AI is significantly transforming the property industry by enhancing the housing life cycle through advanced data analytics and machine learning techniques. CoreLogic has pioneered AI-driven models, improving property valuation, risk assessment, and customer engagement in real estate transactions. The company also monitors regulatory changes related to AI, ensuring compliance while addressing biases in property listings.

1. Impact of AI on
the Property
Industry
Amy Gromowski, VP Head of Data Science
Marc-Antoine Juanéda, Director Product Management

2. Lender
s
Public
Sector
Insurance
Adjusters
Contractors
Selle
rs
Agents
Homeowners
Home Improvement
Internet of
Things
OEM
Buyer
s
Investor
s
Inspector
s
Appraiser
s
Broker
s
Insurance
Carriers
Data and analytics-infused, mission-critical software solutions
AI is transforming the entire housing life cycle

3. 3
Machines mimic the human problem solving & decision making
Humans program
logic
Machines determine logic
from data
Machines generate
content
(Math) (Language)
AI techniques have evolved over time, Gen AI being the
recent addition
Deep Learning
2010
Generative
2022
ML, Big Data
2000
Rules Logic Statistics
1950’s
AI is an evolution
AI

4. 4
99.75%+ direct sources
200K+ documents processed every day
MLS data processed within minutes
1500+ Bots
Unique depth and breadth of D&A assets
Public: Tax/Deed/Transactions from 3000+ counties, geospatial
parcel, and boundary maps
Including proprietary such as appraisal & reconstruction costs
22K+ Data Sources
99%+ Coverage
(150M+ Parcels) Property records spanning 50+ years (5.5B+)
200+ science &
analytics models
Valuation models, Sell Score, Propensity scores, Risk
models, Hazard analytics
Data Quality &
Governance
World class data
supply chain
Big Data platform (Smart Data Platform) and connected
with CLIP (CoreLogic’s unique identifier of Property)
Powered by
CLIP/SDP
15K+ data quality rules and automated checks
AI-ready data is about more than volume

5. Building AI is not new to CoreLogic
A Brief History – Key CoreLogic Market Introductions Bringing AI/ML Models to the Market
2010
2000
1990 2020 PRESENT
2010
Sell Score and
Propensity
Models
Weather
Forensics
Core AVMs
Location Analytics
and Scores
2000
Natural
Hazard
Risk Models
Collateral
Risk
Models
and Scores
1990 2020
Enriched Property
Characteristics
Composite
Risk
Scores
PRESENT
Climate Risk
Analytics
Catastrophe Peril
Models
Case-Shiller Index
Reconstruction
Cost
Estimation
Credit Risk &
Default
Models
Fraud
Risk
Models
Residential
Valuations
CLIP
First Floor
Height
Determination
THVx
AVMs
Image
Analytics
CoreLogic
HPI
and
Forecast
Affordable
Housing Solution
Wildfire
Mitigation
Score

6. 6
Regulatory monitoring of Artificial Intelligence
Privileged and Confidential
CoreLogic is monitoring legislation and regulation
- Number of federal bills being monitored: 25
- Number of states where bills are being monitored: 22 states with 164 open bills
Most of these laws are designed to prevent bias against prohibited basis, and these concerns are also
expressed by bulletins and other guidance given by the OCC, CFPB, FHFA and other quasi-governmental
agencies like Freddie Mac and Fannie Mae

7. AI Products

8. Days On Market,
Engagement in minutes,
Sentiments (Favorites)
Listings with the most
fields filled have up to 4
additional minutes in
engagement
Listings with Virtual Tours
see 37% more
engagement
200% more engagement
for listings with photo
captions
Does the quality of Property Listings matter?

9. AI simplifies the listing & buying experience
List w/MLS Touch
Agent generates
compliant listing with
attractive content
Search with Core AI
Personalized and
responsive, focused on
the customer needs,
Find & Visit Home
Remote or local, providing additional
environmental data
Inspect Home
AI powered immersive
appraisals and inspections

10. Agent generates listing
with AI assistant
AI generates
engaging descriptions
AI can improve and/or add
a language to the
description
Compliant listings
are created, ready for
agent review
MLS-Touch: AI assists in generating listings

11. MLS-Touch

12. MLS-Touch

13. CorePlan: Virtual appraisals and inspections
Launch the companion on
your portable device
AI aggregates on the fly
each room’s detail to
create a 3D floor plan
Agent controls results and
protects owner’s privacy
Immersive virtual visits
can be performed
anywhere

14. AI analyzes important information from customer
requests generates an answer with talking points
AI gathers the best match
for the customer needs
Customers can then
access additional info on
the property
Gen AI: Maintains customer engagement

15. Thank you
Amy Gromowski & Marc-Antoine Juanéda
agromowski@corelogic.com
majuaneda@corelogic.com