DoublePlus_Finserve_Newsletter_May22.pdfBhavesh Shah
- The document discusses the volatility in the Indian stock market during May 2022 due to rising global interest rates and inflation. This led to foreign investors pulling out money from emerging markets like India.
- It recommends the "invest or ignore" strategy of continuing systematic investment in equity mutual funds during market downturns to benefit from lower unit prices. Investing in quality funds and ignoring short-term volatility is advised.
- An example story is provided of an investor who achieved his retirement target through disciplined SIP investments over 15 years, accumulating over twice his original target.
Best Mantra during fluctuating market!
In this issue we'll be sharing some investment mantra to manage your emotions of fear during such volatile market. The best one is "Invest or Ignore"
The newsletter discusses the rising COVID cases in India during April 2021 and the resulting volatility in the stock market. It provides analysis of key market indicators like foreign and domestic institutional investments. It also features an inspiring case story of Ramesh, who started systematic investment of Rs. 25,000 per month at age 27 and now has a mutual fund portfolio worth Rs. 82 lacs through the power of compound interest and discipline. The newsletter recommends dynamic asset allocation funds to help navigate market volatility.
The monthly newsletter by seeman fiintouch LLP april 21 editionAshis Kumar Dey
READING THE MARKET PULSE DURING THIS COVID CRISIS
CASE STORY OF RAMESH, 37 YRS,WHO STARTED INVESTMENT HABIT AT THE AGE OF 27 ONLY
WHAT IS FUND OF FUND ( FOF) SCHEMES ? IS IT GOOD FOR ASSET ALLOCATION ?
The newsletter provides an overview of the market reaction to rising COVID cases in April 2021. It discusses how markets remained volatile as investors had mixed views on how long cases would continue rising and the impact on the economy. Key indices ended about where they started after seeing selling by foreign investors but buying by domestic investors. The article also provides a case study of an investor who began SIP investments at age 27 and now has a portfolio worth Rs. 82 lacs, demonstrating the power of compounding returns over time through disciplined SIP investments. It recommends dynamic asset allocation funds as a way to benefit from equity upside while reducing risk through adjusted allocations based on market movements.
DoublePlus_Finserve_Newsletter_May22.pdfBhavesh Shah
- The document discusses the volatility in the Indian stock market during May 2022 due to rising global interest rates and inflation. This led to foreign investors pulling out money from emerging markets like India.
- It recommends the "invest or ignore" strategy of continuing systematic investment in equity mutual funds during market downturns to benefit from lower unit prices. Investing in quality funds and ignoring short-term volatility is advised.
- An example story is provided of an investor who achieved his retirement target through disciplined SIP investments over 15 years, accumulating over twice his original target.
Best Mantra during fluctuating market!
In this issue we'll be sharing some investment mantra to manage your emotions of fear during such volatile market. The best one is "Invest or Ignore"
The newsletter discusses the rising COVID cases in India during April 2021 and the resulting volatility in the stock market. It provides analysis of key market indicators like foreign and domestic institutional investments. It also features an inspiring case story of Ramesh, who started systematic investment of Rs. 25,000 per month at age 27 and now has a mutual fund portfolio worth Rs. 82 lacs through the power of compound interest and discipline. The newsletter recommends dynamic asset allocation funds to help navigate market volatility.
The monthly newsletter by seeman fiintouch LLP april 21 editionAshis Kumar Dey
READING THE MARKET PULSE DURING THIS COVID CRISIS
CASE STORY OF RAMESH, 37 YRS,WHO STARTED INVESTMENT HABIT AT THE AGE OF 27 ONLY
WHAT IS FUND OF FUND ( FOF) SCHEMES ? IS IT GOOD FOR ASSET ALLOCATION ?
The newsletter provides an overview of the market reaction to rising COVID cases in April 2021. It discusses how markets remained volatile as investors had mixed views on how long cases would continue rising and the impact on the economy. Key indices ended about where they started after seeing selling by foreign investors but buying by domestic investors. The article also provides a case study of an investor who began SIP investments at age 27 and now has a portfolio worth Rs. 82 lacs, demonstrating the power of compounding returns over time through disciplined SIP investments. It recommends dynamic asset allocation funds as a way to benefit from equity upside while reducing risk through adjusted allocations based on market movements.
This newsletter discusses the market reaction to rising COVID cases in April 2021. It summarizes that key indices like Nifty and Sensex saw high volatility as some investors believed cases would peak soon while others feared rising deaths. Overall, indices ended about where they started. It notes that while foreign investors were net sellers, domestic investors were net buyers, indicating greater local faith in managing the crisis. The newsletter also provides an inspiring case study of a 37-year old investor who started SIP at age 27 and has accumulated around Rs. 82 lacs, emphasizing the power of compound interest and disciplined long-term investing. It recommends dynamic asset allocation funds to help navigate volatility.
In the Current Scenario of COVID Crisis, this newsletter issue is quite important for our readers.
In this issue, we have covered their key concern related to market's reaction on rising number of COVID cases. We have also added a featured article on 'Volatility Management'
The monthly newsletter by seeman fiintouch LLP JULY 2022.pdf.pdfAshis Kumar Dey
- GST collection in July 2022 was Rs. 1.49 lakh crore, a 28% increase over the same month last year. Experts say economic activities have stabilized and leakages have been plugged.
- The Sensex and Nifty logged their highest July return in 23 years, gaining 8.58% and 8.73% respectively. As many as 20 equity funds delivered over 10% returns in July.
- SIP remains an important investment tool for rupee cost averaging and managing volatility, with advantages like controlling emotions, benefiting from market dips, and disciplined investing.
- The domestic equity market has continued its bull run from April 2021, with the Nifty rising from 14,867 to 15,763 over this period. Surprisingly, FIIs have been net sellers over these months while domestic mutual funds have purchased shares to sustain the market.
- Experts suggest the equity market rally will continue but with some consolidation. Investors should choose an appropriate asset allocation strategy and book some profits from equity schemes to lower costs and invest in dynamic allocation funds.
- The newsletter profiles the story of Mr. Murty who invested Rs. 50,000 per month via SIP and accumulated Rs. 1.68 crore over 10 years. He has opted to invest this corpus in dynamic allocation funds
The document discusses asset allocation and recommends dynamic asset allocation funds for retail investors. It notes that dynamic asset allocation relies on fund managers adjusting the mix of assets as markets change. For retail investors in India, balanced advantage funds are recommended as they aim to achieve returns by selling declining assets and purchasing increasing assets. Multicap funds are also highlighted as a trending category that provides diversification across large, mid, and small cap stocks.
The document discusses investment strategies and market updates. It recommends that investors should not panic due to short-term market volatility and remain invested in equity for long-term growth. It also suggests dynamic asset allocation funds for better risk management. The market indicators section provides data on key market metrics for November 2021. It also shares an inspiring story of an individual who practiced insurance and SIP investments, which helped him during a medical emergency. The trending mutual fund category section notes high inflows into hybrid, ELSS, multicap and flexicap funds. It recommends multicap funds for diversification across large, mid and small cap stocks.
This monthly newsletter provides financial advice and discusses recent market events and trends. It recommends dynamic asset allocation funds and multicap funds as good long-term investment options. It also provides an inspiring case study of an individual who was able to manage unexpected medical expenses through insurance and SIP investments. The newsletter analyzes market indicators for the previous month and notes that hybrid and equity funds with dynamic approaches saw high inflows from investors.
The document discusses the performance of the Indian stock market and debt market. It says that the Nifty and Sensex indexes are maintaining bullish momentum. Domestic mutual fund managers are regularly buying stocks due to high liquidity in the market. The debt market is also performing well due to upgrades in corporate debt ratings. Hybrid and dynamic allocation funds have outperformed many equity funds in recent months. It warns that investors should be cautious during bull markets to avoid high-risk products.
This monthly newsletter provides an overview of the Indian stock market in April 2021, which saw high volatility due to rising COVID-19 cases. Key points covered include:
- Stock markets reacted nervously to rising case numbers but ended the month near their starting levels. FIIs were net sellers while DIIs were net buyers, indicating local confidence.
- Gold and pharmaceutical stocks performed well while overall market indices like Sensex and Nifty saw volatility.
- The newsletter recommends dynamic asset allocation funds to help navigate market uncertainty and stay invested through ups and downs.
- A case study highlights how regular SIP investing from a young age can build significant wealth over time through the power of compound interest.
Indian equity markets have continued their bull run in July 2021, supported by strong buying from domestic mutual funds despite FIIs being net sellers. Experts feel the bull run may continue but with some consolidation ahead. Investors are advised to book partial profits and rebalance portfolios by increasing allocation to banking, infrastructure and IT sectors through selected funds. The newsletter also profiles the investment journey of Mr. Murthy, who created a retirement corpus of Rs. 1.68 crores through SIP in mutual funds and has opted to receive monthly payments of Rs. 85,000 through a dynamic asset allocation fund.
The document discusses the performance of Indian stock markets and debt markets. It mentions that stock indices Nifty and Sensex are maintaining bullish momentum. Domestic fund managers are regularly buying equities due to high liquidity in the market. Debt markets are also performing well due to upgrades in corporate debt ratings. As a result, hybrid and dynamic allocation funds have outperformed many equity funds in recent months. The document cautions investors to be careful during bull markets to avoid high risk investments.
The document discusses the performance of the Indian stock market in November 2021. It notes that foreign institutional investors sold around 39,000 crores worth of stocks, which was partially offset by purchases of around 30,000 crores by domestic institutions. The Nifty and Sensex indexes declined around 5% for the month. It also mentions the new Omicron variant is making the market nervous and volatile in the coming days. Investors are advised to remain invested in equities for long-term growth and consider dynamic asset allocation funds for better risk management.
OUR NEWSLETTER FOR AUGUST, 2021 IS ON STANDS. THIS NEWSLETTER MAGAZINE GOOD IDEA TO PLAN FOR FINANCIAL WELL BEING. THIS MAGAZINE ADDS VALUE TO ALL READERS !! THIS MAGAZINE IS COMPLIMENTARY TO ALL READERS !!
- The equity market in India is continuously rising since April 2021, though FIIs have been net negative sellers over this period. Domestic mutual funds have been net buyers and supported the market.
- Experts suggest the bull run will continue but some consolidation is possible. Investors should book partial profits and rebalance portfolios with a focus on banking, infrastructure and IT sectors using flexible equity and dynamic allocation funds.
- The newsletter discusses an inspiring case study of an investor who created a retirement corpus of Rs. 1.68 crores through monthly SIPs over 10 years and has now opted to receive monthly payments through a dynamic allocation fund.
As we have always said in our
communications that Equity is great wealth
building product if you can manage your fear
& greed ! It simply means , buy right and sit
tight
The market seems to be nervous due to the new variant of Virus Omicron. Experts believe that the market will be volatile in the coming days and they are advising investors to play cautiously.
The document discusses the performance of various assets in August 2021. It notes that equity indices in India like Nifty and Sensex continued their upward momentum from April, gaining around 6% each in August. It also discusses that SBI Mutual Fund collected Rs 14,500 crore for its new fund offer SBI Balanced Advantage Fund, making it the largest NFO in India so far. This signals growing acceptance and understanding among retail investors of the advantages of mutual funds. The document then provides a table comparing some of India's leading dynamically managed mutual funds covering both single and multi-asset categories.
A monthly Newsletter to manage your personal finance & aim to give a detailed outlook about Mutual funds, other investment options, and Market via INVESTMENT MANTRA.
The document provides an investment newsletter with information on the Indian stock market and mutual funds. It discusses the market declines seen in November due to sales by foreign institutional investors that were partially offset by domestic buying. It recommends that investors maintain a long-term perspective in equity markets given India's growth. It highlights dynamic asset allocation funds as providing a better way to manage risk. It also includes a case study of an individual who used insurance and SIP investments to manage risks and expenses from an accident. The newsletter concludes with sections on trending mutual fund categories and highlighting multicap funds.
This newsletter discusses the market reaction to rising COVID cases in April 2021. It summarizes that key indices like Nifty and Sensex saw high volatility as some investors believed cases would peak soon while others feared rising deaths. Overall, indices ended about where they started. It notes that while foreign investors were net sellers, domestic investors were net buyers, indicating greater local faith in managing the crisis. The newsletter also provides an inspiring case study of a 37-year old investor who started SIP at age 27 and has accumulated around Rs. 82 lacs, emphasizing the power of compound interest and disciplined long-term investing. It recommends dynamic asset allocation funds to help navigate volatility.
In the Current Scenario of COVID Crisis, this newsletter issue is quite important for our readers.
In this issue, we have covered their key concern related to market's reaction on rising number of COVID cases. We have also added a featured article on 'Volatility Management'
The monthly newsletter by seeman fiintouch LLP JULY 2022.pdf.pdfAshis Kumar Dey
- GST collection in July 2022 was Rs. 1.49 lakh crore, a 28% increase over the same month last year. Experts say economic activities have stabilized and leakages have been plugged.
- The Sensex and Nifty logged their highest July return in 23 years, gaining 8.58% and 8.73% respectively. As many as 20 equity funds delivered over 10% returns in July.
- SIP remains an important investment tool for rupee cost averaging and managing volatility, with advantages like controlling emotions, benefiting from market dips, and disciplined investing.
- The domestic equity market has continued its bull run from April 2021, with the Nifty rising from 14,867 to 15,763 over this period. Surprisingly, FIIs have been net sellers over these months while domestic mutual funds have purchased shares to sustain the market.
- Experts suggest the equity market rally will continue but with some consolidation. Investors should choose an appropriate asset allocation strategy and book some profits from equity schemes to lower costs and invest in dynamic allocation funds.
- The newsletter profiles the story of Mr. Murty who invested Rs. 50,000 per month via SIP and accumulated Rs. 1.68 crore over 10 years. He has opted to invest this corpus in dynamic allocation funds
The document discusses asset allocation and recommends dynamic asset allocation funds for retail investors. It notes that dynamic asset allocation relies on fund managers adjusting the mix of assets as markets change. For retail investors in India, balanced advantage funds are recommended as they aim to achieve returns by selling declining assets and purchasing increasing assets. Multicap funds are also highlighted as a trending category that provides diversification across large, mid, and small cap stocks.
The document discusses investment strategies and market updates. It recommends that investors should not panic due to short-term market volatility and remain invested in equity for long-term growth. It also suggests dynamic asset allocation funds for better risk management. The market indicators section provides data on key market metrics for November 2021. It also shares an inspiring story of an individual who practiced insurance and SIP investments, which helped him during a medical emergency. The trending mutual fund category section notes high inflows into hybrid, ELSS, multicap and flexicap funds. It recommends multicap funds for diversification across large, mid and small cap stocks.
This monthly newsletter provides financial advice and discusses recent market events and trends. It recommends dynamic asset allocation funds and multicap funds as good long-term investment options. It also provides an inspiring case study of an individual who was able to manage unexpected medical expenses through insurance and SIP investments. The newsletter analyzes market indicators for the previous month and notes that hybrid and equity funds with dynamic approaches saw high inflows from investors.
The document discusses the performance of the Indian stock market and debt market. It says that the Nifty and Sensex indexes are maintaining bullish momentum. Domestic mutual fund managers are regularly buying stocks due to high liquidity in the market. The debt market is also performing well due to upgrades in corporate debt ratings. Hybrid and dynamic allocation funds have outperformed many equity funds in recent months. It warns that investors should be cautious during bull markets to avoid high-risk products.
This monthly newsletter provides an overview of the Indian stock market in April 2021, which saw high volatility due to rising COVID-19 cases. Key points covered include:
- Stock markets reacted nervously to rising case numbers but ended the month near their starting levels. FIIs were net sellers while DIIs were net buyers, indicating local confidence.
- Gold and pharmaceutical stocks performed well while overall market indices like Sensex and Nifty saw volatility.
- The newsletter recommends dynamic asset allocation funds to help navigate market uncertainty and stay invested through ups and downs.
- A case study highlights how regular SIP investing from a young age can build significant wealth over time through the power of compound interest.
Indian equity markets have continued their bull run in July 2021, supported by strong buying from domestic mutual funds despite FIIs being net sellers. Experts feel the bull run may continue but with some consolidation ahead. Investors are advised to book partial profits and rebalance portfolios by increasing allocation to banking, infrastructure and IT sectors through selected funds. The newsletter also profiles the investment journey of Mr. Murthy, who created a retirement corpus of Rs. 1.68 crores through SIP in mutual funds and has opted to receive monthly payments of Rs. 85,000 through a dynamic asset allocation fund.
The document discusses the performance of Indian stock markets and debt markets. It mentions that stock indices Nifty and Sensex are maintaining bullish momentum. Domestic fund managers are regularly buying equities due to high liquidity in the market. Debt markets are also performing well due to upgrades in corporate debt ratings. As a result, hybrid and dynamic allocation funds have outperformed many equity funds in recent months. The document cautions investors to be careful during bull markets to avoid high risk investments.
The document discusses the performance of the Indian stock market in November 2021. It notes that foreign institutional investors sold around 39,000 crores worth of stocks, which was partially offset by purchases of around 30,000 crores by domestic institutions. The Nifty and Sensex indexes declined around 5% for the month. It also mentions the new Omicron variant is making the market nervous and volatile in the coming days. Investors are advised to remain invested in equities for long-term growth and consider dynamic asset allocation funds for better risk management.
OUR NEWSLETTER FOR AUGUST, 2021 IS ON STANDS. THIS NEWSLETTER MAGAZINE GOOD IDEA TO PLAN FOR FINANCIAL WELL BEING. THIS MAGAZINE ADDS VALUE TO ALL READERS !! THIS MAGAZINE IS COMPLIMENTARY TO ALL READERS !!
- The equity market in India is continuously rising since April 2021, though FIIs have been net negative sellers over this period. Domestic mutual funds have been net buyers and supported the market.
- Experts suggest the bull run will continue but some consolidation is possible. Investors should book partial profits and rebalance portfolios with a focus on banking, infrastructure and IT sectors using flexible equity and dynamic allocation funds.
- The newsletter discusses an inspiring case study of an investor who created a retirement corpus of Rs. 1.68 crores through monthly SIPs over 10 years and has now opted to receive monthly payments through a dynamic allocation fund.
As we have always said in our
communications that Equity is great wealth
building product if you can manage your fear
& greed ! It simply means , buy right and sit
tight
The market seems to be nervous due to the new variant of Virus Omicron. Experts believe that the market will be volatile in the coming days and they are advising investors to play cautiously.
The document discusses the performance of various assets in August 2021. It notes that equity indices in India like Nifty and Sensex continued their upward momentum from April, gaining around 6% each in August. It also discusses that SBI Mutual Fund collected Rs 14,500 crore for its new fund offer SBI Balanced Advantage Fund, making it the largest NFO in India so far. This signals growing acceptance and understanding among retail investors of the advantages of mutual funds. The document then provides a table comparing some of India's leading dynamically managed mutual funds covering both single and multi-asset categories.
A monthly Newsletter to manage your personal finance & aim to give a detailed outlook about Mutual funds, other investment options, and Market via INVESTMENT MANTRA.
The document provides an investment newsletter with information on the Indian stock market and mutual funds. It discusses the market declines seen in November due to sales by foreign institutional investors that were partially offset by domestic buying. It recommends that investors maintain a long-term perspective in equity markets given India's growth. It highlights dynamic asset allocation funds as providing a better way to manage risk. It also includes a case study of an individual who used insurance and SIP investments to manage risks and expenses from an accident. The newsletter concludes with sections on trending mutual fund categories and highlighting multicap funds.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
Poonawalla Fincorp’s Strategy to Achieve Industry-Leading NPA Metricsshruti1menon2
Poonawalla Fincorp Limited, under the leadership of Managing Director Abhay Bhutada, has achieved industry-leading Gross Non-Performing Assets (GNPA) below 1% and Net Non-Performing Assets (NNPA) below 0.5% as of May 31, 2024. This success is attributed to a strategic vision focusing on prudent credit policies, robust risk management, and digital transformation. Bhutada's leadership has driven the company to exceed its targets ahead of schedule, emphasizing rigorous credit assessment, advanced risk management, and enhanced collection efficiency. By prioritizing customer-centric solutions, leveraging digital innovation, and maintaining strong financial performance, Poonawalla Fincorp sets new benchmarks in the industry. With a continued focus on asset quality, digital enhancement, and exploring growth opportunities, the company is well-positioned for sustained success in the future.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
5 Compelling Reasons to Invest in Cryptocurrency NowDaniel
In recent years, cryptocurrencies have emerged as more than just a niche fascination; they have become a transformative force in global finance and technology. Initially propelled by the enigmatic Bitcoin, cryptocurrencies have evolved into a diverse ecosystem of digital assets with the potential to reshape how we perceive and interact with money.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
1. World over economies shown their concern on
inflation, due to which they all raised interest rates,
like India, US, UK etc. Consequently lot of FIIs and FPi's
pulled out their money from India or emerging
economies, due to attractive bonds rates and
financial papers in US.
Money markets are betting the Fed will raise rates
as high as 3.6% by end-2023 to tame inflation at 40-
year highs. Having kicked off its hiking cycle in
March, the Fed is seen delivering a 50 bps move on
Wednesday, with two more half-point hikes priced
for the next two meetings.
In this issue we'll be sharing some investment
mantra to manage your emotions of fear during
such volatile market. The best one is "Invest or
Ignore"
Read more inside.
Best Mantra
during fluctuating market -
Invest or Ignore
May was a volatile month for Indian
Equity Market.....
What's inside
this issue:
01 Trending Mutual
Fund Themes
02 Investment Gyan
03 Inspiring
Investment Story
Page 01 WWW.SHIPRAFINANCE.COM
Month ending May, 2022
2. By around mid of the month, both Nifty & Sensex touched its 1
Year low mark. This created a sudden panic button across the
investing community and a bearish trend line appeared on
the chart.
While some kept drilling the reason for fall and some already
got into selling spree in view of fear, the smart investors stick
to our proven success mantra – “Invest in right product & sit
tight till your investment tenure”. Most of these SMART
investors follow the ‘I I’ strategy (Invest or Ignore) during such
phase of fall in the market ! ‘Invest or Ignore’ is the best This
best Wealth creator strategy for all type of investors, to beat
your emotions of fear during bearish market.
As far as month is concerned, it was all driven by change in
interest rates across the world. After a long interval, global
economy found itself in the grip of inflation and hence all
major economy took the step to increase interest rate !
Almost all major economy of the world, including India,
increased their interest rates and gave signal to take it further
upwards, if required.
As a result, the US dollar and US Financial papers became
more attractive as compared to any other emerging
economy. Consequently there were sudden outflow of FIIs and
FPIs money flowing outside India and emerging economies.
Dollar became strong and overall panic gripped our equity
market.
Experts believe that this is just a change of environment,
hence market will take time to adjust with it. One should not
worry about it too much and continue to allocate their
investments in Indian Equity Market and Indian Equity Mutual
Funds.
Read more about this in our ‘Investment Gyan’ section.
“
Month of May in 2022, was a volatile month for
Indian stock market !
Invest in right
product & sit
tight till your
investment
tenure
“
Binod Shukla
Page 02
Managing Director
Emutual Fund
WWW.SHIPRAFINANCE.COM
3. For seamless, one click investment link Just call us at
+91-99115-81705
Trending MF Scheme
Page 03
CHAPTER #01
Since we are following investment mantra of "Invest or Ignore", We need to identify the schemes which
could be bought during such volatile environment. In this issue we are trying to identify the equity funds
which is providing maximum discount in terms of NAVs / Unit Price.
There are two ways to look at the above table -
1- Negative way : Keep away from these funds as they are falling.
2- Positive way : Buy more units of these funds to bring down the cost average of your holding.
We prefer to think the positive way and motivate our investors to gather more and more units of the funds
which they are holding by way of lumsum or SIP.
From the basic moment of the equity market, It appears that the Indian market is posing strong as
compare to their pears across Asia. Government has taken various inflation control measures, which
were appreciated across globe.
Hence investors are still bullish about India. Experts believe that rising dollar and rising crude price may be
the temporary concern for Indian equity market but we are placed much better in various other context.
So they advice to ignore any temporary fall, rather invest at every dip.
Small, Mid & Large Cap Equity Funds Large / Focused Equity Funds
WWW.SHIPRAFINANCE.COM
4. For seamless, one click investment link
Just call us at : +91-99115-81705
CHAPTER #02
“Widespread fear is your friend as an investor because it serves
up bargain purchases.”
“Whether we’re talking about socks or stocks, I like buying
quality merchandise when it is marked down.”
“The best thing that happens to us is when a great company
gets into temporary trouble…We want to buy them when they’re
on the operating table.”
“Most people get interested in stocks when everyone else is.
The time to get interested is when no one else is. You can’t buy
what is popular and do well.”
“The most common cause of low prices is pessimism—
sometimes pervasive, sometimes specific to a company or
industry. We want to do business in such an environment, not
because we like pessimism but because we like the prices it
produces. It’s optimism that is the enemy of the rational buyer.”
Investment Gyan
Page 04
There are some Warren Buffett quotes relate to being fearful when stocks
drop. Yet, Buffett sees it as an opportunity. Here’s a brief look into how to
buy wonderful companies on sale.
As Warren Buffett says,
"When Prices Fall, You Will Buy"
Here comes the important investment mantra - Invest or Ignore the falling phase of market. However
you can only do so if you have invested in right product i.e. you are sure about the quality of your portfolio
Hence equity mutual funds are the best products to follow the mantra of Invest on Dip, We have already
shared some list of trending equity mutual fund schemes in the table (on page #3) for your reference.
I assume it will help you in terms of taking better investment decisions and capture the best possible
bargain in this volatile market.
Mind it! SIP (Systematic Investment Plan) should not be stopped or canceled at this juncture as it will
hurt your cost averaging opportunity.
DISCLAIMER : MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY
WWW.SHIPRAFINANCE.COM
8. Page 08
CHAPTER #04
Inspiring
Investment
Story
Of Mr. Joseph Martin
This is yet another story of a disciplined investor
who aimed for a happy and early retirement.
Mr. Joseph Martin at the age of 35 only planned to
retire at the age of 50. He had one point agenda to
accumulate enough fund under his retirement kitty,
which could feed him easily at his current standard
of living.
After meeting us and evaluating all the possible
calculations, he finalised about a retirement kitty
target of around Rs. 1.25 Cr. by his age of 50 Yrs.
So technically, he aimed at accumulating Rs. 1.25
Cr. in 15 years. Which could fetch him close to Rs.
65,000 per month (annuity). The rate of annuity
was assumed by Mr. Joseph on the basis of
prevailing governments rates of around Rs. 625
per lac.
Today when Joseph has reached the age of 49 yrs.
(1 Year left in his retirement), his fund value is
almost close to Rs. 2 Cr. - much ahead than his
target value.
This inspiring story has to content of take away for
every reader -
1- SIP (Systematic Investment Plan) was the key
to this success.
2- The disciplined approach and perfect planning
played a very important role in his investment
journey.
Please see the table below for the actual current
result of the SIPs (Systematic Investment Plan)
started by Mr. Joseph in 2008. A disciplined
investment of Rs. 25,000 per month is now ready to
keep him back - Rs. 65,000 per month! that is
called FINANCIAL FREEDOM.
Hence, we always say SIP Zaroori Hai
Disclaimer : The Schemes and their result shown on the table above are the real values; however, this article is not an
endorsement or advice for investing in these schemes, directly or indirectly. This is in no ways a recommendation for any scheme
and also, there is no guarantee that similar performance will be repeated in future also. Investor should choose the SIP schemes
after evaluating their risk suitability or investment targets.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully
WWW.SHIPRAFINANCE.COM
9. Disclaimer : Mutual Fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes
may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates.
The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not
guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable
surplus.
Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to help them achieve their Financial
dreams by way of savings motivation, correct estimations and quick investment execution. We help you select the SIP according to your
risk profile and investment tenure.
Call : +91-99115-81705 | Visit : www.shiprafinance.com
Email : info@shiprafinance.com
Address : BHOPURA, D2, 18/3 DLF COLONY,
DILSAD EXTN. GHAZIABAD
Page 09
We provide complete support
to you in terms of fulfilling all
your investment objectives or
financial plans, by way of
motivation - correct
calculations and more ! Just
call and Fix a formal
discussion session with us -
we are here to help you.
Mind it !
#SIPZarooriHai
WWW.SHIPRAFINANCE.COM