Caledonian bank services offer International Payment Services (Online), Treasury Services, Custody Services, Agent Bank Services, Credit Services. The Bank is licensed to conduct banking business in the Cayman Islands pursuant to the Banks and Trust Companies Law and is regulated by the Cayman Islands Monetary Authority.

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BANKING SERVICES
CAYMAN ISLANDS

2. Contents 3 Caledonian Overview
4 Banking Overview
5 International Payment Services
6 Treasury Services
7 Custody Services
8 Agent Bank Services
9 Our Proposal
10 Our People
12 Global Locations
2 www.caledonian.com

3. Caledonian Overview
The Caledonian Group has offices in the
Cayman Islands, British Virgin Islands, Isle of Man,
London, Orlando and New York, the Caledonian
Group offers a comprehensive range of personal
and confidential services to individual and
corporate clients, including administrative services
for all types of offshore companies, banks, trusts,
insurance companies, mutual funds and investors.
We also offer global custodial services, worldwide
correspondent banking services and investment
services.
Clients benefit from Caledonian’s 40 years of relevant expertise, global contacts
and access to group banking, fund administration and captive insurance
management services. Caledonian’s diverse client base includes many premier
investment banks, fund groups, investment management firms and high net
worth individuals. We also have working relationships with top onshore and
offshore law firms and accounting firms.
3 www.caledonian.com

4. Banking Overview
Caledonian Bank Limited (the “Bank”) is a licensed “A” bank in the Cayman
Islands that has been in business for more than 20 years. The Bank is licensed to
conduct banking business in the Cayman Islands pursuant to the Banks and Trust
Companies Law and is regulated by the Cayman Islands Monetary Authority. The
Bank is also an active member of the Cayman Islands Bankers’ Association.
The Bank has a developed and strong infrastructure with an experienced
management team that provides traditional banking services to a selective
customer base. The Bank maintains a very conservative investment policy and
has a strong commitment to the safety of its depositor’s funds.
The Core services the Bank offers are:
 International Payment Services (Online)
 Treasury Services
 Custody Services
 Agent Bank Services
 Credit Services
4 www.caledonian.com

5. International Payment Services
The Bank offers a multi-currency online banking service which includes:
Convenience
 The User has the ability to view all of their active bank accounts online and on a “real’
time basis (24/7)
 Invoices can be paid anytime during the day
 Funds can be transferred with immediate availability
Reliability
 Manage all corporate banking needs in one location
 Initiate a funds transfer transaction online to an external third party 24/7 basis.
 Initiate an internal transfer of funds online from or to any of their designated
accounts on a 24/7 basis
 Request online the Bank to issue a cheque/(draft) to a third party beneficiary.
Security
 All designated users have access with a personal ID’s and passwords
 Our system uses the latest security software
5 www.caledonian.com

6. Treasury Services
The Bank provides customers with highly competitive rates on the following
products:
Foreign Exchange for all major currencies
 Spot
 Forwards
 Swaps
Fixed Deposits (Online)
 A user can request to establish an online fixed deposit or renew an existing fixed
deposit. The interest rate will be established two business days prior to the start date
of the deposit. The Bank will notify the client of the interest rate.
Overnight Deposits
Short-Term Money Market
6 www.caledonian.com

7. Custody Services
The Bank provides custody services for fund of funds that are administered by
Caledonian Fund Services Limited and certain highly qualified customers. The
Bank’s custody services integrate seamlessly with our credit facilities since the
collateral needed to provide financing is already registered in our name as
custodian. In addition, we are accustomed to providing custody for leverage
financing arrangements and familiar with the associated controls and reporting
required by lenders.
Custody services include:
 Processing subscriptions, redemptions and transfers into and from underlying funds
 Processing purchases and sales of financial instruments
 Reconciling holdings
 Customized reporting
7 www.caledonian.com

8. Agent Bank Services
As an “A” licensed Bank, Caledonian Bank has the authorization to be an
Authorized Agent for “B” licensed bank’s that do not have a physical presence
in the Cayman Islands.
The Bank offers the following services as an agent Bank:
 Is the principal contact between the Cayman Islands Monetary Authority (CIMA) and
the “B” licensed bank
 Assists the licensee mainly in its compliance with CIMA’s regulatory requirements
 Offers local Directors service if required
 Can provide a registered office
 Client accounting is also available
8 www.caledonian.com

9. Credit Services
The Bank has very conservative lending guidelines but it does offer their hedge
fund and captive insurance customers credit services.
Our Credit Services include:
 Liquidity Facilities
 Overdraft Facilities
 Secured Lending
 Standby Letters of Credit
9 www.caledonian.com

10. Our People
Jim O’Neill, Managing Director, Caledonian Bank Limited
T: +1 345 914 4887 E: jim.oneill@caledonian.com
Jim O’Neill is Managing Director of the Caledonian Bank Limited (CBL) and Caledonian Group
Services Limited (CGSL). Responsible for the Day-to-day management of CBL and CGSL entities, Jim
formulates and oversees implementation of strategic plans and leads business development for
Group globally.
With over thirty five years of international banking experience both in the United States and the
Caribbean, Jim holds a Bachelors and Masters degree in Banking and Finance from Pace
University.
Prior to joining Caledonian in April 2008, Jim worked for Bank Austria (Cayman) as Managing
Director for 10 years and before that he was Bank Austria (North America) CFO for 9 years. Jim
also worked for the highly acclaimed Wall Street bank Irving Trust for 14 years where he was
responsible for Special Projects and Corporate Accounting.
Jim is the Chairman of the Caledonian Risk Asset Liability Committee and also the Caledonian Audit
Committee; President Elect of the Cayman Islands Chamber of Commerce; Board Member of
Meals on Wheels and; Member of Cayman Islands National Investment Council.
10 www.caledonian.com

11. Our People
Brent Ebanks, Manager, Caledonian Bank Limited
T: +1 345 914 4900 E: brent.ebanks@caledonian.com
Brent Ebanks is Manager of Caledonian Bank Limited and responsible for the day-to-day
operations including building and managing customer relationships.
With over 15 years of international banking experience, Brent is currently pursuing a degree in
Economics at the University College of the Cayman Islands.
Prior to joining Caledonian in July 2001, Brent worked for The Bank of Bermuda (Cayman) Ltd as
Senior Relationship Manager for 4 years. Brent began his banking career with British American
Bank in the Cayman Islands quickly excelling to supervisor of Customer Service.
Ann-Marie Bush, Treasury Manager, Caledonian Bank Limited
T: +1 345 914 4970 E: ann-marie.bush@caledonian.com
Picture to be Ann-Marie Bush, Treasury Manager Caledonian Bank Limited, has over 18 years of international
banking experience.
updated
Prior to joining the Caledonian Group in November 2005, Ann-Marie worked at one of Brazil's top
banks; Banco Itau S.A., Grand Cayman Branch for 9 yearrs. There she was Supervisor
of Operations and Loans before joining Caledonian Bank.
11 www.caledonian.com

12. Global Locations
Isle of Man
London
New York
Orlando
Cayman BVI
AMERICAS EUROPE
Cayman Islands British Virgin islands Orlando New York Isle of Man London
Caledonian House P.O. Box 4428 390 North Orange Ave. 1120 Avenue of the 1 Circular Road 10 Finsbury Square
69 Dr. Roy's Dr Columbus Centre Suite 875 Americas 4th Floor Douglas London,
P.O. Box 1043 Road Town, Tortola, Orlando, New York, Isle of Man, EC2 1AD
Grand Cayman, VG1110 FL 32801 NY 10036 IM99 3NZ Phone: 44-207-374- 8508
KY1-1102 British Virgin Islands Phone: 407-218-8000 Phone: 212- 626-6615 Phone: 44-1624-640-150
Phone: 345-949-0050
12 www.caledonian.com

13. proposal to
Company
Delivering innovative solutions to your future
Name/Logo here
requirements in offshore legal service provision
www.caledonian.com www.caledonian.com