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Welcome To Troms
The document discusses a knowledge package for innovative managers that contains two creativity techniques: Six Thinking Hats and Lateral Thinking. Six Thinking Hats is a method for structured thinking, improved communication, and decision making. It focuses discussions on facts, emotions, benefits, risks, and alternatives. Lateral Thinking teaches techniques for innovative problem solving. The package teaches the methods and applies them to real-world management case studies.
GaláPagos Islands
The document discusses the Galapagos Islands, known for their unique species. It focuses on the main islands of the Galapagos archipelago and how the islands were formed by volcanos.
coca cola Reconciliation of Non-GAAP Financial Measures for 2008 Beverage D...
The document discusses the company's reporting of financial results according to GAAP and also using non-GAAP measures. Management believes the non-GAAP measures provide additional meaningful comparisons by excluding certain items that impact comparability between periods. The tables provide reconciliations between GAAP and non-GAAP results for years 2004-2005 and quarters 1-2 of 2006, excluding items like restructuring charges, tax matters, and equity investments to show underlying trends. Non-GAAP measures should be viewed in addition to GAAP measures.
aetna Financial Supplement 2006 2nd
This document provides a summary of Aetna's financial results for the second quarter of 2006. It includes:
- Operating earnings of $377.1 million, up 8.4% from the second quarter of 2005. Revenue increased 14.1% to $6.263 billion.
- Medical membership increased to 15.4 million, up from 14.4 million in the second quarter of 2005.
- Health care medical cost ratios were higher than the prior year both including and excluding prior-period reserve development.
- Days claims payable declined from the prior quarter primarily due to faster claim processing and favorable reserve development.
Q1 2008 SunTrust Earnings Conference Call
This document is SunTrust Banks' 1Q 2008 earnings presentation. It discusses SunTrust's financial performance for 1Q 2008, noting earnings per share of $0.81, impacted by increased provision expenses and some non-core positive items. It also discusses SunTrust's solid capital and liquidity positions, with Tier 1 and Total Capital Ratios of 7.25% and 11.00% respectively. Finally, it outlines SunTrust's ongoing E2 efficiency and productivity program, with a goal of $500 million in benefits for 2008, up $150 million from original estimates, and a new goal of $600 million in benefits for 2009.
Recommended
Welcome To Troms
The document discusses a knowledge package for innovative managers that contains two creativity techniques: Six Thinking Hats and Lateral Thinking. Six Thinking Hats is a method for structured thinking, improved communication, and decision making. It focuses discussions on facts, emotions, benefits, risks, and alternatives. Lateral Thinking teaches techniques for innovative problem solving. The package teaches the methods and applies them to real-world management case studies.
GaláPagos Islands
The document discusses the Galapagos Islands, known for their unique species. It focuses on the main islands of the Galapagos archipelago and how the islands were formed by volcanos.
coca cola Reconciliation of Non-GAAP Financial Measures for 2008 Beverage D...
The document discusses the company's reporting of financial results according to GAAP and also using non-GAAP measures. Management believes the non-GAAP measures provide additional meaningful comparisons by excluding certain items that impact comparability between periods. The tables provide reconciliations between GAAP and non-GAAP results for years 2004-2005 and quarters 1-2 of 2006, excluding items like restructuring charges, tax matters, and equity investments to show underlying trends. Non-GAAP measures should be viewed in addition to GAAP measures.
aetna Financial Supplement 2006 2nd
This document provides a summary of Aetna's financial results for the second quarter of 2006. It includes:
- Operating earnings of $377.1 million, up 8.4% from the second quarter of 2005. Revenue increased 14.1% to $6.263 billion.
- Medical membership increased to 15.4 million, up from 14.4 million in the second quarter of 2005.
- Health care medical cost ratios were higher than the prior year both including and excluding prior-period reserve development.
- Days claims payable declined from the prior quarter primarily due to faster claim processing and favorable reserve development.
Q1 2008 SunTrust Earnings Conference Call
This document is SunTrust Banks' 1Q 2008 earnings presentation. It discusses SunTrust's financial performance for 1Q 2008, noting earnings per share of $0.81, impacted by increased provision expenses and some non-core positive items. It also discusses SunTrust's solid capital and liquidity positions, with Tier 1 and Total Capital Ratios of 7.25% and 11.00% respectively. Finally, it outlines SunTrust's ongoing E2 efficiency and productivity program, with a goal of $500 million in benefits for 2008, up $150 million from original estimates, and a new goal of $600 million in benefits for 2009.
modum_presentation-print-eng
The document describes Project MODUM, which publishes a monthly glossy magazine and organizes events. The magazine covers parties, concerts, interviews and reviews events in Chicago, Miami and New York related to entertainment, nightlife, and business. It aims to inform readers on the best social and cultural activities. Project MODUM also organizes all types of events from small parties to large concerts, handling arrangements like venue, decor, food, and entertainment.
coca cola Reconciliation of Non-GAAP Financial Measures for 2008 Lehman Broth...
The document discusses the company's reporting of financial results according to GAAP and the use of non-GAAP measures by management to provide additional meaningful comparisons. It provides reconciliations of GAAP measures to non-GAAP measures for years 2004-2005 and quarters 1-2 of 2006 that exclude certain items impacting comparability in order to reflect underlying business trends. Management uses these non-GAAP measures for financial decision making and performance evaluation.
Cecilia Mata Resume - LinkedIn
This document contains the skills portfolio, education, and work history of Cecilia Mata. She has skills in accounting, medical records management, reception, insurance verification, medical terminology, coding, and compliance. She graduated from Everest College with an associate's degree in medical assisting and earned honors including President's and Dean's lists. Her work experience includes front desk duties at a chiropractic clinic, answering phones, scheduling, and insurance tasks. She previously worked in customer service at a produce company, taking orders, providing product information, and inputting orders into their system.
du pont 2004 Annual Meeting Proxy Statement
- The document is an invitation from the Chairman and CEO of DuPont to attend the company's 2004 Annual Meeting on April 28, 2004 in Wilmington, Delaware.
- Stockholders are provided information on voting options including internet, telephone or mail-in proxy voting and are encouraged to vote.
- The meeting will include reports on DuPont's business and operations and an opportunity for stockholder comments and questions.
Magic Lamp En Web
The document provides guidance on using the Magic Lamp method for practical dramaturgy in filmmaking workshops. [1] It introduces the method, which was developed to help children and others create short films in a fun and engaging way. [2] The method emphasizes the learning process over technical quality, and uses improvisation, scriptwriting, and filming exercises to teach filmmaking skills in a hands-on manner over the course of a workshop. [3] The goal is to give participants a positive experience of the filmmaking process and help them express themselves creatively.
du pont Earnings Release2006 1st
Dupont reported first quarter earnings of $0.88 per share, down from $0.96 per share in the previous year. While local prices increased 3% and offset some higher raw material costs, currency effects and costs reductions were smaller than expected. However, Dupont increased its full-year guidance to $2.80 per share due to continued pricing strength and cost control measures expected to offset ongoing cost pressures.
SunTrust at Merrill Lynch Banking & Financial Services Conference
1) The document discusses SunTrust's diversified franchise including meaningful consumer and commercial platforms across a diverse geographic footprint and significant fee-oriented activities.
2) Capital ratios have strengthened with Tier 1 at 8.15% and total at 11.16%. SunTrust further reduced its risk profile and strengthened capital through various actions.
3) SunTrust has a stable funding and liquidity position with deposits funding 66% of assets and no holding company debt maturing until 2009. The credit profile is diversified with commercial and commercial real estate loans comprising 43% of the portfolio.
Apostila de Língua Portuguesa III (Xixa) - Parte I
A empresa está enfrentando desafios financeiros devido à pandemia e precisa reduzir custos. O plano é demitir alguns funcionários nas próximas semanas e cortar benefícios para economizar 1 milhão de dólares até o final do ano. Um comunicado interno será enviado explicando as mudanças e como a empresa espera se recuperar no futuro.
Recession Proof Marketing
Building relationships is the key that will throw open the doors to marketing success as quickly and widely as possible in a tough economy. Remember, persistence, persuasive, assertive marketing won’t prompt people into action during times of financial uncertainty. Spending lots of money isn’t the key to marketing success either, but you also can’t completely abandon marketing.
public serviceenterprise group library.corporate
PSEG held an earnings conference call to discuss its fourth quarter and full-year 2008 results. For Q4 2008, PSEG reported operating earnings of $250 million compared to $272 million in Q4 2007. For the full year, operating earnings were $1,487 million compared to $1,385 million in 2007. PSEG Power's Q4 operating earnings were $207 million, matching the prior year, while PSE&G's were $76 million, down slightly from $77 million in Q4 2007. PSEG provided 2009 operating earnings guidance of $3.00-$3.25 per share.
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modum_presentation-print-eng
The document describes Project MODUM, which publishes a monthly glossy magazine and organizes events. The magazine covers parties, concerts, interviews and reviews events in Chicago, Miami and New York related to entertainment, nightlife, and business. It aims to inform readers on the best social and cultural activities. Project MODUM also organizes all types of events from small parties to large concerts, handling arrangements like venue, decor, food, and entertainment.
coca cola Reconciliation of Non-GAAP Financial Measures for 2008 Lehman Broth...
The document discusses the company's reporting of financial results according to GAAP and the use of non-GAAP measures by management to provide additional meaningful comparisons. It provides reconciliations of GAAP measures to non-GAAP measures for years 2004-2005 and quarters 1-2 of 2006 that exclude certain items impacting comparability in order to reflect underlying business trends. Management uses these non-GAAP measures for financial decision making and performance evaluation.
Cecilia Mata Resume - LinkedIn
This document contains the skills portfolio, education, and work history of Cecilia Mata. She has skills in accounting, medical records management, reception, insurance verification, medical terminology, coding, and compliance. She graduated from Everest College with an associate's degree in medical assisting and earned honors including President's and Dean's lists. Her work experience includes front desk duties at a chiropractic clinic, answering phones, scheduling, and insurance tasks. She previously worked in customer service at a produce company, taking orders, providing product information, and inputting orders into their system.
du pont 2004 Annual Meeting Proxy Statement
- The document is an invitation from the Chairman and CEO of DuPont to attend the company's 2004 Annual Meeting on April 28, 2004 in Wilmington, Delaware.
- Stockholders are provided information on voting options including internet, telephone or mail-in proxy voting and are encouraged to vote.
- The meeting will include reports on DuPont's business and operations and an opportunity for stockholder comments and questions.
Magic Lamp En Web
The document provides guidance on using the Magic Lamp method for practical dramaturgy in filmmaking workshops. [1] It introduces the method, which was developed to help children and others create short films in a fun and engaging way. [2] The method emphasizes the learning process over technical quality, and uses improvisation, scriptwriting, and filming exercises to teach filmmaking skills in a hands-on manner over the course of a workshop. [3] The goal is to give participants a positive experience of the filmmaking process and help them express themselves creatively.
du pont Earnings Release2006 1st
Dupont reported first quarter earnings of $0.88 per share, down from $0.96 per share in the previous year. While local prices increased 3% and offset some higher raw material costs, currency effects and costs reductions were smaller than expected. However, Dupont increased its full-year guidance to $2.80 per share due to continued pricing strength and cost control measures expected to offset ongoing cost pressures.
SunTrust at Merrill Lynch Banking & Financial Services Conference
1) The document discusses SunTrust's diversified franchise including meaningful consumer and commercial platforms across a diverse geographic footprint and significant fee-oriented activities.
2) Capital ratios have strengthened with Tier 1 at 8.15% and total at 11.16%. SunTrust further reduced its risk profile and strengthened capital through various actions.
3) SunTrust has a stable funding and liquidity position with deposits funding 66% of assets and no holding company debt maturing until 2009. The credit profile is diversified with commercial and commercial real estate loans comprising 43% of the portfolio.
Apostila de Língua Portuguesa III (Xixa) - Parte I
A empresa está enfrentando desafios financeiros devido à pandemia e precisa reduzir custos. O plano é demitir alguns funcionários nas próximas semanas e cortar benefícios para economizar 1 milhão de dólares até o final do ano. Um comunicado interno será enviado explicando as mudanças e como a empresa espera se recuperar no futuro.
Recession Proof Marketing
Building relationships is the key that will throw open the doors to marketing success as quickly and widely as possible in a tough economy. Remember, persistence, persuasive, assertive marketing won’t prompt people into action during times of financial uncertainty. Spending lots of money isn’t the key to marketing success either, but you also can’t completely abandon marketing.
public serviceenterprise group library.corporate
PSEG held an earnings conference call to discuss its fourth quarter and full-year 2008 results. For Q4 2008, PSEG reported operating earnings of $250 million compared to $272 million in Q4 2007. For the full year, operating earnings were $1,487 million compared to $1,385 million in 2007. PSEG Power's Q4 operating earnings were $207 million, matching the prior year, while PSE&G's were $76 million, down slightly from $77 million in Q4 2007. PSEG provided 2009 operating earnings guidance of $3.00-$3.25 per share.
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coca cola Reconciliation of Non-GAAP Financial Measures for 2008 Lehman Broth...
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SunTrust at Merrill Lynch Banking & Financial Services Conference
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Apostila de Língua Portuguesa III (Xixa) - Parte I
Apostila de Língua Portuguesa III (Xixa) - Parte I