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1.1. Банки не могут стать ИТ-компаниями.
Banks are trying to become IT companies
That’s impossible. Because banking
business is local, by nature.
Because banks sell money, and not
IT.
1.1Виза и Мастеркард становятся ИТ-компаниями. Открыли 400+ API
Visa and MasterCard are becoming IT companies with 400+ APIs
2.1. НО! Банкам не нужны API.
But banks don’t need APIs only
>1 000 000 APIs
Because banks can’t connect to APIs
30,000 Banks
No time
No competence
No people
Legacy software
Local players
Repeating tasks
…
The problem with APIs is that they result in massive hardcoding of duplicates.
30,000 Banks create the same 30,000 solutions
3. Как решить эту проблему? Ответ - process layer.
How can we solve this problem? The answer is process layer.
Cards POS ATM
Banks
Cloud processing:
issuance, acquiring
Wallet: messaging,
p2p, HCE, bots...
Anti-fraud
Internet bank
Process layer
Products to be moved to cloud process layer
https://en.wikipedia.org/wiki/Finite-state_machine
FUNCTION that is
applied to the object
COUNTERS of objects
QUEUE that enables You to store
endless ammount of objects
Basic element of Corezoid is a node. It’s a stem cell for software engineering.
Structure of the node is as follows:
Language behind Corezoid: Erlang
Database: PostgreSQL, Redis.
Provisional patent #22452861
Our invention: “A Smart Node”.
API-driven ecosystem
Logic management
Corezoid semaphore types:
● time - transfer the request to a specified node at
specified time.
● count - request counter in the node. It is used to
start/stop escalation process.
● go_if - transition to a specified node on the condition.
● go - unconditional transition to the next node.
● API - API call outside of the Corezoid or Corezoid API.
● callback - requests changed by external system.
Requests move to the callback node and wait the
external system signal or go out of the node when the
timer runs out.
● code - change request data through JavaScript/Erlang.
● copy - copy/modify request in a parallel Corezoid
process.
● prc - call another process as procedure.
● reply - return results of treatments. Equivalent to the
command return.
● sum - sum of the values of a particular field of the
request. It is used to predict the final result of the process
Explicit states
Our philosophy is to make the world
discrete, that means visible and controlled.
Data is dead without processes.
How do we make objects change states?
No need to hardcode. No need to write TS. No
mess trying to coordinate dozens of people
from different departments.
Business analysts instead of developers
Corezoid offers you real-time online
dashboards to analyze everything
happening in the company.
Business analysts instead of developers
Back-office
Mobile applications
ATM, POS,
self-service kiosks
Call-centerCompliance
Marketing
Accounting
How to set up and manage ANY processes?
ERP CRM
BPM
Business intelligence
software
ERP CRM
FinTech startups
APIs
Custom APIs
The Corezoid-invented concept of
purchasing and utilizing new
processes with plug-and-play ease
is especially vital to cloud-based
banking and an industry grappling
to replace costly and cumbersome
legacy IT infrastructure with more
capable and customer-centric
solutions.
Media
Given the technical challenges that
remain, APIs – and the FinTech
world’s necessary utilization of them
– is due for a second revolution:
a transition from APIs to API-based
processes.
Corezoid's offering is perhaps not so
much a traditional core banking platform
per se, but something more akin to a
Swiss army knife allowing banks to
potentially solve specific problems.
Thank You!

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Corezoid General 2016 (1)

  • 1.
  • 2. 1.1. Банки не могут стать ИТ-компаниями. Banks are trying to become IT companies That’s impossible. Because banking business is local, by nature. Because banks sell money, and not IT.
  • 3. 1.1Виза и Мастеркард становятся ИТ-компаниями. Открыли 400+ API Visa and MasterCard are becoming IT companies with 400+ APIs
  • 4. 2.1. НО! Банкам не нужны API. But banks don’t need APIs only
  • 5. >1 000 000 APIs Because banks can’t connect to APIs 30,000 Banks No time No competence No people Legacy software Local players Repeating tasks …
  • 6. The problem with APIs is that they result in massive hardcoding of duplicates. 30,000 Banks create the same 30,000 solutions
  • 7. 3. Как решить эту проблему? Ответ - process layer. How can we solve this problem? The answer is process layer.
  • 8. Cards POS ATM Banks Cloud processing: issuance, acquiring Wallet: messaging, p2p, HCE, bots... Anti-fraud Internet bank Process layer Products to be moved to cloud process layer
  • 10. FUNCTION that is applied to the object COUNTERS of objects QUEUE that enables You to store endless ammount of objects Basic element of Corezoid is a node. It’s a stem cell for software engineering. Structure of the node is as follows: Language behind Corezoid: Erlang Database: PostgreSQL, Redis. Provisional patent #22452861 Our invention: “A Smart Node”.
  • 12. Logic management Corezoid semaphore types: ● time - transfer the request to a specified node at specified time. ● count - request counter in the node. It is used to start/stop escalation process. ● go_if - transition to a specified node on the condition. ● go - unconditional transition to the next node. ● API - API call outside of the Corezoid or Corezoid API. ● callback - requests changed by external system. Requests move to the callback node and wait the external system signal or go out of the node when the timer runs out. ● code - change request data through JavaScript/Erlang. ● copy - copy/modify request in a parallel Corezoid process. ● prc - call another process as procedure. ● reply - return results of treatments. Equivalent to the command return. ● sum - sum of the values of a particular field of the request. It is used to predict the final result of the process
  • 13. Explicit states Our philosophy is to make the world discrete, that means visible and controlled. Data is dead without processes.
  • 14. How do we make objects change states?
  • 15.
  • 16. No need to hardcode. No need to write TS. No mess trying to coordinate dozens of people from different departments. Business analysts instead of developers
  • 17. Corezoid offers you real-time online dashboards to analyze everything happening in the company. Business analysts instead of developers
  • 18. Back-office Mobile applications ATM, POS, self-service kiosks Call-centerCompliance Marketing Accounting How to set up and manage ANY processes?
  • 19. ERP CRM BPM Business intelligence software ERP CRM FinTech startups APIs Custom APIs
  • 20. The Corezoid-invented concept of purchasing and utilizing new processes with plug-and-play ease is especially vital to cloud-based banking and an industry grappling to replace costly and cumbersome legacy IT infrastructure with more capable and customer-centric solutions. Media Given the technical challenges that remain, APIs – and the FinTech world’s necessary utilization of them – is due for a second revolution: a transition from APIs to API-based processes. Corezoid's offering is perhaps not so much a traditional core banking platform per se, but something more akin to a Swiss army knife allowing banks to potentially solve specific problems.