GYANM GENERAL AWARENESS ISSUE SEPTEMBER 2014

GENERAL AWARENESS – SEPTEMBER 2014 1
GENERAL AWARENESS
SEPTEMBER 2014
Year: 2014 Vol. 3, Issue 03
A PUBLICATION OF GYANM EDUCATION &
TRAINING INSTITUTE PVT. LTD.
SCO 13-14-15, 2ND FLOOR, SEC 34-A, CHANDIGARH
CONTENTS
CURRENT AFFAIRS
MAY TO JULY 2014
1-19
BUDGET SPECIAL 22-22
ISRAEL GAZA CONFLICT 23
BULLET NEWS
Feb 2014 to April 2014
24-33
BRICS BANK 34
600 SBI CLERK MCQs 35-63
IBPS PO MODEL TEST
PAPER
64-80
LATEST GK BYTES 81-96
FIGURES TO REMEMBER
REPO RATE 8.00%
REVERSE REPO RATE 7.00%
MARGINAL STANDING
FACILITY RATE
9.00%
STATUTORY LIQUIDITY
RATIO
22.5%
CASH RESERVE RATIO 4.00%
BANK RATE 9.00%
BASE RATE(s)
(of various banks)
9.80% –
10.25 %
INDIA’S RANK IN
Human Development Index 135th
Global Innovation Index 66th
Economic Confidence Index 01st
Choice for FDI 4th
Global Peace Index 143rd
Press Freedom Index 2014 78th
Ease of Doing Business (World Bank) 134th
Social Progress Index 102nd
World Press Freedom Index 140th
Environment Performance Index 155th
Index for Nuclear Safety 23rd
Index of Economic Freedom 120th
Rank in Energy Usage 69th
Ease of Doing Business (Forbes) 98th
Corruption Perception Index 94th
World Prosperity Index 106th
Global Hunger Index 2013 63rd
NATIONAL NEWS
JULY 2014
FOREST COVER CROSSES 24 PER CENT
As per India State of Forest Report (ISFR) 2013
the total forest and tree cover of the country is
87.92 million hectare, 24.01 percent of the
geographical area of India.
Madhya Pradesh has the largest forest cover
of 77522 square kilometer, followed by
Arunachal Pradesh, 67321 square kilometer. In
terms of percentage, Mizoram has highest
cover at 90.38 percent, followed by
Lakshadweep-84.56 percent. Punjab retains
the ‘distinction’ of having the lowest area under
Forest cover with only 3.52% of its area under
forest cover while Haryana is a little better with
3.59% of its area under forest cover.
AREA
( MILLION HA)
AREA
(IN %)
Forest Cover 69.79 21.23
Tree Cover 9.13 2.78
Total 78.92 24.01
INDO–CHINA ENCYLOPEDIA RELEASED
India and China have jointly released the first encyclopedia on their age-old cultural
contacts, tracing back their history to over 2,000 years, starting from the visit of
Chinese scholar Huen Tsang to India in the 7th century to bring Buddhist scriptures
to China.
INDIA RATIFIES MARRAKESH TREATY
India has become the first country to ratify the Marrakesh Treaty to facilitate access
to published works for persons who are visually impaired, or otherwise print disabled.
The Treaty was adopted by 79 member countries of the World Intellectual Property
Organisation (WIPO) in June 27, 2013 at Marrakesh, Morocco.
INDIA RANKED 66th
IN INNOVATION
India has slipped two places in the Global Innovation Index 2013 to the 66th rank.
Switzerland topped the 142-nation list. The index ranks countries on innovation,
based on a survey done by INSEAD, Cornell University and the World Intellectual
Property Organisation (WIPO).
ULTRA RICH GROW FAST IN POOR INDIA
The number of ultra-high
networth individuals (UHNIs) in
Indiahaving an investible surplus
of over Rs 25 crore rose 16 per
cent to 1.17 lakh last fiscal, and
this is estimated to triple to 3.43
lakh in the next three years, says
a wealth report by the Kotak
group and Ernst & Young.

DELHI 2nd
MOST POPULOUS CITY IN WORLD
A recent UN study “World Urbanization Prospects” by U.N.
Department of Economic and Social Affairs (UN DESA) has
ranked Tokyo as the world’s most populous city with 38
million inhabitants, followed by Delhi with 25 million
inhabitants. The study has projected rapid urban growth in
India, China and Nigeria.
INDIA RANKS 135TH
IN HUMAN DEVELOPMENT
India’s ranking in the Human Development Index (HDI)
remained unchanged at 135 in 2013, reflecting little
improvement in the living standard of its people. The report
is topped by Norway, followed by Australia and Switzerland.
Countries at the bottom of index are Niger, Congo and
Central African Republic.
The HDI reflects long-term progress in three basic
dimensions of human lives - a long and healthy life, access
to knowledge and a decent standard of living. It covers 187
countries and is published annually by the United Nations
Development Programme (UNDP).
DILIP’S HOUSE IS NATIONAL HERITAGE SITE
Legendary actor Dilip Kumar’s
ancestral home at Mohalla
Khudadad in Peshawar, Pakistan
has been declared as a national
heritage monument by the Pak
government. After acquiring the
house, the government is plans
to convert it into a museum.
 World Bank Group President, Jim Yong Kim visits India.
JUNE 2014
PANJAB UNIVERSITY BEST IN INDIA
Panjab University, Chandigarh, is the highest ranked Indian
higher educational institution in the globally recognized
Times Higher Education’s Asia rankings. Placed 32nd in
Asia’s top 100 institutions, PU has outperformed IITs on all
ranking parameters. University of Tokyo tops the list.
INDIA SIGNS ‘WASHINGTON ACCORD’
Indian students with accredited technical education degrees
will now find it easy to get academic recognition and jobs in
17 major nations across the world, including the US, the UK,
Canada, Australia, Japan, Korea, New Zealand, Singapore,
South Africa, Turkey and Russia as India has become a
permanent signatory to the Washington Accord (WA), a
global agreement that covers mutual recognition in respect
of tertiary-level engineering qualifications among the
signatory countries.
INDIA HOUSE TO 1.56 LAKH MILLIONAIRES
According to the World Wealth Report 2014, released by
Capgemini and RBC Wealth Management, there were
1,56,000 high net worth individuals in India in 2013, up
from 1,53,000 in 2012. India has been ranked 16th in the
list of countries with highest number of HNWI population,
the US topping the chart with 40,06,000 millionaires,
followed by Japan (23,27,000).
U N AWARD FOR ‘MOBILE SEVA’
'Mobile Seva', an initiative conceptualised by Indian
government’s Department of Electronics and Information
Technology for delivery of public services electronically
through the mobile platform has been awarded a United
Nations Public Service Award.
INDIA NO 1 IN ECONOMIC CONFIDENCE
In a 25 nation-list compiled by global research firm Ipsos,
India has been placed at number one rank in terms of
economic confidence of citizens. As many as 60 per cent
Indians surveyed have predicted that domestic economy
would be stronger in the next six months, making it the
most confident nation.
INDIA 4th
CHOICE OF MNCs FOR INVESTMENT
Unctad's annual World Investment Report 2014 shows that
China remained the first choice of MNCs, followed by the
US. But, Indonesia has overtaken India as the third most
preferred destination for 2014-16. A series of policy flip-
flops and harsh tax measures commonly referred to as "tax
terrorism", have dented India's image.
P M VISITS BHUTAN ON FIRST FOREIGN TRIP
Prime Minister Mr. Modi made his first overseas trip by
visiting Bhutan. He inaugurated the new Supreme Court
building at Thimpu, constructed with Indian assistance. He
also laid the foundation for a 600 megawatt hydroelectric
power station as part of an energy cooperation plan.
PROJECT ‘MAUSAM’ FOR INDIAN OCEAN
Union Ministry of Culture has launched the Project Mausam
at the 38th session of the World Heritage Committee held in
Doha, Qatar. The Project aims to explore the diversity of
cultural, commercial and religious interactions in the Indian
Ocean region.
AIR INDIA JOINS STAR ALLIANCE
National carrier Air India has joined Star Alliance - a group
of 26 (now 27) carriers with as many as 4,338 aircraft flying
to 1,328 destinations across 195 countries. It is an
agreement between member airlines to use each other’s
existing routes and facilities. For an Air India passenger it
means simpler transit through single booking across
multiple airlines to places where the national carrier does
not operate.

ANSARI VISITS CHINA
Vice-President Hamid Ansari
visited China to meet
President Xi Jinping and
Vice-President Li Yuanchao.
He unveiled the first jointly
compiled two - volume
encyclopaedia, chronicling a
2,000-year history of cultural
exchanges between India
and China.
TELANGANA, THE 29th
STATE OF INDIA
June 2, 2014 witnessed the birth of 29th
state of India –
Telangana. Formed by carving out 10 districts of erstwhile
Andhra Pradesh, the new state will have an area of 1.14
lakh sq kms and a population of over 3.5 crore. Telugu and
Urdu are the main languages in the region. City of
Hyderabad will continue to remain the joint capital of both –
Telangana and Andhra Pradesh for next ten years.
Telangana Rashtra Samiti President K. Chandrasekhar Rao
(KCR) is the new Chief Minister of the state.
INDIA 143RD
IN TERMS OF PEACE
Global Peace Index (GPI) 2014 released by the Institute for
Economics and Peace released in London has placed India
at 143rd
place in list of 162 countries. Syria is the least
peaceful nation while Iceland is the most peaceful country
in the world.
 External Affairs Minister Sushma Swaraj visited Dhaka,
capital of Bangladesh on her first solo overseas visit.
 The Narmada Control Authority gave its nod to Gujarat
for raising the height of the Narmada dam to a level of
138.72 metres from the present 121.92 metres.
MAY 2014
INDIA 2nd
BEST IN CONSUMER CONFIDENCE
As per the Nielsen global survey, Consumer confidence level
in India jumped to 121points in the first quarter of the
current fiscal, the highest optimism level since the fourth
quarter of 2012. India retains its position as the second
most-optimistic country in the survey. Indonesia leads the
global index with 124 points and the Philippines is in third
place with 116 points.
INDIA 3rd
IN GDP SIZE
Data released by the
international comparison
programme of the World
Bank group shows that
in a matter of six years,
India has emerged as
the world's third largest
economy (in terms of
PPP) in 2011, from being the 10th largest in 2005, moving
ahead of Japan, while the US remained the largest economy
closely followed by China. The world produced goods and
services worth over $90 trillion in 2011 and almost half of
this came from low and middle-income countries.
INDIAN CULTURAL FESTIVAL IN CHINA
India started its biggest year-long cultural festival,
“Glimpses of India” in China with a performance of classical
Indian dances in Shanghai by artists from Chennai-based
Kalakshetra cultural academy.
INDIA 134TH
IN ‘EASE OF DOING BUSINESS’
World Bank and International Finance Corporation have
released their annual report for “Doing Business” as per
which India ranks 134th
among 189 nations when it comes
to ease of doing business. Singapore ranked first in the list.
INDIAN EVMs TO BE USED IN NAMIBIA
Namibia has imported 3400
India - made Electronic
Voting Machines (EVMs) for
use in their Presidential
Election. Namibia is the
first African country to use
such machines in any of its
Polls. These EVMs are
manufactured by the public sector unit, Bharat Electronic
Limited (BEL) based in Bangaluru.
‘TITLI’ SCREENED AT CANNES
Indian film Titli (butterfly), directed by Kanu Behl and
produced by Aditya Chopra was screened at Cannes Film
Festival at Cannes, France. The film is story of a boy called
‘Titli’ who wants to escape from his oppressive brother.
INDIA 78TH
IN PRESS FREEDOM
Latest Press Freedom Index 2014 has placed India at 78th
place on the basis of freedom of media in the country.
Press freedom in India has deteriorated due to increased
"interference" by media owners ahead of the general
elections this year. Netherlands, Norway,
and Sweden topped the list, which included 197 countries.
W B AID FOR SARVA SHIKSHA ABHIYAN – III
World Bank has agreed to provide $ 1 billion assistance to
India to support its Sarva Shikhsa Abhiyan – III, the largest
school education programme in the world. Funds will be
deployed by the HRD Ministry over a period of three years.
S C BANS BULLS USE IN ‘JALLIKATTU’
The Supreme Court has prohibited use of bulls in Tamil
Nadu’s ‘Jallikattu’ festivals, holding that use of bulls in such
events severely harmed the animals and constituted an
offence under the Prevention of Cruelty to the Animals Act.

HIGHEST INFANT MORTALITY IN INDIA
More than seven lakh newborns die in India every year, the
highest number of such deaths globally, a new study has
claimed. Each year 5.5 million babies leave the world
without celebrating their first birth day.
SC NOD FOR PROBING SENIOR BUREAUCRATS
A three judge Supreme Court bench headed by the Chief
Justice of India has held as invalid the legal provision that
makes prior sanction mandatory for the Central Bureau of
Investigation to conduct a probe against senior bureaucrats
(joint secretary and above) in corruption cases under the
Prevention of Corruption Act as it violates the article 14
(equality before law) of the constitution.
INDIA TOPS IN ‘OPEN DEFECATION’
A UN report- ‘Progress on Drinking Water and Sanitation,
2014 says that 82 per cent of the one billion people
practising open defecation in the world live in just 10
countries, topped by India having sixty per cent (597
million) of this population.
DELHI MOST POLLUTED CITY
WHO has stated that the quality of air in most cities
worldwide failed to meet the WHO standards for safe levels
of pollution. The release counted Delhi among one of the
most polluted city in the world in terms of air quality as it
has highest concentration of particulate matters less than
2.5 microns, which is considered most serious.
NEWS FROM STATES
JULY 2014
AMITABH BACHCHAN: The Indian Megastar was
appointed as Brand Ambassador of Maharashtra for
promoting horticulture sector of the state.
SANIA MIRZA: International tennis star was appointed
Brand Ambassador of the Telangana State
JUNE 2014
U K AWARD FOR BENGAL’s GIRL SCHEME
Kanyashree Prakalpa, a West Bengal government scheme
that provides scholarship to girls from economically-
backward backgrounds, has been given international
recognition jointly by the United Kingdom’s Department for
International Development and UNICEF.
‘GAURAVI’ TO HELP WOMEN IN STRESS
India’s first One Stop Crisis
Centre (OSCC) named Gauravi
was launched in Bhopal, Madhya
Pradesh on 16 June 2014. It was
launched by the Bollywood actor
Amir Khan. The centre is first of
its kind in India for women who
are victims of violence. It will
provide help and assistance to
rape survivors and victims of
dowry harassment, domestic
violence and other atrocities on women, all under one roof.
MUMBAI BECOMES 4TH
CITY TO GET METRO
Mumbai became the fourth city in the country to have Metro
rail operations, besides Kolkata, Delhi and Bangalore. The
11.4 km Versova-Andheri-Ghatkopar section, connecting
western suburbs with eastern suburbs, will carry around 11
lakh passengers every day.
$100 MN WORLD BANK LOAN FOR HIMACHAL
World Bank will provide $ 100 million to Himachal Pradesh
for promoting development of sustainable hydropower,
adapt and mitigate the effects of climate change and
empower local communities to conserve their watersheds.
SIKKIM TO GIVE JOBS TO BPL CANDIDATES
Sikkim government has announced 12 per cent reservation
in all state government jobs and posts in public sector
undertakings for candidates of Sikkimese origin living below
poverty line, with immediate effect.
 Gujarat has become the first state in India to
implement 33 per cent reservation for women in the
police force, across all cadres.
MAY 2014
VIDHAN SABHA ELECTIONS IN 5 STATES
Along with the general elections, five states also elected
their new MLAs (member of legislative assembly). Following
were elected as the new Chief Ministers:
Naveen Patnaik (Biju Janata Dal) – Odisha, 4th
time
Pawan Chamling (Sikkim Democratic Fund) – Sikkim, 5th
time, becoming the longest serving C M in India.
Chandrababu Naidu (Telugu Desam Party)—Andhra
Pradesh
K Chandrasekhara Rao (Telangana Rastra Samithi) –
Telangana
Nabam Tuki (Congress) -- Arunachal Pradesh
Some other Chief Ministers were also changed:
Anandiben Patel (BJP): Elected as Chief Minister of
Gujarat in place of Narendra Modi.
Jitan Ram Manjhi became new Chief Minister of Bihar as
present CM Nitish Kumar resigned owing the responsibility
for poor performance of his party in general elections.
T R Zeliang (Naga People's Front): Elected as the new
Chief Minister of Nagaland following the resignation of
current C M Neiphiu Rio as he got elected as M P.

 A four-year ban which barred short messaging service
(SMS) on prepaid mobile phones in Jammu and Kashmir
has been lifted by the state government.
 Rajasthan has decided to open 325 Ma Bari centres in
tribal areas of the four districts to provide education to
the children of 6 to 12 age where there are no schools.
GOVERNMENT
INITIATIVES
JULY 2014
WEBSITE LAUNCHED FOR PUBLIC GOVERNANCE
Prime Minister has launched a website, mygov.nic.in to
help people contribute in governance of the country by
giving their views on important issues. Initially three
suggested topics include–
 Creative engagement with govt. departments
 Suggest ideas to boost girl child education
 Suggest a roadmap to clean the Ganga
FDI IN INSURANCE HIKED TO 49%
The Union Cabinet has hiked FDI cap in insurance sector
from 26 to 49 per cent, liberalizing foreign investments, a
move that will cheer foreign investors and facilitate funds’
flow. It will provide a boost for the pension sector also as
the FDI cap in pension has been linked to insurance.
GOVT TO LAUNCH 4 NEW VACCINES
Four new vaccines will be introduced in India as part of the
Universal Immunization Programme (UIP) to reduce child
mortality by two-thirds by next year and meet global polio
eradication targets. With these new vaccines added,
government will be providing free vaccines against 13 life
threatening diseases to 27 million children annually.
Vaccines against rotavirus, rubella and polio (injectable) will
collectively expedite India’s progress to reduce child
mortality by two-thirds by the year 2015.
Rs. 7060 CRORE FOR URBAN MODERNISATION
Government proposes an allocation of Rs 7,060 crore in this
financial year for developing 100 ‘smart cities' in the country
as satellite towns of larger cities and for modernising the
existing mid-sized cities. The new cities need to be
developed to accommodate the burgeoning number of
people, otherwise, the existing cities would soon become
unliveable.
PRADHAN MANTRI KRISHI SINCHAYEE YOJANA
The government plans to launch a nationwide rural
irrigation scheme to insulate farmers from excessive
dependence on monsoon. Rs 1,000 crore will be spent on
creating infrastructure for the ‘Pradhan Mantri Krishi
Sinchayee Yojana’ to provide assured water to farmers.
‘SOIL HEALTH CARD’ LAUNCHED FOR FARMERS
Govt plans to provide 'Soil Health Card' to all farmers for
optimum utilization of resources and right selection of crops.
The Card will give crop-wise recommendations of
nutrients/fertilizers required for a particular village to help
the farmers improve productivity by wise use of inputs.
‘KISAN TV’ FOR AGIRCULTURISTS
Government to launch ‘Kisan TV' dedicated to the interests
of agriculturists and allied sectors and has allocated Rs 100
crore for this purpose. The channel will provide real time
information on farming techniques, water conservation and
on new technologies to help the farmers.
SKILL DEVELOPMENT FOR 50 CRORE BY 2022
Government has set a target to develop skills of 50 crore
people by 2022 under the National Policy on Skill
Development (NPSD). This target will be distributed among
20 ministries and National Skill Development Corporation
(NSDC). Government has set up a National Skill
Development Agency (NSDA) to coordinate and harmonise
the skill development efforts of the government and the
private sector.
VALIDITY OF INDUSTRIAL LICENCES EXTENDED
The Government has extended the validity period of an
industrial licence to three years from present two years,
with a provision for further extension by two years. The
licence will, however, lapse automatically after five years, in
the absence of commencement of commercial production
PLAN TO MERGE 3 SOCIAL SECURITY SCHEMES
The Ministry of Labour and Employment plans to launch a
pilot in 20 districts from January 1, 2015 to enable
unorganised workers to avail benefits of the Rashtriya
Swastha Bima Yojana (RSBY), Aam Aadmi Bima Yojan
(AABY) and Indira Gandhi National Old Age Pension Scheme
(IGNOAPS) via one single smart card. The pilot project
would be funded from the National Social Security Fund.
GOVT TO SET UP 660 NIRBHAYA CENTRES
Women and Child Development Ministry has advised that at
least 660 rape crisis centres will be established across the
country and named as Nirbhaya centres, as a tribute to the
victim of December 16, 2012 Delhi gangrape case.
The Nirbhaya Centres will act as one stop centre for
women victims of molestation, rape, sexual assault,
domestic violence and provide them medical assistance,
police assistance, psycho-social support and counselling,
legal aid and temporary shelter.
 To protect investors, the Cabinet has cleared the SEBI
Bill, to empower SEBI to initiate action against ponzi
schemes and investment frauds.

JUNE 2014
NO TRANSFERS FOR PARENTS OF DISABLED
Central government has decided that all the government
employees who have differently abled children to take care
of will be exempted from routine transfers and they will not
be asked to take voluntary retirement on refusing such
postings.
GOMs AND EGOMs SCRAPPED
With a view to improve accountability and responsibility,
govt has decided to abolish, with immediate effect, all the
Groups of Ministers (GoMs) and Empowered Groups of
Ministers (EGoMs) set up by the previous UPA-II govt.
FOOD BUDGET RAISED FOR POWER SPORTS
Govt has decided to increase the daily food supplement
budget from Rs 280 to Rs 750 for the power games which
include boxing, wrestling, weightlifting, judo and boxing.
The decision was taken keeping in mind the Commonwealth
Games & Asian Games this year and Rio Olympics in 2016.
12000 LABOUR CHARGES TO POOR FOR HOUSE
The Centre has decided to give Rs 12,000 per household as
labour charges to the poor for building their homes under
Indira Awaas Yojna-IAY. Govt. provides Rs. 75,000 for
construction of a house under IAY in hilly areas and Rs
70,000 in plains, of which 20% is the labour component.
MAY 2014
SIT FOR PROBING BLACK MONEY
The Supreme Court has reconstituted a Special Investigation
Team (SIT) under the chairmanship of retired judge MB
Shah to monitor the probe into the black money cases, both
inside and outside the country. Incidentally, this is also the
first major decision taken by the new Union Cabinet.
SECURITY PACT SIGNED WITH MYANMAR
India and Myanmar have inked a pact to enhance security
cooperation in combating the key issues of insurgency, arms
smuggling and human trafficking. The agreement was
signed at Nay Pyi Taw, capital of Myanmar.
 In a move that signals changed priorities, the ministry
of environment and forests has been renamed as the
Ministry of Environment, Forest and Climate Change.
ECONOMIC INDICATORS
JULY 2014
NOMURA PREDICTS 6% GROWTH FOR INDIA
According to the Japanese brokerage firm Nomura, India is
set to be Asia's biggest turnaround story and the country's
GDP growth is expected to rise to over 6 per cent in FY
2015 and over 7 per cent in FY 2016. The Indian economy
is starting to turn around as inflation is abating, the current
account deficit is narrowing, forex reserves are
accumulating and growth is just starting to rise.
ADB PUT INDIA’S GROWTH AT 5.5 %
Asian Development Bank has upgraded India’s economic
growth forecast to 6.3 per cent in 2015-16 on hopes of
speedy reform process. However, it has retained forecast
of 5.5 per cent growth for the current year.
FITCH PROJECTS 5.5 % GROWTH FOR INDIA
International rating agency Fitch has improved India's
economic growth forecast to 5.5 per cent this financial year
and 6.5 per cent in FY16 due to the clear mandate received
by the pro-reform Narendra Modi government.
The agency said there will be significant risks to growth if
the monsoon turns out to be much weaker than expected.
IIP JUMPS TO 4.7 PER CENT
The Index of Industrial Production (IIP) for the month of
May came in at 4.7 percent. The factory output in May is at
a 19-month high – highest since October 2012. Electricity
sector growth came in at 6.3 percent while manufacturing
sector growth jumped to 4.8 percent.
CORE SECTOR GROWTH SLIPS TO 2.3%
The core sector growth of eight core industries slowed to
2.3 per cent in May, from 5.9 per cent in May last year.
During the month, crude oil output shrank 0.3 per cent,
natural gas output declined by 2.2 per cent, refinery
products were down 2.3 per cent and steel production was
2 per cent lower.
TRADE DEFICIT JUMPS TO $11.76 BILLION
Taking benefit of improvement in global markets, India's
exports grew by 10.22 per cent to $26.4 billion in June this
year while imports stood at $38.24 billion, up by 8.33 per
cent, leaving a trade deficit of $11.76 billion, boosted by a
65 per cent annual rise in gold imports.
 India's foreign exchange reserves have risen by $813
million for week ended June 18 to reach $317.85 bn.
JUNE 2014
GDP GROWS @ 4.7% IN 2013-14
Latest data released by the Central Statistical Office (CSO)
has estimated value of India’s GDP at current market prices
at Rs. 113.55 lakh crore, achieving a growth rate of 4.7
percent in 2013-14 as against 4.5 percent achieved in 2012-
13. This is the first time in 26 years after 1987-88 that GDP
has grown at sub 5% in two successive years. The per
capita income at current prices during 2013-14 is estimated
to have attained a level of Rs.74,380.

RBI PUTS GROWTH RATE AT 5-6 PER CENT
In its Second Bi-Monthly Monetary Policy Statement, the
Reserve Bank has stated that economic growth is expected
to be between 5 and 6 per cent in 2014-15 even as
uncertainty over the monsoon clouds the forecast for
agriculture. India's economic growth stayed below 5 per
cent for the second year in a row at 4.7 per cent in 2013-
14, mainly due to a decline in manufacturing and mining
output.
INDIA TO GROW @ 5.5% - WORLD BANK
The World Bank has projected a 5.5% growth for India in
2014-15, estimating that this will accelerate to 6.3% in
2015-16 and 6.6% in 2016-17.
MAY 2014
UN PUTS INDIA’S GROWTH AT 5%
According to the UN World Economic Situation and
Prospects (WESP) 2014 report, Indian economy will grow 5
per cent in 2014 and record a slightly higher expansion of
5.5 per cent next year riding on stronger consumption and
investment.
ECONOMY TO GROW BY 4.9% - OECD
Latest economic outlook by the Paris-based think-tank-
Organisation for Economic Cooperation and Development
(OECD) says that India's economy is expected to grow up to
4.9% in calendar year 2014 from 4.5% a year earlier,
helped by a rebound in capital investments as well as a
pick-up in private consumption, but rising bad loans at its
banks threaten to choke the recovery.
ECONOMY
JULY 2014
RANGARAJAN PANEL REPORT ON POVERTY
As per Dr. C Rangarajan panel estimates, a person spending
less than Rs 1,407 a month (Rs 47/day) in urban areas and
Rs 972 a month (Rs 32/day) in rural areas would be
considered Below Poverty Line. The number of poor in India
stood at 36.3 crore (29.5%) in 2011-12, down from 45.4
crore (38.2%) in 2009-10, as per the Rangarajan panel
norms.
As per Tendulkar Committee, these figures were fixed at Rs
1,000 a month (Rs 33/day) in cities and Rs 816 a month (Rs
27/day) in villages.
INDIA HAS WORK FORCE OF OVER 47 CRORE
As per NSSO survey result for 2011-12, the estimated
workforce in India is 47.41 crore persons of which 82.7 per
cent is in unorganised sector and 17.3 percent is in
organised sector.
DISINVESTMENT TARGET - RS. 58,425 CRORE
The government has set a target of mopping Rs 43,425
crore from stake sale in PSU firms and an additional Rs
15,000 crore from sale in other entities such as SUUTI
(Specified Undertaking of the Unit Trust of India). The bulk
of the Rs 15,000 crore would be from offloading shares in
Axis Bank
MSP FOR KHARIF CROPS 2014-15
CROP MSP PER QUINTAL
PADDY 1360
JOWAR 1530
BAJRA 1250
MAIZE 1310
GROUNDNUT 4000
TUAR AND URAD DAL 4350
MOONG 4600
SUNFLOWER 3750
SAHOO PANEL PROPOSES ‘BhDRs’
A government panel led by M S Sahoo has proposed a new
class of securities, 'Bharat Depository Receipts (BhDRs)', for
foreign firms to raise money in India, to provide more
choice to domestic investors. A BhDR would be a rupee
denominated instrument issued by domestic depository
against listed equities of a foreign company.
FDI IN DEFENCE, INSURANCE RAISED TO 49%
Foreign Direct Investment (FDI) in defence manufacturing
has been hiked from 26 per cent to 49 per cent. The
ownership of such joint ventures will stay with Indian
companies. FDI in insurance sector has also been hiked to
49 per cent from 26 per cent.
W B LOAN FOR ROAD CONNECTIVITY
World Bank has sanctioned $500 million loan for India’s
National Highways Inter-connectivity Improvement Project
(NHIIP) to improve the national highway network
connectivity to less-developed states.
INDIA SIGNS FATCA WITH USA
India and the US have agreed to implement Foreign
Accounts Tax Compliance Act (FATCA), a US law that
targets tax non-compliance by US taxpayers with foreign
accounts. As per FATCA, it is compulsory for US taxpayers
to report about their offshore assets and accounts.
Similarly, foreign financial institutions are required to report
about accounts held by US taxpayers.
INDUSTRIAL MoU SIGNED WITH CHINA
India and China have signed a memorandum of
understanding (MoU) that allows Chinese companies to
invest in industrial parks and zones in India. This way
Indian firms will get the benefit of learning economies of
scale and inventory management from the Chinese firms.

TCS REACHES MARKET CAP OF 5 TRILLION
Tata Consultancy Services (TCS) has become first Indian
company to achieve a market capitalization of Rs. 5 lakh
crore rupees. TCS is followed by Oil and Natural Gas
Corporation (ONGC) at 3.5 lakh crore rupees and Reliance
Industries at 3.3 lakh crore rupees.
 World Bank to provide $153 million (Rs 920 crore) loan
for the Odisha Disaster Recovery Project to restore and
improve housing and public services in Odisha.
 The ADB has approved a multi-tranche loan facility of
$300 million to help Assam continue its drive to
eliminate power sector inefficiencies.
 Britain has granted one billion pound ($1.68 billion)
credit line for investment in Indian infrastructure
projects.
 The government has granted Navratna status to
Container Corporation of India Limited (CONCOR).
JUNE 2014
SOLO EVENTS NOT PART OF CSR
The Corporate Affairs Ministry has clarified that one-off
events such as marathons / awards / charitable contribution
/advertisement / sponsorships of TV programmes etc would
not be qualified as part of Corporate Social Responsibility
(CSR) expenditure. Activities like housing for Economically
Weaker Sections, slum clearance, disaster management,
rural development, road safety, skill development of
agriculture labour can be considered under the CSR.
CSR rules are applicable to companies having at least Rs 5
crore net profit, or Rs 1,000 crore turnover or Rs 500 crore
net worth. As per CSR rules, such companies are required
to shell out at least two per cent of their three-year annual
average net profit towards CSR activities.
BAN ON MILK PRODUCTS FROM CHINA
The government has extended the ban on imports of milk
and its products from China for one more year till June
2015. The ban was first imposed in September 2008 due to
presence of melamine in milk products, a chemical used for
making plastics and fertilisers.
F I OF 10% TO BE TREATED AS FDI
Foreign investment of 10 per cent or more in a listed
company will now be treated as foreign direct investment
(FDI) as the government has accepted the Finance
Secretary Arvind Mayaram committee’s recommendations on
rationalising definitions of FDI and FII.
NEW SEBI NORMS FOR DEBT SECURITIES
SEBI has issued new norms for public issuance of debt
securities (debentures, bonds etc.) under which such offers
will have to be of minimum Rs 100 crore and the companies
will have to attain at least 75 per cent subscription.
ISRAEL TO HELP IN AGRICULTURE
Israel is planning to open two centres of excellence at
Nalanda and Vaishali in Bihar in the field of vegetables and
mango respectively to help cultivators increase their produc-
tivity. In these centres, Israeli agricultural experts along
with local farm scientists would impart knowhow of the
latest technology to growers to help them raise the
production level.
PSUs TO HAVE 25% PUBLIC HOLDING
SEBI has said that public sector undertakings listed on stock
exchanges to have should also adhere to the mandatory
25% public shareholding norms that are applicable to
private companies. At present, private sector companies
are compulsorily required to have at least 25% public
shareholding, while for government-owned companies,
minimum threshold level is only 10%.
 India has overtaken Germany and Italy to emerge as
the world's second largest textile exporter. But it lags
China, whose exports are nearly seven times higher.
 The World Bank has approved funding of USD 107
million (nearly Rs 650 crore) for a road project in
Mizoram, connecting Myanmar and Bangladesh.
MAY 2014
AGRI PRODUCTION TO CROSS 264 MN TON
The 3rd Advance Estimates of crop production in the 2013-
14 crop year (July-June) released by the Agriculture
Ministry says that India is likely to produce 264.38 million
tonnes of foodgrains during 2013-14 compared to 257.13
million tonnes last year, supported by higher production of
wheat and rice. The Agriculture Ministry comes out with
four estimates on foodgrains production at different stages
of crop harvesting.
INDIA IS CHEAPEST MAJOR ECONOMY
A report from German banking giant - Deutsche Bank says
that a weaker Indian rupee has allowed India to remain the
cheapest major economy in the world despite persistently
suffering the highest inflation rate. Australia is overall the
most expensive major economy, while the United States is
the cheapest developed country and Brazil most expensive
developing country.
TELECOM BASE TOUCHES 933 MILLIONS
India’s telecom industry
added over one million
users in March, taking
the total number of
subscribers to 933
million, as per latest data
released by Telecom
Regulatory Authority of
India (Trai). Rural India
is growing faster claiming
377.73 million
subscribers.
 Exim Bank has extended $ 100 million in line of credit
to Nigeria for building energy projects that will
eventually help boost Indian exports.
 FDI inflows from Singapore added up to nearly $6
billion in 2013-14, making it largest source of FDI in
India, followed by Mauritius at $4.9 billion.

BANKING & FINANCE
JULY 2014
RBI ALLOWS PAYMENT BANK AND SMALL BANK
The Reserve Bank has issued guidelines for setting up of
Payment Bank and Small Banks. A minimum paid-up capital
of Rs.100 crore will be required for setting up of these
banks. Both the banks will have to comply with the CRR and
SLR requirements.
Payment Banks will be allowed only acceptance of
demand deposits and payments and remittances services to
migrant labour workforce, low-income households, small
businesses and other unorganised entities. They will not be
allowed to undertake lending activities.
Small Bank shall primarily undertake basic banking
activities of acceptance of deposits and lending to small
farmers, small businesses, micro and small industries and
unorganised sector entities. The area of operations of the
small bank will be restricted to contiguous districts in a
homogenous cluster of States
REVISED KYC NORMS FROM RBI
RBI has revised its "know your customer" guidelines where
a main change is that it has now specified "officially valid
documents" to be the Aadhaar card, voter ID card,
permanent account number (PAN) card, driving licence,
passport, or the NREGA card. The Ration Card has been
dropped from the list. Now, Banks are no more authorized
to accept any other document as proof of identity.
Rs. 5000 OD FOR NEW BANK ACCOUNT
To promote financial inclusion, govt proposes to sanction an
overdraft (OD) facility of Rs 5,000 by the bank to individuals
who open an account with them. But there is a caveat for
those availing of the OD: customers should be willing to
take financial literacy lessons from lenders. A Rs 1,000-crore
credit guarantee fund will be set up by NABARD for this
purpose. The OD offer is part of 'Sampoorn Viteeyea
Samveshan' (SVS) or Comprehensive Financial Inclusion to
ensure that every earning citizen opens a bank account.
Rs. 5000 CR LYING IN UNCLAIMED ACCOUNTS
Parliament has been advised that Banks had Rs 5,124 crore
in unclaimed deposits (accounts with no operations for 10
years) lying with them as of December 31, 2013. This
amount will be transferred to the Depositor Education and
Awareness Fund to be utilized for promotion of depositors'
interests.
The Reserve Bank has from time to time advised banks to
play a more pro-active role in finding the whereabouts of
the people whose accounts have remained inoperative.
Banks are required to transfer the unclaimed amount to
Reserve Bank of India every month.
RBI TO IDENTIFY ‘LARGE’ BANKS
The Reserve Bank has said that Banks having size equal to
or more than 2 per cent of GDP will be designated as
domestic systemically important banks (D-SIBs) and they
will be subject to higher capital requirements. Additionally,
five largest foreign banks, based on their size, will also be
added to the sample for identification of D-SIBs.
D-SIBs are perceived as banks that are ‘Too Big To Fail
(TBTF)’. This perception of TBTF creates an expectation of
government support for these banks at the time of distress.
Due to this perception, these banks enjoy certain
advantages in the funding markets.
PSBs TO ISSUE RUPAY CARDS
Govt has urged public sector banks to issue RuPay cards to
all existing customers who do not have debit cards as well
as to new clients. Banks have also been told to "encourage"
merchant establishments to install point of sale terminals for
RuPay cards. Already, 20 million cards have been issued.
GOVT PLANS UBI’s MERGER WITH IDBI
The government has asked IDBI Bank and Kolkata based
United Bank of India to prepare a consolidation plan in view
of poor performance of UBI. Govt also plans to approve the
merger plan of SBI and State Bank of Patiala.
SIX NEW DRTs TO BE SET UP
To expedite the process to recover bad bank loans, govt
proposes to set up six new Debt Recovery Tribunals. The
Government of India had constituted 33 Debts Recovery
Tribunals and five Debts Recovery Appellate Tribunals
across the country. These six additional tribunals will make
total number of tribunals to 39.
NO 60% CUT OFF FOR EDUCATION LOANS
The Madras High Court has ruled that banks cannot fix 60%
cut off of minimum marks in Plus Two as condition for
extending education loan to students joining engineering
courses. Once a candidate has been admitted in a course,
banks should consider his request for loan on genuine
grounds of need and not on basis of marks obtained at plus
two level.
RBI TO SWAP GOLD
RBI plans to swap some
of the old gold lying in
its Nagpur vault since
pre-Independence
times — and whose
quality is not exactly
top grade — with purer
gold. The operation
would "standardise the
gold available with RBI in India with respect to international
standards" and the gold acquired would be delivered to its
overseas custodian, the Bank of England.
MFIs CAN NOT CHARGE MORE THAN 27.75%
RBI has advised that the lending rate ceiling for micro
finance companies will continue at their present level - at
27.75% for the July to September quarter. This is the
highest rate MFIs can charge to their borrowers in the next
quarter. They may have to charge less if their cost of funds
is lower than 17.75%.
The Non Banking Finance Companies engaged in Micro
Finance are required to be registered with RBI as NBFC-
MFIs and have to follow the guidelines for maximum rate of
interest they can charge on loans.

BANK CREDIT GROWTH MORE THAN DEPOSITS
Bank deposits grew 13.24 per cent year-on-year to Rs
79,96,060 crore during the fortnight ended July 11 and
credit growth was 13.67 per cent reaching Rs 61,21,418
crore during the same period.
 The RBI has signed a Memorandum of Understanding
with the Monetary Authority of Hong Kong for exchange
of supervisory information of banking.
 The Reserve Bank will soon put to circulation Rs 10
denominated coins on the occasion of diamond jubilee
of Coir Board.
 RBI has allowed Non Banking Financial Companies
(NBFCs) to accept e-KYC service to verify identity and
address proof of customers to reduce risk of fraud.
JUNE 2014
RBI CUTS SLR DOWN TO 22.5 %
RBI in its second bimonthly policy statement reduced
statutory liquidity ratio (SLR) to 22.5% from 23%, freeing
almost Rs 40,000 crore of resources. Interest rates on home
and auto loans are unlikely to fall soon, but they could
gradually ease as the banks may lend more to companies
and individuals rather than buy government securities.
SLR is the mandatory provision for banks to block a certain
prescribed percent of their total deposits in government
securities.
INTEREST ON ‘UNCLAIMED’ DEPOSITS
RBI has advised that Interest on unclaimed deposits
transferred to a newly set up fund for educating depositors
shall be payable only from the date of their transfer to the
fund. Banks will transfer the accounts to the fund after
applying up-to-date accrued interest.
PROOF OF LOCAL ADDRESS NOT REQUIRED
RBI has advised that for opening of bank accounts, in case
the proof of address furnished by the customer is not the
local address or address where the customer is currently
residing, the bank may take a declaration of the local
address on which all correspondence will be made by the
bank with the customer. No proof is required for this local
address.
ECR REDUCED TO 32 PER CENT
The Reserve Bank has reduced the availability of funds
under the export credit refinance (ECR) window from 50 per
cent of export credit outstanding to 32 per cent with
immediate effect. To compensate for the resulting reduction
in liquidity, RBI has introduced a special term repo facility
up to 0.25 per cent of their net demand and time liabilities-
NDTL (total deposits).
RBI ALLOWS ENGAGING NBFCs AS BC
The Reserve Bank has permitted non-banking finance
companies -NBFCs to act as business correspondents (BCs)
of banks, allowing them to offer limited services with the
aim of spreading financial inclusion. The RBI said the
existing guidelines on the appointment of BCs were
reviewed taking into account recommendations of the
Nachiket Mor Committee.
LIMIT RAISED TO CARRY CURRENCY ABROAD
The Reserve Bank has permitted residents and non-
residents, except Pakistanis and Bangladeshis, to carry up to
Rs 25,000 in Indian currency notes while leaving the
country as against Rs 10,000 earlier. Till now, foreigners
were not allowed to carry Indian currency while leaving the
country.
 IndusInd Bank has launched ‘video branch’ - a unique
service allowing customers to interact face-to-face with
their bank branch using desktop, tablet or smartphone.
 Reserve Bank has raised the annual overseas
investment ceiling for individuals to $ 125,000 from
present $ 75,000.
 The Reserve Bank has asked banks to disclose sector
wise loans in their financial statements from 2014/15
onwards.
MAY 2014
NAYAK COMMITTEE SUBMIT ITS REPORT
P J Nayak Committee appointed by the RBI to review
Governance of Boards of Banks in India has recommended
that the government should cut its stake in public sector
banks to below 50 percent. All banks be incorporated under
the Companies Act and a Bank Investment Company (BIC)
be constituted to which the Government transfers its
holdings in banks. It has also said that RBI — and not the
finance ministry — should have the last word on regulation
of public sector banks which command 70% of the market
share.
NO PENALTY FOR TERM LOAN PREPAYMENT
RBI has asked banks to consider allowing their borrowers
the facility of prepaying all floating rate term loans without
any penalty. Earlier this facility was available on house loans
only. Some banks are charging pre-payment penalty of up
to 2 per cent of the outstanding loans.
NO PENALTY IN INOPERATIVE ACCOUNTS
RBI has asked banks not to levy penalties on customers
who don’t maintain a minimum balance in any inoperative
account, as part of a consumer protection initiative.
Already, Banks are not allowed to charge customers for
non-operation or activation of Basic Savings Bank deposit
accounts. However, Banks are permitted to recover charges
for non maintenance of minimum balance in normal savings
accounts.
INDEPENDENT SB ACCOUNTS FOR MINORS
RBI has advised that
banks are allowed to
open only savings
bank account in the
name of minors of
age above 10 years,
independently,
without the name of
their guardians.
However, it has been left to the banks to decide various
terms and conditions, including amount of withdrawal,
issuance of cheque book / debit cards.

RUPAY CARD LAUNCHED BY THE PRESIDENT
President of India formally launched India’s first indigenous
payment gateway, RuPay, to counter rival networks such as
Visa and Mastercard to work on ATMs and merchant outlets
and help in reducing cash transactions. Developed by the
National Payments Corporation of India (NPCI), it is the
seventh such payment gateway in the world.
LOK ADALATS FOR CHEQUE BOUNCE CASES
The Law ministry is working on amendments to the Legal
Services Authority Act that would allow leading banks to set
up permanent Lok Adalats on their premises for settlement
of all disputes related to cheque bouncing. Retired district
judges or additional district judges may be appointed as
chairpersons of such Lok Adalats.
CRYSTALLIZE INOPERATIVE FC ACCOUNTS-RBI
The Reserve Bank has directed banks to convert credit
balances in any inoperative foreign currency (FC)
denominated deposit into Indian rupee if the former
remains not in use for three years from the date of maturity
of deposit.
BANKS TO HAVE TALKING / BRAILLE ATMs
RBI has directed that all new ATMs to be installed by
commercial banks from July 2014 onwards would provide
audible instructions and Braille keypads to customers.
Later, all existing ATMs should also be converted as talking
ATMs with Braille keypads. RBI also asked banks to
provide the facilities of magnifying glasses at all bank
branches for the use of persons with low vision.
10 YEAR TERM LOANS FOR EXPORTERS
The Reserve Bank has allowed banks to provide long-term
loans of up to a maximum tenor of 10 years to exporters to
be utilised for execution of long-term supply contracts for
export of goods. Existing norms allow banks to give loans
for up to one year only.
BMB DECLARED AS SCHEDULED BANK
Bharatiya Mahila Bank, the country's first all-women lender,
has been included in the second schedule to the RBI Act.
This means that now it is eligible for loans from RBI on bank
rate and to acquire membership of clearing houses.
RBI TO LAUNCH PLASTIC CURRENCY
RBI has advised that one billion plastic notes of Rs.10
denomination will be introduced in a field trial to be
launched in the latter half of 2014 in five cities selected for
their geographical and climatic diversity. The selected cities
are Shimla, Kochi, Mysore, Jaipur, and Bhubaneswar. Plastic
notes have an average life span of about five years and are
difficult to imitate.
RBI DEFERS BIOMETRIC AUTHENTICATION
RBI has put on hold its order requiring all future credit card
swipe machines and ATMs to be capable of biometric
authentication. Instead, a pilot project will be launched
where issuers of prepaid cards will be allowed cash
withdrawals on the basis of biometric authentication.
DEFENCE, SCIENCE
& TECHNOLOGY
JULY 2014
INS KOLKATA JOINS INDIAN NAVY
The Indian Navy‘s largest ever destroyer – INS Kolkata was
inducted in to service on 10th
July. It is India’s first
domestically built guided missile destroyer to feature a
Western-style air search radar and stealth technology.
ADVANCED BRAHMOS TEST FIRED
An advanced version of the 290-km range Brahmos
supersonic cruise missile was successfully tested off the
coast of Odisha, giving the country the capability to hit
enemy targets hidden behind mountains or in a cluster of
buildings with “pinpoint accuracy”. The missile travelled its
full strike range of 290 km in 500 seconds.
INDIA LAUNCHES FIVE FOREIGN SATELLITES
India successfully launched five foreign satellites from four
countries on board PSLV-C23 rocket on June 30. The five
satellites, launched from Satish Dhawan Space Centre at
Sriharikota, included two from Germany, and one each from
France, Canada and Singapore.
PSLV: Polar Satellite Launch Vehicle
HIGH SPEED DATA TRANSFER BY LI-FI
A Mexican software company has managed to transmit
audio, video and Internet data across the spectrum of light
emitted by LED lamps — at a data transfer rate of 10
gigabytes per second. The technology called Li-Fi or light
fidelity can illuminate a large work space, such as an office,
while providing full mobile Internet to every device that
comes into the range of the light spectrum.
OBJECTS SPOTTED BEYOND PLUTO
Scientists using the Hubble Space Telescope have
discovered two new objects beyond Pluto for NASA’s New
Horizons spacecraft to visit. New Horizons spacecraft,
launched in 2006, is on track to become the first probe to
visit Pluto in July 2015, some 4.7 billion miles from Earth in
the Kuiper Belt.
CARBON GEL – WORLD’s LIGHTEST MATERIAL
The world's lightest solid material - carbon aerogel - created
by Chinese scientists has fetched a staggering $1.6 million
at an auction. With a density of just 0.16 milligrams per
cubic centimeter, a sixth of air's density, the carbon aerogel
was developed by scientists at Zhejiang University last year.
NASA SATELLITE TO TRACK CO2
American space agency NASA has successfully launched a
satellite -Orbiting Carbon Observatory-2 (OCO-2), designed
to track atmospheric Carbon Dioxide, a leading human-
produced greenhouse gas responsible for global warming.
 Warships, submarines, aircrafts and helicopters of
India, US and Japan participated in the trilateral
Malabar naval exercise from 24th
July in North Western
Pacific Ocean.

JUNE 2014
INS KAMORTA TO JOIN INDIAN NAVY
India’s first indige-
nously - built anti
submarine warfare
corvette INS Kamorta
will be commissioned
into the Indian Navy
next month. Built by
the Garden Reach
Shipbuilders &
Engineers Ltd (GRSE), Kolkata, it will be the first warship
armed with an indigenous rocket launcher for anti
submarine warfare.
BRAHMOS MISSILE TEST FIRED
Indian-Russian joint venture Brahmos Aerospace test-fired
its 290-km range supersonic missile from the stealth
destroyer INS Kolkata off India's west coast near Karnataka.
GARUDA-V: AIR EXERCISE WITH FRANCE
The fifth Indo-French bilateral air exercise — Garuda-V was
held at the Jodhpur Air Base. It is aimed at enhancing
operational cooperation and validating capabilities. During
the war games, both the Air Forces will practice aerial
warfare, including manoeuvres to carry out surgical strikes.
NASA TO BUILD WORLD’s LARGEST TELESCOPE
NASA plans to build world’s most powerful telescope -
Advanced Technology Large Aperture Space Telescope
(ATLAST) to analyse the environment of other planets and
ability to track existence of aliens life. It will be able to track
life which is as far as thirty light years away.
EARTH’s LARGEST WATER RESERVOIR FOUND
Researchers at Northwestern University and the University
of New Mexico believe they have found the Earth's largest
water reservoir around 643 km underneath North America,
inside mantle rock. Though not in the familiar liquid form -
the ingredients for water are bound up in rock deep in the
Earth's mantle.
‘KEPLER 10 C’ – NEW GIANT PLANET
A huge Earth-like planet found by US astronomers has
changed the perception of planet formation. The newly
discovered Kepler-10c planet has been dubbed ‘Mega-Earth’
thanks to its diameter of 29,000 kilometers and an
estimated weight 17 times greater than Earth, which has a
diameter of 12,742 kilometers. This makes Kepler-10c the
biggest rocky planet ever discovered.
MAY 2014
NANO FINGERPRINTS FOR CURRENCY / CARDS
Scientists have developed invisible nano 'finger-prints' that
could be embedded into gadgets, banknotes and credit
cards, making it impossible to counterfeit the objects.
Unique patterns made from tiny, randomly scattered silver
nanowires have been created in an attempt to authenticate
goods and tackle the growing problem of counterfeiting.
NEW ANTIBIOTICS DISCOVERED
In a breakthrough, scientists have discovered a new class of
antibiotics to fight deadly bacteria such as methicillin-
resistant Staphylococcus aureus (MRSA) and other drug-
resistant bacteria that threaten public health.
The new class, called oxadiazoles, was discovered by
University of Notre Dame, USA.
JOINT NAVAL DRILL WITH SINGAPORE
Singapore Indian Maritime Bilateral Exercise - SIMBEX 14,
the 2014 series of annual bilateral naval exercises between
the Indian Navy and Singapore Navy was conducted in the
Andaman Sea from 22 May to 28 May 14 to enhance inter-
operability and mutual understanding between two navies.
UN WARNS AGAINST ‘EL NINO’ EFFECT
The UN weather agency-World Meteorological Organisation
(WMO) has warned that there is strong possibility of an "El
Nino" climate phenomenon in the Pacific Ocean this year,
bringing droughts and heavy rainfall to the rest of the
world, including India.
The El Nino phenomenon occurs every two to seven years,
when the prevailing trade winds that circulate surface water
in the tropical Pacific start to weaken.
ARMY HOLDS WAR PRACTICE IN RAJASTHAN
Indian Army conducted the “Sarvada Vijay” exercise in West
Rajasthan as part of regular training with a large army
formation for practising and honing war fighting skills in
tough desert conditions.
‘NABHRATNA’ TO TEST RADAR SYSTEMS
Hindustan Aeronautics Limited (HAL) has delivered a
Dornier light-weight aircraft named Nabhratna to the
Defence Research and Development Organization to carry
out testing of its under-development radar systems.
ASTRA MISSILE TEST FIRED
India’s first indigenously developed beyond visual range
(BVR) air to air missile successfully test fired from a
Russian-built Sukhoi Su-30MKI fighter jet. It has a range of
60 kilometers.
SINO INDIA JOINT MILITARY EXERCISE
India and China have decided to conduct a joint military
exercise at Bathinda, Punjab, less than 100 kms from
Pakistan. Bathinda is the base of the Indian Army’s 10 Corps
and has a big airbase also.
 The DRDO has successfully test-fired the surface to air
Akash air defence missiles off the coast of Balasore in
Odisha.
 Pakistan successfully test-fired its surface-to-surface
ballistic missile Hataf-III - Ghaznavi capable of
carrying nuclear weapons up to 290 kilometers.

INTERNATIONAL
JULY 2014
6TH
BRICS SUMMIT HELD AT FORTALEZA, BRAZIL
Prime Minister Mr. Modi visited Fortaleza, Brazil to attend
the 6th
BRICS Summit. The five countries decided to
establish the New Development Bank with an initial
authorised capital of USD 50 billion which will be equally
shared by the founding members to prevent domination by
any one member. The Bank will work for funding
infrastructure and “sustainable development” projects in the
BRICS countries. India will have the first Presidency of the
NDB for six years with headquarters in China
Agreement was also reached on establishing a
Contingency Reserve Arrangement with an initial size
of USD 100 billion to provide additional liquidity protection
to member-nations during balance of payments problems.
Funding of CRA is 41 per cent by China, 18 per cent each
from Brazil, India, and Russia, and 5 per cent from South
Africa.
The 7th
BRICS Summit will be held in the Russian city
of Ufa.
ISRAEL OPENS WAR WITH GAZA
Israel Defence Forces (IDF) launched “Operation Protective
Edge” against Hamas militants in Gaza strip for their alleged
kidnapping of three Israeli teenagers. In over a month
long conflict, Israeli forces have killed over one thousand
persons in Gaza strip through attack by ground and air
strikes. (See the specil)
MALAYSIAN PLANE SHOT DOWN, KILLING 298
A Malaysian aircraft, flight MH 17 flying from Amsterdam to
Kuala Lumpur was shot down by terrorist using a Russian
Buk missile when it was flying above 33,000 feet over
eastern Ukraine on July 17, killing all 295 people aboard.
The disaster is clouded in mystery as both Russia and
Ukraine claim that their forces have not shot the plane.
UKRAINE MOVES TOWARDS EUROPEAN UNION
Ukraine signed a landmark economic trade pact with the
European Union June 27. The Association Agreement is
expected to boost Ukraine’s exports to the European Union
but has attracted strong negative reaction from the Russia.
It was a refusal to sign this pact last year by Mr
Poroshenko’s predecessor, Viktor Yanukovych, which
triggered popular protests in Ukraine, leading to Russia’s
annexation of the Crimea peninsula
 India will host the 7th IBSA (India-Brazil-South Africa)
summit in 2015.
JUNE 2014
ISIS LAUNCHES FIERCE ATTACK IN IRAQ
Sunni militants, led by jihadists from the Islamic State of
Iraq and Syria (ISIS) have since the beginning of June,
killed thousands of civilians and army personnel in Iraq in
their bid to dethrone the present Shia government led by
Premier Nouri al-Malikii. They have been successful in
gaining control of some major cities like Tikrit and Mosul.
ISIS militants are supporters of Saddam Hussein, ex
president of Iraq who was sentenced to death in 2012.
The rift between the two major Islamic communities –
Sunnis and Shias, runs like a tectonic fault-line. The division
between Sunni and Shia Muslims is the oldest in the Middle
East — and yet it is one which seems increasingly to be
shaping the destiny of this troubled region.
The rift goes right back to the beginning — and a row over
who should succeed the Prophet Mohamed as leader of the
emerging Islamic community when he died in the early 7th
century.
The majority of his followers thought his closest associate,
Abu Bakr, should take over. They became the ‘Sunnis’. But a
minority thought the Prophet’s closest relative, his son-in-
law and nephew Ali, should succeed. This minority came to
be known as ‘Shias’. Word Shia is an abbreviation of Shiat
Ali “the party of Ali”.
Intrigues and violence followed. Eventually Ali was killed, as
was his son Hussein, and persecution and martyrdom
became ingrained in the Shia psyche. The two sides agreed
on the Quran but had different views on hadith, the
traditions recorded by the Prophet’s followers about what he
had said and done in his life. From time to time, however,
violence has flared in which the Shia, in the main, have
been brutally and even genocidally persecuted.
There are around one and a half billion Muslims in the
world. Of these, somewhere between 10 and 20 per cent —
estimates vary considerably — are Shia. In most countries
Shias are minority in a Sunni homeland. But in Iraq, Iran,
Bahrain and Azerbaijan, Shias are in majority.
For past several years, Shia majority of Iraq was ruled by
Sunni warlord – Saddam Hussein, until the invasion of Iraq
by US forces that ended with hanging of Saddam in 2012.
Afterwards, when elections took place, Shias came in to
power. Since then, Sunni supporters of Saddam have been
waging a war against the elected govt. They got together to
form the Islamic State of Iraq and Syria – ISIS with the sole
objective of regaining the lost power.

USA FIRST CHOICE FOR FDI
A survey by global consulting firm A T Kearney has shown
that the USA is the top destination in the world for foreign
direct investment. India has slipped to its lowest position;
seventh, in over a decade.
 China plans to shut down over 2,000 small coal mines
by next year to eliminate outdated capacity and
improve work safety and address pollution concerns.
 G7 meet of industrialized nations held at Brussels,
Belgium
MAY 2014
RUSSIA, CHINA VETO AGAINST SYRIA
Russia and China on 22 May 2014 exercised their veto
power in UN Security Council against a draft resolution
which was intended to refer the Syrian civil war to the
International Criminal Court (ICC). Of the total 15 votes in
Security Council, the resolution received 13 votes in favour
but was double vetoed by the Russia and China for the
fourth time.
VIETNAM PROTESTS AGAINST CHINA
Widespread violent protests against China spread in
Vietnam over the South China Sea dispute as thousands of
angry Vietnamese torched several Chinese projects to
protest attempts by a Chinese oil rig to drill in the disputed
waters.
US TROOPS TO STAY IN AFGHANISTAN
USA has said that
America will withdraw its
troops from Afghanistan
completely by 2016. The
current 32,000-strong US
deployment in
Afghanistan will be
reduced to around 9,800
by the start of 2015 and
to bare minimal by end of 2016.
OVER 200 GIRLS ABDUCTED BY BOKO HARAM
Suspected Boko Haram Islamist militants abducted more
than 200 school girls aged between 12 and 15 from north-
eastern Nigeria to pressurize Nigerian government for
release of their ally militants. USA and several other
countries have condemned this ghastly act and offered all
possible help to Nigeria for locating the girls. Boko Haram
literally means ‘Western education is forbidden’.
E EU FORMED LED BY RUSSIA
The leaders of Russia, Kazakhstan, and Belarus have signed
a treaty in Astana on the creation of a Russian-led Eurasian
Economic Union (EEU) to create a territory for unified
customs tariffs beginning on January 1, 2015.
WORLD ECONOMY TO GROW BY 2.8% - U N
The United Nations has lowered its forecasts for global
economic growth in 2014 and 2015 to 2.8 per cent and 3.2
percent respectively, for reasons such as the exceptionally
cold winter in the United States, the escalating political crisis
in Ukraine, and financial turbulence earlier this year.
WHO WARNS AGAINST POLIO
The World Health Organisation has warned that polio has
reemerged as public health emergency, as new cases of this
crippling disease have been noticed in countries like Syria
and Pakistan.
UNO AND IOC TO PROMOTE SPORTS
The United Nations and the International Olympic
Committee have signed a historic agreement to use the
power of sports to promote peace and economic
development, a move that strengthens collaboration
between two of the world's major organizations.
TRAIN TUNNEL AT AN ALTITUDE OF 3.6 KMS
The world's highest tunnel for high-speed trains became
operational in northwest China on May 1 passing through
the Qilian Mountains at an altitude of 3,607.4 metres (11835
feet). The 16.3-km-long tunnel links the Gansu and Xinjiang
provinces of China.
MOLDOVA AND GEORGIA JOIN HAND WITH E U
Two former Soviet republic countries-Moldova and Georgia
have signed the European Union (EU) Association
Agreement to strengthen their trade and political ties with
EU. The accord will also help them defend from threats by
Russia which opposes the EU's eastward expansion.
ISLAMIC BANKING IN AFGHANISTAN
Afghanistan's Central Bank, Da Afghanistan Bank (DAB) has
signed an agreement with a non-profit independent
organization 'Harkat' for implementing the Sharia compliant
banking system in the country. The Islamic banking or
Sharia compliant banking is a system based on the
principles of Islam which prohibit payment/charging of
interest on deposit/loans, respectively.
 Bhutan is likely to become the first country in the world
to go wholly organic in its food production, totally
avoiding usage of chemical fertilisers and pesticides.
 Royal Navy Submarine Service of United Kingdom for
the first time in its 110-year history has appointed
female submariners.
 Spain has suspended the 12th bull fight festival (called
San Isidro festival in Spain) after matadors got injured
by bulls.
 Brazil released two postage stamps to pay tribute to the
100 years of Indian cinema.
 Saudi Arabia has decided to ban the import of Indian
chilies due to presence of high pesticide residues.

PERSONS IN NEWS
JULY 2014
ARSENIY YATSENYUK: Ukraine’s Prime Minister was in
news as he resigned in a shock move to protest the
disbanding of the ruling parliamentary coalition, plunging
the strife-torn nation into political uncertainty.
AKHOURI SINHA: In a rare honour, the USA has named a
mountain in Antarctica after this eminent Indian-American
scientist whose pioneering biological research expedition to
Antarctica has provided vital data about animal populations
in that area.
NEYMAR: Ace striker of Brazil’s football team was in news
as he suffered a back bone fracture after being hit by the
Colombian defender Juan Zuniga. Brazil’s bid to win a sixth
World Cup suffered a devastating blow as Neymar was ruled
out of the rest of the tournament.
JUNE 2014
ARUNADHATI BHATTACHARYA: Chairperson of State
Bank of India has been ranked as most powerful women in
India by the Forbes Magazine. She stood at 36th
rank.
KIRAN MAZUMDAR-SHAW: India's biotechnology queen,
Chairperson of Biocon Industries, has been awarded the
coveted Global Economy Prize for business by the Kiel
Institute in Germany during its centenary celebrations. The
annual prize is awarded to three individuals - a high-ranking
policy maker, a renowned economist and an outstanding
entrepreneur.
IROM SHARMILA CHANU: A local court in Imphal,
Manipur has ruled that there is prima facie evidence of
attempt to commit suicide against Manipur social activist
who has been on fast for the past 13 years demanding
withdrawal of Armed Forces Special Powers Act (AFSPA)
from the State.
MICHAEL SCHUMACHER: 45 year old
German Formula One champion was in
news as he emerged out of coma after
almost five and a half months, following
his devastating ski accident in
December, 2013.
ANGELA MERKEL: Chancellor of Germany, she has been
declared as most powerful women in the world by Forbes
Magazine.
BOWE BERGDAHL: An US sergeant was in news as he
was released by his Taliban captors in Afghanistan on May
31 to American forces in exchange for five Taliban detainees
from Guantanamo Bay prison in USA.
JUAN CARLOS: Spain's King, who led Spain's transition
from dictatorship to democracy, was in news as he
announced his abdication in favour of his son, Prince
Felipe, making way for a "new generation”.
MAY 2014
YINGLUCK SHINAWATRA:
Prime Minister of Thailand
was removed from office by
a Constitutional Court as she
was found guilty of abusing
her power when she
transferred a civil servant to
another post more than three
years ago. The court ordered
her to step down
immediately along with all
members of her cabinet who were in office at that time.
Later the army imposed martial law in the country.
RAMARNI WILFRED: An 11-year-old boy in the UK has
achieved the highest possible score of 162 on a Mensa IQ
test, making him brainier than physicist Albert Einstein.
ALENKA BRATUSEK: First lady Prime Minister of Slovenia
submitted her resignation as she lost the majority in her
own party.
APPOINTMENTS
JULY 2014
NEW GOVERNORS APPOINTED
Ram Naik Uttar Pradesh.
Kesri Nath Tripathi West Bengal
Om Prakash Kohli Gujarat
Balramji Dass Tandon Chhattisgarh.
Padmanabha Acharya Nagaland.
Kaptan Singh Solanki Haryana
Margaret Alva Goa (Add. Charge)
PINKY ANAND: Additional Solicitor-General
FUAD MASUM: President of Iraq
JOKO WIDODO (JOKOWI): President of Indonesia
JEAN-CLAUDE JUNCKER: President of the European
Commission
JUNE 2014
RANJIT KUMAR: Solicitor General of India
Dr. AJIT KUMAR DOVAL: National Security Adviser, Govt
of India
ARUN JAITLEY: The Union Finance Minister has been
appointed as India's Governor on the Board of Governors of
the Asian Development Bank.
MADHURI DIXIT: The Bollywood celebrity has been
appointed as UNICEF's 'celebrity advocate for child rights'.
VISHAL SIKKA: Chief Executive Officer, Infosys
SUMITRA MAHAJAN: Speaker, Lok Sabha
DR. SUDHIR KUMAR MISHRA: CEO & MD, BrahMos
Aerospace Corporation
Arun Mishra, Adarsh Kumar Goel and Rohinton
Nariman: Judge in Supreme Court

N. SRINIVASAN: First Chairman of International Cricket
Council, Dubai
JUSTICE VK RAJAH: Attorney General of Singapore, he is
an Indian-origin judge.
ALEXANDER STUBB: Prime Minister of Finland
REUVEN RIVLIN: President of Israel, from Likud party
BASHAR AL-ASSAD: Elected as President of Syria, for the
third time successively.
PRINCE FELIPE: New King of Spain
ABDUL FATTAH AL-SISI: President of Egypt
MAY 2014
MUKUL ROHATGI: 14th Attorney-General of India
RAJIV MATHUR: Chief Information Commissioner
Lt Gen D S SUHAG: Chief of Army Staff (28th)
RAJEEV SURI: President and CEO of Finnish tele-
communications equipment maker Nokia.
AHMED MAITEEQ: Prime Minister of Libya
DALIA GRYBAUSKAITE: President of Lithuania, popular
as ‘Iron Lady’ of Lithuania
PETRO POROSHENKO: President of Ukraine
JACOB ZUMA: President of South Africa, from African
National Congress party
LUIS GUILLERMO SOLIS: President of Costa Rica
AWARDS & HONOURS
JULY 2014
PREM BHATIA AWARD for Journalism:
SMITA GUPTA, Associate Editor with The Hindu, for
political reporting.
NITIN SETHI, Associate Editor, Business Standard, for
excellence in environmental and development reporting
JUNE 2014
49TH
JNANPITH AWARD – 2013: Noted Hindi poet
Kedarnath Singh. The award includes Rs 11 lakh as cash.
27TH MOORTIDEVI AWARD – 2013: Renowned
scientist-turned- Malyalam writer C Radhakrishna for his
book 'Theekkadal Katanhu Thirumadhuram'
Bailey’s Women’s Prize for Fiction: Eimear McBride for
her first novel ‘A girl is a Half-Formed Thing’
'LEGION OF FRANCE': Bollywood actor Shah Rukh Khan
for his contribution to Cinema. It is one of its highest
civilian awards conferred by France.
TANG PRIZE 2014 DECLARED
Dr. Samuel Yin, a business tycoon from Taiwan established
the Tang Prizes in December 2012 in four major fields of
Sustainable Development, Biopharmaceutical Science,
Sinology, Rule of Law to encourage research in these fields.
They are given once in two years.
FIELD NAME CONTRIBUTION
Sinology Yu Ying-shih Research in Chinese
cultural, intellectual and
political history
Sustainable
Development
Gro Harlem
Brundtland, Ex.
PM of Norway.
innovation, leadership
and implementation of
sustainable
development
Rule of Law Albie Sachs fight against apartheid
Bio-pharma-
ceutical science
Dr. Tasuku
Honjo & James
Allison
fight against cancer
WORLD FOOD PRIZE: won by
Sanjaya Rajaram, India born
veteran plant scientist from
Mexico, for his contribution in
increasing the wheat production
in world. The Prize, carrying a
cash prize of $ 250,000, would be
presented during the U.N. World
Food Day on October 16.
DAG HAMMARSKJOLD Medal: Gallantry award given by
UNO to eight Indian soldiers on 29th
May - International Day
of UN peacekeepers.
Two Indian-Americans Sriram J Hathwar and Ansun Sujoe
jointly won the prestigious Scripps National Spelling Bee
at National Harbour, Maryland (USA).
MAY 2014
GOLD MEDAL FOR INDIAN DOCUMENTARY
“Silent Screams — India’s Fight Against Rape” a
documentary film directed by Pria Somiah won a Gold World
Medal for ‘Best Investigative Report’ as well as Bronze
Medals each in the ‘Current Affairs’ and ‘Human Concerns’
sections respectively at the 2014 New York Festivals
International TV and Film Awards.
NEW FRONTIERS AWARD 2014 FOR INDIA
Arabian Travel Market (ATM) awarded this award to India
for its outstanding contribution to rebuild physical
infrastructure and its rural tourism economy in the wake of
the June 2013 floods, landslides in the northern state of
Uttarakhand and the devastation wreaked by tropical
Cyclone Phailin.
PALME D’OR: The top prize for best
picture at the Cannes Film Festival
won by Turkey’s Winter Sleep directed
by Nuri Bilge Ceylan
National Florence Nightingale
Awards 2014 conferred on 35 nursing personnel by
President of India for their meritorious services.

BOOKS & AUTHORS
JULY 2014
The Lives of Others by Neel Mukherjee
Finding Neema by Juliet Reynolds
Half a Rupee Stories by Gulzar
The Substance and The Shadow by Udaya Tara Nayar, a
biography of veteran actor Dilip Kumar
Innovation in India by Shyama V. Ramani
JUNE 2014
Blood Feud: The Clintons vs. The Obamas by Edward Klein
Chimamanda Ngozi Adichie – Americanah
Hannah Kent – Burial Rites
Audrey Magee – The Undertaking
Eimear McBride – A Girl Is a Half-Formed Thing
Donna Tartt – The Goldfinch
MAY 2014
Post Haste: Quintessential India by B.G. Verghese
Hard Choices by Hillary Clinton
India Junction – A Window to the Nation brought out
by Public Relations Directorate, Railway Board.
A Stamp is Born by C. R. Pakrashi
Arctic Summer by Damon Galgut
Capital in The Twenty First Century by Thomas Piketty
My Years with Rajiv and Sonia by R.D.Pradhan
Shivaji, the Real Hero: A pictorial book by the artist
Brijesh Mogre, released in Parliament of UK.
OBITUARY
JULY 2014
ZOHRA SEHGAL: Legendary actress from Hindi theatre
and cinema, aged over 102 years.
NADINE GORDIMER: South African Nobel Prize-winning
author, one of the most powerful voices against the
injustice of apartheid
JUNE 2014
SULTAN AZLAN SHAH: Known as the 'Father of Malaysian
Hockey' for his colossal contribution to the international
hockey for over 41 years -- both as a player and as an
administrator. He was Sultan of Perak, Malaysia.
GOPINATH MUNDE: Union Minister for Rural
Development and Panchayati Raj, Prominent BJP leader
from Maharashtra.
MAY 2014
RUSSY MODI: Noted corporate personality, Ex Chairman
and Managing Director of Tata Steel
MADHAV MANTRI: India's oldest Test cricketer, maternal
uncle of the legendary cricketer Sunil Gavaskar
GARY BECKER: Nobel Laureate economist from Chicago,
USA.
PLACES IN NEWS
JULY 2014
NEOGURI: Name of powerful typhoon that lashed Japan's
southern Okinawa islands on 8th
July, forcing over half a
million people to seek shelter, as the typhoon damaged
buildings, downed trees and brought air/sea traffic to a halt.
JUNE 2014
INDIRA GANDHI INTERNATIONAL AIRPORT: The
airport in Delhi was declared second best in service quality
in world and sixth best airport in the world.
MEHRANGIR: Name of the bungalow of Late J. J. Bhabha,
a pioneer nuclear scientist, at Malabar Hills, Mumbai that
was auctioned for a record price of Rs. 372 crore. Sh.
Bhabha wanted that auction money may be used for the
development and the upkeep of the National Centre for the
Performing Arts- NCPA, a non-profit organization. However,
the Department of Atomic Energy (DAE) has appealed to
the govt to acquire the property and to maintain it as a
monument.
RANI-KI-VAV, PATAN:
The 11th
century step
well at district Patan of
Gujarat has been
approved as a World
Heritage site by
UNESCO, describing it as
an “exceptional example
of technological
development” in utilising ground water resources. Rani-ki-
Vav (queen’s step well) is a particularly large and complex
example of a stepwell with seven storeys of ornamented
panels and relief representing the height of the Maru-
Gurjara style.
GHNP, KULLU: The Great Himalayan National Park (GHNP)
in Kullu district of Himachal Pradesh has been accorded the
UNESCO World Heritage Site status for its “exceptional
natural beauty and conservation of biological diversity.”
Some other Indian World Heritage Sites (WHS) include the
Taj Mahal, Ellora Caves, Kaziranga National Park, Keoladeo
National Park, Manas National Park, Nandadevi Biosphere
Reserve and the Sunderbans.
THALOT/ LARJI: place about 40 km from Mandi in
Himachal Pradesh was in news as 24 engineering students,
including six girls, were washed away in River Beas due to
sudden release of water from the reservoir of Larji
hydropower project on river Beas, some five kilometers
away from the accident site. The students were from a
Hyderabad engineering college on an educational trip. The
accident took place when they were taking photographs on
the bank of the river.
GARIPHEMA: Village in Nagaland was in news as it has
been declared the country’s first tobacco-free village on the
occasion of World No Tobacco Day on May 31.

MAY 2014
HERAT: City in Afghanistan was in news as militants armed
with machine guns and rocket-propelled grenades attacked
the Indian Consulate. The Indian diplomatic staff escaped
unharmed, while all four attackers were killed.
MANISA: Place in the western Turkey was in news as over
300 people were killed and hundreds more remained
trapped underground after an explosion and fire in a coal
mine took place.
AAB BAREEK: A village in Badakhshan province of
Afghanistan was in news as several hundreds of persons
were killed when their village was swept away due to a
heavy mud slide.
SPORTS WORLD
JULY 2014
20TH
C’WEALTH GAMES START IN GLASGOW
The 2014 Commonwealth Games (officially the 20th
Commonwealth Games) will be held in Glasgow, Scotland,
from 23 July to 3 August 2014. Mascot for the games has
been named ‘Clyde’ after the famous Clyde river of
Scotland. It is in the shape of a thistle plant, not an animal.
Shooter Vijay Kumar led Indian Contingent as flag bearer.
INDIA’S GOLD MEDAL WINNER AT
COMMONWEALTH GAMES (UPTO 30TH
JULY)
SR. NO. SPORTS PERSON SPORTS
1 K Sanjita Chanu Weight lifting
2 Sukhen Dev Weight lifting
3 Satish Sivalingam Weight lifting
4 Abhinav Bindra Shooting, 10 m rifle
5 Apurvi Chandela Shooting, 10 m rifle
6 Jitu Rai Shooting, 50 m pistol
7 Rahi Sanorbat Shooting, 25 m pistol
8 Sushil Kumar Wrestling
9 Amit Kumar Wrestling
10 Vinesh Phogat Wrestling
*For more news on medals won, please check latest news
SAINA NEHWAL: Indian shuttler lifted her first Super
Series title in two years, clinching the $ 750,000 Star
Australian Open after outplaying Spain's Carolina Marin at
Sydney, Australia.
PANKAJ ADVANI won his 9th
world title beating Poland’s
Kacper Flilpiak in the IBSF World 6-Red snooker
championship at Sharm el-Sheikh, Egypt.
Ritu Rani to captain India’s women hockey team for the
Commonwealth Games, Glasgow.
GERMANY LIFTS FIFA WORLD CUP 2014
Mario Gotze scored the winning goal for Germany in the
22nd minute of extra time as Germany became the football
world champions when they beat Argentina 1-0 in the final
at Rio-de Janeiro. Germany, who had made the final for the
fourth time in a row, won their first title after 1990.
AWARDS FOR FIFA WORLD CUP 2014
GOLDEN BALL
Player of the Tournament- Lionel Messi, Argentina
GOLDEN BOOT
Highest Goal Scorer (6) –: James Rodriguez, Colombia
GOLDEN GLOVE
Best Goalkeeper: Manuel Neuer, Germany
The Indian men's football team has been ranked 151th in
the FIFA world rankings, which is topped by recently-
crowned world champions Germany.
Wimbledon Tennis Open, London: Novak Djokovic of
Serbia won the Men’s title defeating Roger Federer of
Switzerland.
Women’s title was won by Petra Kvitova of Czechslovakia by
defeating Eugenie Bouchard of Canada
VINCENZO NIBALI of Italy won the world famous three
week cycling marathon - Tour de France.
SIM BHULLAR has become the first player of Indian origin
to be a part of the National Basketball Association (NBA) in
USA after joining the Sacramento Kings team. The 21-year-
old is 7.5 feet tall and hails from Kapurthala in Punjab.
India clinched their first Test win against England at the
historic Lord's ground in London in nearly three decades.
JUNE 2014
Jitu Rai became first Indian shooter to win three medals in
successive ISSF Shooting World Cup. Also, by winning his
first-ever Gold medal and one Silver at the ongoing ISSF
World Cup in Maribor, Slovenia, he became the first Indian
shooter to win two medals at the same World Cup.
Abhishek Verma has become the first Indian archer to win
three gold medals in a single international tournament after
a silver medal he won last year was converted to gold.
Abhishek won a silver in the compound men’s event at the
Asian Archery Championship in Chinese Taipei in October-
November last year.
Yogeshwar Dutt and Sushil won the gold medal and
silver medal respectively, in wrestling in International
Competition in Sassari city, Italy.
Indian Premier League – 7: Kolkata Knight Riders won
the IPL title beating Kings Eleven Punjab at the final played
at M. Chinnaswamy Stadium in Bangalore.
Viswanathan Anand won the bronze medal at the World
Rapid Chess Championship held at Dubai.

National Games: The 35th edition of these will be held in
Kerala in Jan– Feb, 2015. Sachin Tendulkar has been
appointed as Goodwill Ambassador for these games.
FRENCH OPEN TENNIS at Roland Garros, Paris
Rafael Nadal of Spain won the men’s title for the ninth time,
and the fifth time in a row, beating Novak Djokovic of
Serbia, Women’s title was won by Maria Sharapova of
Russia, defeating Romania's Simona Halep.
Hockey World Cup (men) Australia defeated The
Netherlands to win the cup at The Hague, Netherland.
Women’s cup was lifted by The Netherland defeating
Australia
16th Asian Junior Athletics Championship: India won
2 Gold, 5 Silver and 5 Bronze medals to finish 5th in final
medal tally at Taipei City, China from 12 June to 15 June
2014.
MAY 2014
Uber Cup for women’s badminton: China beats Japan in
the final played at New Delhi. Indian team lead by Saina
Nehwal won the bronze medal for the first time in Uber Cup.
Thomas Cup: (men’s badminton) Japan beats Malaysia to
lift their maiden trophy in the final played at New Delhi.
National Football Championship (women’s): Manipur
beats Odisha to clinch the title at Golaghat, Assam.
Virat Kohli was ranked no 1 in the latest ICC list of One
Day International (ODI) rankings.
Malavath Purna: The 13 year old
school girl from Khammam district of
Andhra Pradesh created history by
becoming the youngest female to
scale the Mount Everest.
Ronnie O'Sullivan: Snooker player from UK named World
Snooker's ‘player of the year’
World Snooker Championship 2014: won by Mark
Selby of England at Sheffield, England, beating the
defending champion Ronnie O Sullivan.
EUROPEAN CUP (football): Real Madrid won the cup
beating Atletico Madrid in the finals played at Lisbon, Spain
WTA Portugal Open 2014: Sania Mirza of India and Cara
Black of Zimbabwe won women’s doubles title held in
Oeiras, Portugal.
ATP World Tour Masters Tennis: Men’s title won by
Rafael Nadal (Spain) at Mutua Madrid, Spain. Women’s
title was won by Maria Sharapova of Russia.
FIFA WORLD CUP TO USE ‘BRAZUCA’ BALLS
In the upcoming FIFA World Cup in Brazil in June 2014,
technology will get a new meaning as the ‘Brazuca’ balls to
be used in the mega event will come with six in-built
HD cameras capturing 360 degree view of the on-field
action. These footballs have been specially manufactured by
the global sports company Adidas. The word Brazuca
meaning the Brazilian way of life was chosen by over one
million football fans.
Barcelona Club to retain Football player Lionel Messi on
net annual salary of 20 million Euros ($27.4 million) making
him world’s highest paid player
India has slid down two places to the 147th spot in the
latest FIFA Rankings of Football playing countries.
DAYS & DATES
AUGUST
World Breast – Feeding Week August 1-07
Friendship Day August 05
Hiroshima Day August 06
August Kranti Divas August 09
Nagasaki Day August 09
Dengue Prevention Day August 10
International Youth Day August 12
National Independence Day August 15
World Photography Day August 19
Sanskrit Day August 24
Women’s Equality Day August 26
National Sports Day August 29
JULY
Architecture day, Doctor’s day July 01
World Sports Journalists Day July 02
Free 4th
of July July 04
World Zonnosis Day July 06
International day of Co-Operatives July 07
World Population Day July 11
Man Walks on the Moon July 20
Kargil Vijay Divas July 26
JUNE
International Children’s Day June 01
World Naturist Day June 03
World Environment Day June 05
Father’s Day June 16
World Refugee Day June 20
International Olympic Day June 23
International Widows Day June 23
International Anti-Drugs day June 26
World Diabetes Day June 27
THE SECRET IN EDUCATION
LIES IN RESPECTING THE
STUDENT
ALL THE NEWS ITEMS IN THIS MAGAZINE HAVE BEEN SOURCED
FROM VARIOUS NEWS PAPERS AND GOVT. PRESS RELEASES

BUDGET 2014-15 : HIGHLIGHTS
INCOME TAX SAVINGS
Individual taxpayers
Income Rate Savings
Up to Rs. 250000 Nil Rs. 5000
Rs. 250001 to Rs. 500000 10% Rs. 5000
Rs. 500001 to Rs. 1000000 20% Rs. 5000
Above Rs. 1000000 30% Rs. 5000
For senior citizens
Income Rate Savings
UP to Rs. 300000 Nil Rs. 5000
Rs. 300001 to Rs. 500000 10% Rs. 5000
Rs. 500001 to Rs. 1000000 20% Rs. 5000
Above Rs. 1000000 30% Rs. 5000
TAXES & INTERESTS
 Income tax exemption limit raised from Rs. 2 lakh
to Rs. 2.5 lakh
 Deduction limit under Section 80 C raised to Rs.
1.5 lakh
 Annual PPF ceiling hiked to Rs. 1.5 lakh
 No tax for income up to Rs. 3 lakh for senior
citizens
 Housing loan interest deduction limit raised from
Rs. 1.5 lakh to Rs. 2 lakh
 AIM: Big relief to a large number of
taxpayers
WOMEN’S SAFETY
 Rs. 50 cr for ‘Safety’ for Women
 Rs. 150 crore for security net in large cities
 Crisis Management Centres to come up in Delhi
 Rs. 100 crore for ‘Beti Padhao, Beti Bachao
Yojana’
 AIM: To instill a sense of security amongst
women by curbing the crime against women
which jumped by 26.7% in 2013.
POWER & ENERGY
 Rs.500 crore Deen Dayal Upadhyaya Gram Jyoti
Yojana for providing 24 x 7 power supply to all
homes in rural areas
 Rs. 100 cr for “Ultra-Modern Super Critical Coal
Based Thermal Power Technology
 Rs. 200 cr for power reforms in Delhi
 Rs. 500 cr for solar power projects
 Rs. 400 crore scheme for financing solar-power-
driven agricultural pump sets and water pumping
stations.
 AIM: For meeting ever-growing demand for
electricity. Villages and rural areas to
benefit most
AGRICULTURE
 Rs. 8 lakh crore for agriculture credit by banks
 Farmers to get loans at 7% interest rate
 Rs. 100 cr Agri- infrastructure fund
 Rs. 50 cr for indigenous cattle breeding
 Rs. 500 cr for price stabilization fund
 Rs. 100 cr for Kisan Television
 AIM: To encourage R & D in agriculture and
rationalize fertilizer prices to boost rural
economy
RURAL DEVELOPMENT
 Rs. 14389 cr for Pradhan Mantri Gram Sadak
Yojana
 Initial sum of Rs. 100 cr for Village
Entrepreneurship Programme
 Swatch Bharat Abhiyaan targeting total sanitation
by 2019
 AIM: To provide Self-employment
opportunities in rural areas
TOURISM
 E-visas to be allowed at nine airports,
 Rs. 500 cr for 5 new tourism circuits
 National Heritage City Development and
Augmentation Yojana to be launched
 Rs.100 crore for the preservation of
archaeological sites
 AIM: Promotion of tourism to attract more
revenue and foreign currency. Govt aims to
achieve an average annual growth of 8%
per year in tourism.
INFRASTRUCTURE
 Rs. 37850 crore allocated for road building plan
via NHAI, including Rs. 3000 cr for the North East
 Rs. 11635 crore to develop existing ports &
harbrours
 Schemes for development of airports in tier-I and
II cities via AAI and PPP
 Rs. 7060 cr for 100 smart cities
 AIM: Clear highways sector from the maze
of clearances

MARKET & BANKING
 PSU banks to raise Rs. 2.40 lakh cr capital by
2018
 Introduction of uniform KYC norms
 One single operating DMAT account
 Two bank accounts in each household to be
opened to promote financial inclusion
 AIM: To ensure Banking facilities for all
households
EDUCATION
 5 new IITs and an equal number of IIMs, 4 new
AIIMS to be opened
 Rs. 28635 cr for Sarva Shiksha Abhiyan
 Rs. 4966 for Rasthtriya Madhyamik Shiksha
Abhiyan
 AIM: To check high school dropouts and
boost higher education
DEFENCE
 Highest ever allocation of Rs. 2.29 lakh crore,
 one rank one pension adopted
 FDI limit in defence sector raised from 26% to
49%
 Rs. 1000 cr for border area rail network
 Additional Rs. 5000 cr for the modernization of
armed forces
 Aim: To provide for India’s need for state-
of-the-art weapons and capability to deploy
troops swiftly in border areas.
INFO TECHNOLOGY
 All govt depts, ministries to be integrated through
e-platform
 Tax benefits for IT industry restored
 FDI in e-commerce sector to boost to the online
retail industry
 Biotech clusters to be set up in Bangaluru and
Faridabad
 Aim: To promote new technology and
integration of technology across sectors
CUSTOMS & EXCISE
 Colour picture tubes exempted from basic
customs duty
 Basic customs duty on LCD, LED panels below 19
inches reduced
 More proposals to cut excise on food processing
and footwear
 Cigarettes, tobacco products, aerated water
containing sugar to become expensive
 AIM: To curb use of tobacco products as
smoking results in 1 million deaths every
year and 20% of the total deaths in the
country.
KEY BUDGET FIGURES – 2014-15
BUDGET HEAD Rs in Cr
1 Revenue Receipts (2+3) 1189763
2 Tax Revenue (net to centre) 977258
3 Non-Tax Revenue 212505
4 Capital Receipts (5+6+7) 605129
5 Recoveries of Loans 10527
6 Other Receipts 63425
7 Borrowings and other liabilities 531177
8 Total Receipts (1+4) $
1794892
9 Non-Plan Expenditure (10+12) 1219892
10 On Revenue Account - of which, 1114609
11 Interest Payments 427011
12 On Capital Account 105283
13 Plan Expenditure (14+15) 575000
14 On Revenue Account 453503
16 Total Expenditure (9+13)(Budget Size) 1794892
17 Revenue Expenditure (10+14) 1568111
18 Of Which, Grants for creation of
Capital Assets
168104
19 Capital Expenditure (12+15) 226781
20 Revenue Deficit (17-1) 2.9% of GDP 378348
21 Effective Revenue Deficit (20-18) 1.6% of
GDP
210244
22 Fiscal Deficit {16-(1+5+6)} 4.1% of
GDP*
531177
23 Primary Deficit (22-11) 0.8% of GDP* 104166
*–GDP for 2014-2015 has been projected at
` 128.77 trillion
GOVT HOUSE KEEPING (In %)
Rupee Comes From Rupee Goes To
Borrowings 24 Central Plan Outlay 11
Corporate Tax 21 Plan Asst. to State / UTs 15
Income Tax 13
Non Plan expenditure
State/UTs
03
Custom Duty 09 Non-Plan Expenditure 11
Excise Duty 10 States Share of Taxes 18
Service Tax 10 Interest Payments 20
Non-Tax Revenue 10 Defence 10
Non Debt Capital
Receipts
03 Subsidies 12
Total 100 Total 100

ECONOMIC SURVEY
2014 – 15
Union Finance Minister Arun Jaitely on 9 July 2014
presented Economic Survey of India 2013-14 in the Lok
Sabha.
The Economic Survey is presented every year, just before
the Union Budget and after the Railway Budget. It is an
annual document of the Union Ministry of Finance,
Government of India and it reviews the developments in the
Indian economy of previous 12 months (fiscal year).
It summarizes the performance on major development
programmes, and highlights the policy initiatives of the
government and the prospects of the economy in the short
to medium term.
HIGHLIGHTS
 Economy to grow in the range of 5.4 – 5.9 per cent in
2014-15 overcoming sub-5 percent growth.
 Aided by favourable monsoons, agricultural and allied
sector registered a growth of 4.7 per cent in 2013-14.
 RBI has indentified five sectors -- infrastructure, iron
and steel, textiles, aviation and mining as the stressed
sectors.
 Public sector banks (PSBs) have high exposures to the
‘industry’ sector in general and to such ‘stressed’
sectors in particular.
 The India’s balance-of-payments position improved
dramatically in 2013-14 with current account deficit at
US $ 32.4 billion as against US$ 88.2 billion in 2012-13.
 India’s foreign exchange reserves increased from US$
292.0 billion at end March 2013 to US$ 304.2 billion at
end march 2014.
 In 2013-14, FDI inflows to the services sector (top five
sectors including construction) declined sharply by 37.6
per cent to US$ 6.4 billion compared to an overall
growth in FDI inflows at 6.1 per cent resulting in the
share of the top five services in total FDI falling to
nearly one-sixth.
 Record food grains and oilseeds production of 264.4
million tonnes (mt) and 32.4 mt is estimated in 2013-
14.
 Horticulture production estimated at 265 mt in 2012-13
has exceeded the production of foodgrains and oilseeds
for the first time.
Industry grew by just 1.0 per cent in 2012-13 and slowed
further in 2013-14 to just 0.4 per cent.
 India has the second fastest growing services sector
with its CAGR at 9.0 per cent and ranked 12th
in world.
The NHAI constructed 2844 km length in 2012-13, its
highest ever annual achievement. During 2013-14 a
total of 1901 km of road construction was completed.
 The cumulative costs of India’s low carbon strategies
have been estimated at around USD 834 billion at 2011
prices, between 2010 and 2030.
 According to Human Development Report 2013, India
has slipped down in HDI to 136th
rank as against 134 in
2012. It is still in the medium human development
category.
 The poverty ratio (based on the MPCE of 816 for rural
areas and 1000 for urban areas in 2011-12 at all India
level), has declined from 37.2 per cent in 2004-05 to
21.9 per cent in 2011-12.
 During 2004-05 to 2011-12, employment growth was
only 0.5 per cent, compared to 2.8 per cent during
1999-2000 to 2004-05 as per usual status.
RAILWAY BUDGET
2014 – 15
HIGHLIGHTS
 No new increase in passenger fares and freight
charges.
 Bullet train to start on Mumbai-Ahmedabad sector.
 Diamond quadrilateral to be developed for high speed
trains connecting the four metros.
 Plan to hike speed of trains to 160-200 km/hr in 9
sectors.
 Online booking to support 7,200 tickets/minute; to
allow 1.2 lakh users log in simultaneously.
 Seat reservation system to be revamped, ticket-booking
through mobile phones, post offices to be popularized.
 Platform and unreserved tickets to be available online
 Tourist trains to connect pilgrim centres.
 Combo parking-cum-platform tickets at stations.
 Women RPF Constables to escort ladies coaches; 4,000
women constables to be inducted.
 Retiring room facility to be extended to all stations.
 Feedback services through IVRS on quality of food.
 Battery operated cars for differently abled and senior
citizens at major stations.
 Food can be ordered through SMS, phone; Food courts
at major stations.
 Cleanliness budget up by 40 per cent over last year.
 CCTVs to be used at stations for monitoring cleanliness.
 RO drinking water at stations and trains.
 Provision of automatic door closing in mainline and sub-
urban coaches.
 FDI to be allowed in railway projects but not in
operations.

ISRAEL GAZA CONFLICT
For past two months Israeli forces have been pounding the
areas in Gaza strip controlled by Hamas militants, killing
hundreds of innocent Palestinians in retaliation to the
sporadic rocket attacks by the Hamas militants. This is not
the first time that armed conflict has erupted between Israel
and Palestine. The conflict between Arabs led by
Palestinians and Israel has its roots in the late 19th and
early 20th century.
HISTORICAL BACKGROUND: After the First World War,
the Britain took the control of the then Palestine,
comprising of present day area of Gaza, West bank, Jordan
and the Israel. In 1930s, Britain captured Syria also leading
to protests by Arabs. This conflict continues till date.
Later, during the Second World War when German Nazi
forces committed genocide of Jews to punish them for
support to Britishers, demand for a separate homeland for
Jews grew strong.
BIRTH OF ISRAEL: On November 29, 1947, the U N
General Assembly adopted a resolution recommending the
partition of the then Palestine into an Arab state called
Palestine and a Jewish state called Israel and UN controlled
Jerusalem. The state of Palestine had two geographically
separate parts - West Bank and Gaza strip.
The Israel was declared an independent country on 14th
May 1948. Palestinians, obviously, protested partition of
their homeland and vowed to get the area evicted of the
‘illegal occupants’ (Israelis).
Israel on its part never accepted Palestine as independent
country and demanded that Gaza Strip and West Bank
should be merged with adjoining Egypt and Jordan,
respectively.
The attempts by Palestinians supported by Arabs of Egypt,
Syria and Jordan to evict Israel from Palestine led to four
wars between them:
1948 War of Independence
1956 Sinai War
1967 Six Day War
1973 Yom Kippur War
In all these wars, the Arabs were defeated by the Israelis
backed as they were by US, Britain and France.
PEACE PROCESS
In 1978, USA and its allies attempted to brokerage peace
between Israel and Egypt, one of the main player in the
region. Known as Camp David Accord, it was the first such
agreement between Israel and any Arab country. They
agreed to recognize existence of each other. However, no
peace could be brought between the two warring sides and
frequent armed conflict continued, killing numerous people
on both sides.
Another major breakthrough came in the shape of the Oslo
Accord 1993 and 1995 when Israel recognised the Palestine
Liberation Organisation led by Yasser Arafat.
RECENT DEVELOPMENTS
However, peace could never be achieved in reality and
armed skirmishes continue till date. The area in West Bank
is presently controlled by militant group called Al-Fateh and
the Gaza Strip is controlled by another militant group called
Hamas. Israel controls borders of Gaza and has put it under
a under a military siege.
CURRENT PROVOCATIONIN GAZA
The present strife is result of alleged killing of three Israeli
youth by Palestinians. Israel has retaliated by firing its own
rockets and air strikes killing hundreds of Gaza inhabitants.
FUTURE PROSPECTS
There does not seem to be any solution in sight as Hamas
refuses to accept Israel and Israel refuses to accept the
existence of Palestine.

(February 2014– April 2014)
For details please visit our website: www.gyanm.in
N A T I O N A L N E W S
APRIL 2014
 The Supreme Court has said that Aadhaar card is not
mandatory for citizens to avail government services.
 India has slid down to 83rd spot among 148
economies in terms of leveraging information and
communications technologies for growth and well
being.
 The India Public Policy Report 2014 has ranked India’s
smallest states — Sikkim, Mizoram, Goa, Punjab and
Delhi — best in policy effectiveness.
 The Social Progress Index 2014 compiled by US-based
non-profit group Social Progress Imperative ranks
India102nd among the 132 countries.
 India and Bhutan have signed an agreement on
development of four hydropower projects for
producing 2120 MW of electricity.
 Supreme Court has recognised eunuchs as third
category of gender and directed Centre and states to
take steps to treat them as socially and educationally
backward classes.
MARCH 2014
 The largest Solar Power Plant of India, producing 130
MW of power, was launched at Bhagwanpur in
Neemuch, Madhya Pradesh on 26 February 2014.
 India has offered Bangladesh a $1 billion soft loan for
infrastructure development.
 Travellers from Afghanistan, Ethiopia, Syria, Kenya,
Somalia, Nigeria and Pakistan will have to receive
mandatory oral polio vaccine (OPV) before visiting
India.
 India continues to be the largest buyer of arms in the
world, much ahead of China and Pakistan.
 A commemorative postage stamp released in the
honour of freedom fighter “Maulana Hasrat Mohani”.
 Global Ayurveda Festival held at Kochi, Kerala.
FEBRUARY 2014
 Chief Minister of Andhra Pradesh Kiran Kumar Reddy
resigned from his seat and the state was put under
President’s rule.
 For the first time in its history, President’s Rule was
imposed in Delhi following the resignation by the Chief
Minister Arvind Kejriwal.
 The ceiling on poll expenditure for Lok Sabha seat has
been raised to Rs. 70 lac per candidate from Rs. 40 lac
at present and to Rs. 28 lac from Rs. 16 lac for
assembly seat.
 Joachim Gauck, President of Germany visits India.
 India’s electorate for the general election 2014 will be
81.5 crore,
 Prime Minister attended the BIMSTEC-Bay of Bengal
Initiative for Multi-Sectoral Technical and Economic
Cooperation Summit at Nay Pyi Taw, capital of
Myanmar.
 India ranked 8th
among 10 countries in their use of
"digital government".
 As per World Press Freedom Index, India has been
ranked 140th
in the list of 180 countries in terms of
freedom of press.
 Govt has directed that Companies should use words
such as 'Bank', 'Stock Exchange' and ‘Exchange’ only
after receiving no-objection from the concerned
regulator.
 Government has decided to give two additional
attempts to all categories of candidates of the
prestigious exam conducted by Union Public Service
Commission.
 Indian to construct the 450 kms long Haramain High
Speed Railway project in Saudi Arabia to link two of
Islam’s holiest cities, Makkah and Medina.
 Purushottam Express, a super-fast train running
between Delhi and Puri will become the first train in
India to be attached with a Braille-embedded AC coach.
 The National Green Tribunal has banned the burning of
tyres at public places and also during protests by
political and religious groups as it is likely to cause
health hazard.
 India and China have agreed to celebrate 2014 as the
'Year of Friendly Exchanges'.
 India has signed a Double Taxation Avoidance
Agreement (DTAA) with Fiji.
 India signs three security agreements with Israel.

 57.62 crore Aadhaar cards issued till January 31, 2014.
People not having document based identity and address
proof can avail of introducer-based enrolment.
 India currently has the largest population of illiterate
adults in the world at 287 million. 37 per cent of the
global total.
 India and Saudi Arabia signed a Memorandum of
Understanding for cooperation in the field of defence
manufacturing.
 World Islamic Tamil Conference held at Kumbakonam,
Tamil Nadu from 14 to 16 February.
 101st Indian Science Congress held at the University of
Jammu, J&K, 3-7 February.
 A commemorative stamp released in honour of noted
ghazal singer Jagjit Singh
 DAVID JOHNSTON: Governor General of Canada
visits India.
 Ali Mohamed Shein, President of Zanzibar visited
India.
 Hamad bin Isa Al Khalifa, King of Baharin visited
India.
NEWS FROM STATES
APRIL 2014
 The Arunachal Pradesh was put on the country’s
railway map on April 7 at Naharlagun, near state capital
Itanagar, starting from Dekargaon, Assam.
 Asia’s largest Tulip garden - Indira Gandhi Memorial
Tulip garden is located on the banks of Dal Lake,
Srinagar, J&K. Spread on 15-hectares, it has over 1.5
million tulips.
 India’s first double-decker flyover opened in
Mumbai on 18th
April connecting the eastern suburbs
with western suburb via the Santa Cruz-Chembur link
road.
MARCH 2014
 First phase of the ambitious Delhi-Mumbai Industrial
Corridor project started in Maharashtra.
 Nagaland and Assam became the first two states to
be issued with Plastic Photo Identity Card for elections
in India.
FEBRUARY 2014
 The Union Cabinet has approved Odia as the sixth
classical language of India. The other five classical
languages are - Sanskrit, Tamil, Telugu, Kannada and
Malayalam.
 Sikkim has become first state to achieve more than
100 percent sanitation in rural and urban households
and other public sanitary centers.
 The Union Ministry of Tourism declares Sikkim as the
best State in implementation of rural tourism projects.
 Taj Mahotsav 2014 held at Agra, U P with the theme
- Paigham-e Mohabbat - the message of love.
 West Bengal and United Nations Children’s Fund
(UNICEF) launched a campaign about safe drinking
water and safe sanitation practices.
 Central Govt. to develop the 37 km stretch between
Sholinganallur to Kalpakkam in South Buckingham
Canal, Tamil Nadu as the National Waterway-4 (NW-4).
GOVT INITIATIVES
APRIL 2014
 Indian Oil Corporation has introduced the sale of
market-priced 5-kg Free Trade LPG (FTL) cylinders
through kirana stores and supermarkets for the first
time in India.
MARCH 2014
 'Maulana Azad Sehat Scheme' launched for health
check up minority students in the age group of 5-14
years
FEBRUARY 2014
 Govt has accepted the long pending demand of ex-
servicemen for ‘one rank, one pension’.
 A Bill that provides for the protection of livelihoods
rights, social security of street vendors and regulation
of urban street vending has been passed by the
parliament.
 A Bill to set up a regular mechanism to encourage and
protect persons to disclose information on corruption or
wilful misuse of power by public servants has been
passed.
 Quota of subsidized LPG cylinders has been raised from
nine to 12 in a year
 A committee led by M. P. Bezbaruah, has been formed
to examine the cause for violence and discrimination
against people from the northeast
 The government has extended Rashtriya Swasthya
Bima Yojna to auto and taxi drivers by committing to
pay half of the premium amount and other half by state
govt.
 The Planning Commission has introduced an annual
rating system for states to enable them improve on
their business climate.
 India will extend visa-on arrival to tourists of 180
nations as against 11 at present, to boost tourism.
 In order to utilize and harness the benefits of Cloud
Computing, Government of India has launched the ‘GI
Cloud’ named as ‘MeghRaj’.
 The Union government has launched an ambitious
project titled ‘Green Mission’ to increase forest cover
by 50 million hectares in the next 10 years
 India plans a multi-nation and multi-modal transport
corridor between India and Central Asia - Russia.

ECONOMIC INDICATORS
APRIL 2014
 According to the International Monetary Fund (IMF),
growth of India’s GDP could recover to 5.4% in 2014-
15 from 4.4% expected in 2013-14
 The Asian Development Bank has cut India's growth for
2014-15 to 5.5% against 5.7% estimated earlier, on
account of weaker industrial growth.
MARCH 2014
 Global rating agency Fitch expects that India's economy
may grow 4.7 per cent in the current year, lower than
the official estimate of 4.9 per cent.
FEBRUARY 2014
 India’s GDP growth during October-December 2013 was
at 4.7 per cent
 Due to subdued performance in agriculture, mining and
manufacturing in 2012-13, govt has revised growth rate
for the year to 4.5 per cent, from earlier 5 per cent.
 Per Capita Income in India at ‘current prices’ for the
year 2013-14 will be Rs.74920
 India has recorded an average annual economic growth
rate of 8 per cent during the 11th Five Year Plan (2007-
12) compared to targeted 9 per cent.
ECONOMY
APRIL 2014
 As per a World Bank report, India ranked first in
receiving global remittances in the year 2013 with a
whopping $70 billion in its kitty.
 The Japan International Cooperation Agency (JICA) has
approved a loan of about Rs 674 crore for a forest
project in Uttarakhand.
 Every listed company and those public firms having
paid up share capital of Rs 100 crore or more should
have at least one woman director on their board.
 The Supreme Court has allowed mining of iron ore in
Goa after a gap of nearly one-and-a-half year when it
was banned.
 Sun Pharmaceutical Industries has acquired Ranbaxy
Laboratories for USD 3.2 billion to become the largest
pharmaceutical company in India.
 Cadbury India has changed its name to Mondelez India
Foods Limited to fall in line with its parent company -
Mondelez International.
MARCH 2014
 The government has launched an exchange-traded
fund of central public sector enterprises, to raise 3,000
crore rupees for its disinvestment plan.
 Govt has decided to hike interest rates on fixed deposit
schemes offered by post offices by up to 0.2 per cent,
to 8.4 per cent, w.e.f. April 1, 2014.
FEBRUARY 2014
INTERIM BUDGET FOR 2014 – 15
HIGHLIGHTS
 Income tax rates kept unchanged;
 10 pc surcharge on 'super-rich' having annual income
above Rs. 1 Crore to continue;
 5 pc surcharge on corporates with turnover of Rs 10 cr.
 Defence allocation increased by 10 per cent to Rs 2.24
lakh crore;
 Moratorium on interest on student loans taken before
March 31, 2009; to benefit 9 lakh borrowers
 Rs 11,200 cr. to be infused as capital in PSU banks in
2014-15.
 Target for banks for credit to farm sector during 2014-
15 fixed at Rs. 8 Lakh Crore
 Disinvestment target for FY2014-15 fixed at Rs. 36,925
Cr; plus Rs. 3000 Crore by residual stake sale.
 Allocates Rs 1,000 Cr more to Nirbhaya Fund;
 Rs. 2,46,397 Crore for food, fertiliser and fuel subsidy.
KEY BUDGET FIGURES – 2014-15
BUDGET HEAD Rs in Cr
1 Revenue Receipts (2+3) 1167131
2 Tax Revenue (net to centre) 986417
3 Non-Tax Revenue 180714
4 Capital Receipts (5+6+7) 596083
5 Recoveries of Loans 10527
6 Other Receipts 56925
7 Borrowings and other liabilities 528631
8 Total Receipts (1+4) $
1763214
9 Non-Plan Expenditure (10+12) 1207892
10 On Revenue Account - of which, 1107781
11 Interest Payments 427011
13 Plan Expenditure (14+15) 555322
14 On Revenue Account 442273
16 Total Expenditure (9+13)(Budget Size) 1763214
17 Revenue Expenditure (10+14) 1550054
18 Of Which, Grants for creation of
Capital Assets
146581
19 Capital Expenditure (12+15) 213160
20 Revenue Deficit (17-1) 3.3% of GDP 382923
21 Effective Revenue Deficit (20-18) 1.8% of
GDP
236342
22 Fiscal Deficit {16-(1+5+6)} 4.8% of
GDP*
528631
23 Primary Deficit (22-11) 1.5% of GDP* 101620
*–GDP for 2014-2015 has been projected at `12839952
crore (Rs. 128.39 trillion)

GOVT HOUSE KEEPING (In %)
Rupee Comes From Rupee Goes To
Borrowings 25 Central Plan Outlay 10
Corporate Tax 21 Plan Asst. to State / UTs 16
Income Tax 14
Non Plan expenditure
State/UTs
03
Custom Duty 09 Non-Plan Expenditure 11
Excise Duty 10 States Share of Taxes 18
Service Tax 10 Interest Payments 20
Non-Tax Revenue 10 Defence 10
Non Debt Capital
Receipts
01 Subsidies 12
Total 100 Total 100
 ADB to give $ 605.2 million loan for road development
in the N E region, power distribution in Madhya Pradesh
and improvement of railways services in the country.
 India and Namibia have agreed for early conclusion of a
preferential trade agreement between New Delhi and
Southern African Customs Union (SACU)
 Govt plans to roll out electronic toll collection on all
national highways by December to streamline the toll
collection and reduce commuter hassle.
 The government has set a deadline for public transport
vehicles running in major cities with a population of
over 10 lakh to install GPS devices by Feb. 20, 2014.
 Government mopped up around Rs 61,141 crore from
the auction of 2G spectrum in the 900 MHz and 1,800
MHz bands of radio waves.
 Asian Development Bank to give a $300 million loan to
improve road connectivity along key corridors in
Chhattisgarh state.
BANKING
APRIL 2014
 RBI has granted bank licences to two applicants -
Infrastructure Development Finance Company and
microfinance lender Bandhan Financial Services Ltd.
 The Reserve Bank has adopted the new Consumer Price
Index (combined) as the key measure of inflation on
recommendations of Urjit R. Patel panel.
 RBI has asked banks not to levy penal charges for non-
maintenance of minimum balance in ordinary savings
bank account and inoperative accounts.
 State Bank of India has launched its operations through
the Twitter to connect better with the tech-savvy young
generation.
 RBI has fixed cap of Rs. 50,000 for issuance of pre-paid
payment instruments to make all issuers comply with
the strict money laundering laws.
 Umesh Bellur panel has suggested modalities for setting
up a system for GIRO - Government Internal Revenue
Order for centralised bills payment system in the
country.
MARCH 2014
 RBI has extended the timeline for full implementation
of the Basel III capital regulations by a year to March
31, 2019, instead of as on March 31, 2018.
 State Bank of India has launched a payment
intermediary christened as 'SBI ePay', which will
facilitate e-commerce or m-commerce transactions
among merchants and customers.
 SWIFT India, the domestic arm of the Society for
Worldwide Interbank Financial Telecommunication has
tied up with nine domestic banks to provide local
operations.
 RBI guidelines issued for forming Joint Lenders’ Forum
(JLF) and adoption of Corrective Action Plan (CAP) for
handling high value NPAs.
 Reserve Bank has extended the date for exchanging the
pre-2005 banknotes to January 01, 2015.
 Axis Bank has become first private sector bank to
introduce the "Kisan Card" through which a farmer can
withdraw up to Rs 1 lakh per day from ATMs.
 RBI to announce the Monetary Policy at bi-monthly
intervals from 1st
April, 2014 onwards.
FEBRUARY 2014
 RBI has allowed four companies for setting up and
operating White-Label ATMs (ATMs allowed to NBFCs).
 The country's first Post Office ATM was inaugurated at
Thiyagaraya Nagar Head Post Office (HPO), Chennai
 Bharatiya Mahila Bank (BMB) has tied with New India
Assurance Company to launch health insurance
products - BMB Sakhee, BMB-Nirbhaya and BMB-Parivar
Suraksha.
 NABARD has developed the concept called Joint Liability
Group (JLG) to provide institutional credit to small
farmers
 RBI has formed G Gopalakrishna committee to look into
capacity building and skill requirements at various levels
of banking and financial services
 The Reserve Bank has withdrawn from April 1, 2014,
the ceiling of 26% on the maximum interest rate that
the micro finance institutions (MFIs)
 The Reserve Bank has allowed banks to refinance
existing infrastructure project loans through take-out
financing agreements with any financial institution.
 IBA has cautioned banks to ensure business continuity
after Microsoft ends support for its Windows XP
operating system on April 8, 2014.
 HDFC Bank has launched its six basic banking
transactions through toll-free numbers.
 RBI has directed banks to provide credit data in a
revised format for all loan accounts of Rs. 5 crore or
more to the Central Repository of Information on Large
Credits-CRILC.
 Finance Minister has proposed to infuse Rs.11,200 crore
in public sector banks in the next financial year – 2014-
15 to enhance their capital.

 In a bonanza for farmers, the government has set an
agriculture credit target of Rs 8 lakh crore for the banks
for 2014-15.
 Govt. has advised that every old bank branch should
have ATM facility by March 31, 2014.
DEFENCE, SCIENCE &
TECHNOLOGY
APRIL 2014
 India successfully launched its second navigational
satellite IRNSS 1B onboard PSLV-C24 from Sriharikota
on Andhra coast.
 From April 8, Microsoft has stopped technical support
for its most popular operating system (OS) Windows XP
globally.
 The Navy has sold the iconic air craft carrier INS
Vikrant to a ship-breaking company for Rs. 63.2 crore.
The ship was decommissioned in 1997.
 India and France conducted a 10-day joint Air exercise
'Garuda-5 in Rajasthan's Jodhpur airbase in Rajasthan.
 The government has approved recruitment of young
women as 'combat officers' in Sashastra Seema Bal.
 India successfully conducted first night test of its
nuclear-capable surface to surface ballistic missile –
Agni-I, with strike range of 700 km
 The Indian missile frigate INS Shivalik visited Qingdao -
the eastern port city of China, to take part in exercises
to mark the Chinese Navy’s 65th anniversary.
 The Army successfully test fired an advanced version of
290-km range supersonic cruise missile, BrahMos, at
the Pokhran test range in Rajasthan.
 DRDO team successfully tested its surface-to-air missile
Aakash from the Integrated Test Range near
Chandipur, District Balasore in Odisha.
MARCH 2014
 Astronomers have spotted the largest yellow star ever
observed in our galaxy that is 1,300 times larger and
one million times brighter than the sun.
 Britain has unveiled the world’s largest aircraft—a 300
feet long monster which is part plane, airship and
helicopter, capable of flying non-stop for 3 weeks
without refuelling.
 BRAIGO: Name of the low-cost Braille printer
developed by 12 years old Indian-origin boy Shubham
Banerjee in USA by using toy construction Lego pieces.
 VENOM GT: World’s fastest car developed by the US
car manufacturer Hennessey, with a top speed of an
incredible 435 km/hr.
 Indian Air Force lost a C-130J Super Hercules military
transport aircraft that crashed near Gwalior (MP), killing
all five IAF personnel on board.
 Ex-Surya Kiran Drills VI: Joint Indian and Nepal
army military exercise at Saljhandi in Rupandehi
district, Nepal.
 Prithvi-II: India successfully test-fired it’s indigenously
developed nuclear-capable missile having a strike range
of 350 km, from a test range in Odisha.
FEBRUARY 2014
 Two naval officers died and seven Indian others were
injured after smoke filled a compartment in the Russia
made INS Sindhuratna submarine
 TROPEX (Theatre level readiness and operational
exercise): Indian Navy’s major annual exercise held in
Indian Ocean
 Indian Navy has started high tech Shore Based Test
Facility (SBTF) at INS Hansa in Panaji, Goa.
 The SBTF is primarily used for flight testing of naval
aircrafts that operate from aircraft carriers.
I N T E R N A T I O N A L
APRIL 2014
 Finance Ministers from G20 nations met at Washington,
USA, to discuss ways to boost investment in
infrastructure.
 The European Union has banned the import of
Alphonso mangoes and four other vegetables from
India due to the alleged presence of pests in them.
 Latest WTO report projects global trade to recover and
grow by 4.7% in 2014, more than double of what was
achieved in 2013.
MARCH 2014
 Crimea voted to join Russia, breaking away from
Ukraine. Crimea has now become a province of Russia,
despite strong protests from USA and its European
allies.
 The Group of 8 has expelled Russia from the Group to
punish for its lightning annexation of Crimea.
 No traces found of Beijing-bound Boeing 777-200 flight
MH370 of Malaysia Airlines, having 239 passengers
aboard that went missing over the South China Sea on
March 7.
 Microsoft co-founder Bill Gates has regained the title of
the world's richest man with $ 76 billion, in the Forbes
magazine's annual billionaire list
 Air pollution claimed seven million lives around the
world in 2012, according to figures released by the
World Health Organization.
 The Nuclear Security Summit (NSS) 2014 held at The
Hague, Netherlands.
 Changi Airport, Singapore: Declared as world’s best
airport
FEBRUARY 2014
 Facebook has acquired mobile messaging company
WhatsApp for 19 billion dollars in a cash and stock deal.

 Latest official data shows that the U.S. economy grew
at a 3.2 per cent annual rate in the October-December
quarter
 The Reserve Bank of Zimbabwe has approved domestic
trading in the Indian Rupee and some other foreign
currencies.
 China has emerged as the largest buyer of gold in the
world in 2013 having bought 1,066 tonnes (up32 per
cent), surpassing India as the largest gold consumer.
 North and South Korea have agreed to hold a reunion
for families separated by the 1950-53 Korean War, the
first such event since 2010.
 BiblioTech: First Paperless public Library of the world
opened in Bexar County, Texas, USA. It has only e-
books to read.
 35th meeting of SAARC Council of Minister meeting
held in Bandos Island Resort in Maldives.
 Theme of this year’s World Cancer Day, observed on
Feb. 4, is 'Debunk the myths'.
PERSONS IN NEWS
APRIL 2014
CHUNG HONG-WON: South Korea’s Prime Minister
resigned taking moral responsibility for the sinking of a
passenger ferry that left 300 people dead or missing.
SERIK AKHMETOV: Prime Minister of Kazakhstan, Central
Asia's largest economy, was in news as he resigned from his
post, along with his entire cabinet.
JEAN-MARC AYRAULT: Prime Minister of France was in
news as he was sacked by his President after a stinging
defeat of his (Jean’s) group in local elections.
NANCY POWELL: The U.S. ambassador to India has
resigned following a row over the arrest of a junior Indian
diplomat Devyani Khobragade in New York.
MARCH 2014
NANDAN NILEKANI: He was in news as he resigned from
the Chairmanship of the Unique Identification Authority of
India (UIDAI) to contest Lok Sabha election from the
Bangalore South on congress ticket. He lost the election.
K. C. CHAKRABARTY: Deputy Governor of the Reserve
Bank of India was in news as he resigned three months
ahead of the completion of his term.
ARJUN KAPOOR: Bollywood actor was in news as he
became the national ambassador of the Earth Hour 2014
that was observed on March 29.
ALI ZEIDAN: Prime Minister of Libya was in news as he
was ousted by his country’s parliament, after passing a no-
confidence motion against him.
FEBRUARY 2014
K.T. THOMAS: The former Supreme Court judge has been
appointed head of the eight-member search committee to
select the persons for various posts of Lokpal.
LAKSHMI SWAMINATHAN: Lady from Chennai has
become the first Indian to be elected as the President of the
Administrative Tribunal of the Asian Development Bank.
SANJEEV KULKARNI: A noted Professor of electrical
engineering in USA has been appointed as the next dean of
the Princeton University Graduate School in the Princeton
University, USA.
VIKTOR YANUKOVYCH: President of Ukraine was in news
as he fled from his country to an unknown destination
following the public revolt against him. The Parliament
impeached the absconding President and he has been put
on the international list of wanted persons.
MARK ZUCKERBERG: Facebook founder and chief
executive and his wife Priscilla Chan were the largest
philanthropic donors in the United States in 2013, donating
nearly 1 billion dollars to charity, according to the annual list
published by the Chronicle of Philanthropy.
A P P O I N T M E N T S
APRIL 2014
RAJENDRA MAL LODHA: Chief Justice of India (41st),
appointed by President of India
ILA PATNAIK: Noted economist has been appointed
Principal Economic Adviser in the Ministry of Finance.
Admiral Rabinder Kumar Dhowan: New Chief (22nd) of
Indian Navy
ARVIND MAYARAM: Union Finance Secretary.
R. CHANDRASEKARAN: Chairman, National Association of
Software and Services Companies (Nasscom)
R. GANDHI: Deputy Governor, Reserve Bank of India
VIKTOR ORBÁN: Prime Minister of Hungary
KARIM MASSIMOV: Prime Minister of Kazakhstan
ABDELAZIZ BOUTEFLIKA: President of Algeria
MANUEL VALLS: Prime Minister of France
MARCH 2014
JUSTICE R.M. LODHA: 41st Chief Justice of India
RAJIV TAKRU: Finance Secretary, Govt. of India
SHEILA DIKSHIT: Governor of Kerala
RAKESH SETHI: Chairman and Managing Director of
Allahabad Bank.
JUSTICE B N SRIKRISHNA: Chairman of Financial
Planning Standards Board India

AJAY SHRIRAM: President CII (Confederation of Indian
Industries)
AAMIR KHAN: National Icon of The Election Commission
to spread awareness about the importance of voting and to
urge people to cast their votes.
ARJUN BAHADUR THAPA: Secretary General of the South
Asian Association for Regional Cooperation (SAARC).
SANCHEZ CEREN: President of El Salvador
MICHELLE BACHELET: First women President of Chile
FEBRUARY 2014
R K TIWARI: Chairman of Central Board of Direct Taxes
RAJESH KR. AGRAWAL: Judge, Supreme Court
N V RAMANA: Judge, Supreme Court
HARISH RAWAT: New Chief Minister of Uttrakhand
KTS TULSI: Nominated by the President as Member of
Rajya Sabha in the category of eminent persons. Justice
Tulsi is a leading legal luminary.
JATINDER BIR SINGH: Chairman and Managing Director
of Punjab & Sindh Bank
ASHOK KUMAR MATHUR: Chairman, 7th
Central Pay
Commission
SATYA NADELLA: CEO of Microsoft Inc., USA
SUSHIL KOIRALA: Prime Minister of Nepal
ABDUL BASIT: Pakistan’s High Commissioner to India
MATTEO RENZI: Prime Minister of Italy
MEHDI JOMAA: Prime Minister of Tunisia
IBRAHIM MAHLAB: Prime Minister, Egypt
OLEKSANDR TURCHYNOV: Acting President of Ukraine
ARSENIY YATSENYUK: Prime Minister of Ukraine
AWARDS & HONOURS
APRIL 2014
THE IIFA 2014 AWARDS
Held at Tampa Bay, Florida, USA
Best Picture: Bhaag Milkha Bhaag
Best Actor: Farhan Akhtar for Bhaag Milkha Bhaag
Best Actress: Deepika Padukone for Chennai Express
Best Director: Rakeysh Om Mehra for Bhaag Milkha Bhaag
Lifetime Achievement Award: Shatrughan Sinha
Best Entertainer of the Year: Deepika Padukone
GOLDMAN ENVIRONMENTAL PRIZE: Indian
environment activist Ramesh Agrawal has won the
prestigious award ‘Green Nobel’ that honours heroic
grassroot environmentalists around the world.
61ST NATIONAL FILM AWARDS – 2013
NAME OF AWARD NAME OF THE WINNER
Best Feature Film Ship of Theseus (English-Hindi) by
Anand Gandhi
Best Popular Film
Providing Wholesome
Entertainment
Bhaag Milkha Bhaag (Hindi) by
Rakeysh Omprakash Mehra
Best Hindi Film Jolly LLB by Subhash Kapoor
Nargis Dutt Award for
Best Feature Film on
National Integration
Thalaimuraigal(Tamil) by Balu
Mahendra
Best Direction Hansal Mehta for Shahid (Hindi)
Best Actor Raj Kumar
For Shahid (Hindi) & Suraj
Venjaramoodu for
Perariyathavar(Malayalam)
Best Actress Geetanjali Thapa for Liar’s Dice
(Hindi)
FEMINA MISS INDIA WORLD 2014 (KOYAL RANA)
1st Runner Up Jhataleka Malhotra
2nd Runner Up Gail Nicole Da Silva
Femina Miss India Asia Lopamudra Raut
Pacific 2014
PULITZER PRIZE (POETRY): India-born poet Vijay
Seshadri, for his collection of poems – ‘3 sections’.
MILLENNIUM TECHNOLOGY PRIZE: Stuart Parkin,
British-American physicist has won the 1 million-Euro prize
for discoveries leading to a thousand-fold increase in digital
data storage on magnetic disks.
THE KNIGHT GRAND CROSS: Tata Group chairman
emeritus Ratan Tata has been decorated with the British
government’s highest civilian honour in recognition for the
work his group is doing in England.
45th
DADASAHEB PHALKE AWARD – 2013: Gulzar,
veteran poet and film lyricist. His real name is Sampooran
Singh Kalra. It is the highest honour from the govt side to
recognize a person’s contribution in promoting Indian
cinema.
MARCH 2014
GANDHI PEACE PRIZE- 2013: Chandi Prasad Bhatt,
Eminent Gandhian and environmentalist, founder of ‘Chipko
Movement’ to save forests. The award, given by Govt. of
India, carries a cash reward of Rs one crore.
SARASWATI SAMMAN 2013: Noted writer Govind Mishra
for his Hindi novel, Dhool Paudhon Par. The award carries a
cash reward of Rs. 10 lac.
Protein Science Young Investigator Award: Dr. M.
Madan Babu, Indian-born scientist won the award at
Cambridge University, UK.
International Women of Courage Award:
Won by Indian acid attack victim, Ms. Laxmi for successfully
leading the campaign against acid attacks on women in
India.

86th ACADEMY AWARDS (OSCARS)
LOS ANGELES, USA
Best Picture: 12 Years a Slave by Steve McQueen
Best Director: Alfonso Cuaron for Gravity,
Best Actor: McConaughey for Dallas Buyers Club
Best Actress: Cate Blanchett for Blue Jasmine
TEMPLETON PRIZE- 2014: Tomas Halik, Czech priest
and intellectual has been awarded £1.1 million prize for his
“exceptional contribution to life’s spiritual dimension.”
THE PRITZKER Architecture Prize: Shigeru Ban (Japan)
for his simple low cost designs.
FEBRUARY 2014
VYAS SAMMAN 2013: Vishwanath Tripathi, noted Hindi
writer for his memoir ‘Vyomkesh
RAMANUJAN MATHEMATICS AWARD: Anand Kumar,
founder of Super 30 classes in Patna.
E&Y ENTREPRENEUR OF THE YEAR 2013: Uday Kotak,
executive vice-chairman, Kotak Mahindra Bank
E&Y LIFETIME ACHIEVEMENT AWARD: Dr Yusuf K
Hamied, Chairman, Cipla.
AMAZING INDIAN AWARD: Arunima Sinha for scaling
Mount Everest despite being physically challenged. She lost
her right leg in 2011 after being thrown off a moving train.
Zayed's international prize in environment won by
Indian environment expert Ashok Khosla, awarded by UAE
with prize money of $300,000 for scientific achievement.
67TH
BAFTA AWARDS
Best Picture: 12 Years A Slave by Steve McQueen
Best Actor: Chiwetel Ejiofor, 12 Years A Slave
Best Actress: Kate Blanchet, Blue Jasmine
Best Director: Alfonso Cuaron for ‘Gravity’
CRYSTAL BEAR AWARD: won by Marathi film 'Killa',
directed by Avinash Arun at the 64th Berlin International
Film Festival.
INTERNATIONAL GANDHI AWARD-2013: Dr. Vijay
Kumar Dongre and Prof. Guocheng Zhang for making
outstanding contributions in the field of leprosy treatment.
'ORDER OF FRIENDSHIP'- a prestigious civil award of
Russia, conferred on A Sivathanu Pillai, Chief of BrahMos
Aerospace, an Indo-Russia joint venture to produce
supersonic BrahMos missiles.
OBITUARY
APRIL 2014
V K MURTHY: Renowned cinematographer and Dada
Saheb Phalke awardee, known for capturing breathtaking
images in Guru Dutt's classics like Pyaasa, Sahib Bibi Aur
Ghulam and Kagaz Ke Phool.
GABRIEL GARCIA MARQUEZ: The Nobel laureate, most
popular veteran Spanish-language story writer and novelist
from Colombia. His famous works include ‘One Hundred
Years of Solitude’ and ‘Love in the Time of Cholera’.
MARCH 2014
KHUSHWANT SINGH: Writer, historian, novelist, humorist
and columnist. Known for his popular column ‘with malice
towards one and all’. His famous novels include ‘Train to
Pakistan’, ‘Delhi: A Novel’, ‘The Company of Women’.
NANDA: Veteran film actress of Hindi Cinema
FEBRUARY 2014
AMAR KANT: Noted Hindi writer, Jnanpith Award winner
BALU MAHENDRA: Noted Tamil film director and
cinematographer
PHILIP SEYMOUR HOFFMAN: A popular Oscar winner
US cinema actor
P L A C E S I N N E W S
APRIL 2014
THE EBOLA (GUINEA): A deadly disease, outbreak of
which in West Africa has claimed more than 145 lives so far.
More than 240 people, mostly in Guinea, are suspected of
having caught the illness. There is no vaccine, no treatment
and the disease is almost always fatal.
MARCH 2014
RAKHIGARHI: Place in Hissar district, Haryana, was in
news as the discovery of two more mounds at this
Harappan site has led archaeologists establishing it as the
biggest Harappan civilisation site.
BHAGWANPUR: Site of the 130-MW solar power plant,
largest in India, set up at a cost of Rs. 1,100 crore on 305
hectares of land in district Neemuch, Madhya Pradesh.
AJNALA: City in Amritsar district was in news as the
remains of at least 282 persons who were executed by the
British for participating in the First War of Independence in
1857, were exhumed from a well at the local Gurdwara
Shaheedganj, during digging of a well.
KUNMING: Capital city of Yunnan province in China was in
news as a terrorist attack by knife wielding Islamic Uighur
fanatics killed over 30 civilians and injured 140 others in
city’s main Railway Station on March 1.
FEBRUARY 2014
CHANDOLI: village in Alwar district of Rajasthan was
declared as India’s first Minority Cyber Gram (village).

S P O R T S W O R L D
APRIL 2014
Manavjit Singh Sandhu: won the men's trap gold medal
at the ISSF Shotgun World Cup in Tucson, USA.
Saurav Ghosal: India's numero uno squash player has
been awarded the Dato Alex Lee Award for the 'Outstanding
Asian Men's Player of the Year 2013'.
Heena Sidhu has been ranked world No.1 in the 10 meters
air pistol event by the International Shooting Sport
Federation.
Chitra Magimairaj: won the senior’s title in World
Snooker Championships held in Leeds,UK.
7th
South Asia Judo Championships: Indian judokas
won 10 gold, one silver and one bronze medal at
Kathmandu, Nepal.
USA Open Karate Championship: Indian players won
eight medals comprising two gold and six bronze in held at
Las Vegas, USA.
Sri Lanka lifts ICC World T20 trophy after beating
India in the final at the Sher-e-Bangla National Cricket
Stadium in Dhaka, Bangladesh.
Australia beats England to lift the ICC Women’s World
Twenty20 trophy at the Sher-e-Bangla National Cricket
Stadium in Dhaka, Bangladesh.
Stanislas Wawrinka won the Monte Carlo Rolex Masters
Tennis Cup beating Roger Federer at Monte Carlo, Monaco.
2019 Asian Games: Vietnam has decided to quit as hosts
due to lack of preparedness and concerns that holding the
multi-sport event would not be financially viable.
MARCH 2014
RECENT SPORTS EVENTS
Event Venue Winner Looser
Vijay Hazare
Trophy – Cricket
Eden Gardens,
Kolkata
Karnataka Railways
Deodhar Trophy –
Cricket
Vishakhaptnam West Zone North Zone
Santosh Trophy -
National Football
Championship
Siliguri, West
Bengal
Mizoram Railways
Federation Cup –
Volleyball (Men’s)
Kerala Tamil Nadu Services
Federation Cup –
Volleyball
(Women’s)
Kerala Railways Kerala
Hockey India
Senior Men
National
Championship
Lucknow Air India CAG India
Hockey India Bhopal, MP Railway Haryana
Senior Women
National
Championship
Manisha National
Snooker
Championship
(Men’s)
Lucknow, UP Pankaj
Advani
Kamal
Chawla
Manisha National
Snooker
Championship
(Women’s)
Lucknow, UP Vidya Pillai Arantxa
Sanchis
64th National
Basketball
Championship
(Men’s)
New Delhi Tamil Nadu Punjab
64th National
Basketball
Championship
(Women’s)
New Delhi Chhattisgarh Railways
BNP Paribas Open
Indian Wells
Tennis (Men’s)
California, USA Novak
Djokovic
Roger
Federer
BNP Paribas Open
Indian Wells
Tennis (Women’s)
California, USA Flavia
Pennetta
Agnieszka
Radwanska
Candidates
Tournament –
Chess
Khanty
Mansiysk,
Russia
Viswanathan
Anand
Peter
Svidler
Malaysian Grand
Prix – F1
Sepang,
Malaysia
Lewis
Hamilton
Nico
Rosberg
7th Asian Air Gun Championship in Kuwait:
Chain Singh and Ms Heena Sidhu clinched gold medal
Arvind Bhat won the Grand Prix Gold beating Hans-
Kristian Vittinghus of Denmark at German Open Badminton
Championship at Mulheim an der Ruhr, Germany.
Sachin Tendulkar voted Cricketer of the Generation
by a 50-member international jury.
R V Rahul won two gold and one silver in the boys’ 77kg
weight category in the 16th Asian Youth Weightlifting
Championships at Bangsaen, Thailand
LAUREUS WORLD SPORTS AWARDS - 2014
Men - Sebastian Vettel: Formula 1 world champion from
Germany
Women - Missy Franklin: American Olympic swimmer,
winner of 6 golds.
ICC World T20 tournament for men and women to be
held in Bangladesh from March 22 to April 6, 2014.
ICC U-19 World Cup: South Africa won the cricket trophy
defeating Pakistan in final played at Dubai, UAE.
Dubai Duty Free Tennis Championship: Roger Federer
beats Tomas Berdych to lift the cup.
1st Asian Grand Prix Archery Championships held at
Bangkok, Thailand.

FEBRUARY 2014
SOCHI OLYMPICS – 2014
The 22nd Winter Olympic games 2014 were held at Sochi in
Russia. The official mascots for these games were named -
the Leopard, the Polar Bear and the Hare. Motto of this
year’s games was “Hot-Cool-Yours” Sochi. Of the 88
countries who took part in 98 events, Russia secured
highest number of medals winning 13 gold, 11 silver and 9
bronze medals.
2014 Paralympic winter games to be held at Sochi,
Russia from 7th
to 16th
March, 2014.
Sourav Kothari won the National Billiard Championship
title at Lucknow, beating Alok Kumar.
The International Olympic Committee (IOC) lifted the
suspension of the Indian Olympic Association (IOA) after
approving the new elections of office bearers of the IOA.
N. RAMACHANDRAN: President, Indian Olympic
Association
N. SRINIVASAN elected as Chairman, International Cricket
Council
Irani cup: Karantaka defeats Rest of India to lift
prestigious cricket trophy at Bangalore
Mithali Raj will lead the Indian women’s cricket team in
the ICC Women's World Twenty20 to be held from March 16
in Bangladesh.
35th National Masters Athletic Championship held at
Coimbatore, Kerala.
Ranji Trophy: Karnataka won their seventh title after
beating Maharashtra in finals held at Hyderabad.
Sakshi Malik won gold at the 2014 Dave Schultz
International Wrestling Tournament in Colorado Springs,
USA.
Kathy Cross: First woman to be inducted in the
International Cricket Council‘s (ICC’s) umpires’ panel. She is
from New Zealand.
BOOKS AND AUTHORS
BOOK AUTHOR
‘An Undocumented Wonder:
The Making of the Great
Indian Election’
S. Y. Quraishi
Story of A Death Foretold Oscar Guardiola-Rivera
Good Governance: Never On
India's Radar
Madhav Godbole
The Hindus: An Alternative
History
Wendy Doniger
India at Risk Jaswant Singh
My Way by Derek O’Brien, Rajya
Sabha member
In Pursuit of a Lesser Offence Sujata Parashar
Be Careful What You Wish
For
Jeffrey Archer
The Country Without a Post
Office
Agha Shahid Ali
Dhool Paudho Par Govind Mishra
The Political Economy of
Energy and Growth
Najeeb Jung, Lt. Governor
of Delhi
The Triple Package: What
Really Determines Success
Jed Rubenfeld, Amy Chua
Water, Peace and War –
Confronting the Global Water
Crisis
Brahma Chellaney
Public Issues Before
Parliament
Vijay Darda
From Ghalib’s Dilli to Lutyens’
New Delhi
Mushirul Hasan and
Dinyaar Patel
The Islamist Challenge in
West Asia
Talmiz Ahmed
Vyomkesh Darvesh Vishwanath Tripathi
India at Turning Point: The
Road to Good Governance
T.S.R. Subramanian
Vanity Bagh Anees Salim
Chronicle of a Corpse Bearer Cyrus Mistry
Insurgent Veronica Roth
Wheat Belly William Davis
Prophet of Love by Farrukh Dhondy
From a Minister’s Journal F S Aijazuddin
India’s Military Conflicts and
Diplomacy
VP Malik
Doctor Sleep Stephen King

NEW DEVELOPMENT BANK
NEED FOR A ‘NEW’ WORLD BANK
The World Bank and the IMF were established with
the purpose to foster economic cooperation and
development that would lead to a more stable and
prosperous global economy. However, the working of
these Institutions, also known as Bretton Woods
institutions, has disappointed developing countries as
these institutions provided provided aid with
‘conditions attached’.
Frustration With The Existing System
The developing countries have been demanding
changes in working of these organizations and more
say in their administration. Faced with an imminent
crisis in 2008, the developed countries agreed to
certain changes and even some progress was made in
the G-20 negotiations providing more leeway and
voting rights to developing countries led by China,
India and Russia. However USA has failed to ratify the
2010 agreement giving more say to these emerging
economies in the IMF.
Further, though World Bank and IMF have 188
members, but by an unwritten rule, the World Bank is
headed by an American and the IMF by a European.
In IMF, no decision can be taken without the consent
of USA, as its voting power gives it the ‘veto power’.
Last year, USA once again foisted Jim Yong Kim, an
American as head of World Bank over the demand of
developing countries for a person of their choice.
This has prompted the BRICS countries to think of a
new bank called New Development Bank, an idea
which was conceived at 2012 meet at Delhi summit
and agreed to at Durban in 2013.
ROLE OF BRICS IN WORLD ECONOMY
BRICS nations account for 20% of global output, have
combined foreign-currency reserves of $4.4 trillion
and account for 43 percent of the world’s population.
According to the available data, trade within the
group has surged to $282 billion last year from $27
billion in 2002 and may reach $500 billion by 2015. As
per United Nations Conference on Trade and
Development (UNCTAD), Foreign Direct Investment
into BRICS nations reached $263 billion last year,
accounting for 20 percent of global FDI flows.
NEW DEVELOPMENT BANK
On July 15, 2014, Brazil, Russia, India, China and
South Africa (BRICS) have launched a $100 billion
development bank, dubbed New Development
Bank to be Head Quartered at Shanghai. The first
CEO will hail from India. The term of CEO will be for a
period of five years and the next CEO will be from
Brazil and Russia respectively. This bank will primarily
invest in infrastructure and will have more empathy
for the developing countries as opposed to the World
Bank which carry a bias for western countries.
The creation of the NDB will surely create competition
for both the World Bank and other similar regional
funds.
CAPITAL OF NDB
The New Development Bank will have the capital of
$100 Billion. However, initially, it will start with the
capital of $50 Billion, with each member country
contributing $ 10Billion. The bank can accept
membership of other countries as well.
CONTINGENCY RESERVE ARRANGEMENT
Apart from ‘New Development Bank’, these countries
also agreed to create a ‘Contingency Reserve
Arrangement’ with a corpus of $100 Billion. However,
unlike the NDB, this CRA will not require immediate
contribution, nor equal contribution. This fund will be
an equivalent of IMF providing cash aid to BRICS
countries faced with short term Balance of Payment
problems.
The contribution to CRA will be as follows:
COUNTRY CONTRIBUTION
CHINA 41 ( Billion $)
BRAZIL 18 ( Billion $)
INDIA 18 ( Billion $)
RUSSIA 18 ( Billion $)
SOUTH AFRICA 5 ( Billion $)
The establishment of NDB and CRA may not pose a
direct and immediate threat to World Bank and the
IMF, but will provide them a challenge and definitely
prompt them to induce reforms in their working.
–––––––– 0 ––––––––

600 MCQS FOR SBI CLERICAL
MARKETING
1) The aim of successful marketing is
a) To increase the sale b) To increase the profit
c) To increase the output of sellers
d) All of the above e) None of the above
2) Buying and selling in the marketing
functions are categorized as
a) exchange functions b) facilitating functions
c) distribution functions d) All of the above
e) None of the above
3) Which among the following come under
‘facilitating’ category of marketing
functions?
a) Standardising and grading
b) Standardising and grading, financing and risk
taking
c) Standardising and grading, financing, risk
taking, securing market information
d) All of the above
4) A lead means
a) a prospect who is more likely to avail of the
bank’s product
b) A political leader c) A religious leader
d) a bank chairman e) None of the above
5) Which among the following is called like
blood of business?
a) Marketing b) Product
c) Finance d) All of these
e) None of these
6) Which of the following is/are objective of
marketing?
a) Satisfying customer b) Increasing demand
c) Creating goodwill for the organization
d) Providing better quality products
e) All of the above
7) The sole aim of marketing is to
a) Improve the balance sheet figures
b) increase recruitment c) Increase profits
d) increase production
e) increase branch network
8) The traditional marketing style involves
a) Door-to-door campaigns
b) Sending e-mails c) Tele-marketing
d) SMS campaigns e) Virtual marketing
9) Marketing has taken a prominent position
during the last decade due to
a) Increased competition
b) Better literacy rate c) Foreign compulsions
d) Government instructions
e) There is no monopoly
10) The task of marketing involves
a) opening new branches b) buying a company
c) selling a company
d) selling products and services of company
e) mergers
11) Warehousing is synonymous to
a) transportation
b) storage c) selling
d) production e) None of these
12) The term ‘Marketing Myopia’ was given by
a) Prof Theordore Levitt
b) Philip Kotler c) Bartles
d) Palmer e) None of these
13) The marketing concept is a way of thinking
or a management philosophy that affects
a) only marketing activities
b) only the effects of sale personnel
c) most efforts of the organization
d) only customer relationships
14) Nature of marketing environment includes
a) Changes as per environment
b) Communication c) Challenges
d) Wide market e) All of the above
15) Consumer of a bank comes under which of
the following environment
a) External environment b) Internal environment
c) Indirect environment d) All of the above
16) Which of the following represents the most
important reason why firms monitor their
demographic environment?
a) To explain historical trends
b) To predict political change
c) To predict the size of market segments
d) To predict business cycles
e) All of the above
17) Tax structure includes
a) traditional
b) custom tax c) brand
d) price e) All of these
18) Full form of R and D is
a) Rate and Division
b) Research and Development
c) Research and Department
d) gathering records e) All of the above
19) Occupation is an element of
a) demographic environment
b) Socio-cultural environment
c) economic environment
d) All of the above
20) In SWOT analysis, ‘S’ stands for
a) Strengths b) Strategies
c) Smart Card d) All of the above
21) Micro environment includes
a) market demand b) consumer

c) competition d) All of the these
e) None of these
22) Element of natural environment is
a) climate b) ecology
c) natural resources d) All of these
23) The part of political environment is/are
a) Social organization b) religious organization
c) media d) form of government
e) All of the above
24) Which of the following factor determine the
social class?
a) Income b) Occupation
c) Location of residence of members
25) Which of the following is an internal factor?
a) Strengths b) Threats
c) Opportunities d) All of these
e) None of these
26) For many marketers, political forces can be
a) easily ignore b) easily influenced
c) easily recognized d) beyond any control
27) Which of the following is not a controllable
factor of the marketing environment?
a) Firm’s policy b) Government factor
c) Marketing policy d) All of the above
28) The business legislation of the legal
environment can be classified on which of
the following base?
a) Corporate affairs b) Consumer protection
c) Employee protection d) Sectoral protection
e) All of the above
29) Situational analysis is useful for
a) SWOT analysis
b) analysis of sales person’s performances
c) analysis of capital markets
30) Good competition helps in
a) better technology b) more market share
c) rise in profits
d) bigger branch network
e) improved customer service
31) Marketing opportunities means
a) scope for marketing
b) proper and effective training
c) market planning d) availability
e) market data of sales outlets
32) Market space means
a) place where good are sold
b) trade fairs and melas c) road shows
d) scope available for selling
e) competition
33) Capital good market deals with
a) non-durable goods b) goods
c) products d) durable goods
e) All of these
34) What are the different types of market ?
a) Commodity market b) Industrial market
c) Services market d) All of these
e) None of these
35) Service market is related with
a) tangible b) intangible
c) Both (a) and (b) d) All of these
36) Personal selling is a part of
a) Promotion b) place
c) price d) product
e) All of these
37) Which of the following is intangible features
of product ?
a) After sale services
b) performance of product
c) Goodwill of product d) All of these
38) Product line means
a) Product technology
b) expansion of product mix
c) pricing d) All of the above
39) DSA of a bank is a sub-element of
a) Price mix b) distribution mix
c) promotion mix d) All of these
e) None of these
40) Promotion in marketing means
a) passing an examination
b) elevation from one grade to another
c) selling the products through various means
d) selling the products in specific areas
e) none of the above
41) Which among the following can be an
example of non-profit marketing ?
a) Disney setting up a park in Hong Kong
b) Setting up an Ayurvedic massage centre
c) AIDS awareness campaign
d) All of the above
42) The correct 4Ps of marketing are
a) product, place, promotion, profit
b) product, price, place, promotion
c) product, promotion, price, place
43) Who among the following is not a part of the
marketing mix?
a) Wholesalers b) Retailers
c) Customers d) All of these
e) None of these
44) Which of the following is the crux of
marketing process ?
a) Marketing planning b) Marketing mix
c) Marketing research d) Marketing expansion
e) Marketing scanning
45) Which of the following comes under the
decisions concerning the products?
a) Product attributes
b) Branding and packaging
c) Product mix d) All of the above
46) A product represents an market’s offering as
it is perceived by ?
a) Present customers b) Potential customers
c) Company d) All of these
e) None of these

47) Which of the following is/are tangible
product ?
a) House and TV b) Car or scooter
c) Furniture d) All of these
e) None of these
48) ………..is a raw material for a sugar industry.
a) Machine b) Paper
c) Coal d) Sugarcane
e) None of these
49) ……..is bundle of utilities consisting of
various products features and containing
services .
a) Cost b) Risk
c) Plan d) Product
50) In case of prestige goods, the demand is
a) Price sensitive b) not price sensitive
c) not price sensitive till a level
51) If you are a marketing manager of a firm you
would prefer the customers who are
a) less price sensitive b) more Price sensitive
c) depends upon the marketing mix
52) Of the following pricing strategies…..is not
ideal for new products.
a) Skimming pricing b) discriminatory pricing
c) promotional pricing d) All of the above
53) The best promotional tool in any marketing
is
a) e-promotiion b) public relations
c) viral marketing
d) word of mouth publicity
e) advertisements
54) One of the following is not included in the
4Ps of marketing. Find the same
a) Product b) Price
c) Production d) promotion
e) None of these
55) The best promotional tool in any marketing
is
a) pamphlets b) newsletters
c) word of mouth publicity
d) regional advertisements e) viral marketing
56) Direct marketing means
a) seminars and conferences
b) face-to-face selling c) banners
d) cold call e) sales presentations
57) Push marketing style requires
a) collective effort
b) good pushing strength c) lengthy talks
d) ability to identify the leads
e) aggressive marketing
58) The importance of product life cycle includes
a) help in promotional decision
b) help in product control
c) facilitates sales forecasting
59) According to whom ‘A product’s life cycle is
very much similar to human life-cycle” ?
a) Arch paton b) Philip Kotler
c) Stonton d) Bartle
e) None of these
60) Which of the following is not a stage in
product life cycle ?
a) Introduction b) Peak
c) Growth d) Maturity
e) None of these
61) Which of the following is/are major steps in
the development of new product ?
a) Test marketing b) Business analysis
c) Idea generation d) Screening
e) All of the above
62) Buyer resistance means
a) buyer’s interest in the product being sold
b) buyer’s fighting with the seller
c) buyer’s hesitation in buying the product
d) buyer becoming a seller
e) buyer buying the product
63) Buyer resistance can be overcome by
a) cordial relation between buyer and seller
b) good negotiation
c) persuasive communication
d) good of the sales service
e) All of the above
64) Customer’s relationship with the Bank is
influenced by
a) customers attitudes
b) attitudes of bank staff
c) interest rates of the bank
d) attitude of sales persons
e) All of the above
65) Buyer Resistance can be overcome by
a) good friendship between buyer and seller
b) good after sales service
c) good arguments
d) persuasive communication
66) Market segmentation is
a) method
b) the strategy of dividing markets in order to
conquer them
c) the allocation of product
d) the allocation of service
67) The basis for consumer market segmentation
includes
a) age of consumer b) location of consumer
c) income of consumer d) sex of consumer
e) All of the above
68) Buying allowance is given to the
a) Manufacturer b) Consumer
c) Middleman c) Staff
69) Which is benefit of market segmentation?
a) In allocation of marketing budget
b) In effective marketing programme
c) In meeting the competition effectively
d) All of the above
70) Homogeneous group is related with
a) promotion
b) sales planning and control
c) market segmentation
d) cost e) wages
71) Who may be prospects for a bank?
a) Student

b) Manager of other bank
c) Administrator of government department
d) All of these
e) None of the these
72) Who may be customer of a bank?
a) Teacher b) professor
c) Advocate
d) Retired person from army
e) All of the above
73) Which is the basis of psychographic
segmentation ?
a) Personality b) value in life
c) Life style of the customer
74) Which of the following comes under
demographic factors ?
a) Age b) Sex
c) Family size d) Religion
e) All of these
75) Re-positioning of product involves
a) placing the product in shop
b) making the products available to the customers
c) Changing identity of the product
d) developing the new product
76) Market segmentation means
a) segmentation of sales team
b) distribution of territory
c) sales network
d) division of market according to the requirement
e) market share
77) Target market of education loan is
a) all school students b) all college students
c) all colleges d) all schools
e)all hospitals
78) Target group means
a) all buyers b) all sales persons
c) prospective buyers d) all customers
e) delivery persons
79) Which one of the following is not a target
group for saving bank account?
a) salaried persons
b) loss incurring companies
c) doctors d) government servants
e) insurance agent
80) Target market for housing loans will be
a) existing clients
b) persons who do not own a house
c) person who own more than one house
d) builders e) NRI’s
81) The target group for personal loans is
a) all private limited companies
b) all businessmen c) all salaried persons
d) minor children e) newborn infants
82) Vending machine is
a) a pricing system b) distribution channel
c) cost planning d) management system
e) all of the above
83) Which is the type of distribution channel in
the bank?
a) Bank- customer b) Bank-DSA-customer
c) Head office of bank-branch-customer
84) A channel of distribution for a product is the
route taken by the title of the good as they
move from the producer to the
a) ultimate consumer or industrial user
b) Company c) producer
d) staff e) cash
85) Which is the latest distribution system
a) Telephonic distribution b) E-commerce
c) E-mail d) Mobile
e) All of the above
86) The internet marketing can serve which of
the following purpose ?
a) Actual sales of product b) Promotion
c) Customer service d) Market research
e) All of the above
87) ‘DSA’ means
a) Delivery staff Agency b) Direct selling Agent
c) Direct supplier Agent
d) Distribution and supply Agent
e) Driving sales Ahead
88) Marketing channels means
a) Delivery period b) Delivery time
c) Delivery outlets d) Delivery place
e) All of these
89) A good and effective DSA should
a) copy the competitor company
b) Criticize the competitor company
c) join the competitor company
d) be passive
e) be more effective than the competitor company
90) Delivery channels other than bank counters
are
a) ATM’s b) Internet banking
c) Mobile banking d) Tele banking
e) All of these
91) A DSA’s main function is
a) to boost customer contacts
b) to boost e-mails
c) to boost telemarketing
d) All of these e) None of the above
92) ATM means
a) Any time Marketing b) Any time money
c) Any time machine
d) Automated Teller Machine
e) None of these
93) Marketing channel means
a) Outlets from where sales take place
b) Channel financing
c) focusing sales on one single group
d) home delivery e) courier service
94) Delivery channels means
a) Place from where the products are sold
b) courier service c) distribution agencies
d) delivery time e) offsite banking
95) A DSA’s (Direct selling Agent’s) main job is
a) to design products
b) to sell to the target group
c) to do market survey d) to distribute profits
e) to earn incentives

96) Which is the type of distribution channel in
the Bank?
a) Head office of bank-Branch-Customer
b) Bank- DSA-Customer
c) Bank-Customer d) All of the above
97) Retailing is
a) Super market b) bank
c) Wholesaler d) All of these
98) Web marketing involves
a) Selling web cameras b) web advertisements
c) e-mail chatting d) browsing the web
e) door to door canvassing
99) For ‘On line’ marketing……is the most
suitable product
a) Saving accounts b) credit cards
c) housing loans d) NRI deposits
e) business accounts
100) Object of digital marketing are
a) online marketing b) cold calling
c) web designing
d) anticipating the market
e) outdoor marketing
101) Tele marketing means
a) selling telephones
b) sending SMS messages
c) chatting on the phone
d) marketing through phone calls
e) marketing in person
102) Online marketing is
a) same as face to face marketing
b) easier than traditional marketing
c) boring as customers are not visible
d) voluminous task e) None of the above
103) Telemarketing involves
a) good communication skills
b) high level of motivation
c) door to door management
d) event management e) All of the above
104) One of the following is not a function of
retail banking
a) accepting fixed deposits
b) giving home loans
c) giving education loans
d) joint ventures e) None of the above
105) Retail banking means
a) retail shopkeepers
b) banks financing to retail traders
c) same as universal banking
d) giving loans to corporates
e) giving consumer loans to various public
106) Direct marketing is necessary for
a) having a focused approach to marketing
b) boosting sales
c) better customer contacts
107) Telemarketing campaigns are resorted to
a) avoid face-to-face interactions
b) avoid buyer resistance
c) reach a larger clientele d) increase cold calls
e) reduce profits
108) Indirect marketing is same as
a) onsite selling b) using a smart phone
c) viral marketing
d) advertisements e) online marketing
109) A cold call means
a) a futile exercise
b) call made in odd countries
c) sales talk
d) old product with new wrapping
e) calls made without prior appointments
110) Marketing communication mix involves
a) personal selling and advertising
b) sales promotion c) public relation
d) publicity e) All of the above
111) Sales promotion has grown out of its step
child status and today is treated as an equal
partner with
a) advertising and selling
b) production technique
c) fashion d) style
e) tax
112) Contest promotion device is available for
a) staff b) bank
c) worker
d) consumer of the product
e) All of the above
113) Sales promotion may be effective, where
techniques are used
a) advertising and salesmenship
b) pricing c) BEP
d) EOQ e) All of the above
114) Which is/are tools of sales promotion?
a) Bonus b) Coupon
c) Premium
d) Additional commission or purchase allowance
e) All of the above
115) The sales promotion can be directed at
a) customer b) sales staff
c) distribution channel members
d) All of the above e) none of the above
116) Value added services means
a) additional cost b) additional production
c) additional staff d) additional services
e) All of the above
117) Sales promotion involves find the incorrect
option it
a) building product awareness
b) creating interest c) providing information
d) designing new products
118) A presentation means
a) display of products
b) explaining the utility of products
c) a gift
d) display of communication skills
e) All of the above
119) In a selling process in today’s world
a) only standard products are sold
b) no customization is required
c) the seller need not have product knowledge
d) the seller should aim at customer satisfaction
e) only quantum of sales matters

120) Effective selling skills depend on
a) good dress sense b) territory allocation
c) sales call planning d) good- eye- contact
e) pat performance
121) The performance of sales person depends on
a) ability and willingness of the salesperson
b) incentive paid
c) size of the sales team
d) team leader’s attitude
e) his aggressive nature
122) Online advertising uses
a) Internet b) world wide web
c) Both ‘1’ and ‘2’ d) radio
e) TV
123) When a product or brand is embedded in
entertainment and media then it is known as
a) Internet b) world wide web
c) Both ‘1’ and ‘2’ d) radio
e) TV
124) Advertising is a major promotion mix
ingredient that is a
a) non-paid form of non-personal communication
b) non-paid form of personal communication
c) paid form of personal communication
d) paid form of non-personal communication
125) Which of the following is the means of bank
advertising
a) newspaper of magazine
b) poster c) Internet
c) television d) All of the above
126) Which is the best means of bank advertising?
a) circular b) sky advertising
c) satisfied bank customer
c) Bank employee or their manager
d) All of the above
127) Advertisements is a type of
a) direct marketing b) service marketing
c) indirect marketing c) internet banking
d) internal banking
128) Advertisements are required for
a) boosting the production levels
c) motivating the employees
c) boosting the sales d) All of the above
129) Digital marketing is the same is the same as
a) online marketing c) cross selling
c) road-show d) website designing
e) door- to-door marketing
130) Which of the following includes the stage of
personal selling?
a) prospecting c) Marking first contact
c) sales call d) objection handling
e) All of these
131) The last stage of personal selling is
a) making the first contact
c) closing the sale
c) prospecting
d) sales call
132) In order to qualify the prospects, one needs
to
a) plan a sales approach
c) determine the products meeting the need
c) rank the above
d) All of the above
133) Making the first contact can be done
through
a) e-mail c) telephone
c) letter d) All of these
e) None of these
134) personal selling facilitates the process of
a) production c) distribution
c) consumption d) All of these
e) None of these
135) Personal selling is a ………. Communication.
a) one way c) two way
c) single way d) many to one way
e) None of above
136) Which of the following is the quality of a
good salesperson ?
a) Impressive personality b) Good behavior
c) persistence d) sound health
e) All of the above
137) In sales conversion means
a) design new product
b) convert buyer into a seller
c) convert seller into a buyer
d) convert a prospective to a buyer
e) religious conversion
138) Meaning of cross selling is
a) city-city selling
b) selling with cross face
c) sales with crossed fingers
d) selling to existing customers
e) cold calling
139) The sales process begins with
a) customer identification
b) lead generation c) sales presentation
d) sales closure e) sales meet
140) Lead generation can be resorted to by
browsing
a) telephone directories
b) Yellow pages c) internet sites
d) list of existing customers
e) All of the above
141) Effective selling skills depend on
a) effective lead generation
b) sales call planning c) territory allocation
d) effective communication skills
e) All of the above
142) Cross selling is useful for canvassing
a) current accounts
b) fixed deposit accounts
c) student loans d) car loans
e) All of the above
143) Selling is
a) different from marketing
b) a sub-function of marketing
c) same as marketing d) more than marketing
144) Good selling skills involve
a) patience b) perseverance

c) empathy d) knowledge
e) All of the above
145) ‘Conversion’ in sales language mean
a) converting a buyer into a seller
b) converting a seller into a buyer
c) converting a prospect into a client
d) All of the above e) All of the above
146) The performance of a sales person can
enhanced be
a) increasing the sales incentives
b) increasing the number of products to be sold
c) appropriate training
d) all the above e) none of the above
147) Closing the sales means
a) close down marketing functions
b) stop selling
c) successful completion of a call
148) A god sales man should be
a) aggressive b) pushy
c) fiercel d) polite but firm
e) Talkative
149) Efficient marketing style requires
a) proper planning b) good debating skills
c) arrogant staff
d) Knowledge of many languages
e) ignorant customers
150) The most essential quality of a good sales
person is
a) questioning skills b) good appearance
c) Production skills
d) good communication skills
e) Curiosity
151) Communication skills in the case of DSA
means
a) Giving lengthy speeches
b) Sending good SMS messages
c) being talkative
d) ability to continue the customer with the right
choice of words
e) Being multi linguistic
152) The process of branding covers
a) giving on identify to a product
b) designing a brand mark
c) establishing the product
d) popularizing the product
e) All of the above
153) Which of the following confers the right to
use of technical invention?
a) copy right b) Patent
c) brand d) trade
154) Which of the following confers the right to
use of technical invention ?
a) copyright b) patent
c) Brand d) Trade
e) None of these
155) A …………..provides written information
about the product.
a) branding b) packaging
c) label d) costing
e) None of these
156) A brand can be helpful for the manufactures
in
a) leading to large selling
b) reducing the price flexibility
c) reducing the cost of distribution
d) costing the selling process
e) All of the above
157) Labeling is important for three reasons, first
is promotional and second is legal. What is
the third reason?
a) Informational b) Branding
c) Strategic d) Marketing
e) None of these
158) The type of sales forecasting include
a) micro forecasting b) macro forecasting
c) both (a) and (b) d) minor forecasting
e) major forecasting
159) The first stage in creating the sales
forecasting if to estimate
a) market demand b) profit
c) wealth d) prospect
e) None of these
160) …….translates the marketing plan into
marketing performance.
a) Marketing management
b) Accounting management
c) Finance management
d) sales management e) None of the above
161) Sales forecasting involves
a) sale planning b) sales pricing
c) distribution channels d) consumer tastes
e) All of the above
162) ‘Banchmark’ means
a) sales performance measurement
b) marks given to salespersons
c) appraisal
d) standard value for comparison
e) autantion
163) Market share can be increased by increasing
a) raw material cost b) the staff strength
c) the sales d) the sales staff
e) competition
164) Market size also means
a) market planning b) market pricing
c) market space d) market distribution
e) market channel
165) A fall in the market share implies
a) sales have gone up b) profit has gone up
c) prices are eratic
d) competition has increased
e) business is wound up
166) Consumer protection means
a) safeguarding interest of consumers
b) safeguarding right of consumers
c) protection against unethical malpractices
d) All of the above
167) The most common business malpractice
leading to consumer exploitation include
a) sales duplicate goods
b) sales of sub-standard goods
c) hoarding and black marketing

d) charging more than MRP
e) All of the above
168) Which of the following day is celebrated as
world consumer right day?
a) 15 March b) 20 March
c) 15 April d) 20 April
169) Under which of the following rights the
consumer must be provided the quality detail
of product?
a) Right to safety
b) Right to be information
c) Right to choose d) Right to education
170) PIL stands for
a) Public interest litigation
b) Public Information Law
c) Primary Insurance law
d) Patient of International Law
171) MRTP stands for
a) Market Research Technique Process
b) Monopolies and Restrictive Trade practices
c) Member of Restrictive Trade practices
d) Measurement and Research of Testing process
172) CPA stands for
a) consumer prevention Act
b) Customer prevention Act
c) Consumer precaution Act
d) Consumer protection Act
173) Which of the following is the apex body in
the three-tier judicial machinery set up by
the government for the redressal of
consumer grievances ?
a) National commission b) Planning commission
c) Central commission d) Advisory commission
174) Good under CPA, 1986 covers
a) all movable property b) stocks and shares
c) growing crops d) All of the above
175) Consumer protection Act came into existence
in
a) 1946 b) 1966
c) 1976 d) 1986
e) 1996
176) Which of the following is not include in the
term person under consumer protection Act,
1986?
a) Hindu undivided family
b) A co-operative society
c) Firm d) All of the above
177) Under the consumer protection Act, 1986
‘Goods’ means ?
a) every kind of movable property only
b) every kind of immovable property only
c) every kind of services and products
178) A marketing plan does not have to be
a) simple b) clear
c) complex d) lengthy
e) both (c) and (d)
179) The marketing planning process includes
a) goal setting
b) analyzing the current situation
c) creating the marketing strategy
d) allocating marketing resources and monitoring
e) All of the above
180) Analyzing current situation includes
a) marketing audit b) SWOT analysis
c) marketing assumption d) all of the above
181) A target marketing is
a) entire country b) entire city
c) entire globe
d) that which consists of customers who need to
the identified product e) All of the above
182) Marketing information means
a) Knowledge level of marketing staff
b) information about marketing staff
c) information regarding share market
d) Knowledge of related markets
e) All of the above
183) Market research is necessary for
a) making proper marketing decisions
b) choosing the right products
c) selecting the right sales persons
d) All of the above
184) Market plan is a
a) Selling process b) year-end-budget
c) calendar
d) business document for marketing strategies
e) All of the above
185) A marketing plan is necessary for
a) having a focused approach to marketing
b) to decide marketing strategies
c) to decide product strategies
d) to decide advertising strategies
e) All of the above
186) Marketing plans are used for
a) doing research by marketing students
b) planning department
c) purchase of consumable items from retail outlets
187) Good marketing strategy envisages good and
proper
a) product distribution
b) networking of branches
c) high pricing
d) placement of counter staff
e) relationship management
188) What is the full form of 'PIN'?
a) personal identification number
b) pull-in-Net c) push-in-net
d) All of the above
189) Which is the online services of bank?
a) Imobile
b) Mobile Banking funds Transfer
c) Shopping d) WOW shopping
e) All of the above

190) Which of the following is not a channel for
bank marketing?
a) Telemarketing b) Internet banking
c) Mobile Banking d) None of the above
191) Online marketing is mostly useful for
marketing of
a) saving accounts b) credit cards
c) home loans d) NRI deposits
e) business accounts
192) What is the USP of saving account?
a) High rate of interest b) Easy operation
c) Risk transactions
d) Expensive transactions
e) Back office facility
193) Bancassurance means
a) assurance of bank for quality service
b) assurance for sanction of loans
c) selling of insurance products by bank
d) selling credit cards e) selling debit cards
194) Bank sell insurance for
a) increasing deposits b) increasing loans
c) increasing clients d) earning more profits
e) taking over insurance companies
195) Mutual fund business from existing
customers can be canvassed by
a) coercion b) cross-selling
c) internal marketing d) outdoor marketing
e) road-shows
196) Marketing in banks has been necessitated
due to
a) globalization b) excess staff
c) nationalization of bank
d) complacency among the staff
e) poor customer service
197) Saving Accounts with zero balance can be
opened for
a) persons below BPL
b) under financial inclusion scheme
c) students d) as per bank’s policies
198) Financial Inclusion means
a) opening accounts of finance companies
b) financial Analysis of balance sheet figures
c) opening accounts of HNIs
d) opening accounts NRIs
e) opening accounts of under privileged persons
199) NPA stands for
a) Not performing Asset
b) Non performing Asset
c) Net performing Asset
d) Net profit Against e) Non pure Asset
200) Credit card is issued by
a) respective bank or any credit authority
b) customer c) anybody
d) All of these e) None of these
MARKETING ANSWER KEY
Q. A. Q. A. Q. A. Q. A. Q. A.
1 E 2 A 3 C 4 A 5 C
6 E 7 C 8 A 9 A 10 D
11 B 12 A 13 C 14 E 15 A
16 C 17 B 18 B 19 A 20 A
21 D 22 D 23 E 24 D 25 A
26 D 27 B 28 E 29 D 30 E
31 A 32 D 33 D 34 D 35 B
36 A 37 D 38 B 39 B 40 C
41 C 42 B 43 C 44 B 45 D
46 B 47 D 48 D 49 D 50 E
51 A 52 B 53 E 54 C 55 C
56 D 57 A 58 C 59 A 60 B
61 E 62 C 63 E 64 D 65 D
66 B 67 E 68 E 69 D 70 C
71 E 72 E 73 D 74 E 75 C
76 B 77 B 78 C 79 B 80 B
81 C 82 B 83 D 84 A 85 E
86 E 87 B 88 E 89 E 90 A
91 A 92 D 93 A 94 C 95 B
96 D 97 A 98 B 99 B 100 A
101 D 102 B 103 A 104 B 105 B
106 D 107 A 108 D 109 E 110 E
111 A 112 D 113 A 114 E 115 D
116 D 117 C 118 B 119 D 120 D
121 A 122 C 123 C 124 D 125 D
126 C 127 C 128 C 129 A 130 E
131 C 132 D 133 D 134 D 135 C
136 E 137 D 138 D 139 A 140 E
141 E 142 B 143 B 144 E 145 A
146 D 147 C 148 D 149 B 150 D
151 D 152 E 153 B 154 B 155 C
156 E 157 A 158 C 159 A 160 D
161 A 162 D 163 C 164 D 165 D
166 D 167 E 168 A 169 B 170 A
171 B 172 D 173 A 174 D 175 D
176 E 177 C 178 E 179 E 180 D
181 D 182 E 183 A 184 D 185 A
186 D 187 E 188 A 189 E 190 D
191 C 192 B 193 C 194 D 195 B
196 A 197 A 198 E 199 B 200 A

PART – II COMPUTERS
1) All of the following are examples of real
security and privacy risks EXCEPT:
A. hackers. B. spam.
C. viruses. D. identity theft.
2) A process known as ____________ is used by
large retailers to study trends.
A. data mining B. data selection
C. POS D. data conversion
3) ____________terminals (formerly known as
cash registers) are often connected to
complex inventory and sales computer
systems.
A. Data B. Point-of-sale (POS)
C. Sales D. Query
4) A(n) ____________ system is a small,
wireless handheld computer that scans an
item tag and pulls up the current price (and
any special offers) as you shop.
A. PSS B. POS
C. inventory D. data mining
5) The ability to recover and read deleted or
damaged files from a criminal computer is an
example of a law enforcement specialty called:
A. robotics. B. simulation.
C. computer forensics. D. animation.
6) Which of the following is NOT one of the four
major data processing functions of a
computer?
A. gathering data
B. processing data into information
C. analyzing the data or information
D. storing the data or information
7) ____________ tags, when placed on an
animal, can be used to record and track in a
database all of the animal movements.
A. POS B. RFID
C. PPS D. GPS
8) Surgeons can perform delicate operations by
manipulating devices through computers
instead of manually. This technology is known
as:
A. robotics. B. computer forensics.
C. simulation. D. forecasting.
9) Technology no longer protected by copyright,
available to everyone, is considered to be:
A. proprietary. B. open.
C. experimental. D. in the public domain.
10) ____________ is the study of molecules and
structures whose size ranges from 1 to 100
nanometers.
A. Nanoscience B. Microelectrodes
C. Computer forensics D. Artificial intelligence
11) ____________ is the science that attempts to
produce machines that display the same type
of intelligence that humans do.
A. Nanoscience B. Nanotechnology
C. Simulation D. Artificial intelligence (AI)
12) ____________ is data that has been
organized or presented in a meaningful
fashion.
A. A process B. Software
C. Storage D. Information
13) The name for the way that computers
manipulate data into information is called:
A. programming. B. processing.
C. storing. D. organizing.
14) Computers gather data, which means that
they allow users to ____________ data.
A. present B. input
C. output D. store
15) After a picture has been taken with a digital
camera and processed appropriately, the
actual print of the picture is considered:
A. data. B. output.
C. input. D. the process.
16) Computers use the ____________ language
to process data.
A. processing B. kilobyte
C. binary D. representational
17) Computers process data into information by
working exclusively with:
A. multimedia. B. words.
C. characters. D. numbers.
18) In the binary language each letter of the
alphabet, each number and each special
character is made up of a unique combination
of:
A. eight bytes. B. eight kilobytes.
C. eight characters. D. eight bits.
19) The term bit is short for:
A. megabyte. B. binary language.
C. binary digit. D. binary number.
20) A string of eight 0s and 1s is called a:
A. megabyte. B. byte.
C. kilobyte. D. gigabyte.
21) A ____________ is approximately one billion
bytes.
A. kilobyte B. bit
C. gigabyte D. megabyte
22) A ____________ is approximately a million
bytes.
A. gigabyte B. kilobyte
C. megabyte D. terabyte
23) ____________ is any part of the computer
that you can physically touch.
A. Hardware B. A device
C. A peripheral D. An application
24) The components that process data are located
in the:
A. input devices. B. output devices.

C. system unit. D. storage component.
25) All of the following are examples of input
devices EXCEPT a:
A. scanner. B. mouse.
C. keyboard. D. printer.
26) Which of the following is an example of an
input device?
A. scanner B. speaker
C. CD D. printer
27) All of the following are examples of storage
devices EXCEPT:
A. hard disk drives. B. printers.
C. floppy disk drives. D. CD drives.
28) The ____________, also called the brain of
the computer, is responsible for processing
data.
A. motherboard B. memory
C. RAM
D. central processing unit (CPU)
29) The CPU and memory are located on the:
A. expansion board. B. motherboard.
C. storage device. D. output device.
30) Word processing, spreadsheet, and photo-
editing are examples of:
A. application software. B. system software.
C. operating system software.
D. platform software.
31) ____________ is a set of computer programs
used on a computer to help perform tasks.
A. An instruction B. Software
C. Memory D. A processor
32) System software is the set of programs that
enables your computerâ€™s hardware devices
and ____________ software to work
together.
A. management B. processing
C. utility D. application
33) The PC (personal computer) and the Apple
Macintosh are examples of two different:
A. platforms. B. applications.
C. programs. D. storage devices.
34) Apple Macintoshes (Macs) and PCs use
different ____________ to process data and
different operating systems.
A. languages B. methods
C. CPUs D. storage devices
35) Servers are computers that provide resources
to other computers connected to a:
A. network. B. mainframe.
C. supercomputer. D. client.
36) Smaller and less expensive PC-based servers
are replacing ____________ in many
businesses.
A. supercomputers B. clients
C. laptops D. mainframes
37) ____________ are specially designed
computers that perform complex calculations
extremely rapidly.
A. Servers B. Supercomputers
C. Laptops D. Mainframes
38) DSL is an example of a(n) ____________
connection.
A. network B. wireless
C. slow D. broadband
39) The difference between people with access to
computers and the Internet and those without
this access is known as the:
A. digital divide. B. Internet divide.
C. Web divide. D. broadband divide.
40) ____________ is the science revolving around
the use of nanostructures to build devices on
an extremely small scale.
A. Nanotechnology B. Micro-technology
41) Which of the following is the correct order of
the four major functions of a computer?
A. Process Ã Output Ã Input Ã Storage
B. Input Ã OutputÃ Process Ã Storage
C. Process Ã Storage Ã Input Ã Output
D. Input Ã Process Ã Output Ã Storage
42) ____________ bits equal one byte.
A. Eight B. Two
C. One thousand D. One million
43) The binary language consists of
____________ digit(s).
A. 8 B. 2
C. 1,000 D. 1
44) A byte can hold one ____________ of data.
A. bit B. binary digit
C. character D. kilobyte
45) ____________ controls the way in which the
computer system functions and provides a
means by which users can interact with the
computer.
A. The platform B. The operating system
C. Application software D. The motherboard
46) The operating system is the most common
type of ____________ software.
A. communication B. application
C. system
D. word-processing software
computer chips that reside inside other
devices, such as your car or your electronic
thermostat.
A. Servers
B. Embedded computers
C. Robotic computers D. Mainframes
48) The steps and tasks needed to process data,
such as responses to questions or clicking an
icon, are called:
A. instructions.
B. the operating system.
C. application software. D. the system unit.
49) The two broad categories of software are:
A. word processing and spreadsheet.
B. transaction and application.
C. Windows and Mac OS.
D. system and application.
50) The metal or plastic case that holds all the
physical parts of the computer is the:
A. system unit. B. CPU.
C. mainframe. D. platform.

51) Verification of a login name and password is
known as:
(A) configuration (B) accessibility
(C) authentication (D) logging in
(E) None of these
52) Which of the following would most likely NOT
be a symptom of a virus?
(A) Existing program files and icons disappear.
(B) The CD-ROM stops functioning.
(C) The Web browser opens to an unusual home
page.
(D) Odd messages or images are displayed on the
screen.
(E) None of these
53) The ability to recover and read deleted or
damaged files from a criminal’s computer is an
example of a law enforcement specialty called:
A. robotics. B. simulation.
C. computer forensics. D. animation.
54) Which of the following is NOT one of the four
major data processing functions of a
computer?
A. gathering data
B. processing data into information
C. analyzing the data or information
D. storing the data or information
55) ____________ tags, when placed on an
animal, can be used to record and track in a
database all of the animal’s movements.
A. POS B. RFID
C. PPS D. GPS
56) Surgeons can perform delicate operations by
manipulating devices through computers
instead of manually. This technology is known
as:
A. robotics. B. computer forensics.
C. simulation. D. forecasting.
57) ____________ is the study of molecules and
structures whose size ranges from 1 to 100
nanometers.
A. Nanoscience B. Microelectrodes
A. Nanoscience B. Nanotechnology
C. Simulation
D. Artificial intelligence (AI)
fashion.
A. A process B. Software
C. Storage D. Information
A. programming. B. processing.
C. storing. D. organizing.
A. present B. input
C. output D. store
to process data.
A. processing B. kilobyte
C. binary D. representational
A. multimedia. B. words.
C. characters. D. numbers.
64) ____________ is any part of the computer
that you can physically touch.
A. Hardware B. A device
C. A peripheral D. An application
65) The ____________, also called the “brains” of
the computer, is responsible for processing
data.
A. motherboard B. memory
C. RAM
D. central processing unit (CPU)
66) The CPU and memory are located on the:
A. expansion board. B. motherboard.
C. storage device. D. output device.
A. An instruction B. Software
C. Memory D. A processor
enables your computer’s hardware devices
together.
C. utility D. application
A. platforms. B. applications.
C. programs. D. storage devices.
A. network. B. mainframe.
C. supercomputer. D. client.
computers that perform complex calculations
extremely rapidly.
A. Servers B. Supercomputers
C. Laptops D. Mainframes
connection.
A. network B. wireless
C. slow D. broadband
73) ____________ is the science revolving around
the use of nanostructures to build devices on
an extremely small scale.
A. Nanotechnology B. Micro-technology
74) ____________ controls the way in which the
computer system functions and provides a
means by which users can interact with the
computer.
A. The platform B. The operating system
C. Application software
D. The motherboard E. None of these

75) The OSI model is divided into how many
processes called layers?
A. five B. six
C. seven D. eight
E. None of these
76) It is the set of programs that enables your
computer’s hardware devices and application
software to work together
C. utility D. System Software
E. None of these
77. These are specially designed computer chips
reside inside other devices, such as your car or
your electronic thermostat
A. Servers
B. Embedded computers
C. Robotic computers D. Mainframes
E. None of the above
78. The following are all computing devices,
except
A. notebook computers
B. cellular telephones
C. digital scanners
D. personal digital assistants
79) In a ring topology, the computer in possession
of the --------can transmit data
A. packet B. data
C. access method D. token
E. None of these
80) This part of operating system manages the
essential peripherals, such as the key board,
screen, disk drive, and parallel and serial ports
A. basic input/output system
B. secondary input/output system
C. peripheral input/output system
D. marginal input/output system
81) These type of viruses are often transmitted by
a floppy disk left in the floppy drive
A. Trojan horse B. Boot sector
C. Script D. Logic bomb
E. None of these
82) It controls the way in which the computer
system functions and provides a way by
which users can interact with the computer?
A. The platform B. Application software
C. Operating system D. The motherboard
to other computers connected to a
A. mainframe B. network
C. supercomputer D. client
E. None of these
84) A goal of data mining includes which of the
following?
A. To explain some observed event or condition
B. To confirm that data exits
C. To analyze data for expected relationships
D. To create a new data warehouse
85) URL stands for
A. Universal Research List
B. Universal Resource List
C. Uniform Resource Locator
D. Uniform Research Locator
86) A database management system (DBMS) is a
A. Hardware system used to create, maintain and
provide controlled access to a database
B. Hardware system used to create, maintain and
provide uncontrolled access to a database
C. Software system used to create, maintain and
provide uncontrolled access to a database
D. Software system used to create, maintain and
provide controlled access to a database
87) Which of the following is not a goal of
transaction processing system?
A. Capture, process and store transactions
B. Produce a variety of documents related to routine
business activities
C. Reduce manual effort associated with processing
business tractions
D. Produce standard reports used for management
decision making
88) A Proxy server is used for which of the
following?
A. To provide security against unauthorized users
B. To process client requests for web pages
C. To process client requests for database access
D. To provide TCP/IP
89) The purpose of the primary key in a database
is to
A. unlock the database
B. provide a map of the data
C. uniquely identify a record
D. establish constraints on database operations
90) It contains specific rules and words that
express the logical steps of an alogrithm
A. programming language
B. syntax
C. programming structure
D. logic chart
E. None of these
91) It contains data descriptions and defines the
name, data type, and length of each field in
the database
A. data dictionary B. data table
C. data record D. data field
E. None of these
92) Personal logs or journal entries posted on the
Web are known as
A. listserves B. Webcasts
C. blogs D. subject directories
E. None of these
93) It uses pictures (called icons) and menus
displayed on the screen to send commands to
the computer system
A. command-based user interface

B. GUI C. system utility
D. API E. None of the above
94) Which of the following is NOT a type of
broadband Internet connection?
A. cable B. DSL
C. Dial-up D. Satellite
E. None of these
95) Software such as viruses,worms and Trojan
horses,that has a malicious intent,is known as
A. spyware B. adware
C. spam D. malware
E. None of these
96) The first generation of computers was based
upon?
A. Transistors B. ICs
C. Valves D. Conductor
97) In “MICR” “C” stands for?
a) Colour b) Code
c) Character d) Coding
98) __________ is a set of keywords, symbols,
and system of rules for constructing
statements by which humans can
communicate the instructions to be executed
by a computer
A. A computer program
B. A programming language
C. An assemble
D. Syntax
E. None of these
99) A hard copy of a document is ______
A. Printed on the printer
B. Stored on a floppy
C. Stored on a CD
D. Stored in the hard disk
E. None of these
100) Which of the following groups consist of only
input devices?
A. Mouse, keyboard, monitor
B. Mouse, keyboard, printer
C. Mouse, keyboard, plotter
D. Mouse, keyboard, scanner
E. None of these
101) __________ is the process of finding errors in
software code
A. Compiling B. Testing
C. Running D. Debugging
E. None of these
102) The _________ tells the computer how to use
its components
A. Utility B. Network
C. Operating system D. Application program
E. None of these
103) A flaw in a program that causes it to produce
incorrect or inappropriate results is called a
_________
A. Bug B. Byte
C. Attribute D. Unit problem
E. None of these
104) The _________ of software contains lists of
commands and options
A. Title bar B. Menu bar
C. Formula bar D. Tool bar
E. None of these
105) A (n) ________ is a combination of hardware
and software that facilitates the sharing
information between computing devices
A. Network B. Peripheral
C. Expansion board D. Digital device
E. None of these
to other computers connected to a _____
A. Network B. Mainframe
C. Supercomputer D. Client
E. None of these
107) Each cell in a Microsoft Office Excel document
referred to by its cell address, which is the
_________
A. Cell’s column label
B. Cell’s column label and worksheet tab name
C. Cell’s row label
D. Column labels E. None of these
108) How can the user determine what programs
are available on a computer?
A. Checking the hard disk properties
B. viewing the installed programs during the booting
process
C. checking the operating system for a list of
installed programs
D. checking the existing files saved on the disk
E. none of these
109) Which of the following can handle most
system functions that aren’t handled directly
by the operating system?
A. Vertical market applications
B. Utilities C. Algorithms
D. Integrated software E. Compilers
110) When cutting and pasting, the item cut is
temporarily stored in
A. ROM B. Hard drive
C. Diskette D. Dashboard
E. Clipboard
111) Which of the following computer languages is
a mathematically oriented languages used for
scientific problems?
A. FORTRAN B. COBAL
C. LISP D. PROLOG
E. APPLE
112) Array is ________
A. Linear data structure
B. Non-linear structure
C. Complex data structure
D. Simple data structure
E. None of these
113) The process of a computer receiving
information from a server on the Internet is
known as
A. Pulling B. Pushing
C. Downloading D. Transferring
E. None of these
114) Processing involves
A. Inputting data into a computer system
B. Transforming input into output
C. Displaying output in a useful manner
D. Providing relevant answers

E. None of these
115) Which is the part of a computer that one can
touch and feel?
A. Hardware B. Software
C. Programs D. Output
E. None of these
116) A collection of related information sorted and
dealt with as a unit is a
A. Disk B. Data
C. File D. Floppy
E. None of these
117) A permanent virtual circuit involves
A. Connection establishment
B. Data transfer
C. Connection release
D. All of the above
E. None of these
118) Hardware includes ______
A. All devices used to input data into a computer
B. Sets of instructions that a computer runs or
executes
C. The computer and all the devices connected to it
that are used to input and output data
D. All devices involved in processing information
including the central processing unit, memory, and
storage
E. None of these
119) Storage that retains its data after the power is
turned off is referred to as _________
A. Volatile memory B. Non-volatile memory
C. Sequential memory D. Direct storage
E. None of these
120) Which grouping do you work with when
formatting text in word?
A. Tables, paragraphs and indexes
B. Paragraphs, Indexes and sections
C. Characters, sections and paragraphs
D. Indexes, characters and tables
E. None of these
121) Connections to the internet using a phone line
and a modem are called ________
connections
A. Digital B. Dial-up
C. Broadband D. Dish
E. None of these
122) The _______ performs simple mathematics for
the CPU
A. ALU B. DIMM
C. BUS D. Register
E. None of these
123) Reusable optical storage will typically have
the acronym
A. CD B. DVD
C. ROM D. RW
E. None of these
124) Which of the following is the largest unit of
storage?
A. GB B. KB
C. MB D. TB
E. None of these
125) ________ is the process of finding errors in
software code
A. Compiling B. Testing
C. Running D. Debugging
E. None of these
126) The name a user assigns to a document is
called a (n)
A. File name B. Program
C. Record D. Data
E. None of these
127) _________ is the process of carrying out
commands
A. Fetching B. Storing
C. Executing D. Decoding
E. None of these
128) Storage area of a variable is known as
A. Mouse B. Address
C. Data Type D. Password
129) Brain of Computer is
A.CPU B.Moniter
C.RAM D.Keyboard
130) In which form data is stored in the computer
A. Binary B. Decimal
C.Octal D. HexaDecimal
131) OSI model consists of how many layers?
A. six B. seven
C. eight D. nine
132) HTTP Stands for ______
A. Hyper Text Transfer Protocol
B. Hyper Transfer Text Package
C. Hyper Text Transfer Package
D. Hyper Transfer Text Protocol
133) Internet Banking is an example of
A. MTA (Message Transfer Agent)
B. Electronic Fund Transfer (EFT)
C. MHS (Message Handling System)
D. Electronic Data Processing (EDP)
134) Structured Query Language (SQL) is used in
the following?
A. Create Databases
B. Create & Modify Databases
C. Create, Modify & Query Databases
D. None of these
135) You can keep your personal files/folders in –
A. My folder B. My Documents
C. My Files D. My Text
E. None of these
136) The primary purpose of software is to turn
data into—
A. Web sites B. Information
C. Programs D. Objects
E. None of these
137) A directory within a directory is called ---
A. Mini Directory B. Junior Directory
C. Part Directory D. Sub Directory
E. None of these
138) A compiler translates a program written in a
high-level language into –
A. Machine language B. An algorithm
C. A debugged program D. Java
E. None of these
139) When you turn on the computer, the boot
routine will perform this test—
A. RAM test B. Disk drive test

C. Memory test D. Power-on self-test
E. None of these
140) A …….. is unique name that you give to a file
of a information.
A. device letter B. folder
C. filename D. filename extension
E. None of these
141) Hardware includes—
A. all devices used to input data into a computer
B. sets of instructions that a computer runs or
executes
C. the computer and all the devices connected to it
that are used to input and output data
D. all devices involved in processing information
including the central processing unit, memory and
storage
E. None of these
142) A ……… contains specific rules and words that
express the logical steps of an algorithm.
A. programming language
B. syntax
C. programming structure
D. logic chart
E. None of these
143) All the deleted files go to ----
A. Recycle Bin B. Task Bar
C. Tool Bar D. My Computer
E. None of these
144) The simultaneous processing of two or more
programs by multiple processor is ----
A. Multiprogramming B. Multitasking
C. Time-sharing D. Multiprocessing
E. None of these
145) The secret code that restricts entry to some
programs—
A. Password B. Passport
C. Entry-code D. Access-code
E. None of these
146) Computers use the …………. number system to
store data and perform calculations.
A. binary B. octal
C. decimal D. hexadecimal
E. None of these
147) The main function of the ALU is to---
A. Perform arithmetic and logic operations
B. Store data and information for future use
C. Control computer output, such as printing
D. Monitor all computer activities
E. None of these
148) …….. is the process of carrying out commands.
A. Fetching B. Storing
C. Executing D. Decoding
E. None of these
149) Softcopy is the intangible output, so then
what is hardcopy?
A. The physical parts of the computer
B. The printed parts of the computer
C. The printed output
D. The physical output devices
E. None of these
150) A(n) …………. is a program that makes the
computer easier to use.
A. utility B. application
C. operating system D. network
E. None of these
151) A complete electronic circuit with transistors
and other electronic components on a small
silicon chip is called a(n)—
A. Workstation B. CPU
C. Magnetic disk D. Integrated circuit
E. None of these
152) Computer systems are comprised of—
A. Hardware, programs, processors, procedures and
people
B. Hardware, programs, information, people and
procedures
C. Hardware, programs, information, people and
networks
D. Hardware, software, procedure, networks and
people
E. None of these
153) An error in a computer program—
A. Crash B. Power Failure
C. Bug D. Virus
E. None of these
154) What is output?
A. What the processor takes from the user
B. What the user gives to the processor
C. What the processor gets from the user
D. What the processor gives to the user
E. None of these
155) The person who writes and tests computer
programs is called a—
A. programmer B. computer scientist
C. software engineer D. project developer
E. None of these
156) A set of instructions telling the computer what
to do is called---
A. mentor B. instructor
C. compiler D. program
E. None of these
157) What menu is selected to print?
A. Edit B. Special
C. File D. Tools
E. None of these
158) What is backup?
A. Additing more components to your network
B. Protecting data by copying it from the original
source to a different destination
C. Filtering old data from the new data
D. Accessing data on tape
E. None of these
159) The term bit is short for—
A. Megabyte B. Binary language
C. Binary digit D. Binary number
E. None of these
160) A saved document is referred to as a ---
A. file B. word
C. folder D. project
E. None of these
161) Specialized programs that assist users in
locating information on the Web are called---
A. Information engines B. Search engines
C. Web browsers D. Resource locators

E. None of these
162) An application program has which one of the
following functions?
A. It specifies the information- processing
procedures required by a particular information-
processing job
B. It controls the input/output and storage functions
of the computer system
C. It provides various support services for the
computer system
D. It supervises the operations of the CPU
E. None of these
163) In page preview mode—
A. You can see all pages of your document
B. You can only see the page you are currently
working
C. You can only see pages that do not contain
graphics
D. You can only see the title page of your document
E. None of these
164) An operating system that can do multitasking
means that-
A. The operating system can divide up work between
several CPUs
B. Several programs can be operated concurrently
C. Multiple people can use the computer concurrently
D. All of the above E. None of these
165) The quickest and easiest way in Word, to
locate a particular word or phrase in a
document is to use the ……… command.
A. Replace B. Find
C. Lookup D. Search
E. None of these
166) What is the default file extension for all Word
documents?
A. WRD B. TXT
C. DOC D. FIL
E. None of these
167) With a CD you can—
A. Read B. Write
C. Read and Write D. Either Read or Write
E. None of these
168) A collection of interrelated records is called a--
A. Utility file
B. Management information system
C. Database D. Spreadsheet
E. None of these
169) To move to the beginning of a line of text,
press the …….. key.
A. PageUp B. A
C. Home D. Enter
E. None of these
170) The term ‘user interface’ refers to—
A. What the user sees on the screen and how they
can interact with it
B. How the operating system responds to user
commands
C. the means by which the user interacts with the
peripheral devices on the computer
D. The monitor that is available for the computer
E. None of these
171) The background of any Word document—
A. Is always white colour
B. Is the colour you preset under the Options menu
C. Is always the same for the entire document
D. Can have any colour you choose
E. None of these
172) Reusable optical storage will typically have
the acronym---
A. CD B. DVD
C. ROM D. RW
E. None of these
173) For creating a document, you use ……..
command at File Menu.
A. Open B. Close
C. New D. Save
E. None of these
174) The contents of ……… are lost when the
computer turns off.
A. storage B. input
C. output D. memory
E. None of these
175) When you save to this, your data will remain
intact even when the computer is turned off-
A. RAM B. Motherboard
C. Secondary storage device
D. Primary storage device
E. None of these
176) A central computer that holds collections of
data and programs for many PCs,
workstations, and other computers is a (n)-
A. supercomputer B. minicomputer
C. laptop D. server
E. None of these
177) Grouping and processing all of a firm's
transactions at one time is called-
A. a database management system
B. batch processing C. a real-time system
D. an on-line system E. None of these
178) The _____ enables you to simultaneously keep
multiple Web pages open in one browser
window.
A. tab box B. pop-up helper
C. tab row D. address bar
E. Esc key
179) What displays the contents of the active
cell in Excel?
A. Name box B. Row Headings
C. Formula bar D. Task pane
E. None of these
180) The piece of hardware that converts your
computer's digital signal to an analog signal
that can travel over telephone lines is called a-
A. red wire B. blue cord
C. tower D. modem
E. None of these
181) Computer uses the _____ number system to
store data and perform calculations.
A. binary B. octal
C. decimal D. hexadecimal
E. None of these
182) A disk's content that is recorded at the time of
manufacture and that cannot be changed or
erased by the user is-

A. Memory-only B. Write-only
C. Once-only D. Run-only
E. Read-only
183) Which of the following can be used to select
the entire document?
A. CTRL+A B. ALT+F5
C. SHIFT +A D. CTRL+K
E. CTRL+H
184) _____ are attempts by individuals to obtain
confidential information from you by falsifying
their identity.
A. Phishing B. Computer viruses
C. Spyware scams D. Viruses
185) A Web site's main page is called its-
A. Home Page B. Browser Page
C. Search Page D. Bookmark
E. None of these
186) The simultaneous processing of two or more
programs by multiple processors is-
A. multiprogramming B. multitasking
C. time-sharing D. multiprocessing
E. None of these
187) Codes consisting of lines of varying widths or
lengths that are computer-readable are known
as-
A. an ASCII code B. a magnetic tape
C. an OCR scanner D. a bar code
E. None of these
188) To instruct Word to fit the width of a column
to the contents of a table automatically,
click the _____ button and then point to
AutoFit Contents.
A. Fit to Form B. Format
C. Autosize D. Contents
E. AutoFit
189) Hackers
A. all have the same motive
B. are people who maintain computers
C. may legally break into computers as long as they
do not do any damage
D. are people who are allergic to computers
E. break into other people's computers
190) Junk e-mail is also called
A. spam B. spoof
C. cookie crumb D. sniffer script
E. spill
191) What is MP3?
A. A Mouse B. A Printer
C. A Sound format D. A Scanner
E. A Mobile Phone
192) One megabyte equals approximately
A. 1,000 bits B. 1,000 bytes
C. 1 million bytes D. 1 million bits
E. 2,000 bytes
193) Data going into the computer is called?
A. Output B. Algorithm
C. Input D. Calculations
E. Flowchart
194) When you are working on a document on PC,
where is the document temporarily stored?
A. RAM B. ROM
C. The CPU D. Flash memory
E. The CD-Rom
195) Information travels between components on
the mother board through-
A. Flash memory B. CMOS
C. Bays D. Buses
E. Peripherals
196) Which of the following is true?
A. Byte is a single digit in a binary number
B. Bit represents a grouping of digital numbers
C. Eight-digit binary number is called a byte
D. Eight-digit binary number is called a bit
E. None of these
197) .....is collection of web pages and ......is the
very first page that we see on opening of a
web-site
A. Home-page, Web-page
B. Web-site, Home-page
C. Web-page, Home-page
D. Web-page, Web-site E. None of these
198) When the pointer is positioned on a _____ it is
shaped like a hand.
A. Grammar error B. Hyperlink
C. Screen tip D. Spelling error
E. Formatting error
199) The _____ of a system includes the programs
or instructions.
A. Hardware B. Icon
C. Information D. Software
E. None of these
200) The most important or powerful computer in a
typical network is _____
A. Desktop B. Network client
C. Network server D. Network station
E. None of these
FACTS ABOUT COMPUTER
Inventor of Computer Charles Babbage
First Modern Computer in the
World
ENIAC
First Commercial Computer Univac
First Programmable Digital
Computer
SEAC (Standards Eastern
Automatic Computer)
ENIAC was developed by John Mauchly and J.
Presper Eckert
Inventor of Punch Cards in
Computer
Hollerith
First Computer Programming
Languages-
FORTRAN, LISP and
COBOL
Computer Graphics was developed
by
William Fetter
ARPANET was developed by DARPA
First Compiler was developed by Dr. Grace Murray Hopper
Father of Computer Animations- John Whitney
First movie to use Digital Image
Processing-
West World in 1973

Computer Mouse was invented by- Douglas Engel Bart
Computer Keyboard was invented
by-
Christopher Latham
Sholes
Laptop Computer was invented by Adam Osborne
First Graphical Computer Game
was invented by-
A.S. Douglas
Computer BIOS was invented by Gary Kildall
Inventor of Computer Bug- Dr. Grace Murray Hopper
Inventors of Computer Chip (IC) Jack Kilby and Robert
Noyce
Father of Computer Hard Disk- Reynold Johnson
Inventor of First Data Base Dr. Edgar Frank Codd
Inventor of Ethernet Computer
Networking-
David Boggs, Chuck
Thacker and Butler
Lampson in Xerox PARC
Inventor of Computer Scanner Ray Kurzweil
Inventor of Computer Speakers- Abinawan Puracchidas
Inventor of MS-DOS Operating
Systems-
Microsoft
Inventors of first computer
Microprocessors
Faggin , Hoff & Mazor
Inventor of Spacewar computer
Game
Steve Russell & MIT
UNIVAC was developed by John Mauchly and J.
Presper Eckert
Inventor of Z1 computer- Konrad Zuse
Inventor of ABC computer John Atanasoff & Clifford
Berry
FOUNDERS
Founder of Apple Computers Steve Jobs
Founder of Artificial Intelligence John McCarthy
Founder of Bluetooth Ericsson
Father of Computer Charles Babbage
Father of ‘C’ Language Dennis Ritchie
Father of ‘C++’ language Bjarne Stroustrup
Founder of Email Shiva Ayyadurai
Founder of Google Larry Page and Sergey
Brin
Founder of Internet Vint Cerf
Father of ‘Java’- James Gosling
Founder of Keyboard Christoper Latham
Sholes
Founder of Linux Linus Torvalds
Founder of Microsoft Bill Gates and Paul Allen
Founder of Mobile Phones Martin Cooper
Founder of Mouse Douglas Engelbart
Founders of Oracle Ed Oates, Larry Ellison,
Bob Miner
Founder of Php Rasmus Lerdorf
Founder of USB Ajay V.Bhatt
Founder of WWW Tim Berners-Lee
Founder of Yahoo Jurry Yang and David
Filo
COMPUTER ANSWER KEY
Q. A. Q. A. Q. A. Q. A. Q. A.
1 B 2 A 3 B 4 A 5 C
6 C 7 B 8 A 9 A 10 A
11 D 12 D 13 B 14 B 15 B
16 C 17 D 18 D 19 C 20 B
21 C 22 C 23 B 24 C 25 D
26 A 27 B 28 D 29 B 30 A
31 B 32 D 33 A 34 C 35 A
36 D 37 B 38 D 39 A 40 A
41 D 42 A 43 B 44 C 45 B
46 C 47 B 48 A 49 D 50 A
51 C 52 B 53 C 54 C 55 B
56 A 57 A 58 D 59 D 60 B
61 B 62 C 63 D 64 A 65 D
66 B 67 B 68 D 69 A 70 A
71 B 72 D 73 A 74 B 75 C
76 D 77 B 78 C 79 D 80 A
81 B 82 C 83 B 84 A 85 C
86 D 87 B 88 B 89 C 90 C
91 B 92 C 93 B 94 C 95 D
96 C 97 C 98 A 99 A 100 C
101 D 102 C 103 A 104 B 105 A
106 A 107 D 108 C 109 C 110 E
111 A 112 A 113 C 114 B 115 A
116 C 117 B 118 C 119 B 120 C
121 B 122 D 123 D 124 D 125 D
126 A 127 C 128 B 129 A 130 A
131 B 132 A 133 B 134 C 135 B
136 B 137 D 138 A 139 B 140 D
141 D 142 A 143 A 144 D 145 A
146 A 147 A 148 C 149 C 150 A
151 D 152 D 153 C 154 D 155 A
156 D 157 C 158 B 159 C 160 A
161 B 162 A 163 A 164 B 165 B
166 C 167 C 168 C 169 C 170 A
171 D 172 D 173 C 174 D 175 C
176 D 177 B 178 C 179 A 180 D
181 A 182 E 183 A 184 A 185 A
186 D 187 D 188 E 189 E 190 A
191 C 192 C 193 C 194 A 195 D
196 C 197 B 198 B 199 D 200 C

PART – III CURRENT AFFAIRS
R S
1) Latest data released by the Central Statistical
Office (CSO) has estimated value of India’s GDP at
current market prices at Rs. 113.55 lakh crore,
achieving a growth rate of _____ percent in 2013-
14:
a) 4.7 b) 8.5
c) 3.9 d) 5.5
2) The per capita income at current prices during
2013-14 is estimated to be around Rs.________
a) Rs.74,380 b) Rs. 85,990
c) Rs. 70, 840 d) Rs. 89,050
3) Abdul Fattah Al-Sisi has been elected as President
of which country:
a) Afghanistan b) Egypt
c) Iraq d) Belgium
4) Dag Hammarskjold Medal is by UNO for what
purpose:
a) Bravery b) Show of Gallantry
c) Social Work d) Poverty Eradication
5) In an effort to eliminate outdated capacity and
improve work safety and address pollution
concerns, which country plans to shut down over
2,000 small coal mines by next year:
a) India b) Japan
c) China d) USA
6) YogeshwarDutt and Sushil won the gold medal and
silver medal respectively, in which International
Competition in Sassari city, Italy:
a) Boxing b) Judo
c) Karate d) Wrestling
7) Name the cricket team that won the Indian Premier
League – 7:
a) Chennai Super King
b) Kolkata Knight Riders
c) Rajasthan Royals d) Kings XI Punjab
8) The final match of IPL – 7 was played at _______
stadium in Bangalore:
a) Eden garden b) M. Chinnaswamy
c) Kotla d) Sarjahan
9) Sultan Azlan Shah who passed away recently, was
associated with which sports:
a) Hockey b) Cricket
c) Football d) Archery
from which country:
a) Indonesia b) Malaysia
c) Iran d) Pakistan
11) Name the Union Minister for Rural Development
and Panchayati Raj who was killed in a road
accident recently:
a) GopinathMunde b) Alen Abel
c) Kailash d) K. Karunakaran
12) RBI in its second bimonthly policy statement,
reduced statutory liquidity ratio (SLR) to ______
from 23%:
a) 25.5% b) 22.5%
c) 23.5% d) 22%
13) Reduction of SLR by 50 basis points is expected to
increase banks’ lendable resources by Rs. _____
crore:
a) 50000 b) 30000
c) 40000 d) 45000
14) The RBI has reduced the availability of funds under
the ECR window from 50 per cent of export credit
outstanding to 32 per cent with immediate effect.
ECR Stands for:
a) Export Credit Refinance
b) Export Customer Refinance
c) Export Credit Release
d) Export Credit Regulation
15) World No Tobacco Day is observed on which date:
a) May 31 b) August 31
c) October 31 d) July 31
16) Name the first Indian archer to win three gold
medals in a single international tournament:
a) TarundeepRai b) AbhishekVerma
c) SatyaDev Prasad d) DeepikaKumari
17) SEBI has said that public sector undertakings listed
on stock exchanges to have should also adhere to
the mandatory _____ public shareholding norms
that are applicable to private companies:
a) 35% b) 40%
c) 25% d) 20%
18) Bashar Al-Assad has been elected as President
of_________ for the third time successively:
a) Syria b) Iraq
c) Iran d) Afghanistan
19) Name the fifth Indo-French bilateral air exercise
held at Jodhpur Air Base in Rajasthan:
a) Garuda VI b) Garuda V
c) Garuda IV d) Garuda I
20) Kepler 10 C is the name of the biggest rocky
________ ever discovered:
a) Planet b) Galaxy
c) Moon d) Seabed
21) Which state has announced 12 per cent reservation
for BPL candidates in all the state government
jobs:
a) Gujarat b) Arunachal Pradesh
c) Nagaland d) Sikkim
22) What is the popular name for the French Open
Tennis Championship held at Paris:
a) Roland Garros b) Wimbledon
c) Shampoyi d) Arnloda Garros
23) Name the winner of the Men’s title at French Open
Tennis Championship:
a) Rafael Nadal b) Andy Murray
c) Leander Paes d) Mahesh Bhupathi
24) Name the winner of the Women’s title at French
Open Tennis Championship:

a) Maria Sharapova b) Azarneka Victoria
c) Samantha Stosur d) Li Na
25) Ace tennis player Rafael Nadal is from which
country:
a) UK b) Brazil
d) Australia d) Spain
26) Ace tennis player Maria Sharapova is from which
country:
a) Afghanistan b) Iran
c) Russia d) Iraq
27) G7 meet of industrialized nations was held at which
place:
a) Brussels b) New York
c) London d) France
28) Name the new speaker of LokSabha:
a) Meira Kumar b) SumitraMahajan
c) Km. Shailja d) P.A. Sangma
29) RBI has advised that for opening of bank accounts,
the proof of __________ is not necessary if
customer has submitted proof of his permanent
address:
a) Parental Address d) Employer’s Address
c) Permanent Address d) Local Address
30) India recently test fired its 290-km range
supersonic missile from the stealth destroyer INS
Kolkata. What is its name:
a) Dhruva b) Garuda
c) Brahmos d) Agni – II
31) Central government has decided that all the
government employees who are having -------------
child to take care of will be exempted from
transfers:
a) Unemployed b) differentely abled
b) Girl c) divorced
32) In which river 24 engineering students, including
six girls, were washed away due to sudden release
of water from the reservoir:
a) River Beas b) River Ganga
c) River Satluj d) River Tapti
33) ReuvenRivlin has been elected ________ of Israel:
a) Prime Minister b) President
c) Vice President d) Chief Secretary
34) Who has been appointed as new Chief Executive
Officer, Infosys:
a) Vishal Sikka b) SatyaNadela
c) AjimPremJi d) NaryanMurti
35) World Bank will provide $ 100 million to which
State for promoting development of sustainable
hydropower:
a) Himachal Pradesh b) Jammu & Kashmir
c) Arunachal Pradesh d) Madhya Pradesh
36) Name the Union Minister who has been appointed
as India's Governor on the Board of Governors of
the Asian Development Bank:
a) Amit Shah b) SmritiIrani
c) ArunJaitely d) Rajnath Singh
37) Name the Bollywood celebrity who has been
appointed as UNICEF's 'celebrity advocate for child
rights':
a) KarishmaKapoor b) Madhuri Dixit
c) Shri Devi d) Dimple Kapadia
38) Which country has overtaken Germanyand Italy to
emerge as the world's second largest textile
exporter:
a) China b) Japan
c) India d) USA
39) Name the country that is largest exporter of
textiles in the world:
a) India b) Australia
c) USA d) China
40) The Centre has decided to give Rs. ______ per
household as labour charges to the poor for
building their homes under Indira AwaasYojna:
a) 12000 b) 13000
c) 14000 d) 11000
41) Govt. provides Rs. _____ for construction of a
house under IAY in hilly areas:
a) 76000 b) 78000
c) 75000 d) 70000
42) Govt. provides Rs. _____ for construction of a
house under IAY in plain areas:
a) 70000 b) 80000
c) 90000 d) 60000
43) Which private sector bank has launched ‘video
branch’ - a 24x7 unique innovative service allowing
customers to interact face-to-face with their bank
branch using desktop, tablet or smartphone:
a) HFFC Bank b) Axis Bank
c) IndusInd Bank d) ICICI Bank
44) Govt. has recently cleared to raise the height of
which dam from present 121.92 metres to 138.72
metres:
a) Bakhra Dam b) Indira Sagar Dam
c) Mettur Dam d) Narmada Dam
45) Name the city which has become the fourth city in
the country to have Metro rail operations:
a) Bangalore b) Mumbai
c) New Delhi d) Kolkata
46) For which type of sports Govt. has decided to
increase the daily food supplement budget from Rs
280 to Rs 750:
a) Power Games b) Fast Games
c) Mind Games d) Super Games
47) As per new SEBI norms for public issuance of debt
securities (debentures, bonds etc.), these offers
will have to be of minimum _______ crore:
a) Rs. 500 b) Rs. 100
c) Rs. 150 d) Rs. 550
48) Name the German Formula one champion who
emerged out of coma after almost five and a half
months, following his devastating ski accident in
December, 2013:
a) Michael Schumacher
b) Sebastian Vettel c) Alain Prost
d) Lewis Hamilton
49) 16th Asian Junior Athletics Championship was held
at which place:
a) New York b) France
c) Taipei City d) Delhi
50) Name the India’s first One Stop Crisis Centre
(OSCC) launched in Bhopal, Madhya Pradesh:
a) Nirbhaya b) Gauravi
c) Nirbala d) Abla

51) World Food Day is observed on which date:
a) October 14 b) October 16
c) September 14 d) September 16
52) Name the historical monument of Gujarat that has
been approved as world heritage site by UNESCO:
a) Rani-Ki-Vav b) Raja Ki Vav
c) BadshahkiVav d) Begum Ki Vav
53) Foreign investment of ______ per cent or more in
a listed company will now be treated as foreign
direct investment (FDI):
a) 10 b) 8
c) 9 d) 11
54) RohintonNariman, the noted advocate has been
appointed to which important post:
a) Judge in Supreme Court
b) Judge in High Court
c) Judge in Labour Court
d) Judge in District Court
55) Name the IT initiative of the govt. for delivery of
public services through the mobile platform has
been awarded a United Nations Public Service
Award:
a) KarSeva b) Mobile Seva
c) Online Seva d) Ambulance Seva
56) Where is the Great Himalayan National Park
(GHNP) that has been accorded the UNESCO World
Heritage Site status for its “exceptional natural
beauty and conservation of biological diversity.”:
a) Kullu b) Shimla
c) Mandi d) Manali
57) ISIS militants have been waging a fierce civil battle
against the democratically elected govt. of which
country:
a) Iran b) Iraq
c) Afghanistan d) Syria
58) Which country won the Men’s title in hockey world
cup:
a) Australia b) India
c) Pakistan d) Germany
59) Which country won the Women’s title in hockey
world cup:
a) The Netherland b) Ireland
c) Switzerland d) Scotland
60) Which Indian university has been named as the
best higher educational institution in India by the
Times Higher Education’s Asia rankings:
a) Panjab University b) Delhi University
c) Sikkim University c) Hyderabad University
d) Hindu Banaras University
61) ViswanathanAnand won the _______ medal at the
World Rapid Chess Championship held at Dubai:
a) Brass b) Silver
c) Gold d) Bronze
62) Name the India's biotechnology queen,
Chairperson of Biocon Industries who has been
awarded the coveted Global Economy Prize for
business:
a) KiranMazumdar-Shaw b) IndraNooyi
c) Arundati Bhattacharya d) ChandanaKoccher
63) India’s first indigenously-built anti submarine
warfare corvette __________ is to be
commissioned into the Indian Navy next month:
a) INS Vikramaditya b) INS Vikrant
c) INS Kamorta d) INS Virat
64) National carrier Air India has joined ___________ a
group of 26 (now 27) carriers with as many as
4,338 aircraft flying to 1,328 destinations across
195 countries:
a) Air Alliance b) Star Alliance
c) Sky Alliance d) Global Alliance
65) In a 25 nation-list compiled by global research firm
Ipsos, India has been placed at ______ rank in
terms of economic confidence of citizens:
a) First b) Second
c) Third d) Fourth
66) RBI has permitted which new entities to act as
business correspondents (BCs) of banks, allowing
them to offer limited services:
a) Insurance Companies
b) Mutual Funds Companies
c) Non-banking finance companies –NBFCs
d) Chit Fund Companies
67) RBI has permitted residents and non-residents,
except Pakistanis and Bangladeshis, to carry up to
________ in Indian currency notes while leaving
the country:
a) Rs. 25000 b) Rs. 30000
c) Rs. 150000 d) Rs. 20000
68) The Corporate Affairs Ministry has recently notified
new CSR expenditure rules for the companies.
What is CSR:
a) Cooperative Social Reasonability
b) Corporate Social Responsibility
c) Commercial Social Responsibility
d) Corporate Society Responsibility
69) The 35th edition of the National Games will be held
in _______ in Jan– Feb, 2015:
a) Kerala b) Goa
c) Manipur d) Tamil Nadu
70) _______ has been appointed as Goodwill
Ambassador for national games:
a) MS Dhoni b) ViratKohali
c) VarinderSehwag d) Sachin Tendulkar
71) The World Bank has approved funding of USD 107
which state:
a) Mizoram b) Meghalaya
c) Nagaland d) Arunachal
72) The government has extended the ban on imports
of milk and its products from which country:
a) Pakistan b) China
c) Bangladesh d) Nepal
73) Which country plans to open two centres of
excellence at Nalanda and Vaishali in Bihar in the
field of vegetables and mango respectively to help
cultivators increase their productivity:
a) Israel b) Syria
c) Iran d) Namibia
74) Which state has become the first state in India to
implement 33 per cent reservation for women in
the police force, across all cadres:
a) Haryana b) Gujarat
c) Himachal Pradesh d) Rajasthan

75) Prime Minister Mr. Modi made his first overseas trip
by visiting which country:
a) Bhutan b) Nepal
c) China d) Russia
76) Bhutan is major partner with India in production of
__________:
a) Nuclear Power
b) Hydroelectric Power
c) Thermal Power
d) Electric Nutrition Power
77) India’s External Affairs Minister made a goodwill
visit to which country as her first solo overseas
visit:
a) Nepal b) Bangladesh
c) Sri Lanka d) Bhutan
78) Name the Indian statesman who recently visited
China:
a) Hamid Ansari b) Dr. Manmohan Singh
c) APJ Abdul Kalam d) ArunJaitely
79) Who has been elected as the First Chairman of
International Cricket Council, Dubai:
a) N. Srinivasan b) Sunil Gavaskar
c) Anil Kumble d) Sachin Tendulkar
80) International Widows Day is observed on which
date:
a) 22nd
June b) 25th
May
c) 23rd
June d) 15th
May
81) Name the first Indian shooter to win three medals
in successive ISSF Shooting World Cup:
a) JituRai b) AbhinavBindra
c) DeepikaKumari d) Mohan Raj
82) 49th
Jnanpith award – 2013 has been awarded to
which noted Hindi poet:
a) Sanjay Baru b) JaswantSinha
c) Dr. Kumar Vishvas d) Kedarnath Singh
83) The 2013 Moortidevi Award winner, C.
Radharkrishna writes in which language:
a) Malayalam b) Telugu
c) Bhojpuri d) Urdu
84) World Refugee Day is observed on which date:
a) June 15 b) June 20
c) June 23 d) June 30
85) As per the Global Peace Index 2014, _________
has been declared as the most peaceful country:
a) Iceland b) Ireland
c) Switzerland d) India
86) As per the Global Peace Index 2014, _________
has been declared as the most unpeaceful country:
a) Pakistan b) Iraq
c) Syria d) Iran
87) As per the Global Peace Index 2014, India has
been placed at which rank:
a) 143rd
b) 140th
c) 128th
d) 158th
88) The book titled The Goldfinch has been authored
by whom:
a) Tashshan b) Donna Tartt
c) John Morrison d) J.K. Rowling
89) Bailey’s Women’s Prize for Fiction 2014 has been
won by __________ for her first novel ‘A girl is a
Half-Formed Thing’:
a) Eimear McBride b) Sandra Cisneros
c) Helence Cixos d) Claudia Emerson
90) Which Indian Airport was declared second best in
service quality in world and sixth best airport in the
world:
a) Rajiv Gandhi International Airport
b) Indira Gandhi International Airport
c) ChattarpatiShivaji International Airport
d) Sardar Patel International Airport
91) Name the lady who has been declared as most
powerful women in the world by Forbes Magazine:
a) Janet Yellen b) Melinda Gates
c) Angela Merkel d) DilmaRousseff
92) Angela Merkel has been declared as most powerful
women in the world. Who is she:
a) Chancellor of Germany
b) Foreign Secretary of USA
c) Chancellor of USA
d) Foreign Secretary of Germany
93) Who has been declared as most powerful women
in India by the Forbes magazine:
a) Vinita Bali
b) ArunadhatiBhattarcharya
c) RenukaRamnath d) VanithaNaryan
94) Which Indian actor has been conferred with ‘Legion
of France’ recently:
a) Shahrukh Khan b) Amitabh Bachhan
c) Amir Khan d) Dilip Kumar
95) As per are recently World Bank report, India
emerged as the world's _________largest economy
in 2011, from being the 10th largest in 2005:
a) Third b) Fourth
c) Fifth d) Second
96) Which country has the largest economy in the
world:
a) USA b) China
c) Japan d) India
97) India and China have decided to conduct a joint
military exercise at which place in India:
a) Jaislmar, Rajasthan b) Bathinda, Punjab
c) Kuchh, Gujarat d) Ladhakh , J&K
98) World’s highest train tunnel at an altitude of
3,067.4 metres passes through mountain Qilian
Mountain. Which is in:
a) China b) India
c) South Africa d) Nepal
99) World Meteorological Organisation (WMO) has
warned that there is strong possibility of an "El
Nino" climate phenomenon this year. It occurs at
which place in the world:
a) Bay of Bengal
b) Tropical Pacific Ocean
c) Indian Ocean d) Black Sea
100) Which state has lifted the four years ban on SMS
on prepaid mobile phones:
a) Jammu & Kashmir b) Himachal Pradesh
c) Mizoram d) Assam
101) Ahmed Maiteeq has been elected as Prime Minister
of which country:
a) Iraq b) Libya
c) Jamaica d) Sweden
102) Prime Minister of which country was removed from
office by a Constitutional Court:

a) Thailand b) New Zealand
c) Ireland d) Sweden
103) Which country has decided to introduce Islamic
banking:
a) Pakistan b) Afghanistan
c) Turky d) Iran
104) What is the brand name of the football that will be
used in the Brazil FIFA World Cup:
a) Brazuca b) Brazilka
c) Brafifa d) Brazufa
105) What is the range of India’s air to air Astra missile:
a) 60 kms b) 50 kms
c) 75 km d) 55 kms
106) Name the Pakistan’s surface-to-surface ballistic
missile test fired recently:
a) Hataf – II b) Hataf – I
c) Hataf-III d) Hataf - IV
107) WHO has identified which city having worst air
quality in the world:
a) Delhi b) New York
c) Tokyo d) Hamilton
108) What is the name of the recent book released by
Hillary Clinton:
a) Tough Choices b) Hard Choices
c) Rough Choices d) Tuf Choices
109) In which country’s parliament a pictorial book on
India’s war hero Shivaji, was released
a) UK b) USA
c) China d) Russia
110) In which country Islamist militant group Boko
Haram abducted more than 200 school girls:
a) Nigeria b) Syria
c) Algeria d) Libya
111) Name the Indian Cricket player was ranked no 1 in
the latest ICC list of One Day International (ODI)
rankings:
a) ViratKohli b) M.S.Dhoni
c)VirenderSehvag d) GautamGambheer
112) Noted cueist Mark Selby of England recently won
world championship in which game:
a) Snooker b) Chess
c) Squash d) Billiards
113) SaniaMirza of India and Cara Black of Zimbabwe
won women’s doubles tennis title in which
tournament:
a) Portugal Open 2014 b) French Open
c) US Open d) Australian Open
114) In terms of consumer confidence India has been
ranked _______ most optimistic country:
a) 2nd b) 1st
c) 3rd d) 4th
115) Saudi Arabia has decided to ban the import of
Indian ____ due to presence of high pesticide
residues:
a) Chilies b) Milk Powder
c) Vegetables d) Mangoes
116) India and ________ have inked a pact to
enhance security cooperation in combating the key
issues of insurgency, arms smuggling and human
trafficking:
a) Myanmar b) Bangla Desh
d) Bhutan d) Nepal
117) Which of the following countries has announced a
one billion Euros credit line over the next three
years to India to take initiates in the climate
control area recently?
a) UK b) Germany
c) Switzerland d) France
e) None of these
118) The ‘Ease of Doing Business’ report is compiled by
which of the following organisations?
a) IMF b) World Bank
c) UN d) ADB
e) None of these
119) Who among the following is the chairman of the
seven-member advisory panel set up by the Union
Power Ministry for integrated development of
sector recently?
a) Partha S Bhattacharyya b) Suresh Prabhu
c) Anil Baijal d) Pratyush Sinha
e) None of these
120) According to the latest data released by NSA
whistleblower Edward Snowden, the US National
Security Agency (NSA) received official permission
to covertly spy upon which of the following political
parties in India?
a) Indian National Congress (INS)
b) Bharatiya Janata Party (BJP)
c) Samajwadi Party (SP)
d) All the above e) None of these
121) The International Cricket Council (ICC) has backed
the life ban imposed on batsman Lou Vincent who
has confessed to match-fixing charges. He belongs
to which of the following teams?
a) New Zealand b) Australia
c) England d) West Indies
e) None of these
122) Name the general insurer which has introduced an
"insurance on wheels" concept for faster renewal
of policies recently.
a) National Insurance Company
b) ICICI Lombard c) Bajaj Allianz
d) Oriental Insurance Company
e) None of these
123) Bor Wildlife Sanctuary will be the country's 47th
Tiger Reserve as the Environment Minister Prakash
Javadekar approved the proposal for the same
recently. The wildlife sanctuary is located in which
of the following states?
a) Odisha b) Gujarat
c) Maharashtra d) Madhya Pradesh
e) None of these
124) Asia-Pacific Economic Cooperation (APEC) is a
forum for 21 Pacific Rim member economies that
seeks to promote free trade and economic
cooperation. Which of the following countries is
NOT a member of APEC as of now?
a) China b) Japan
c) Australia d) India

e) None of these
125) The United States has named a mountain in
Antarctia in honour of an eminent Indian-American
scientist related to biological research recently.
Name the scientist.
a) Ashok Gadgil
b) EC George Sudarshan
c) Akhouri Sinha d) Narendra Karmarkar
e) None of these
126) As per a recent UNESCO report, though India has
managed to reduce the number of out-of-school
children in the past decade, yet more than
__________ children were out of school in 2011.
a) 1 million b) 2 million
c) 3 million d) 5 million
e) None of these
127) The world’s largest multination naval exercise, 24th
Rim of the Pacific (RIMPAC) exercise, was
conducted with 22 nations and six observer nations
recently. Which of the following nations was NOT a
participant in this year’s exercise?
a) Japan b) Indonesia
c) India d) China
e) None of these
128) Internet giant Google announced its ‘Android One’
programme recently. This programme is aimed at
which of the following?
a) Driver-less cars
b) Operating system for PCs
c) An e-commerce application
d) Low-cost devices e) None of these
129) In which of the following states, the govt has
launched ‘Amma Pharmacy’ to sell medicines at a
fair price recently?
a) Karnataka b) Tamil Nadu
c) Kerala d) Andhra Pradesh
e) None of these
130) Recently two PSUs have been conferred the
coveted Navratna status, recently, which would
give these firms more financial and operational
autonomy?
a) Engineers India Limited (EIL)
b) National Buildings Construction Corporation
(NBCC)
c) Antrix Corporation Limited
d) Only a) and b)
e) Only a) and c)
131) VK Rajah, an Indian-origin judge Justic;has been
appointed as the new attorney general of which of
the following countries recently?
a) Singapore b) Malaysia
c) Indonesia d) US
e) None of these
132) General Bikram Singh visited which of the following
countries, recently? This is the first official visit by
an Indian Army Chief to this country in nine years.
a) Myanmar b) China
c) Japan d) Brazil
e) None of these
133) Sheryl Sandberg, who visited India, recently,
is the present Chief Operating Officer of which
of the following social media firms?
a) Twitter b) LinkedIn
c) Yahoo d) Facebook
e) None of these
134) NASA launched first of its kind OCO-2
satellite, recently, which is dedicated to
studying
a) atmospheric carbon dioxide
b) depletion of ozone layer
c) extent of pollution due to jet exhaust
d) presence of harmful bacteria in outer space
e) None of these
135) Which of the following Indian cricketers has been
honoured with exclusive gold coin worth
12,000 pound sterling issued by Britain’s
premium luxury goods brand East India
Company?
a) Sunil Gavaskar b) Kapil Dev
c) Sachin Tendulkar
d) Mahendra Singh Dhoni
e) None of these
136) Google's ‘Project Loon,’ which completed its one-
year anniversary, recently, is associated with
which of the following?
a) Bringing internet access through balloons
b) Transporting people to moon
c) Transporting people to mars
d) Real time mobile tracking system
e) None of these
137) The World Vitiligo Day is celebrated every year
on which of the following dates?
a) Jun 20 b) Jun 21
c) Jun 23 d) Jun 25
e) None of these
138) Which of the following state govts has
announced a 33 per cent reservation for
women in state police force recently?
a) Tamil Nadu b) Rajasthan
c) Gujarat d) West Bengal
e) None of these
139) The first nuclear power plant in the world was
commissioned in Obninsk city in which of the
following countries? The plant completed sixty
years recently.
a) US b) Germany
c) Japan d) Russia
e) None of these
140) Salar Jung Museum celebrated the 125th birth
anniversary of the founder collector Salar Jung
III recently. The museum that holds the
coveted crown of being one of the largest one-
man collections of the World, is located in
a) Chennai b) Mangalore
c) Hyderabad d) Guntur
e) None of these
141) Four new vaccines as part of the Universal
Immunization Programme (UIP) have been
introduced by Govt. Of India, which of the
following is NOT one of them?
a) Rotavirus vaccine
b) Rubella vaccine
c) Polio (injectable) vaccine
d) An adult vaccine against Japanese encephalitis

e) None of these
142) The govt has re-appointed who among the
following RBI Deputy Governors for a further
period of two years with effect from Jul 4 2014
recently?
a) HR Khan b) R Gandhi
c) Anand Sinha d) Urjit R Patel
e) None of these
143) As per Railways Budget 2014 it has been proposed
to start Bullet train in which of the following
sectors?
a) Delhi-Chandigarh
b) Mumbai-Ahmedabad
c) Jaynagar-Mumbai
d) Delhi-Agra
e) None of these
144) The Indian veteran Leander Paes and his Czech
partner Radek Stepanek lost their men's doubles
semi-final in Wimbledon against which of the
following pairs recently?
a) Michael Llodra and Nicolas Mahut
b) Vasek Pospisil and Jack Sock
c) Mike and Bob Bryan
d) Julien Benneteau and Edouard Roger-Vasselin
e) None of these
145) The Prime Minister Narendra Modi inaugurated the
240-Megawatt Uri-II Hydro Electric Project (HEP)
located in which of the following states recently?
a) Uttarakhand
b) Himachal Pradesh
c) Jammu & Kashmir
d) Gujarat
e) None of these
146) Vishal Sikka has become the highest paid
professional CEO of an Indian company with Rs 30-
cr pay package. He is the current CEO of
a) Wipro
b) Tata Consultancy Services (TCS)
c) Infosys
d) Tech Mahindra
e) None of these
147) Dadi Balsara, who died recently, was associated
with which of the following leading packaged
mineral water brands?
a) Himalayan b) Kinley
c) Bisleri d) Aquafina
e) None of these
148) Magnus Carlsen became the first man to hold the
Chess Triple Crown by holding the World Blitz,
Rapid, and Classic titles consecutively. Who among
the following was the first chess player in the world
to hold all three world titles in a row?
a) Susan Polgar b) Antoaneta Stefanova
c) Alexandra Kosteniuk d) Judit Polgar
e) None of these
149) The Govt accepted Mayaram panel report on
definitions of FDI, FII recently. Now, a foreign
investment of ________ or more in a listed
company will be treated as FDI.
a) 10 per cent b) 15 per cent
c) 20 per cent d) 25 per cent
e) None of these
150) The World Refugee Day is observed across the
globe on which of the following dates?
a) Jun 14 b) Jun 16
c) Jun 18 d) Jun 20
e) None of these
G.K. ANSWER KEY
Q. A. Q. A. Q. A. Q. A. Q. A.
1 A 2 A 3 B 4 B 5 C
6 D 7 B 8 B 9 A 10 B
11 A 12 B 13 C 14 A 15 A
16 B 17 C 18 A 19 B 20 A
21 D 22 A 23 A 24 A 25 D
26 C 27 A 28 B 29 D 30 C
31 B 32 A 33 B 34 A 35 A
36 C 37 B 38 C 39 D 40 A
41 C 42 C 43 C 44 D 45 B
46 A 47 B 48 A 49 C 50 B
51 B 52 A 53 A 54 A 55 B
56 A 57 B 58 A 59 A 60 A
61 D 62 A 63 C 64 B 65 A
66 C 67 A 68 B 69 A 70 D
71 A 72 B 73 A 74 B 75 A
76 B 77 B 78 A 79 A 80 C
81 A 82 D 83 A 84 B 85 A
86 C 87 A 88 B 89 A 90 B
91 C 92 A 93 B 94 A 95 A
96 A 97 B 98 A 99 B 100 A
101 B 102 A 103 B 104 A 105 A
106 C 107 A 108 B 109 A 110 A
111 A 112 A 113 A 114 B 115 A
116 A 117 D 118 B 119 B 120 B
121 A 122 A 123 C 124 D 125 C
126 A 127 E 128 D 129 B 130 D
131 A 132 B 133 D 134 A 135 C
136 A 137 D 138 C 139 D 140 C
141 E 142 A 143 B 144 B 145 C
146 C 147 A 148 A 149 D 150 D

RECOLLECTED MCQS – SBI CLERK 2014
1) Which of the following committee is for
financial inclusion?
1) Dr. C. Rangarajan 2) Suresh Tendulkar
3) Dr. Nachiket Mor 4) YH Malegham
5) None of these
2) Which of the following missile is launched by
DRDO, recently having range of about 150
km?
1) Agni – I 2) Agni – II
3) Prithvi 4) Astra
5) None of these
3) World Tourism Day is celebrated on which
date:
1) 27th
September 2) 28th
August
3) 1st
June 4) 4th
July
5) None of these
4) World Press Freedom Day is celebrated on
which date:
1) 5th
May 2) 3rd
May
3) 1st
August 4) 10th
April
5) None of these
5) RBI was established in which year?
1) 1934 2) 1949
3) 1935 4) 1933
5) None of these
6) Who inaugurated Bhartiya Mahila Bank?
1) Dr. Manmohan Singh 2) A.P.J. Abdul Kalam
3) Hamid Ansari 4) Narendra Modi
5) None of these
7) What is the full form of CSO?
1) Central Strategy Organization
2) Central Statistical Office
3) Central Strategy Office
4) Central Supreme Office
5) None of these
8) CBS stands for:
1) Core Bank System
2) Core Banking Solution
3) Core Banking System 4) Core Bank Solutions
5) None of these
9) Name the branch of science which deals with
kidney deceases?
1) Neurology 2) Nanotechnology
3) Nephrology 4) Cardiology
5) None of these
10) Headquarter of CRISIL?
1) Pune 2) Mumbai
3) Bangalore 4) Chennai
5) None of these
11) The Caparo Group has won the international
Business of the year award 2014 at the Asian
Business Awards Midlands in Birmingham. The
group is founded by leading NRI
industrial____________
1) S.P Singh Oberoi 2) Snchand Hinduja
3) Gopichand Hinduja 4) Lord Swraj Paul
5) Lakshmi Mittal
12) Which of the following is a part of the Core
Sector?
1) Textile 2) Chemicals
3) Real Estate
4) Machine Manufacturing 5) Food Processing
13) National institute of Bank Management is the
institution meant for________
1) All those given as options
2) providing management personnel to the Banks
3) training of bank employees in Banking
4) providing consultancy on best practices in Bank
management
5) recruitment of Bank employees at all levels
14) Recently India has decided to introduce plastic
currency note. A number of other countries are
already using plastic notes, but the pioneer in
this field is____
1) Sweden 2) England
3) France 4) USA
5) Australia
15) As per the rankings released by the UNCTAD in
its World Investment Report 2014 in respect
of most favoured destinations for investment
by transnational corporation, India stands at
the _________
1) Fifth position 2) Third position
3) Seventh Position 4) Fourth Position
5) Sixth Position
16) A bond issued at a price less than its face
value and payable on its due date at its face
value bearing no ROI (Rate of interest) is
called_____________
1) Preference Bond 2) Zero Coupon Bond
3) Convertible Bond 4) Perpetual Bond
5) Sovereign Bond
17) Axis Bank was formerly known
as___________
1) Yes Bank 2) UTI Bank
3) City Union Bank 4) HDFC Bank
5) Centurian Bank

18) In which of the following States there is no
Regional Rural Bank?
1) Karnataka 2) Goa
3) Uttarakhand 4) Himachal
5) Punjab
19) The company ‘Assocaited Journals Ltd.’ (AJL)
is the publisher of now defunct daily
newspaper________.
1) Young India 2) The independent
3) Amrit Bazaar Patrika 4) National Herald
5) Bombay Chronicle
20) One rupee note bears the signature of
________
1) President of India
2) Vice President of India
3) Finance Secretary 4) Finance Minister
5) Commerce Minister
21) Liquidity is injected by the RBI in the economy
through which of the following mechanisms?
1) Change in Bank Rate 2) REPO
3) Increase in SLR
4) Through Liquidity Adjustment Facility
5) Increase in CRR
22) Legendary stock investor Warren Buffet calls
the futures and options segment of the
investment market as weapons of
__________________
1) Mass financial inclusion
2) Mass financial destruction
3) Mass financial education
4) Mass financial investment
5) Mass financial involvement
23) Latest addition in providing institutional
financial assistance to Woman Entrepreneurs
is _______
1) Rural Woman Self Help Group
2) National Credit Fund for Women
3) Bharatiya Mahila Bank
4) All those given as options
5) Mahila Samridhi Kosh
24) The national capital of the Sweden is
________
1) Belfast 2) Rome
3) Berne 4) Stockholm
5) Kingstown
25) Which of the following is one of the main
functions of the Reserve Bank of India?
1) Regulation of the Stock Markets
2) Regulation of Life Insurance
3) Regulation of General Insurance
4) Regulation of Mutual Funds in India
5) Banker’s Bank
26) The international day of Older Persons is
observed every year on _____________
1) 31st
October 2) 21st
October
3) 1st
October 4) 11th
October
5) 19th
September
27) Which of the following authorities is
responsible for maintaining accounts, deposits
and cash management of the Government
through issue of Bonds and Treasury Bills?
1) SEBI 2) IBA
3) IRDA 4) SBI
5) RBI
28) The Oscar winning music composer AR
Rahman has a street named after him
________
1) Spain 2) Canada
3) USA 4) France
5) Germany
29) Which of the following alternatives is done by
a nonprofit or government organization to
father a cause?
1) Brand marketing 2) Casual Marketing
3) Social marketing 4) Issue marketing
5) Non-profit marketing
30) What is the aim of successful marketing?
1) To increase the profit
2) To increase the scale
3) To increase the output of sellers
4) All of the given options
5) To increase customer base
31) What does the acronym BIOS stands for?
1) Basic input/output System
2) Basic internal /Output System
3) Basic inner / output System
4) Basic input /output Systemisation
5) Basic input/Output Synthetic
32) The process of making changes to an existing
document is referred to as ______ it.
1) eliciting 2) changing
3) modifying 4) creating
5) adjusting
33) Which of the following refers to the means by
which an OS or any other program interacts
with the user?
1) program front – end
2) programming interface
3) user login 4) user interface
5) user compatibility
34) SWOT analysis refers to an analysis of a
company’s ______
1) Systems; weaknesses; operations; threats
2) Strengths; weaknesses; opportunities; threats

3) System; weakness; operations, technology
4)Strategic units; workers; opportunities;
technology
5) Strengths; weaknesses; opportunities; technology
35) The ____________ format reduces an audio
file to about one – tenth of its original size,
while preserving much of the original quality
of the sound
1) DOC 2) PNG
3) GIF 4) MP3
5) VMEG
36) The ____________, which contains billion of
documents called Web pages, is one of the
more popular services on the internet.
1) Web server 2) Telnet
3) Collection 4) Newsnet
37) Which of the following terms is associated
with internet / email?
1) Plotter 2) Slide Presentation
3) Bookmark 4) Pie Chart
5) Microsoft Excel
38) Increasing the effort to “think global” and “act
local” is __________
1) empowering 2) globalizing
3) flattening 4) focusing
5) benchmarking
39) What is linux?
1) Input Device 2) Storage Device
3) Operating System 4) Output Device
5) Processor
40) A company selling in a national market often
organizes its sales force along __________
lines.
1) product lines 2) territory
3) psychographic profiles 4) geographic
5) conveniences
41) Which of the following is a small
microprocessor-based computer designed to
be used by one person at a time _________
1) netbook 2) supercomputer
3) all-in-one 4) notebook
5) personal computer
42) Which concept holds that consumers will favor
those products that offer the most quality,
performance, or innovative features?
1) Product 2) selling
3) holistic marketing 4) production
5) marketing
43) Delivery channel means _______________
1) Service centres
2) other than those given in options
3) handing over the products to the buyers
4) product manufacturing
5) Places where product s are made available to the
buyers
44) Market survey means
1) Marketing Strategies
2) All of the given options
3) Market monitoring 4) Market Planning
5) Market Research
45) Which of the following term is associated with
networks?
1) MS Excel 2) Mouse
3) MS Word 4) Connectivity
5) Plotter
46) The Depositor Education and Awareness Fund
(DEAF) has been setup with _____________
1) Public Sector Banks
2) Indian Banks’ Association
3) State Bank of India
4) Reserve Bank of India
5) Government of India
47) The operating system is the most common
type of _______ software.
1) application 2) antivirus
3) communication 4) system
5) word-processing software
48) __________is a written description of a
computer program’s functions.
1) Explanatory instructions
2) Graphical user interface
3) Plug and play
4) README files
5) Documentation
49) The term pre-shipment finance’ relates
to_____
1) Export Credit 2) Farm Credit
3) Consumer Credit 4) Investment Credit
5) Industrial Credit
50) Which of the following keys is used to delete
characters to the left of the cursor?
1) Alt + Delete 2) Shift
3) Esc 4) Delete
5) Backspace
ANSWER KEY
Q. A. Q. A. Q. A. Q. A. Q. A.
1 3 2 3 3 1 4 2 5 1
6 1 7 2 8 2 9 3 10 2
11 4 12 4 13 3 14 5 15 2
16 2 17 2 18 2 19 4 20 3
21 2 22 2 23 4 24 4 25 5
26 3 27 5 28 2 29 3 30 4
31 1 32 3 33 4 34 2 35 4
36 1 37 2 38 3 39 3 40 4
41 5 42 3 43 5 44 5 45 4
46 1 47 4 48 4 49 1 50 5

IBPS PO MODEL TEST PAPER
GENERAL AWARENESS
1) Who among the following has won the
women’s singles title of the Wimbledon tennis
tournament recently?
1) Petra Kvitova 2) Eugenie Bouchard
3) Simona Halep 4) Svetlana Kuznetsova
5) None of these
2) Under whose signature is Rs. 1 currency note
issued?
1) Finance Secretary
2) Prime Minister of India
4) Governor Reserve Bank of India
5) Any one of these
3) With a stable and reform-oriented govt at the
Centre, overseas investors have pumped in a
staggering over ________into the Indian
market in the first half of 2014.
1) USD 18 bn 2) USD 20 bn
3) USD 25 bn 4) USD 32 bn
5) None of these
4) The headquarter of Association of South East
Asian Nations is at:
1) Jakarta 2) Dubai
3) New York 4) New Delhi
5) None of these
5) Leading online retailer Flipkart merged which
of the following online fashion retailers
recently? The combined entity is eyeing 65 per
cent market share in India in the online
fashion segment.
1) Jabong 2) Myntra
3) Yep Me 4) Junglee
5) None of these
6) Which of the following is NOT the function of
Reserve Bank of India?
1) Providing credit facility to big industries
2) Banker to the central/state governments
3) Manage Foreign Exchange Reserve of the country
4) Frame Monetary and Credit Policy
5) All are RBI’s functions
7) The autobiography of who among the
following titled ‘Substance and Shadow’ was
released recently?
1) Javed Akhtar 2) Dilip Kumar
3) Madhuri Dixit 4) Aamir Khan
5) None of these
8) Recently a new type of instrument called
STRIPS have been introduced. What is the full
form of STRIPS?
1) Secure Trading of Registered Interest and Principal
of Securities
2) Separate Trading of Registered Interest and
Principal of Securities
3) Secure Trading of Registered Investment and
Purchase of Securities
4) Substantial Trading Registered Investment and
Purchase of Securities
5) None of these
9) Reuven Rivlin has been elected 10th President
of which of the following countries recently?
1) Canada 2) Israel
3) Spain 4) Sweden
5) None of these
10) The Foreign Exchange reserves of India are
kept in the custody of:
1) World Bank 2) Ministry of Finance
3) Reserve Bank of India
4) Central Govt. Treasury 5) None of these
11) Which of the following space agencies has
built world's first flying observatory fitted with
an infrared telescope called “Stratospheric
Observatory for Infrared Astronomy” (SOFIA)?
This mobile observatory can stay airborne for
over 12 hours.
1) DLR (Germany) 2) CNES (France)
3) NASA (US) 4) ISRO (India)
5) None of these
12) The term Plastic Money applies to:
1) Aadhar Based Payment Card
2) Currency notes impregnated with plastic thread
3) Currency notes printed on plastic coated paper
4) Credit / Debit cards issued by the banks
5) None of these
13) The National Dairy Research Institute (NDRI)
succeeded in cloning another female buffalo
calf named Lalima recently. NDRI is situated in
which of the following cities?
1) Lucknow 2) Ahmedabad
3) Karnal 4) Hyderabad
5) None of these
14) The repayment of a term loan is fixed through
EMI. What is the full form of EMI?
1) Equated Monthly Installment
2) Equal Monthly Installment

3) Equity Monthly Installment
4) Ensured Monthly Installment
5) None of these
15) Uber cup is related to:
1) Badminton 2) Cricket
3) Boxing 4) Archery
5) None of these
16) Who among the following has topped the
Forbes list of the world's 100 most powerful
women released recently?
1) Dilma Rousseff 2) Melinda Gates
3) Janet Yellen 4) Angela Merkel
5) None of these
17) What is Repo Rate?
1) It is a rate at which RBI sells Government
securities to public
2) It is a rate at which RBI provides short term
liquidity to banks against government securities
3) It is a rate at which RBI allows small loans in the
market
4) It is a rate which is offered by banks to their most
valued customers or prime customers
5) None of these
18) As per the recommendations of the Arvind
Mayaram committee, an overseas investment
equal to 10 per cent and above in a listed firm
will be treated as FDI and the investments
below 10 per cent will be treated as
1) Foreign Public Investment
2) Foreign Qualified Investment
3) Foreign Preliminary Investment
4) Foreign Portfolio Investment
5) None of these
19) Which bank in India performs duties of Central
Bank?
1) Central Bank of India 2) State Bank of India
3) both ‘1’ and ‘2’
4) Reserve Bank of India 5) None of these
20) The C Rangarajan panel presented new
formula to estimate poverty in India recently.
As per the panel who among the following
have been defined as poor?
1) Anyone spending below Rs 47 per day in cities and
Rs 32 in villages
Rs 31 in villages
Rs 29 in villages
Rs 27 in villages
5) None of these
21) What is the full form of NBFC as used in the
financial sector?
1) Non Banking Finance Company
2) National Banking and Finance Corporation
3) New Business Finance and Credit
4) New Business Fund Company
5) None of these
22) Three new judges assumed charge as Supreme
Court judges recently taking its strength to 27.
What is the sanctioned strength of judges in
the apex court, including the Chief Justice?
1) 27 2) 29
3) 31 4) 33
5) None of these
23) Which one of the following is NOT a function of
Reserve Bank of India?
1) Credit Control
2) Supervisor of Scheduled Commercial Banks
3) Formation of Monetary Policy
4) Credit Creation 5) None of these
24) The first bill of the new BJP govt, the National
Institute of Design Bill 2013, was passed in the
Rajya Sabha recently. Now, declared an
institution of national importance, the National
Institute of Design is situated at
1) Bhopal 2) Pune
3) Ahmedabad 4) Lucknow
5) None of these
25) In the banking system the data is stored in the
digital form and is accessible anywhere,
anytime. This computerized environment is
called:
1) Correct Banking Solution
2) Core Banking Solution
3) Central Banking Solution
4) Net Banking Solution
5) None of these
26) As mentioned by the Union Railways Minister
Sadananda Gowda in the recent Railway
Budget, what is the operating surplus of the
Indian Railways as of now?
1) 5 per cent 2) 6 per cent
3) 8 per cent 4) 11 per cent
5) None of these
27) The advantage of a universal bank is
1) Bank can cross-sell its products
2) Bank earns both fee based and non-fee based
income
3) Saves valuable time/travel to the customer
4) Speedy delivery of products to the customer
5) All of these
28) India has now formally become the 19th
permanent member of the UN renewable
agency, the International Renewable Energy
Agency (IRENA). This agency is based in
1) Doha 2) Manila
3) Kuala Lumpur 4) Abu Dhabi

5) None of these
29) A cheque cannot be paid by the bank before
the date mentioned on it. If it is presented for
payment before this date, it is not payable as it
is treated as ______ cheque.
1) Pre dated cheque 2) Past Dated cheque
3) Post Dated cheque 4) Promissory note
5) None of these
30) As per the recent notification issued by the
telecom sector regulator Trai, the minimum
broadband speed has been raised from the
earlier 256 kbps to
1) 512 kbps 2) 768 kbps
3) 1024 kbps 4) 1280 kbps
5) None of these
31) Which is the principal place of sitting of the
National Green Tribunal Act, 2010?
1) Bangalor 2) Shimla
3) New Delhi 4) Surat
5) None of these
32) Who among the following has won the
Afghanistan's presidential election as per the
preliminary results released recently?
1) Abdul Qayum Karzai 2) Daud Sultanzoy
3) Abdullah Abdullah 4) Ashraf Ghani
5) None of these
33) Under DRI scheme loans are sanctioned to the
poorest section of the society by the banks at
simple rate of interest of 4% per annum. What
is the full form of DRI?
1) Differential Rate of Interest
2) Discounted Rate of Interest
3) Directed Rate of Interest
4) Decreed Rate of Interest 5) None of these
34) What minimum pension has been approved by
the govt. under Employees Pension Scheme
1995 (EPS-95) run by the EPFO recently?
1) Rs 1,000 2) Rs 1,500
3) Rs 2,000 4) Rs 2,500
5) None of these
35) In the business news we come across that
companies have raised money through ECB.
ECB stands for
1) Eternal Commercial Borrowing
2) Eternal Commercial Banking
3) Extra Commercial Borrowing
4) External Commercial Borrowing
5) None of these
36) The 6th BRICS summit was held in Brazil on
15-16 Jul. Which of the following countries is
NOT a member of the BRICS group?
1) South Africa 2) China
3) Russia 4) Indonesia
5) None of these
37) India attained Dominion Status on-
1) 15th
January, 1947 2) 15th
August, 1947
3) 15th
August, 1950 4) 15th
October, 1947
5) None of these
38) As per the Companies Act-2013, the maximum
number of persons permitted to form a private
limited company raised (from 50 at present)
to___?
1) 200 persons 2) 150 persons
3) 250 persons 4) 100 persons
5) None of these
39) In the FRBM Act, 2003, FRBM stands
for______.
1) Fiscal Revolution and Budget Management
2) Fixed Responsibility and Binary Management
3) Fiscal Responsibility and Budget Management
4) Fiscal Revolution and Binary Management
5) None of these
40) The Speaker of the Lok Sabha has to address
his/her letter of resignation to-
1) Prime Minister of India
3) Deputy Speaker of Lok Sabha
4) Minister of Parliamentary Affairs
5) None of these
QUANTITATIVE APTITUDE
Directions (Q. 41-45): What will come in place of the
question mark (?) in the following questions?
41) 2.8 x 1.5 + 8% of 250 = ?
1) 24.2 2) 24.02
3) 242.2 4) 2.42
5) None of these
42)
13
1
2?
7
1
1
14
1
1
14
1
2
7
2
3 
1)
7
1
1 2)
7
2
1
3)
7
1
4)
7
3
5) None of these
43) ?730
3
2
5
4
8
3
ofofof
1) 86 2) 146
3) 156 4) 93
5) None of these

44) 87
x 26
 82.4
= 8?
1) 10.6 2) 9.6
3) 8.6 4) 6.6
5) None of these
45) 160% of 250 + ? = 120% of 400
1) 160 2) 40
3) 80 4) 120
5) None of these
Direction (Q. 46-50): What will come in place of the
question mark (?) in each of the following number
series?
46) 2 8 26 ? 242
1) 78 2) 72
3) 82 4) 84
5) None of these
47) 3 4 12 ? 103
1) 45 2) 40
3) 41 4) 39
5) None of these
48) 9 17 ? 65 129
1) 32 2) 24
3) 35 4) 33
5) None of these
49) 7 13 ? 49 97
1) 27 2) 25
3) 23 4) 29
5) None of these
50) 5 3 4 ? 17
1) 15 2) 15.5
3) 7.5 4) 17
5) None of these
51) Out of 5 women and 4 men, a committee of
three members is to be formed in such a way
that at least one member is a woman. In how
many different ways can this be done?
1) 80 2) 84
3) 76 4) 96
5) None of these
52) The present ages of Amit and his father are in
the ratio of 2 : 5 respectively. Four years
hence the ratio of their ages will becomes 5 :
11 respectively. What was the father’s age five
years ago?
1) 40 years 2) 45 years
3) 30 years 4) 35 years
5) None of these
53) Twice the square of a number is six times the
other number. What is the ratio of the first
number to the second?
1) 1 : 4 2) 2 : 5
3) 1 : 3
4) Cannot be determined 5) None of these
54) Manoj sold an article for Rs 15,000. Had he
offered a discount of 10% on the selling price,
he would have earned a profit of 8%. What is
the cost price?
1) Rs 12500 2) Rs 13500
3) Rs 12250 4) Rs 13250
5) None of these
55) The cost of 8 pens and 4 pencils is Rs 176 and
the cost of 2 pens and 2 pencils is Rs 48. What
is the cost of one pen?
1) Rs 16 2) Rs 14
3) Rs 12 4) Rs 18
5) None of these
56) In how many different ways can the letters of
the word TOTAL be arranged?
1) 120 2) 60
3) 48 4) 72
5) None of these
57) If the area of a circle is 616 cm2
, what is its
perimeter?
1) 76 cm 2) 84 cm
3) 96 cm 4) 80 cm
5) None of these
58) B and C together can complete a work in 8
days, A and B together can complete the same
work in 12 days, and A and C together can
complete the same work in 16 days. In, how
many days can A, B and C together complete
the same work?
1)
13
9
3 2)
13
5
7
3)
12
5
7 4)
12
5
3
5) None of these
59) What will be the compound interest accrued
on an amount of Rs 10,000 @ 20 p.c.p.a. in
two years if the interest is compounded half-
yearly?
1) Rs 4400 2) Rs 4600
3) Rs 4641 4) Rs 4680
5) None of these
60) The income of A is 150% of the income of B
and the income of C is 120% of the income
of A. If the total income of A, B and C together
is Rs. 86,000, what is C’s income?
1) Rs 30000 2) Rs 32000
3) Rs 20000 4) Rs 36000
5) None of these
Directions (Q. 61-65): What approximately value will
come in place of the question mark (?) in the
following questions? (You are not expected to
calculate the exact value.)

61) 7999.99 + 72 x 49.99 = ?
1) 12000 2) 12600
3) 12500 4) 11600
5) 11000
62) (25.01)2
– (15.99)2
= ?
1) 361 2) 381
3) 369 4) 375
5) 356
63) 380 x 12.25 – 365  15 =?
1) 4500 2) 4550
3) 4800 4) 4850
5) 4650
64) 180% of 255.01 + 50% of 28999 =?
1) 62400 2) 64000
3) 60400 4) 64200
5) 61600
65) 171.995 x 14.995  25 =?
1) 103 2) 115
3) 110 4) 125
5) 120
Directions (Q. 66-70): Each of the questions below
consists of a question and two statements numbered
I and II are given below it. You have to decide
whether the data provided in the statements are
sufficient to answer the questions. Read both the
statements and answer the questions.
Give answer 1) if the data in Statement I alone are
sufficient to answer the question, while the data in
Statement II alone are not sufficient to answer the
question.
Give answer 2) if the data in Statement II alone are
sufficient to answer the question, while the data in
Statement I alone are not sufficient to answer the question.
Give answer 3) if the data in Statement I alone or in
Statement II alone are sufficient to answer the question.
Give answer 4) if the data in both the Statement I and II
are not sufficient to answer the question.
Give answer 5) if the data in both the Statements I and II
together are necessary to answer the question.
Caution: Do not mark your answer unless you
consider both the statements carefully.
66) What is Nikita’s share in the profit of Rs
50,000 earned in the business run by her in
partnership with Sharmila?
I. Nikita invested an amount 150% of the amount
invested by Sharmila.
II. The amount invested by Sharmila is two-thirds of
the amount invested by Nikita.
67) What is a two-digit number?
I. The sum of the digits is 6.
II. The digit in the ten’s place is double the digit in
the unit’s place.
68) What is the rate of interest p.c.p.a.?
I. The amount doubles itself in 10 years.
II. The simple interest accrued in 5 years is Rs 5000.
69) In how many days can B alone complete the
work?
I. B and C together can complete the work in 8 days.
II. A and B together can complete the work in 12
days.
70) What is the mother’s present age?
I. The present ages of mother and child are in the
ratio of 5:1 respectively.
II. Four years hence the ratio of the ages of mother
and child will be 17 : 5 respectively.
Directions (Q. 71- 75): Study the following table
carefully to answer these questions.
Table Showing Number (In Lakhs) Of Instruments
Manufactured By Six Companies Over The Years
Company
Year 
A B C D E F
2002 45 35 48 42 50 49
2003 40 32 52 46 48 45
2004 48 36 50 43 56 48
2005 49 37 45 48 52 44
2006 46 30 55 50 54 50
2007 52 38 47 40 41 52
71) What is the average number of instruments
manufactured by Company C for all the given
years?
1) 49,00,000 2) 49,50,000
3) 48,50,000 4) 48,00,000
5) None of these
72) The no. of instruments manufactured by
Company E in 2004 is approximately what per
cent of the total no. of instruments
manufactured by all the companies together in
2004?
1) 23 2) 25
3) 20 4) 16
5) 18

73) The total number of instruments
manufactured by Company A is approximately
what per cent of the total no. of instruments
manufactured by Company F for all the given
years together?
1) 97 2) 87
3) 92 4) 90
5) 85
74) The no. of instruments manufactured by
Company B in 2005 is approximately what per
cent of the total no. of instruments
manufactured by Company B in all the years
together?
1) 20 2) 16
3) 14 4) 18
5) 22
75) What is the ratio of the total no. of
instruments manufactured by all the
companies together in 2007 to that in 2006?
1) 56:57 2) 57 : 56
3) 29 : 28 4) 28 : 29
5) None of these
Directions (Q. 76-80): Study the following graph
Population of two states (in lakhs) over the years
40 45
60
50
70 65
80
50
40
70
80
90
100
60
0
20
40
60
80
100
120
2001 2002 2003 2004 2005 2006 2007
Year
Population(inlakhs)
State A State B
76) The population of State B in 2002 is what per
cent of the total population of State B in all
the years together? (Rounded off of two
digits after decimal)
1) 8.26 2) 7.26
3) 8.32 4) 7.82
5) None of these
77) What is the ratio of the total population of
State A for the years 2001, 2002 and 2003
together to the total population of State B for
the years 2005, 2006 and 2007 together?
1) 27:53 2) 54:29
3) 29:54 4) 53:27
5) None of these
78) For which State and in which year was the per
cent rise in population from the previous year
was the highest?
1) State B-2003 2) State B-2002
3) State A-2004 4) State A-2005
5) None of these
79) What is the per cent rise in the population of
State B from 2003 to 2004?
1)
3
1
16 2)
3
2
16
3)
3
2
18 4)
3
1
18
5) None of these
80) Approximately what is the average population
of State A for all the given years?
1) 65 lakhs 2) 50 lakhs
3) 48 lakhs 4) 58 lakhs
5) 52 lakhs
Directions (Q. 81-85): Study the following
information carefully to answer these questions.
Percentage of employees in various departments of
an organization and the male-female ratio
Total No. of Employees = 2500
Logistics ,
11%
Operations ,
18%
IT, 14%
Marketing,
15%
HR, 16%
Accounts,
8%
Adiminstrati
on, 12%
Printing, 6%
Male : Female Ratio
Department Male : Female
Administration 7 : 5
Accounts 2 : 3
HR 5 : 3
Marketing 7 : 8
IT 3 : 4
Operations 5 : 4
Logistics 6 : 5
Printing 2 : 1

81) What is the ratio of male employees in
Administration to those in Printing
Department?
1) 7:4 2) 4:7
3) 3:4 4) 7:3
5) None of these
82) What is the difference between the total
number of employees in IT and that in
Operations Department?
1) 75 2) 150
3) 100 4) 50
5) None of these
83) What is the ratio of the total number of males
in HR and Marketing to the total number of
females in these two departments?
1) 13:15 2) 15:13
3) 13:17 4) 17:14
5) None of these
84) How many female employees are there in the
HR Department?
1) 250 2) 120
3) 125 4) 150
5) None of these
85) What is the difference between the numbers
of male and female employees in Logistics
Department?
1) 50 2) 25
3) 75 4) 100
5) None of these
Directions (Q. 86-90): Study the following table
Percentage of marks obtained by six students in
different subjects
Subjec
t
Histor
y
Geograph
y
Math
s
Scienc
e
Economic
s
Englis
h
Max
Marks
50 50 100 75 100 120
A 86 82 77 72 69 66
B 80 74 73 66 76 84
C 68 92 89 78 75 72
D 76 84 83 81 59 60
E 72 66 82 87 62 78
F 84 64 93 63 81 54
86) What is the average marks obtained by all
students in Geography?
1) 41.5 2) 42.5
3) 38.5 4) 39.5
5) None of these
87) Marks obtained by E in Economics is
approximately what per cent of the total
marks obtained by him in all subjects
together?
1) 12 2) 8
3) 10 4) 22
5) 17
88) What is the overall percentage of marks
obtained by all the students in English?
1) 83 2) 69
3) 71 4) 81
5) None of these
89) What is the total marks obtained by D in
History, Mathematics, Science and English
together?
1) 256.25 2) 275.55
3) 235.75 4) 253.75
5) None of these
90) What is the total marks obtained by B in all
subjects together?
1) 376.3 2) 373.6
3) 376.6 4) 373.3
5) None of these
ENGLISH LANGUAGE
Directions (Q. 91-98): Read the following passage
carefully and answer the questions given below it.
Certain words have been printed in bold to help you
locate them while answering some of the questions.
Capitalism is a great slave, but a pathetic master.
This truth unfortunately gets lost in our chase for that
elusive dream….especially in the West, the land that has
been marketed as the land of dreams – the great Western
dream. It's the dream of being independent masters of our
lives of making big bucks and of being happy—even if that
happiness is being bought by money which all of them
chase out there. No doubt, the West, on its part, has been
fairly successful in creating material comforts aplenty. It has
improved the living standard of its average citizen.
However, it has been achieved as a result of more than 200
years of unbridled growth and exploitation. And that is
what has made the rest of the world mindlessly chase
Westernism, not necessarily happiness or an ideal form of
society. All because the shop window looks very impressive
and it has been marketed very well.
But a deep look inside the shop tells a different tale.
A different world lies behind, a world that is not quite visible
to the starry eyed millions - for whom the Western way of
life seems to be the ultimate dream.
Thus, we have Indians dreaming to become or to get
married to an NRI and Indian middle class fathers dreaming
of their sons reaching the Bay area and landing tech jobs,
unmindful of the second-class life they end up leading in the

West. What goes unseen and almost unheard is that the
West also happens to be the land that is right amongst the
top in terms of the number of divorces per thousand, the
number of single parent families per thousand, the number
of old people in old-age homes, the number of suicides,
homicides, and of course, the number of college/school
shootouts.
And why not! After all, such societies are constantly driven
towards higher profits and materialism. Expectedly, this
materialism comes at a cost that the world is paying today.
This is the reason why we have millions dying of curable
diseases in Africa and other underdeveloped countries, while
the rich grow richer. Their growth will be reduced, if they
were to start thinking of the poor. So what do they do to
justify their greed for more? They most shrewdly
propagate and market a ridiculously primitive law of the
jungle for our 21st-century civilization, ‘the Law of Survival
of the Fittest'!
The interesting thing about material things is that
they only give an illusion of happiness; however, such
happiness is always momentary in nature. Ergo, at this
juncture, you feel you are the happiest person in the world,
after buying your new car or flat-screen TV, and just a few
days later, these are the very possessions that cease to
make you happy. While you chase the bigger cat and spend
that extra bit of the wealth, you intercept someone's share
of the daily bread and also sacrifice those who have the
maximum power to make you happy - family, emotions and
love. Prolonged abstinence in feeling emotions finally
destroys bliss; and you don't even realise when you've
become a dry-eyed cripple... and then you land up in a
sermon workshop to find out the real meaning of life - or
whatever these workshops are capable of explaining. The
truth is that such workshops are also driven by merchants
who cash in on the dejected state of the people, a state
created by their own fictional dreams. But by then it’s really
too late.
By then, you have made profits out of arms, and
engineered wars to keep that industry alive. You've sold
guns across counters at supermarkets and made more
profits. You've lobbied that guns should be made accessible
to the common man, and all for the sake of profits. This
makes you realise one day that they are your own children
who are in the line of fire against the school goer who
opens fire at his schoolmates.
This is the society that finally creates an emotionless
monster, who gets satisfaction in killing innocent adults and
children alike for no cause, no reason, and for none but
himself. It is the utter destruction of spiritualism and the
total focus on endless self-gratification. Where so many
single-parent families and divorces exist, it is impossible to
bring up children or influence the killers any better.
91) Who does the author hold responsible for the
shooting spree in schools and colleges?
(A) Lack of love and emotion in the society in
general
(B) Increased focus on self-gratification even when
it comes at the cost of innocent lives
(C) Deteriorating social structure leading to break-
up of families resulting in lack of moral development
in children
1) Only A 2) Only C
3) Only Band C 4) All of these
5) None of these
92) Why does the author refer to the law of
survival of the fittest as ridiculous?
1) This law is primitive and does not hold good for
developed nations.
2) The law is often used to justify the accumulation
of wealth by a selected few.
3) People from developing countries use it to
rationalize then- immigration to the Western
countries.
4) It does not lead to any material profits and
material wealth.
5) None of these
93) According to the passage, which of the
following is a reason for poverty and hunger in
underdeveloped countries?
(A) Mindlessly chasing the Western way of living
(B) They have fallen prey to the idea of happiness
through material comforts rather than love and
emotional bond.
(C) They do not have marketing techniques as good
as the western countries.
1) Only B 2) Only C
3) Only A 4) Only B and C
5) Not mentioned in the passage
94) Why do the 'starry-eyed millions' harbour a
wish to become NRI?
(A) They are driven towards higher profits and
materialism.
(B) They appreciate the western way of life as it
appears to them.
(C) They have become emotionless and lost any
attachment to the motherland.
1) Only A 2) Only B
3) Only A and B 4) Only C
5) All A, B and C
95) Why does the author disregard the Western
way of living even though an average citizen
in the West enjoys better living standards?
1) Many Indians want to ape their lifestyle, leading
to a cultural dilution of their own traditions.
2) The West has failed to market their lifestyle in an
appropriate way.
3) According to him, the law of' survival of the
fittest' is now obsolete.
4) It only looks forward to material comfort
rather than happiness within.
5) None of these
96) What does the author mean by 'intercepting
someone's share of daily bread'?

1) Hindering the process of marketing in
underdeveloped countries by the developed
countries
2) Denying material comfort to the Western world
3) Affecting the social life of those working towards
material comforts only
4) Excess of wealth in western world while people in
poorer nations struggle for survival
5) None of these
97) What does the author mean by 'shop window
of the West' when he suggests to look inside
the shop?
(A) The sprawling supermarkets have been making
profits out of inhuman activities.
(B) To look closely at the existing societal structure
rather than superficially appreciating the delusive
dazzle
(C) To study then: marketing techniques closely
1) Only A 2) Only B
3) Only A and B 4) Only B and C
5) Only C
98) The author's main objective in writing the
passage is
1) to explain that consumerist societies have then-
own drawbacks, which are overlooked by those who
are blinded by their material glare
2) to explain how too many material comforts have
improved the living standard of common man in the
West
3) that young children should not be given access to
guns and other ammunitions
4) All NRIs are leading unmindful, second-class lives
abroad
5) None of these
Directions (Q. 99-100): Choose the word which is
most similar in meaning to the word printed in bold
as used in the passage.
99) Shrewdly
1) Roughly 2) Rightly
3) Rudely 4) Courteously
5) Astutely
100) Chase
1) Follow 2) Capture
3) Run 4) Catch
5) Conquer
Directions (Q. 101-102): Choose the word/phrase
which is most opposite in meaning to the word
printed in bold as used in the passage.
101) Dejected
1) Apologetic 2) Anxious
3) Accepted 4) Elated
5) Enlightened
102) Unbridled
1) Enthusiastic 2) Controlled
3) Rebellious 4) Considerate
5) Approved
Directions (Q. 103-110): Read each sentence to find
out whether there is any grammatical error in it. The
error, if any, will be in one part of the sentence. The
number of that part will be the answer. If there is no
error, mark 5) as the answer. (Ignore errors of
punctuation, if any.)
103) The recent election campaign 1)/ has been one of2)/
the most noisiest campaigns 3)/ in the last
decade. 4)/ No error 5)
104) Wholesome strategic planning 1)/ was the focus as
2)/ the firm manage through a difficult period 3)/ a
couple of years ago 4). No error 5)
105) In spite of the best governmental efforts, 1) /
emission of greenhouse gases 2)/ and noxious
chemicals 3)/ remain a cause of worry 4). No error
5)
106) The rate of metabolism of 1)/ a body is
comparatively lowest when 2)/ it is at rest and is 3)/
thus optimum for examination 4). No error 5)
107) The opposition leader tried 1)/ to bolster his position
2)/ with the voters by pressing 3)/ corruption
charges against rivals 4). No error 5)
108) The recently imposed dress code 1)/ in the university
has enraged 2)/ the students who will be going 3)/
on strike since tomorrow 4). No error 5)
109) Ever since he took over 1)/ as the chief minister of
the state, 2)/ rate for unemployment 3)/ has
drastically increased.4) No error 5)
110) Changed social setting 1)/ demands the schools to
teach 2)/ moral and social values 3)/ among with the
academic skills 4). No error 5)
Directions (Q. 111-115): Rearrange the following
sentences (A), (B), (C), (D), (E) and (F) to make a
meaningful paragraph and then answer the
questions which follow
(A) Had it been not for them, Indian banks would have
had their hands tied down.

(B) Today, almost all the countries are facing the heat of
recession.
(C) One of these is the strict RBI and SEBI rules which
regulated banking sector very efficiently.
(D) This could have led to massive losses to them, which
could have percolated to other sectors as well.
(E) However, there are a few things which help India in
bouncing back from the state of recession.
(F) Like others, India too has not remained immune to
the epidemic.
111) Which of the following sentences should be the
THIRD after rearrangement?
1) A 2) E
3) D 4) F
5) C
FIRST after rearrangement?
1) A 2) B
3) C 4) D
5) E
SECOND after rearrangement?
1) A 2) B
3) D 4) E
5) F
SIXTH (LAST) after rearrangement?
1) A 2) E
3) D 4) B
5) F
FIFTH after rearrangement?
1) B 2) C
3) A 4) E
5) F
Directions (Q. 116-120): Each question below has
two blanks, each blank indicating that something
has been omitted. Choose the set of words for each
blank that best fits the meaning of the sentence as a
whole.
116) The organization_______to popularize Indian
classical music among the youth which has
lost_______with its cultural roots.
1) endeavours, touch 2 ) wishes, interest
3) efforts, experience 4) exerts, intrigue
5) need, relation
117) One of the major critiques of the examination
system is that it______ to a spirit
of_______competition among the students.
1) results, defective 2) noticed, peculiar
3) develops, intense 4) takes, severe
5) leads, unhealthy
118) Auroras are natural light displays in the sky,
usually ________at night, _______in the
Polar regions.
1) watch, upward
2) accompanies, adequate
3) observed, only 4) found, most
5) follows, mainly
119) After the board examinations, students are
_____up for the various entrance
examinations_______for next month.
1) ready, timed 2) gearing, scheduled
3) prepared, programmed 4) set, duration
5) geared, kept
120) The governmental_______spurred dramatic
improvements in the way waste management
is_______out in many hospitals.
1) rule, thrown 2) plans, conduct
3) crusade, one 4) efforts, carried
5) venture, disposed
Directions (Q. 121-130): In the following passage
there are blanks, each of which has been numbered.
These numbers are printed below the passage and
against each, five words/phrases are suggested, one
of which best fits the blank appropriately. Find out
the appropriate word/phrase in case.
Today, it is (121) recognized that the 21st century
will be driven by knowledge. To (122) the challenges of
this century, India needs to usher in a knowledge revolution
that (123) to bring about systemic changes in education.
While our economy has made significant strides, the
education system has not kept (124) with the aspirations of
the youth. The vast disparity in the country today is a result
of skewed (125) to knowledge. To address this, we need a
substantial expansion in educational opportunities, with a
special (126) on inclusion of the underprivileged.
At the bottom of the pyramid, steps must be taken
to (127) access to quality education. While the government
has taken steps to ensure education to all, where it lacks in
its efforts is the quality perspective. Being a spirally upward
drive, education can not be (128) to improve at the higher
level unless it improves at the very grassroots level. The top
of the pyramid, i.e. higher education, is also uneven.
Students struggle to compete in the exams which (129) a
sound knowledge of English. While candidates are expected
to travel several kilometres to reach school to obtain any
education, the higher education organisations often (130)
candidates from vernacular media through State-sponsored
exams and proudly affirm them as 'unbiased'.
121) 1) thickly 2) widely
3) ample 4) partly
5) considered
122) 1) adhere to 2) gather
3) cover 4) contact
5) meet

123) 1) sought 2) wanted
3) seeks 4) attempt
5) determined
124) 1) adequate 2) sufficient
3) influence 4) pace
5) ahead
125) 1) access 2) approaching
3) rights 4) infiltration
5) excess
126) 1) aspiration 2) intensity
3) important 4) place
5) emphasis
127) 1) enjoy 2) help
3) provide 4) diminish
5) deepen
128) 1) awaited 2) judged
3) thought 4) expected
5) said
129) 1) demand 2) has
3) consume 4) expects
5) wants
130) 1) discourages 2) disobey
3) contest 4) assume
5) reject
COMPUTER LANGUAGE
131) ____________ is the study of molecules
and structures whose size ranges from 1
to 100 nanometers.
1) Nanoscience 2) Microelectrodes
3) Computer forensics 4) Artificial intelligence
5) None of these
1) Nanoscience 2) Nanotechnology
3) Simulation
4) Artificial intelligence (AI) 5) None of these
fashion.
1) A process 2) Software
3) Storage 4) Information
5) None of these
1) programming. 2) processing.
3) storing. 4) organizing.
5) None of these
1) present 2) input
3) output 4) store
5) None of these
136) After a picture has been taken with a digital
camera and processed appropriately, the
actual print of the picture is considered:
1) data. 2) output.
3) input. 4) the process.
5) None of these
to process data.
1) processing 2) kilobyte
3) binary 4) representational
5) None of these
1) multimedia. 2) words.
3) characters. 4) numbers.
5) None of these
139) In the binary language each letter of the
alphabet, each number and each special
character is made up of a unique combination
of:
1) eight bytes. 2) eight kilobytes.
3) eight characters. 4) eight bits.
5) None of these
140) The term bit is short for:
1) megabyte. 2) binary language.
3) binary digit. 4) binary number.
5) None of these
141) A string of eight 0s and 1s is called a:
1) megabyte. 2) byte.
3) kilobyte. 4) gigabyte.
5) None of these
1) An instruction 2) Software
3) Memory 4) A processor
5) None of these
enables your computer hardware devices
together.
1) management 2) processing
3) utility 4) application
5) None of these
1) platforms. 2) applications.
3) programs. 4) storage devices.
5) None of these

145) Apple Macintoshes (Macs) and PCs use
different ____________ to process data
and different operating systems.
1) languages 2) methods
3) CPUs 4) storage devices
5) None of these
1) network. 2) mainframe.
3) supercomputer. 4) client.
5) None of these
147) Compilers and interpreters are themselves
1) High-level language 2) Codes
3) Programs 4) Mnemonics
5) None of the above
computers that perform complex
calculations extremely rapidly.
1) Servers 2) Supercomputers
3) Laptops 4) Mainframes
connection.
1) network 2) wireless
3) slow 4) broadband
150) The errors that can be pointed out by the
compiler are :
1) Syntax error 2) Semantic error
3) Logical error 4) Internal error
5) None of these
REASONING ABILITY
151) How many such pairs of letters are there in
the word STAPLER each of which has as
many letters between them in the word as
in the English alphabet?
1) None 2) One
3) Two 4) Three
5) More than three
152) In a certain code MODEL is written as ‘513#2’
and DEAR is written as ‘3#%8’. How is LOAD
written in that code?
1) 21%3 2) 23%1
3) 25%3 4) 21#3
5) None of these
Directions (Q. 153-157): In each of the questions
below are given three statements followed by two
conclusions numbered I & II. You have to take the
given statements to be true even if they seem to be
at variance with commonly known facts. Read all the
conclusions and then decide which of the given
conclusions logically follows from the given
statements disregarding commonly known facts.
Give answer 1) if only Conclusion I follows.
Give answer 2) if only Conclusion II follows.
Give answer 3) if either Conclusion I or II follows.
Give answer 4) if neither Conclusion I nor II follows.
Give answer 5) if both Conclusion I and II follow.
153) Statements: All benches are cots.
No cot is lamp.
Some lamps are candles
Conclusions: I. Some cots are benches.
II. Some candles are cots
154) Statements: Some cats are dogs.
All dogs are goats.
All goats are walls.
Conclusions: I. Some walls are dogs
II. Some walls are cats.
155) Statements: Some buildings are sofas.
Some sofas are benches.
Some benches are tables.
Conclusions: I. Some tables are sofas.
II. No table is sofa.
156) Statements: All rats are bats.
Some bats are desks.
All desks are chairs.
Conclusions: I. Some desks are rats.
II. Some chairs are rats.
157) Statements: Some roads are ponds.
All ponds are stores.
Some stores are bags
Conclusions: I. Some bags are ponds.
II. Some stores are roads.
information carefully and answer the questions
given below:
P, Q, R, S, T and M are six students of a school, one
each studies in Class I-VI. Each of them has a favourite
colour from red, black, blue, yellow, pink and green, not
necessarily in the same order. Q likes black and does not
study in Class IV or V. The one who studies in Class IV does
not like green. P studies in Class II. M likes blue and does
not study in class IV. The one, who likes yellow studies in
class VI. S likes pink and studies in Class I. R does not study
in Class VI.
158) In which class does R study?
1) V 2) III
3) IV 4) Data inadequate
5) None of these
159) Which colour does R like?
1) Black 2) Yellow
3) Green 4) Blue
5) None of these

160) Which colour does P like?
1) Green 2) Yellow
3) Red 4) Data inadequate
5) None of these
161) In which of the following combination is
correct?
1) P-II-Yellow 2) Q-III-Green
3) S-I-Black 4) T-V-Yellow
5) None of these
162) In which class does M study?
1) IV 2) III
3) II 4) V
5) None of these
Directions (Q. 163-167): In the following questions,
the symbols @, ©, $, % and  are used with the
following meanings as illustrated below:
‘P © Q’ means ‘P is not greater than Q’.
‘P % Q’ mean ‘P is not smaller than Q’.
‘P  Q’ means ‘P is neither smaller than nor equal to Q’.
‘P @ Q’ means ‘P is neither greater than nor equal to Q’.
‘P $ Q’ means ‘P is neither greater than nor smaller than Q’.
Now in each of the following questions, assuming the given
statements to be true, find which of the two conclusions I
and II given below them is/ are definitely true.
Give answer 1) if only Conclusion I is true.
Give answer 2) if only Conclusion II is true.
Give answer 3) if either Conclusion I or II is true.
Give answer 4) if neither Conclusion I nor II is true.
Give answer 5) if both Conclusions I and II are true.
163) Statement: K @ V, V © N, N % F
Conclusions: I. F @ V II. K @ N
164) Statements: H © W, W $ M, M @ B
Conclusions: I. B  H II. M % H
165) Statements: D % B, B  T, T $ M
Conclusions: I. T © D II. M © D
166) Statements: M  T, T @ K, K © N
Conclusions: I. N  T II. N  M
167) Statements: R $ J, J % D, D  F
Conclusions: I. D $ R II. D @ R
given below:
Following are the conditions for selecting Personnel
Manager in an organization:
The candidate must
(i) be a graduate with at least 50 per cent marks.
(ii) have a postgraduate degree / diploma in Personnel
management / HR with at least 60 per cent marks.
(iii) not be more than 35 years as on 1.6.2009.
(iv) have post-qualification work experience of at least
five years in the Personnel / HR Division of an
organization.
(v) have secured at least 45 per cent marks in the
selection process.
In ‘the case of a candidate who satisfies all the
conditions EXCEPT –
(a) at (iii) above, but has post-qualification work experience
of at least ten years, the case is to be referred to the
Director-Personnel.
(b) at (iv) above, but has post-qualification work experience
as Deputy Personnel Manager of at least three years, the
case is to be referred to President-Personnel.
In each question below are given details of one
candidate. You have to take one of the following courses of
action based on the information provided and the conditions
and sub-conditions given above and mark the number of
that course of action as your answer. You are not to assume
anything other than the information provided in each
question. All these cases are given to you as on 1.6.2009.
Mark answer 1) if the candidate is to be selected
Mark answer 2) if the candidate is not to be selected.
Mark answer 3) if the information provided is inadequate
to take a decision.
Mark answer 4) if the case is to be referred to the
Director-Personnel.
Mark answer 5) if the case is to be referred to the
President-Personnel:
168) Meena Srivastava was born on 6th
March 1978. She
has been working as Deputy Personnel Manager in
an organization for the past four year after
completing her postgraduate diploma in HR
with 68 per cent marks. She has secured 50 per
cent marks in both graduation and selection process.
169) Ketan Desai was born on 5th January 1976. He has
been working for he past five years in the personnel
deptt of an organization after completing his
postgraduate diploma in personnel management with
64 percent marks. He has secured 40 per cent marks
in the selection process and 52 per cent marks in
graduation.
170) Anant Joshi has been working in the personnel
department of an organization for the past six years.
He was born on 7th November 1977. He has secured
60 per cent marks in postgraduate degree in
personnel management. He has also secured 55 per
cent marks in both graduation and selection process.
171) Mohan Bajpai was born on 10th April 1975. He has
secured 55 percent marks in graduation and 65 per
cent marks in postgraduate diploma in personnel
management. He has been working in the HR Deptt,

of an organization for the past six years after
completing his postgraduate diploma.
172) Gopal Sharma has been working for the past five
years in the HR Deptt. of an organization after
completing his postgraduate diploma in HR with 62
per cent marks. He has secured 50 per cent marks
in both graduation and selection process. He was
born on 29th May 1974.
information carefully and answer the given
questions:
A word and number arrangement machine when given
an input line of words and numbers rearranges them
following a particular rule in each step. The following is
an illustration of input and rearrangement.
Input base 35 or gone 62 49 87 ahead
Step I 87 base 35 or gone 62 49 ahead
Step II 87 ahead base 35 or gone 62 49
Step III 87 ahead 62 base 35 or gone 49
Step IV 87 ahead 62 base 49 35 or gone
Step V 87 ahead 62 base 49 gone 35 or
and Step V is the last step of the rearrangement.
As per the rules followed in the above steps, find out in
each of the following questions the appropriate step for
the given input.
173) Input: how was your stay 56 25 36 64
Which of the following will be step VI?
1) 64 how 56 was your stay 25 36
2) 64 how 56 stay 36 was 25 your
3) 64 how 56 stay 36 was your 25
4) There will be no such step
5) None of these
174) Input: power fail now 52 24 75 gate 34
Which of the following steps will be the last
but one?
1) IV 2)V
3) VI 4)VII
5) None of these
175) Step III of an input is: 91 car 85 14 27 few new
house Which of the following is definitely the
input?
1) 85 14 91 car 27 few new house
2) car 91 85 14 27 few new house
3) car 85 14 27 few new house 91
4) Cannot be determined
5) None of these
176) Step II of an input is; 75 down 16 24 farm eager
62 sky How many more steps will be required
to complete the rearrangement?
1) Four 2) Five
3) Six 4) Seven
5) None of these
177) Input: 14 35 when they came 61 48 home
How many steps will be required to complete
the rearrangement?
1) Four 2) Five
3) Six 4) Seven
5) None of these
Directions (Q. 178-180): Below in each question are
given two statements (A) and (B). These statements
may be either independent causes or may be effects
of independent causes or a common cause. One of
these statements may be the effect of the other
statement Read both the statements and decide
which of the following answer choices correctly
depicts the relationship between these two
statements.
Mark answer 1) if statement (A) is the cause and statement
(B) is its effect.
Mark answer 2) if statement (B) is the cause and statement
(A) is its effect.
Mark answer 3) if both the statements (A) and (B) are
independent causes.
effects of independent causes.
effects of some common cause.
178) (A) Many elderly people are continuously harassed
by the youngsters in the locality.
(B) Many children living in the locality play till late in
the evening.
179) (A) The state govt has decided to change the
syllabus of mathematics for Std IX from the next
academic year.
(B) Many students from the state could not secure
admission to the colleges of their choice.
180) (A) Majority of the employees of the manufacturing
company received a hefty bonus at the end of the
current financial year.
(B) The manufacturing company has made
considerable profit in the current financial year.
Directions (Q. 181-183): In each question below is
given a statement followed by two courses of action
numbered I and II. A course of action is a step or
administrative decision to be taken for improvement,
follow-up or further action in regard to the problem,
policy, etc. On the basis of the information given in

the statement, you have to assume everything in the
statement to be true, then decide which of the
suggested courses of action logically follow(s) for
pursuing.
Give answer 1) if only course of action I follows.
Give answer 2) if only course of action II follows.
Give answer 3) if either course of action I or II follows.
Give answer 4) if neither course of action I nor II follows.
Give answer 5) if both courses of action I and II follow.
181) Statement: Drinking water supply to many parts of
the town has been disrupted due to loss of water
because of leakage in pipes supplying water.
Courses of action: I. The government should order
an enquiry into the matter.
II. The civic body should set up a fact-finding team
to assess the damage and take effective steps.
182) Statement: There is an alarming increase in the
number of people suffering from malaria in many
parts of the city.
Courses of action: I. The municipal corporation
has advised all the govt. hospitals to store
adequate supply of malaria drugs.
II. The municipal corporation has urged people to
use mosquito repellants and keep their premises
clean.
183) Statement: Many people have encroached upon
govt. property and built their houses and business
establishments.
Courses of action: I. The government should take
immediate steps to remove all unauthorised
constructions on govt land.
II. All the encroachers should immediately be put
behind bars and also be slapped with a hefty fine.
Directions (Q. 184-188) Study the given information
carefully and answer the questions that follow:
i) Eleven students A, B, C, D, E, F, G, H, I, J and K are
sitting in the first row of the class facing the teacher.
ii) A is second to the right of E, who is at one of the
ends.
iii) D who is to the immediate left of F is second to the
right of C.
iv) J is the immediate neighbour of A and B and third to
the left of G.
v) H is to the immediate left of D and third to the right
of I.
184) Who is sitting in the middle of the row?
1) B 2) C
3) G 4) I
5) None of these
185) Which of the following groups of friends is
sitting to the right of G?
1) CHDE 2) CHDF
3) IBJA 4) ICHDF
5) None of these
186) Which of the following statements is true in
the context of the above sitting arrangement?
1) There are three students sitting between D and G.
2) K is between A and J.
3) B is sitting between J and I.
4) G and C are neighbours sitting to the immediate
right of H.
5) None of these
187) In the above sitting arrangement, which of the
given statements is superfluous?
1) (i) 2) (ii)
3) (iii) 4) (iv)
5) None is superfluous
188) If E and D, C and B, A and H, and K and F
interchange their positions, which of the
following pairs of students is sitting at the
ends?
1) D and E 2) E and F
3) D and K 4) K and F
5) None of these
Directions (Q. 189-193): Read the following
given below:
i) Jayant, Kamal, Namita, Asha and Tanmay are five
members of a family.
ii) they have their birth from January to May, each
member in one of these months.
iii) Each one likes one particular item for his/her
birthday out of Bengali sweets, Chocolates, Pastries,
Ice-cream and Dry fruits.
iv) The one who likes Pastries is born in the month
which is exactly middle in the months given.
v) Asha does not like Ice-cream but brings Chocolates
for Jayant in February.
vi) Tanmay who is fond of Bengali sweets is born in the
next month immediately after Namita.
vii) Namita does not like Dry fruits or Ice-cream.
189) What is the choice of Asha?
1) Pastries 2) Dry fruits
3) Bengali sweets
190) Which combination of month and item is true
for Jayant?
1) March- Pastries 2) February- Pastries
3) February- Ice cream
191) What is the choice of Kamal?
1) Ice-cream 2) Bengali sweets
3) Dry fruits

192) In which month was Kamal born?
1) January 2) May
3) January or May 4) Data inadequate
5) None of these
193) Who likes Pastries?
1) Namita 2) Tanmay
3) Asha
Directions (Q. 194-198): Each of the questions below
consists of a questions and two statements
numbered I and II given below it. You have to
decide whether the data provided in the statements
are sufficient to answer the questions.
1) if the data in statement I alone are sufficient to
answer the questions, while the data in statement II
alone are not sufficient to answer the questions.
2) if the data in statement II alone are sufficient to
answer the questions, while the data in statement I
alone are not sufficient to answer the question;
3) if the data either in statement I alone or in
statement II alone are sufficient to answer the
questions;
4) if the data given in both statements I and II together
are not sufficient to answer the questions; and
5) if the data in both statements I and II together are
necessary to answer the questions.
194) In a certain code, ‘nop al ed’ means ‘They like
flowers’. Which code word means ‘flowers’?
I) ‘id nim nop’ means ‘They are inncoent’.
II) ‘gob ots al’ means ‘We like roses’.
195) How is Sulekha related to Nandini?
I) Sulekha’s husband is the only son of Nandini’s
mother.
II) Sulekha’s brother and Nandini’s husband are
cousins.
196) Five friends P, Q, R, S and T are standing in a
row facing East. Who is standing at the
extreme right end?
I) Only P is between S and T. R is to the immediate
right of T.
II) R is between T and Q.
197) Which village is to the North-East of village A?
I) Village B is to the North of village A, villages C and
D are to the East and West of village B respectively.
II) Village P is to the South of village A and village E
is to the East of village P, village K is to the North of
village P.
198) How many children are there between P and Q
in a row of children?
I) P is fifteenth from the left in the row.
II) Q is exactly in the middle and there are ten
children towards his right.
Directions (Q. 199-200): Read the following
information carefully to answer the questions given
below:
i) ‘A × B’ means ‘A is the brother of B’.
ii) ‘A ÷ B’ means ‘B is the father of A’.
iii) ‘A + B’ means ‘A is the sister of B’.
iv) ‘A - B’ means ‘A is the mother of B’.
199) Which of the following means ‘Q is the
paternal uncle of k’?
A) K × P ÷ M × Q B) K × B ÷ N × Q × D
C) Q × L ÷ R × K
1) Only (a) 2) Only (B)
3) Only (C) 4) Both (A) and (B)
5) None of these
200) Which of the following statements is/are
superfluous to answer the above question?
1) (i) only 2) (ii) only
3) (iii) only 4) Only (iii) and (iv)
5) None of these
ANSWER KEY
GENERAL AWARENESS
Q. A. Q. A. Q. A. Q. A. Q. A.
1 1 2 1 3 2 4 1 5 2
6 1 7 2 8 2 9 2 10 3
11 3 12 4 13 3 14 1 15 1
16 4 17 2 18 4 19 4 20 1
21 4 22 3 23 4 24 3 25 2
26 2 27 5 28 4 29 3 30 1
31 3 32 4 33 1 34 1 35 3
36 4 37 2 38 1 39 3 40 3
QUANTITATIVE APTITUDE
Q. A. Q. A. Q. A. Q. A. Q. A.
41 1 42 5 43 2 44 4 45 3
46 5 47 4 48 4 49 2 50 3
51 1 52 4 53 4 54 1 55 5
56 2 57 5 58 2 59 1 60 4
61 4 62 3 63 5 64 3 65 1

66 3 67 5 68 1 69 4 70 5
71 2 72 3 73 1 74 3 75 1
76 5 77 3 78 1 79 2 80 4
81 1 82 3 83 4 84 4 85 2
86 3 87 5 88 2 89 4 90 1
ENGLISH LANGUAGE
Q. A. Q. A. Q. A. Q. A. Q. A.
91 4 92 1 93 5 94 2 95 4
96 5 97 2 98 1 99 5 100 1
101 4 102 2 103 3 104 3 105 4
106 2 107 3 108 4 109 3 110 4
111 2 112 2 113 5 114 3 115 3
116 1 117 5 118 3 119 2 120 4
121 2 122 5 123 3 124 4 125 1
126 5 127 3 128 4 129 5 130 5
COMPUTER AWARENESS
Q. A. Q. A. Q. A. Q. A. Q. A.
131 1 132 4 133 4 134 2 135 2
136 2 137 3 138 4 139 4 140 3
141 2 142 2 143 4 144 1 145 3
146 1 147 3 148 2 149 4 150 1
REASONING ABILITY
Q. A. Q. A. Q. A. Q. A. Q. A.
151 3 152 1 153 1 154 5 155 3
156 4 157 2 158 3 159 5 160 1
161 5 162 4 163 2 164 5 165 4
166 1 167 3 168 5 169 2 170 1
171 3 172 2 173 4 174 3 175 4
176 1 177 3 178 2 179 4 180 2
181 2 182 5 183 4 184 4 185 2
186 3 187 5 188 3 189 2 190 5
191 1 192 3 193 1 194 5 195 3
196 5 197 1 198 5 199 2 200 4
NOW ALSO AT
S E C T O R
1 5
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Latest G.K .Bytes
JULY – 2014
1) Which country recently signed an Association
Agreement with the European Union: Ukraine
2) Saina Nehwal lifted her first Super Series title in last
two years. Name this championship: Star
Australian Open
3) Name the Indian player who won his 9th
world title
in snooker: Pankaj Adavani
4) Govt. has fixed Rs. ___________ per quintal as the
minimum support price for the winter paddy crop:
1360
5) Who has been elected as President of the European
Commission: Jean-Claude Juncker
6) ISRO recently launched how many satellites all
together onboard its launch vehicle PSLV-C23: Five
7) The recently launched five foreign satellite by ISRO
were from how many countries: Four
8) Name the four countries whose satellites were
recently launched by ISRO: Germany-2, France,
Canada, Singapore
9) With which country India has jointly released the
first encyclopedia on their age-old cultural contacts,
tracing back their history to over 2,000 years:
China
10) Who was the famous Chinese traveller who visited
India in the seventh century to bring Buddhist
scriptures to China: Huen Tsang
11) Who is Akhouri Sinha in whose honour the USA has
named a mountain in Antarctica: Eminent Indian-
American scientist
12) With which country India has signed and MoU to
allow their companies to invest in industrial parks
and zones in India: China
13) American space agency NASA has successfully
launched a satellite -Orbiting Carbon Observatory-2
(OCO-2) for what purpose: To track atmospheric
Carbon Dioxide
14) International rating agency Fitch has improved
India's economic growth forecast to _______ per
cent this financial year: 5.5
15) RBI plans to swap some of the old gold lying in its
_________vault since pre-Independence times —
and whose quality is not exactly top grade — with
purer gold: Nagpur
16) RBI plans to swap some of the old gold lying with it
and the gold acquired in lieu of this would be kept
at which place: Bank of England, London
17) India and the US have agreed to implement FATCA,
a US law that targets tax non-compliance by US
taxpayers with foreign accounts. What is FATCA:
Foreign Accounts Tax Compliance Act
18) The ADB has approved a multi-tranche loan facility
of $300 million to Assam for what purpose: To
improve power sector
19) The govt. plans to merge two insurance scheme and
one pension scheme to enable senior citizens to
avail benefit of these schemes through a single
smart card. Name these three schemes: The
Rashtriya Swastha Bima Yojana (RSBY), Aam
Aadmi Bima Yojan (AABY) and Indira Gandhi
National Old Age Pension Scheme (IGNOAPS)
20) RBI has advised that the lending rate ceiling for
MFIs will continue at their present level - at 27.75%
for the July to September quarter. MFIs stands for:
Micro Finance Companies
21) With which country The Reserve Bank of India has
signed a Memorandum of Understanding for
exchange of supervisory information of banking:
Hong Kong
22) Which new financial entities have been allowed by
RBI to accept e-KYC service as a valid process to
verify identity and address proof of customers to
reduce risk of fraud and forgery: Non Banking
Financial Companies
23) A government panel panel led by M S Sahoo has
proposed a new class of securities for foreign firms
to raise money in India. Name this security: Bharat
Depository Receipts (BhDRs)
24) Bharat Depository Receipts are denominated in
which currency: Rupee
25) Bharat Depository Receipts will be issued by which
financial authority: Local Depositories
26) Which is the newly invented world’s lightest solid
material created by Chinese scientists: Carbon Gel
27) Name the international body that has sanctioned
$500 million loan for India’s National Highways
Inter-connectivity Improvement Project (NHIIP):
World Bank
28) India has become the first country to ratify the
Marrakesh Treaty. What is the purpose of this
treaty: To facilitate access to published works
for persons who are visually impaired, or
otherwise print disabled
29) The city of Marrakesh located in which country:
Morocco
30) The Government has extended the validity period of
an industrial licence to _______ years from present
two years, with a provision for further extension by
two years: Three
31) Ritu Rani has been named captain India’s women

_________ team for the Commonwealth Games,
Glasgow: Hockey
32) Brazil’s bid to win a sixth World Cup suffered a
devastating blow as their ace striker ________
suffered a back bone fracture after being hit by the
Colombian defender Juan Zuniga: Neymar
33) Name the head of the panel that has recommended
new norms for fixation of poverty line: Dr. C.
Rangarajan
34) As per Rangarajan panel report a person spending
less than Rs 1,407 a month (Rs ______day) in
urban areas will be considered Below Poverty Line
(BPL): 47
35) As per Rangarajan panel report a person spending
less than Rs 972 a month (Rs ______day) in rural
areas will be considered Below Poverty Line (BPL):
32
36) As per Rangarajan panel report the number of poor
in India stood at 36.3 crore in 2011-12 which is
roughly ____ per cent of India’s population. 30
37) Which ministry plans to setup 660 rape crisis centres
across the country: Women and Child
Development Ministry
38) What is the proposed name for one stop centre for
women victims of molestation, rape, sexual assault,
domestic violence: Nirbhaya Centre
39) The Madras High Court has ruled that banks cannot
fix _____ cut off of minimum marks in Plus Two as
condition for extending education loan to students
joining engineering courses: 60%
40) Name the only supersonic cruise missile of India:
Brahmos
41) Name the Indian who has become the first player of
Indian origin to be a part of the National Basketball
Association (NBA) in USA after joining the
Sacramento Kings team: Sim Bhullar
42) Name of powerful typhoon that lashed Japan's
southern Okinawa islands on 8th
July, forcing over
half a million people to seek shelter: Neoguri
43) As per India State of Forest Report (ISFR) 2013 the
total forest and tree cover of the country is 87.92
million hectare, which is _______ percent of the
geographical area of India: 24.01
44) ___________ state has the largest forest cover of
77522 square kilometer, followed by Arunachal
Pradesh, 67321 square kilometer: Madhya
Pradesh
45) In terms of percentage, _______ state has highest
cover at 90.38 percent, followed by Lakshadweep-
84.56 percent: Mizoram
46) Pinky Anand has been appointed to which important
national post: Additional Solicitor General
47) What is the function of the Additional Solicitor
General: Legal advisor to Central Govt.
48) Name the legendary actress from Hindi theatre and
cinema who passed away recently at the age of 102
years: Zohra Sehgal
49) Name the Indian Navy‘s largest ever destroyer –
_____________that was inducted in to service on
10th
July: INS Kolkata
50) The INS Kolkata is equipped with stealth
technology. What is the benefit of this technology:
It avoids detection of the ship by the enemy
radar
51) Name the India’s first indigenously built anti-
submarine corvette commissioned into service by
Indian Navy: INS Kamorta
52) In which sector Foreign Direct Investment (FDI)
has been hiked from 26 per cent to 49 per cent:
Defence manufacturing
53) FDI in insurance sector has been hiked to ______
per cent from 26 per cent: 49
54) A recent UN study “World Urbanization Prospects”
by U.N. Department of Economic and Social Affairs
(UN DESA) has ranked Delhi as second most
populous city in the world with 25 million
inhabitants. Which is the most populous city:
Tokyo, 38 million
55) Ancestral House of which Indian film celebrity has
been declared as a National heritage monument by
the Pakistan Govt.: Dilip Kumar
56) World Bank has agreed to provide $153 million (Rs
920 crore) loan to Odisha for what purpose: To
restore cyclone hit housing and public
services
57) Mr. Ram Naik has been appointed Governor of
which State: Uttar Pradesh
58) Who has been appointed as New Governor of West
Bengal: K.N. Tripathi
59) Sh. Om Prakash Kohli has been appointed Governor
of which State: Gujarat
60) Name the New Governor of Chhattisgarh State:
Balramji Das Tandon
61) Mrs. Margret Alva has been appointed as new
Governor of which State: Goa
62) Sh. Kaptan Singh Solanki has been appointed as
new Governor of which State: Haryana
63) Name the new governor of Nagaland:
Padmanabha Acharya
64) Name the football player who scored the winning
goal for Germany in the FIFA World Cup 2014:
Mario Gotze
65) Germany won FIFA World Cup 2014 by defeating
which country: Argentina
66) Name the best player of the FIFA World Cup 2014
who won the Golden Ball: Lionel Messi,
Argentina
67) Name the best goalkeeper of the FIFA World Cup
2014 who won the Golden Glove Award: Manuel
Neuer, Germany
68) Name the best player who scored highest goals – 6,
in the FIFA World Cup 2014 and won the Golden
Boot award: James Rodriguez, Colombia
69) Final match of FIFA World Cup 2014 was played at
which place: Rio De Janeiro, Brazil
70) The Indian men's football team has been ranked

__________ in the FIFA world rankings: 151th
71) In the FIFA world rankings, which country has been
ranked as no. 1: Germany
72) Under which programme Government has set a
target to develop skills of 50 crore people by 2022:
The National Policy on Skill Development
(NPSD)
73) The government has set a target of mopping Rs
_________ from stake sale in PSU firms: 43425
crore
74) Govt. plans to raise Rs 15,000 crore from sale in
financial entities such as SUUTI. What is the full
form of SUUTI: Specified Undertaking of the
Unit Trust of India
75) To expedite the process to recover bad bank loans,
govt. proposes to set up six new DRTs. What is the
full form of DRT: Debt Recovery Tribunal
76) How many judges are there in a Debt Recovery
Tribunal: One
77) The judge in the debt recovery tribunal is named as:
Presiding Officer
78) Bad Bank Loans cases of upto Rs. ____________
can be filed in DRT: No Limit
79) To promote financial inclusion, govt proposes to
sanction an overdraft (OD) facility of Rs.
_________by the bank to individuals who open an
account with them: Rs 5,000
80) With what objective government plans to grant OD
of Rs. 5000 to new bank account openers: To
attract people to open bank account to
promote financial inclusion
81) Name the comprehensive scheme for financial
inclusion which will ensure that every earning citizen
opens a bank account: 'Sampoorn Viteeyea
Samveshan'
82) Which financial institution has been asked to create
a Rs. 1,000-crore credit guarantee fund to finance
govt’s proposed OD scheme: NABARD
83) Parliament has been advised that Banks had Rs
5,124 crore in unclaimed deposits as on December
31, 2013. What is a unclaimed deposit account:
Accounts with no operations for 10 years
84) Out of the two – balance of trade and balance of
payment, which item is larger: Balance of
Payment
85) Government proposes an allocation of Rs 7,060
crore in this financial year for developing
__________smart cities in the country as satellite
towns of larger cities and for modernising the
existing mid-sized cities 100
86) Which country has granted one billion pound ($1.68
billion) credit line for investment in Indian
infrastructure projects: Britain
87) Name the proposed Rs. 1000 crore nationwide rural
irrigation scheme to insulate farmers from excessive
dependence on monsoon: Pradhan Mantri Krishi
Sinchayee Yojana’
88) Name the proposed soil health card' that will be
issued to all farmers for optimum utilization of
resources and right selection of crops: Soil Health
Card
89) Government plan to launch ___________TV
dedicated to the interests of agriculturists and allied
sectors and has allocated Rs 100 crore for this
purpose: Kisan
90) Recently held BRICS summit was ___________ in
series: 6th
91) The 6th
BRICS summit was held at which place:
Fortaleza, Brazil
92) Name the new development bank that the BRICS
nations propose to form as an alternative to the
World Bank: New Development Bank
93) What is the initial authorized capital of the New
Development Bank: $50 billion
94) In what proportion the BRICS countries have agreed
to share the capital of New Development Bank:
20% each
95) BRICS nations have agreed to establish a $100
billion fund to provide additional liquidity protection
to member-nations during balance of payments
problems. What is its name: Contingency Reserve
Arrangement
96) Which country has agreed to contribute largest
share of 41% to the Contingency Reserve
Arrangement: China
97) What will be the India’s contribution to the proposed
CRA by the BRICS Nations: 18%
98) The headquarters of the proposed BRICS New
Development Bank will be located in which country:
China
99) Which country has been allocated the presidency of
the proposed BRICS New Development Bank: India
100) The 7th
BRICS Summit will be held at which place:
Russian city of Ufa
101) Under which programme government plans to
launch four new vaccines to reduce child mortality
by two-thirds by next year: Universal
Immunization Programme (UIP)
102) As per the Global Innovation Index 2014 India has
been placed at which rank: 76th
103) A Mexican software company has managed to
transmit audio, video and Internet data across the
spectrum of light emitted by LED lamps — at a data
transfer rate of 10 gigabytes per second. What is
this technology called: Li Fi
104) What is the full form of the new data transferee
technology Li Fi: Light Fidelity
105) The 7th
IBSA summit 2015 will be held in which
country: India
106) What is the full form of term IBSA: India, Brazil,
South Africa
107) An civilian aircraft of which country was recently
shot down by terrorist using a Russian Buk missile:
Malaysia
108) Name the two new types of banks for formation of
which the RBI has issued guidelines: Payment

Bank and Small Banks
109) The proposed payment banks will not be allowed
which major function of the banks: Lending
110) Prem Bhatia Award are given for excellence in which
field: Journalism
111) The area of operations of the small bank will be
restricted to which level: Contiguous districts in
a homogenous cluster of States
112) Smita Gupta has been awarded the Prem Bhatia
award for political reporting. She is associated with
which news paper: The Hindu
113) Nitin Sethi, Associate Editor, Business Standard,
has been honourd with which award for excellence
in environmental and development reporting: Prem
Bhatia Award
114) Nadine Gordimer, Nobel Prize-winning author, one
of the most powerful voices against the injustice of
apartheid, passed away recently. He was from
which country: South Africa
115) Newly elected President of which country is
popularly known as ‘Jokowi’: Indonesia
116) As per NSSO survey result for 2011-12, the
estimated workforce in India is 47.41 crore persons.
Write full form of NSSO: National Sample Survey
Organization
117) The Reserve Bank has said that Banks having size
equal to or more than 2 per cent of GDP will be
designated as D-SIBs. Write full form of D-SIB:
Domestic Systemically Important Banks
118) What is the new condition in terms of capital
requirement for the purposed D-SIBs: Required to
maintain higher capital requirement
119) Reserve Bank proposes to circulate special Rs. 10
coins on the occasion of diamond jubilee of which
organization: Coir Board
120) In which international ground Indian Cricket Team
recently won a test match after nearly three
decades: Lords, London
121) As per latest RBI guidelines which popular identity
document has now been declared invalid for the
purpose of KYC norms: Ration Card
122) The commonwealth games that were held at
Glasgow, Scotland, were which number in series:
20th
123) What is the name of the mascot for the 20th
,
Commonwealth Games: Clyde
124) The name of the commonwealth games mascot –
Clyde has been kept after which: Famous river of
Scotland
125) Name the Indian player who carried the Indian flag
to lead the Indian Contingent in Commonwealth
Games: Vijay Kumar (Shooter)
126) Name the sports person who won 1st
gold medal for
India at the 20th
Commonwealth Games:
Khumukcham Sanjita Chanu
127) The 1st
medal in 20th
Commonwealth Games was
won by India in which sports: Weight Lifting
128) Name the Indian shooter who won Gold in 10 meter
rifle shooting and announced his retirement from
the Commonwealth Games: Abhinav Bindra
129) Name the player who won gold at the
Commonwealth Games in the women’s 10m air rifle
event: Apurvi Chandela
130) Name the author of the book The Lives of Others:
Neel Mukherjee
131) Name the three countries whose warships,
submarines, aircrafts and helicopters participated in
the trilateral Malabar naval exercise: India, US and
Japan
132) The trilateral Malabar naval exercise by India and
two other countries was held at which place: North
Western Pacific Ocean
133) Fuad Masum has been elected as President of which
country: Iraq
134) Prime Minister of which country was in news as he
resigned in a shock move to protest the disbanding
of the ruling parliamentary coalition: Ukraine
135) To protect investors, the Cabinet has cleared the
SEBI Bill, to empower SEBI to initiate action against
ponzi schemes and investment frauds. What is a
ponzi scheme: Fraudulent deposit collection
scheme
136) In the recently compiled Human Development
Index, India has been placed at which rank: 135th
137) Name the country which enjoys the honour of being
placed at the top of the Human Development Index:
Norway
138) The mascot of 20th
Commonwealth Games – Clyed
has been derived from which animal: No animal, it
is a thistle plant
139) Govt. plans to merge United Bank of India with
which bigger bank: IDBI Bank
140) Which public sector undertaking has recently been
granted Navratna status: Container Corporation
of India Limited (CONCOR)
141) Name the website that has been launched by the
Prime Minister to help people contribute in
governance of the country by giving their views on
important issues: mygov.nic.in
142) Name the world famous three week cycling
marathon won by Vincenzo Nibali of Italy: Tour de
France
143) Kargil Vijai Diwas is celebrated on which date: 26th
July
144) Israel Defence Forces (IDF) launched “Operation
Protective Edge” against __________ militants in
Gaza strip: Hamas
145) Name the Indian corporate which became first
Indian company to achieve a market capitalization
of Rs. 5 lakh crore rupees: TCS (Tata
Consultancy Services)
146) Which famous sports person has been appointed as
Brand Ambassador of Telangana State: Sania
Mirza
147) In the recently released Global Innovation Index
2013, India has been placed at which rank: 66th

148) Name the country that has topped the 142 nations
list of Global Innovation Index 2013: Switzerland
149) Men’s title in Wimbledon Tennis Open was won by
which sports star: Novak Djokovic
150) Novak Djokovic lifted the Wimbledon Men’s title by
defeating which player: Roger Feeder
151) Women’s title in Wimbledon Tennis Open was won
by which sports star: Petra Kvitova
152) Petra Kvitova lifted the Wimbledon Women’s title by
defeating which player: Eugenie Bouchard
153) Maharashtra has appointed Amitabh Bachhan as its
brand ambassador for what purpose: for
Promoting Horticulture
154) Economic survey of India is presented in which
house of Parliament: Lok Sabha
155) Who presents the economic survey report in the
parliament: Finance Minister
156) India plans to start its 1st
bullet train on which
route: Mumbai - Ahmedabad
157) Govt. proposes to develop Diamond Quadrilateral
for high speed trains connecting which main cities:
The Four Metros
158) Govt. has raised deduction limit under section 80-C
of Income Tax Act by what amount: Rs. 50,000
159) As per sanction 80-C of the Income Tax Act, what is
the maximum amount of savings that are exempted
from income tax: Rs. 1.5 lac
160) Senior citizen in the age group of 60 and above are
exempted from income tax upto what amount of
income: Rs. 3 lac
161) Name the new welfare scheme proposed by Indian
government for promoting the girl child: Beti
Padhao, Beti Bachao Yojana
162) Govt. proposes to start a Rs. 500 cr scheme for
providing 24 x 7 power supply to all homes in rural
areas. Name this scheme: Deen Dayal
Upadhyaya Gram Jyoti Yojana
163) What is the target for 2014-15 for agriculture credit
by banks: Rs. 8 trillion
164) The Swatch Bharat Abhiyaan aims to achieve total
sanitation in India by which year: 2019
165) As per the budget announcement of the finance
minister the target of financial inclusion has been
set at opening at least ________________ bank
account in each house hold: Two
166) Govt. plans to setup two biotech clusters at which
centres: Bangaluru and Faridabad
JUNE – 2014
167) Latest data released by the Central Statistical Office
(CSO) has estimated value of India’s GDP at current
market prices at Rs. 113.55 lakh crore, achieving a
growth rate of _____ percent in 2013-14: 4.7
168) The per capita income at current prices during
2013-14 is estimated to be around Rs.________
Rs.74,380
169) Abdul Fattah Al-Sisi has been elected as President of
which country: Egypt
170) Name the new Solicitor General of India: Ranjit
Kumar
171) Who has been appointed as National Security
Adviser, Govt of India: Dr. Ajit Kumar Doval
172) Dag Hammarskjold Medal is by UNO for what
purpose: Show of Gallantry
173) In an effort to eliminate outdated capacity and
improve work safety and address pollution concerns,
which country plans to shut down over 2,000 small
coal mines by next year: China
174) Why govt. has decided to abolish, with immediate
effect, all the Groups of Ministers (GoMs) and
Empowered Groups of Ministers (EGoMs) set up by
the previous UPA-II govt.: To improve
accountability and responsibility
175) Yogeshwar Dutt and Sushil won the gold medal and
silver medal respectively, in which International
Competition in Sassari city, Italy: Wrestling
176) Name the cricket team that won the Indian Premier
League – 7: Kolkata Knight Riders
177) The final match of IPL – 7 was played at _______
stadium in Bangalore: M. Chinnaswamy
associated with which sports: Hockey
from which country: Malaysia
180) Name the Union Minister for Rural Development and
Panchayati Raj who was killed in a road accident
recently: Gopinath Munde
181) RBI in its second bimonthly policy statement,
reduced statutory liquidity ratio (SLR) to ______
from 23%: 22.5%
182) Reduction of SLR by 50 basis points is expected to
increase banks’ lendable resources by Rs. _____
crore: 40,000
183) The RBI has reduced the availability of funds under
the ECR window from 50 per cent of export credit
outstanding to 32 per cent with immediate effect.
ECR Stands for: Export Credit Refinance
184) Juan Carlos, King of Spain was in news for what
reasons: He abdicated his throne for his son
185) Who has been made the new king of Spain: Prince
Felipe
186) Which village in Nagaland has been declared as the
country’s first tobacco-free village: Gariphema
187) World No Tobacco Day is observed on which date:
May 31
188) Name the first Indian archer to win three gold
medals in a single international tournament:

Abhishek Verma
189) SEBI has said that public sector undertakings listed
on stock exchanges to have should also adhere to
the mandatory _____ public shareholding norms
that are applicable to private companies: 25%
190) Bashar Al-Assad has been elected as President
of_________ for the third time successively: Syria
191) Name the fifth Indo-French bilateral air exercise
held at Jodhpur Air Base in Rajasthan: Garuda-V
192) Kepler 10 C is the name of the biggest rocky
________ ever discovered: Planet
193) Which state has announced 12 per cent reservation
for BPL candidates in all the state government jobs:
Sikkim
194) What is the popular name for the French Open
Tennis Championship held at Paris: Roland Garros
195) Name the winner of the Men’s title at French Open
Tennis Championship: Rafael Nadal
196) Name the winner of the Women’s title at French
Open Tennis Championship: Maria Sharapova
197) Ace tennis player Rafael Nadal is from which
country: Spain
198) Ace tennis player Maria Sharapova is from which
country: Russia
199) G7 meet of industrialized nations was held at which
place: Brussels, Belgium
200) Name the new speaker of Lok Sabha: Sumitra
Mahajan
201) RBI has advised that for opening of bank accounts,
the proof of __________ is not necessary if
customer has submitted proof of his permanent
address: Local Address
202) India recently test fired its 290-km range supersonic
missile from the stealth destroyer INS Kolkata. What
is its name: Brahmos
203) Central government has decided that all the
government employees who have differently abled
children to take care of will be exempted from
___________: Transfers
204) In which river 24 engineering students, including six
girls, were washed away due to sudden release of
water from the reservoir: River Beas
205) Reuven Rivlin has been elected ________ of Israel:
President
206) Who has been appointed as new Chief Executive
Officer, Infosys: Vishal Sikka
207) World Bank will provide $ 100 million to which State
for promoting development of sustainable
hydropower: Himachal Pradesh
208) Name the Union Minister who has been appointed
as India's Governor on the Board of Governors of
the Asian Development Bank: Arun Jaitely
209) Name the Bollywood celebrity who has been
appointed as UNICEF's 'celebrity advocate for child
rights': Madhuri Dixit
210) Which country has overtaken Germany and Italy to
emerge as the world's second largest textile
exporter: India
211) Name the country that is largest exporter of textiles
in the world: China
212) The Centre has decided to give Rs. ______ per
household as labour charges to the poor for building
their homes under Indira Awaas Yojna: 12,000
213) Govt. provides Rs. _____ for construction of a house
under IAY in hilly areas: 75,000
214) Govt. provides Rs. _____ for construction of a house
under IAY in plain areas: 70,000
215) Which private sector bank has launched ‘video
branch’ - a 24x7 unique innovative service allowing
customers to interact face-to-face with their bank
branch using desktop, tablet or smartphone:
IndusInd Bank
216) Govt. has recently cleared to raise the height of
which dam from present 121.92 metres to 138.72
metres: Narmada Dam
217) Name the city which has become the fourth city the
country to have Metro rail operations: Mumbai
218) India recently signed Washington Accord with a
group of 17 nations for what purpose: Academic
recognition of its degrees
219) For which type of sports Govt. has decided to
increase the daily food supplement budget from Rs
280 to Rs 750: Power Games
220) As per new SEBI norms for public issuance of debt
securities (debentures, bonds etc.), these offers will
have to be of minimum _______ crore: Rs. 100
221) Name the German Formula one champion who
emerged out of coma after almost five and a half
months, following his devastating ski accident in
December, 2013: Michael Schumacher
222) 16th Asian Junior Athletics Championship was held
at which place: Taipei City, China
223) Name the India’s first One Stop Crisis Centre (OSCC)
launched in Bhopal, Madhya Pradesh: Gauravi
224) Name the prize won by Sanjaya Rajaram, India born
veteran plant scientist from Mexico, for his
contribution in increasing the wheat production in
world: World Food Prize
225) World Food Day is observed on which date:
October 16
226) Name the historical monument of Gujarat that has
been approved as world heritage site by UNESCO:
Rani-Ki-Vav

227) Rani – Ki – Vav, a world heritage site, is what type
of monument: Stepwell
228) Foreign investment of ______ per cent or more in a
listed company will now be treated as foreign direct
investment (FDI): 10
229) Arvind Mayaram committee has been setup for what
purpose: To review definitions of FDI and FII
230) Rohinton Nariman, the noted advocate has been
appointed to which important post: Judge in
Supreme Court
231) Kanyashree Prakalpa, a West Bengal government
scheme that has been recognized by UK and
UNICEF, is for what purpose: To provide
scholarship to poor girls
232) Name the IT initiative of the govt. for delivery of
public services through the mobile platform has
been awarded a United Nations Public Service
Award: Mobile Seva
233) Where is the Great Himalayan National Park (GHNP)
that has been accorded the UNESCO World Heritage
Site status for its “exceptional natural beauty and
conservation of biological diversity.”: Kullu district
of Himachal Pradesh
234) ISIS militants have been waging a fierce civil battle
against the democratically elected govt. of which
country: Iraq
235) What is the full form of ISIS: Islamic State of
Iraq and Syria
236) Which country won the Men’s title in hockey world
cup: Australia
237) Which country won the Women’s title in hockey
world cup: The Netherland
238) The World Cup Hockey Championship was held at
which place: The Hague, Netherland
239) Which Indian university has been named as the best
higher educational institution in India by the Times
Higher Education’s Asia rankings: Panjab
University, Chandigarh
240) Viswanathan Anand won the _______ medal at the
World Rapid Chess Championship held at Dubai:
Bronze
241) Name the India's biotechnology queen, Chairperson
of Biocon Industries who has been awarded the
coveted Global Economy Prize for business: Kiran
Mazumdar-Shaw
242) India’s first indigenously-built anti submarine
warfare corvette __________ is to be commissioned
into the Indian Navy next month: INS Kamorta
243) National carrier Air India has joined ___________ a
group of 26 (now 27) carriers with as many as
4,338 aircraft flying to 1,328 destinations across 195
countries: Star Alliance
244) In a 25 nation-list compiled by global research firm
Ipsos, India has been placed at ______ rank in
terms of economic confidence of citizens: First
245) RBI has permitted which new entities to act as
business correspondents (BCs) of banks, allowing
them to offer limited services: Non-banking
finance companies –NBFCs
246) RBI has permitted residents and non-residents,
except Pakistanis and Bangladeshis, to carry up to
________ in Indian currency notes while leaving the
country: Rs. 25,000
247) The Corporate Affairs Ministry has recently notified
new CSR expenditure rules for the companies. What
is CSR: Corporate Social Responsibility
248) The 35th edition of the National Games will be held
in _______ in Jan– Feb, 2015: Kerala
249) _______ has been appointed as Goodwill
Ambassador for national games: Sachin Tendulkar
250) The World Bank has approved funding of USD 107
which state: Mizoram
251) The government has extended the ban on imports
of milk and its products from which country: China
252) Which country plans to open two centres of
excellence at Nalanda and Vaishali in Bihar in the
field of vegetables and mango respectively to help
cultivators increase their productivity: Israel
253) Which state has become the first state in India to
implement 33 per cent reservation for women in the
police force, across all cadres: Gujarat
254) Prime Minister Mr. Modi made his first overseas trip
by visiting which country: Bhutan
255) Bhutan is major partner with India in production of
__________: Hydroelectric Power
256) India’s External Affairs Minister made a goodwill visit
to which country as her first solo overseas visit:
Bangladesh
257) Name the Indian statesman who recently visited
China: Hamid Ansari
258) Who has been elected as the First Chairman of
International Cricket Council, Dubai: N. Srinivasan
259) International Widows Day is observed on which
date: 23rd
June
260) Name the first Indian shooter to win three medals in
successive ISSF Shooting World Cup: Jitu Rai
261) 49th
Jnanpith award – 2013 has been awarded to
which noted Hindi poet: Kedarnath Singh
262) The Moortidevi Award is given in which field: For a
work in Indian philosophy and cultural
heritage
263) Name the winner for Moortidevi Award 2013: C.

Radhakrishna
264) The 2013 Moortidevi Award winner, C.
Radharkrishna writes in which language:
Malayalam
265) World Refugee Day is observed on which date:
June 20
266) Union Ministry of Culture has launched the Project
Mausam for what purpose: To explore the
diversity of cultural, commercial and religious
interactions in the Indian Ocean region
267) As per the Global Peace Index 2014, _________ has
been declared as the most peaceful country:
Iceland
268) As per the Global Peace Index 2014, _________ has
been declared as the most unpeaceful country:
Syria
269) As per the Global Peace Index 2014, India has been
placed at which rank: 143rd
270) The book titled The Goldfinch has been authored by
whom: Donna Tartt
271) Bailey’s Women’s Prize for Fiction 2014 has been
won by __________ for her first novel ‘A girl is a
Half-Formed Thing’: Eimear McBride
272) Which Indian Airport was declared second best in
service quality in world and sixth best airport in the
world: Indira Gandhi International Airport
273) Name the lady who has been declared as most
powerful women in the world by Forbes Magazine:
Angela Merkel
274) Angela Merkel has been declared as most powerful
women in the world. Who is she: Chancellor of
Germany
275) Who has been declared as most powerful women in
India by the Forbes magazine: Arunadhati
Bhattarcharya
276) Which Indian actor has been conferred with ‘Legion
of France’ recently: Shahrukh Khan
MAY – 2014
277) As per are recently World Bank report, India
emerged as the world's _________largest economy
in 2011, from being the 10th largest in 2005: Third
278) Which country has the largest economy in the
world: USA
279) India and China have decided to conduct a joint
military exercise at which place in India: Bathinda,
Punjab
280) World’s highest train tunnel at an altitude of 3,067.4
metres in China passes through which mountain:
Qilian Mountain
281) World Meteorological Organisation (WMO) has
warned that there is strong possibility of an "El
Nino" climate phenomenon this year. It occurs at
which place in the world: Tropical Pacific Ocean
282) For what banking purpose govt. is considering
establishment of exclusive Lok Adalats: For cheque
bouncing cases
283) Aab Bareek, a village in Badakhshan province of
Afghanistan was in news for what reasons: Its
suffered a devastating mud slide
284) Which state has lifted the four years ban on SMS on
prepaid mobile phones: Jammu & Kashmir
285) Ahmed Maiteeq has been elected as Prime Minister
of which country: Libya
286) What is the recent guideline from RBI in contest of
prepayment of all floating rate term loans: Banks
not to charge penalty for prepayment
287) RBI has asked banks not to levy penalties on
customers who don’t maintain a minimum balance
in which type of accents: Any inoperative
account
288) Prime Minister of which country was removed from
office by a Constitutional Court: Thailand
289) Which country has decided to introduce Islamic
banking: Afghanistan
290) United Nations has signed an agreement with which
international body to use power of supports to
promote piece and economic development:
International Olympic Committee (IOC)
291) What is the brand name of the football that will be
used in the Brazil FIFA World Cup: Brazuca
292) What is the name of the India’s first indigenously
developed beyond visual range (BVR) air to air
missile successfully test fired from a Russian-built
Sukhoi Su-30MKI fighter jet: Astra
293) What is the range of India’s air to air Astra missile:
60 kms
294) What is the recent Supreme Court ruling in context
of investigation against senior bureaucrats in
corruption cases: Prior permission not required
for investigation
295) Name the Pakistan’s surface-to-surface ballistic
missile test fired recently: Hataf-III
296) India has been given New Frontiers Award 2014 for
what achievement: for fast development of
infrastructure after the June 2013 floods,
landslides in Uttarakhand
297) WHO has identified which Indian city having worst
air quality in the world: Delhi
298) What is the name of the recent book released by
Hillary Clinton: Hard Choices
299) Arctic Summer novel has been written by which
author: Damon Galgut
300) The book My Years with Rajiv and Sonia has been

written by which author: R. D. Pradhan
301) In which country’s parliament a pictorial book on
India’s war hero Shivaji, was released: UK
302) In which country Islamist militant group Boko
Haram abducted more than 200 school girls:
Nigeria
303) Gary Backer who passed away recently was a Noble
Laureate in which field: Economics
304) In which country females have been allowed entry
in their navy, for the first time in its 110 year
history: United Kingdom
305) Hindustan Aeronautics Limited developed
“Nabhratna” to carry out testing of its under-
development airborne radar systems. What type of
equipment it is: Light-weight Aircraft
306) As per Press Freedom Index 2014, India has been
placed at _____ place on the basis of freedom of
media in the country: 78th
307) The Supreme Court has reconstituted a SIT under
the chairmanship of retired judge MB Shah. What is
full form of SIT: Special Investigation Team
308) The Supreme Court has reconstituted a SIT under
the chairmanship of retired judge MB Shah for what
purpose: To monitor the probe into the black
money cases
309) Which country has imported 3400 India-made
Electronic Voting Machines (EVMs) for use in their
Presidential Election: Namibia
310) Name the public sector undertaking that is
responsible for manufacturing EVMs in India:
Bharat Electronic Limited (BEL)
311) Name the Cricket player was ranked no 1 in the
latest ICC list of One Day International (ODI)
rankings: Virat Kohli
312) Noted cueist Mark Selby of England recently won
world championship in which game: Snooker
313) Sania Mirza of India and Cara Black of Zimbabwe
won women’s doubles tennis title in which
tournament: Portugal Open 2014
314) In terms of consumer confidence India has been
ranked _______ most optimistic country: 2nd
315) Saudi Arabia has decided to ban the import of
Indian ____ due to presence of high pesticide
residues: Chilies
316) India and ________ have inked a pact to enhance
security cooperation in combating the key issues of
insurgency, arms smuggling and human trafficking:
Myanmar
317) Name the Indian who has been appointed President
and CEO of Finnish tele- communications equipment
maker Nokia: Rajeev Suri
318) The Great Himalayan National Park (GHNP) has
been nominated for the prestigious UNESCO-
approved World Heritage Site status. It is in which
state: Himachal Pradesh
319) Name the Indian documentary film that won gold
medal and two other medals at the 2014 New York
Festivals International TV and Film Awards: Silent
Screams — India’s Fight Against Rape
320) Who has been named as the world snookers ‘player
of the year’: Ronnie O’Sullivan
321) The Supreme Court has prohibited use of ______in
Tamil Nadu’s ‘Jallikattu’ festivals as it harmed the
animals and constituted an offence under the
Prevention of Cruelty to the Animals Act: Bulls
322) In which country over 300 miners were killed in a
coal mine blast: Turkey
323) Which country has decided to go wholly organic in
its food production, totally avoiding usage of
chemical fertilisers and pesticides: Bhutan
324) P J Nayak Committee appointed by the RBI has
submitted its report recently. What was the task of
this committee: To review Governance of
Boards of Banks in India
325) A major recommendation of PJ Nayak Committee
has been objected to by bank employees unions. It
is about what: Government should cut its stake
in public sector banks to below 50 percent
326) Nayak committee has recommended that a
__________ should be constituted to which the
Government transfers its holdings in banks: Bank
Investment Company
327) RBI has decided to conduct a field trial for one
billion Rs. ___________ denomination plastic notes:
Ten
328) The field trial for Rs. 10 plastic notes will be
conducted in how many cities: 5
329) Russy Modi who passed away recently was a noted
corporate figure. He was associated with which
company: Tata Steel
330) Along with General Election 2014, how many states
also elected their new MLAs: Five
331) Name the five states that also held state elections
along with General Election 2014: Odisha, Sikkim,
Arunachal Pradesh, Andhra Pradesh,
Telangana
332) Name the Chief Minister of Sikkim state who has
been elected for the record 5th
time: Pawan
Chamlilng
333) Who has been elected as new Chief Minister of
Andhra Pradesh: Chandrababu Naidu
334) Who has been elected as new Chief Minister of
Telangana: K Chandrasekhara Rao
335) Nabam Tuki has been elected as Chief Minister of

which state: Arunachal Pradesh
336) Name the new Chief Minister of Nagaland: TR
Zeliang
337) Why a new Chief Minister has been placed in Bihar
when there was no state election: Current CM
Nitish Kumar resigned on moral grounds for
poor performance of his party
338) Who has replaced Narendra Modi as Chief Minister
of Gujarat: Anandiben Patel
339) A World Bank report on ‘Ease of Doing Business’
placed India at ______ rank among 189 nations:
134th
340) Which country was put under martial law recently
when months of deadly anti-government protests
caused political paralysis: Thailand
341) A study by UNO has forecasted global economic
growth rate to be at _____ per cent in 2014: 2.8
342) In a study by Deutsche Bank, which major country
has been ranked as cheapest economy in the world:
India
343) Which bank has recently been declared as a
‘Scheduled Bank’ by the RBI: Bhartiya Mahila
Bank
344) Which banks are called scheduled bank: whose
name appears in the 2nd
schedule of the RBI
Act, 1934
345) By becoming scheduled bank, a bank is entitled to
avail which facility from RBI: Taking Loans
346) The 3rd Advance Estimates of crop production in the
2013-14 crop year (July-June) by the Agriculture
Ministry has estimated India’s agriculture
production at _______ million tonnes: 264
347) RBI has directed that all new ATMs to be installed
by commercial banks from July 2014 onwards
should provide __________ instructions and
________ enabled key pads: Audio, Braille
348) The Reserve Bank has allowed banks to provide
long-term loans of up to a maximum tenor of _____
years to exporters to be utilised for execution of
long-term supply contracts for export of goods: 10
349) Name the recently held war exercise by Indian Army
in West Rajasthan: Sarvada Vijay
350) Name the international badminton championship for
Men and Women held recently in New Delhi:
Thomas Cup and Uber Cup, respectively
351) India started its biggest year-long cultural festival,
“Glimpses of India” in which country: China
352) India’s first indigenous payment gateway, RuPay
has been launched to counter rival networks such as
___________. : Visa and Mastercard
353) India’s first indigenous payment gateway, RuPay
has been launched by which financial institution:
National Payments Corpo-ration of India
354) Jacob Zuma has been re-elected as President of
which major South African Country: South Africa
355) Name the India’s oldest test cricketer who passed
away recently: Madhav Mantri
356) Mr. Rajiv Mathur has been appointed as new ____
____ Commissioner of India: Chief Information
357) Who has been appointed as 28th
Chief of Army
Staff: Lt Gen Dalbir Singh Suhag
358) The women’s title in National Football Championship
2014 has been which team: Manipur
359) Which football player, reportedly, is the highest paid
in the world: Lionel Messi
360) In which country violent protest were held against
China to protest against China’s oil exploration in
South China Sea: Vietnam
361) Which country in the world suffers highest number
of death of newborns: India
362) At which place office of Indian Consulate was
attacked by militants: Herat, Afghanistan
363) Malavath Purna, the 13 year old school girl from
Khammam district of Andhra Pradesh was in news
for what reasons: Youngest female to scale the
Mount Everest
364) Which country has released two postage stamps to
pay tribute to the 100 years of Indian cinema:
Brazil
365) Name the country that lifted Uber Cup for women’s
badminton championship: China
366) Thomas Cup (Men’s) badminton championship was
won for the first time this year by which country:
Japan
367) The honour ‘Palme d’Or’ is given for which
achievement: Best film
368) The honour ‘Palme d’Or’ is given for Best film at
which international film festival: Cannes
369) Name the film that won Palme d’Or at Cannes Film
Festival: Winter Sleep
370) The prestigious European Cup 2014 that was won
by Real Madrid is for which sports: Football
371) Petro Poroshenko has been elected as President of
which country: Ukraine
372) Exim Bank has extended $ 100 million in line of
credit to which country: Nigeria
373) Through which country India receives its largest
inflow of FDI: Singapore
374) USA has declared that by ________ it will withdraw
its troops completely from Afghanistan: 2016
375) The Reserve Bank of India has asked banks to remit
amount lying in deposit accounts classified as

unclaimed to which account: Depositor Education
and Awareness Fund (DEAF)
376) Which deposit accounts are classified as unclaimed
account: Accounts in which there are no
transactions for 10 years or more
377) Which financial Act provides the definition of an
unclaimed deposit account: Banking Regulation
Act
378) National Florence Nightingale Awards are
given in which field: Excellence in Nursing
379) Which two countries exercised their veto power in
UN Security Council against a draft resolution which
was intended to refer the Syrian civil war to the
International Criminal Court (ICC): China and
Russia
380) World Turtle Day is observed on 23rd
May. What is a
turtle: An reptile similar to tortoise
381) SIMBEX 14 is the name of the joint naval exercise
conducted by India with which country: Singapore
382) International Nurses’ Day is celebrated on which
date: 12th
May
383) Which two countries have signed association
agreement with European union: Moldova and
Georgia
384) Men’s title in ATP World Tour Masters Tennis was
won by which player: Rafael Nadal
385) Women’s title in ATP World Tour Masters Tennis
was won by which player: Maria Sharapova
386) Who is the author of the book ‘Post Haste:
Quintessential India’: B.G. Verghese
APRIL – 2014
387) The Social Progress Index 2014 compiled by US-
based non-profit group Social Progress Imperative
ranks India _______among the 132 countries:
102nd
388) Who is Nancy Powell who resigned recently: U.S.
ambassador to India
389) Viktor Orban has been elected as Prime Minister of
which country: Hungary
390) Global monetary agency International Monetary
Fund (IMF) has projected India’s GDP growth to
reach ________ per cent in the current fiscal year:
5.4
391) The Central Statistics Office (CSO) has pegged
India’s GDP growth rate during 2013-14 at _____
per cent: 4.9
392) RBI has issued new licences for banks to how many
applicants: Two
393) Name the two applicants who have been granted
licences to open new bank: Infrastructure
Development Finance Company and Bandhan
Financial Services Ltd.
394) As per rules notified by the Corporate Affairs
Ministry, every listed company and those public
firms having paid up share capital of Rs 100 crore or
more should have at least ______ woman director
on their board: One
395) According to an Assocham report, ______has
emerged as the number one state in the country
replacing Gujarat, attracting cumulative investment
proposals of Rs 14,73,466 crore as on December
2013: Maharashtra
396) The Reserve Bank has fixed the upper limit to Rs.
______for issuance of pre-paid payment
instruments to make all issuers comply with the
strict money laundering laws: 50,000
397) Name the India’s top shooter who won the men's
trap gold medal at the ISSF Shotgun World Cup in
Tucson, USA: Manavjit Singh Sandhu
398) Name the bank that recently started rendering its
services from the social site Twitter: SBI
399) The Reserve Bank has directed banks offering GMLs
to strengthen their credit appraisal process in the
wake of frauds committed by certain unscrupulous
jewelers. What is the full form of GMLs: Gold Metal
Loans
400) Guljar, the veteran poet and film lyricist has been
awarded 45th
Dada Saheb Phalke Award for which
field: No film, it is life time achievement award
401) What is the real name of the Phalke award winner
Gulzar: Sampooran Singh Kalra
402) Name the Indian state that has recently witnessed
its first rail line: Arunachal Pradesh
403) The pharmaceutical major Ranbaxy laboratories of
India has been bought out by which Indian pharma
company: Sun Pharmaceutical Industries
404) The Millennium Technology Prize is given every two
years for what purpose: To recognize
technological innovation for improving human
life
405) Name the winner of 2014 Millennium Technology
Prize: Stuart Parkin
406) What is the strike range of nuclear-capable surface
to surface ballistic missile – Agni-I: 700 kms
407) As per a World Bank report, which country ranked
first in receiving global remittances in the year 2013
to the tune of 70 billion US dollar: India
408) What is the full name of the New Chief Justice of
India: Rajendra Mal Lodha
409) Justice R M Lodha is the _______ Chief Justice of
India: 41st
410) The RBI has decided to adopt which tool as the key
measure of inflation: Consumer Price Index

411) Who has been appointed as Deputy Governor of
Reserve Bank of India: R. Gandhi
412) Where in India we have Asia’s largest tulip garden -
Indira Gandhi Memorial Tulip Garden: Srinagar,
J&K
413) V K Murthy, winner of Dada Saheb Phalke Awrad
passed away recently. He was from which field of
Cinema: Cinematographer
414) Who has been elected as New Chairman of National
Association of Software and Services Companies
(Nasscom): R. Chandrasekaran
415) Name the first aircraft carrier of the Indian Navy
that has been sold off as scrap: INS Vikrant
416) Name the India-born poet who has been awarded
Pulitzer Prize for his witty and philosophical
collection of poems: Vijay Seshadri
417) What is the name of the Pulitzer Prize winning book
written by Vijay Seshadri: 3 sections
418) Arvind Mayaram has been appointed as new Union
________ Secretary: Finance
419) The seventh South Asia Judo Championships were
held at which place: Kathmandu, Nepal
420) Who has been appointed as the New Chief of the
Indian Navy: Admiral Rabinder Kumar Dhowan
421) The Japan International Cooperation Agency (JICA)
has approved a loan of about Rs 674 crore for a
forest project in which State: Uttarakhand
422) Recently declared National Film Awards were _____
in the series: 61st
423) Name the film that won the national award for best
feature film: Ship of Theseus
424) Name the film that won the national award for best
Popular Film: Bhaag Milkha Bhaag
425) Which film has been selected for National Award for
best Hindi Film: Jolly LLB
426) Who has been selected as Femina Miss India World
2014: Koyal Rana
427) Gabriel Garcia Marquez who passed away recently
was a noted story writer and novelist of which
language: Spanish
428) Which country has decided to quit as hosts of the
2019 Asian Games due to lack of preparedness and
concerns that holding the multi-sport event would
not be financially viable: Vietnam
429) Prime Minister of which country recently resigned
from his post, along with his entire cabinet:
Kazakhstan
430) Prime Minister of which country was recently sacked
by his President after a stinging defeat of his (PM’s)
group in local elections: France
431) Abdelaziz Bouteflika has been elected as President
of which African country: Algeria
432) India successfully launched its second navigational
satellite IRNSS 1B recently. What is the full form of
IRNSS: Indian Regional Navigation Satellite
System
433) Indian Regional Navigation Satellite System is also
known as _____ of India: GPS
434) In which city we have India’s 1st
double-decker
flyover: Mumbai
435) Tata Group chairman emeritus Ratan Tata has been
decorated with the British government’s highest
civilian honour. Name this award: The Knight
Grand Cross
436) Name the stadium in Dhaka in which final match of
ICC T20 World Cup was played: Sher-e-Bangla
National Cricket Stadium
437) The recently played ICC T20 world-cup was _____
in the series: 5th
438) ICC Women’s World Twenty20 trophy was won by
which country: Australia
439) What is the name of the supersonic cruise missile
recently tested by Indian Army: BrahMos
440) The 290-km range supersonic cruise missile,
BrahMos was test a recently at which place:
Pokhran, Rajasthan
441) Name the operating system launched in October
2001 for which Microsoft has stopped the technical
support: Windows XP
442) Sports person Heena Sidhu has been ranked world
No.1 in which game: Air Pistol Shooting
443) The government has approved recruitment of young
women as 'combat officers' in which paramilitary
force: Sashastra Seema Bal
444) The Supreme Court has allowed mining of
_______in Goa after a gap of nearly one-and-a-half
year when it was banned: Iron Ore
445) With which country India has signed an agreement
on development of four hydropower projects for
producing 2120 MW on a joint venture basis:
Bhutan
446) RBI has appointed Umesh Bellur panel to suggest
modalities for setting up a system for GIRO. What is
the full form of GIRO: Government Internal
Revenue Order
447) RBI has asked banks to introduce two-stage
authentication to ensure security of which type of
transactions: Online Transactions
448) India has slid down to ______ spot among 148
economies in terms of leveraging information and
communications technologies for growth and well
being: 83rd
449) Ila Patnaik, a noted economist has been appointed

to which key central government post: Principal
Economic Adviser in the Ministry of Finance
450) The Reserve Bank has fixed the quantum of
intervention through MSS at Rs 50,000 crore to
manage liquidity. What is the full form of MSS:
Market Stabilisation Scheme
451) What is the name of the 10 days joint air exercise
conducted jointly by India and France: Garuda-5
452) Indian and French pilots conducted joint air exercise
Garuda-5 from which air base: Jodhpur,
Rajasthan
453) Saurav Ghosal, India's numero uno (No. 1) _______
player has been awarded the Dato Alex Lee Award
for the 'Outstanding Asian Men's Player of the Year
2013': Squash
454) Chitra Magimairaj won the senior’s title at
international level in which game: Snooker
455) The DRDO team recently tested its Akash Missile
from Chandipur near Odisha. It is what type of
missile: Surface to Air
456) Name the South Korea’s Prime Minister who
resigned taking moral responsibility for the sinking
of a passenger ferry that left 300 people dead or
missing: Chung Hong-Won
457) Name the advanced Indian missile frigate which
visited Qingdao - the eastern port city of China, to
take part in exercises to mark the Chinese Navy’s
65th anniversary: INS Shivalik
458) Name the new interceptor missile system recently
successfully tested by India: Prithvi Defence
Vehicle (PDV)
459) The IIFA Awards 2014 were held at which place:
Tampa Bay, Florida, USA
460) Name the artist who won IIFA 2014 best entertainer
of the year award: Deepika Padukone
MARCH – 2014
461) Maulana Azad Sehat Scheme has been launched for
what purpose: For free health check-ups twice
a year for the students
462) Maulana Azad Sehat Scheme is meant for which age
group of students: 5-14 years
463) Maulana Azad Sehat Scheme has been formulated
for students belonging to which particular category:
Minority Community
464) There are how many communities in India
recognized as “Minority Community”: Six
465) Name the six minority communities of India:
Muslims, Sikhs, Christians, Buddhists, Parsis
and Jains
466) Name the picture that won the OSCAR for the best
picture: 12 Years a Slave
467) ICC U-19 World Cup 2014 was won by South Africa
by defeating which country: Pakistan
468) Final match of ICC U-19 World Cup 2014 was played
at which place: Dubai (UAE)
469) Dubai Duty Free Tennis Championship was won by
Roger Federer. He is from which country:
Switzerland
470) India’s largest solar power plant with a capacity of
130 MW power production is located at which place:
Bhagwanpur, Madhya Pradesh
471) Reserve Bank has extended the date for exchanging
the pre-2005 banknotes to ___________: January
01, 2015
472) Name the politician who has authored the book
India at Risk: Jaswant Singh
473) The book titled The Political Economy of Energy
and Growth has been written by Sh. Najeeb Jung.
Who is he: Lt. Governor of Delhi
474) Name the author of the book Be Careful What You
Wish for : Jaffrey Archer
475) Name the newly appointed governor of Kerala:
Sheila Dikshit
476) As per the Forbes magazine's annual billionaire list,
who has been declared as the world’s richest
person: Bill Gates
477) Arvind Bhat won the Grand Prix Gold at the
International German Open Championship of which
sports: Badminton
478) World Wildlife Day is celebrated on which date:
March 3
479) The newly formed State of Telangana is the
_______ State of the Country: 29th
480) Federation Cup is linked to which popular sport:
Volleyball
481) The National Football Championship is also known
by which another name: Santosh Trophy
482) Santosh Trophy 2014 has been won by _______
State: Mizoram
483) Santosh Trophy 2014 final match was played at
Siliguri. It is in which state: West Bengal
484) Gandhi Peace Prize is given for what purpose: For
promotion of Gandhian principles for social
empowerment
485) Who is the winner of Gandhi Peace Prize 2013:
Chandi Prasad Bhatt
486) Chandi Prasad Bhatt, winner of Gandhi Peace Prize
2013 is from which field: Environmentalist,
founder of ‘Chipko Movement’ to save forests
487) Govt has notified that ‘Corporate Social
Responsibility’ (CSR) rules with effect from April 1,
2014 as part of which Act: Companies Act-2013

488) As per CSR norms, the big corporates are required
to spend _____ per cent of their three-year average
annual net profit on CSR activities in each financial
year, beginning 2014-15: Two
489) Uighur community of Islamic fanatics is active in
which country: China
490) Name the place in Punjab that was in news on
account of discovery of around 280 human
skeletons of British era: Ajnala, Amritsar
491) India has made it mandatory for travellers coming
to India from 7 countries to have which vaccine:
Oral Polio Vaccine
492) The scheduled General Elections will elect how
many members for the Lok Sabha: 543
493) General Election 2014 will constitute the ____ Lok
Sabha of the country: 16th
494) Who is the Chief Election Commissioner of the India:
V.S. Sampath
495) Which State of India has largest number – 80 of Lok
Sabha constituencies: Uttar Pradesh
496) The ____ is the 2nd
largest state of India in terms of
number of Lok Sabha Constituencies: Maharashtra
(48)
497) Maharashtra has launched development of Shendre-
Bidkin industrial city under DMIC project. What is
the full form of DMIC: Delhi- Mumbai Industrial
Corridor
498) Name the country which is providing financial and
technical support to India for DMIC project: Japan
499) Prime Minister of which country was recently ousted
by its Parliament after passing a no-confidence
motion against him: Libya
500) President of which country was recently ousted by
its Parliament after passing a no-confidence motion
against him: Ukraine
501) Name the President of Ukraine who was ousted by
its Parliament: Viktor Yanukovych
502) International Indian Film Academy (IIFA) Awards
are to be held in which country from April 23-26:
USA
503) Rakesh Sethi has been appointed Chairman and
Managing Director of which bank: Allahabad Bank
504) Templeton Prize – 2014 has been awarded to
Tomas Halik. Who is he: A priest from Czech
Republic
505) Templeton Prize is given in recognition of which
purpose: Promotion of Peace, Harmony and
Spiritualism
506) To which neighbouring country in India has offered
a $1 billion soft loan for infrastructure development:
Bangladesh
507) Name the bank which is first in India to launch its
own online payment intermediary: State Bank of
India, SBI ePay
508) SWIFT India has tied up with nine domestic banks
to provide financial messaging on transactions
between banks and other financial institutions. What
is the full form of SWIFT: Society for Worldwide
Interbank Financial Telecommunication
509) The government has launched an ETF of central
public sector enterprises, to raise 3,000 crore rupees
for its disinvestment plan. What is the full form of
ETF: Exchange-Traded Fund
510) R V Rahul won two gold and one silver in the 16th
Asian Youth _________Championships at Bangsaen,
Thailand: Weightlifting
511) National Hockey Championship (Men) 2014 has
been won by__________: Air India
512) National Hockey Championship (Women) 2014 has
been won by__________: Railways
513) National Snooker Championship were held recently
at which place: Lucknow, UP
514) ICC World T20 tournament, for both men and
women are being played in which country:
Bangladesh
515) Karnataka defeated Railways to lift the Vijay Hazare
Trophy in which sports: Cricket
516) Michelle Bachelet has been elected as 1st
women
President of which country: Chile
517) 1st Asian Grand Prix Archery Championships were
held at which place: Bangkok, Thailand
518) Name the veteran writer, historian, novelist,
humorist and columnist who passed away recently:
Khushwant Singh
519) Khushwant Singh was known for his popular column
titled __________ that published in several
newspapers: With Malice Towards One and All
520) Name the Deputy Governor of the Reserve Bank of
India who was in news as he resigned three months
ahead of the completion of his term: K. C.
Chakrabarty
521) Name the country that has been expelled from G-8
Group of countries: Russia
522) The summit of G-8 nations that was to be held at
Sochi, Russia will now be held at which place:
Brussels, Belgium
523) Deodhar Trophy is linked with which sport: Cricket
524) Rakhigarhi, a place in Distt Hissar was in news
recently for what reasons: Finding of vast
remains of Harappan Civilizations
525) The Reserve Bank has extended the timeline for full
implementation of the Basel III capital regulations
by a year to which date: March 31, 2019

526) Who has been elected the President of El Salavador:
Salvador Sanchez Ceren
527) Salvador Sanchez Ceren belongs to which political
party: FMLN (Farabundo Marti National
Liberation Front
528) Name the province which has ceded from Ukraine
and has now become part of Russia: Crimea
529) Name the capital of Ukraine: Kiev
530) Dr. M. Madan Babu has been awarded Protein
Science Young Investigator Award by which
international university: Cambridge University,
UK
531) A commemorative postage stamp released in the
honour of “Maulana Hasrat Mohani”. Who was he:
Freedom Fighter
532) Global Ayurveda Festival was held at which place:
Kochi, Kerala
533) ‘Braigo’ is the name of the _________ developed by
a 12 years old Indian origin boy in USA: Braille
Printer
534) ‘Venom GT’ is the name of the _______: Fastest
Car
535) Ms. Laxmi has been honoured with International
Women of Courage Award for what purpose:
Successfully leading the campaign against
acid attacks on women in India
536) Name the Joint Indian and Nepal army military
exercise held at Saljhandi in Rupandehi district,
Nepal: Ex-Surya Kiran Drills VI
537) Name the winner for the 64th
National Basketball
Championship for Men: Chhattisgarh
538) Name the winner for the 64th
National Basketball
Championship for Women: Tamil Nadu
539) Which two States are the first to be issued with
Plastic Photo Identity for elections in India:
Nagaland and Assam
540) Who has been elected as the new Secretary General
of the South Asian Association for Regional
Cooperation (SAARC): Arjun Bahadur Thapa
541) Who has been appointed as “National Icon” by the
Election Commission of India to spread awareness
about the importance of voting and to urge people
to cast their votes: Aamir Khan
542) The Nuclear Security Summit (NSS) 2014 held at
_________: The Hague, Netherlands
FEBRUARY – 2014
543) Central Statistical Office has revised growth rate for
the year 2012-13 to _______ per cent, from the
earlier estimate of 5 per cent: 4.5
544) Indian Navy has started high tech Shore Based Test
Facility (SBTF) at INS Hansa at which place: Panaji,
Goa
545) Name the country that accounts for 37% of total
illiterates in the world: India
546) Mehdi Jomaa has been elected as ______ of
Tunisia: Prime Minister
547) Name the new Chief Minister of Uttrakhand State:
Harish Rawat
548) The final match of prestigious Ranji Trophy (2014)
was played at which place: Hyderabad
549) Karnataka won the Ranji Trophy in Cricket by
beating which State: Maharashtra
550) As per Environmental Performance Index 2014
released by the Yale University, USA, India has been
ranked at which place: 155th
551) Which country has been ranked No. 1 in terms of its
performance in various environment related
parameters: Switzerland
552) The govt. has decided to raise the quota of
subsidized LPG cylinders from 9 to ___ in a year: 12
553) The govt. has decided to add about _______ castes
and communities to the list of Other Backwards
Castes in 13 states/UTs: 60
554) The govt. has decided to add about 60 casts and
communities to the list of other backward cast in 13
states / UTs on the basis of recommendation of:
National Commission for Backward Casts
555) 101st Indian Science Congress was held at
_________: University of Jammu, J&K
556) Sakshi Malik won gold at the 2014 Dave Schultz
International _______Tournament in Colorado
Springs, USA: Wrestling
557) Name the first woman to be inducted in the
International Cricket Council‘s (ICC’s) umpires’
panel: Kathy Cross
558) Kathy Cross is from which country: New Zealand
559) Name the high profile Indian technocrat who has
been appointed as the CEO of Microsoft Inc., USA:
Satya Nadela
560) Jatinder Bir Singh has been appointed Chairmen
Managing Director of which Bank: Punjab & Sind
Bank
561) Name the Chairman of the seventh central pay
commission: Justice Ashok Kumar Mathur
562) The Indian Banks’ Association (IBA) has issued an
advisory to banks to ensure business continuity after
Microsoft ends support for its popular
_______operating system on April 8, 2014:
Windows XP
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and Training Institute Pvt. Ltd., SCO 13-14-15, 2nd Floor, Sector 34-A, Chandigarh –
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