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The document discusses the characteristics of a modern crisis and challenges that require solutions. It notes that a crisis is characterized by a lack of financial resources, delayed projects with unclear benefits, fast-paced financing of projects, reduction of IT and personnel, economic downturn and reduced operational and capital expenditures. The document emphasizes the need to recognize problems and issues that require addressing. It states that in IT we often only recognize the surface aspects of a situation rather than the underlying threats or risks.







































































