This document provides space to record important personal, financial, and legal information for beneficiaries. It suggests filling in details like contact information for advisors, locations of important documents and records, wills and trusts. The goal is to ensure one's wishes are carried out and provide peace of mind for loved ones. The document recommends involving professionals to address any gaps and ensure plans are properly protected.
This document is the Fall 2007 issue of The Paralegal Advocate, the publication of the Tennessee Paralegal Association (TPA). It includes the President's message welcoming members to the fall season and promoting the upcoming Fall Seminar and Annual Meeting. It provides reports from various TPA chapter meetings. It also announces that TPA will be hosting receptions in Nashville to help form a new chapter there. The issue contains information on recent CP/CLA exam passers, the TPA membership contest, and the 2007 TPA officers and board members.
Northwestern Mutual provides a hypothetical example showing how an unexpected long-term care event can jeopardize retirement savings and income. The example shows a couple retiring at age 65 with $7 million in savings, but one spouse needing long-term care starting at age 80. Without long-term care insurance, their savings would be depleted by age 87, leaving no income or assets. With long-term care insurance, their $4 million in remaining savings would last until death. The document emphasizes that long-term care costs are often overlooked but can strain finances and family if not planned for.
A simple 3-step strategy can help determine how much life insurance is needed:
1. Estimate final expenses such as funeral costs, which average $15,000.
2. Total debts such as mortgage, loans, which survivors may want funds to pay off without selling assets.
3. Consider future education costs, estimating college costs will rise 4% annually and purchasing coverage for those future costs now.
Taking a systematic approach considering expenses, debts, and future needs provides a better estimate than simply following rules of thumb about income multiples or online calculators. The amount varies per individual situation.
The 2010 annual report for Northwestern Mutual summarizes the company's strong financial performance in 2010. Some key points include:
- Total surplus grew $3.4 billion to $17.6 billion and policyowner dividends approved for 2011 were nearly $4.9 billion.
- Total revenue was $23.1 billion and total assets were $180 billion, increases of 8% and 8% respectively from 2009.
- Northwestern Mutual maintained the best possible financial strength ratings from the four major rating agencies.
The report highlights how the company continued to deliver superior financial value to policyholders while keeping a strong focus on helping customers plan for long-term financial security even during a time of economic uncertainty.
This document describes the Northwestern Mutual Signature Portfolios program. It is a mutual fund wrap solution that provides professionally constructed portfolios using independent research to select funds. Clients work with a financial advisor to identify goals and risk tolerance to create a personalized asset allocation and investment policy statement. The portfolio is then systematically rebalanced to maintain the intended allocation. The program aims to give clients objective investment guidance and diversified portfolios managed for them for an annual asset-based fee rather than per-trade commissions.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The reality for companies that are trying to figure out their blogging or content strategy is that there's a lot of content to write beyond just the "buy now" page.
This document is the Fall 2007 issue of The Paralegal Advocate, the publication of the Tennessee Paralegal Association (TPA). It includes the President's message welcoming members to the fall season and promoting the upcoming Fall Seminar and Annual Meeting. It provides reports from various TPA chapter meetings. It also announces that TPA will be hosting receptions in Nashville to help form a new chapter there. The issue contains information on recent CP/CLA exam passers, the TPA membership contest, and the 2007 TPA officers and board members.
Northwestern Mutual provides a hypothetical example showing how an unexpected long-term care event can jeopardize retirement savings and income. The example shows a couple retiring at age 65 with $7 million in savings, but one spouse needing long-term care starting at age 80. Without long-term care insurance, their savings would be depleted by age 87, leaving no income or assets. With long-term care insurance, their $4 million in remaining savings would last until death. The document emphasizes that long-term care costs are often overlooked but can strain finances and family if not planned for.
A simple 3-step strategy can help determine how much life insurance is needed:
1. Estimate final expenses such as funeral costs, which average $15,000.
2. Total debts such as mortgage, loans, which survivors may want funds to pay off without selling assets.
3. Consider future education costs, estimating college costs will rise 4% annually and purchasing coverage for those future costs now.
Taking a systematic approach considering expenses, debts, and future needs provides a better estimate than simply following rules of thumb about income multiples or online calculators. The amount varies per individual situation.
The 2010 annual report for Northwestern Mutual summarizes the company's strong financial performance in 2010. Some key points include:
- Total surplus grew $3.4 billion to $17.6 billion and policyowner dividends approved for 2011 were nearly $4.9 billion.
- Total revenue was $23.1 billion and total assets were $180 billion, increases of 8% and 8% respectively from 2009.
- Northwestern Mutual maintained the best possible financial strength ratings from the four major rating agencies.
The report highlights how the company continued to deliver superior financial value to policyholders while keeping a strong focus on helping customers plan for long-term financial security even during a time of economic uncertainty.
This document describes the Northwestern Mutual Signature Portfolios program. It is a mutual fund wrap solution that provides professionally constructed portfolios using independent research to select funds. Clients work with a financial advisor to identify goals and risk tolerance to create a personalized asset allocation and investment policy statement. The portfolio is then systematically rebalanced to maintain the intended allocation. The program aims to give clients objective investment guidance and diversified portfolios managed for them for an annual asset-based fee rather than per-trade commissions.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The reality for companies that are trying to figure out their blogging or content strategy is that there's a lot of content to write beyond just the "buy now" page.
Murder trials are tough; custody battles are tougher - each custody trial has its own dynamic.
The focus must always be what is best for the child. The test is not what is best for either parent. Of greatest import is the relationship dynamic between each parent and the child.
In most high-conflict custody cases, the family dynamic that prevailed in the home before separation finds its way into the courtroom. How the parties argued during the relationship, how the parties implicitly negotiated their marital and relationship roles, or how the parties raised and interacted with their child(ren) are all factors that find their way into the courtroom.
Not surprisingly, courts are presented with two different movies, so to speak. Political correctness has no part in what is best for children.
Murder trials are one thing; custody battles are tougher -- each custody trial has its own dynamic.
The focus must always be what is best for the child. The test is not what is best for either parent. Of greatest import is the relationship dynamic between each parent and the child.
In most high-conflict custody cases, the family dynamic that prevailed in the home before separation finds its way into the courtroom. How the parties argued during the relationship, how the parties implicitly negotiated their marital and relationship roles, or how the parties raised and interacted with their child(ren) are all factors that find their way into the courtroom.
Not surprisingly, courts are presented with two different movies, so to speak. Political correctness has no part in what is best for children.
Getting into a child custody battle can be extremely difficult for you and your family.
Even if the divorce went smoothly, it is normal to be upset at the newly divided family unit.
In the search to obtain child custody, the well-being of the child is always looked at as the most important factor by the courts.
Here are five myths about Child Custody that need to be set straight…
Decision - wyeth v. weeks (supreme court of alabama)mzamoralaw
The U.S. District Court for the Middle District of Alabama certified a question to the Supreme Court of Alabama regarding potential liability for brand-name drug manufacturers. The plaintiffs allege the brand-name manufacturers fraudulently misrepresented risks of long-term use of their drug Reglan, but the plaintiffs ingested only the generic version of the drug. Federal district courts in Alabama are split on this issue. The certified question asks if brand-name manufacturers can be liable under Alabama law for fraud/misrepresentation based on statements about their brand-name drug, where the plaintiff was injured by a generic drug made by another company.
This document provides an overview of the Social Studies 9 course for the year, including the three units of study, assessment breakdown, course expectations, and essential questions. The units cover governance and rights in Canada, quality of life, and economic systems in Canada and the US. Students will be assessed through assignments, tests, and a final exam. The document outlines expectations like arriving prepared, completing assignments on time, and respecting others. It also describes an in-class simulation where students represent regions of Canada and must reach consensus on national policies.
Estate planning is the process of organizing your assets and determining how they will be distributed after your death. It ensures your wishes are carried out efficiently and with minimal costs and inconvenience to your family. Even people with modest assets should engage in estate planning to avoid legal and financial issues for their loved ones after death. The first step is creating a will and considering other documents like trusts, powers of attorney, and living wills. It is important to periodically review your estate plan as your family situation and assets change over time.
Fortress Wealth -What I own and Where it is Kept documentScott Moreton
This is a recently drawn up document that those who are drawing close to retirement have found very useful. You can record all of your important contact details, asset details and other important information for estate planning.
1) There are many causes of suffering in the world, including physical, mental, emotional, and spiritual suffering. Some propose that all suffering comes from God or is due to sin, but these are incorrect views.
2) While the devil and human faults and actions contribute to suffering, others like natural laws and God's will also play a role.
3) Christians should not react to suffering with self-pity, resignation, or resentment, but should rely on God's strength and guidance to endure trials.
PUFIN este un instrument care ne ajută pe noi, organizatorii de teambuildinguri să interacționăm mai repede, mai ușor și mai creativ cu participanții la evenimente.
Pentru managerul de HR sau pentru managerul general, este o soluție prin care va reuși să surprindă placut echipa și să îi provoace la o experiență comună.
The document discusses companies and what they are. A company is an association or collection of individuals, whether they are natural persons, legal persons, or a mixture of both. Company members share a common purpose and unite in order to focus their talents and organize their skills to achieve specific goals.
This event summary provides details of the National Basketball Retired Players Association (NBRPA) Legends Lounge event during NBA All-Star Weekend at Mastro's Penthouse in Beverly Hills on February 17, 2018 from 8pm to 12am. The invitation-only red carpet event will attract executives, celebrities, sports legends and philanthropists for A-list entertainment, auctions, food, drinks and cigars benefiting the NBRPA which assists former NBA and WNBA players after their playing careers. Entertainment will be provided by musicians, television personalities and other celebrity guests.
This document provides a guide for an individual to record important personal, financial, and legal information for their family. It includes sections to list personal details, contact information for family members, emergency contacts, financial accounts and assets, employee benefits, retirement plans, final wishes for funeral arrangements, and details about wills, trusts, and powers of attorney. Completing this guide would help provide the individual's family with essential information about their affairs and wishes in the event of illness or death.
Here are some key things a real estate agent can do to sell a house that a homeowner may have difficulty doing themselves:
- List the home on the Multiple Listing Service (MLS) to maximize its exposure to potential buyers working with agents.
- Leverage their professional network of other agents who can show and market the home to their buyer clients.
- Provide expertise in properly pricing the home based on a comparative market analysis of recent local sales. Getting the price right is important for a timely sale.
- Conduct open houses to showcase the home and allow potential buyers to view it without an appointment.
- Help stage the home to maximize its appeal to buyers and make it show well. Agents know how
The document provides information for students about off-campus housing at George Mason University. It discusses starting a housing search, considering budget and priorities, finding roommates, questions to ask landlords before signing a lease, reading the lease carefully, security deposits and inspections, safety, and common rental costs in the area. The agenda covers the entire rental process from initial search to move-in and responsibilities as a tenant.
Early marriage involves one or both spouses being children and may take place under civil, religious or customary laws. According to the 1948 Universal Declaration of Human Rights, marriage should only be entered with the free and full consent of the intending spouses. Child marriage is still practiced in some parts of the world despite international agreements prohibiting it. While early marriage can negatively impact girls' health, education and empowerment, poverty and lack of opportunities also contribute to the practice. A multifaceted response is needed to address this complex issue.
This document is a presentation by Full Profile Pty Ltd, an Australian company that has developed a blockchain-based platform to connect farmers, buyers, and financiers in the agricultural supply chain. The presentation outlines problems in current agricultural supply chains such as lack of timely payments to farmers and lack of transparency. It then describes Full Profile's platform which uses blockchain technology to provide digital titles, enable real-time payments, and increase transparency through traceability of agricultural commodities from farm to consumer. Examples of pilots conducted by Full Profile demonstrating applications of its blockchain platform are also provided.
The document discusses two forms of power: positional power and personal power. Positional power comes from one's job, title, and image, while personal power comes from meaningful relationships and bonding with family. When parenting, effective parents have personal power by giving their children time, integrity, affirmation, opportunities to communicate, a support network, a spiritual foundation, and bonding emotionally.
By working with a Sage Real Estate agent, home buyers can find their perfect home. The agent understands each buyer's unique needs and priorities and can help navigate the buying process. This involves listening to buyers, utilizing the agent's industry networks, and working hard to find a home that meets the buyer's definition of "perfect". Choosing the right agent is important, as is coming prepared with an understanding of one's financial situation and needs in a home. With the help of a skilled Sage Real Estate advisor, any buyer can confidently find their dream abode.
Murder trials are tough; custody battles are tougher - each custody trial has its own dynamic.
The focus must always be what is best for the child. The test is not what is best for either parent. Of greatest import is the relationship dynamic between each parent and the child.
In most high-conflict custody cases, the family dynamic that prevailed in the home before separation finds its way into the courtroom. How the parties argued during the relationship, how the parties implicitly negotiated their marital and relationship roles, or how the parties raised and interacted with their child(ren) are all factors that find their way into the courtroom.
Not surprisingly, courts are presented with two different movies, so to speak. Political correctness has no part in what is best for children.
Murder trials are one thing; custody battles are tougher -- each custody trial has its own dynamic.
The focus must always be what is best for the child. The test is not what is best for either parent. Of greatest import is the relationship dynamic between each parent and the child.
In most high-conflict custody cases, the family dynamic that prevailed in the home before separation finds its way into the courtroom. How the parties argued during the relationship, how the parties implicitly negotiated their marital and relationship roles, or how the parties raised and interacted with their child(ren) are all factors that find their way into the courtroom.
Not surprisingly, courts are presented with two different movies, so to speak. Political correctness has no part in what is best for children.
Getting into a child custody battle can be extremely difficult for you and your family.
Even if the divorce went smoothly, it is normal to be upset at the newly divided family unit.
In the search to obtain child custody, the well-being of the child is always looked at as the most important factor by the courts.
Here are five myths about Child Custody that need to be set straight…
Decision - wyeth v. weeks (supreme court of alabama)mzamoralaw
The U.S. District Court for the Middle District of Alabama certified a question to the Supreme Court of Alabama regarding potential liability for brand-name drug manufacturers. The plaintiffs allege the brand-name manufacturers fraudulently misrepresented risks of long-term use of their drug Reglan, but the plaintiffs ingested only the generic version of the drug. Federal district courts in Alabama are split on this issue. The certified question asks if brand-name manufacturers can be liable under Alabama law for fraud/misrepresentation based on statements about their brand-name drug, where the plaintiff was injured by a generic drug made by another company.
This document provides an overview of the Social Studies 9 course for the year, including the three units of study, assessment breakdown, course expectations, and essential questions. The units cover governance and rights in Canada, quality of life, and economic systems in Canada and the US. Students will be assessed through assignments, tests, and a final exam. The document outlines expectations like arriving prepared, completing assignments on time, and respecting others. It also describes an in-class simulation where students represent regions of Canada and must reach consensus on national policies.
Estate planning is the process of organizing your assets and determining how they will be distributed after your death. It ensures your wishes are carried out efficiently and with minimal costs and inconvenience to your family. Even people with modest assets should engage in estate planning to avoid legal and financial issues for their loved ones after death. The first step is creating a will and considering other documents like trusts, powers of attorney, and living wills. It is important to periodically review your estate plan as your family situation and assets change over time.
Fortress Wealth -What I own and Where it is Kept documentScott Moreton
This is a recently drawn up document that those who are drawing close to retirement have found very useful. You can record all of your important contact details, asset details and other important information for estate planning.
1) There are many causes of suffering in the world, including physical, mental, emotional, and spiritual suffering. Some propose that all suffering comes from God or is due to sin, but these are incorrect views.
2) While the devil and human faults and actions contribute to suffering, others like natural laws and God's will also play a role.
3) Christians should not react to suffering with self-pity, resignation, or resentment, but should rely on God's strength and guidance to endure trials.
PUFIN este un instrument care ne ajută pe noi, organizatorii de teambuildinguri să interacționăm mai repede, mai ușor și mai creativ cu participanții la evenimente.
Pentru managerul de HR sau pentru managerul general, este o soluție prin care va reuși să surprindă placut echipa și să îi provoace la o experiență comună.
The document discusses companies and what they are. A company is an association or collection of individuals, whether they are natural persons, legal persons, or a mixture of both. Company members share a common purpose and unite in order to focus their talents and organize their skills to achieve specific goals.
This event summary provides details of the National Basketball Retired Players Association (NBRPA) Legends Lounge event during NBA All-Star Weekend at Mastro's Penthouse in Beverly Hills on February 17, 2018 from 8pm to 12am. The invitation-only red carpet event will attract executives, celebrities, sports legends and philanthropists for A-list entertainment, auctions, food, drinks and cigars benefiting the NBRPA which assists former NBA and WNBA players after their playing careers. Entertainment will be provided by musicians, television personalities and other celebrity guests.
This document provides a guide for an individual to record important personal, financial, and legal information for their family. It includes sections to list personal details, contact information for family members, emergency contacts, financial accounts and assets, employee benefits, retirement plans, final wishes for funeral arrangements, and details about wills, trusts, and powers of attorney. Completing this guide would help provide the individual's family with essential information about their affairs and wishes in the event of illness or death.
Here are some key things a real estate agent can do to sell a house that a homeowner may have difficulty doing themselves:
- List the home on the Multiple Listing Service (MLS) to maximize its exposure to potential buyers working with agents.
- Leverage their professional network of other agents who can show and market the home to their buyer clients.
- Provide expertise in properly pricing the home based on a comparative market analysis of recent local sales. Getting the price right is important for a timely sale.
- Conduct open houses to showcase the home and allow potential buyers to view it without an appointment.
- Help stage the home to maximize its appeal to buyers and make it show well. Agents know how
The document provides information for students about off-campus housing at George Mason University. It discusses starting a housing search, considering budget and priorities, finding roommates, questions to ask landlords before signing a lease, reading the lease carefully, security deposits and inspections, safety, and common rental costs in the area. The agenda covers the entire rental process from initial search to move-in and responsibilities as a tenant.
Early marriage involves one or both spouses being children and may take place under civil, religious or customary laws. According to the 1948 Universal Declaration of Human Rights, marriage should only be entered with the free and full consent of the intending spouses. Child marriage is still practiced in some parts of the world despite international agreements prohibiting it. While early marriage can negatively impact girls' health, education and empowerment, poverty and lack of opportunities also contribute to the practice. A multifaceted response is needed to address this complex issue.
This document is a presentation by Full Profile Pty Ltd, an Australian company that has developed a blockchain-based platform to connect farmers, buyers, and financiers in the agricultural supply chain. The presentation outlines problems in current agricultural supply chains such as lack of timely payments to farmers and lack of transparency. It then describes Full Profile's platform which uses blockchain technology to provide digital titles, enable real-time payments, and increase transparency through traceability of agricultural commodities from farm to consumer. Examples of pilots conducted by Full Profile demonstrating applications of its blockchain platform are also provided.
The document discusses two forms of power: positional power and personal power. Positional power comes from one's job, title, and image, while personal power comes from meaningful relationships and bonding with family. When parenting, effective parents have personal power by giving their children time, integrity, affirmation, opportunities to communicate, a support network, a spiritual foundation, and bonding emotionally.
By working with a Sage Real Estate agent, home buyers can find their perfect home. The agent understands each buyer's unique needs and priorities and can help navigate the buying process. This involves listening to buyers, utilizing the agent's industry networks, and working hard to find a home that meets the buyer's definition of "perfect". Choosing the right agent is important, as is coming prepared with an understanding of one's financial situation and needs in a home. With the help of a skilled Sage Real Estate advisor, any buyer can confidently find their dream abode.
3. The gift of planning ahead is priceless and can provide tremendous value for those
entrusted to carrying out your wishes. This booklet was created to capture the efforts
you have so carefully given thought to over the years. It offers space for recording
important information that your beneficiary or beneficiaries may need.
It may be helpful to set aside some time to go through this material, filling in the
pertinent information. We hope that, in writing it down, it will create opportunities
for discussion with your loved ones, and help ensure peace-of-mind for both parties.
You may also want to use this document to identify any potential gaps or challenges
to the completeness of your planning. If you have concerns, we recommend that
you involve your financial representative or advisor in the process of professionally
assisting you to define the proper solutions to protect your family or business.
Suggestion: To accommodate future changes, you may want to
complete this booklet in pencil.
Date this booklet was last updated:
4. N o R T h W E s T E R N M u T u a L
Because of your commitment to your family or business,
you purchased a life insurance policy.
The company you have chosen to protect that
commitment is built on a foundation of financial
strength and superior value. Northwestern Mutual
has always received the best possible insurance financial
strength ratings from the four major rating agencies:
Standard & Poors®, Fitch Ratings, A.M. Best and
Moody’s Investors Service.
We put an emphasis on a quality approach to doing
business long before it became fashionable to do so.
In 1888, our Executive Committee made a promise…
“The ambition of The Northwestern has been less to be large than to be safe; its aim is to rank
first in benefits to policyowners rather than first in size. Valuing quality above quantity, it has
preferred to secure its business under certain salutary restrictions and limitations rather than to
write a much larger business at the possible sacrifice of those valuable points which have made
The Northwestern pre-eminently the policyowner’s Company.”
More than a century later, it’s still our Mission Statement, and it’s still a promise we uphold.
Two of our significant responsibilities to you are to provide the best service possible, and to
maintain the long-term commitment we made when you chose us as your life insurance company.
To that end, we hope you will find this booklet helpful in carrying out your commitment to your
family or business.
Your Northwestern Mutual financial representative can provide valuable assistance to ensure
that your needs have been met. Please contact your financial representative with any questions
or concerns you may have.
2
5. P e R S O N A L i N f O
Name of Insured
fi R S t , mi d d L e , LA S t
Name at Birth
fi R S t , mi d d L e , LA S t
Birthday
mO N t h / d A y / y e A R
Place of Birth
ci t y , St A t e , cO u N t R y
Present Address
St R e e t , ci t y , St A t e
Driver’s License No.
Married to
PR e S e N t NA m e , fO R m e R NA m e
Spouse’s Birthday
mO N t h / d A y / y e A R
Spouse’s Place of Birth
ci t y , St A t e , cO u N t R y
Previous Marriage(s):
NA m e dA t e Of de A t h OR di v O R c e
NA m e dA t e Of de A t h OR di v O R c e
Additional Information
Children From Marriage To
Please check the box in front of each name if that child has special needs. See page 9 to address further information.
NA m e , Bi R t h dA t e , Ad d R e S S
NA m e , Bi R t h dA t e , Ad d R e S S
NA m e , Bi R t h dA t e , Ad d R e S S
Children From Marriage To
Please check the box in front of each name if that child has special needs. See page 9 to address further information.
NA m e , Bi R t h dA t e , Ad d R e S S
NA m e , Bi R t h dA t e , Ad d R e S S
NA m e , Bi R t h dA t e , Ad d R e S S
3
6. P e r s o n a l I n f o continued
Citizen of By Birth By Naturalization
Naturalized
mo n t h / d a y / y e a r
Location
Naturalization No.
Additional Information
P a r e n t a l I n f o r m a t I o n
Father
fu l l na m e , BI r t h da t e
da t e of de a t h , Ca u s e , Pl a C e of Bu r I a l
Additional Information
Mother
fu l l na m e , BI r t h da t e
da t e of de a t h , Ca u s e , Pl a C e of Bu r I a l
Additional Information
4
7. p e r s o N a l a d v i s o r s
Northwestern Mutual Financial Representative
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Attorney
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Personal Representative / Executor / Executrix
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Accountant
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Stockbroker
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Financial Advisor
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Religious Contact
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Other
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
Other
Na m e
st r e e t , ci t y , st a t e , te l e p h o N e No.
5
8. R e c o R d L o c a t o R
S a f e t y S t o R a g e
1. Safe Deposit Box # Key Location
2. Safe Deposit Box # Key Location
3. Other Storage
4. Other Storage
R e c o R d / L o c a t i o n
Birth Certificates
Marriage Certificates
Divorce Papers
Tax Records
W-2 Forms
Mortgage
Title House(s)
Title Car(s)
Title Misc
Military Records
Household Records, Bills etc.
Guardianship Letters
Power of Attorney – Financial
Power of Attorney – Health
Living Will
Loan Papers
Keys
Other Important Documents
6
9. W I L L S
I have a will. I do not have a will.
Location of Original and Copies of Will
Date of Will
Mo n t h / D a y / y e a r
Location of Original Codicil Date of Codicil
Executor’s Name and Address
na M e , St r e e t , cI t y , St a t e
Witnesses (to Will) Name and Address
na M e , St r e e t , cI t y , St a t e
na M e , St r e e t , cI t y , St a t e
Guardian (for Minors) Name and Address
na M e , St r e e t , cI t y , St a t e
7
10. t r u s t s
I have a trust. I am a beneficiary of a trust.
Name and Date of Trust
Na m e , mo N t h / D a y / y e a r
Location of Trust Trust Tax ID
Trustee(s) Name(s) and Address(es)
Na m e , st r e e t , ci t y , st a t e
Na m e , st r e e t , ci t y , st a t e
Successor Trustee Name and Address
Na m e , st r e e t , ci t y , st a t e
My spouse has a trust. My spouse is a beneficiary of a trust.
Name and Date of Trust
Na m e , mo N t h / D a y / y e a r
Location of Trust Trust Tax ID
Trustee(s) Name(s) and Address(es)
Na m e , st r e e t , ci t y , st a t e
Na m e , st r e e t , ci t y , st a t e
Successor Trustee Name and Address
Na m e , st r e e t , ci t y , st a t e
Special needs or supplementary trust (does not include a “payback” clause)
“Payback” trust
Name and Date of Trust
Na m e , mo N t h / D a y / y e a r
Location of Trust Trust Tax ID
Trustee(s) Name(s) and Address(es)
Na m e , st r e e t , ci t y , st a t e
Na m e , st r e e t , ci t y , st a t e
Successor Trustee Name and Address
Na m e , st r e e t , ci t y , st a t e
8
11. D E P E N D E N T W I T H S P E c I a l N E E D S
Name of dependent
fI r S T , mI D D l E, la S T
Name of future legal guardian
fI r S T , mI D D l E , la S T
Name of attorney
fI r S T , mI D D l E , la S T
Date letter of intent created Location
Da T E lo c a T I o N
Current health insurance provider
Na m E
Po l I c Y No . , Gr o U P No . , Pl a N Pa r T I c I P a N T Na m E , TY P E / l E V E l co V E r a G E
Will health insurance for the person with special needs continue beyond age 22? Yes No
Alternative coverage if current health insurance is no longer available
Other relatives that have updated their wills, trusts, life insurance owner and beneficiary designations so that
any potential inheritance goes to the special needs trust and not the individual:
Family Member Assets to Be transferred
Caregivers if the dependent is a minor and is not likely to be considered legally competent as an adult once
the child reaches 18:
Name Date of Birth
Address
9
12. F i n a n c i a l a c c o u n t s
B a n k a c c o u n t s (Savings & Loan, Credit Union)
Name of Institution Account Number Type of Account
Location of Checkbooks, Passbooks, Statements and Canceled Checks
Mutual Funds
Fund Name and Company Number of Shares Account Number
a n n u i t i e s
Name of Company Policy Number Annuitant
c e r t i F i c a t e s o F d e p o s i t ( c d s )
Name of Institution Amount Certificate Number Location
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13. F i n a n c i a l a c c o u n t S continued
S a v i n g S B o n d S
Name Number of Shares Location of Certificates
o t h e r B o n d S
Bond Number Maturity Value Maturity Date Location
S t o c k S
Name Number of Shares Location of Certificates
Financial Account Information is located at
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14. i n s u r a n c e P O L i c i e s
L i f e i n s u r a n c e
Name of Company Policy Number Amount of Coverage
Northwestern Mutual Life
Location of Policies
O T H e r i n s u r a n c e
(Disability Income, Medical and Hospitalization, Long-Term-Care, Accident and Travel, etc.)
Name of Company Policy Number Type of Coverage
Location of Policies
P r O P e r T y / c a s u a L T y i n s u r a n c e
(Auto Coverage, Homeowner’s and Rental Coverage, Personal Liability/Umbrella Policies, etc.)
Name of Company Policy Number Type of Coverage Broker/Agent
Location of Policies
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15. O t h e r s O u r c e s
O r g a n i z a t i O n B e n e f i t s
Benefits may be available to your survivors based on membership in certain organizations, such as
professional organizations, trade associations, unions, etc.
Organization Type of Benefits
Information is located at
g O v e r n m e n t L i f e i n s u r a n c e
Serial Number
Branch of Military
Dates of Service
Information is located at
Other POtentiaL gOvernment cOverage
Amount Account or Claim Number
Veteran’s
Civil Service
Railroad Retirement
Active Military
Local/State Employment
Information is located at
13
16. e m p l o y m e n t B e n e f i t s
C u r r e n t e m p l o y e r
Current Employer Name and Address
Co m p a n y , st r e e t , Ci t y , st a t e
po s i t i o n / t i t l e , Da t e of Hi r e
Potential eligible benefits available in the event of my death:
Group Life Insurance Workmen’s Compensation
Group Health Insurance (death benefit) Deferred Compensation
Unpaid Salary Profit Sharing (survivor’s benefits)
Pension (survivor’s benefits) Other
Information is located at
Contact person at work
p e n s i o n s / r e t i r e m e n t
p e n s i o n p l a n s
Name and Address of Employer (Current and Prior) Pension Identification Number
inDiviDual retirement aCCount (ira)
Name and Address of Company Account Number
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17. P E n s i O n s / r E t i r E m E n t continued
K E O G H P l a n
Name and Address of Company Account Number
4 0 1 ( K ) P l a n s
Name and Address of Company Account Number
O t H E r r E t i r E m E n t / P E n s i O n P l a n s
Name and Address of Company Account Number
Pension/Retirement Information located at
15
18. S o c i a l S e c u r i t y
S o c i a l S e c u r i t y i n f o r m a t i o n
My Social Security Number
My Spouse’s Social Security Number
My Children’s Social Security Number(s):
na m e , nu m b e r
na m e , nu m b e r
na m e , nu m b e r
na m e , nu m b e r
b u S i n e S S i n t e r e S t
b u S i n e S S o w n e r S h i p
I have an ownership interest in the following business(es):
Name and Address of Business Type of Business % Ownership Interest
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19. L e g a L a c t i o n , c r e d i t c a r d s & d e B t s
L e g a L a c t i o n
Uncollected legal judgment, pending lawsuit or claim, etc.
Name and Address Description
c r e d i t c a r d s
Name of Company Address Card Number
d e B t s
I have the following debts:
Name and Address of Debtor Reason Amount
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20. F i n a l W i s h e s
I would like my body to be:
Cremated Entombed Used as an Organ Donor
Buried Given to Science Any of the preceding as selected
by my heirs
I would like:
A Funeral Service No Service
A Memorial Service Any of the preceding as selected by my heirs
I would like the funeral, memorial or service to take place at:
House of Worship My Home Any of the preceding as selected
by my heirs
Funeral Home Other
My preferences are:
Name of House of Worship
Name of Religious Leader
Name of Funeral Home / Funeral Director
Other requests for my Funeral / Memorial / Service
Additional personal preferences and wishes
I have made funeral prearrangements. The information is as follows
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21. O p t i O n s
O p t i O n s f O r t h e p r O c e e d s O f
L i f e i n s u r a n c e p O L i c i e s
Northwestern Mutual’s experience in providing financial security to millions of people has taught us that most
beneficiaries generally prefer to hold off on making long-term financial decisions. When the time is right for you,
you may want to consider some of the following options. You can contact a Northwestern Mutual financial
representative to review your needs and discuss the best alternatives.
northwestern
Life disability deferred mutual mutual
insurance insurance annuities payment plans funds1
are yOur LOved Ones prOtected?
Do you have adequate life insurance coverage
to assure that people who depend on you will
be taken care of?
are yOu reLying On One incOme?
If you will now have one income to support yourself
or yourself and your children, consider protecting that
income through disability insurance coverage. Loss of
wages is a special concern for single-income families.
What are yOur incOme needs?
After six months to a year, you should have a better
idea of your need for additional income. If your
current income is adequate, you may want to
consider ways to invest your proceeds for future
growth and security, possibly through mutual funds.
hOW LOng WiLL yOu reLy On yOur
benefit payment?
It is important to consider how long you will rely
on your benefits for a source of income. If the
answer is 10 years or more, you may need to invest
those proceeds in a way that allows them to grow
and keep up with your future needs and inflation.
What is yOur tax situatiOn?
You may want to shelter your proceeds from
income taxes. If your need for immediate income is
low, life insurance products and deferred annuities
can provide tax advantages.
Securities are offered through Northwestern Mutual Investment Services, LLC, 1-866-664-7737, a wholly-owned company
of The Northwestern Mutual Life Insurance Co., Milwaukee, WI (NM), a broker-dealer and a member of the FINRA and SIPC.
NM is not a broker-dealer or a registered investment adviser.
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