This document is a summons and notice of a pretrial conference from the United States Bankruptcy Court for the District of New Jersey regarding an adversary proceeding. It summons the defendant to submit a motion or answer to the attached complaint within 30 days. It also notifies the defendant that a pretrial conference will be held at the court on a specified date and time, and that failure to respond could result in a default judgment. It provides the relevant case numbers, names of the plaintiff and defendant, and contact information for the court and plaintiff's attorney.