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Este documento resume el informe de hospitalización de una paciente de 28 años entre el 2 y 4 de abril de 2012. La paciente tenía una lesión en la columna cervical e instrumental quirúrgica, y estaba embarazada de 36-37 semanas. Fue evaluada por ginecología durante su hospitalización y egresada el 4 de abril por mejoría.
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The document provides best practices for securing containers on vessels and maintaining hatch covers, with a focus on preventing cargo loss and damage. It lists cautions for container stacking weights and locations, as well as recommendations for regularly inspecting and maintaining lashing equipment, hatch covers, and drainage systems to identify corrosion, cracks, or other defects. Proper container securing and hatch cover upkeep are emphasized as important loss prevention measures.
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This document discusses the use of loss prevention clauses in inland marine insurance policies to protect customers and insurers. It recommends including mandatory clauses requiring risk management programs and security measures be followed to minimize theft and secure shipments. Following these clauses and having transparency across customers, insurers, and vendors will help control losses and protect all parties' balance sheets by improving cargo delivery rates and reducing claim costs. The document provides examples of how risk management companies can monitor shipments and ensure all parties comply with the policy conditions and loss prevention programs.
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Sesion de hospital 11 abril 2012 1
Este documento resume el informe de hospitalización de una paciente de 28 años entre el 2 y 4 de abril de 2012. La paciente tenía una lesión en la columna cervical e instrumental quirúrgica, y estaba embarazada de 36-37 semanas. Fue evaluada por ginecología durante su hospitalización y egresada el 4 de abril por mejoría.
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This document lists various contact lens options with their diameters and prices. It offers 9 different lens styles ranging in diameter from 14.2mm to 16mm and prices from RM35 to RM45 depending on the lens style and diameter. The largest and most expensive lens is KIRA-KIRA at 16mm diameter for RM45.
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The document describes measurements for different tones and lenses. It lists the tone sizes as 14.0mm and includes measurements for RM32, RM35, and RM38 lenses. The document also includes a measurement for a 14.8mm super lens paired with the RM38 lens.
Risk management standard
1) This document presents a Risk Management Standard published jointly by three major risk management organizations in the UK. It provides terminology, processes, organizational structures, and objectives for effective risk management.
2) The standard recognizes that risk management involves both upside opportunities and downside threats. It should be integrated into an organization's culture and strategy to help achieve objectives. The core components of the risk management process include risk identification, analysis, evaluation, and treatment.
3) Risks can stem from external and internal factors and be categorized as strategic, financial, operational, hazard or compliance-related. A risk profile prioritizes risks to focus treatment efforts. Communication of risks and risk management performance is important for internal and external
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The document provides best practices for securing containers on vessels and maintaining hatch covers, with a focus on preventing cargo loss and damage. It lists cautions for container stacking weights and locations, as well as recommendations for regularly inspecting and maintaining lashing equipment, hatch covers, and drainage systems to identify corrosion, cracks, or other defects. Proper container securing and hatch cover upkeep are emphasized as important loss prevention measures.
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This document discusses the use of loss prevention clauses in inland marine insurance policies to protect customers and insurers. It recommends including mandatory clauses requiring risk management programs and security measures be followed to minimize theft and secure shipments. Following these clauses and having transparency across customers, insurers, and vendors will help control losses and protect all parties' balance sheets by improving cargo delivery rates and reducing claim costs. The document provides examples of how risk management companies can monitor shipments and ensure all parties comply with the policy conditions and loss prevention programs.
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The document discusses the development of risk management as a profession. It notes that as risks have become more interconnected, elevating risk management standards through education and certification is important. The Federation of European Risk Management Associations (FERMA) has created a certification program to establish pan-European standards for training and practice. This program aims to bring greater professional recognition for risk managers and value to businesses.
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Luis Vitiritti is a risk consultant for Zurich in Latin America specializing in risk management services including risk analysis, loss prevention, security, and risk improvement reports. He has over 20 years of experience in insurance, consulting brokers and clients in Brazil, Latin America, and internationally. Some of his responsibilities include reducing expenses with vendors, giving presentations on security and loss prevention, and supporting over 30 clients in risk consulting. He has a business management degree and professional certifications in risk engineering and management.
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Cargo transport coverage in Latin America presents challenges due to high risks of crime and infrastructure problems in the region. Crime rates for hijacking and theft of cargo in transit are among the highest in the world, costing over $1 billion per year in countries like Brazil. Insurers find it difficult to remain profitable providing cargo coverage due to low rates, high loss risks, and costs associated with loss prevention. They are using more specific policy wording around security requirements to safeguard themselves from losses. Customers are also key - insurers focus on understanding customer risks and recommending practices to reduce losses from human errors and other causes.
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In the 1980s, cargo theft in Brazil increased due to fraud involving truck drivers. Insurers and vendors began closely vetting drivers and including risk management clauses in policies, reducing losses by 50%. Through the 1990s and 2000s, criminals adapted so clauses evolved to require GPS tracking and signed prevention programs. Now Brazil has over 200 cargo protection vendors and 50 tracking manufacturers, showing risk management clauses have helped insurers take on risks and customers prioritize security.
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This document provides information on Luis Vitiritti including his contact details, background, education, professional experience, areas of expertise, clients supported, and research involvement. It summarizes that Luis is a Marine Risk Manager and Customer Manager for Zurich Brasil Seguros based in São Paulo, Brazil, with over 10 years of experience in marine and property risk management, loss prevention, and supply chain protection consulting. He provides risk assessments, surveys, and loss prevention recommendations to global and Latin American clients.
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2) É recomendado analisar cada caso individualmente levando em conta fatores como qualidade, risco, quantidade e prazo de entrega para escolher a melhor opção logística.
3) A engenharia de riscos pode ajudar a mitigar os riscos através de análises, vistorias, embalagens adequadas e escolha
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2) Fazer contatos pessoais para obter informações sobre oportunidades;
3) Desenvolver um plano claro com objetivos e estratégia de busca de emprego.
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Este documento apresenta uma norma para a gestão de riscos desenvolvida por organizações de gestão de riscos do Reino Unido. A norma descreve o que é risco e gestão de riscos, e fornece diretrizes sobre como identificar, avaliar, analisar e tratar riscos. O objetivo é ajudar as organizações a gerir riscos de forma estruturada e integrada à estratégia, melhorando a tomada de decisões e a eficiência operacional.
The standard container securing
The document provides basic advice for securing cargo containers on ships to prevent damage and loss overboard in heavy weather. It recommends checking stack weights, lashing plans, lashing equipment for defects, and container integrity. Additional lashings should be added for heavy stacks or expected bad weather. Isolated or uneven stacks should be avoided, as well as heavy containers above light ones. Lashing systems should be kept simple using high-rated components, and precise instructions given to shore lashing gangs.
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The document discusses several topics related to marine risks and insights from claims:
1) World trade saw major declines during the recession but recovered strongly in 2010, led by growth in Asian markets. Continued globalization brings new challenges for supply chain management.
2) Compliance with insurance regulations is increasingly important as countries enforce rules to protect domestic markets and raise revenue. Multinational insurers can help ensure local compliance.
3) During economic downturns, cost cutting can reduce safety and increase claims from issues like inadequate crewing or maintenance. Lessons from claims show a shift from minor pilferage to major cargo thefts by organized criminal gangs.
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O documento discute soluções de gestão de riscos para a cadeia de suprimentos. Ele aborda conceitos de gestão de risco, análise de cargas, métodos de identificação de riscos, sinistros comuns, propostas de melhoria e a importância de uma abordagem integrada entre logística, segurança e seguros.
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Embora os combustíveis não sejam o produto mais visado por quadrilhas, o roubo de cargas de combustível causa grandes prejuízos ao mercado, já que o combustível roubado é vendido de forma irregular e concorre deslealmente. É essencial que transportadores de combustíveis invistam em tecnologia e procedimentos de segurança para minimizar os riscos e danos do roubo de cargas.
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1) O documento fornece dicas sobre empregabilidade, crescimento pessoal e profissional.
2) É recomendado refletir sobre si mesmo, fazer análises SWOT, e planejar uma estratégia clara para buscar oportunidades de acordo com seus valores.
3) É importante fazer contatos pessoais, pesquisar sobre as empresas, e se adaptar às regras e cultura corporativa quando necessário.
Segundo Show Do Fleetin´3
Uma reunião foi realizada na casa de alguém chamado Bigode em 06 de junho de 2010. Três pessoas estavam presentes, possivelmente discutindo planos ou projetos. Poucas informações foram fornecidas no documento.
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The future of Risk
The document discusses the development of risk management as a profession. It notes that as risks have become more interconnected, elevating risk management standards through education and certification is important. The Federation of European Risk Management Associations (FERMA) has created a certification program to establish pan-European standards for training and practice. This program aims to bring greater professional recognition for risk managers and value to businesses.
Marine risk topic heavy lift cargo 2013
This document discusses risks associated with heavy lift and project cargo shipping. It emphasizes the importance of understanding cargo characteristics like size, weight, center of gravity, and needs. A thorough risk assessment should analyze infrastructure, equipment, transportation routes, weather conditions, and human factors. Key recommendations include requesting basic cargo information, preparing a project schedule, engaging risk engineering support for calculations, and carefully planning loading, lifting, and transport of critical items. Safety is paramount, and proper personal protective equipment, risk analysis, and toolbox talks should be used. Overall planning and understanding each unique cargo are essential to managing risks.
Logística e Transportes Recomendações
As 18 recomendações focam na melhoria da logística e transporte de cargas, cobrindo tópicos como tipo de motorista, treinamento, segurança no armazém, checklist veicular e tempo de jornada do motorista.
Resume luis vitiritti 2013
Luis Vitiritti is a risk consultant for Zurich in Latin America specializing in risk management services including risk analysis, loss prevention, security, and risk improvement reports. He has over 20 years of experience in insurance, consulting brokers and clients in Brazil, Latin America, and internationally. Some of his responsibilities include reducing expenses with vendors, giving presentations on security and loss prevention, and supporting over 30 clients in risk consulting. He has a business management degree and professional certifications in risk engineering and management.
Cargo risks Am Best Interview Luis Vitiritti
Cargo transport coverage in Latin America presents challenges due to high risks of crime and infrastructure problems in the region. Crime rates for hijacking and theft of cargo in transit are among the highest in the world, costing over $1 billion per year in countries like Brazil. Insurers find it difficult to remain profitable providing cargo coverage due to low rates, high loss risks, and costs associated with loss prevention. They are using more specific policy wording around security requirements to safeguard themselves from losses. Customers are also key - insurers focus on understanding customer risks and recommending practices to reduce losses from human errors and other causes.
Rep transportes
A REP Transportes foi criada para transportar produtos de alto valor com segurança. Eles desenvolveram um sistema integrado de rastreamento e segurança para caminhões e semirreboques que dificulta roubos, incluindo blindagem eletrônica, rastreadores redundantes e portas blindadas com travas controladas remotamente. O sistema permite transportar cargas valiosas sem escolta armada, reduzindo custos.
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O documento fornece um resumo da visita de uma empresa de engenharia de riscos a um cliente para avaliação de riscos, recomendações e melhorias. A visita incluiu avaliação dos terminais, armazéns e procedimentos de transporte marítimo do cliente, resultando em recomendações específicas para fatores de risco.
CARGO THEFT IN BRAZIL
In the 1980s, cargo theft in Brazil increased due to fraud involving truck drivers. Insurers and vendors began closely vetting drivers and including risk management clauses in policies, reducing losses by 50%. Through the 1990s and 2000s, criminals adapted so clauses evolved to require GPS tracking and signed prevention programs. Now Brazil has over 200 cargo protection vendors and 50 tracking manufacturers, showing risk management clauses have helped insurers take on risks and customers prioritize security.
PPT Resume CV luis vitiritti 2012
This document provides information on Luis Vitiritti including his contact details, background, education, professional experience, areas of expertise, clients supported, and research involvement. It summarizes that Luis is a Marine Risk Manager and Customer Manager for Zurich Brasil Seguros based in São Paulo, Brazil, with over 10 years of experience in marine and property risk management, loss prevention, and supply chain protection consulting. He provides risk assessments, surveys, and loss prevention recommendations to global and Latin American clients.
Zurich Risk Engineering Luis Vitiritti forum de navegacao 30 08 2011
1) O documento compara os riscos e benefícios do transporte aquaviário e rodoviário, discutindo fatores como frequência de viagens, quantidade de carga e concentração de riscos.
2) É recomendado analisar cada caso individualmente levando em conta fatores como qualidade, risco, quantidade e prazo de entrega para escolher a melhor opção logística.
3) A engenharia de riscos pode ajudar a mitigar os riscos através de análises, vistorias, embalagens adequadas e escolha
Dicas de empregabilidade ago 2011
O documento fornece conselhos sobre como encontrar um emprego, incluindo:
1) Analisar suas forças e fraquezas e o que você deseja fazer;
2) Fazer contatos pessoais para obter informações sobre oportunidades;
3) Desenvolver um plano claro com objetivos e estratégia de busca de emprego.
Risk Management Standard Portuguese - The IRM, AIRMC, FERMA
Este documento apresenta uma norma para a gestão de riscos desenvolvida por organizações de gestão de riscos do Reino Unido. A norma descreve o que é risco e gestão de riscos, e fornece diretrizes sobre como identificar, avaliar, analisar e tratar riscos. O objetivo é ajudar as organizações a gerir riscos de forma estruturada e integrada à estratégia, melhorando a tomada de decisões e a eficiência operacional.
The standard container securing
The document provides basic advice for securing cargo containers on ships to prevent damage and loss overboard in heavy weather. It recommends checking stack weights, lashing plans, lashing equipment for defects, and container integrity. Additional lashings should be added for heavy stacks or expected bad weather. Isolated or uneven stacks should be avoided, as well as heavy containers above light ones. Lashing systems should be kept simple using high-rated components, and precise instructions given to shore lashing gangs.
Zurich Marine Risk Insight 2011
The document discusses several topics related to marine risks and insights from claims:
1) World trade saw major declines during the recession but recovered strongly in 2010, led by growth in Asian markets. Continued globalization brings new challenges for supply chain management.
2) Compliance with insurance regulations is increasingly important as countries enforce rules to protect domestic markets and raise revenue. Multinational insurers can help ensure local compliance.
3) During economic downturns, cost cutting can reduce safety and increase claims from issues like inadequate crewing or maintenance. Lessons from claims show a shift from minor pilferage to major cargo thefts by organized criminal gangs.
Artigo luis vitiritti 2008
O documento discute os desafios do transporte rodoviário no Brasil, como longas distâncias, infraestrutura precária e jornadas de trabalho excessivas para motoristas. A maioria dos acidentes ocorre por falha humana, sendo necessário investir em treinamento e condições de trabalho para motoristas. A seguradora Chubb oferece consultoria para prevenção de riscos e sinistros, melhorando a segurança no transporte.
Vitiritti seg news 2008
O documento discute soluções de gestão de riscos para a cadeia de suprimentos. Ele aborda conceitos de gestão de risco, análise de cargas, métodos de identificação de riscos, sinistros comuns, propostas de melhoria e a importância de uma abordagem integrada entre logística, segurança e seguros.
Combustiveis e conveniencia-gr
Embora os combustíveis não sejam o produto mais visado por quadrilhas, o roubo de cargas de combustível causa grandes prejuízos ao mercado, já que o combustível roubado é vendido de forma irregular e concorre deslealmente. É essencial que transportadores de combustíveis invistam em tecnologia e procedimentos de segurança para minimizar os riscos e danos do roubo de cargas.
Dicas de empregabilidade luis vitiritti julho 2011
1) O documento fornece dicas sobre empregabilidade, crescimento pessoal e profissional.
2) É recomendado refletir sobre si mesmo, fazer análises SWOT, e planejar uma estratégia clara para buscar oportunidades de acordo com seus valores.
3) É importante fazer contatos pessoais, pesquisar sobre as empresas, e se adaptar às regras e cultura corporativa quando necessário.
Segundo Show Do Fleetin´3
Uma reunião foi realizada na casa de alguém chamado Bigode em 06 de junho de 2010. Três pessoas estavam presentes, possivelmente discutindo planos ou projetos. Poucas informações foram fornecidas no documento.
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Zurich Risk Engineer - Foco no Cliente - Marcus Evans Event
Zurich Risk Engineer - Foco no Cliente - Marcus Evans Event
Zurich Risk Engineering Luis Vitiritti forum de navegacao 30 08 2011
Zurich Risk Engineering Luis Vitiritti forum de navegacao 30 08 2011
Risk Management Standard Portuguese - The IRM, AIRMC, FERMA
Risk Management Standard Portuguese - The IRM, AIRMC, FERMA
Dicas de empregabilidade luis vitiritti julho 2011
Dicas de empregabilidade luis vitiritti julho 2011