KK2013 - A Vision of the Future - Jeff TsengKontagent
1) The document discusses a vision of the future where companies can achieve a "perfect customer experience" through mobile technology and big data.
2) It notes that mobile will be the central way customers interact with companies and that mobile usage has surpassed web usage.
3) The document argues that companies must leverage mobile customer data and analytics platforms in order to understand customers and deliver personalized, relevant experiences across different channels like mobile.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
LPS Brasil is a leading real estate brokerage and consulting firm in Brazil with over 75 years of experience. It has achieved significant growth and awards for its aggressive M&A strategies that have expanded its business across Brazil. LPS has an experienced management team and track record of success, with unmatched scale and national footprint as the main distribution channel in the industry. It operates a simple and focused business model in the primary, secondary, and mortgage loan markets, providing a low risk, diversified and cash generating business platform.
Premio del público del Concurso "100 cuentos cortos para jóvenes" organizado por Fundación Telefónica de Argentina: "Fantasmas del pasado" de Roddrigo Varela (14 años).
The story is about a girl with red and curly hair named Rínxols d'Or who gets lost in the woods. She finds an empty house with plates of food left on the table in different sizes. She eats the food and drinks from the cups before going upstairs to sleep in one of the beds. The owners of the house, a family of bears, return home and discover someone has eaten their food and slept in their beds. When they find the girl sleeping, she wakes up and runs away, leaving the bears surprised. The story concludes by saying the tale has come to an
KK2013 - A Vision of the Future - Jeff TsengKontagent
1) The document discusses a vision of the future where companies can achieve a "perfect customer experience" through mobile technology and big data.
2) It notes that mobile will be the central way customers interact with companies and that mobile usage has surpassed web usage.
3) The document argues that companies must leverage mobile customer data and analytics platforms in order to understand customers and deliver personalized, relevant experiences across different channels like mobile.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like depression and anxiety.
LPS Brasil is a leading real estate brokerage and consulting firm in Brazil with over 75 years of experience. It has achieved significant growth and awards for its aggressive M&A strategies that have expanded its business across Brazil. LPS has an experienced management team and track record of success, with unmatched scale and national footprint as the main distribution channel in the industry. It operates a simple and focused business model in the primary, secondary, and mortgage loan markets, providing a low risk, diversified and cash generating business platform.
Premio del público del Concurso "100 cuentos cortos para jóvenes" organizado por Fundación Telefónica de Argentina: "Fantasmas del pasado" de Roddrigo Varela (14 años).
The story is about a girl with red and curly hair named Rínxols d'Or who gets lost in the woods. She finds an empty house with plates of food left on the table in different sizes. She eats the food and drinks from the cups before going upstairs to sleep in one of the beds. The owners of the house, a family of bears, return home and discover someone has eaten their food and slept in their beds. When they find the girl sleeping, she wakes up and runs away, leaving the bears surprised. The story concludes by saying the tale has come to an
HTML pour le web mobile, Firefox OS - Devfest Nantes - 2014-11-07Frédéric Harper
The document discusses HTML for mobile web development using Firefox OS. It provides an overview of Firefox OS including that it is built with HTML5, CSS3 and JavaScript and is open source. It then discusses various web APIs available for Firefox OS applications including regular, privileged and certified APIs. It demonstrates examples of ambient light sensor, battery status and browser APIs. Finally, it encourages developing applications for Firefox OS using HTML5.
The document provides financial results and highlights for Braskem for 2Q08. It notes that Braskem's resin sales in the domestic Brazilian market grew 17% in 2Q08. However, a 48% increase in naphtha costs from 2Q07 to 2Q08 negatively impacted Braskem's costs by R$601 million in the first half of 2008. Net income was R$383 million, helped by the appreciation of the Brazilian Real. The document also outlines Braskem's acquisition of assets from Ipiranga Group and a memorandum of understanding signed with Petrobras and Petroperu.
SMi Group's European BioNetworks SummitDale Butler
This document is a program for the "European BioNetworks Summit" conference on July 7-8, 2014 in London. The summit will bring together representatives from pharmaceutical, biotechnology, academic, and funding organizations to discuss strategic partnerships and collaborations. Over 12 speakers from companies like Novartis, Bristol-Myers Squibb, Bayer, and Johnson & Johnson will provide presentations on topics like developing business strategies, academic partnerships, pricing and reimbursement, and financing options. Attendees can network and learn how to create successful partnerships to increase innovation and research outcomes. A post-conference workshop on July 9th will focus on clinical development pathways.
The document summarizes Profarma's earnings results for the second quarter of 2008. Key highlights include a 21.8% increase in gross revenue compared to the same period last year, reaching R$742.8 million. Adjusted EBITDA grew 21.6% to R$23.9 million. Profarma's market share reached 11.8%, up 1.1 percentage points from the prior year.
Santander has invited shareholders, investors, and analysts to participate in its first public meeting (APIMEC) on March 5, 2010 at the Hotel Renaissance in São Paulo, Brazil. The board of directors will present results for the fourth quarter of 2009 and the full year 2009, followed by a question and answer session. Participants can RSVP by phone or email and the meeting will also be streamed online in English and Portuguese on Santander's website.
O documento descreve um curso sobre novas tendências do varejo que será realizado entre 30 de janeiro e 2 de fevereiro de 2012. O curso irá apresentar as últimas informações do setor de varejo coletadas na feira Retail Big Show em Nova York e como aplicá-las para planejamento estratégico e inovação empresarial.
El riñón filtra la sangre y forma la orina, la cual es transportada a través de los uréteres a la vejiga. La vejiga almacena la orina y la expulsa a través de la uretra al exterior del cuerpo.
This document discusses electronic governance and its relationship to democracy and civic participation. It covers how information and communication technologies (ICTs) can support the democratization process by facilitating interaction between governments and citizens. Key points include how e-democracy aims to promote political participation online, how ICTs challenge existing power structures, and how e-governance and e-democracy can converge by integrating civic engagement into policymaking and making governments more transparent and responsive to public input. The document also notes potential issues like resistance to data sharing and whether increased convenience could undermine civic participation.
1) O documento apresenta os resultados financeiros e operacionais da TIM Brasil no 3T14, com destaque para o crescimento da receita líquida de serviços ex-VU-M e do EBITDA.
2) A empresa vem expandindo sua infraestrutura 4G e lançando novos serviços de valor agregado, como contas digitais e streaming de música, para impulsionar o crescimento de receita gerada e uso de dados.
3) Apesar do ambiente macroeconômico desafiador, a TIM conseguiu controlar custos
Duratex - Resultados do 1º Semestre de 2007Duratex
O documento resume os resultados financeiros da Duratex no primeiro semestre de 2007, destacando aumento de 15% na receita líquida, 33% no EBITDA e 68% no lucro líquido em relação ao mesmo período de 2006. Apresenta também os planos de expansão da empresa com novos investimentos em MDF, revestimentos e metais sanitários até 2009.
La compañía fue fundada en 1904 y opera servicios logísticos integrales como transporte terrestre, marítimo y aéreo, almacenamiento y aduanas. Su misión es proveer excelentes soluciones logísticas para ganar lealtad a largo plazo con clientes en diversas industrias como agricultura, manufactura, minería y automotriz. La compañía ha crecido a lo largo de cuatro generaciones manteniendo valores como proactividad, creatividad e integridad.
Este documento describe diferentes tipos de redes de computadoras. Define redes de área personal, redes de área local, redes de área metropolitana, redes de área amplia y redes de área de campus, explicando brevemente el alcance geográfico y propósito de cada una. También cubre conceptos clave como topología de red y medios de transmisión comunes.
Santander 2nd Annual Latin American Small Caps Conference PresentationEstácio Participações
The document summarizes information about Estacio Participacoes, the largest private for-profit education company in Brazil. It details Estacio's national footprint with 77 campuses across 16 states and 205,000 undergraduate students. The document also outlines Estacio's focus on efficiency gains, opportunities for margin improvement, significant growth opportunities through acquisitions and organic growth, and its positioning as an attractively valued investment in the education sector.
Intrigue at the museum: location-based mobile gameTonicMinds
Intrigue at the museum: a Tonic Minds case study proposed at IADIS Conference 2014 held in Madrid.
A mobile game developed to enhance the museum experience of Palazzo Madama in Turin.
Duratex - Resultados do 1º Trimestre de 2009Duratex
1) A Duratex divulgou seu resultado do 1o trimestre de 2009, destacando suas vantagens competitivas como marca, design, escala de produção e cobertura nacional.
2) O governo lançou um plano de incentivo à construção civil no valor de R$34 bilhões, o que cria um cenário favorável para a Duratex.
3) A Duratex planeja investir R$2,1 bilhões até 2009 para atualizar tecnologia, liderar segmentos em crescimento e reduzir custos por meio da verticalização.
O Banco Santander (Brasil) apresentou resultados positivos no primeiro trimestre de 2011, com expansão comercial, integração concluída e crescimento de dois dígitos no volume de negócios. O lucro líquido foi de R$2,1 bilhões, 17,5% maior que no primeiro trimestre de 2010. A carteira de crédito ampliada cresceu 21,9% em 12 meses, puxada por consignado, imobiliário e cartões.
1. O Banco Santander apresentou resultados positivos no primeiro trimestre de 2011, com crescimento de 17,5% no lucro líquido em relação ao mesmo período do ano anterior.
2. A estratégia do banco tem sido expandir sua presença física e digital, concluindo a integração após a aquisição do Banco Real, e formando parcerias para ampliar sua oferta de produtos e serviços.
3. Apesar do cenário macroeconômico desafiador, com medidas para controlar a inflação, o banco
HTML pour le web mobile, Firefox OS - Devfest Nantes - 2014-11-07Frédéric Harper
The document discusses HTML for mobile web development using Firefox OS. It provides an overview of Firefox OS including that it is built with HTML5, CSS3 and JavaScript and is open source. It then discusses various web APIs available for Firefox OS applications including regular, privileged and certified APIs. It demonstrates examples of ambient light sensor, battery status and browser APIs. Finally, it encourages developing applications for Firefox OS using HTML5.
The document provides financial results and highlights for Braskem for 2Q08. It notes that Braskem's resin sales in the domestic Brazilian market grew 17% in 2Q08. However, a 48% increase in naphtha costs from 2Q07 to 2Q08 negatively impacted Braskem's costs by R$601 million in the first half of 2008. Net income was R$383 million, helped by the appreciation of the Brazilian Real. The document also outlines Braskem's acquisition of assets from Ipiranga Group and a memorandum of understanding signed with Petrobras and Petroperu.
SMi Group's European BioNetworks SummitDale Butler
This document is a program for the "European BioNetworks Summit" conference on July 7-8, 2014 in London. The summit will bring together representatives from pharmaceutical, biotechnology, academic, and funding organizations to discuss strategic partnerships and collaborations. Over 12 speakers from companies like Novartis, Bristol-Myers Squibb, Bayer, and Johnson & Johnson will provide presentations on topics like developing business strategies, academic partnerships, pricing and reimbursement, and financing options. Attendees can network and learn how to create successful partnerships to increase innovation and research outcomes. A post-conference workshop on July 9th will focus on clinical development pathways.
The document summarizes Profarma's earnings results for the second quarter of 2008. Key highlights include a 21.8% increase in gross revenue compared to the same period last year, reaching R$742.8 million. Adjusted EBITDA grew 21.6% to R$23.9 million. Profarma's market share reached 11.8%, up 1.1 percentage points from the prior year.
Santander has invited shareholders, investors, and analysts to participate in its first public meeting (APIMEC) on March 5, 2010 at the Hotel Renaissance in São Paulo, Brazil. The board of directors will present results for the fourth quarter of 2009 and the full year 2009, followed by a question and answer session. Participants can RSVP by phone or email and the meeting will also be streamed online in English and Portuguese on Santander's website.
O documento descreve um curso sobre novas tendências do varejo que será realizado entre 30 de janeiro e 2 de fevereiro de 2012. O curso irá apresentar as últimas informações do setor de varejo coletadas na feira Retail Big Show em Nova York e como aplicá-las para planejamento estratégico e inovação empresarial.
El riñón filtra la sangre y forma la orina, la cual es transportada a través de los uréteres a la vejiga. La vejiga almacena la orina y la expulsa a través de la uretra al exterior del cuerpo.
This document discusses electronic governance and its relationship to democracy and civic participation. It covers how information and communication technologies (ICTs) can support the democratization process by facilitating interaction between governments and citizens. Key points include how e-democracy aims to promote political participation online, how ICTs challenge existing power structures, and how e-governance and e-democracy can converge by integrating civic engagement into policymaking and making governments more transparent and responsive to public input. The document also notes potential issues like resistance to data sharing and whether increased convenience could undermine civic participation.
1) O documento apresenta os resultados financeiros e operacionais da TIM Brasil no 3T14, com destaque para o crescimento da receita líquida de serviços ex-VU-M e do EBITDA.
2) A empresa vem expandindo sua infraestrutura 4G e lançando novos serviços de valor agregado, como contas digitais e streaming de música, para impulsionar o crescimento de receita gerada e uso de dados.
3) Apesar do ambiente macroeconômico desafiador, a TIM conseguiu controlar custos
Duratex - Resultados do 1º Semestre de 2007Duratex
O documento resume os resultados financeiros da Duratex no primeiro semestre de 2007, destacando aumento de 15% na receita líquida, 33% no EBITDA e 68% no lucro líquido em relação ao mesmo período de 2006. Apresenta também os planos de expansão da empresa com novos investimentos em MDF, revestimentos e metais sanitários até 2009.
La compañía fue fundada en 1904 y opera servicios logísticos integrales como transporte terrestre, marítimo y aéreo, almacenamiento y aduanas. Su misión es proveer excelentes soluciones logísticas para ganar lealtad a largo plazo con clientes en diversas industrias como agricultura, manufactura, minería y automotriz. La compañía ha crecido a lo largo de cuatro generaciones manteniendo valores como proactividad, creatividad e integridad.
Este documento describe diferentes tipos de redes de computadoras. Define redes de área personal, redes de área local, redes de área metropolitana, redes de área amplia y redes de área de campus, explicando brevemente el alcance geográfico y propósito de cada una. También cubre conceptos clave como topología de red y medios de transmisión comunes.
Santander 2nd Annual Latin American Small Caps Conference PresentationEstácio Participações
The document summarizes information about Estacio Participacoes, the largest private for-profit education company in Brazil. It details Estacio's national footprint with 77 campuses across 16 states and 205,000 undergraduate students. The document also outlines Estacio's focus on efficiency gains, opportunities for margin improvement, significant growth opportunities through acquisitions and organic growth, and its positioning as an attractively valued investment in the education sector.
Intrigue at the museum: location-based mobile gameTonicMinds
Intrigue at the museum: a Tonic Minds case study proposed at IADIS Conference 2014 held in Madrid.
A mobile game developed to enhance the museum experience of Palazzo Madama in Turin.
Duratex - Resultados do 1º Trimestre de 2009Duratex
1) A Duratex divulgou seu resultado do 1o trimestre de 2009, destacando suas vantagens competitivas como marca, design, escala de produção e cobertura nacional.
2) O governo lançou um plano de incentivo à construção civil no valor de R$34 bilhões, o que cria um cenário favorável para a Duratex.
3) A Duratex planeja investir R$2,1 bilhões até 2009 para atualizar tecnologia, liderar segmentos em crescimento e reduzir custos por meio da verticalização.
O Banco Santander (Brasil) apresentou resultados positivos no primeiro trimestre de 2011, com expansão comercial, integração concluída e crescimento de dois dígitos no volume de negócios. O lucro líquido foi de R$2,1 bilhões, 17,5% maior que no primeiro trimestre de 2010. A carteira de crédito ampliada cresceu 21,9% em 12 meses, puxada por consignado, imobiliário e cartões.
1. O Banco Santander apresentou resultados positivos no primeiro trimestre de 2011, com crescimento de 17,5% no lucro líquido em relação ao mesmo período do ano anterior.
2. A estratégia do banco tem sido expandir sua presença física e digital, concluindo a integração após a aquisição do Banco Real, e formando parcerias para ampliar sua oferta de produtos e serviços.
3. Apesar do cenário macroeconômico desafiador, com medidas para controlar a inflação, o banco
The document provides the 1Q11 results for Banco Santander (Brasil) S.A. Some key points:
- Net profit before tax increased 25.4% year-over-year to R$2,724 million in 1Q11. Net profit rose 17.5% year-over-year to R$2,071 million.
- Total revenues grew 6.6% year-over-year to R$8,690 million in 1Q11, with net interest income increasing 3.9% quarter-over-quarter.
- The bank saw double-digit growth in its loan portfolio and funding from clients, with the expanded credit portfolio rising 21.9% year-
The document provides the 1Q11 results for Banco Santander (Brasil) S.A. Some key points:
- Net profit before tax increased 25.4% year-over-year to R$2,724 million in 1Q11. Net profit rose 17.5% year-over-year to R$2,071 million.
- Total revenues grew 6.6% year-over-year to R$8,690 million in 1Q11, with net interest income increasing 3.9% quarter-over-quarter.
- The bank saw double-digit growth in its loan portfolio and funding from clients, with the expanded credit portfolio rising 21.9% year-
The document provides an overview of Banco Santander's 2009 results. Key points include:
- Net profit grew 41% year-over-year to R$5.5 billion in 2009, driven by revenue growth and cost control.
- Performance ratios improved in 2009, with the efficiency ratio dropping to 35.0% and ROE increasing to 19.3%.
- The loan portfolio grew 1.7% to R$138.4 billion in 2009, with growth in individual loans and declines in SME and corporate loans.
- Deposits and assets under management grew 5.3% to R$242.1 billion in 2009, with increases in savings deposits and funds offsetting
The document provides an overview of Banco Santander's 2009 IFRS results on a pro forma basis. It discusses the macroeconomic environment in Brazil and the country's financial system. It then summarizes Santander's strategy, business performance, and financial results in 2009. Key highlights include net profit growth of 41% year-over-year to R$5.5 billion driven by revenue growth and cost control. Performance ratios like efficiency and ROE improved significantly. The balance sheet also strengthened with higher capital ratios.
Este documento apresenta os resultados financeiros do Banco Santander (Brasil) S.A. para o ano de 2010. O banco teve um crescimento de 34% no lucro líquido em relação a 2009, atingindo R$7,4 bilhões em 2010. As receitas totais cresceram 7,1% no período, impulsionadas principalmente pelo crescimento da carteira de crédito.
A apresentação resume os resultados financeiros de 2010 do Banco Santander (Brasil) S.A., destacando o cenário econômico favorável no Brasil com crescimento das commodities e da demanda interna. No entanto, a política fiscal e a inflação representam desafios. O Santander atua em diversos segmentos no Brasil com mais de 50 mil funcionários e é o maior conglomerado financeiro internacional no país.
The document is a presentation by Banco Santander (Brasil) S.A. for fixed income investors in February 2011. It discusses Brazil's solid macroeconomic fundamentals including large foreign reserves, declining debt levels, and stable interest and inflation rates. It also notes Brazil's favorable social dynamics including a demographic bonus from a growing workforce and increasing social mobility. The presentation aims to provide investors an overview of the Brazilian economy, Santander Group, and Santander Brasil.
Santander is entering into a bancassurance agreement with Zurich Financial Services to integrate Santander's insurance businesses in Latin America into a newly created holding company, with Zurich acquiring a 51% stake. The agreement includes a 25-year exclusive distribution deal across key Latin American markets for Zurich. The transaction values Santander's insurance businesses at $4.1 billion, with Zurich paying $1.67 billion upfront for its 51% stake and additional earn-out payments totaling $420 million over time. The deal will allow Santander to leverage Zurich's insurance expertise while benefiting from its distribution network, with the goal of accelerating growth in Latin America's underpenetrated insurance markets.
This document summarizes Santander Bank's operations in Brazil. Santander is the 3rd largest private bank in Brazil with over 3,600 branches nationwide and more than 24 million customers. The bank has focused on commercial banking and achieved strong growth and results across all customer segments in recent years. Asset quality remains sound with non-performing loans at low levels. Overall, Santander has established a leading franchise in Brazil through successful acquisitions and integration processes.
Banco Santander (Brasil) S.A. is one of the largest banks in Brazil and part of Banco Santander, the 3rd largest bank by profits worldwide from 2007-2010. Santander has a large international presence with operations across Europe and the Americas. In Brazil, Santander has a 10% market share, operates 3,696 branches, and serves over 24 million customers, making it the 3rd largest private bank. Brazil has strong macroeconomic fundamentals including large foreign reserves, declining external debt, high interest rates above inflation. Santander Brazil aims to build on these strengths and further expand its business across the country.
Banco Santander (Brasil) S.A. is one of the largest banks in Brazil with a strong franchise as the 3rd largest private bank. It has over 3,600 branches nationwide and more than 24 million customers. Santander Brasil has a successful integration process following its acquisitions of two large Brazilian banks in 2001 and 2007. It focuses on commercial banking and has increasing results across its business segments through a defined segmentation strategy for each type of customer.
Santander Bank is inviting shareholders, investors, and analysts to their first public meeting (APIMEC) in Rio de Janeiro on March 8th, 2010. The meeting will be held at the Hotel Sofitel from 9:00AM to 10:30AM, where the board of directors will present the bank's results for the 4th quarter of 2009 and the full year 2009, followed by a question and answer session. RSVPs can be made by phone or email.
O Santander convida acionistas, investidores e analistas para sua primeira Reunião Pública em São Paulo no dia 5 de março de 2010 no Hotel Renaissance para apresentar os resultados do 4T09 e de 2009, com sessão de perguntas e respostas após a apresentação.
O documento apresenta informações sobre o Grupo Santander: (1) é o primeiro grupo financeiro na Espanha e América Latina e está presente em mais de 40 países; (2) no Brasil representa 20% dos negócios do Grupo e tem confiança no potencial de crescimento do país; (3) realizou a maior oferta pública de ações do mundo em 2009.
The document summarizes the results of a public meeting for Santander. It discusses Santander's operations globally as the largest bank in Spain and Latin America, with a presence in over 40 countries and 169,000 employees worldwide. In Brazil specifically, Santander has seen significant growth and results, benefiting from Brazil's economic prowess and social developments like a growing middle class. Santander's Brazilian operations play an important role in the overall group.
Este documento apresenta os resultados do 1o semestre de 2010 do Banco Santander. Contém informações sobre a presença global do Santander, seus resultados, iniciativas de aquisição, reconhecimento no mercado e confiança no mercado brasileiro.