Spectrum Financial Solutions provides various financial planning and education services tailored for employers and their executives. Their services range from Level I financial plans for $3,600 to more advanced Level IV plans for $18,600. Level I plans include 5 counseling sessions, while Level IV plans include 8 sessions and acting as the client's chief financial officer. They also offer seminars on topics like asset allocation and retirement planning for $1,650 per day, plus travel costs. All services analyze cash flow, net worth, asset allocation, and other financial issues to help executives gain a greater understanding of their benefits.
Certified Financial PlannerCM (CFP) Certification course is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the global financial community. In this era of super specialization, the Professional Certification – CFP Certification, gears career aspirants and existing financial intermediaries for giving comprehensive financial advisory services to individuals and make a satisfying career in the financial services industry.
Certified Financial PlannerCM (CFP) Certification course is the most prestigious and internationally accepted Financial Planning qualification recognized and respected by the global financial community. In this era of super specialization, the Professional Certification – CFP Certification, gears career aspirants and existing financial intermediaries for giving comprehensive financial advisory services to individuals and make a satisfying career in the financial services industry.
This presentation about Sri Lanka accounting standards 19, employee benefits. most of the areas are discuss on this. objectives,short term,post,long term, termination. employee benifits.
Our independent financial services firm strives to define our commitment to clients and the community through our actions, and we welcome the opportunity to elevate your financial strategies.
Benefits of CFP for you:
1. Financial Advisors/Consultant
2. Working Professionals in Finance Industry:
3. Working Professionals from non- finance industry
4. Students pursuing MBA or other PG programs
5. Graduates/Under graduates
This presentation about Sri Lanka accounting standards 19, employee benefits. most of the areas are discuss on this. objectives,short term,post,long term, termination. employee benifits.
Our independent financial services firm strives to define our commitment to clients and the community through our actions, and we welcome the opportunity to elevate your financial strategies.
Benefits of CFP for you:
1. Financial Advisors/Consultant
2. Working Professionals in Finance Industry:
3. Working Professionals from non- finance industry
4. Students pursuing MBA or other PG programs
5. Graduates/Under graduates
What is Employee Financial wellness and Why should you careramendram
Financial Freedom for Smarter Workforce
Contribute towards your team’s financial well-being which goes beyond giving salaries; connect with us to co-create a Financial Freedom Program for your organization.
1. What is Personal financial wellness – A definition
Financial wellness (or financial wellbeing) refers to a person’s overall financial health and the absence of money-related stress.
2. What is Employee Financial Wellness program
Employee financial wellness programs are programs run by employers that help employees (better) plan & manage their finances and reduce financial worries. As such, they contribute to a better overall financial wellbeing for employees.Employees, in turn, contribute more to employer due to increased productivity, reduced absenteeism, enhanced loyalty.
Enabling Your Workforce
Personalized Attention
Help employees achieve their financial goals with our unwavering support. On-demand mobile and email consultations for all staff guarantees that every financial query is answered in a way that leaves them more informed and empowered.
Facilitating A Change
1. Our goal is to provide working professionals with the financial knowledge and tools they need to be stress-free, financially, and allows them to be more productive at work. With onsite consultations and richness workshops, we can help drive a significant change in organisational efficiency.
2. Unprecedented Expertise
We have worked with over 9000 professionals across 50 companies and held more than 200 sessions that have helped them lead better lives, both professionally and in their personal lives as well.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Unit 8 - Information and Communication Technology (Paper I).pdfThiyagu K
This slides describes the basic concepts of ICT, basics of Email, Emerging Technology and Digital Initiatives in Education. This presentations aligns with the UGC Paper I syllabus.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...
Corporate Financial Wellness & Planning
1. PERSONAL & CONFIDENTIAL
SPECTRUM FINANCIAL SOLUTIONSSPECTRUM FINANCIAL SOLUTIONSSPECTRUM FINANCIAL SOLUTIONSSPECTRUM FINANCIAL SOLUTIONS
Helping to Secure the Future in a World of Risk ™
EXECUTIVE OVERVIEWEXECUTIVE OVERVIEWEXECUTIVE OVERVIEWEXECUTIVE OVERVIEW
For senior executives, the first step toward greater financial organization usually consists of an email or
telephone call to their employee benefits department. This is not surprising, since a significant portion of
an executive’s financial resources and protection are often attributable to employer provided fringe
benefits such as life and health insurance, 401K and other pensions, deferred compensation, and stock
options plans.
However, for legal and many other reasons, benefits departments may not be the ideal medium for
addressing an executive’s most pressing financial concerns. We recognize and understand the complex
financial and personal issues that face your key executives. Our members are proficient at dealing with
complicated situations and deeply committed to meeting this need.
We provide unbiased financial advice, planning, and education solutions tailored to the specific needs
of demanding employers and their executives. Our solutions, described further below, help executives
gain a greater understanding and appreciation of their company provided benefits and to integrate
these valuable benefits into their overall financial situation.
This leads to peace of mind for the executive and allows for greater devotion to their respective duties. It
also leads to fewer interruptions for the benefits department.
All planning solutions analyze the following issues: cash flow, net worth, accumulation, asset allocation,
college funding, estate & charitable planning (basic), other income needs (disability and long term care),
retirement, survivorship, tax deferral.
PRICING SCHEDULEPRICING SCHEDULEPRICING SCHEDULEPRICING SCHEDULE
ADVICE & PLANNING:
Level I - Financial & Estate Plan $3,600
Level II - Financial & Estate Plan $9,600
Level III - Financial & Estate Plan $12,500
Level IV - Financial & Estate Plan $18,600
FINANCIAL EDUCATION:
Seminars $1,650 per seminar day (plus travel cost)
Educational Articles No cost (for corporate and individual
clients)
Spectrum offers comprehensive financial education solutions tailored to the needs of employees-at-large,
executives, and expatriate employees. Our seminars are delivered in a corporate setting and can be
customized to incorporate the firm’s employee benefits offerings.
2. PERSONAL & CONFIDENTIAL
DESCRIPTION OF SERVICESDESCRIPTION OF SERVICESDESCRIPTION OF SERVICESDESCRIPTION OF SERVICES
ADVICE & PLANNING:
Level I (Level I (Level I (Level I (Offered for $3,600))))
Our Level I Plan Service is a comprehensive financial plan geared toward executives/employees who are
eligible for standard executive compensation packages. During the planning process, executives will
receive up to five personal counseling sessions with our Advisors. Meetings can be held on site or at the
executive’s home. Executives are welcome to include their spouse and/or other advisors—Attorneys,
CPAs, etc.—during the planning process.
Our Level I offering also analyzes issues surrounding deferred compensation, stock options, and more
complex Estate Planning, including Spousal Trusts and Irrevocable Life Insurance Trusts. Following plan
delivery, executives receive one personal counseling session during the following three-month period to
assist in the coordination and implementation of the executives planning decisions.
Level II (Level II (Level II (Level II (Offered for $9,600))))
Our Level II services will appeal to executives desiring on-going, hands-on advice. This offering is also
meant for those in need of more advanced Estate Planning solutions, including Family Limited
Partnerships, Charitable Foundations and Generation-Skipping Trusts, among others.
Our Advisors will meet executives at their venue of choice (travel costs may apply). Clients are welcome to
invite their immediate family, personal assistant, and other advisors—Legal and tax advisors, private
bankers, etc. Upon delivery of the plan, planning clients will receive two semi-annual personal
counseling sessions during the following twelve-month period.
Level IIILevel IIILevel IIILevel III (Offered for $12,500)
Level III services are geared for executives with substantial assets, investments, and/or advanced
planning needs. We take our clients’ entire financial situation into consideration, draft the appropriate
planning recommendations and act as a liaison with their other advisors--accountants, trust officers,
attorneys, private bankers, etc.
Level III clients will receive up to eight personal counseling sessions and unlimited telephone counseling
for 1 year, following the delivery of the plan.
Level IVLevel IVLevel IVLevel IV (Offered for $18,600)
This is Spectrum’s most advanced and personalized financial solution. Level IV services are geared for
your firm’s top executives or business owners with substantial assets, investments, and/or advanced
planning needs.
Clients will receive up to eight personal counseling sessions and unlimited counseling for one year,
following the delivery of the plan. Our members will act as the clients “CFO”, doing research and
acting as liaison between the client and his/her other advisors and product providers. Upon request, we
will hold an educational workshop for the executive, the advisors and heirs and may perform a basic
financial review for the client’s immediate family as well.
Were applicable, level IV services may also entail analyses of existing and proposed qualified and non-
qualified plans and benefits, as well as continuation planning.
3. PERSONAL & CONFIDENTIAL
PleasePleasePleasePlease Note:Note:Note:Note: Level I, II, III, and IV plans can be updated free of charge upon the death or disability of a
client and/or their spouse helping to cope during a difficult time.
DESCRIPTION OF SERVICES (cont’d)DESCRIPTION OF SERVICES (cont’d)DESCRIPTION OF SERVICES (cont’d)DESCRIPTION OF SERVICES (cont’d)
FINANCIAL EDUCATION:
SeminarsSeminarsSeminarsSeminars (Offered at $1,650 per seminar day plus travel cost)
Spectrum offers comprehensive financial education solutions tailored to the needs of employees-at-large,
executives, and expatriate employees. Our seminars are delivered in a corporate setting and can be
customized to incorporate the firm’s employee benefits offerings.
Seminars may be video taped for internal use or they can be professionally edited and converted for use
on your firm’s intranet. Both services are available for an additional fee.
Employees have the option of enrolling via Spectrum’s Web-based enrollment system and/or through
the firm’s Human Resources department.
We recommend one to two seminar-days per month for each selected location for the first six months
and then two sessions per month per location. These seminars can range in duration from 45 minutes to
half a day.
Financial Seminars cover a broad range of topics, including the following:
Asset Allocation Overview of Corporate Benefits
Caring for Aging Parents Educational Planning
Deferred Compensation Personal Risk Management
Financial Fitness Strategies Financial Fitness Strategies for Women
Planning for Ex-patriate employees Planning for Employees in Transition
Retirement Planning and Distribution Stock Options
Educational ArticlesEducational ArticlesEducational ArticlesEducational Articles (Offered at no cost)
We offer attendees timely educational articles that reinforce the material covered, as well as other topics
of interest. The articles can be of a general financial nature or can be customized to address how
employees can make the most of the benefits provided by the firm. The articles help employees enhance
their knowledge of financial planning topics; thereby giving them a greater appreciation for the benefits
provided by you firm.
Securities and Investment Advisory Services offered through Investment Adviser Representative of Jefferson Pilot Securities Corporation, a
Registered Investment Adviser. Member NASD, SIPC, Branch Office: 5 Pheasant Run Lane, Dix Hills, NY 11746 (631) 595-1700 which
offers mutual funds and other securities products. JPSC and its representatives do not offer tax or legal advice. Individuals should consult
their tax or legal professional regarding their individual circumstances. Spectrum Financial Solutions is not an affiliate of Jefferson Pilot
Securities Corporation.