Methodology of FARZ Foundation to bring social change through poverty alleviation by improving productivity and capacity of clients and staff.

1. 1 First Islamic Microfinance in Pakistan

2. FARZ METHODOLOGY 2

3. Vision “To bring social change through poverty alleviation by improving productivity and capacity of clients and staff” 3 First Islamic Microfinance in Pakistan

4. Mission Empowering the poor through innovative products and diverse business opportunities, by integrating social performance focused microfinance with collaborative community health and education partnerships. 4

5. An Integrated Approach 5 First Islamic Microfinance in Pakistan

6. TARGET MARKET 6 First Islamic Microfinance in Pakistan

7. Product Packages for Each Market Lower 7 First Islamic Microfinance in Pakistan

8. Murabaha First Islamic Microfinance in Pakistan 8

9. MurabahaTarget for One Social Center (Branch) First Islamic Microfinance in Pakistan 9 Year 1st

10. Clients Graduation Strategy 10

12. To allocate the Potential working areas for social center

13. Product need assessment.

14. Potential businesses.

15. Cash flow of different businesses.

16. Size of micro trade.11 First Islamic Microfinance in Pakistan

18. Collection of CVs as per given date.

20. Conduct 1st interview12 First Islamic Microfinance in Pakistan

22. Farz Methodology

23. Basic Selection criteria of FARZ FOUNDATION

24. Area survey

25. Effective Mobilization skills

26. Clients appraisal training

27. Cluster formation steps

28. Conduct of community meetings

29. Customer relationship management

30. Social performance management

31. Delinquency management

32. Monitoring13

34. Basic Selection criteria of FARZ FOUNDATION

35. Area survey

36. Effective Mobilization skills

37. Clients appraisal training

38. Cluster formation steps

39. Conduct of community meetings

40. Customer relationship management

41. Social performance management

42. Monitoring

43. Islamic banking & finance . Conventional microfinance

44. Farz Methodology

45. Interview and selection for one month internship

46. Selection for 11 month on a contract.

47. After 11 month, contract extension / permanent employee. 14

49. Mobilization15 First Islamic Microfinance in Pakistan

50. Kicking of Operations Branch Structure Office Boy 16 First Islamic Microfinance in Pakistan

51. Cluster structure 17 First Islamic Microfinance in Pakistan Cluster Committee

52. Delivery Process 18 First Islamic Microfinance in Pakistan

54. Identification of the potential businesses. 19 First Islamic Microfinance in Pakistan

55. 20 First Islamic Microfinance in Pakistan

57. Systems and procedures for taking our product.

58. Your and our responsibilities for managing social performance at cluster level.

59. Introduction of program.21 First Islamic Microfinance in Pakistan

61. Information Collection (Home Related)22 First Islamic Microfinance in Pakistan

62. 23 First Islamic Microfinance in Pakistan

63. 24 First Islamic Microfinance in Pakistan

64. 25 First Islamic Microfinance in Pakistan

65. 26 First Islamic Microfinance in Pakistan

67. Financial Analysis

68. Repayment Capacity

69. Business Information Collection 27 First Islamic Microfinance in Pakistan

70. 28 First Islamic Microfinance in Pakistan

71. 29 First Islamic Microfinance in Pakistan

72. 30 First Islamic Microfinance in Pakistan

73. 31 First Islamic Microfinance in Pakistan

75. 33 First Islamic Microfinance in Pakistan

76. 34 First Islamic Microfinance in Pakistan

77. 35 First Islamic Microfinance in Pakistan

79. To Purchasing of Asset / Stock as per demand of Client’s Business 36 First Islamic Microfinance in Pakistan

80. 37 First Islamic Microfinance in Pakistan

82. Transfer of Ownership38 First Islamic Microfinance in Pakistan

83. 39 First Islamic Microfinance in Pakistan

84. 40 First Islamic Microfinance in Pakistan

85. MONITORING & EVALUATION 41 First Islamic Microfinance in Pakistan

87. Field visits of bottom to top Management.

88. Fortnightly Meetings with 100% Clients.

89. Social Performance Management.42 First Islamic Microfinance in Pakistan

90. 43 First Islamic Microfinance in Pakistan

91. 44 First Islamic Microfinance in Pakistan

92. 45 First Islamic Microfinance in Pakistan

93. 46 First Islamic Microfinance in Pakistan

94. 47 First Islamic Microfinance in Pakistan

95. Asset Building 48 First Islamic Microfinance in Pakistan

96. Farz Committee 49 First Islamic Microfinance in Pakistan

97. 50 First Islamic Microfinance in Pakistan

98. Health Care 51 First Islamic Microfinance in Pakistan

100. Health Awareness Program52 First Islamic Microfinance in Pakistan

101. 53 First Islamic Microfinance in Pakistan

102. Future Protection Program 54 First Islamic Microfinance in Pakistan

104. Entrepreneur Development Program 56 First Islamic Microfinance in Pakistan

105. Clients Capacity Building Strategy 57

106. 58 First Islamic Microfinance in Pakistan

107. 327 EDEN Center Jail Road Lahore URL: www.farzfoundation.org Email: info@farzfoundation.org Ph:092+42-37556194-5

108. Thanks