct payments while solving customer problems and building relationships.