Acquirer Systems is a global leader in testing and validation solutions for complex payment environments, helping clients enhance product efficiency and compliance. The document discusses market dynamics in payment systems, emphasizing the need for improved testing capabilities and faster product delivery in response to evolving customer demands and emerging technologies. Acquirer Systems offers a comprehensive testing platform that streamlines the product lifecycle and mitigates risks associated with payment processing.

1. An Introduction
Market Dynamics and Company Overview

2. Introducing Acquirer Systems
Acquirer Systems is a global leader in test and validation solutions for
complex payment environments.
We help you to improve your competitiveness and the efficiency of your whole
product lifecycle through efficient automated testing.
With Acquirer Systems you can manage the complexities of card scheme compliance, platform
updates, new product launches, EMV chip and NFC contactless deployments, and switch
migration.
Trusted by US Firms Trusted around the world Certified and Confirmed by
+ many more

3. Market background
1. 2.
Deregulation = Global
More competition competitiveness
& New & demand for
entrants customers
5.
Pressure 3.
on Payment Product
Transitioning More Channels
Delivery with more
End-of-life
platforms Transaction
4. Types
EMV + NFC = (service)
More card
products
& types

4. The Evolution of Card Payments
1. More card products
More diverse payments topography = More card projects, more
certifications, more interoperability testing
Phone-based payments
2. Increasing pressure on card and payment
infrastructure management and test capability
New Entrants
3. The winners look to their internal operations to yield
higher efficiencies, enhanced levels of innovation,
product performance and faster time to market
Contactless
EMV / Smart Cards
Credit cards invented Debit cards invented
1950s 1960s 1970s 1980s 1990s 2000s 2010s

5. Transitioning:
Challenges of moving to new payments environment
Discontinued Platforms:
StandardCustomers sunset by Vendors:
Your platforms being have so many choices…
+ More payment methods
NFC, EMV, mPayments, mWallets, closed & open loop cards, virtual payments,
products from
Legacy Systems :
+ More product sources
In house Platforms reaching end of life.
banks and new entrants – tesco, M&S, virgin money, paypal, google
+ More Payment channels
ATM, PoS, Mobile, Internet, Contact, Contactless

6. Will your Payment Environment keep
your business competitive?
The current generation of switches is being
sunset by vendors
In-house platforms reaching end of life and are
unable to support new market dynamics
How can you drive product innovation, keep your
customers happy, reduce costs, and deliver growth?

7. Market Dynamics
Business Needs
1. Get more product to market faster
2. Fast and cost-effective updates, compliance and certifications
3. Improve service experience (assure interoperability & limit in-field failure)
4. Pressure on margins; Reduce churn
5. Deliver more projects and faster
6. Mitigate business risk in the payment card space
New Testing Requirements Drive
1.Improved, more cost-effective testing processes
2.Ability to simulate an end-to-end payments environment and all infield scenarios
3.Manage the complexity of environmental variations
4.Identify & resolve issues faster
5.Integrate testing into product lifecycle to speed up and improve quality of delivery

8. Good testing protects your business

9. How we help you
1. Improve Your Competitiveness
1.
By helping you to get more and better quality product to the market faster. We deliver
the most comprehensive testing capability with the industry’s fastest test simulation
platform across your entire product lifecycle.
2. Reduce Your Cost and Risk
2.
With an automated test platform that simulates the whole payment chain you can
minimize infield failures and interoperability issues, and lower your project delivery
costs
3.
3. Increase your efficiency in New Product Delivery
Our real time-test environment helps you to solve product issues quicker, shortening your
project delivery timelines and increasing the quality and number of project completions.
By eliminating the need for test scripts, you can redeploy expensive development
resources more efficiently.

10. What we do
We provide a test and validation platform that simulates a complete real-time end-
to-end payment environment allowing Issuers and Acquirers to independently
simulate a full range of transactions and network scenarios.
Features of ASTREX Benefits of ASTREX
Get more product to A Real-time Collaborative Test Environment helps to
market faster and more create a test-driven Product Development process for agile
accurately development
Automated, transaction-based testing increases
Test & certify more
project efficiency and cuts regression cycle times and
products more cost
effectively and efficiently resource overheads
End-to-end testing produces higher quality product
Features of ASTREX
Reduce instances of
End-to-end network simulation and higher quality
infield failure and
interoperability issues testing ensures early identification of interoperability issues

11. The solutions we deliver
1. 2. 3. 4. 5.
Certification Product Improve your
EMV Switch
& Lifecycle test
migration migration
Compliance Management efficiency
Manage the Deliver assured Ensure faster 1- Increase the speed Improve the
complexities of migration from pass certification and efficiency of quality of your
migration and on- evaluation to go- with better test new product products through
going compliance live using a coverage and delivery in your optimum test
with the EMV simulated end-to- efficient testing for card business as coverage and
standard while end payments more effective pre- the payments automated
improving the environment with a certification so you environment transaction-based
efficiency of on- transaction-based don’t waste time increases in testing to deliver a
going testing in an test capability built and money on complexity by better experience
EMV environment on a switch certification cycles. making testing to a more
architecture available through discerning
Reduce the cost of all points of your customer.
maintaining product
Get to the market
compliance. development
faster at a lower
cost.

12. Acquirer Systems
Selected Clients
Your Global Testing Partner
Acquirer Systems has a global reputation for excellence with Bank Card
Issuers and Merchant Acquirers, Payments Processors, and Terminal
Vendors.
More than 100 installations across the United States, Europe, the Middle
East, Africa and Asia.
Blue-chip customers such as Elavon, Bank of America, First Data, SwissCard,
and Standard Bank of South Africa.
Our Background
We are a trusted partner to our customers providing test platforms and
global payments expertise to improve their product delivery and
payments operations.
Founded in 1997, privately held, with offices in the North Carolina
and headquartered in Dublin, Ireland