How will our communities change in the digital century? Just as the steam changed 19th Century society and the motor car changed the 20th, the connected, globalised economy will shape our lives in the 21st Century.
This is a presentation given to a Western Sydney community group on how pervasive broadband and mobile computing is going to change our lifestyles and economy.
While most financial tips apply to everyone, there are some that are more relevant to women. 90% of women will have to manage their finances on their own at some point in their life and unfortunately too many women lack confidence and hesitate to take control of their finances.
What are the technology trends affecting small businesses in the coming years? We look at how technologies like the smartphone, cloud computing, artificial intelligence (AI), the Internet of Things (IoT) and Virtual Reality (VR and AR) are changing how we work and live
The gap between men and women is still evident - partly due to the fact that a large proportion of women work shorter hours or stop working altogether once they become mothers.
Here are some lessons women can learn that will help them become even more independent and financially stable.
Hats off to the successful women business owners in the US and around the world. Women entrepreneurs are creating successful companies faster than men and young women - millenipreneurs - are doing best of all. Where women business owners fall behind is planning for retirement.
How will our communities change in the digital century? Just as the steam changed 19th Century society and the motor car changed the 20th, the connected, globalised economy will shape our lives in the 21st Century.
This is a presentation given to a Western Sydney community group on how pervasive broadband and mobile computing is going to change our lifestyles and economy.
While most financial tips apply to everyone, there are some that are more relevant to women. 90% of women will have to manage their finances on their own at some point in their life and unfortunately too many women lack confidence and hesitate to take control of their finances.
What are the technology trends affecting small businesses in the coming years? We look at how technologies like the smartphone, cloud computing, artificial intelligence (AI), the Internet of Things (IoT) and Virtual Reality (VR and AR) are changing how we work and live
The gap between men and women is still evident - partly due to the fact that a large proportion of women work shorter hours or stop working altogether once they become mothers.
Here are some lessons women can learn that will help them become even more independent and financially stable.
Hats off to the successful women business owners in the US and around the world. Women entrepreneurs are creating successful companies faster than men and young women - millenipreneurs - are doing best of all. Where women business owners fall behind is planning for retirement.
International Women's Week s a good time to take another look at the financial gender gap; Women pay more in interest rates, earn less and pay more for many products than men do.
How can I tell if someone is being financially abused? Because financial abuse does not involve any physical abuse, you have to look for changes in the older person’s lifestyle and finances
many Americans over 55 are not prepared for retirement - nearly 29 percent have neither retirement savings nor a traditional pension plan. For those over 55 who are saving, the median account value is $103,000.
The college application process is not one the fun things about the fall – in fact it can be downright stressful for parents and children. It's easy for your child to feel overwhelmed while trying to manage numerous applications, each with varying deadlines and requirements. You and your child have spent many hours poring over college brochures and websites to decide which schools are the best choice for your needs and interests. The applications are the final step in that process.
No matter how carefully one plans for retirement, unexpected events can occur that change the situation. One such challenge is divorce. If you were counting on your spouse's Social Security benefits to provide some of the retirement income required, you need to know how this will affect your planning.
Employee retention is a primary goal for many small businesses. Not only is it expensive to replace employees, but high employee turnover can be damaging to workplace morale and customer service
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance can be extremely important for older Americans..
It's been nearly six years since the official end of the Great Recession. Now, finally, Americans have reasons to feel upbeat about their financial prospects. Key economic indicators are signalling progress for the US economy
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
What exactly is the charitable deduction? The charitable deduction allows you to take off the value of property you offer to charity from your property and might minimize any federal gift and estate tax that might be owed. Charitable gifting allows you to satisfy your personal philanthropic desires and satisfy your estate planning objectives.
Does it cost more money to be a woman in the U.S. today than it does to be a man? A study conducted by the FINRA Education Institute suggests that in a couple of areas, at least, the answer may be yes.
aking care of your aging parents is something you hope you'll never need to do. It means helping them prepare for the future, which could be frustrating, physically, emotionally and financially. Should the need arise, there are two things you can be certain of: Your parents need you, and you need help.
Women have never been in a better position to achieve financial security for themselves and their families. Women need to take advantage of this position and educate themselves about finances, seek professional help when needed, and implement plans to ensure that they and their families will have financially secure lives.
Learn to understand the different types of life insurance. Life insurance is different from most other types of insurance (like health, car and homeowner’s insurance) in at least one key respect: It covers against an event that is certain to occur at some point in time — the policyholder’s death. For this reason, life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. http://news.davidlerner.com/news.php?include=145418
Life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. Life insurance can be used to power and protect your family in many ways.
The average outstanding student loan debt is $27,000, but about 10 percent of families that have debt owe more than $61,000—and four percent owe more than $100,000, Pew reports. The total college debt load in the U.S. is now about $1 trillion.
401(k)s have become one of the most popular retirement savings vehicles in America. But many people, including those who have been participating in a 401(k) plan for many years, aren’t clear about all the details when it comes to how their 401(k) plan works.
David Lerner Associates has prepared this brief primer that answers six of the most common questions many people have about their 401(k) plans.
If you plan on working during your retirement, you're not alone. According to the Employee Benefit Research Institute's 2013 Retirement Confidence Survey, 69 % of workers plan to work in retirement.
Since its rocky roll out in October 2013, the Patient Protection and Affordable Care Act has been the subject of controversy and debate. But much of this has obscured the simple fact that, despite a number of changes that have been made to the law in recent months, the ACA’s major provisions still remain in force.
International Women's Week s a good time to take another look at the financial gender gap; Women pay more in interest rates, earn less and pay more for many products than men do.
How can I tell if someone is being financially abused? Because financial abuse does not involve any physical abuse, you have to look for changes in the older person’s lifestyle and finances
many Americans over 55 are not prepared for retirement - nearly 29 percent have neither retirement savings nor a traditional pension plan. For those over 55 who are saving, the median account value is $103,000.
The college application process is not one the fun things about the fall – in fact it can be downright stressful for parents and children. It's easy for your child to feel overwhelmed while trying to manage numerous applications, each with varying deadlines and requirements. You and your child have spent many hours poring over college brochures and websites to decide which schools are the best choice for your needs and interests. The applications are the final step in that process.
No matter how carefully one plans for retirement, unexpected events can occur that change the situation. One such challenge is divorce. If you were counting on your spouse's Social Security benefits to provide some of the retirement income required, you need to know how this will affect your planning.
Employee retention is a primary goal for many small businesses. Not only is it expensive to replace employees, but high employee turnover can be damaging to workplace morale and customer service
At any age, health care is a priority. When you retire, however, you will probably focus more on health care than ever before. Staying healthy is your goal, and this can mean more visits to the doctor for preventive tests and routine checkups. There's also a chance that your health will decline as you grow older, increasing your need for costly prescription drugs or medical treatments. That's why having health insurance can be extremely important for older Americans..
It's been nearly six years since the official end of the Great Recession. Now, finally, Americans have reasons to feel upbeat about their financial prospects. Key economic indicators are signalling progress for the US economy
There are many sources of financing available to a business owner. David Lerner Associates offers this list of loan sources - it should provide some ideas.
What exactly is the charitable deduction? The charitable deduction allows you to take off the value of property you offer to charity from your property and might minimize any federal gift and estate tax that might be owed. Charitable gifting allows you to satisfy your personal philanthropic desires and satisfy your estate planning objectives.
Does it cost more money to be a woman in the U.S. today than it does to be a man? A study conducted by the FINRA Education Institute suggests that in a couple of areas, at least, the answer may be yes.
aking care of your aging parents is something you hope you'll never need to do. It means helping them prepare for the future, which could be frustrating, physically, emotionally and financially. Should the need arise, there are two things you can be certain of: Your parents need you, and you need help.
Women have never been in a better position to achieve financial security for themselves and their families. Women need to take advantage of this position and educate themselves about finances, seek professional help when needed, and implement plans to ensure that they and their families will have financially secure lives.
Learn to understand the different types of life insurance. Life insurance is different from most other types of insurance (like health, car and homeowner’s insurance) in at least one key respect: It covers against an event that is certain to occur at some point in time — the policyholder’s death. For this reason, life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. http://news.davidlerner.com/news.php?include=145418
Life insurance should be viewed through a different lens than other insurance — more specifically, as an asset, instead of an expense. Life insurance can be used to power and protect your family in many ways.
The average outstanding student loan debt is $27,000, but about 10 percent of families that have debt owe more than $61,000—and four percent owe more than $100,000, Pew reports. The total college debt load in the U.S. is now about $1 trillion.
401(k)s have become one of the most popular retirement savings vehicles in America. But many people, including those who have been participating in a 401(k) plan for many years, aren’t clear about all the details when it comes to how their 401(k) plan works.
David Lerner Associates has prepared this brief primer that answers six of the most common questions many people have about their 401(k) plans.
If you plan on working during your retirement, you're not alone. According to the Employee Benefit Research Institute's 2013 Retirement Confidence Survey, 69 % of workers plan to work in retirement.
Since its rocky roll out in October 2013, the Patient Protection and Affordable Care Act has been the subject of controversy and debate. But much of this has obscured the simple fact that, despite a number of changes that have been made to the law in recent months, the ACA’s major provisions still remain in force.