The need for financial education across the UAE has never been greater. Today's personal finance landscape is highly complex compared with just a generation ago, and people today need to be able to differentiate between a huge raft of products and product providers to successfully manage their financial obligations. Young adults have access to credit at a far earlier age than many of their parents will have done and it is vital they fully understand the implications of borrowing money before making mistakes that will potentially stay with them for many years.