Comprehensive Critical Illness Slides

1. Comprehensive Critical Illness
Planning
15 Nov 2010

2. Hospitalisation & Sugery
Critical Illness
PruEarly Stage Crisis Cover
Early CI LIA CI 2nd CI
Lump Diagnosis of Relapse of
CI Lump Cancer or
Sum Sum
Payout CC other C I
Payout
CC Extra
PMCC
CC provider
Multiple
Payout
Prushield Prushield
Hospitalisation Hospitalisation
Hospital Plan: Reimburses Hospital Expenses + Pre & Post Hospital
Treatment, e.g. Chemotherapy, Medicine.
Critical Illness Planning: Helps replace income

3. PruEarly Stage Crisis Cover

4. What It Covers?
• 29 Early stage illness (50%)
• 10 Intermediate Illness (100%)
• 30 Critical Illness (100%)
• Special Benefit

5. Early Stage Medical Intermediate Stage Critical Illness Early Stage Medical Intermediate Stage Critical Illness
Conditions Medical Conditions (100% Severity Conditions Medical Conditions (100% Severity
(50% Severity Payout) (100 % Severity Payout) Payout) (50% Severity Payout) (100 % Severity Payout) Payout)
•Carcinoma in situ of Carcinoma in situ of Major Cancers Loss of sight in one eye Optic Nerve Atrophy Blindness (Loss of
specified organs specified organs treated with low vision sight)
• Early Prostate with Radical Surgery
Cancer
Early Pulmonary Secondary Pulmonary Primary Pulmonary
• Early Thyroid Cancer
Hypertension Hypertension Hypertension
• Early Bladder Cancer
• Early Chronic
Lymphocytic Early Progressive Progressive Scleroderma Progressive
Leukaemia Scleroderma with CREST syndrome Scleroderma
• Early Melanoma
Partial loss of hearing Cochlear implant Deafness (Loss of
or cavernous sinus Surgery Hearing)
thrombosis surgery
Cardiac pacemaker Cardiac defibrillator Heart Attack
insertion or insertion or Early
pericardectomy Cardiomyopathy Bacterial Meningitis - Bacterial Meningitis
with full recovery
Brain aneurysm Carotid artery surgery Stroke Encephalitis with full - Encephalitis
surgery or Cerebral recovery
shunt insertion
HIV due to Assault, - HIV Due to Blood
Organ Transplant or Transfusion and
Liver Surgery Liver Cirrhosis End Stage Liver Occupationally Occupationally
Failure Acquired HIV Acquired HIV
Coma for 48 Hour Severe Epilepsy or coma Coma
for 72 hours
Moderately Severe - Alzheimer’s Disease /
Severe Asthma or Surgical removal of one End Stage of
Alzheimer’s Disease or Severe Dementia
Insertion of a veno- lung Lung Disease
Dementia
cava filter

6. Early Stage Medical Intermediate Stage Critical Illness Early Stage Medical Intermediate Stage Critical Illness
Conditions Medical Conditions (100% Severity Conditions Medical Conditions (100% Severity
(50% Severity Payout) (100 % Severity Payout) Payout) (50% Severity Payout ) (100 % Severity Payout)
Payout)
Keyhole coronary - Coronary Artery
bypass surgery or By-pass Surgery Early Multiple - Multiple Sclerosis
Coronary Artery Sclerosis
Arthrectomy or
Transmyocardial Moderately severe - Muscular
Laser Muscular Dystrophy Dystrophy
Revascularisation or
Enhanced External Moderately Severe - Parkinson’s
Counterpulsation Parkinson’s Disease Disease
Device Insertion
Loss of Speech due to - Loss of Speech Surgical removal of - Benign Brain
neurological disease pituitary tumour or Tumour
surgery for subdural
Moderately Severe - Major Burns haematoma
burns
Percutaneous Valve - Heart Valve Surgical removal of - Kidney Failure
Surgery Surgery one kidney or Chronic
Kidney Disease
Facial reconstructive - Major Head
Surgery or Spinal cord Trauma Reversible Aplastic - Aplastic Anaemia
injury Anaemia
Small bowel - Major Organ / Minimally invasive - Surgery to the
transplant; or Corneal Bone Marrow surgery to Aorta or Aorta
transplant Transplantation Large asymptomatic
aortic aneurysm
Early Motor Neurone - Motor Neurone
Disease Disease
Hepatitis with Cirrhosis - Fulminant
Hepatitis

7. Special Benefit
Medical Conditions We pay
Angioplasty and other 10% of sum assured
Invasive Treatment for
Coronary Artery
Diabetic Complications 20% of sum assured

8. How Comprehensive is Your Critical Illness Cover?
Coverage Check List
Hospital Plan (As charged) √
Covers Deductible &
Co- Insurance √
Early Stage Critical Illness √
Critical Illness √
Multiple Critical Illness Cover √

10. THE END