This document is a cover letter and resume submitted by Reshma Maharaj for a job application. The summary highlights: - Reshma has over 15 years of experience in accounting, auditing, financial management and business consulting for both private companies and government entities. - She holds a B.Compt degree from Unisa and completed her articles at an accounting firm. She also has an MBA and is currently enrolled in CIMA's Masters gateway program. - Her most recent roles involve providing financial consulting services to municipalities on projects like budget preparation and cash flow management. She has also worked as a senior internal auditor and B-BBEE verification analyst.

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Human
Resources
Manager
RE:
Application
of
employment
My
Name
is
Reshma
Maharaj.
I
have
completed
my
B.Compt
degree
through
Unisa
and
thereafter
served
articles
with
David
Goldstein
CA
(SA)
and
the
Auditor
General
South
Africa.
At
David
Goldstein
CA
(SA)
I
developed
my
financial
accounting
skills
whereby
I
was
able
to
prepare
a
set
of
financial
statements
from
bank
statements
to
income
statement,
balance
sheet
and
cash
flow
statements
in
accordance
with
compliance
of
GAAP
and
GRAP
legislation
and
with
zero
notes
on
auditors
on
review
documents.
At
the
Auditor
General
South
Africa
I
was
involve
in
the
audits
of
government
departments
and
municipalities.
I
have
developed
my
auditing
skills
and
analysis
of
financial
statements.
From
my
experience
at
the
Auditor
General
South
Africa
I
am
able
to
apply
my
knowledge
to
various
areas
within
the
Accounting
and
Auditing
cycle.
I
was
self
employed
during
the
year
2010
and
played
a
key
role
in
the
preparation
of
budget
planning
and
assisted
in
the
preparation
of
Annual
Financial
statements
for
the
uMdoni
Municipality
during
the
2010
financial
year.
I
am
a
registered
Tax’s
Practitioner
and
have
client
base
comprising
of
25
individual
taxes
and
companies.
I
am
also
able
to
advice
on
tax
shelters
and
saving,
I
also
draw
up
business
plans
and
research
suitable
business
opportunities.
At
SAB
&T
I
worked
on
the
broad
Based
Black
Empowerment
audits
and
was
able
to
develop
sound
knowledge
of
the
business
environment
and
how
the
government
legislation
impacted
on
businesses
in
South
Africa.
My
latest
achievement
to
date
was
when
I
was
chosen
by
Deloitte
as
a
key
expert
to
perform
the
assessments
on
the
municipalities,
Due
to
my
outstanding
performance
during
the
assessment
Deloitte’s
appointed
me
for
various
other
projects.
Currently
I
am
assisiting
municipalities
with
their
budgets
and
cashflow
via
Provincial
Treasury
Municipal
support
programs.
During
July
2016
I
submitted
my
MBA
dissertation
and
successfully
passed
the
MBA
(Master’s
Of
Business
Administration)
qualification.
I
have
gained
a
tremendous
amount
of
knowledge
from
doing
the
MBA.
I
am
able
to
apply
my
MBA
knowledge,
my
Accounting
degree
and
work
experiences
to
any
task
at
hand.
Due
to
passing
my
MBA
I
was
given
access
to
study
the
CIMA,
Masters
gateway
program
that
I
am
currently
enrolled
on.
Regards
Reshma
Maharaj

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PERSONAL DETAILS:
NAME : RESHMA
SURNAME : MAHARAJ
RESIDENTIAL ADDRESS : 116 LAKERIDGE ESTATES
301 SPENCER ROAD
RESERVOIR HILLS
DURBAN
4091
POSTAL ADDRESS : SAME AS ABOVE
CELLPHONE NO. : 083 981 5681
DATE OF BIRTH : 02/12/1977
IDENTITY NUMBER : 771202 0073 089
NATIONALITY : SOUTH AFRICAN
GENDER : FEMALE
MARITAL STATUS : MARRIED
DEPENDENTS : TWO
HOME LANGUAGE : ENGLISH
OTHER LANGUAGE : AFRIKAANS
DRIVERS LICENCE : CODE 08
CRIMINAL OFFENCE : NONE

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SECONDARY EDUCATION:
LAST SCHOOL ATTENDED : STRELITZIA SECONDARY SCHOOL
HIGHEST STANDARD PASSED : MATRIC EXEMPTION
SUBJECTS PASSED : ENGLISH, AFRIKAANS, MATHEMATICS,
PHYSICAL SCIENCE, BIOLOGY AND ACCOUNTANCY
TERTIARY EDUCATION:
INSTITUTION ATTENDED : UNIVERSITY OF SOUTH AFRICA
DEGREE : B.COMPT
YEAR : 2004
MAJOR SUBJECTS : FINANCE AND MANAGEMENT ACCOUT.
AUDITING AND TAXATION
INSITUTION ATTENDED : MANCOSA
DEGREE : MASTER BUSINESS ADMINISTRATION
YEAR : 2012 – 2014 (12 subjects completed)
2015-2016 (completed MBA Dissertation)
INSITUTION ATTENDED : CIMA
DEGREE : MASTERS GATEWAY PROGRAM –
CHARTER INSTITUTE OF MANAGERMENT ACCOUNTING
YEAR : 2016- Current
EMPLOYMENT HISTORY:
NAME OF COMPANY : UBUCULE INC.
DURATION : CURRENT
JOB TITLE : INDEPENDENT CONSULTANT
JOB DESCIPTION : TREASURY PROJECTS
• DUTIES:
Ø PREPARATION OF CASHFLOW ACCORDING TO SECTION 71 REQUIREMENT
Ø BUDGET PREPARATION
Ø INVESTMENT RECONCILIATION
Ø BANK RECONCILIATION

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Ø TRAINING AND MENTORING MUNICIPAL OFFICIAL IN THE PERPARATION OF CASHFLOWS AND
BUDGETING.
Ø GRANT RECONCILATION
Ø COMPLETED THE REPORTS FOR THE MUNICIPALITIES ACCORDING TO TREASURY
REQUIREMENTS
Ø REVIEW OF FINANCIAL STATEMENTS
NAME OF COMPANY : DELOITTE
DURATION : FEBRUARY 2015 – JUNE 2015
JOB TITLE : INDEPENDENT SENIOR CONSULTANT
JOB DESCIPTION : TREASURY PROJECTS
• DUTIES:
Ø CONDUCTED THE ASSESSMENTS ON MUNICIPALITIES
Ø COMPLETED THE REPORTS FOR THE MUNICIPALITIES ACCORDING TO TREASURY
REQUIREMENTS
Ø REVIEW OF FINANCIAL STATEMENTS
NAME OF COMPANY : UBAC
DURATION : NOVEMBER 2013 – FEBRUARY 2015
JOB TITLE : SENIOR INTERNAL AUDITOR
JOB DESCIPTION :
• DUTIES:
Ø SUPERVISING THE INTERNAL AUDIT TEAM
Ø DRAWING UP THE INTERNAL AUDIT REPORT
Ø MENTORING THE JUNIOR TEAM MEMBERS
Ø DRAWING UP AUDIT PROCEDURES
Ø REVIEWING AUDIT WORK COMPLETED BY TEAM
Ø COMPLETION AND REPORTING FINDINGS
NAME OF COMPANY : JAI’S BIN LINING (PTY) LTD
: (START UP COMPANY)
DURATION : JUNE 2013 – NOVEMBER 2013
JOB TITLE : BUSINESS CONSULTANT

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JOB DESCIPTION :
• DUTIES:
Ø REGISTERED THE COMPANY FOR COMPANY TAXES AND VAT
Ø COMPLETED TAX RETURNS AND COMPLETED VAT RETURNS
Ø PREPARED FINANCIAL STATEMENTS
Ø TRAINED AND HIRED THE STAFF
Ø ASSITED WITH FINANCING DECISIONS
Ø COMPLETED THE BUSINESS PLAN IN ORDER TO ATTRACT INVESTORS
Ø COMPLETED TENDER APPLICATIONS
Ø SET UP FINANCIAL SYSTEMS AND BUSINESS PROCESSES
Ø BUSINESS ADVISE AND CONDUCTERED MARKET RESEARCH
NAME OF COMPANY : SAB & T
DURATION : MAY 2011 – MAY 2013
JOB TITLE : VERIFICATION ANALYST
JOB DESCIPTION :
• DUTIES:
PERFORM AUDIT WORK
Ø PLANNING OF MEETING WITH CLIENTS
Ø CONDUCT INERVIEWS
Ø MAKE UP VERIFICATIONS FILES
Ø ANALYSE CLIENT COMPANY DOCUMENTS, VERIFYING THE BUSINESS OWNERS
Ø ANALYSING EEA REPORTS, FINANCIAL STATEMENTS
Ø AUDIT WORK ON THE PAYROLL
Ø INTERVIEW THE MEASURE ENTITIES, EMPLOYEES, SHAREHOLDERS AND DIRECTORS/MANAGERS
Ø DRAFT VERIFICATION REPORT
Ø CALCULATE THE SCORES.
NAME OF COMPANY : AUDITOR GENERAL
DURATION : JANUARY 2006 – DECEMBER 2009
JOB TITLE : AUDITOR / COMPLETED ARTICLES
JOB DESCRIPTION :
AUDITS OF GOVERNMENT DEPARTMENTS:
CONDUCTED THE FOLLOWING AUDITS:
• DEPARTMENT OF SOUTH AFRICAN POLICE
• DEPARTMENT OF SPORTS AND RECREATION
• DEPARTMENT OF SOCIAL WELFARE
• DEPARTMENT OF LABOUR
• HIBISCUS COASTY MUNICIPALITY

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• UMUZIWABANTU MUNICIPALITY
• UMHLATHUZE MUNICIPALITY
• UTHUNGULU DC
• MTHONJONENI MUNICIPALITY
• UMKHANYAKUDE DISTRICT
• ETHEKWINI MUNICIPALITY
• KZN TOURISM AUTHORITY
• SASSA KWAZULU-NATAL
• INTERNATIONAL CONVENTION CENTRE
• COURSES ATTENDED – ATCOR CERTIFICATES
Ø FOUNDATION PROGRAMME
Ø TAXATION WORKSHOP
Ø SENIORS PROGRAMME
NAME OF COMPANY : DAVID GOLDSTEIN CHARTERED
ACCOUNTANTS
DURATION : JUNE 2002 – AUGUST 2005
JOB TITLE : ACCOUNTANT
JOB DESCRIPTION :
• AUDITS OF MEDIUM TO LARGE COMPANIES
• TAX OF INDIVIDUALS, COMPANIES AND CLOSE CORPORATIONS
• PREPARATION OF FINANCIAL STATEMENTS
• BOOK KEEPING
• PREPARATION OF BUDGETS
COMPUTER LITERACY:
• MS WORD, PASTELS, EXCEL, POWER POINT, TEAM MATE, CASEWARE, BEE TRAXS
REFERENCES:
NAME : JUBULANI NKOSI
EMPLOYER : AUDITOR GENERAL SOUTH AFRICA
JOB TITLE : SENIOR MANAGER
CONTACT NO. : ( 033) 264 74 00 / 082 4443217
NAME : RAVI LUTCHMAN

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EMPLOYER : AUDITOR GENERAL SOUTH AFRICA
JOB TITLE : MANAGER
CONTACT NO. : ( 033) 264 74 00 / 082 6666666
NAME : PAT REDDY
EMPLOYER : UBAC BUSINESS CONSULTING
JOB TITLE : PROJECT MANAGER
CONTACT NO. : (031) 563 2258 / 083 4519747