This is my interview published in Pakistan and Gulf Economist. The main theme was Consumerism and Consumer Financing with special reference to Pakistan.
The Last Sermon of Muhammad , Mercy to the mankind (p b u h)Kashif Mateen Ansari
A Glimpse into the Last Sermon of the Holy Prophet (PBUH) to show case that he was a true revolutionary, a challenger of Status quo, Mercy to the Mankind.
15. Pakistan's Elite and the Art of Deception 02 May 2024.pptxKashif Mateen Ansari
Pakistan's Elite and the Art of Deception
Pakistan’s governance challenges lies a political system characterized by patronage networks that prioritize personal gain, dynastic politics that perpetuate power within specific families, and weak institutional checks and balances that fail to uphold transparency and accountability.
Grid constraints in Pakistan are a result of problems like poor departmental management, a reliance on imported fossil fuels, high power generation costs, and antiquated monitoring techniques.
It's turtles all the way down.
We need to upskill our young generation in the skills that would be relevant in the next few decades. The World Economic Forum’s meeting in Davos this year had one of the themes about what would be the future of work. In a study they pointed out that about a quarter of jobs today would not be there very soon due to the advances in technology, especially Artificial Intelligence.
Benjamin Franklin said, “Common sense is something that everyone needs, few have, and none think they lack.”
This is a great quotation that sums up our national dilemma. We face existential challenges on the economic front and are experiencing almost unsurmountable problems in the power and energy sectors. Many problems that we have created ourselves have outgrown to a size where handling them looks almost impossible.
Our predicament is to figure out by looking at the state of our youth, "what promise does our nation holds for the future?"
Investing in skill development makes perfect economic sense; according to a report by UNESCO, "$1 invested in youth skills can pay back after fifteen-fold in economic growth."
CEO Kashif Mateen Ansari's article discusses the risk of a great opportunity being wasted.
, “Our greatest glory is not in never falling, but in rising every time we fall.”
Nations emerge from the ashes of such grave events, and we are no exception. As a country we have faced war on terror and wars imposed by neighbours and economic burdens of providing refuge to millions and facing long -term economic sanctions all in a lifetime of a generation.
The people of Pakistan are beaten by frightening inflation and rising prices, and now the terror attacks on the mosques and Milad processions. Obviously, there is sadness and discomfort in the air. The poor are trying to cling on to any last piece of hope and for that they are desperately trying to find any reason and light whatsoever they can find
The Last Sermon of Muhammad , Mercy to the mankind (p b u h)Kashif Mateen Ansari
A Glimpse into the Last Sermon of the Holy Prophet (PBUH) to show case that he was a true revolutionary, a challenger of Status quo, Mercy to the Mankind.
15. Pakistan's Elite and the Art of Deception 02 May 2024.pptxKashif Mateen Ansari
Pakistan's Elite and the Art of Deception
Pakistan’s governance challenges lies a political system characterized by patronage networks that prioritize personal gain, dynastic politics that perpetuate power within specific families, and weak institutional checks and balances that fail to uphold transparency and accountability.
Grid constraints in Pakistan are a result of problems like poor departmental management, a reliance on imported fossil fuels, high power generation costs, and antiquated monitoring techniques.
It's turtles all the way down.
We need to upskill our young generation in the skills that would be relevant in the next few decades. The World Economic Forum’s meeting in Davos this year had one of the themes about what would be the future of work. In a study they pointed out that about a quarter of jobs today would not be there very soon due to the advances in technology, especially Artificial Intelligence.
Benjamin Franklin said, “Common sense is something that everyone needs, few have, and none think they lack.”
This is a great quotation that sums up our national dilemma. We face existential challenges on the economic front and are experiencing almost unsurmountable problems in the power and energy sectors. Many problems that we have created ourselves have outgrown to a size where handling them looks almost impossible.
Our predicament is to figure out by looking at the state of our youth, "what promise does our nation holds for the future?"
Investing in skill development makes perfect economic sense; according to a report by UNESCO, "$1 invested in youth skills can pay back after fifteen-fold in economic growth."
CEO Kashif Mateen Ansari's article discusses the risk of a great opportunity being wasted.
, “Our greatest glory is not in never falling, but in rising every time we fall.”
Nations emerge from the ashes of such grave events, and we are no exception. As a country we have faced war on terror and wars imposed by neighbours and economic burdens of providing refuge to millions and facing long -term economic sanctions all in a lifetime of a generation.
The people of Pakistan are beaten by frightening inflation and rising prices, and now the terror attacks on the mosques and Milad processions. Obviously, there is sadness and discomfort in the air. The poor are trying to cling on to any last piece of hope and for that they are desperately trying to find any reason and light whatsoever they can find
Moving from Failure to Failure Successfully, 18 Sep 2023.pptxKashif Mateen Ansari
‘Success is the ability to go from one failure to another with no loss of enthusiasm’.
Quite bemusing that we have become quite experts in moving from one failure to another without losing any enthusiasm, though the sad part is that the failures increase in size and quantum.
To understand strategy in a simple manner three questions are quite helpful. When deciding on a course of action ask these questions: What next, what next and what next. As simple as they seem but they possess a great power to challenge anyone to consider the plan of action in the light of what will be the consequences, generally all intelligent people think about the consequence of their actions before committing them, but the wise ones think in a series of these question to fully understand the ramification of their deeds.
The IMF is a monster and there is no doubt about it; it has ruined many low-income countries and a lot has been written about the harms it has done to developing nations and emerging economies and how it has pushed millions into poverty through its straight-jacket approach where one size fits all is the rule.
A country’s failure is mostly due to its extractive institutions. Extractive institutions stifle economic growth and maintain inequality by consolidating power and wealth in the hands of a select few. By taking resources from the majority and impeding the growth of a diversified and competitive economy, they serve the interests of a governing elite. Corruption, favouritism, and the repression of personal freedoms and rights are frequently attributes of extractive institutions.
Wealth inequality in Pakistan is overwhelming. According to a World Inequality Database report, the top 10% of Pakistani households earn 42% of the country’s income, while the bottom 50% earn only 13%. With the current tsunami of inflation and low growth these figures are bound to aggravate further.
Income inequality is equally staggering where the rich live in a different world and the poor inhabit a different planet. To put it into perspective the richest earn sixteen times more than the average income for the poorest.
“it’s the transmission, stupid” accurately describes the difficulties the power sector is facing in Pakistan. Many of the issues affecting Pakistan’s power sector, such as power outages, limited access to electricity, inefficient use of the country’s existing power generation capacity, and high system losses, cannot be resolved due to the absence of a reliable transmission network.
Blackouts and load shedding are frequent in Pakistan as a result of the transmission network’s constrained capacity. This has a major impact on households, businesses, and the economy.
It is said, “Never waste a good crisis” … and Hilary Clinton added, “Don’t waste it when it can have a very positive impact on climate change and energy security.”
Discussion regarding developing a system that would allow regular people to participate in the generation, profitability, and administration of energy and power.
The Greater Good; How to Make State Owned Enterprise better by kashif mateen ...Kashif Mateen Ansari
This is the presentation I made at the E3 Conference in Bhutan. The main theme was increasing efficiency in the SOEs specially in the energy sector. The presentation does not dwell upon privatization as that was not in the scope of this paper. Though I have separately written on Privatization.
This is all about Corporate Governance ...
This is a presentation on the requirement of a standard for Micro Entities in the South Asian Region, abridged version of what was presented at The South Asian Federation of Accountants' International Conference.
A small piece that was published in "Better Pakistan". It deals with Solar Energy and takes into account salient aspects of Pakistan Energy Policy framework, incentives and processes.
This is a presentation which I delivered at a conference. The theme is to point out the crisis in the power sector in Pakistan. The renewable energy development at the Global level to show that wind and solar have become viable and mature technologically. It shows Pakistan's potential and the way forward. There will be many more presentations on the subject to deal with various areas in more detail.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Moving from Failure to Failure Successfully, 18 Sep 2023.pptxKashif Mateen Ansari
‘Success is the ability to go from one failure to another with no loss of enthusiasm’.
Quite bemusing that we have become quite experts in moving from one failure to another without losing any enthusiasm, though the sad part is that the failures increase in size and quantum.
To understand strategy in a simple manner three questions are quite helpful. When deciding on a course of action ask these questions: What next, what next and what next. As simple as they seem but they possess a great power to challenge anyone to consider the plan of action in the light of what will be the consequences, generally all intelligent people think about the consequence of their actions before committing them, but the wise ones think in a series of these question to fully understand the ramification of their deeds.
The IMF is a monster and there is no doubt about it; it has ruined many low-income countries and a lot has been written about the harms it has done to developing nations and emerging economies and how it has pushed millions into poverty through its straight-jacket approach where one size fits all is the rule.
A country’s failure is mostly due to its extractive institutions. Extractive institutions stifle economic growth and maintain inequality by consolidating power and wealth in the hands of a select few. By taking resources from the majority and impeding the growth of a diversified and competitive economy, they serve the interests of a governing elite. Corruption, favouritism, and the repression of personal freedoms and rights are frequently attributes of extractive institutions.
Wealth inequality in Pakistan is overwhelming. According to a World Inequality Database report, the top 10% of Pakistani households earn 42% of the country’s income, while the bottom 50% earn only 13%. With the current tsunami of inflation and low growth these figures are bound to aggravate further.
Income inequality is equally staggering where the rich live in a different world and the poor inhabit a different planet. To put it into perspective the richest earn sixteen times more than the average income for the poorest.
“it’s the transmission, stupid” accurately describes the difficulties the power sector is facing in Pakistan. Many of the issues affecting Pakistan’s power sector, such as power outages, limited access to electricity, inefficient use of the country’s existing power generation capacity, and high system losses, cannot be resolved due to the absence of a reliable transmission network.
Blackouts and load shedding are frequent in Pakistan as a result of the transmission network’s constrained capacity. This has a major impact on households, businesses, and the economy.
It is said, “Never waste a good crisis” … and Hilary Clinton added, “Don’t waste it when it can have a very positive impact on climate change and energy security.”
Discussion regarding developing a system that would allow regular people to participate in the generation, profitability, and administration of energy and power.
The Greater Good; How to Make State Owned Enterprise better by kashif mateen ...Kashif Mateen Ansari
This is the presentation I made at the E3 Conference in Bhutan. The main theme was increasing efficiency in the SOEs specially in the energy sector. The presentation does not dwell upon privatization as that was not in the scope of this paper. Though I have separately written on Privatization.
This is all about Corporate Governance ...
This is a presentation on the requirement of a standard for Micro Entities in the South Asian Region, abridged version of what was presented at The South Asian Federation of Accountants' International Conference.
A small piece that was published in "Better Pakistan". It deals with Solar Energy and takes into account salient aspects of Pakistan Energy Policy framework, incentives and processes.
This is a presentation which I delivered at a conference. The theme is to point out the crisis in the power sector in Pakistan. The renewable energy development at the Global level to show that wind and solar have become viable and mature technologically. It shows Pakistan's potential and the way forward. There will be many more presentations on the subject to deal with various areas in more detail.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.