EMS eDCC is a dynamic currency conversion service that allows online merchants to offer customers the option to pay in their local currency rather than euros. Merchants receive payment in euros while customers see the amount converted to their currency with a guaranteed best exchange rate. Merchants earn additional revenue from the currency conversion markup. The service is simple to integrate and provides merchants with new customers, increased sales, and a new revenue stream without currency risk.

1. EMS eDCC: Dynamic Currency Conversion service for E-commerce
Let your customers pay in their own currency...
...and earn more money per transaction
• Your customer pays in foreign currency - you receive euro
• Generate additional revenue - you profit from the currency conversion
• More payment convenience for your international customers
• Best-Rate-Guarantee
• Simple integration in your online payment process

2. Postal address PO Box 22764, 1100 DG Diemen, The Netherlands
Visiting address Wisselwerking 58, 1112 XS Diemen, The Netherlands
Chamber of Commerce 34.226.533
www.emscard.com
What is EMS eDCC?
EMS eDCC offers your customers from outside the Eurozone the option to pay in their own currency (e.g. US Dollar). The converted amount includes a com-
mission (mark-up), is fully transparent and at the Best-Rate-Guarantee1
for your customer. You will receive a part of the commission and realize revenue per
converted transaction.
How does EMS eDCC work?
1. Your customer enters the card details on your payment page2
.
2. Your payment solution software checks if the card is issued outside
the Eurozone and if currency conversion can be applied.
3. The euro amount will be converted to the foreign currency amount
including a mark-up.
4. By just one click your customer is able to choose for
payment in euro or their local currency.
5. The foreign currency amount is processed by EMS card.
6. The transaction and your EMS eDCC commission will be settled in
euro on your account.
* The EMS eDCC service can only be activated in cooperation with payment
service provider Ogone.
What are the advantages for your customers?
Think about it. Do you know what you pay in euro when the transaction amount is 480 Swedish Krona? Do you know which exchange rate and commission
is applied by your bank? Presumably not. You depend on your monthly credit card statement for these details. Your customers from outside the Eurozone
have the same experience when they purchase goods or services in euro. EMS eDCC eliminates confusion over actual costs for the cardholder by instantly
providing the final purchase amount in their own currency. And at a Best-Rate-Guarantee for your customer!
What are the advantages for your customers?
• New revenue stream as you earn money per converted transaction.
• Research shows that ~ 70% of all cardholders choose their own currency.
A turnover of € 100.000,- generated by non-euro customers results in more than € 600,- revenue.
• More payment convenience. Increased customer satisfaction.
• Simple integration in your online payment process – no changes to transaction speed or settlement.
• Unlimited access to your EMS DCC transaction data, revenue and conversion percentage.
• There is no currency risk for your business. Your transactions will be settled in euro.
For all your questions
For more information you can contact reach our Sales department via +31 20 66 03 040 or email: sales@emscard.com.
1. Best-Rate-Guarantee: the Best Rate of Exchange is offered or our DCC provider will refund the difference to the cardholder. Visit www.fexcoms.com/bestrate for the applicable Terms & Conditions.
2. The EMS eDCC service can only be activated in cooperation with payment service provider Ogone.
As an E-commerce entrepreneur you probably have visitors from outside the Eurozone.With the online Dynamic Currency Conversion (eDCC)
service of EMS, your customers are able to pay in their own currency. EMS eDCC means more customer payment convenience and a new revenue
stream for your business.You will profit from the currency conversion.The EMS eDCC service can easily be integrated in your online payment
process. EMS eDCC is offered for MasterCard,Visa, Maestro and V PAY transactions.