Goldwater Financial Group is an insurance advisory firm founded by Barry Goldwater that specializes in protecting assets and building wealth through insurance programs. The firm develops customized strategies using life insurance, trusts, IRAs, pensions, and annuities to help clients achieve their financial goals of transferring wealth, deducting taxes, and ensuring assets go to intended beneficiaries while protecting from healthcare, disability, and estate taxes. The firm's specializations include using life insurance for estate and business planning, strategies for maximizing tax efficiency from IRA assets, customized pension plans for estate and business planning, and matching annuity products with clients' income goals.

1. 29 Gambier Street, Auburndale, MA 02466 │ Tel: 617 · 527 · 9736 │ Fax: 617 · 527 · 9737 │ www.goldwaterfinancial.com
GOLDWATER FINANCIAL:
WHO WE ARE
Barry Goldwater, Founder & Principal of Goldwater Financial Group, has helped families and businesses build, protect, transfer and grow their wealth for over 25 years. He spe- cializes in working with individuals who are seeking state-of-the-art strategies for wealth transfer and tax deductible options. Working closely with tax and legal specialists, he continuously succeeds in integrating effective insurance planning into comprehensive asset management plans.
For more information or help in developing customized strategies on leveraging hard taxed assets like IRAs and Retirement Plans, you can contact Barry directly at 617-527-9736 or at barry@frg-creative.com
Goldwater Financial Group—formerly the Financial Resource Group—is an insurance advisory firm specializing in protecting assets as well as building and preserving wealth. We excel at developing insurance programs that integrate with estate and business planning not tied to risk. By building a proverbial moat around a client’s estate, we’re able to protect it from the devastating effects of healthcare, disabilities and death taxes thus ensuring that the bulk of our clients’ assets go to the in- tended beneficiaries. Our plans are designed to meet client expectations and help them achieve their financial goals. Our specializations include:
Life Insurance Consulting—We use our expertise in planning and product knowledge to leverage life insurance as a strategic conservative asset. In combination with trust planning, we protect business and estate interests from taxes, creditors and other attacks on wealth.
IRA Specialization—We help our clients better understand their IRA assets. With the use of creative planning strategies, we show our clients how they can use their IRA assets to fund maximum income, or how to fund es- tate planning and future healthcare obligations with maximum tax efficiency.
Pension Specialization—We are specialty planners who use life insurance and annuity-only pension plan design for estate and buy/sell business planning. We create the largest tax deductions of any retirement plans using 412(E)3 and benefit focused defined benefit pension plans. We custom build these plans for those who need sub- stantial tax deductions to offset their income.
Income Planning & Annuity Specialization—We excel at matching products with income goals.