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EDAM Presentation - 'Restitutio ad Integrum'
The document is a presentation discussing motorcycle accident risk and insurance, emphasizing the importance of comprehensive coverage and reporting incidents. It outlines the concept of 'restitutio in integrum,' indicating a restoration process for injured parties and details various types of injuries and rehabilitation needs. Furthermore, it highlights the role of legal and support services available for motorcyclists involved in accidents.
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EDAM Presentation - 'Restitutio ad Integrum'
- 1. Presentation to EDAM Nov2nd 2017 The Steading - Edinburgh ‘Restitutio in Integrum’
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- 5. Risk - Insurance •Comprehensive • Third Party, Fire and Theft • 3rd Party
- 6. Bells and Whistles •Helmet and Leathers Cover • Personal Accident Cover • Legal Expense Cover
- 7. What if ithappens to you? • Police Incident Information form. • Photos from the scene. • 3rd Party Reg No.
- 8. Reporting | Contact? •Ring Motorcycle Law Scotland for advice, support and guidance. 0333 555 7782 • Report to your own insurer. DON’T LET YOUR INSURER APPOINT A PANEL SOLICITOR
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- 10. Insured v UninsuredLoss UninsuredInsured
- 11. Accident | Collision| Crash | Incident • Fault. • Non Fault. • Part Fault.
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- 16. Restitutio in integrum “Restorationof an injured party to the situation which would have prevailed had no Injury been sustained; restoration to the original or pre-contractual position.”
- 17. Protocol • Liability –12wks • Quantum
- 18. Damages • Motorcycle • PolicyExcess • Helmet • Protective clothing • Help and Assistance • Expenses • Injury
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- 23. End Result -Settlement
- 24. End Result –Court action
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- 26. Large Loss |Life changing injuries
- 27. Injuries • Open fractureto left humerus. • Fracture to left shoulder blade. • Fractured left collarbone. • Left-sided rib fractures. • Right elbow dislocation. • Right forearm and wrist fractures. • Fractured right thumb. • Internal bruising to the chest. • Soft tissue injuries to pelvis. • Fracture to right ankle. • Fractured left heel bone.
- 28. Rehabilitation • Initial needsassessment • Physiotherapy/Counselling • Case management Code of best practice.
- 29. Quantification of Damages Wageloss Pension loss Adaptation Needs and equipment Care costs Housing
- 30. Everyone is anindividual
- 31. Restitutio in integrum AdamWagner v Thomas Grant 2015 “The pursuer’s expert accepted that what he was proposing was a ‘Rolls Royce prosthetic arrangement.”
- 32. Reasonableness – notreasonably necessary. Rolls Royce?
- 33. Next generation • Moosev Herdman
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- 36. www.motorcyclelawscotland.co.uk www.facebook.com/motorcyclelaw www.twitter.com/motorcyclelaw1 “We don’t justmake the difference, we are the difference.”