Mr. Padmanav Sahoo (41) runs a fruit and vegetable business and other stores. He came from a poor family and worked from a young age to support them. He migrated to gather capital and returned to start a small shop, which he expanded into multiple businesses. Mrs. Nalini Mohanty (42) cultivates mushrooms. She got divorced after facing dowry torture and joined a self-help group. She took a loan to start her mushroom farm business, which has grown significantly. Mr. Sudipta Jena (38) cultivates betel leaves, which have a large local demand. He took a government loan to start his cultivation business after his father's agricultural