1. Key Institutions
Monetary Sector

2. Banking Institutions
Banko Sentral ng
Pilipinas
• Sets out policies for the
whole banking sector
• Regulates the operations
of all banks in the country
• Stability of the financial
system of the country
depends on its policies

3. Commercial Banks
• Main banks operating in the country
• They accept deposits like (savings,
time and demand)
• They accept these from household
or firms, and give out loans to them
as well
• They provide loans to businesses as
seed money
• They may also provide car loans or
housing loans

4. Thrift Banks
Savings and Loan
Association
• small saving groups whose members
band together and save
• The funds they pool together can be
used to lend to whoever needs loans
• The interest earned is given back to
the group in the form of dividends
Savings and
Mortgage Banks
• These banks accept mortgages from
the public in exchange for loans
• The interest earned from these loans

5. Private Development Banks
• These were set-up to lend to small businesses
• Unlike large commercial banks which serve mostly large
corporations, these help small businesses develop and
expand their production
• These banks are also supported by the Development
Bank of the Philippines

6. Rural Banks
• These banks were established
under the Republic Act 720 to help
farmers gain access to credit or
loans.
• They also accept deposits from the
public, including non-farmers.
• These banks also lend to
cooperatives and businesses in
the rural areas

7. Trust Companies
• These banks manage the wealth and assets of
those who have no capacity to do so, like
young children or minors.
• They also manage the wealth of charitable
institutions or churches.

8. Specialized Banks
Land Bank of the Philippines
• Aid in the land reform program of the government
• A huge part of the government’s funds are deposited in
Land Bank
• It accepts deposits from the public to increase funds and
gives out loans to business firms.

9. Specialized Banks
Development Bank of the
Philippines
• This bank lends mainly to small and medium-sized firms
• It was established to help develop agriculture and
industry
• A large part of the government’s funds are deposited
here.

10. Financial Plan
• Outline a high-level financial plan that defines your
financial model and pricing assumptions.
– This plan should include expected annual sales and
profits for the next three years.
– Use several slides to cover this material
appropriately.

11. Resource Requirements
• List requirements for the following resources:
– Personnel
– Technology
– Finances
– Distribution
– Promotion
– Products
– Services

12. Risks and Rewards
• Summarize the risks of the proposed project and how
they will be addressed.
• Estimate expected rewards, particularly if you are
seeking funding.

13. Key Issues
• Near term
– Identify key decisions and issues that need
immediate or near-term resolution.
– State consequences of decision postponement.
• Long term
– Identify issues needing long-term resolution.
– State consequences of decision postponement.
• If you are seeking funding, be specific about any issues
that require financial resources for resolution.