The document discusses alternatives to traditional title insurance that are gaining acceptance from Fannie Mae and Freddie Mac (GSEs). It notes that a small number of large corporations control nearly 90% of the $26 billion title insurance market with low 3% claims rates. A new company, iTitleTransfer, provides a GSE-compliant closing alternative called an Attorney Opinion Letter as part of its low-cost "iClosing Platform", which aims to provide more consumer choice and efficient closings.