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The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.

Everyone talks about starting a company. Some focus on the idea, others focus on finding customers, and still others on how the world will change when their idea hits the market. But what happens when you start operating your company and need to do everything but don’t have the money? March's Seminar was given by our own Marc Sedam, Executive Director of UNHInnovation and former biotech start-up COO. Marc reviewed his most popular and practical tips for keeping costs low without negatively affecting productivity.

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This month, we are proud to present the eighth annual Annuity Monitor Awards, detailing the best offerings of our coverage group in seven categories: Homepage and Navigation, Educational Resources, Product Information, Account Information, Transaction Capabilities, Sales and Prospecting Materials, and Illustration Systems. These categories pertain to the differing audiences that our research tracks: prospective clients, current clients and advisors.

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