The organisation of events brings risks: financial, damages to property and persons. Quite often we are not sure how to protect ourself and our organisations from these risks. This MPI Belgium has held a workshop where two insurance experts explained the key principles of responsibilities and indicated where adequate insurance can offer protection. Here is what has been discussed Type of cover - Cancellation/Property/Liabilities Things out of your control that can affect your event Risk assessment Understand the link between insurance and risk assessment Contractual obligations Key insurance terminology and what to pay attention Download slides here: https://www.mpi.org/chapters/belgium/news/single-blog/article/event-insurance---workshop-slides

1. Event
organization
without risks
Frédéric Cools
assurances Courtier en
Administrateur Sa Van Duynen
Vice-Président Fédération des Courtiers de Bruxelles et du
Brabant Wallon
cools@vanduynen.be

2. Content
1. Some elements of law
2. Liability of the various parties
3. What can happen if there are problems during an event
4. Insurance solutions and their limits
5. Your questions

3. 1. Some elements of law
• Primary or simple personal civil liability: Articles 1382 to 1386 of the Dutch
Civil Code
• Complex civil liability
• Liability without fault Neighbourhood fight (art 544 of the Dutch Civil Code)

4. 1. Some elements of law
• Work accident or
accident on the way
to or from work
• Civil liability in the
event of fire and
explosion

5. 2. Liability of the various
parties
• Responsibilities of the volunteers
• Liability of the subcontractors
• Liability of the managers

6. 3. What can happen if there
are problems during an
event?
• Unavailability of the premises
• Destruction of material (rented or other)
• Natural disasters

7. 3. What can happen if there are problems during
an event?
• Strike and riot
• Forced absence of public
• Absence

8. 3. What can happen if there are problems
during an event?
• Disruption of communication with TV,
satellite or others
• Physical damage to invited guests,
volunteers, speakers ...
• Grace granted by the head of state (Fait du
prince)
• Attacks and terror

9. Insurance solutions and their limits
Civil liability of an organizer
Ø Simple liability
Ø Neighbour quarrel
Ø Damage to rented premises / buildings
Ø Damage to borrowed / entrusted objects
Ø Food intoxication
Ø Liability for volunteers
Ø Liability of subcontractors
Ø Major exceptions

10. Insurance solutions
Ø Liability of the managers
Ø Insurance against all risks
Ø Global event cover
Ø Basic and options
Ø Insurance against accidents and personal liability
Ø volunteers
Ø invited guests

11. ARC
INTERNATIONAL
Event Insurance Specialist
Terry Waller can help you to minimise the risk and feel more secure to focus
on planning.
For small to large events.
twaller@arc-int.co.uk

12. • Types of cover - Cancellation/ Property/ Liabilities
• Consider things out of your control - i.e. ash clouds, natural disasters and weather disruptions,
acts of terrorism, airport strikes that may affect your event
• Knowledge of the importance of Risk Assessment to minimise accident or injury and save
money – who is responsible when things go wrong?
• Understanding the link between insurance and risk assessment – Compiling a checklist
• Contractual obligations – Who is responsible for what
Arc International has an international reputation as a leading event insurance specialist with key corporate, agency and association clients
worldwide including:
Event Insurance Considerations