Presented by:
Tobi Oves
College and Career Counselor
November 15, 2018
Ocean City High School
Class of 2020
Fall College Planning Night
The TEAM
● Mr. Dane Tabano
● Mr. Raymond Martin- Team Leader
● Mrs. Mary McDowell-Campo
● Mr. Christopher Banks
● Mrs. Andrea Kuhlberg
● Mrs. Tobi Oves- College & Career
● Mrs. Colleen Dwyer- Secretary
● College Visits/Naviance
● Admissions Terminology
● Selection Criteria
● FAFSA Basics and the FAFSA4caster
● Resources and Upcoming Events
The Visit
Douglas Christiansen
Vice Provost for Enrollment, Dean of Admissions
Vanderbilt University
“Campus visits are very critical to the process of choosing which college or university is right. It is difficult
to describe the feeling one has when arriving at a new campus, but there is a feeling, and that is what is
important. I have witnessed first-hand when a student loves a campus, or does not love the campus,
upon arrival. What I am actually referring to is “fit.” While a student can find out basically all he/she
needs to know about a campus via the Internet, until a student takes a trip to that campus, the actual
experience is just theoretical. Knowing the journey involved to just arrive at a campus is critical. We have
had students arrive, after driving all day, who then reconsider their opinion of our school. We have had
students who have traveled around the world to arrive here, and fall in love with our campus
immediately. The feel once a student arrives is very personal, and it is one all students need to have
experienced before deciding which school is right for them. A campus visit allows the student to
experience the trip involved to get to the school, the people who are there, and the actual learning
environment on campus. Seeing the dorms and dorm rooms, tasting the food, walking the campus—all
these elements are critical to understanding if a student will actually be happy once he/she is a student
there.”
How Do I Schedule a Visit?
● Visit the admissions office website to sign up for a campus tour/visit (allow a minimum of three hours for
each visit)
● Arrange a meeting with the coach/advisor/Dean of the student’s special area of interest or major
● Sign Up for various visits through Naviance
Middleton Clip
Naviance
● Provides Valuable Admissions Information
● Assists Students with identifying potential
careers/college majors
● Organizes Application Deadlines
● Counselors send application materials to the
colleges through family connection
● Teachers upload their recommendations and
evaluation forms to Naviance
Login to Naviance To Explore the Following:
1. Career/Major Exploration
2. Summer Enrichment
3. Sign up for OCHS College Visits
4. College/Post-Secondary Education
5. College Applications
6. Teacher Recommendations
7. Scholarship Applications
HOW CAN NAVIANCE HELP ME TO FIGURE OUT IF
THE COLLEGE IS THE RIGHT ACADEMIC “FIT?”
GRAPHS:
The Naviance Graphs are the most statistically reliable
data a student/family can use when determining
academic “fit.” It is eight years of admission data specific
to OCHS. The student is plotted on the graph among
other students who applied from OCHS. The graph
indicates if they are in a solid range for admissions.
•Size of School
•Location
•Distance from home
•ActivitiesAthletics
•PublicPrivate
•Coed/Single Sex
•Entrance Requirements
•Majors Available ( What is the school’s
commitment?)
•Cost (Net Price Calculator)
•REGULAR ADMISSION Students must submit an application by
a specified date to be considered for admission. Students may apply to
other schools without restriction.
•ROLLING ADMISSION* Application are reviewed as they
arrive (and are complete), rather than according to a set deadline.
Applicants are then notified as the college finishes the review of the
application.
•EARLY ACTION A prospective student applies for admission by
an early deadline (before the regular admission deadline) and receives
notice of acceptance, denial, or deferment with no obligation to the
university to enroll, if accepted for admission.
•EARLY DECISION* Similar to Early action, but
differs in that it constitutes a binding commitment to enroll;
that is, by applying early decision, the student commits to
enroll in the school if accepted. If offered admission under an
early decision program the applicant must withdraw all other
applications to other institutions and enroll at that institution.
•RESTRICTIVE EARLY ACTION Similar to an
Early Action plan; however institutions with restrictive early
action plans usually place limitations on an applicant’s
application to other early plans (check with your choice
college for details). If an applicant is admitted under
restrictive early action, the applicant is not obligated to
accept the offer or submit an early deposit.
•DEFERRED ADMISSION A category of admission used in
conjunction with early (action, decision, notification, or acceptance)
plans to indicate that a student has not been admitted early but will
remain in the applicant pool for reconsideration during the review of
applications for regular admissions.
•WAIT LISTED An applicant is put on the waitlist when an
admissions officer or committee decides to offer the applicant the
opportunity to enroll in the institution only if there is space available
in the incoming class after fully admitted students have responded to
their offers to enroll.
•NEED BLIND ADMISSION the admitting institution does not
consider an applicant's financial situation when deciding admission.
OPEN ADMISSIONS Some colleges will admit all students
who apply as long as they’ve completed high school (or passed
the GED).
Such colleges are said to have an open admissions policy. They
usually offer remedial courses for students who are not ready for
college-level work.
Many community colleges are open admission schools.
INSTANT DECISION DAY ADMISSIONS: Students will
have the opportunity to be admitted to specific
colleges/universities here at OCHS next fall! Look for details
over the summer regarding dates/times/ and selection criteria for
each school!
•GPA (all high school subjects) / May be recomputed
•STRENGTH OF COURSES
•ADMISSION TEST SCORES (SAT I, SAT II,
ACT)
•ESSAY OR WRITING SAMPLE
•COUNSELOR RECOMMENDATION
•TEACHER RECOMMENDATION(S)
•INTERVIEW
•EXTRACURRICULAR ACTIVITIES
INCLUDING EMPLOYMENT
•“DEMONSTRATED INTEREST”
•PERSONAL AWARDS & RECOGNITION
•STUDENT’S STATE OF RESIDENCE
Is Donald from North Dakota…
or a minority…. a legacy…last name is
Trump…plays the Tuba…majoring in linguistics,
emailed the head of the English Department and sat
in on a class….a merit scholar, valedictorian,
national champion.
•SAT: 1450+
•ACT: 31+
•GPA: 4.3+
•18+ ACADEMIC
UNITS REC
•10- 25% accepted
•SAT II required
• PRINCETON
• HARVARD
• UNIVERSITY OF
PENNSYLVANIA
• DUKE UNIVERSITY
• GEORGETOWN
UNIVERSITY
•SAT: 1360+
•ACT: 30+
•GPA: 3.8+
•16-18
ACADEMIC
UNITS REC
•30-40% accepted
•SAT II required
▪UCLA
▪WAKE FOREST
▪UNIVERSITY OF
VIRGINIA* (most sel)
▪UNC CHAPEL HILL*
(most selective)
▪NEW YORK
UNIVERSITY
▪BUCKNELL
▪UNIVERSITY OF
RICHMOND
•SAT: 1270+
•ACT: 27+
•GPA: 3.3 - 3.7+
•16+ academic units
•40-50 % accepted
•SAT II may be
required
• BOSTON UNIV.
• AMERICAN UNIV.
• COLLEGE OF NEW
JERSEY * (academic
schedule)
• ST. JOSEPH’S UNIV.
• RUTGERS
• PENN STATE
• VILLANOVA
•SAT: 1080+
•ACT: 22-24+
•GPA: 3.0 - 3.5+
•16 ACADEMIC
UNITS
•50-60% accepted
•SAT II not required
• TEMPLE UNIVERSITY
• UNIVERSITY OF
CENTAL FL
• STOCKTON UNIV
• RAMPO COLLEGE
•SAT: 1000+
•ACT: 19+
•GPA: 2.8-3.2+
•16 ACADEMIC
UNITS
•75%+ acceptance
rate
•SAT II not required
• CABRINI
UNIVERSITY
• CHESTNUT HILL
• RIDER UNIVERSITY
• MONTCLAIR
STATE UNIVERSITY
• WILLIAM
PATTERSON
UNIVERSITY
• HIGH SCHOOL
DIPLOMA OR GED
• NO MINIMUM GPA
• NO SAT OR ACT
REQUIRED
• IN-HOUSE
TESTING
•COMMUNITY
COLLEGES
The cost of tuition is
significantly lower than the
vast majority of four year
institutions.
Look for articulation
agreements
www.atlantic.edu
www.njtransfer.org
NJ Stars- Top 15% of
graduating class can attend
community college for
FREE. www.njstars.net
How Many Colleges Should I Apply to?
● 1-2 High Range (Reach Schools)
● 3-4 Probable Schools (Target Schools)
● 1-2 Safety Schools
● Most students apply to 6-8 Colleges/Universities
What Tests Should I Take?
● 2 SAT exams in Junior Year (October/November) if enrolled in Pre-
Cal or higher Math; March if enrolled in Algebra 2 or Geometry
● SUMMER TESTING is NOW available!! TAKE ADVANTAGE of IT!!!
● 1 SAT Exam in the Fall of Senior Year (if needed)
● 1-2 ACT Exams in the Winter/Spring of Junior Year
● 1 ACT in the Fall of Senior Year (if needed)
● SAT Subjects test are only required for the most selective
Colleges/Universities
● SAT Subject Tests should be completed in Junior Year in May or June
(3 can be completed on one SAT date (visit www.collegeboard.org
for details)
How Do I Sign Up for SAT’s and ACT’s?
● www.collegeboard.org
● www.actstudent.org
How Can I Prepare for the SAT and ACT?
● The OCHS Guidance team recommends ½ hour
a night 4 nights a week (minimum) of studying.
● FREE Method Test Prep on Naviance!
● If taking a preparation course is NOT an option
purchase a preparation book through amazon
and logon to your PSAT results. Use the “free”
online test prep provided through the Khan
academy.
● If a preparatory course IS an option see your
counselor or the secondary planning guide for a
complete list.
Do you need Testing Accommodations?
● For the SAT visit the website explaining accommodations
and how to submit a request :
https://www.collegeboard.org/students-with-
disabilities/request-accommodations
● The ACT is a separate governing body that requires a
different application for accommodations:
http://www.act.org/content/act/en/products-and-
services/the-act/taking-the-test/services-for-examinees-
with-disabilities.html
Who Requires Subject Tests?
● Typically IVY League and “elite” private Colleges/Universities
● https://collegereadiness.collegeboard.org/sat-subject-tests/about/institutions-using
Who Requires Subject Tests?
● Typically IVY League and “elite” private Colleges/Universities
● https://collegereadiness.collegeboard.org/sat-subject-tests/about/institutions-using
What if I Do Not Test Well?
● Several Colleges/Universities across the country are no longer requiring standardized tests for admissions
and scholarships
● Visit The “Fair Test” Website
○ www.fairtest.org
What do the following famous people have in
common?
● Bruce Willis, Actor
● Redman (Reginald Noble) Rapper, Record Producer
● Irwin Allen Ginsberg, American Poet
● Jason Biggs, Actor (Best Known for Role in American Pie and
Orange is the new Black)
● Edna Buchanan, Author, Journalist
● Jane Holl Lute, Former Deputy Secretary of Homeland
Security
● Barbara Buono, NJ Senator, nominee for Governor of NJ
● Nelson J. Perez, American prelate of the Roman Catholic
Church, Bishop of Cleveland
● Paul J. Lioy, US Health Scientist, World's leading expert in
human exposure to toxins and air pollution.
They ALL attended
What
University?
Financial Aid 101
Primary goal is to assist students in paying for
college and is achieved by:
● Evaluating family’s ability to pay for educational costs
● Distributing limited resources in an equitable manner
▶ Providing a balance of gift aid and self-help aid
Sources of Aid
● Federal
● State
● The University/College
● Private
○ Civic organizations (i.e., local Rotary Club, parent’s
employer, high school awards, etc.)
● Use FAFSA4caster.ed.gov
Merit Vs. Need Based Aid
● Merit-Based Aid - aid given to students strictly on the basis of
merit. May be based on:
○ Academic record
○ Special characteristics
○ Skills or talents
○ Involvement
■ Does not have to be repaid; may be renewable from year to year.
● Need-Based Aid - aid awarded to students on the basis of financial
need. Re-evaluated each year as financial situations may
change.
What is EFC?
● What is EFC?: Expected Family Contribution: Factors that can impact an EFC based on the federal
methodology:
○ Age of parents/guardians
○ Size of Family
○ Personal Assets
○ Medical Expenses
○ Healthcare for aging parents
Definition of Need
Cost of Attendance (COA)
– Expected Family Contribution (EFC)
= Financial Need
FASFA Must Be Filed Online:
https://fafsa.ed.gov/
CSS Profile http://css.collegeboard.org/
Don’t Miss Out by Anna and Robert Leider
The A’s and B’s of Academic Scholarships by
Anna Leider
www.hessa.org
https://studentaid.ed.gov/sa/fafsa/estimate***
Fafsa.ed.gov
www.njbest.com
Studentaid.ed.gov
Paying for College Without Going Broke,
Chany Clinton
Right College, Right Price, Palmasani, F.
Other Financial Aid Resources:
Live Resources to Assist You:
● HESAA Web Site www.hesaa.org
● HESAA Financial Aid Hotline
○ 800-792-8670
8:00 am – 8:00 pm Monday thru Thursday
8:00 am – 5:00 pm Friday
● Federal Aid Website and Toll-free Number
www.studentaid.gov/completefafsa
1-800-433-3243
Student Loan Debt = $1.4 TRILLION
Think BEFORE you borrow!
Total Bal 6% 7% 8% 9% 10%
$5,000 55.51 58.06 60.67 63.34 66.08
$10,000 111.02 116.11 121.33 122.68 132.16
$15,000 166.53 174.17 182.00 190.02 198.23
$20,000 222.04 232.22 242.66 253.66 264.31
$25,000 277.55 290.28 303.32 316.69 330.38
$30,000 333.06 348.33 364.99 380.03 396.46
$35,000 388.57 406.38 424.65 443.37 462.53
$40,000 444.08 464.44 485.38 506.71 528.61
$45,000 499.59 522.49 545.98 570.05 594.68
$50,000 555.10 580.55 606.64 633.38 660.76
Sample 10 year Re-Payment Plan
It still PAYS to go to College
Completed Income
● > High School $38,000
● High School $ 56, 810
● College $ 104, 514
● Master’s $ 121, 484
● Doctorate $ 142, 089
● Professional $ 177,880
Post Secondary
Planning Guide
● Students will receive a hard copy from their counselor in the Spring.
● A link is located on our Guidance department website.
● A link is also located on the home page of Naviance
● Be sure to review the OCHS policies and procedures as it relates to the application process.
Upcoming Events
● Spring Junior College Night: 3/7/2019 @ 6:00 PM
● Military Options Night: 3/7/2019 @ 7:15 PM
● College Admissions Panel: 5/6/19 @ 6:30 PM
● College Application “Boot Camp”@ Stockton University: ** Typically 8/1/2019
Senior Night & Financial Aid/Scholarship Night: September 2019
College Planning Conference: October 2019
Instant Decision Days @ OCHS Late October or Early November 2019
National College Fair @ Atlantic City Convention Center 11/2019 6:00 PM- 8:00
PM Pre Register on their website!
IDD @ OCHS 2018
Final Thoughts:
● Make VISITS a priority!
● STUDENTS OWN the process
● UTILIZE NAVIANCE
● There are over 4,700 Colleges/Universities in the
Country! All vary in size, cost and location.
● Do not “shy” away from an expensive school, if
their COA is high you may qualify for aid based on
your EFC.
● Look for “pockets of excellence”
● Be sure to diversify your list of school by cost and
competitiveness
Thank you!!
Thank you for taking the time to listen to this presentation! We are eager and proud to serve the Ocean City High
School students and families!
toves@ocsdnj.org
609-814-8716

Junior parent college night pp 2018 fall

  • 1.
    Presented by: Tobi Oves Collegeand Career Counselor November 15, 2018 Ocean City High School Class of 2020 Fall College Planning Night
  • 2.
    The TEAM ● Mr.Dane Tabano ● Mr. Raymond Martin- Team Leader ● Mrs. Mary McDowell-Campo ● Mr. Christopher Banks ● Mrs. Andrea Kuhlberg ● Mrs. Tobi Oves- College & Career ● Mrs. Colleen Dwyer- Secretary
  • 3.
    ● College Visits/Naviance ●Admissions Terminology ● Selection Criteria ● FAFSA Basics and the FAFSA4caster ● Resources and Upcoming Events
  • 4.
    The Visit Douglas Christiansen ViceProvost for Enrollment, Dean of Admissions Vanderbilt University “Campus visits are very critical to the process of choosing which college or university is right. It is difficult to describe the feeling one has when arriving at a new campus, but there is a feeling, and that is what is important. I have witnessed first-hand when a student loves a campus, or does not love the campus, upon arrival. What I am actually referring to is “fit.” While a student can find out basically all he/she needs to know about a campus via the Internet, until a student takes a trip to that campus, the actual experience is just theoretical. Knowing the journey involved to just arrive at a campus is critical. We have had students arrive, after driving all day, who then reconsider their opinion of our school. We have had students who have traveled around the world to arrive here, and fall in love with our campus immediately. The feel once a student arrives is very personal, and it is one all students need to have experienced before deciding which school is right for them. A campus visit allows the student to experience the trip involved to get to the school, the people who are there, and the actual learning environment on campus. Seeing the dorms and dorm rooms, tasting the food, walking the campus—all these elements are critical to understanding if a student will actually be happy once he/she is a student there.”
  • 5.
    How Do ISchedule a Visit? ● Visit the admissions office website to sign up for a campus tour/visit (allow a minimum of three hours for each visit) ● Arrange a meeting with the coach/advisor/Dean of the student’s special area of interest or major ● Sign Up for various visits through Naviance
  • 6.
  • 7.
    Naviance ● Provides ValuableAdmissions Information ● Assists Students with identifying potential careers/college majors ● Organizes Application Deadlines ● Counselors send application materials to the colleges through family connection ● Teachers upload their recommendations and evaluation forms to Naviance
  • 8.
    Login to NavianceTo Explore the Following: 1. Career/Major Exploration 2. Summer Enrichment 3. Sign up for OCHS College Visits 4. College/Post-Secondary Education 5. College Applications 6. Teacher Recommendations 7. Scholarship Applications
  • 9.
    HOW CAN NAVIANCEHELP ME TO FIGURE OUT IF THE COLLEGE IS THE RIGHT ACADEMIC “FIT?” GRAPHS: The Naviance Graphs are the most statistically reliable data a student/family can use when determining academic “fit.” It is eight years of admission data specific to OCHS. The student is plotted on the graph among other students who applied from OCHS. The graph indicates if they are in a solid range for admissions.
  • 10.
    •Size of School •Location •Distancefrom home •ActivitiesAthletics •PublicPrivate •Coed/Single Sex •Entrance Requirements •Majors Available ( What is the school’s commitment?) •Cost (Net Price Calculator)
  • 11.
    •REGULAR ADMISSION Studentsmust submit an application by a specified date to be considered for admission. Students may apply to other schools without restriction. •ROLLING ADMISSION* Application are reviewed as they arrive (and are complete), rather than according to a set deadline. Applicants are then notified as the college finishes the review of the application. •EARLY ACTION A prospective student applies for admission by an early deadline (before the regular admission deadline) and receives notice of acceptance, denial, or deferment with no obligation to the university to enroll, if accepted for admission.
  • 12.
    •EARLY DECISION* Similarto Early action, but differs in that it constitutes a binding commitment to enroll; that is, by applying early decision, the student commits to enroll in the school if accepted. If offered admission under an early decision program the applicant must withdraw all other applications to other institutions and enroll at that institution. •RESTRICTIVE EARLY ACTION Similar to an Early Action plan; however institutions with restrictive early action plans usually place limitations on an applicant’s application to other early plans (check with your choice college for details). If an applicant is admitted under restrictive early action, the applicant is not obligated to accept the offer or submit an early deposit.
  • 13.
    •DEFERRED ADMISSION Acategory of admission used in conjunction with early (action, decision, notification, or acceptance) plans to indicate that a student has not been admitted early but will remain in the applicant pool for reconsideration during the review of applications for regular admissions. •WAIT LISTED An applicant is put on the waitlist when an admissions officer or committee decides to offer the applicant the opportunity to enroll in the institution only if there is space available in the incoming class after fully admitted students have responded to their offers to enroll. •NEED BLIND ADMISSION the admitting institution does not consider an applicant's financial situation when deciding admission.
  • 14.
    OPEN ADMISSIONS Somecolleges will admit all students who apply as long as they’ve completed high school (or passed the GED). Such colleges are said to have an open admissions policy. They usually offer remedial courses for students who are not ready for college-level work. Many community colleges are open admission schools. INSTANT DECISION DAY ADMISSIONS: Students will have the opportunity to be admitted to specific colleges/universities here at OCHS next fall! Look for details over the summer regarding dates/times/ and selection criteria for each school!
  • 15.
    •GPA (all highschool subjects) / May be recomputed •STRENGTH OF COURSES •ADMISSION TEST SCORES (SAT I, SAT II, ACT) •ESSAY OR WRITING SAMPLE •COUNSELOR RECOMMENDATION •TEACHER RECOMMENDATION(S) •INTERVIEW •EXTRACURRICULAR ACTIVITIES INCLUDING EMPLOYMENT •“DEMONSTRATED INTEREST” •PERSONAL AWARDS & RECOGNITION •STUDENT’S STATE OF RESIDENCE
  • 16.
    Is Donald fromNorth Dakota… or a minority…. a legacy…last name is Trump…plays the Tuba…majoring in linguistics, emailed the head of the English Department and sat in on a class….a merit scholar, valedictorian, national champion.
  • 18.
    •SAT: 1450+ •ACT: 31+ •GPA:4.3+ •18+ ACADEMIC UNITS REC •10- 25% accepted •SAT II required • PRINCETON • HARVARD • UNIVERSITY OF PENNSYLVANIA • DUKE UNIVERSITY • GEORGETOWN UNIVERSITY
  • 19.
    •SAT: 1360+ •ACT: 30+ •GPA:3.8+ •16-18 ACADEMIC UNITS REC •30-40% accepted •SAT II required ▪UCLA ▪WAKE FOREST ▪UNIVERSITY OF VIRGINIA* (most sel) ▪UNC CHAPEL HILL* (most selective) ▪NEW YORK UNIVERSITY ▪BUCKNELL ▪UNIVERSITY OF RICHMOND
  • 20.
    •SAT: 1270+ •ACT: 27+ •GPA:3.3 - 3.7+ •16+ academic units •40-50 % accepted •SAT II may be required • BOSTON UNIV. • AMERICAN UNIV. • COLLEGE OF NEW JERSEY * (academic schedule) • ST. JOSEPH’S UNIV. • RUTGERS • PENN STATE • VILLANOVA
  • 21.
    •SAT: 1080+ •ACT: 22-24+ •GPA:3.0 - 3.5+ •16 ACADEMIC UNITS •50-60% accepted •SAT II not required • TEMPLE UNIVERSITY • UNIVERSITY OF CENTAL FL • STOCKTON UNIV • RAMPO COLLEGE
  • 22.
    •SAT: 1000+ •ACT: 19+ •GPA:2.8-3.2+ •16 ACADEMIC UNITS •75%+ acceptance rate •SAT II not required • CABRINI UNIVERSITY • CHESTNUT HILL • RIDER UNIVERSITY • MONTCLAIR STATE UNIVERSITY • WILLIAM PATTERSON UNIVERSITY
  • 23.
    • HIGH SCHOOL DIPLOMAOR GED • NO MINIMUM GPA • NO SAT OR ACT REQUIRED • IN-HOUSE TESTING •COMMUNITY COLLEGES The cost of tuition is significantly lower than the vast majority of four year institutions. Look for articulation agreements www.atlantic.edu www.njtransfer.org NJ Stars- Top 15% of graduating class can attend community college for FREE. www.njstars.net
  • 24.
    How Many CollegesShould I Apply to? ● 1-2 High Range (Reach Schools) ● 3-4 Probable Schools (Target Schools) ● 1-2 Safety Schools ● Most students apply to 6-8 Colleges/Universities
  • 25.
    What Tests ShouldI Take? ● 2 SAT exams in Junior Year (October/November) if enrolled in Pre- Cal or higher Math; March if enrolled in Algebra 2 or Geometry ● SUMMER TESTING is NOW available!! TAKE ADVANTAGE of IT!!! ● 1 SAT Exam in the Fall of Senior Year (if needed) ● 1-2 ACT Exams in the Winter/Spring of Junior Year ● 1 ACT in the Fall of Senior Year (if needed) ● SAT Subjects test are only required for the most selective Colleges/Universities ● SAT Subject Tests should be completed in Junior Year in May or June (3 can be completed on one SAT date (visit www.collegeboard.org for details)
  • 26.
    How Do ISign Up for SAT’s and ACT’s? ● www.collegeboard.org ● www.actstudent.org
  • 27.
    How Can IPrepare for the SAT and ACT? ● The OCHS Guidance team recommends ½ hour a night 4 nights a week (minimum) of studying. ● FREE Method Test Prep on Naviance! ● If taking a preparation course is NOT an option purchase a preparation book through amazon and logon to your PSAT results. Use the “free” online test prep provided through the Khan academy. ● If a preparatory course IS an option see your counselor or the secondary planning guide for a complete list.
  • 28.
    Do you needTesting Accommodations? ● For the SAT visit the website explaining accommodations and how to submit a request : https://www.collegeboard.org/students-with- disabilities/request-accommodations ● The ACT is a separate governing body that requires a different application for accommodations: http://www.act.org/content/act/en/products-and- services/the-act/taking-the-test/services-for-examinees- with-disabilities.html
  • 29.
    Who Requires SubjectTests? ● Typically IVY League and “elite” private Colleges/Universities ● https://collegereadiness.collegeboard.org/sat-subject-tests/about/institutions-using
  • 30.
    Who Requires SubjectTests? ● Typically IVY League and “elite” private Colleges/Universities ● https://collegereadiness.collegeboard.org/sat-subject-tests/about/institutions-using
  • 31.
    What if IDo Not Test Well? ● Several Colleges/Universities across the country are no longer requiring standardized tests for admissions and scholarships ● Visit The “Fair Test” Website ○ www.fairtest.org
  • 32.
    What do thefollowing famous people have in common? ● Bruce Willis, Actor ● Redman (Reginald Noble) Rapper, Record Producer ● Irwin Allen Ginsberg, American Poet ● Jason Biggs, Actor (Best Known for Role in American Pie and Orange is the new Black) ● Edna Buchanan, Author, Journalist ● Jane Holl Lute, Former Deputy Secretary of Homeland Security ● Barbara Buono, NJ Senator, nominee for Governor of NJ ● Nelson J. Perez, American prelate of the Roman Catholic Church, Bishop of Cleveland ● Paul J. Lioy, US Health Scientist, World's leading expert in human exposure to toxins and air pollution.
  • 33.
  • 34.
    Financial Aid 101 Primarygoal is to assist students in paying for college and is achieved by: ● Evaluating family’s ability to pay for educational costs ● Distributing limited resources in an equitable manner ▶ Providing a balance of gift aid and self-help aid
  • 35.
    Sources of Aid ●Federal ● State ● The University/College ● Private ○ Civic organizations (i.e., local Rotary Club, parent’s employer, high school awards, etc.) ● Use FAFSA4caster.ed.gov
  • 36.
    Merit Vs. NeedBased Aid ● Merit-Based Aid - aid given to students strictly on the basis of merit. May be based on: ○ Academic record ○ Special characteristics ○ Skills or talents ○ Involvement ■ Does not have to be repaid; may be renewable from year to year. ● Need-Based Aid - aid awarded to students on the basis of financial need. Re-evaluated each year as financial situations may change.
  • 37.
    What is EFC? ●What is EFC?: Expected Family Contribution: Factors that can impact an EFC based on the federal methodology: ○ Age of parents/guardians ○ Size of Family ○ Personal Assets ○ Medical Expenses ○ Healthcare for aging parents
  • 38.
    Definition of Need Costof Attendance (COA) – Expected Family Contribution (EFC) = Financial Need
  • 39.
    FASFA Must BeFiled Online: https://fafsa.ed.gov/
  • 40.
  • 41.
    Don’t Miss Outby Anna and Robert Leider The A’s and B’s of Academic Scholarships by Anna Leider www.hessa.org https://studentaid.ed.gov/sa/fafsa/estimate*** Fafsa.ed.gov www.njbest.com Studentaid.ed.gov Paying for College Without Going Broke, Chany Clinton Right College, Right Price, Palmasani, F. Other Financial Aid Resources:
  • 42.
    Live Resources toAssist You: ● HESAA Web Site www.hesaa.org ● HESAA Financial Aid Hotline ○ 800-792-8670 8:00 am – 8:00 pm Monday thru Thursday 8:00 am – 5:00 pm Friday ● Federal Aid Website and Toll-free Number www.studentaid.gov/completefafsa 1-800-433-3243
  • 43.
    Student Loan Debt= $1.4 TRILLION
  • 44.
    Think BEFORE youborrow! Total Bal 6% 7% 8% 9% 10% $5,000 55.51 58.06 60.67 63.34 66.08 $10,000 111.02 116.11 121.33 122.68 132.16 $15,000 166.53 174.17 182.00 190.02 198.23 $20,000 222.04 232.22 242.66 253.66 264.31 $25,000 277.55 290.28 303.32 316.69 330.38 $30,000 333.06 348.33 364.99 380.03 396.46 $35,000 388.57 406.38 424.65 443.37 462.53 $40,000 444.08 464.44 485.38 506.71 528.61 $45,000 499.59 522.49 545.98 570.05 594.68 $50,000 555.10 580.55 606.64 633.38 660.76 Sample 10 year Re-Payment Plan
  • 45.
    It still PAYSto go to College Completed Income ● > High School $38,000 ● High School $ 56, 810 ● College $ 104, 514 ● Master’s $ 121, 484 ● Doctorate $ 142, 089 ● Professional $ 177,880
  • 46.
    Post Secondary Planning Guide ●Students will receive a hard copy from their counselor in the Spring. ● A link is located on our Guidance department website. ● A link is also located on the home page of Naviance ● Be sure to review the OCHS policies and procedures as it relates to the application process.
  • 47.
    Upcoming Events ● SpringJunior College Night: 3/7/2019 @ 6:00 PM ● Military Options Night: 3/7/2019 @ 7:15 PM ● College Admissions Panel: 5/6/19 @ 6:30 PM ● College Application “Boot Camp”@ Stockton University: ** Typically 8/1/2019 Senior Night & Financial Aid/Scholarship Night: September 2019 College Planning Conference: October 2019 Instant Decision Days @ OCHS Late October or Early November 2019 National College Fair @ Atlantic City Convention Center 11/2019 6:00 PM- 8:00 PM Pre Register on their website!
  • 48.
  • 49.
    Final Thoughts: ● MakeVISITS a priority! ● STUDENTS OWN the process ● UTILIZE NAVIANCE ● There are over 4,700 Colleges/Universities in the Country! All vary in size, cost and location. ● Do not “shy” away from an expensive school, if their COA is high you may qualify for aid based on your EFC. ● Look for “pockets of excellence” ● Be sure to diversify your list of school by cost and competitiveness
  • 50.
    Thank you!! Thank youfor taking the time to listen to this presentation! We are eager and proud to serve the Ocean City High School students and families! toves@ocsdnj.org 609-814-8716