This document lists and describes 30 technology tools that can be used to teach personal finance. It includes tools like PowerPoint games, online quizzes and simulations, animated videos, online courses, social media platforms, and full personal finance curricula that are available for free or at low cost. The tools provide interactive ways for students to learn essential financial concepts in an engaging manner.

1. Thirty Terrific
Technology Teaching
Tools for Personal
Finance
Dr. Barbara O’Neill
Rutgers Cooperative Extension
oneill@aesop.rutgers.edu

2. What is Your Favorite
Personal Finance
Technology Tool?

3. Schools That Work For Kids:
Eric Sheninger
https://www.youtube.com/watch?v=mwrLVvORugw

4. 1. PowerPoint Jeopardy! Game
See http://rci.rutgers.edu/~boneill/review/index.html and
http://www.slideshare.net/BarbaraONeill/jeopardy-game-young-adults-moneycolor-chang
for sample games
See
http://www.slideshare.net/BarbaraONeill/rutgers-hybrid-online-confpower-point-gamesani
for PowerPoint tutorial

5. 2. PowerPoint Millionaire Game
Sample Game:
https://docs.google.com/viewer?a=v&pid=sites&srcid=bnlwbC5vcmd8bW9uZXktb

6. 3. Microsoft Excel
Templates
• Asset Allocation Spreadsheet
• Asset Allocation Spreadsheet With Pie Chart
• Net Worth Calculation Spreadsheet
• Spending Plan Worksheet
Source: http://njaes.rutgers.edu/money/

7. 4. Online Financial Quizzes
Rutgers Cooperative Extension Assessment
Tools:
•Financial Fitness Quiz
•Identity Theft Risk Assessment Quiz
•Investment Risk Tolerance Quiz
•Personal Health and Finance Quiz
•Personal Resiliency Resources Assessment Quiz
•Wise Credit Management Quiz

8. 5. IGNITE Presentations
• 5 minute PowerPoint presentations
• 20 slides advance automatically every 15 seconds
• Students or teacher can create a presentation using a template
with automated slides
• Template master: http://www.ignitephoenix.com/tips/
• IGNITE Presentation: How to Buy a New Car:
http://igniteshow.com/videos/how-buy-new-car-ignite-seattle-2007
• IGNITE Presentation: The Politics of Personal Finance:
https://www.youtube.com/watch?v=O7lN1Dz972s

9. 6. Future Me Web Site
• Schedule an e-mail to yourself at a future date
• Can make it public, but anonymous
• Message starts with “Dear Future Me”
• Can use to have students send themselves
“reminders”
– Action steps
– Financial goals
– Assignments and due dates
• Good accountability tool for those who use e-mail
http://www.futureme.org/

10. 7. Online Financial
Calculators
Literally thousands…on all personal finance topics
•ASEC Ballpark Estimate (retirement savings
calculator): www.asec.org
• PowerPay© (debt payment calculator): www.powerpay.org
•HSH Associates Mortgage Amortization Calculator:
www.hsh.com/calc-amort.html
•Loan Calculator:
http://www.bankrate.com/calculators/mortgages/loan-calculator.aspx

11. More Calculators
• CPI Inflation Calculator:
http://data.bls.gov/cgi-bin/cpicalc.pl (compares “buying
power in different years)
• U.S. Inflation Calculator:
http://www.usinflationcalculator.com/
• Lunch Savings Calculator:
http://www.bankrate.com/calculators/savings/bring-lunch-sa
• Dinkytown.net: https://www.dinkytown.net/

12. Curated Lists of
Financial Calculators
• Source: My Money.Gov:
http://www.mymoney.gov/Fast/Pages/Results.aspx?k=C
• Source: eXtension (Cooperative Extension):
http://www.extension.org/category/finance_calculators
• Source: Money-Zine:
http://www.money-zine.com/calculators/
• Source: Calculator Web: http://www.calculatorweb.com/

13. 8. Online Games and
Simulations
• Financial Football (Visa):
http://www.practicalmoneyskills.com/games/trainingcamp/
• Reality Check (Jump$tart Coalition):
http://www.jumpstartcoalition.org/reality-check.html
• The Stock Market Game™ (SIFMA Foundation):
http://www.stockmarketgame.org/
• Gen i Revolution (Council for Economic Education):
http://www.genirevolution.org/
• Others?

14. 9. Animated Videos
• Use platforms such as http://goanimate.com/ and
http://www.creazaeducation.com/ and
http://www.moovly.com/ and http://digitalfilms.com/ and
http://www.dvolver.com/moviemaker/index.html
– Article: 5 Best Sites to Make Animated Video Trouble-Free:
http://www.freemake.com/blog/5-best-sites-to-make-animated-video-trouble-free/
• Personal Finance Animated Videos (O’Neill):
https://www.youtube.com/user/moneytalkBMO
• Co-Signing a Loan:
https://www.youtube.com/watch?v=yte4MBtoAqg

15. 10. “Whiteboard” Videos
• Health Insurance Terminology:
https://www.youtube.com/watch?v=MjRAgZ6Db
and
https://www.youtube.com/watch?v=QLjRGmm08pY
• Phishing (Identity Theft):
https://www.youtube.com/watch?v=K8lWLwuiD
• Saving and Investing:
https://www.youtube.com/watch?v=2DBdWeTxX

16. Other Videos
• Student Loan Debt Videos (NGPF):
http://nextgenpersonalfinance.org/scared-straight-approach-to-stu
• Video Library (NGPF):
https://docs.google.com/spreadsheets/d/1RckAiip93mTezpq3bPow
• Spendster (NEFE): http://www.spendster.org/

17. 11. Online Personal
Finance Courses
• High School Age: Money Skill
http://www.moneyskill.org/
• College Age: Money U
https://moneyu.com/ and University of
Florida Personal & Family Financial
Planning MOOC: https://
www.coursera.org/course/uffinancialplann

18. 12. Pinterest Boards
• Students create new board or view existing boards
• Article: “5 Personal Finance Pinterest Boards to Follow”:
http://www.mnn.com/money/personal-finance/blogs/5-personal-fina

19. 13. Twitter Chats
• Students create a unique chat hashtag and
designate a date/time, topic, and questions
OR
• View a regularly scheduled personal finance
Twitter chat
– List of personal finance Twitter chats:
http://www.slideshare.net/BarbaraONeill/social-m
• Use http://www.tchat.io/ or http://twubs.com/ to

20. Storify
• Use to create a “story” from a Twitter chat by
piecing together participants’ tweets
• Samples:
• https://storify.com/moneytalk1/cooperative-extension-m
• https://storify.com/moneytalk1/rutgers-cooperative-ext
• https://storify.com/RutgersNJAES/extension-america-sa

21. 14. Facebook Posts
• Have students write Facebook messages
about personal finance topics
• Set up a class Facebook page
• Teacher serves as administrator of the page
• NJCFE grant project found increase in student
knowledge after class lessons involving
written social media messages

22. 15. Google+ Hangouts
• Free video chatting: video + voice
• Can involve up to 10 people
• Great way for students to collaborate on studying,
group projects, club activities, etc.
• Great way for teachers to reach out to students too
ill to come to class
• Sample Hangout (combined with Twitter chat):
http://www.experian.com/blogs/news/about/holiday-sh

23. 16. Financial Fitness for
Life Curriculum
• Developed by the Council for Economic
Education: http://fffl.councilforeconed.org/
• “No Hassle” access
• 4 grade levels: K-2, 3-5, 6-8, and 9-12
• Can download visuals and activities online
• Web site also has links to related lessons
• Can also purchase materials (CD or book)

24. 17. Learning, Earning,
and Investing Curriculum
• Developed by the Council for Economic
Education: http://lei.councilforeconed.org/
• “No Hassle” access
• 21 lessons related to investing and wealth
accumulation
• Can download visuals and activities online
• Can also purchase materials (book)

25. 18. Money Smart for
Youth (FDIC)
• Two FDIC Money Smart curricula: ages 5-8
and ages 12-20)
• “No Hassle” access
• Download modules at
https://www.fdic.gov/consumers/consumer/mo

26. 19. Next Generation
Personal Finance
• Dozens of “teacher friendly” lessons
• Lessons include online activities using open
source materials
• “No hassle” access: http://nextgenpersonalfinance.org/
• Webinars and awards for teaching:
http://nextgenpersonalfinance.org/ngpfs-best-resource-and-best-activity-c

27. Sample NGPF Activities
• Compound Interest:
http://www.goorulearning.org/#collection-play&id=1d7e659d-e36c-4e2c-a726-8a8e9
• What Credit Card Has the Lowest Interest Rate?:
http://www.goorulearning.org/#collection-play&id=f61c47a9-ec37-4255-b5bf-a85b72
• Analyze a Stock Fund:
https://docs.google.com/document/d/1L3bcBt8LeOYh1iVmvtBRZXNSGADuZqv9qdbLSjC6rYo/edit
• Consult Your Future Self:
http://financiallycapable.org/2015/03/27/activity-before-you-make-that-d

28. 20. Hands On Banking
http://www.handsonbanking.org
•Free downloadable instructor guides
•English and Spanish language; variety of target
audiences (military, seniors, teens, kids)
•Lessons include video and audio clips

29. 21. Curricula Requiring
Teacher Accounts and
Password Logins
• NEFE High School Financial Planning
Program: http://www.hsfpp.org/
• Take Charge Today (U of Arizona):
https://takechargetoday.arizona.edu/
• Others?

30. 22. Online Financial
Knowledge Quizzes
• Credit Scores (CFA):
http://www.creditscorequiz.org/
• National Financial Capability Study (FINRA):
http://www.usfinancialcapability.org/quiz.php
• Student Financial Dollars and Sense (CUNY):
http://www.cuny.edu/about/administration/offic

31. 23. Financial
Documentaries (Movies)
• Spent: Looking for Change (40-minute movie
about families living on the financial edge):
http://www.spentmovie.com/index.html
• Broken Eggs (1 hour, 20 minute movie about
Americans’ lack of preparation for retirement):
http://brokeneggsfilm.com/

32. 24. Financial Education
Songs
• You Ain’t Saved Nothin’ Yet (NGPF):
http://nextgenpersonalfinance.org/you-aint-sav
• It’s a Habit Online (Sammy Song Club
YouTube Channel):
https://www.youtube.com/user/itsahabitonline

33. 25. Shark Tank®
Activity
• Ask students to watch three televised Shark Tank®
television programs or online YouTube videos (Search
“Shark Tank” on https://www.youtube.com/)
• Have them complete the worksheet:
http://www.slideshare.net/BarbaraONeill/shark-tank-les
• Debrief and discuss in class

34. 26. Slideshare.net
• Use to share documents (Word, PowerPoint,
PDFs, etc.)
• Gives them a digital link to use for websites,
social media, e-mail, etc.
• Sample:
http://www.slideshare.net/BarbaraONeill/2015
-financial-education-boot-camp-flyer-0715
• Also a great place to search for slides and
other content

35. 27. Online Financial
Case Studies
• Rutgers Personal Finance Course:
http://rci.rutgers.edu/~boneill/assignments/case-
study.html
– http://rci.rutgers.edu/~boneill/assignments/scoring-
sheet.pdf
• Virginia Council on Economic Education:
http://www.vcee.org/Personal_Finance_Case_Study

36. 28. High School Student
Budget Worksheet
(CollegeInColorado.org)
• Fillable online form or downloadable Excel file with
“typical” income and expenses
• https://www.cicmoney101.org/Calculators/Budget-
Worksheets/High-School-Student.aspx

37. 29. Money Matters Pro
• Financial education lessons created for NY
Public Library staffers
• Includes slides with speaker notes, handouts,
online videos, PowerPoint games, etc.
• Free and easily downloadable
https://sites.google.com/a/nypl.org/money-matters/

38. 30. Hard Core Financial
Education Boot Camp
• http://njaes.rutgers.edu/money/bootcamp/
• Three videotaped subject matter training
sessions
• Copies of PowerPoint slides
• Interviews with NJ teachers and facilitators

39. Other Resources
• Teacher Tools:
http://www.educatorstechnology.com/p/teacher-
tools.html
• The Best Interactive Web Tools for Educators:
http://www.edudemic.com/best-web-tools/
• The 31 Educational Web Tools Every Teacher Should
Know About:
http://www.educatorstechnology.com/2013/12/the-31-
educational-web-tools-every.html
• 20 Must-Use Education Technology Tools:
http://www.huffingtonpost.com/scott-
steinberg/education-tools_b_2567342.html

40. Technology is Just a Tool!
“Technology is just a tool. In terms of
getting the kids working together and
motivating them, the teacher is the
most important”
Bill Gates
http://www.brainyquote.com/quotes/topics/topic_technology.html

41. Comments? Questions?
Additional Resources?
Teaching Tip on an Index Card: Describe one thing that
you learned today that you plan to use in your classroom