Ukash is a service that allows consumers to pay for online purchases using cash. Consumers exchange cash for a Ukash voucher at one of over 420,000 retail locations worldwide. The voucher contains a unique code that can be used to make purchases from over 7,000 online brands or load funds to prepaid payment cards and e-wallets. Ukash provides a convenient, secure, and private way for cash users to participate in online commerce without sharing bank details.

1. The Global eMoney Network

2. What is Ukash? Ukash enables consumers to use cash to pay online by exchanging notes and coins for a voucher Simply hand over cash at a shop that sells Ukash. Get a voucher for the amount paid Use the voucher number at any number of the thousands of websites that accept Ukash Or load the voucher to a prepaid payment card or e-wallet

3. The Ukash voucher Unique 19 digit code for one time use More than 10 billion combinations Instant – voucher can be used immediately No pre-registration required

4. Getting a Ukash voucher is easy 420,000 + locations worldwide 50,000 outlets in the UK PayPoint ePay PayZone 90% of UK population live within 500m of outlet (Source: UK Ukash issuers) 1 Ukash voucher bought every 3 seconds

5. Australia Live Countries 1. UK 2. Spain 3. Ireland 4. Germany 5. Netherlands 6. Poland 7. Sweden 8. Russia 9. France 10. Belgium 11. Slovenia 12. South Africa 13. Portugal 14. Australia 15. Italy 16. Cyprus 17. Uruguay 18. Canada 19. Ukraine 20. China 21. Norway 18 21 7 8 19 6 2 9 1 3 13 15 4 16 11 10 5 20 14 17 22. Switzerland 23. Bolivia 24. Colombia 25. Mexico 26. New Zealand 27. Morocco 28. Algeria 29. Egypt 30. Tunisia 31. Libya 23 24 32. Saudi Arabia 33. Yemen 34. Oman 35. UAE 36. Qatar 37. Bahrain 38. Iraq 39. Kuwait 40. Syria 41. Lebanon 42. Palestine 43. Jordan 44. Austria 45. Israel 46. Ghana 47. Nigeria 48. Malaysia 49. Argentina 50. Brazil 51. Hungary 25 26 12 27 32 28 29 30 33 34 35 36 38 40 41 42 31 37 39 43 22 44 45 46 47 48 49 50 51

6. Our customers tell us they use Ukash for a variety of reasons including: Convenience Control Security Privacy ? Who uses Ukash?

7. What our customers say “ I use Ukash everyday and I think it’s the best way to buy on the internet” (Male, 40 UK) “ I think Ukash is a very good idea, and can save a lot of online fraud with card cloning” (Female 20-39 UK) “ I think Ukash is great as a lot of people do not like to use their card details online – I think it’s a very secure way of shopping for anything” (Female 50-59 UK) 93% of Ukash customers would recommend Ukash and 80% already have “… it’s a safe way of funding my online account without the disclosure of my bank details.” Female 20-29, UK

8. About us Ukash - formed in 2005 A brand of Smart Voucher a UK based e-payments company formed in 2001 MasterCard Blue Label Telecoms Ukash is regulated as an Electronic Money Institution (ELMI) by the Financial Services Authority in the UK Awards 2011 The Queens Award The Sunday Times Tech Tracker

9. Ukash brings cash consumers - with no chargeback risk - to website redemption partners Ukash vouchers are redeemable at over 7,000 global brands including: The voucher can also be used to reload prepaid cards and e-wallets to enable use in open-loop environments at over 1m websites Our website partners gain a number of benefits by accepting Ukash: Immediate access to cross-border trade in 6 continents through one integration No chargeback risk due to vouchers being prepaid A global network of 420,000 points of sale

10. Work with Ukash Ukash is a fast-growing business with a presence in over 50 markets across 6 continents We create incremental business for our partners by enabling the cash-consumer to use their money online As a distributor, you can create a new revenue stream without adding physical stock And to complete the cycle, your users can also payout or refund back to a Ukash voucher Ukash delivers you a complete e-cash solution

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