This document discusses rigid body equilibrium and determining centers of mass. It provides examples of calculating torques, tensions, and normal forces to establish equilibrium in systems with rigid bodies. Formulas are given for finding the center of mass of basic shapes like triangles and semicircles. The conclusion emphasizes that equilibrium systems have two conditions - the sum of forces equals zero and the sum of torques equals zero. Forces must also be perpendicular to the radius at their point of application.
Instilling the Right Credit Risk CultureLibby Bierman
As the Comptroller's Handbook states, "a bank’s first defense against excessive credit risk is the initial credit-granting process, sound underwriting standards, an efficient, balanced approval process, and a competent lending staff." The start of a new year is the perfect time to review and improve your credit risk culture.
Garrett Morris, director of consulting at Sageworks, discussed the key elements of a strong credit risk culture, including:
-Three Ps of credit analysis
-Five Cs of credit
-Five Cs of data collection
-12 questions to ask at your institution
The document discusses ways for couples to change their marriages for the better. It describes an exercise where couples had to look into each other's eyes, hug, and kiss for an extended period. This was difficult for some couples who had lost intimacy. The document then lists three important actions for healthy marriages: communicate openly with each other, demonstrate commitment through acts of love and appreciation, and be willing to compromise. Making these changes can help couples enhance intimacy and find enjoyment in their marriages again.
This document discusses rigid body equilibrium and determining centers of mass. It provides examples of calculating torques, tensions, and normal forces to establish equilibrium in systems with rigid bodies. Formulas are given for finding the center of mass of basic shapes like triangles and semicircles. The conclusion emphasizes that equilibrium systems have two conditions - the sum of forces equals zero and the sum of torques equals zero. Forces must also be perpendicular to the radius at their point of application.
Instilling the Right Credit Risk CultureLibby Bierman
As the Comptroller's Handbook states, "a bank’s first defense against excessive credit risk is the initial credit-granting process, sound underwriting standards, an efficient, balanced approval process, and a competent lending staff." The start of a new year is the perfect time to review and improve your credit risk culture.
Garrett Morris, director of consulting at Sageworks, discussed the key elements of a strong credit risk culture, including:
-Three Ps of credit analysis
-Five Cs of credit
-Five Cs of data collection
-12 questions to ask at your institution
The document discusses ways for couples to change their marriages for the better. It describes an exercise where couples had to look into each other's eyes, hug, and kiss for an extended period. This was difficult for some couples who had lost intimacy. The document then lists three important actions for healthy marriages: communicate openly with each other, demonstrate commitment through acts of love and appreciation, and be willing to compromise. Making these changes can help couples enhance intimacy and find enjoyment in their marriages again.