Re-imagined Solutions: New Models of Investing in Africa
With increased growth and investment, Africa is experiencing rapid political, economic and social change. As more African countries move toward middle income status, we ask what types of new models of investment are necessary to build an Africa beyond potential? This panel looks delves into three industries – investment data management, sustainable investment and insurance – to evaluate how investment strategies are evolving to respond to Africa’s transformation.
Confirmed Speakers:
Justin Mahwikzi, Market Atlas – Founder & CEO (Data focused investment in Africa)
Graham Sinclair, Sustainable Investment Consulting LLC (SinCo) - Sustainable Investment Architect and Global Project Leader (Sustainable Investing)
Bernard Katompa, Liberty Africa – Former CEO (Insurance).
New model we need is sustainable investment.
In old markets and new markets.
Africa needs investment that grows frontier economies and growth markets. But not at any price.
Earnings growth is expected to be the major driver of superior private equity returns for Africa in the long term.
Africa will grow its small economies with new models for inclusive, low carbon, climate resilient growth. Its started.
You will shape what happens next. What does investment in Africa's sustainable development look like.
Its small and growing.
Regional funds are the preferred route to accessing African private equity in the near term.
Environmental, Social and Governance (ESG) factors are at least equally important in Africa compared to other emerging markets.
What impact will the dollars, naira, shillings, francs, renminbi, euros, reals, pula have?
Frontiers in sustainable investment, ESG and real assetsGraham Sinclair
Images for New frontiers in responsible investment: ESG integration and direct sustainable investments
3:30 PM - 4:20 PM = 50min
Bloomberg LP 731 Lexington Avenue New York, NY 10022 USA
10-11 December 2013
#RIAmericas2013 @RI_News_Alert @SinCoESG @AfricaSIF @ESGarchitect
Panel Moderator:
Graham Sinclair, Principal, SinCo - Sustainable Investment Consulting LLC
Panelists:
Rina Kupferschmid-Rojas, CEO, ESG Analytics
Matt Christensen, Global Head of Responsible Investment, AXA Investment Managers
Stephen Scofield, Associate Director of Institutional Relations, North America, Sustainalytics
Robert Schwob, Principal, Style Research
The world’s top 100 asset owners (AOs) represent about US$19trn in assets under management. The largest, and potentially most influential, proportion is in Asia—more than a third of the total. Out of the top 20 largest funds, three out of the first five and nearly half of the total are in Asia.
For more insights, please visit: https://eiuperspectives.economist.com/sustainability/sustainable-and-actionable-study-asset-owner-priorities-esg-investing-asia?utm_source=OrganicSocial&utm_medium=Slideshare&utm_campaign=Amundi&utm_content=Slideshare_whitepaper
For more information contact: emailus@marcusevans.com
Dr. James Gifford, who is the PRI Executive Director gave his presentation titled "Bridging the Gaps: ESG Integration Across the Whole Pension Portfolio" at the European Pensions & Investments Summit on 16, May 2012.
Join the 2015 Summit along with leading regional pension investors and global asset managers in an intimate environment for a focused discussion of key new drivers shaping institutional investment strategies today.
For more information contact: emailus@marcusevans.com
The “Navigating Muddy Waters” report series represents a collaboration of work between WWF, Trucost, Carbon Tracker and SinCo that looks at the issues of carbon and water risks to investors as well as sustainable investment opportunities. Climate change and water scarcity are two of the main drivers that governments, civil society and business need to seriously address. As a significant provider of financial capital, institutional investors play an important role in our ability to shape this transformation. On the other hand, these same investors face material financial risks if this transformation does not take place. The aim of the reports is to provide empirical research to investors in and regulators of the securities markets that can guide policy and investment strategies to support the transition to a resource efficient, low-carbon, resilient and equitable global economy.
URL for reports
http://www.wwf.org.za/?7180/Investors-highly-exposed-to-climate-change-and-freshwater-risks
http://www.sincosinco.com/portfolio-climate-risks.php
University of Cape Town Graduate School of Business Research Seminar What is...Graham Sinclair
What is the State of Sustainable Investment in Africa?
with Graham Sinclair
This presentation will analyze the current state of sustainable institutional investment in Africa in 2012, and point to pressing research questions faced by practitioners. It will also describe a collaborative research project being conducted by AfricaSIF.org to map the marketplace in 2012.
Aggregating available information in 2011, the assets under management may be more than US$ 125 billion, making Africa a top 10 global marketplace for sustainable investment. Major emerging markets like South Africa, Morocco and Egypt, and frontier markets like Nigeria, Mauritius and Kenya represent new investable opportunities for global emerging markets investors, and African pension funds, banks and insurance companies looking for long term investments. South Africa has seen some major new developments, such as revised pensions regulation 28, voluntary initiatives such as CRISA, PRI and Carbon Disclosure Project, hosting COP17, carbon tax proposals and investment value chain projects, and the emergence of integrated reporting. The impact investing theme has attracted billions of assets from investors. But what is the impact on sustainable development? What has been learned by the Sustainable Returns project mapping the investment value chain in southern Africa, and the state of environmental, social and governance (ESG) integration?
In 2012, the inaugural AfricaSIF.org Marketplace Trends Report 2012 project will research, analyze and publish a report on the sustainable investment market size and dynamics in 54 countries in Africa. In parallel, for the first time, global SIFs are harmonizing their reporting approaches, so AfricaSIF.org will present an Africa report and contribute the Africa coverage into the global SIFs Trends Report in December 2012. The report will answer the question: how much sustainable investment is in Africa today, and what does it look like? The report is designed to offer a marketplace survey of the institutional investment industry in Africa focused on investments that in some way cover environmental, social and governance factors. The activities of portfolio investors, fund management industry, stock exchanges and other stakeholders will be covered, where relevant, to describe the marketplace. AfricaSIF.org Marketplace Trends Report 2012 project seeks to offer participants learnings on what is / is not being done in Africa, and the ongoing risks and opportunities in the context of economic development in Africa.
SinCo - http://www.sincosinco.com/sustainable-returns-project.php
AfricaSIF.org - http://www.africasif.org/marketplace-and-trends-report.php
Re-imagined Solutions: New Models of Investing in Africa
With increased growth and investment, Africa is experiencing rapid political, economic and social change. As more African countries move toward middle income status, we ask what types of new models of investment are necessary to build an Africa beyond potential? This panel looks delves into three industries – investment data management, sustainable investment and insurance – to evaluate how investment strategies are evolving to respond to Africa’s transformation.
Confirmed Speakers:
Justin Mahwikzi, Market Atlas – Founder & CEO (Data focused investment in Africa)
Graham Sinclair, Sustainable Investment Consulting LLC (SinCo) - Sustainable Investment Architect and Global Project Leader (Sustainable Investing)
Bernard Katompa, Liberty Africa – Former CEO (Insurance).
New model we need is sustainable investment.
In old markets and new markets.
Africa needs investment that grows frontier economies and growth markets. But not at any price.
Earnings growth is expected to be the major driver of superior private equity returns for Africa in the long term.
Africa will grow its small economies with new models for inclusive, low carbon, climate resilient growth. Its started.
You will shape what happens next. What does investment in Africa's sustainable development look like.
Its small and growing.
Regional funds are the preferred route to accessing African private equity in the near term.
Environmental, Social and Governance (ESG) factors are at least equally important in Africa compared to other emerging markets.
What impact will the dollars, naira, shillings, francs, renminbi, euros, reals, pula have?
Frontiers in sustainable investment, ESG and real assetsGraham Sinclair
Images for New frontiers in responsible investment: ESG integration and direct sustainable investments
3:30 PM - 4:20 PM = 50min
Bloomberg LP 731 Lexington Avenue New York, NY 10022 USA
10-11 December 2013
#RIAmericas2013 @RI_News_Alert @SinCoESG @AfricaSIF @ESGarchitect
Panel Moderator:
Graham Sinclair, Principal, SinCo - Sustainable Investment Consulting LLC
Panelists:
Rina Kupferschmid-Rojas, CEO, ESG Analytics
Matt Christensen, Global Head of Responsible Investment, AXA Investment Managers
Stephen Scofield, Associate Director of Institutional Relations, North America, Sustainalytics
Robert Schwob, Principal, Style Research
The world’s top 100 asset owners (AOs) represent about US$19trn in assets under management. The largest, and potentially most influential, proportion is in Asia—more than a third of the total. Out of the top 20 largest funds, three out of the first five and nearly half of the total are in Asia.
For more insights, please visit: https://eiuperspectives.economist.com/sustainability/sustainable-and-actionable-study-asset-owner-priorities-esg-investing-asia?utm_source=OrganicSocial&utm_medium=Slideshare&utm_campaign=Amundi&utm_content=Slideshare_whitepaper
For more information contact: emailus@marcusevans.com
Dr. James Gifford, who is the PRI Executive Director gave his presentation titled "Bridging the Gaps: ESG Integration Across the Whole Pension Portfolio" at the European Pensions & Investments Summit on 16, May 2012.
Join the 2015 Summit along with leading regional pension investors and global asset managers in an intimate environment for a focused discussion of key new drivers shaping institutional investment strategies today.
For more information contact: emailus@marcusevans.com
The “Navigating Muddy Waters” report series represents a collaboration of work between WWF, Trucost, Carbon Tracker and SinCo that looks at the issues of carbon and water risks to investors as well as sustainable investment opportunities. Climate change and water scarcity are two of the main drivers that governments, civil society and business need to seriously address. As a significant provider of financial capital, institutional investors play an important role in our ability to shape this transformation. On the other hand, these same investors face material financial risks if this transformation does not take place. The aim of the reports is to provide empirical research to investors in and regulators of the securities markets that can guide policy and investment strategies to support the transition to a resource efficient, low-carbon, resilient and equitable global economy.
URL for reports
http://www.wwf.org.za/?7180/Investors-highly-exposed-to-climate-change-and-freshwater-risks
http://www.sincosinco.com/portfolio-climate-risks.php
University of Cape Town Graduate School of Business Research Seminar What is...Graham Sinclair
What is the State of Sustainable Investment in Africa?
with Graham Sinclair
This presentation will analyze the current state of sustainable institutional investment in Africa in 2012, and point to pressing research questions faced by practitioners. It will also describe a collaborative research project being conducted by AfricaSIF.org to map the marketplace in 2012.
Aggregating available information in 2011, the assets under management may be more than US$ 125 billion, making Africa a top 10 global marketplace for sustainable investment. Major emerging markets like South Africa, Morocco and Egypt, and frontier markets like Nigeria, Mauritius and Kenya represent new investable opportunities for global emerging markets investors, and African pension funds, banks and insurance companies looking for long term investments. South Africa has seen some major new developments, such as revised pensions regulation 28, voluntary initiatives such as CRISA, PRI and Carbon Disclosure Project, hosting COP17, carbon tax proposals and investment value chain projects, and the emergence of integrated reporting. The impact investing theme has attracted billions of assets from investors. But what is the impact on sustainable development? What has been learned by the Sustainable Returns project mapping the investment value chain in southern Africa, and the state of environmental, social and governance (ESG) integration?
In 2012, the inaugural AfricaSIF.org Marketplace Trends Report 2012 project will research, analyze and publish a report on the sustainable investment market size and dynamics in 54 countries in Africa. In parallel, for the first time, global SIFs are harmonizing their reporting approaches, so AfricaSIF.org will present an Africa report and contribute the Africa coverage into the global SIFs Trends Report in December 2012. The report will answer the question: how much sustainable investment is in Africa today, and what does it look like? The report is designed to offer a marketplace survey of the institutional investment industry in Africa focused on investments that in some way cover environmental, social and governance factors. The activities of portfolio investors, fund management industry, stock exchanges and other stakeholders will be covered, where relevant, to describe the marketplace. AfricaSIF.org Marketplace Trends Report 2012 project seeks to offer participants learnings on what is / is not being done in Africa, and the ongoing risks and opportunities in the context of economic development in Africa.
SinCo - http://www.sincosinco.com/sustainable-returns-project.php
AfricaSIF.org - http://www.africasif.org/marketplace-and-trends-report.php
Investment As If The Future Matters for TEDxTableMountain 2013 Graham Sinclair
Live version edit of TEDxTableMountain 2013 presentation, first speaker for a good day @TEDxTableMtn with some inspiring ideas and speakers #TEDxTM2013 @esgarchitect
Firm Attributes and Environmental Disclosure of Energy Corporations in Nigeriaijtsrd
The study investigated the relationship between firm attributes and environmental disclosure among energy corporations in Nigeria. The research utilized a causal comparative research design, focusing on energy corporations listed on the Nigerian Exchange Group NEG from 2013 to 2022. The sample included nine quoted firms primarily operating in the oil and gas, utility, and natural resource sectors. Secondary data from annual reports and financial statements of selected energy firms were used, and the Multiple Linear Regression Approach established the causal relationship between firm attributes and environmental disclosure. The findings revealed that larger and older firms faced challenges in providing detailed environmental information due to operational complexity and established reporting practices. However, firm leverage did not significantly impact environmental disclosure. The study offers valuable insights for enhancing environmental reporting and transparency among larger and older firms to meet stakeholder expectations and promote sustainability. Policymakers can utilize these findings to devise regulatory frameworks and incentives encouraging better environmental disclosure and fostering sustainable practices in the energy industry and beyond, ultimately positioning companies as leaders in the pursuit of a sustainable and profitable future. Jerry Chukwuebuka Orajekwe | Okenwa Cy Ogbodo "Firm Attributes and Environmental Disclosure of Energy Corporations in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-4, August 2023, URL: https://www.ijtsrd.com/papers/ijtsrd59698.pdf Paper Url:https://www.ijtsrd.com/management/accounting-and-finance/59698/firm-attributes-and-environmental-disclosure-of-energy-corporations-in-nigeria/jerry-chukwuebuka-orajekwe
Author 1October 19, 2018Professor Frank WernerSustainable Fi.docxcelenarouzie
Author 1
October 19, 2018
Professor Frank Werner
Sustainable Finance
Speaker Summary: Alexis Schwartz- Bloomberg
In Alexis’s speech about Bloomberg, she discussed the importance of ESG, or environmental social governance. While ESG means different things to different people, it can be described as a “catch-all term covering Environmental, Social and Governance issues perceived to be relevant to company performance, risk, profitability and overall existence.” While many investors had not thought about ESG in the past, 18% of current investors are thinking about adding ESG to their portfolio due to its stable growth. Of millennials, 37% currently own ESG stock, while 40% are interested in adding to their portfolio. Even when the overall market isn’t doing well, high ESG stocks tend to do better because they are considered investments with a smart beta strategy. With the smart beta strategy, annual returns proved to be higher when a portfolio introduced an ESG stock.
One thing Alexis stressed was the importance of materiality and transparency in relation to ESG. Materiality is factors that are closely related to the profits of a business and is specific to each company depending on their industry. After the recession in 2008, materiality became a key factor when investing in stocks. People were insecure about investing in companies because they feared the companies were doing unethical things. They also wanted the companies to be able to survive another recession, so the key to investing was strong companies. Companies with a higher ESG score were more likely to survive in the environment, so these companies thrived.
One thing Alexis said that I found interesting is that as millennials come into power, they influence the way the stock market works. She said that even though the majority of high schoolers are not investing in the stock market, they are having an influence on whether companies are adding companies that encourage gun usage to their exclusion list. An exclusion list is ideals that a person may not agree with and therefore choose to not invest in associations with them (ex: The Catholic Church would not invest in any companies that support abortion). While exclusion lists are the most popular sustainable investment policy, ESG integration is second. As millennials, we are more aware of the environmental problems the world is facing, and we are able to prioritize ESG when investing in the market. I think ESG will become as important to my generation as exclusion lists.
Bloomberg began covering the ESG product in 2009, covering about 3,800 companies. From 2009 to now, the data set has grown from 72 to over 900 fields. More than 12,242 customers use the ESG data. The data most used include governance, executive compensation, and environmental data. I think it is important that Bloomberg has taken initiative in gathering data for ESG and making it an important factor to help investors make better informed decisions on the companies.
Mr. Eiichiro Adachi, Research Chief, Head of ESG Research Center, The Japan Research Institute, Limited, Japan
Mr. Adachi is research chief and head of the ESG research center at The Japan Research Institute Limited, which was founded in 1989 and is sponsored by companies in the Sumitomo group. He is now engaged in ESG screening of listed Japanese companies for socially responsible investment products of UBS Global Asset Management, Sumitomo Trust and Banking Co., Ltd, STB Asset Management Co., Ltd and Daiwa Asset Management Co. Ltd. He is also a project manager of research works regarding environmental finance and CSR that several ministries entrusted and one of the national experts among Japanese delegation to ISO/ Social Responsibility Standards (ISO26000) Working Group.
The growing public distress about the corporate world's impact on our environment is driving executives and investors alike to see their activities through an increasingly greener lens. From Dell to Caterpillar to Goldman Sachs, companies of all types and sizes are voluntarily communicating information to stakeholders about their business's impact on the environment.
ESG in Africa Investment: Too Little or Too Late? Graham SinclairGraham Sinclair
Keynote presentation on ESG in investment in Africa for Trading Africa 7 November 2013, Cape Town, South Africa for Thomson Reuters for AfricaSIF.org and SinCo
Integrating ESG Into Investment Strategy: Risks and Opportunities. Presentati...Graham Sinclair
Presentation by SinCo on sustainable investment in Africa, promoting AfricaSIF.org.
InterContinental HOTEL & RESORTS, Lusaka - ZAMBIA | JANUARY 30 - 31, 2013 Zambia Pension Fund Investment Forum Charting a sustainable retirement and Pension funds Investment strategy
http://www.mncapital-group.com/past-event-detail.php?ref=zambia-pension-fund-investment-forum
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Investment As If The Future Matters for TEDxTableMountain 2013 Graham Sinclair
Live version edit of TEDxTableMountain 2013 presentation, first speaker for a good day @TEDxTableMtn with some inspiring ideas and speakers #TEDxTM2013 @esgarchitect
Firm Attributes and Environmental Disclosure of Energy Corporations in Nigeriaijtsrd
The study investigated the relationship between firm attributes and environmental disclosure among energy corporations in Nigeria. The research utilized a causal comparative research design, focusing on energy corporations listed on the Nigerian Exchange Group NEG from 2013 to 2022. The sample included nine quoted firms primarily operating in the oil and gas, utility, and natural resource sectors. Secondary data from annual reports and financial statements of selected energy firms were used, and the Multiple Linear Regression Approach established the causal relationship between firm attributes and environmental disclosure. The findings revealed that larger and older firms faced challenges in providing detailed environmental information due to operational complexity and established reporting practices. However, firm leverage did not significantly impact environmental disclosure. The study offers valuable insights for enhancing environmental reporting and transparency among larger and older firms to meet stakeholder expectations and promote sustainability. Policymakers can utilize these findings to devise regulatory frameworks and incentives encouraging better environmental disclosure and fostering sustainable practices in the energy industry and beyond, ultimately positioning companies as leaders in the pursuit of a sustainable and profitable future. Jerry Chukwuebuka Orajekwe | Okenwa Cy Ogbodo "Firm Attributes and Environmental Disclosure of Energy Corporations in Nigeria" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-7 | Issue-4, August 2023, URL: https://www.ijtsrd.com/papers/ijtsrd59698.pdf Paper Url:https://www.ijtsrd.com/management/accounting-and-finance/59698/firm-attributes-and-environmental-disclosure-of-energy-corporations-in-nigeria/jerry-chukwuebuka-orajekwe
Author 1October 19, 2018Professor Frank WernerSustainable Fi.docxcelenarouzie
Author 1
October 19, 2018
Professor Frank Werner
Sustainable Finance
Speaker Summary: Alexis Schwartz- Bloomberg
In Alexis’s speech about Bloomberg, she discussed the importance of ESG, or environmental social governance. While ESG means different things to different people, it can be described as a “catch-all term covering Environmental, Social and Governance issues perceived to be relevant to company performance, risk, profitability and overall existence.” While many investors had not thought about ESG in the past, 18% of current investors are thinking about adding ESG to their portfolio due to its stable growth. Of millennials, 37% currently own ESG stock, while 40% are interested in adding to their portfolio. Even when the overall market isn’t doing well, high ESG stocks tend to do better because they are considered investments with a smart beta strategy. With the smart beta strategy, annual returns proved to be higher when a portfolio introduced an ESG stock.
One thing Alexis stressed was the importance of materiality and transparency in relation to ESG. Materiality is factors that are closely related to the profits of a business and is specific to each company depending on their industry. After the recession in 2008, materiality became a key factor when investing in stocks. People were insecure about investing in companies because they feared the companies were doing unethical things. They also wanted the companies to be able to survive another recession, so the key to investing was strong companies. Companies with a higher ESG score were more likely to survive in the environment, so these companies thrived.
One thing Alexis said that I found interesting is that as millennials come into power, they influence the way the stock market works. She said that even though the majority of high schoolers are not investing in the stock market, they are having an influence on whether companies are adding companies that encourage gun usage to their exclusion list. An exclusion list is ideals that a person may not agree with and therefore choose to not invest in associations with them (ex: The Catholic Church would not invest in any companies that support abortion). While exclusion lists are the most popular sustainable investment policy, ESG integration is second. As millennials, we are more aware of the environmental problems the world is facing, and we are able to prioritize ESG when investing in the market. I think ESG will become as important to my generation as exclusion lists.
Bloomberg began covering the ESG product in 2009, covering about 3,800 companies. From 2009 to now, the data set has grown from 72 to over 900 fields. More than 12,242 customers use the ESG data. The data most used include governance, executive compensation, and environmental data. I think it is important that Bloomberg has taken initiative in gathering data for ESG and making it an important factor to help investors make better informed decisions on the companies.
Mr. Eiichiro Adachi, Research Chief, Head of ESG Research Center, The Japan Research Institute, Limited, Japan
Mr. Adachi is research chief and head of the ESG research center at The Japan Research Institute Limited, which was founded in 1989 and is sponsored by companies in the Sumitomo group. He is now engaged in ESG screening of listed Japanese companies for socially responsible investment products of UBS Global Asset Management, Sumitomo Trust and Banking Co., Ltd, STB Asset Management Co., Ltd and Daiwa Asset Management Co. Ltd. He is also a project manager of research works regarding environmental finance and CSR that several ministries entrusted and one of the national experts among Japanese delegation to ISO/ Social Responsibility Standards (ISO26000) Working Group.
The growing public distress about the corporate world's impact on our environment is driving executives and investors alike to see their activities through an increasingly greener lens. From Dell to Caterpillar to Goldman Sachs, companies of all types and sizes are voluntarily communicating information to stakeholders about their business's impact on the environment.
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http://www.mncapital-group.com/past-event-detail.php?ref=zambia-pension-fund-investment-forum
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2:45-4:00 The Role of China in Africa
Listen to podcast >
* David Shinn, George Washington University
Remarks
* Graham Sinclair, Sinclair & Company
* Maurice Carney, Friends of the Congo
* John Wilson, TIAA-CREF
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2010 Spring Symposium
The Paradox of China's
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May 17-18 in Washington, DC
This symposium addressed the rising tension between China's tremendous economic growth and international influence over recent decades as it faces environmental and developmental challenges. As China increases its international reach, internal issues of transparency, human rights, product safety, pollution, energy and water have emerged. We discussed issues of concern to social investors as they look to Chinese firms and the Chinese market to make sound investments and make a difference for their clients.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
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What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Which Crypto to Buy Today for Short-Term in May-June 2024.pdf
ESG in FInance Symposium for Villanova School of Business 22 October 2014
1. More Externalities
A cape fur seal pup swims around apparently unconcerned with the plastic ring around it¹s neck. However the seal is still growing and the plastic is not, leading to the
inevitable and painful death of this animal. Plastic pollution in our seas is a growing problem and this is not an isolated incident. Photographed by Jean Tresfon at Duiker
Island, Hout Bay 2013, on a Nikon D300 in a Subal Underwater Housing with 2 Sea & Sea Strobes. 1/250 F9 ISO400. underwaterimages.co.za.
2. More ESG data
// ESG on Bloomberg
ESG UNIVERSE
ESG data coverage reported by Bloomberg LP, November 2013. 20.8% global coverage based on 10,807 companies of total number of listed companies in country
with an average score of 18.6, includes only companies with active trading status at 5 October 2013. Environmental scores based on 4,379* companies
with an average score of 20.7. Social disclosure scores based on 5,706* companies with an average score of 23.1. Governance disclosure scores based on 9,936*
companies with an average score of 45.7. SOURCE: Bloomberg LP, November 2013.
3. Performance
Source: MSCI Inc, October 2014. On September 1, 2010 the FTSE KLD indexes transitioned to the MSCI ESG Indexes. The former KLD indexes had multiple third party index calculators over time.
Consequently the MSCI ESG index histories have been aggregated and compiled to create a continuous time series from a variety of sources—sources which may have followed different index
calculation methodologies in some instances. The MSCI ESG Indexes use ratings and other data supplied by MSCI ESG Research Inc, a subsidiary of MSCI Inc. The MSCI KLD 400 Social Index
was launched on Sep 01, 2010. Data prior to the launch date is back-tested data (i.e. calculations of how the index might have performed over that time period had the index existed). There are
frequently material differences between back-tested performance and actual results. Past performance -- whether actual or back-tested -- is no indication or guarantee of future performance.