Pet health insurance is growing in popularity as more options become available. According to the American Pet Products Association, vet bills in the US topped $11 billion last year. Kroger Personal Finance now offers pet health insurance information in their grocery stores and their lowest priced plan is an accident only policy for $9.95 per month. Pet health insurance can help owners manage costs for routine care as well as surgeries and hospitalization and provides peace of mind by covering unexpected vet expenses.
Our company is partnering with Feeding America, General Mills, Wrigley, and NBC's The Biggest Loser to hold a weight loss challenge called the "Pound for Pound" Associate Wellness Challenge from January 11 to June 30, 2010. For every pound pledged to lose by associates and their families, General Mills and Wrigley will donate 14 cents to Feeding America up to $100,000 to support local food banks, and there will also be prizes for associate participants. Associates are encouraged to learn more and join the challenge at www.AssociateWellnessChallenge.com.
Charting the Course for the Future: Kantar Retail's Big IdeaJeff Cushing
Kantar Retail dedicated much of its 2015 research to unpacking the fundamental disruption underway in retail – disruption driven by an increasingly fragmented shopper base that is redefining the very pillars of shopping behavior in the new century.
Manifested in the diagnostic framework of REconfigure REtail as a central idea, Kantar Retail explored the major shifts according to four vectors: shopper, value, format, and commerce.
In this report, we outline the parameters of REdeploy REsources, detailing the ways in which companies must precisely focus their assets to capitalize on the demanding shopper’s requirements. We conclude with a series of calls to action across each supporting pillar intended to catalyze change in the supplier and retailer community.
Low Cost / High Impact Mobile and Social Strategies (Joel Warady, Enjoy Life ...Digital Megaphone
In this session, Joel Warady will share a case study that details how a growth brand in the Consumer Packaged Goods space utilizes social and mobile in their overall integrated marketing plan to compete with the Goliaths in the industry. With a relatively small budget and an in-house social team, you will learn first-hand how these grassroots efforts has propelled this company to grow 40% each of the last two years, getting their products into over 14,000 retail stores.
Changing What Matters: Kantar Retail Breakthrough InsightsJeff Cushing
This edition of Breakthrough Insights covers the best analysis from the first half of 2016. These featured articles build on key themes identified in our “Changing What Matters” Big Idea, published earlier this year.
From the evolving retail environment to how retailer and supplier work is changing, the frameworks identified in Changing What Matters will bolster your 2016 execution and 2017 planning.
“The 2016 retail landscape has been all about change so far. This first half analysis highlights the themes that we believe are driving that change and that we feel are most important to those trying to sell more effectively and profitably in retail today,” said Bryan Gildenberg, Chief Knowledge Officer of Kantar Retail.
This document provides details of the AT&T employee discount program being offered to Kroger employees, including 15% off monthly service fees and 40% off most voice-centric equipment, as well as instructions for accessing the discounts online or in retail stores by referencing the Foundation Account Number 25489. Employees can purchase new service, upgrade equipment, change rate plans or pay bills at any AT&T retail store with proof of employment. The discounts do not apply to special sale items or promotions. Existing lines can also be transferred to the discount program by calling a provided number. The document provides contact information for issues requiring escalation.
Sprint Nextel has partnered with Kroger to offer Kroger employees discounts of 22% on monthly charges for Sprint and Nextel services, as well as exclusive discounts on equipment purchases made through Sprint's website or stores by using a special corporate ID code for Kroger. Existing Sprint or Nextel customers who are Kroger employees can also get the discount by visiting a website or calling a number and providing the Kroger corporate ID.
What Health Care can Learn about Social Media from a Grocery ChainKeith Boswell
from Keith Boswell, Director of Social Media Strategy at Meijer
1) What I learned in Health Care
2) What Health Care can Learn from Retail
-- When HIPAA and Retail Collide
-- The power of customer surprise and delights
-- Fostering positive conversations
-- The combined power of partners in your ecosystem
-- Using social media to improve in-store experience and service
-- Training and the power of spreading the word
-- Politicians and Politics (Ambassadors Rule)
Question & Answers.
The document provides instructions for Microsoft employees to access the Microsoft Employee Purchase Program website. It outlines 5 steps for creating a Windows Live login using a personal email, entering the company program code and email address, and receiving confirmation emails to complete an order through the company-specific website access. The program code is not to be shared outside the company as it is assigned specifically for company use.
Our company is partnering with Feeding America, General Mills, Wrigley, and NBC's The Biggest Loser to hold a weight loss challenge called the "Pound for Pound" Associate Wellness Challenge from January 11 to June 30, 2010. For every pound pledged to lose by associates and their families, General Mills and Wrigley will donate 14 cents to Feeding America up to $100,000 to support local food banks, and there will also be prizes for associate participants. Associates are encouraged to learn more and join the challenge at www.AssociateWellnessChallenge.com.
Charting the Course for the Future: Kantar Retail's Big IdeaJeff Cushing
Kantar Retail dedicated much of its 2015 research to unpacking the fundamental disruption underway in retail – disruption driven by an increasingly fragmented shopper base that is redefining the very pillars of shopping behavior in the new century.
Manifested in the diagnostic framework of REconfigure REtail as a central idea, Kantar Retail explored the major shifts according to four vectors: shopper, value, format, and commerce.
In this report, we outline the parameters of REdeploy REsources, detailing the ways in which companies must precisely focus their assets to capitalize on the demanding shopper’s requirements. We conclude with a series of calls to action across each supporting pillar intended to catalyze change in the supplier and retailer community.
Low Cost / High Impact Mobile and Social Strategies (Joel Warady, Enjoy Life ...Digital Megaphone
In this session, Joel Warady will share a case study that details how a growth brand in the Consumer Packaged Goods space utilizes social and mobile in their overall integrated marketing plan to compete with the Goliaths in the industry. With a relatively small budget and an in-house social team, you will learn first-hand how these grassroots efforts has propelled this company to grow 40% each of the last two years, getting their products into over 14,000 retail stores.
Changing What Matters: Kantar Retail Breakthrough InsightsJeff Cushing
This edition of Breakthrough Insights covers the best analysis from the first half of 2016. These featured articles build on key themes identified in our “Changing What Matters” Big Idea, published earlier this year.
From the evolving retail environment to how retailer and supplier work is changing, the frameworks identified in Changing What Matters will bolster your 2016 execution and 2017 planning.
“The 2016 retail landscape has been all about change so far. This first half analysis highlights the themes that we believe are driving that change and that we feel are most important to those trying to sell more effectively and profitably in retail today,” said Bryan Gildenberg, Chief Knowledge Officer of Kantar Retail.
This document provides details of the AT&T employee discount program being offered to Kroger employees, including 15% off monthly service fees and 40% off most voice-centric equipment, as well as instructions for accessing the discounts online or in retail stores by referencing the Foundation Account Number 25489. Employees can purchase new service, upgrade equipment, change rate plans or pay bills at any AT&T retail store with proof of employment. The discounts do not apply to special sale items or promotions. Existing lines can also be transferred to the discount program by calling a provided number. The document provides contact information for issues requiring escalation.
Sprint Nextel has partnered with Kroger to offer Kroger employees discounts of 22% on monthly charges for Sprint and Nextel services, as well as exclusive discounts on equipment purchases made through Sprint's website or stores by using a special corporate ID code for Kroger. Existing Sprint or Nextel customers who are Kroger employees can also get the discount by visiting a website or calling a number and providing the Kroger corporate ID.
What Health Care can Learn about Social Media from a Grocery ChainKeith Boswell
from Keith Boswell, Director of Social Media Strategy at Meijer
1) What I learned in Health Care
2) What Health Care can Learn from Retail
-- When HIPAA and Retail Collide
-- The power of customer surprise and delights
-- Fostering positive conversations
-- The combined power of partners in your ecosystem
-- Using social media to improve in-store experience and service
-- Training and the power of spreading the word
-- Politicians and Politics (Ambassadors Rule)
Question & Answers.
The document provides instructions for Microsoft employees to access the Microsoft Employee Purchase Program website. It outlines 5 steps for creating a Windows Live login using a personal email, entering the company program code and email address, and receiving confirmation emails to complete an order through the company-specific website access. The program code is not to be shared outside the company as it is assigned specifically for company use.
The document promotes several financial products and services offered through Kroger Personal Finance including:
1) The 1-2-3 Rewards Mastercard which allows cardholders to earn rewards points for purchases both inside and outside of Kroger stores.
2) Identity theft protection services to help protect against one of the fastest growing crimes.
3) Pet insurance starting at $0.96 per month to help cover vet bills from accidents and illnesses.
The Kroger Co. and University of Phoenix have partnered to provide Kroger associates with educational savings and opportunities. Associates can save 10% on tuition for degree programs, certificates, and individual courses in fields like business, marketing, IT, and more. Associates can earn degrees at various levels from associate's to doctoral degrees either online or at one of over 200 campus locations. Prior learning and experience from company training or certificates may also qualify for college credit toward a degree through University of Phoenix's prior learning assessment process.
This document provides information about tuition discounts for Kroger Company associates attending Regis University College for Professional Studies (CPS). Kroger associates receive a 10% discount on tuition for all CPS programs. It lists the standard and discounted tuition rates for undergraduate, master's, and certificate programs delivered online and in the classroom for the 2009-2010 academic year. It also provides steps for Kroger associates to take advantage of the preferred tuition program.
The Kroger Helping Hands Fund provides financial assistance to Kroger associates experiencing unexpected hardships. A local Advisory Team reviews requests and approves assistance of around $500 for expenses like housing, food, medical bills, and utilities. Associates must have worked for Kroger for at least a year to qualify. The fund does not help with hardships caused by actions like credit card debt, bankruptcy, or gambling.
This document summarizes nationwide calling plans for Kroger Company associates featuring discounted plans and the Friends & Family program. The single-line plans provide talk and text allowances starting at 450 minutes for $59.99 per month. Family share plans start at 700 shared minutes for $99.99 for two lines per month. Associates receive a 20% discount off the monthly access fees for eligible plans with a 1- or 2-year term. The Friends & Family program allows choosing up to 5 or 10 numbers to call for free depending on the plan.
The document promotes several financial products and services offered through Kroger Personal Finance including:
1) The 1-2-3 Rewards Mastercard which allows cardholders to earn rewards points for purchases both inside and outside of Kroger stores.
2) Identity theft protection services to help protect against one of the fastest growing crimes.
3) Pet insurance starting at $0.96 per month to help cover vet bills from accidents and illnesses.
The Kroger Co. and University of Phoenix have partnered to provide Kroger associates with educational savings and opportunities. Associates can save 10% on tuition for degree programs, certificates, and individual courses in fields like business, marketing, IT, and more. Associates can earn degrees at various levels from associate's to doctoral degrees either online or at one of over 200 campus locations. Prior learning and experience from company training or certificates may also qualify for college credit toward a degree through University of Phoenix's prior learning assessment process.
This document provides information about tuition discounts for Kroger Company associates attending Regis University College for Professional Studies (CPS). Kroger associates receive a 10% discount on tuition for all CPS programs. It lists the standard and discounted tuition rates for undergraduate, master's, and certificate programs delivered online and in the classroom for the 2009-2010 academic year. It also provides steps for Kroger associates to take advantage of the preferred tuition program.
The Kroger Helping Hands Fund provides financial assistance to Kroger associates experiencing unexpected hardships. A local Advisory Team reviews requests and approves assistance of around $500 for expenses like housing, food, medical bills, and utilities. Associates must have worked for Kroger for at least a year to qualify. The fund does not help with hardships caused by actions like credit card debt, bankruptcy, or gambling.
This document summarizes nationwide calling plans for Kroger Company associates featuring discounted plans and the Friends & Family program. The single-line plans provide talk and text allowances starting at 450 minutes for $59.99 per month. Family share plans start at 700 shared minutes for $99.99 for two lines per month. Associates receive a 20% discount off the monthly access fees for eligible plans with a 1- or 2-year term. The Friends & Family program allows choosing up to 5 or 10 numbers to call for free depending on the plan.
1. November 5, 2009
Popularity of Pet Health Insurance Grows,
More Options Now Available
Kroger Personal Finance Adds Accident Coverage
To most of the nation’s 70 million pet owners, pets are family too. And when pets get sick or injured, many
owners are willing to spend almost whatever it takes to get them back on all four feet. But the price of
increasingly sophisticated veterinary care does not come cheap. According to the American Pet Products
Association (APPA) vet bills last year in the U.S. topped $11 billion.
To control costs, more pet owners than ever are signing up for pet health insurance plans. Pet insurance
industry experts say the offering has become so popular they expect pet premiums to top $328 million by year’s
end.
Kroger Personal Finance® (KPF), a Kroger joint venture that brings together a wide array of quality financial
products and services from preferred providers for Kroger customers, is making pet health insurance
information available in the check lanes of more than 2,400 supermarkets operated by Kroger, the nation’s
largest traditional grocery store operator.
“Kroger shoppers include pet owners and non‐pet owners alike,” Kathy Kelly, president of Kroger Personal
Finance said. “With 62 percent of U.S. households owning a pet – and 70 percent of those with multiple pets,
affordable pet insurance can help pet owners manage their expenses. It can cover everything from routine costs
associated with veterinary expenses like annual check‐ups and vaccinations all the way to surgeries, x‐rays and
hospitalization.”
The newest product offered by KPF is its lowest priced – an “accident only” policy for $9.95 per month per pet.
Today, pet health insurance can cover accidents and illnesses, as well as routine care for dogs and/or cats.
Depending on the coverage level and the number of
pets insured, prices can range from $9.95 to $79.00 per month. The range of service
covered by the premiums, as Kelly describes it, is nearly as broad as procedures covered by human insurance.
To pet owners, the appeal of insurance comes down to peace of mind, and hopefully not having to explore the
limits of unconditional love.
“By paying monthly premiums there is no need to worry about suddenly struggling to come up with
unbudgeted veterinary expenses down the road,” Kelly added. “It allows pets to receive expert care and helps
their human families manage costs, now for less than 40¢ a day.”
More information about pet insurance is available on the Kroger Personal Finance Web site at
www.krogerpets.com.
Associate Communications www.kroger.com