- Saving money early for a child's education can help it grow over time through interest or investments. Putting funds in a trust that the parents control can allow money to be used for education expenses later on. - Payday loan companies are required by law to disclose interest rates clearly before signing agreements, though rates may seem high when loans are typically repaid within two weeks. - With unemployment still high in many areas, used car loans could see increased demand as a more affordable option for transportation while people work to rebuild credit impacted by the economic downturn. - To improve credit, focus on paying down debt by cutting monthly expenses like subscriptions and using the savings directly for loan payments. - When