This document contains introductions from three 13-year-olds - Max, Thomas, and Hugo. Max shares that he has a 16-year-old sister Zoe living in the USA, enjoys video games, basketball, and music. Thomas enjoys football, video games, wrestling and music, supporting Olympique Marseille. Hugo plays football for Moliere's Club, supports Toulouse FC, and likes video games, TV, snowboarding and music by Akon and Kanye West.
Laura Hanequand is a 13-year-old girl who lives in the countryside near Caussade with her mother, younger brother Theo aged 11, and baby half-sister Lena who is 4 months old. She enjoys Japanese music, food, and manga, playing guitar, and her favorite school subjects are music and maths. In the future, Laura wants to become an interpreter so she can travel and discover new things.
O documento resume os resultados financeiros da Estácio Participações no 4T15 e 2015. A empresa teve crescimento de receita líquida recorrente de 23,4% em 2015, aumento de EBITDA recorrente ajustado de 40,9% e crescimento da base total de alunos de 15,4%. A empresa também adquiriu as faculdades FNC e FCAT em 2015 e destaca como pilares estratégicos o crescimento contínuo da satisfação de colaboradores e alunos.
This document contains introductions from several students. Baptiste is 12 years old and lives in Réalville with his parents and two cats. He enjoys video games, rugby, tennis and football. Max is also 13 and lives in Cayrac with his sister. He plays basketball and enjoys video games, surfing the web, and listening to music, especially hip hop, rap and R&B. Claire is 13 and lives in Septfonds with two brothers and a sister, and enjoys dancing modern and ballet.
Baptiste is a 12-year-old boy who lives in Réalville, France. He has two cats named Cannelle and Nougat and enjoys playing rugby, tennis, and watching television. Hugo is also 13 years old and lives in Réalville. He plays football and enjoys snowboarding, video games, listening to music, and supports Toulouse Football Club. Max is 13 years old and lives in Cayrac. He plays basketball and enjoys video games, surfing the web, and listening to music like Hip Hop, Rap, and R&B.
This document contains introductions from three 13-year-olds - Max, Thomas, and Hugo. Max shares that he has a 16-year-old sister Zoe living in the USA, enjoys video games, basketball, and music. Thomas enjoys football, video games, wrestling and music, supporting Olympique Marseille. Hugo plays football for Moliere's Club, supports Toulouse FC, and likes video games, TV, snowboarding and music by Akon and Kanye West.
Laura Hanequand is a 13-year-old girl who lives in the countryside near Caussade with her mother, younger brother Theo aged 11, and baby half-sister Lena who is 4 months old. She enjoys Japanese music, food, and manga, playing guitar, and her favorite school subjects are music and maths. In the future, Laura wants to become an interpreter so she can travel and discover new things.
O documento resume os resultados financeiros da Estácio Participações no 4T15 e 2015. A empresa teve crescimento de receita líquida recorrente de 23,4% em 2015, aumento de EBITDA recorrente ajustado de 40,9% e crescimento da base total de alunos de 15,4%. A empresa também adquiriu as faculdades FNC e FCAT em 2015 e destaca como pilares estratégicos o crescimento contínuo da satisfação de colaboradores e alunos.
This document contains introductions from several students. Baptiste is 12 years old and lives in Réalville with his parents and two cats. He enjoys video games, rugby, tennis and football. Max is also 13 and lives in Cayrac with his sister. He plays basketball and enjoys video games, surfing the web, and listening to music, especially hip hop, rap and R&B. Claire is 13 and lives in Septfonds with two brothers and a sister, and enjoys dancing modern and ballet.
Baptiste is a 12-year-old boy who lives in Réalville, France. He has two cats named Cannelle and Nougat and enjoys playing rugby, tennis, and watching television. Hugo is also 13 years old and lives in Réalville. He plays football and enjoys snowboarding, video games, listening to music, and supports Toulouse Football Club. Max is 13 years old and lives in Cayrac. He plays basketball and enjoys video games, surfing the web, and listening to music like Hip Hop, Rap, and R&B.
This document contains introductions from three 13-year-olds - Max, Thomas, and Hugo. Max shares that he has a 16-year-old sister Zoe living in the USA, enjoys video games, basketball, and music. Thomas enjoys football, video games, wrestling and music, supporting Olympique Marseille. Hugo plays football for Moliere's Club, supports Toulouse FC, and likes video games, TV, snowboarding and music by Akon and Kanye West.
Tim's brother Sam joins the army against their father's wishes and leaves home. Sam takes the family gun with him. Later, Sam returns home briefly but must return to the army. Tim helps Sam secretly before he leaves again. Their father is captured and dies in prison. Sam continues fighting but gets arrested for stealing, though he claims innocence. Tim tries to get Sam released but is unsuccessful. Sam is executed for his alleged crime while Tim looks on helplessly.
Social media allows people to connect and interact online through various platforms. Some key examples of social media sites include Facebook, which enables status updates and groups, MySpace which focuses on music sharing, and Bebo which is popular among younger users. These sites allow people to build networks and share content like photos, videos, and comments. Companies have also utilized social media for marketing by creating engaging content and campaigns that target specific demographics online. Overall, social media provides new interactive tools for both personal connections and business promotions.
The document provides information about IESAM, a for-profit higher education institution located in Belém, Pará, Brazil. Some key details include:
- IESAM has a student base of 4,000 students and competes with 16 other institutions in the market.
- It offers 23 undergraduate and 18 graduate courses, primarily in engineering, management, and technology.
- The institution has an opportunity to grow by reducing idle seats, which currently make up 75% of its total seats.
- An acquisition of IESAM would allow the acquiring company to gain an 11% market share in Belém and achieve synergies from consolidating operations.
Our school is called Pierre Darasse. It has several buildings that house classrooms, staff rooms, a library, offices, a canteen, gyms, and medical rooms. There are four green areas on the grounds, located next to the canteen, gym, main building, and medical room. However, there are not many benches and the students wish there were more trees and places to sort waste. A group of 8th grade students is working on a green zone project to make the school more environmentally friendly by raising awareness of waste and recycling through posters and bins.
O documento descreve a estratégia de aquisição da Faculdade Unidas de Feira de Santana, localizada na segunda maior cidade da Bahia. A IES possui 1.500 alunos matriculados e taxa de ociosidade de 46%, com potencial para crescimento após a aquisição pela Estácio. O preço sugerido é de R$9,5 milhões, com pagamento parcelado de R$6,5 milhões à vista e R$3 milhões em parcelas indexadas à inflação.
Rogério Melzi, CEO, presented 1Q15 results which showed continued growth with a 34.2% increase in net revenue. EBITDA increased 51.4% through cost control and operational efficiencies. The company will continue expanding through new campuses and acquisitions while maintaining a conservative approach to growth and financial discipline. UniSEB acquisition contributed to a 33.8% increase in student base to 527,900 students.
Anti Credit Abuse & Acquisitions Seminarenlightful
A seminar I gave at Minsheng Banking Corp's Card Headquarters in Beijing. The audience included Minsheng Card's most risk managers and VP Card Services. In Mandarin.
This document contains introductions from three 13-year-olds - Max, Thomas, and Hugo. Max shares that he has a 16-year-old sister Zoe living in the USA, enjoys video games, basketball, and music. Thomas enjoys football, video games, wrestling and music, supporting Olympique Marseille. Hugo plays football for Moliere's Club, supports Toulouse FC, and likes video games, TV, snowboarding and music by Akon and Kanye West.
Tim's brother Sam joins the army against their father's wishes and leaves home. Sam takes the family gun with him. Later, Sam returns home briefly but must return to the army. Tim helps Sam secretly before he leaves again. Their father is captured and dies in prison. Sam continues fighting but gets arrested for stealing, though he claims innocence. Tim tries to get Sam released but is unsuccessful. Sam is executed for his alleged crime while Tim looks on helplessly.
Social media allows people to connect and interact online through various platforms. Some key examples of social media sites include Facebook, which enables status updates and groups, MySpace which focuses on music sharing, and Bebo which is popular among younger users. These sites allow people to build networks and share content like photos, videos, and comments. Companies have also utilized social media for marketing by creating engaging content and campaigns that target specific demographics online. Overall, social media provides new interactive tools for both personal connections and business promotions.
The document provides information about IESAM, a for-profit higher education institution located in Belém, Pará, Brazil. Some key details include:
- IESAM has a student base of 4,000 students and competes with 16 other institutions in the market.
- It offers 23 undergraduate and 18 graduate courses, primarily in engineering, management, and technology.
- The institution has an opportunity to grow by reducing idle seats, which currently make up 75% of its total seats.
- An acquisition of IESAM would allow the acquiring company to gain an 11% market share in Belém and achieve synergies from consolidating operations.
Our school is called Pierre Darasse. It has several buildings that house classrooms, staff rooms, a library, offices, a canteen, gyms, and medical rooms. There are four green areas on the grounds, located next to the canteen, gym, main building, and medical room. However, there are not many benches and the students wish there were more trees and places to sort waste. A group of 8th grade students is working on a green zone project to make the school more environmentally friendly by raising awareness of waste and recycling through posters and bins.
O documento descreve a estratégia de aquisição da Faculdade Unidas de Feira de Santana, localizada na segunda maior cidade da Bahia. A IES possui 1.500 alunos matriculados e taxa de ociosidade de 46%, com potencial para crescimento após a aquisição pela Estácio. O preço sugerido é de R$9,5 milhões, com pagamento parcelado de R$6,5 milhões à vista e R$3 milhões em parcelas indexadas à inflação.
Rogério Melzi, CEO, presented 1Q15 results which showed continued growth with a 34.2% increase in net revenue. EBITDA increased 51.4% through cost control and operational efficiencies. The company will continue expanding through new campuses and acquisitions while maintaining a conservative approach to growth and financial discipline. UniSEB acquisition contributed to a 33.8% increase in student base to 527,900 students.
Anti Credit Abuse & Acquisitions Seminarenlightful
A seminar I gave at Minsheng Banking Corp's Card Headquarters in Beijing. The audience included Minsheng Card's most risk managers and VP Card Services. In Mandarin.