The document discusses money management skills at different ages. It notes that 5-10 year olds often collect spare change and save in piggy banks. From ages 11-15, teens start learning to save money from activities like babysitting and lawn mowing, and may want a savings account. From 16 and older, teens often seek part-time jobs to gain work experience and learn to manage a checking account. As adults, people learn to save money, pay taxes, bills, and insurance from their jobs. The document also lists some common first jobs for kids like babysitting, pet sitting, and lemonade stands that do not interfere with schoolwork.