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Belmont International Information Leaflet                                                                                                                                                                                                                                                                                                                                                                                                                                          Case Studies




                                                                                                                                                                                                                                                                                                                                       Serious about protecting
                                                                                                                                                                                                                                                                                                                                       your business
 Prority response form                                                                                 About Belmont International                                                                Contact us
                                                                                                                                                                                                                                                                                                                                       Have you got it all covered?
                                                                                                                                                                                                  For a FREE comprehensive assessment of your business’s insur-
 Name                                                                                  A tailor-made   Belmont International is one     Established in 1988, we have
                                                                                                                                                                                                  ance needs please contact us. An indication of your insurance
                                                                                                       of the top ten independent       grown steadily since, with
                                                                                      service, where   insurance brokers and            over 100 employees in a                                   renewal date, even if this is some way off, would be helpful and
                                                                                    personal service                                                                                              will allow us look at options for you at the appropriate time.
                                                                                                                                                                                                   belmont belmont
 Position                                                                                              financial advisers in the        single site.
                                                                                      is paramount.    UK. We provide insurance,
                                                                                                                                                                                                  Call David Armstrong, Associate Director
                                                                                                                                                                                                          I N T E R N A T I O N A L
                                                                                                                                                                                                                                                                        I N T E R N A T I O N A L

                                                                                                       employee benefits and            We recognise the value of                                                  Commercial Insurance
                                                                                                                                                                                                                                                                             Commercial Insurance


                                                                                                       independent financial advice,    client focused self-managed                               Tel:      01732 744715
 Company
                                                                                                       and risk management advice       teams dedicated to their                                  Fax:      01732 744729
                                                                                                       to all sectors of industry and   customers’ best interests,                                E-mail:20 David.Armstrong@belmontint.com
                                                                                                                                                                                                            years belmont international
 Tel No                                                                                                commerce, from local SMEs        constantly attending to their                                                        10 years uk bus awards sponsors
                                                                                                       and private clients through      changing circumstances and                                Alternatively, just complete and return the attached
 E-mail                                                                                                to large Plcs.                   annually pricing the insurance                            response slip and we’ll contact you to arrange a
                                                                                                                                                                                                  convenient time to discuss how Belmont International
                                                                                                                                                                                                                                                belmont
                                                                                                                                        market for competitive prices.
                                                                                                       We are not tied to any                                                                     can help you and your business.
                                                                                                                                                                                                                                                I N T E R N A T I O N A L
                                                                                                       individual insurer, which        An accredited Investor in                                                                                 Commercial Insurance
 Insurance Renewal date
                                                                                                       means that we search the         People since 1999, training                             belmont
                                                                                                                                                                                                www.belmontint.com
                                                                                                                                                                                                I N T E R N A T I O N A L


                                                                                                       market for the most suitable     in both technical and                                   serious about insurance serious about service




                                                                                                       partner(s) for our clients’      interpersonal skills is at the
                                                                                                                                                                                                    20 years belmont international
                                                                                                       cover and budgetary needs,       top of our agenda.
    Please contact me to arrange a meeting as
                                                                                                       ensuring that we offer a
    soon as possible
                                                                                                       tailor-made service, where
                                                                                                       personal customer service
    Please contact me to arrange a meeting nearer
                                                                                                       is paramount.
                                                                                                                                                                                                        belmont
                                                                                                                                                                                                                                                         belmont
                                                                                                                                                                                                         I N T E R N A T I O N A L


    to my insurance renewal date                                                                                                                                                                        Commercial Insurance

                                                                                                                                                                                                                                                         I N T E R N A T I O N A L

                                                                                                                                                                                                                                                         Commercial Insurance



    I would like to receive Belmont International’s
    Newsletter




                                                                                                                                                                                                                                                                                       Serious about insurance serious about service


                                                                                                                                                                                                  Belmont International Limited is a company registered in England & Wales under
                                                                                                                                                                                                  company registration number 1427492. The registered office is located at Becket
                                                                                                                                                                                                                                                                                                                                                                                              Serious about insurance serious about service
                                                                                                                                                                                                  House,Vestry Road, Otford, Kent TN14 5EL. Authorised and regulated by the
                                                      GENLFT0806                                                                                                                                  Financial Services Authority.




                                   Insurance and risk solutions                                         The Client-Belmont
                                   – more important than ever                                           Partnership                                  Client/Belmont Partnership         Fact Finding

                                   The number of risks facing        the reassurance that you are
                                   businesses today forms a          properly protected
                                   daunting and growing list.        giving true cost benefits.
                                   Having the wrong or not
                                   enough insurance to cover         Why we’re different
                                                                                                                                                                                         360°
                                   those risks, can be just as
                                   bad as not having insurance       Very few brokers have the
                                   at all. And a single loss could
                                                                                                                                                                                         Review
                                                                     in-house expertise across the
                                                                                                                                                                                                                                                                                                                                                                                     Belmont International Limited


                                   immediately destroy the           broadest range of insurance,
                                   success that you or your          risk management, investment
                                   company will have striven
                                                                                                                                                                                                                                                         Analysis
                                                                     and employee benefits. This
                                                                                                                                                                                                                                                                                                                                                                                     FREEPOST SEA6485




                                   hard for over many years.         enables you to keep your
                                                                     time and costs to a minimum                                                                         Support
                      Insurance professionals                        and ensure your protection
                                                                     is co-ordinated and adequate.
              dedicated to your best interests.
                                                                                                                                                                                                                                                                                                                                                                                     Sevenoaks

                                                                                                                                                                                                                                                                                                                                                                                     TN14 5BR




                                   How Belmont                       Our clients describe
                                                                     us as:
                                                                                                                                                                                                                                                                                                                                                                                     Kent




                                   International can
                                   help you                          Guiding                                                                                                                                                                               Negotiation
                                                                     Expert
                                   The aims of reducing cost,
                                   saving time, avoiding risk        Trustworthy
                                                                                                                                                                            Claims
                                   and being adequately              Professional
                                   compensated for loss all call     Responsible
                                   for an integrated approach to                                                                                                                                                                                Solutions
                                                                     Reassuring and…
                                   your personal and business
                                                                     …Friendly
                                   insurance needs.
                                                                                                                                                                                     Implementation
                                   Through teams of insurance
                                   professionals dedicated to
                                   your best interests Belmont
                                   International will give you




                                                                                                                                                                                                                                                                                                                                                               Reply card to be perferated




Designing success for the financial services industry                                                                                                                                                                                                                                                                                                                                                                                         © COHESION Design Services Limited
Belmont International High Net Worth Leaflet                                                                                                                                                                                                                                                                                                                           Case Studies




   Private Client Insurance...                                                               Contact us
                                                                                             For a comprehensive consultation and an
                                                                                                                                                                    About Belmont International
                                                                                                                                                                    Belmont International is one of the UK’s leading
   ...essential for you with today’s risks.                                                  assessment of your personal insurance
                                                                                             needs please contact us. An indication of
                                                                                                                                                                    independent insurance brokers and financial advisers.
                                                                                                                                                                    Using our experience coupled with our considerable
                                                                                             your insurance renewal date(s), even if this                           market leverage, we search the insurance market for
                                                                                             is some way off, would enable us to look                               the most suitable partners for our clients, ensuring that   Private Client Insurance
   Personal insurance is a key part of any individual’s security.                            at options for you at the appropriate time.                            both cover and service fit their needs.

                                                                                             Call Stuart Rickett, Private Client Executive,                         For twenty years we have provided solutions to private
   Protecting your valuable assets and activities – from your home,                          on 01732 744721 or fax 01732 744729                                    individuals as well as the owners and managers of our
                                                                                                                                                                    commercial clients. High quality customer service has
   property abroad, art and antiques, motor, private yacht and pets                          email: Stuart.Rickett@belmontint.com                                   enabled us to grow our business into the success story
                                                                                                                                                                    that it is today. Emphasis on professional, supportive
   through to travel and specialist sporting pursuits – is of course,                        Stuart Rickett, Belmont International Ltd.                             advice will continue to form the backbone of our
                                                                                             Vestry Road, Sevenoaks, Kent TN14 5EL                                  achievements.
   vitally important. We will ensure that you do not pay too much
   for personal insurance or have cover that doesn’t adequately                                                                                                                                                                                              Serious about insurance Serious about service
                                                                                             Belmont International Limited is a company registered in
   protect you.                                                                              England & Wales under company registration number 1427492.
                                                                                             The registered office is located at Becket House,Vestry Road,
                                                                                             Otford, Kent TN14 5EL. Authorised and regulated by the Financial
                                                                                             Services Authority.
                                                                                                                                                                    20 years belmont international




   Serious about insurance Serious about service                                                                                                                                                 www.belmontint.com                                                                                    Private Client Insurance




                                   How we can help                                                                                                              Our promise to you                                                                         Why choose Belmont International?

                                   For all the personal insurance needs you have, we                                                                            We realise that today’s insurance market offers many                                       We don’t simply supply personal insurance policies – we
                                   have access to the entire UK and Lloyd’s insurance                                                                           choices; banks and other financial institutions quoting                                    work in partnership with you, understanding the risks you
                                   markets. Being independent, we’re not tied to any                                                                            discounted rates could offer cheap cover which may                                         face and obtaining the best insurance for your needs.
                                   one insurer which means we’ll work with you and our                                                                          look tempting. However, it’s important to realise that                                     For example, arranging your home, motor, travel and
                                   insurer partners to ensure you get the best deal, along                                                                      this option could result in you receiving inferior cover                                   other personal insurance alongside your business cover,
                                   with the highest quality service.                                                                                            for valuable items.                                                                        often provides a more cost effective solution.

                                   Here are just some of the personal possessions for                                                                           Our private client team will work with you to deliver                                      If you need to claim, we will deal with the insurer on
                                   which we offer insurance solutions:                                                                                          individually tailored solutions with the correct level                                     your behalf and you will be able to get in touch with your
                                                                                                                                                                of cover and competitive pricing, accompanied by                                           personal account manager at Belmont at any time.
                                   • Building and Contents
                                                                                                                                                                guidance and support.
                                   • Antique and Art
                                                                                                                                                                                                                                                           If you intend to build or renovate a property yourself
                                   • Listed Buildings                                                                                                           We promise to deliver:                                                                     we also have our market-leading Self-builder Insurance
                                   • UK and Overseas Holiday Homes                                                                                              • Peace of Mind – reassurance that we                                                      package to assist. Our policy caters for conversions,
                                                                                                                                                                  understand your needs                                                                    renovations and extensions as well as new build projects.
                                   • Car Insurance – including family “fleets”
                                                                                                                                                                • Competitive Insurance Costs – the right price
                                   • Personal Travel                                                                                                                                                                                                       We provide full cover for building works, plant and
                                                                                                                                                                • Robust Insurance Cover – the right cover                                                 equipment as well as Employers’ and Public Liability.
                                   • Yacht and Boat
                                                                                                                                                                • Proactive, Expert Advice – constantly available                                          For more information, please call us free on 0800 018 7660,
                                   • Self Build                                                                                                                                                                                                            e-mail us at Sales@self-builder.com or visit our Self-builder
                                                                                                                                                                  support and review
                                   • Pet                                                                                                                                                                                                                   website www.Self-builder.com

                                   • Aircraft




Designing success for the financial services industry                                                                                                                                                                                                                                                                             © COHESION Design Services Limited
Belmont International Recruitment Ads                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      Case Studies




 Week ending September 7, 2008                                                                                                      To advertise telephone 01303 817040                                              JOBSFORKENT.CO.UK                          39


                             ESM Ltd
   Exhibition Stand Design, Manufacture & Management
                    based in Gravesend
                       require skilled                                             Invicta Motors is a well established and highly




                                                                                                                                                                                                                                                                     Serious about your career?
      WOOD MACHINISTS &                                                              regarded Ford CMA, with three locations
                                                                                                  covering East Kent.
     JOINERS/CARPENTERS                                                             We offer excellent benefits and prospects to
               Immediate start, permanent positions.                                    the right candidates.We are currently
               Good rates, depending on experience.                                      recruiting for the following position:
                 Email CV to: mail@esm-uk.com
         or telephone 01474 536360 - www.esm-uk.com
                                                                                             Technician
                                                                                                            Westwood
                                                                                    We are looking for a vehicle technician to join our
                             DRIVERS                                                busy dealership at Westwood preferably MOT and
  www.redeagle.jobs




                                                                                                           Ford Trained.
                         Recruiting for DRIVERS                                     The main duties would be to carry out inspections,
                          HGV 1 -
                                                                                                                                                                                                                                                                     From school leavers with good ‘A’ levels, through competent insurance and claims technicians
                                                                                    routine services and MOT testing in a professional
                                                                                                         and safe manner.

                      General Haulage                                               The candidate must be able to work on your own
                                                                                    initiative and as a team, with good communication

                          HGV 2 -                                                                                                                                                                                                                                    up to Account Executives, we’re seeking people who are serious about their careers.
                                                                                                  skills and technical abilities.
                                                                                                   Please send your CV to:

                        Multi-Drop /
                                                                                              Mollie Cooper at Invicta Motors
                                                                                          Sturry Road, Canterbury, Kent CT1 1DR
                                                                                       or email Mollie.Cooper@Invictamotors.com
                      Dustcart / HIAB                                                        Closing Date 19th September 2008.


                                                                                                                                                                                                                                                                     What we offer                                                                                            About Belmont International
                                                                                                                  No Agency Calls
                      Opportunities throughout Kent

                      Driver Hotline 0845 61 20 444

     Demelza Hospice Care for Children is a charity providing hospice care                                                                                                                                                                                           • An excellent financial package with non-                                                               • Kent’s largest independent insurance broker
     for over 450 children with life-limiting illnesses and support for their
     families across Kent, East Sussex and South London. We offer
     specialised care in our 8 bedded residential hospice in Kent and in the
     family home through our dedicated Community Team working in East
                                                                                                                                                                                                                                                                       contributory pension, group life and medical                                                             and financial services provider
                                                                                                                                                                                                                                                                       insurance
     Sussex, South West Kent and South London.

     We are delighted to announce the opening of a further 6 bedded hospice in Wensley Close,
     Eltham which will further enhance the services we can offer to the children and families.
                                                                                                                                                                                                                                                                                                                                                                              • A highly successful, fast expanding, results-
                                                                                                                                                                                                                                                                     • Development opportunities and paid study
     We are seeking to recruit to the following posts:-

     Children’s Palliative Care Nurses, commencing Dec, 08 (£28,418-£34,358 inc)                                                                                                                                                                                                                                                                                                orientated and well established organisation
                                                                                                                                                                                                                                                                       leave, in-house CII training
     • Qualified children’s nurse (RSCN, RNCB)
     • Ability to demonstrate good clinical skills and up to date Continuing Professional Development
     • Experienced in working either in palliative care of with children with complex needs
     • Working a full shift pattern to include nights, weekends. Full and part time posts available.

     Children’s Palliative Care Assistants, commencing Dec, 08 (£14,862-£19,696 inc)                                                                                                                                                                                 • Staff bonus scheme, bonuses for new
     • Qualified at NVQ level II in a relevant healthcare subject
                                                                                                                                                                                                                                                                                                                                                                              If you want a new challenge, send
                                                                                                                                                                                                                                                                       business introductions, ‘bounty scheme’ for
     • Able to demonstrate the ability and willingness to increase your skills and work towards NVQ level III and our own
       in-house competencies
     • Experienced in working either in palliative care, or with children with complex medical or psychosocial or behavioral or
       educational needs                                                                                                                                                                                                                                                                                                                                                      a full CV and covering letter stating
     • Working a full shift pattern to include nights, weekends. Full and part time posts available.
                                                                                                                                                                                                                                                                       new staff introductions
     Housekeeper, Full Time, commencing ASAP (£18,261-£18,761 inc)
                                                                                                                                                          “Sales done properly?”                                                                                                                                                                                              position sought and current salary
                                                                                                                                                                                                                                                                     • Employee assistance programmes
     • Knowledge of health and safety best practice, risk assessment, infection control and COSHH
     • Able to undertake physically active duties of this hands-on role
     • Able to manage a team of assistant housekeepers and volunteers - training as required
     • Previous experience in a healthcare environment an advantage.
                                                                                                                                                                                                              That’s Saga.                                                                                                                                                    to thomas.pridmore@belmontint.com
     Chef, Full Time, commencing ASAP (£21,261-£23,261 inc)
     • NVQ II in catering or equivalent
                                                                                                                                                                                                                                                                     • Minimum 23 days annual holiday entitlement
                                                                                                                                                                                                                                                                       rising to 30 days year on year
     • Diploma in Food Hygiene (level 4) and HACCP (level 3)
     • Working with a team of dedicated volunteers to cover daily main meal at midday and an evening meal, including some
       weekends                                                                                                                                               SALES AGENTS
     • Excellent health and safety and best practice knowledge                                                                                                £16k – £18k OTE (uncapped) + excellent benefits package | FOLKESTONE
     • Knowledge of special diets and ability to train others in foundation food hygiene a distinct advantage.

     Receptionist, Full Time, commencing ASAP (£18,261-£18,761 inc)
                                                                                                                                                              Listening to customers. Taking the time to understand their needs. Building a real rapport
                                                                                                                                                              with them. That’s what we call doing things properly for our customers as we deliver great             • Excellent working environment with                                                                     For more information about the company
     • Excellent interpersonal, written and IT skills at all levels
     • Ability to manage and train a team of volunteers to effectively assist with a busy reception area, creating a friendly yet
       professional welcome to all visitors
                                                                                                                                                              service, selling our products to people aged 50 and over.

                                                                                                                                                              And if you can help us achieve that, we’ll do things properly for you too. That means excellent          air-conditioning and staff break-out area                                                              visit www.belmontint.com
                                                                                                                                                              training and development at every stage. It also means unlimited earnings potential and
     • Ability to assist families with their luggage and safe, efficient entry into the care area when required                                               superb benefits including private healthcare, pension scheme, free car parking, social club
     Care Team Administrator, Full time, commencing December (£23,261-£24,261 inc)
     • Excellent interpersonal, written and IT skills at all levels
                                                                                                                                                              and discounts on insurance products, holidays and flights for you and your relatives.

                                                                                                                                                              What’s more, it means a friendly working environment – as well as all the training and
                                                                                                                                                                                                                                                                     • Flexible working hours, free car parking
     • Knowledge of medical terminology and experience of a previous child related setting                                                                    support you need to do a terrific job.
     • Ability to re-prioritize a changing workload and assist in a number of sensitive situations.
     As an Investors In People employer we know how important You are and can offer -
                                                                                                                                                              The question is, have you got what it takes to be part of this fast-growing national company?
                                                                                                                                                              You’ll need to be target driven and able to rise to new challenges, that’s for sure. But above
                                                                                                                                                                                                                                                                     • Active Social Club, football and netball teams,
     • Structured on going education, support and professional development.

                                                                                                                                                                                                                                                                       company-sponsored social events
                                                                                                                                                              all you must share our commitment to getting things right. Every time.
     • Competitive salary levels, pension package (including NHS pension if already contributing), pay enhancements for
       weekends, nights and weekend working as part of our shift system for clinical employees.                                                               If it’s time for you to enjoy the rewards you deserve please write enclosing your CV quoting
                                                                                                                                                                                                                                                  ,
     • Good annual leave and excellent working environment.                                                                                                   reference SVS243/KOS, to Kerry Harrison, HR Officer, Saga Group Limited, The Saga Building,
     For an application pack contact Recruitment Line on 01795 845295                                                                                         Enbrook Park, Folkestone, Kent CT20 3SE or e-mail: human.resources@saga.co.uk Alternatively,
     Please note that our new hospice has NO PARKING facilities for employees or volunteers.




                                                                                                                                                                                                                                                                     “ verysupportiveenvironment.Belmontkeepsitspromisesanddeliversrewards”
                                                                                                                                                              please call 01303 774888 for an application form or download one from our website.
     Visit our website on www.demelza.org.uk



                                                                                                                                                                                                                                                                      A
     Closing Date 17th September, 2008                                                                                                                        Closing date: 26 September 2008.
     Enhanced Disclosure checks by the CRB will be undertaken for successful applicants.
                                                                                                                                                              saga.co.uk
     Demelza is an equal opportunities employer and operates a no smoking policy.
     Rook Lane, Bobbing, Sittingbourne, Kent ME9 8DZ

                                                                                                                                                                                                                                                                       T.H.AccountExecutive


                                                                                                                                                                                                                                                                     “ hewholecompanywelcomesyou.Ilovethesociableatmosphere.
                                                            Registered Charity No. 1039651
                                             A disclosure check will be required for the successful applicant
                                    Demelza House is an equal opportunities employer and operates a no smoking policy.




                                                                                                                                                                                                                                                                      T
                                                                                                                                                                                                                                                                      Progressinyourcareerisencouragedandrewarded”
                                                                                                                                                                                                                                                                       S.K.Administrator




                                                                                                                                                                                                                                                                                                  Belmont International Limited is a company registered in England  Wales under company registration number 1427492. The registered office is located at Becket House, Vestry Road, Otford, Kent TN14 5EL.
                                                                                                                                                                                                                                                                                                  Authorised and Regulated by the Financial Services Authority.                                                                                                                                               Serious about insurance serious about service




Designing success for the financial services industry                                                                                                                                                                                                                                                                                                                                                                                                                      © COHESION Design Services Limited
Marsh Down Identity                                                                                                                                                                                                                                    Case Studies




MD_1885-Marsh Down-Letterhead-V4                12/9/06        14:23      Page 1




                                                                                                      40 Luton Road,
                                                                                                      Chatham, Kent ME4 5AA
                                                                                                      Tel: 01634 400325
                                                                                                      Fax: 01634 402939




                                                                                                                                                                   Our products include:

                                                                                                                                                                    Property Owners    Professional           Fleets
                                                                                                                                                                    Buy to lets        Indemnity              Motor Trade
                                                                                                                                                                    Liability          Directors  Officers   Travel
                                                                                                                                                                    Shops              Houshold               Breakdown
                                                                                                                              Keith Marsh ACII       40 Luton Road
                                                                                                                                                                    Offices            Private Car            Legal Expenses
                                                                                                                                                     Chatham, Kent ME4 5AA
                                                                                                                              Partner                               Combined           Commercial Vehicles
                                                                                                                              Mobile: 07971 088383   Tel: 01634 400325
                                                                                                                                                     Fax: 01634 402939
                                                                                                                                                     email: marshdown@hotmail.com




           Partners: Paul Marsh Dip CII John Marsh Keith Marsh A.C.I.I.
           Authorised and regulated by the Financial Services Authority. Terms of business overleaf




Designing success for the financial services industry                                                                                                                                                             © COHESION Design Services Limited
Towergate Underwriting Home Emergency Leaflets                                                                                                                                                                                                                                                                                                             Case Studies




                 Home Emergency Select Insurance
                                                                Protect your home’s essential                                                                                    To find out more, please
                 Protect your home’s essential services
                                from £1.67 per month
                                                                services from £1.67 per month                                                                                    call your insurance broker
                                                                Every day, emergencies or breakdowns happen in essential household                                               Typical Emergencies you could be faced with.
                                                                plumbing, electrical and heating services. For example over 55%* of domestic
                                                                                                                                                                                 The diagram below shows some typical emergency breakdowns
                                                                boilers break down every year. Homeowners can often find themselves in a
                                                                                                                                                                                 which are covered by Towergate Home Emergency Select insurance.
                                                                situation where they don’t know where to go to find a reliable tradesman
                                                                who can attend quickly and deliver a quality repair. At best they can expect a
                                                                costly and unexpected bill.
                                                                                                                                                                                                    UNBLOCK A                                                                                 REPAIR A LEAKING
                                                                24 Hour Emergency Response and Repair                                                                                               TOILET £90*                                                                               PIPE JOINT £95*


                                                                To avoid this situation, Towergate Home Emergency Select complements
                                                                your home insurance by providing a twenty four hour helpline to deal with
                                                                a wide range of home emergency situations. In the event of an emergency
                                                                breakdown, call our 24 hour helpline and we will dispatch a qualified
                                                                                                                                                                                                                                                                                               REPAIR A FAULTY
                                                                tradesman to carry out the necessary repairs free of charge up to the sum                                                                                                                                                      CENTRAL HEATING
                                                                                                                                                                                                                                                                                               SYSTEM £165*
                                                                shown below.
                                                                Choose the level of cover that’s right for you:
                                                                 Cover Option              Cover Includes                                            Monthly   Max sum                   REPAIR A BROKEN
                                                                                                                                                                                                                                                        Don’t get c
       With optional annual
       gas boiler service
                                                                 Level 1 (WSP)             Sudden leakage, collapse or blockage of the mains
                                                                                                                                                     price
                                                                                                                                                     £1.67
                                                                                                                                                               paid per claim
                                                                                                                                                               up to £2,000
                                                                                                                                                                                         DOWN BOILER.
                                                                                                                                                                                         Average cost £500**                                                                                          aught out!
                                                                                                                                                                                                                                                                                               REPAIR A FAULTY
                                                                 Water Supply Pipes        supply pipe                                                         inc VAT
                                                                                                                                                                                                                                                      Maintain an       FUSE BOX £195                       *

                                                                 Level 2 (CW)              Everything provided under Level 1, plus:                  £6.25     up to £2,000                                                                                        d protect yo
                                                                 Complete Water            Leaks and blockages to internal/external water                      inc VAT                                                                               central heat                   ur home’s
                                                                                           pipes. Cold water storage tank. Leaking internal                                                                                                                       ing and ho                  gas boiler,
d.
                                                                                           overflow pipes. Damage to waste drainage pipes.
                                                                                                                                                                                                                                                     just £16.58                 t water syst                                    To find out
                                                                                                                                                                                                                                                                 per month                    em for
                                                                                                                                                                                                                                                                                                                                             more, pleas
                                                                                           Burst pipes
                                          www.towergate.co.uk
                                                                 Level 3 (CU)              Everything provided under Level 2, plus:                  £10.42    up to £2,000
                                                                                                                                                                                                                                              Over 55%* of                                                                       your insura             e call
                                                                                                                                                                                                                                                                                                                                             nce broker
                                                                 Complete Utility          A home emergency relating to the failure of the                     inc VAT
                                                                 including Water, Gas      domestic gas or electricity supply (but not the                                                                                                                   domestic bo
                                                                  Electricity             mains supply)                                                                                                                                     more than 8                   ilers break do
                                                                                                                                                                                           REPAIR A                          COLLAPSED MAIN                million A me                   wn every yea
                                                                 Level 4 (HB)             Annual gas boiler service                                 £16.58    up to £2,000                COLLAPSED                         SUPPLY PIPE     tradesman can REPAIRhoWIRING ners. Findin
                                                                                                                                                                                                                                                                          ow                             r affecting
                                                                                                                                                                                           DRAIN £550*                                                       be dif£120* an
                                                                                                                                                                                                                                                              FAULT
                                                                                                                                                                                                                                                                    ficult d exp          g a reliable,
                                                                 Gas Central Heating
                                                                  Boiler Breakdown
                                                                                           We will arrange to carry out a service within 14 days
                                                                                           of policy inception. Boiler breakdown cover will
                                                                                                                                                               inc VAT                                                       Average cost £834*
                                                                                                                                                                                                                                             with a cold ho                         ensive. You         trusted
                                                                                                                                                                                                                                                            use, no hot                         could end up
                                                                                           start following the service (only available for boilers                                                                                                                        water and an
                                                                                           under 10 years old)                                                                  Hot water/Heating      Waste water/Drainage pipes
                                                                                                                                                                                                                                                                                         unexpected
                                                                                                                                                                                                                                            Annual Ga                                                  bill.
                                                                 Level 5 (FC)              This includes all of the above                            £22.92    up to £2,000                                                                              s Boiler Se
                                                                                                                                                                                                                                                                       rvice
                                                                                                                                                                                Mains supply           Cold water        Electrics
                                                                 Full Cover                                                                                    inc VAT                                                                     To avoid this                                                                              REPAIR A BRO
                                                                                                                                                                                                                                                                                                                                                    KEN
                                                                                                                                                                                                                                                            situation, Tow                                                            DOWN BOIL
                                                                                                                                                                                                                                                                                                                                                  ER.
                                                                                                                                                                                                                                             complements                   ergate Boiler                                              Average cost
                                                                Conditions apply, ask your broker for full details                                                                                                                                           your home                   Servicing and                                             £500**    REPAIR A FAU
                                                                                                                                                                                                                                                                                                                                                                          LTY
             Boiler Servicing and Emergency Repair                                                                                                                                                                                          service in line              insurance by                  Emergency                                            CENTRAL HEA
                                                                                                                                                                                                                                                             with statutory            providing an                 Repair                                  SYSTEM £165*
                                                                                                                                                                                                                                                                                                                                                                         TING
                                                                 * Source DAS Legal Expenses Insurance Company Ltd
                                                                                                                                                                                                                                            and relevan                     requirements             annual gas bo
              Maintain and protect your home’s gas boiler,      ** Source the Mail on Sunday November 2008                                                                                                                                               t codes of pra                   , manufactur              iler
                                                                                                                                                                                                                                            14 days of po               ctice. We wil                  ers recomme
                    central heating and hot water system                                                                                                                                                                                                   licy inception            l arrange to
                                                                                                                                                                                                                                                                                                  carry out a ser
                                                                                                                                                                                                                                                                                                                      ndations
                                                                                                                                                                                                                                                                         .                                       vice within
                                for just £16.58 per month
                                                                                                                                                                                                                                           24 hour Em
                                                                                                                                                                                                                                                                       ergency Re
                                                                                                                                                                                                                                        In the event                      sponse and
                                                                                                                                                                                                                                                       that your gas                         Repair
                                                                                                                                                                                                                                        down follow                    boiler, hot wa
                                                                                                                                                                                                                                                       ing the servic                  ter or heatin
                                                                                                                                                                                                                                        qualified tra                 e, call our hel                g system bre
                                                                                                                                                                                                                                                      desman to fix                   pline and we                 aks
                                                                                                                                                                                                                                       parts and lab                  the problem,                   will dispatch
                                                                                                                                                                                                                                                       our time fre                   with call ou                 a
                                                                                                                                                                                                                                       economical                   e up to £200                   t charge, rep
                                                                                                                                                                                                                                                    repair is not                  0 per claim.                  lacement
                                                                                                                                                                                                                                       new replacem                possible, we                  In the event
                                                                                                                                                                                                                                                       ent boiler.                will pay £500                that
                                                                                                                                                                                                                                                                                                  towards the
                                                                                                                                                                                                                                                                                                                cost of a
                                                                                                                                                                                                                                      This service
                                                                                                                                                                                                                                                         is only availab
                                                                                                                                                                                                                                      Conditions                         le for boilers
                                                                                                                                                                                                                                                       apply, ask you                   less than 10
                                                                                                                                                                                                                                                                        r broker for                 years old.
                                                                                                                                                                                                                                      * Source DAS
                                                                                                                                                                                                                                                                                      full details.
                                                                                                                                                                                                                                                   Legal    Expenses Insur
                                                                                                                                                                                                                                     ** Source the                         ance Company
                                                                                                                                                                                                                                                     Mail on Sund                       Ltd
                                                                                                                                                                                                                                                                  ay November
                                                                                                                                                                                                                                                                                2008




                                                                                                                                                                                                                                                                                                                                                                            Hot water/Heati
                                                                                                                                                                                                                                                                                                                                                                                           ng




d.


                                          www.towergate.co.uk




     Designing success for the financial services industry                                                                                                                                                                                                                                                           © COHESION Design Services Limited
Towergate Underwriting Summary Documents and Policy Wordings                                                                                                                                                                                                                                                                                                             Case Studies




                                                                                                                                                                       Commercial Combined                                                                                                      Offices                                                  Retailers
                                                                                                                                                                           Summary of Cover                                                                                            Summary of Cover                                           Summary of Cover

                          Hotels  Guest Houses
                                Summary of Cover




                                                                                                                              Towergate Commercial Underwriting                                                                Towergate Commercial Underwriting
                                                                                                                              The Octagon, Middleborough, Colchester CO1 1TG                                                   The Octagon, Middleborough, Colchester CO1 1TG
                             Towergate Commercial Underwriting
                                                                                                                              Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu                                    Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu
                             The Octagon, Middleborough, Colchester CO1 1TG
                                                                                                                              Towergate Underwriting and Towergate Commercial Underwriting are                                 Towergate Underwriting and Towergate Commercial Underwriting are
                             Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu
                                                                                                                              trading names of Towergate Underwriting Group Limited.                                           trading names of Towergate Underwriting Group Limited.
                             Towergate Underwriting and Towergate Commercial Underwriting are trading names
                                                                                                                              Registered in England No. 4043759                                                                Registered in England No. 4043759
                             of Towergate Underwriting Group Limited. Registered in England No. 4043759
                                                                                                                              Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.   Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.
                             Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.
                                                                                                                              Authorised and regulated by the Financial Services Authority.                                    Authorised and regulated by the Financial Services Authority.
                             Authorised and regulated by the Financial Services Authority.

                             1306/134/Ps/03.09/3896                                                                           1307/134/PS/07.09/3898                                     www.towergate.co.uk                   1306/134/PS/07.09/3897                                     www.towergate.co.uk                                      www.towergate.co.uk




                                                                                                                                                                                            Surgeries                                               Public Houses and Restaurants
                                                                                                                                                                                      Summary of Cover                                                           Summary of Cover




                                           www.towergate.co.uk




                             Towergate Commercial Underwriting                                                                Towergate Commercial Underwriting
                             The Octagon, Middleborough, Colchester CO1 1TG                                                   The Octagon, Middleborough, Colchester CO1 1TG
                             Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu                                    Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu
                             Towergate Underwriting and Towergate Commercial Underwriting are trading names                   Towergate Underwriting and Towergate Commercial Underwriting are trading names
                             of Towergate Underwriting Group Limited. Registered in England No. 4043759                       of Towergate Underwriting Group Limited. Registered in England No. 4043759
                             Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.   Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN.
                             Authorised and regulated by the Financial Services Authority.                                    Authorised and regulated by the Financial Services Authority.

                             1308/134/PS/07.09/3900                                                                           1309/134/PS/07.09/3901                                     www.towergate.co.uk                                                                              www.towergate.co.uk




Designing success for the financial services industry                                                                                                                                                                                                                                                                           © COHESION Design Services Limited

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Insurance sector work

  • 1. Belmont International Information Leaflet Case Studies Serious about protecting your business Prority response form About Belmont International Contact us Have you got it all covered? For a FREE comprehensive assessment of your business’s insur- Name A tailor-made Belmont International is one Established in 1988, we have ance needs please contact us. An indication of your insurance of the top ten independent grown steadily since, with service, where insurance brokers and over 100 employees in a renewal date, even if this is some way off, would be helpful and personal service will allow us look at options for you at the appropriate time. belmont belmont Position financial advisers in the single site. is paramount. UK. We provide insurance, Call David Armstrong, Associate Director I N T E R N A T I O N A L I N T E R N A T I O N A L employee benefits and We recognise the value of Commercial Insurance Commercial Insurance independent financial advice, client focused self-managed Tel: 01732 744715 Company and risk management advice teams dedicated to their Fax: 01732 744729 to all sectors of industry and customers’ best interests, E-mail:20 David.Armstrong@belmontint.com years belmont international Tel No commerce, from local SMEs constantly attending to their 10 years uk bus awards sponsors and private clients through changing circumstances and Alternatively, just complete and return the attached E-mail to large Plcs. annually pricing the insurance response slip and we’ll contact you to arrange a convenient time to discuss how Belmont International belmont market for competitive prices. We are not tied to any can help you and your business. I N T E R N A T I O N A L individual insurer, which An accredited Investor in Commercial Insurance Insurance Renewal date means that we search the People since 1999, training belmont www.belmontint.com I N T E R N A T I O N A L market for the most suitable in both technical and serious about insurance serious about service partner(s) for our clients’ interpersonal skills is at the 20 years belmont international cover and budgetary needs, top of our agenda. Please contact me to arrange a meeting as ensuring that we offer a soon as possible tailor-made service, where personal customer service Please contact me to arrange a meeting nearer is paramount. belmont belmont I N T E R N A T I O N A L to my insurance renewal date Commercial Insurance I N T E R N A T I O N A L Commercial Insurance I would like to receive Belmont International’s Newsletter Serious about insurance serious about service Belmont International Limited is a company registered in England & Wales under company registration number 1427492. The registered office is located at Becket Serious about insurance serious about service House,Vestry Road, Otford, Kent TN14 5EL. Authorised and regulated by the GENLFT0806 Financial Services Authority. Insurance and risk solutions The Client-Belmont – more important than ever Partnership Client/Belmont Partnership Fact Finding The number of risks facing the reassurance that you are businesses today forms a properly protected daunting and growing list. giving true cost benefits. Having the wrong or not enough insurance to cover Why we’re different 360° those risks, can be just as bad as not having insurance Very few brokers have the at all. And a single loss could Review in-house expertise across the Belmont International Limited immediately destroy the broadest range of insurance, success that you or your risk management, investment company will have striven Analysis and employee benefits. This FREEPOST SEA6485 hard for over many years. enables you to keep your time and costs to a minimum Support Insurance professionals and ensure your protection is co-ordinated and adequate. dedicated to your best interests. Sevenoaks TN14 5BR How Belmont Our clients describe us as: Kent International can help you Guiding Negotiation Expert The aims of reducing cost, saving time, avoiding risk Trustworthy Claims and being adequately Professional compensated for loss all call Responsible for an integrated approach to Solutions Reassuring and… your personal and business …Friendly insurance needs. Implementation Through teams of insurance professionals dedicated to your best interests Belmont International will give you Reply card to be perferated Designing success for the financial services industry © COHESION Design Services Limited
  • 2. Belmont International High Net Worth Leaflet Case Studies Private Client Insurance... Contact us For a comprehensive consultation and an About Belmont International Belmont International is one of the UK’s leading ...essential for you with today’s risks. assessment of your personal insurance needs please contact us. An indication of independent insurance brokers and financial advisers. Using our experience coupled with our considerable your insurance renewal date(s), even if this market leverage, we search the insurance market for is some way off, would enable us to look the most suitable partners for our clients, ensuring that Private Client Insurance Personal insurance is a key part of any individual’s security. at options for you at the appropriate time. both cover and service fit their needs. Call Stuart Rickett, Private Client Executive, For twenty years we have provided solutions to private Protecting your valuable assets and activities – from your home, on 01732 744721 or fax 01732 744729 individuals as well as the owners and managers of our commercial clients. High quality customer service has property abroad, art and antiques, motor, private yacht and pets email: Stuart.Rickett@belmontint.com enabled us to grow our business into the success story that it is today. Emphasis on professional, supportive through to travel and specialist sporting pursuits – is of course, Stuart Rickett, Belmont International Ltd. advice will continue to form the backbone of our Vestry Road, Sevenoaks, Kent TN14 5EL achievements. vitally important. We will ensure that you do not pay too much for personal insurance or have cover that doesn’t adequately Serious about insurance Serious about service Belmont International Limited is a company registered in protect you. England & Wales under company registration number 1427492. The registered office is located at Becket House,Vestry Road, Otford, Kent TN14 5EL. Authorised and regulated by the Financial Services Authority. 20 years belmont international Serious about insurance Serious about service www.belmontint.com Private Client Insurance How we can help Our promise to you Why choose Belmont International? For all the personal insurance needs you have, we We realise that today’s insurance market offers many We don’t simply supply personal insurance policies – we have access to the entire UK and Lloyd’s insurance choices; banks and other financial institutions quoting work in partnership with you, understanding the risks you markets. Being independent, we’re not tied to any discounted rates could offer cheap cover which may face and obtaining the best insurance for your needs. one insurer which means we’ll work with you and our look tempting. However, it’s important to realise that For example, arranging your home, motor, travel and insurer partners to ensure you get the best deal, along this option could result in you receiving inferior cover other personal insurance alongside your business cover, with the highest quality service. for valuable items. often provides a more cost effective solution. Here are just some of the personal possessions for Our private client team will work with you to deliver If you need to claim, we will deal with the insurer on which we offer insurance solutions: individually tailored solutions with the correct level your behalf and you will be able to get in touch with your of cover and competitive pricing, accompanied by personal account manager at Belmont at any time. • Building and Contents guidance and support. • Antique and Art If you intend to build or renovate a property yourself • Listed Buildings We promise to deliver: we also have our market-leading Self-builder Insurance • UK and Overseas Holiday Homes • Peace of Mind – reassurance that we package to assist. Our policy caters for conversions, understand your needs renovations and extensions as well as new build projects. • Car Insurance – including family “fleets” • Competitive Insurance Costs – the right price • Personal Travel We provide full cover for building works, plant and • Robust Insurance Cover – the right cover equipment as well as Employers’ and Public Liability. • Yacht and Boat • Proactive, Expert Advice – constantly available For more information, please call us free on 0800 018 7660, • Self Build e-mail us at Sales@self-builder.com or visit our Self-builder support and review • Pet website www.Self-builder.com • Aircraft Designing success for the financial services industry © COHESION Design Services Limited
  • 3. Belmont International Recruitment Ads Case Studies Week ending September 7, 2008 To advertise telephone 01303 817040 JOBSFORKENT.CO.UK 39 ESM Ltd Exhibition Stand Design, Manufacture & Management based in Gravesend require skilled Invicta Motors is a well established and highly Serious about your career? WOOD MACHINISTS & regarded Ford CMA, with three locations covering East Kent. JOINERS/CARPENTERS We offer excellent benefits and prospects to Immediate start, permanent positions. the right candidates.We are currently Good rates, depending on experience. recruiting for the following position: Email CV to: mail@esm-uk.com or telephone 01474 536360 - www.esm-uk.com Technician Westwood We are looking for a vehicle technician to join our DRIVERS busy dealership at Westwood preferably MOT and www.redeagle.jobs Ford Trained. Recruiting for DRIVERS The main duties would be to carry out inspections, HGV 1 - From school leavers with good ‘A’ levels, through competent insurance and claims technicians routine services and MOT testing in a professional and safe manner. General Haulage The candidate must be able to work on your own initiative and as a team, with good communication HGV 2 - up to Account Executives, we’re seeking people who are serious about their careers. skills and technical abilities. Please send your CV to: Multi-Drop / Mollie Cooper at Invicta Motors Sturry Road, Canterbury, Kent CT1 1DR or email Mollie.Cooper@Invictamotors.com Dustcart / HIAB Closing Date 19th September 2008. What we offer About Belmont International No Agency Calls Opportunities throughout Kent Driver Hotline 0845 61 20 444 Demelza Hospice Care for Children is a charity providing hospice care • An excellent financial package with non- • Kent’s largest independent insurance broker for over 450 children with life-limiting illnesses and support for their families across Kent, East Sussex and South London. We offer specialised care in our 8 bedded residential hospice in Kent and in the family home through our dedicated Community Team working in East contributory pension, group life and medical and financial services provider insurance Sussex, South West Kent and South London. We are delighted to announce the opening of a further 6 bedded hospice in Wensley Close, Eltham which will further enhance the services we can offer to the children and families. • A highly successful, fast expanding, results- • Development opportunities and paid study We are seeking to recruit to the following posts:- Children’s Palliative Care Nurses, commencing Dec, 08 (£28,418-£34,358 inc) orientated and well established organisation leave, in-house CII training • Qualified children’s nurse (RSCN, RNCB) • Ability to demonstrate good clinical skills and up to date Continuing Professional Development • Experienced in working either in palliative care of with children with complex needs • Working a full shift pattern to include nights, weekends. Full and part time posts available. Children’s Palliative Care Assistants, commencing Dec, 08 (£14,862-£19,696 inc) • Staff bonus scheme, bonuses for new • Qualified at NVQ level II in a relevant healthcare subject If you want a new challenge, send business introductions, ‘bounty scheme’ for • Able to demonstrate the ability and willingness to increase your skills and work towards NVQ level III and our own in-house competencies • Experienced in working either in palliative care, or with children with complex medical or psychosocial or behavioral or educational needs a full CV and covering letter stating • Working a full shift pattern to include nights, weekends. Full and part time posts available. new staff introductions Housekeeper, Full Time, commencing ASAP (£18,261-£18,761 inc) “Sales done properly?” position sought and current salary • Employee assistance programmes • Knowledge of health and safety best practice, risk assessment, infection control and COSHH • Able to undertake physically active duties of this hands-on role • Able to manage a team of assistant housekeepers and volunteers - training as required • Previous experience in a healthcare environment an advantage. That’s Saga. to thomas.pridmore@belmontint.com Chef, Full Time, commencing ASAP (£21,261-£23,261 inc) • NVQ II in catering or equivalent • Minimum 23 days annual holiday entitlement rising to 30 days year on year • Diploma in Food Hygiene (level 4) and HACCP (level 3) • Working with a team of dedicated volunteers to cover daily main meal at midday and an evening meal, including some weekends SALES AGENTS • Excellent health and safety and best practice knowledge £16k – £18k OTE (uncapped) + excellent benefits package | FOLKESTONE • Knowledge of special diets and ability to train others in foundation food hygiene a distinct advantage. Receptionist, Full Time, commencing ASAP (£18,261-£18,761 inc) Listening to customers. Taking the time to understand their needs. Building a real rapport with them. That’s what we call doing things properly for our customers as we deliver great • Excellent working environment with For more information about the company • Excellent interpersonal, written and IT skills at all levels • Ability to manage and train a team of volunteers to effectively assist with a busy reception area, creating a friendly yet professional welcome to all visitors service, selling our products to people aged 50 and over. And if you can help us achieve that, we’ll do things properly for you too. That means excellent air-conditioning and staff break-out area visit www.belmontint.com training and development at every stage. It also means unlimited earnings potential and • Ability to assist families with their luggage and safe, efficient entry into the care area when required superb benefits including private healthcare, pension scheme, free car parking, social club Care Team Administrator, Full time, commencing December (£23,261-£24,261 inc) • Excellent interpersonal, written and IT skills at all levels and discounts on insurance products, holidays and flights for you and your relatives. What’s more, it means a friendly working environment – as well as all the training and • Flexible working hours, free car parking • Knowledge of medical terminology and experience of a previous child related setting support you need to do a terrific job. • Ability to re-prioritize a changing workload and assist in a number of sensitive situations. As an Investors In People employer we know how important You are and can offer - The question is, have you got what it takes to be part of this fast-growing national company? You’ll need to be target driven and able to rise to new challenges, that’s for sure. But above • Active Social Club, football and netball teams, • Structured on going education, support and professional development. company-sponsored social events all you must share our commitment to getting things right. Every time. • Competitive salary levels, pension package (including NHS pension if already contributing), pay enhancements for weekends, nights and weekend working as part of our shift system for clinical employees. If it’s time for you to enjoy the rewards you deserve please write enclosing your CV quoting , • Good annual leave and excellent working environment. reference SVS243/KOS, to Kerry Harrison, HR Officer, Saga Group Limited, The Saga Building, For an application pack contact Recruitment Line on 01795 845295 Enbrook Park, Folkestone, Kent CT20 3SE or e-mail: human.resources@saga.co.uk Alternatively, Please note that our new hospice has NO PARKING facilities for employees or volunteers. “ verysupportiveenvironment.Belmontkeepsitspromisesanddeliversrewards” please call 01303 774888 for an application form or download one from our website. Visit our website on www.demelza.org.uk A Closing Date 17th September, 2008 Closing date: 26 September 2008. Enhanced Disclosure checks by the CRB will be undertaken for successful applicants. saga.co.uk Demelza is an equal opportunities employer and operates a no smoking policy. Rook Lane, Bobbing, Sittingbourne, Kent ME9 8DZ T.H.AccountExecutive “ hewholecompanywelcomesyou.Ilovethesociableatmosphere. Registered Charity No. 1039651 A disclosure check will be required for the successful applicant Demelza House is an equal opportunities employer and operates a no smoking policy. T Progressinyourcareerisencouragedandrewarded” S.K.Administrator Belmont International Limited is a company registered in England Wales under company registration number 1427492. The registered office is located at Becket House, Vestry Road, Otford, Kent TN14 5EL. Authorised and Regulated by the Financial Services Authority. Serious about insurance serious about service Designing success for the financial services industry © COHESION Design Services Limited
  • 4. Marsh Down Identity Case Studies MD_1885-Marsh Down-Letterhead-V4 12/9/06 14:23 Page 1 40 Luton Road, Chatham, Kent ME4 5AA Tel: 01634 400325 Fax: 01634 402939 Our products include: Property Owners Professional Fleets Buy to lets Indemnity Motor Trade Liability Directors Officers Travel Shops Houshold Breakdown Keith Marsh ACII 40 Luton Road Offices Private Car Legal Expenses Chatham, Kent ME4 5AA Partner Combined Commercial Vehicles Mobile: 07971 088383 Tel: 01634 400325 Fax: 01634 402939 email: marshdown@hotmail.com Partners: Paul Marsh Dip CII John Marsh Keith Marsh A.C.I.I. Authorised and regulated by the Financial Services Authority. Terms of business overleaf Designing success for the financial services industry © COHESION Design Services Limited
  • 5. Towergate Underwriting Home Emergency Leaflets Case Studies Home Emergency Select Insurance Protect your home’s essential To find out more, please Protect your home’s essential services from £1.67 per month services from £1.67 per month call your insurance broker Every day, emergencies or breakdowns happen in essential household Typical Emergencies you could be faced with. plumbing, electrical and heating services. For example over 55%* of domestic The diagram below shows some typical emergency breakdowns boilers break down every year. Homeowners can often find themselves in a which are covered by Towergate Home Emergency Select insurance. situation where they don’t know where to go to find a reliable tradesman who can attend quickly and deliver a quality repair. At best they can expect a costly and unexpected bill. UNBLOCK A REPAIR A LEAKING 24 Hour Emergency Response and Repair TOILET £90* PIPE JOINT £95* To avoid this situation, Towergate Home Emergency Select complements your home insurance by providing a twenty four hour helpline to deal with a wide range of home emergency situations. In the event of an emergency breakdown, call our 24 hour helpline and we will dispatch a qualified REPAIR A FAULTY tradesman to carry out the necessary repairs free of charge up to the sum CENTRAL HEATING SYSTEM £165* shown below. Choose the level of cover that’s right for you: Cover Option Cover Includes Monthly Max sum REPAIR A BROKEN Don’t get c With optional annual gas boiler service Level 1 (WSP) Sudden leakage, collapse or blockage of the mains price £1.67 paid per claim up to £2,000 DOWN BOILER. Average cost £500** aught out! REPAIR A FAULTY Water Supply Pipes supply pipe inc VAT Maintain an FUSE BOX £195 * Level 2 (CW) Everything provided under Level 1, plus: £6.25 up to £2,000 d protect yo Complete Water Leaks and blockages to internal/external water inc VAT central heat ur home’s pipes. Cold water storage tank. Leaking internal ing and ho gas boiler, d. overflow pipes. Damage to waste drainage pipes. just £16.58 t water syst To find out per month em for more, pleas Burst pipes www.towergate.co.uk Level 3 (CU) Everything provided under Level 2, plus: £10.42 up to £2,000 Over 55%* of your insura e call nce broker Complete Utility A home emergency relating to the failure of the inc VAT including Water, Gas domestic gas or electricity supply (but not the domestic bo Electricity mains supply) more than 8 ilers break do REPAIR A COLLAPSED MAIN million A me wn every yea Level 4 (HB) Annual gas boiler service £16.58 up to £2,000 COLLAPSED SUPPLY PIPE tradesman can REPAIRhoWIRING ners. Findin ow r affecting DRAIN £550* be dif£120* an FAULT ficult d exp g a reliable, Gas Central Heating Boiler Breakdown We will arrange to carry out a service within 14 days of policy inception. Boiler breakdown cover will inc VAT Average cost £834* with a cold ho ensive. You trusted use, no hot could end up start following the service (only available for boilers water and an under 10 years old) Hot water/Heating Waste water/Drainage pipes unexpected Annual Ga bill. Level 5 (FC) This includes all of the above £22.92 up to £2,000 s Boiler Se rvice Mains supply Cold water Electrics Full Cover inc VAT To avoid this REPAIR A BRO KEN situation, Tow DOWN BOIL ER. complements ergate Boiler Average cost Conditions apply, ask your broker for full details your home Servicing and £500** REPAIR A FAU LTY Boiler Servicing and Emergency Repair service in line insurance by Emergency CENTRAL HEA with statutory providing an Repair SYSTEM £165* TING * Source DAS Legal Expenses Insurance Company Ltd and relevan requirements annual gas bo Maintain and protect your home’s gas boiler, ** Source the Mail on Sunday November 2008 t codes of pra , manufactur iler 14 days of po ctice. We wil ers recomme central heating and hot water system licy inception l arrange to carry out a ser ndations . vice within for just £16.58 per month 24 hour Em ergency Re In the event sponse and that your gas Repair down follow boiler, hot wa ing the servic ter or heatin qualified tra e, call our hel g system bre desman to fix pline and we aks parts and lab the problem, will dispatch our time fre with call ou a economical e up to £200 t charge, rep repair is not 0 per claim. lacement new replacem possible, we In the event ent boiler. will pay £500 that towards the cost of a This service is only availab Conditions le for boilers apply, ask you less than 10 r broker for years old. * Source DAS full details. Legal Expenses Insur ** Source the ance Company Mail on Sund Ltd ay November 2008 Hot water/Heati ng d. www.towergate.co.uk Designing success for the financial services industry © COHESION Design Services Limited
  • 6. Towergate Underwriting Summary Documents and Policy Wordings Case Studies Commercial Combined Offices Retailers Summary of Cover Summary of Cover Summary of Cover Hotels Guest Houses Summary of Cover Towergate Commercial Underwriting Towergate Commercial Underwriting The Octagon, Middleborough, Colchester CO1 1TG The Octagon, Middleborough, Colchester CO1 1TG Towergate Commercial Underwriting Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu The Octagon, Middleborough, Colchester CO1 1TG Towergate Underwriting and Towergate Commercial Underwriting are Towergate Underwriting and Towergate Commercial Underwriting are Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu trading names of Towergate Underwriting Group Limited. trading names of Towergate Underwriting Group Limited. Towergate Underwriting and Towergate Commercial Underwriting are trading names Registered in England No. 4043759 Registered in England No. 4043759 of Towergate Underwriting Group Limited. Registered in England No. 4043759 Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Authorised and regulated by the Financial Services Authority. Authorised and regulated by the Financial Services Authority. Authorised and regulated by the Financial Services Authority. 1306/134/Ps/03.09/3896 1307/134/PS/07.09/3898 www.towergate.co.uk 1306/134/PS/07.09/3897 www.towergate.co.uk www.towergate.co.uk Surgeries Public Houses and Restaurants Summary of Cover Summary of Cover www.towergate.co.uk Towergate Commercial Underwriting Towergate Commercial Underwriting The Octagon, Middleborough, Colchester CO1 1TG The Octagon, Middleborough, Colchester CO1 1TG Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu Tel: 0844 892 0965 Fax: 0844 892 0966 www.towergate.co.uk/tcu Towergate Underwriting and Towergate Commercial Underwriting are trading names Towergate Underwriting and Towergate Commercial Underwriting are trading names of Towergate Underwriting Group Limited. Registered in England No. 4043759 of Towergate Underwriting Group Limited. Registered in England No. 4043759 Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Registered Office Towergate House, Eclipse Park, Sittingbourne Road, Maidstone, Kent ME14 3EN. Authorised and regulated by the Financial Services Authority. Authorised and regulated by the Financial Services Authority. 1308/134/PS/07.09/3900 1309/134/PS/07.09/3901 www.towergate.co.uk www.towergate.co.uk Designing success for the financial services industry © COHESION Design Services Limited