The document provides tips for buying real estate, including: - Talk to a lender to get preapproved for a loan and understand financing details like loan type, interest rate, and closing costs. Having a preapproval letter can strengthen offers. - Choose one agent to work with exclusively to make the home search easier and reduce stress. The agent can find properties matching your needs. - Consider inspections for pest control, home condition, radon, roof, wells, and septic systems which typically cost $75-500 each. Buyers or sellers may pay for these. - Provide $500-2000 in earnest money within 5-10 days of offer acceptance to demonstrate commitment. - Lenders