Instant loans are available for unemployed individuals in the UK who need cash quickly. These short-term loans of between £100-£1500 do not require collateral and can be used for expenses like medical bills, rent, or home repairs. Applicants must be 18 or older and have a UK bank account, but no credit check is required so those with a history of defaults or late payments can still apply. The online application process is simple and only takes a few minutes to complete.