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![CONSOLIDATED CONSUMER CREDIT REPORT
BureauLink Ref#: 17086934
Application ID: RLMS
Date of Request 03-10-2022 04:13:45
Date of Issue 03-10-2022 04:14:22
INQUIRY INPUT INFORMATION
Name: RAKSHITH RAKSHITH DOB/Age: 26-12-1999 Gender : Male
Father: Spouse: Mother:
Phone Number(s) :
7022063673 ID(s): DCWPR3140F[PAN] Email ID(s): VCTARUN9@GMAIL.COM
Address(es)
Permanent : MANDEKARA COLONY 1310/1, KOMBARU, SUNKADA KATTE POST, PUTTUR, DAKSHINA Karnataka 574230
Residence :
Office :
BUREAU RESPONSES SUMMARY
Bureau Control Ref Status Error
CIBIL 631043342 SUCCESS
CREDIT SCORE
Bureau SCORE NAME RANGE SCORE SCORING FACTORS(Upto 4 only)
CIBIL CreditVision Score 300-900 00649
1. PRESENCE OF DELINQUENCY
2. PRESENCE OF DELINQUENCY IN THE RECENT PAST
3. PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
4. LOW CREDIT AGE
CIBIL Personal Loan Score 300-900 00515
1. Over due amount too high
2. Presence of delinquency
3. Not enough available credit
4. Presence of a minor delinquency on personal loan
ACCOUNT SUMMARY
Tip: Current Balance & Sanctioned Amount is considered ONLY for ACTIVE accounts.
NUMBER OF ACCOUNT(S) & INQUIRIES
Bureau
TOTAL
ACCOUNT(S)
ACTIVE
ACCOUNT(S)
CLOSED
ACCOUNT(S)
ZERO BALANCE
ACCOUNT(S)
NO. OF
INQUIRIES(TOTAL)
NO. OF
INQUIRIES IN 30 DAYS
NO. OF
INQUIRIES IN 60 DAYS
CIBIL 9 2 7 7 47 46 5
AMOUNT(S) & HISTORY
Bureau SANCTIONED AMOUNT CURRENT BALANCE OVERDUE BALANCE LENGTH OF CREDIT HISTORY AVERAGE ACCOUNT AGE
CIBIL 10,000 16,464 16,464
ACCOUNT HISTORY
1 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 2,000 DISBURSED ON : 27-11-2021
ACCOUNT INFO
Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE
CIBIL NOT DISCLOSED 31-08-2022](https://image.slidesharecdn.com/cicreport-221123090334-8bff1077/85/CIC-Report-pdf-1-320.jpg)
CIC Report.pdf
- 1. CONSOLIDATED CONSUMER CREDITREPORT BureauLink Ref#: 17086934 Application ID: RLMS Date of Request 03-10-2022 04:13:45 Date of Issue 03-10-2022 04:14:22 INQUIRY INPUT INFORMATION Name: RAKSHITH RAKSHITH DOB/Age: 26-12-1999 Gender : Male Father: Spouse: Mother: Phone Number(s) : 7022063673 ID(s): DCWPR3140F[PAN] Email ID(s): VCTARUN9@GMAIL.COM Address(es) Permanent : MANDEKARA COLONY 1310/1, KOMBARU, SUNKADA KATTE POST, PUTTUR, DAKSHINA Karnataka 574230 Residence : Office : BUREAU RESPONSES SUMMARY Bureau Control Ref Status Error CIBIL 631043342 SUCCESS CREDIT SCORE Bureau SCORE NAME RANGE SCORE SCORING FACTORS(Upto 4 only) CIBIL CreditVision Score 300-900 00649 1. PRESENCE OF DELINQUENCY 2. PRESENCE OF DELINQUENCY IN THE RECENT PAST 3. PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE 4. LOW CREDIT AGE CIBIL Personal Loan Score 300-900 00515 1. Over due amount too high 2. Presence of delinquency 3. Not enough available credit 4. Presence of a minor delinquency on personal loan ACCOUNT SUMMARY Tip: Current Balance & Sanctioned Amount is considered ONLY for ACTIVE accounts. NUMBER OF ACCOUNT(S) & INQUIRIES Bureau TOTAL ACCOUNT(S) ACTIVE ACCOUNT(S) CLOSED ACCOUNT(S) ZERO BALANCE ACCOUNT(S) NO. OF INQUIRIES(TOTAL) NO. OF INQUIRIES IN 30 DAYS NO. OF INQUIRIES IN 60 DAYS CIBIL 9 2 7 7 47 46 5 AMOUNT(S) & HISTORY Bureau SANCTIONED AMOUNT CURRENT BALANCE OVERDUE BALANCE LENGTH OF CREDIT HISTORY AVERAGE ACCOUNT AGE CIBIL 10,000 16,464 16,464 ACCOUNT HISTORY 1 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 2,000 DISBURSED ON : 27-11-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 31-08-2022
- 2. January February MarchApril May June July August September October November December January February March April May June July August September October November December 2022 XXX XXX 044 074 XXX 135 166 197 - - - - 2021 - - - - - - - - - - - 000 January February March April May June July August September October November December 2022 036 065 094 125 156 186 217 248 - - - - 2021 - - - - - - - - - - 000 007 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 3,581 3,581 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Active DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 2 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 8,000 DISBURSED ON : 12-08-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 31-08-2022 16-02-2022 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL Fortnightly 12,883 12,883 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Active DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 3 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 3,500 DISBURSED ON : 11-11-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-06-2022 01-04-2022 01-04-2022 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months)
- 3. January February MarchApril May June July August September October November December 2022 000 000 000 000 000 000 - - - - - - 2021 - - - - - - - - - - 000 XXX January February March April May June July August September October November December 2022 000 000 000 000 000 000 - - - - - - 2021 - - - - - - - - - - 000 XXX 2022 051 079 079 000 000 000 - - - - - - 2021 - - - - - - - - - - 000 XXX 4 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 2,500 DISBURSED ON : 27-10-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-06-2022 01-05-2022 01-05-2022 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 5 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 1,500 DISBURSED ON : 18-10-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-06-2022 27-10-2021 27-10-2021 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 6 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 1,000 DISBURSED ON : 15-10-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-06-2022 01-04-2022 01-04-2022 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0
- 4. January February MarchApril May June July August September October November December 2021 - - - - - - - - - 018 STD - January February March April May June July August September October November December 2022 000 000 000 000 000 000 - - - - - - 2021 - - - - - - - - - - 000 XXX January February March April May June July August September October November December 2022 047 075 000 000 000 000 - - - - - - 2021 - - - - - - - - - - 000 XXX STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 7 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 200 DISBURSED ON : 13-10-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-06-2022 15-10-2021 15-10-2021 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 8 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 2,906 DISBURSED ON : 14-06-2021 ACCOUNT INFO Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 30-11-2021 03-11-2021 03-11-2021 No Collateral AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL Monthly 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) 9 ACCOUNT TYPE : Personal Loan SANCTIONED AMOUNT : 10,000 DISBURSED ON : 07-02-2019 ACCOUNT INFO
- 5. January February MarchApril May June July August September October November December 2022 XXX XXX XXX XXX XXX XXX 000 - - - - - 2021 000 000 XXX XXX XXX XXX XXX XXX XXX XXX XXX XXX 2020 302 348 376 424 446 469 000 000 000 000 000 000 2019 - - - - - - - 159 173 224 254 274 Bureau MEMBER NAME ACCOUNT NUMBER REPORTED DATE LAST PAYMENT DATE CLOSED DATE COLLATERAL TYPE COLLATERAL VALUE CIBIL NOT DISCLOSED 18-07-2022 26-07-2020 26-07-2020 AMOUNT(S) Bureau CREDIT LIMIT CASH LIMIT INSTL AMT/FREQUENCY ACTUAL PAYMENT AMOUNT CURRENT BALANCE AMOUNT OVERDUE CIBIL 0 STATUS Bureau ACCOUNT STATUS SUIT FILED/WILFUL DEFAULT WRITTEN-OFF/SETTLED WRITTEN-OFF(TOTAL) WRITTEN-OFF(PRINCIPAL) SETTLEMENT CIBIL Closed DAYS PAST DUE/ASSET CLASSIFICATION (upto 36 months) INQUIRIES (reported for past 24 months) Bureau MEMBER NAME DATE PURPOSE OWNERSHIP AMOUNT CIBIL SBI 01-10-2022 Personal Loan 200,000 CIBIL SBI 30-09-2022 Personal Loan 10,000 CIBIL NOT DISCLOSED 25-09-2022 Consumer Loan 50,000 CIBIL NOT DISCLOSED 25-09-2022 Credit Card 5,000 CIBIL NOT DISCLOSED 08-09-2022 Personal Loan 1 CIBIL NOT DISCLOSED 19-06-2022 Credit Card 10,000 CIBIL NOT DISCLOSED 15-06-2022 Consumer Loan 50,000 CIBIL NOT DISCLOSED 09-06-2022 Personal Loan 9,500 CIBIL NOT DISCLOSED 30-05-2022 Personal Loan 4,000 CIBIL NOT DISCLOSED 11-02-2022 Personal Loan 15,000 CIBIL NOT DISCLOSED 18-01-2022 Consumer Loan 50,000 CIBIL NOT DISCLOSED 17-01-2022 Personal Loan 4,000 CIBIL NOT DISCLOSED 03-12-2021 Credit Card 100,000 CIBIL NOT DISCLOSED 02-12-2021 Consumer Loan 6,000 CIBIL NOT DISCLOSED 02-12-2021 Credit Card 2,000 CIBIL NOT DISCLOSED 30-11-2021 Personal Loan 30,000 CIBIL NOT DISCLOSED 13-11-2021 Personal Loan 1 CIBIL NOT DISCLOSED 12-11-2021 Consumer Loan 10,000 CIBIL NOT DISCLOSED 11-11-2021 Personal Loan 7,500 CIBIL NOT DISCLOSED 09-11-2021 Personal Loan 5,000 CIBIL NOT DISCLOSED 27-10-2021 Personal Loan 7,500 CIBIL NOT DISCLOSED 18-10-2021 Personal Loan 7,500 CIBIL NOT DISCLOSED 17-10-2021 Personal Loan 10,000 CIBIL NOT DISCLOSED 15-10-2021 Personal Loan 7,500 CIBIL NOT DISCLOSED 13-10-2021 Personal Loan 7,500 CIBIL NOT DISCLOSED 07-10-2021 Consumer Loan 50,000 CIBIL NOT DISCLOSED 16-05-2021 Consumer Loan 10,000 CIBIL NOT DISCLOSED 07-05-2021 Consumer Loan 50,000 CIBIL NOT DISCLOSED 18-03-2021 Personal Loan 1 CIBIL NOT DISCLOSED 16-03-2021 Credit Card 30,000 CIBIL NOT DISCLOSED 06-02-2021 Consumer Loan 50,000 CIBIL NOT DISCLOSED 08-10-2020 Credit Card 10,000
- 6. PERSONAL INFO VARIATIONS IDVARIATIONS Bureau Pan Passport Driving License Voter ID Ration Card UID Additional ID PHONE & EMAIL VARIATIONS ADDRESS VARIATIONS EMPLOYMENT INFORMATION Bureau ACCOUNT TYPE REPORTED DATE OCCUPATION INCOME NET/GROSS INCOME Monthly INCOME Monthly/ANNUAL DISPUTE DATE DISPUTE REMARKS CIBIL Personal Loan 31-08-2022 Salaried APPENDIX SECTION CODE DESCRIPTION Account Summary Number of Delinquent Accounts Indicates number of accounts that the applicant has defaulted on within the last 6 months Account Information - Credit Grantor xxxx Name of grantor undisclosed as credit grantor is different from inquiring institution Account Information - Account # xxxx Account Number undisclosed as credit grantor is different from inquiring institution Payment History / Asset Classification XXX Field not reported by institution Payment History / Asset Classification - Not applicable Payment History / Asset Classification STD Account Reported as STANDARD Asset Payment History / Asset Classification SUB Account Reported as SUB-STANDARD Asset Payment History / Asset Classification DBT Account Reported as DOUBTFUL Asset Payment History / Asset Classification LOS Account Reported as LOSS Asset Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION Payment History / Asset Classification 000 Current account Payment History / Asset Classification CLSD Paid or closed account/zero balance Payment History / Asset Classification NEW New Account Payment History / Asset Classification LNSB Loan Submitted Payment History / Asset Classification LAND Loan Approved, Not Yet Disbursed Payment History / Asset Classification INAC Account is Inactive Payment History / Asset Classification SMA Account Reported as SPECIAL MENTION Payment History / Asset Classification CON Contact Member for Status Payment History / Asset Classification 01+ 1-30 days past due Payment History / Asset Classification 31+ 31-60 days past due Payment History / Asset Classification 61+ 61-90 days past due Payment History / Asset Classification 91+ 91-120 days past due Payment History / Asset Classification 121+ 121 - 179 days past due Payment History / Asset Classification 181+ 180 or more days past due Payment History / Asset Classification DEC Loan Declined Payment History / Asset Classification PWOS Post Written Off Settled Payment History / Asset Classification SPM Special Mention Payment History / Asset Classification SUB Sub-standard Payment History / Asset Classification RES Restructured Loan Payment History / Asset Classification RGM Restructured Loan - Govt Mandate Payment History / Asset Classification SET Settled Payment History / Asset Classification DBT Doubtful Payment History / Asset Classification FPD First Payment Default Payment History / Asset Classification * Data Not Reported Payment History / Asset Classification WOF Charge Off/Written Off Payment History / Asset Classification WDF Wilful Default Payment History / Asset Classification SF Suit Filed Payment History / Asset Classification SFWD Suit Filed, Wilful Default Payment History / Asset Classification SFWO Suit Filed and Written Off
- 7. Payment History /Asset Classification WDWO Wilful Default and Written Off Payment History / Asset Classification SWDW Suit Filed, Wilful Default, and Written Off ---------------------------------END OF REPORT---------------------------------