This document outlines the typical steps involved in buying a home, including saving for a down payment, getting pre-approved for a mortgage, shopping for houses with a real estate agent, making an offer, getting a home inspection, final approval from the lender, discussing insurance options, and completing the closing process to take ownership of the new home.

1. Steps to buying a home
9
01
Save
Money
Review your budget
and start saving for a
down payment
03
Speak to a
mortgage
professional
Find out if you can
qualify for a
mortgage and how
much you can afford
02
Get
Pre-approved
Your Mortgage
Professional will get
you a mortgage
pre-approval
04
Start House
Hunting
Meet with a real
estate agent and
shop for houses
06
Final
Approval
Make sure that you
have satisfied all of the
lender’s conditions on
the approval 08
Protect
Your Family
Talk to me about
your Mortgage Life
Insurance and Home
and Fire Insurance
07
Get a Home
Inspection
Have an inspector
walk through the
home to review any
issues
09
Close the
Deal
Complete the
transaction and get
the keys!
05
Make an
Offer
Make a financial
offer on your home
®
Copyright © 2017 Verico Financial Group Inc. Each VERICO Broker is an independent owner and operator.
Chris Onumejor
Mortgage Agent
License No: 10349
Northwood Mortgage Ltd.
647.981.3195
conumejor@northwoodmortgage.com
www.chrisonumejor.com