Product Brochure: Russia B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Product Brochure with summarized information of our publication "Russia B2C E-Commerce Sales Forecasts: 2015 to 2018".
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This document is a transcript of Realogy Corporation's first quarter 2008 earnings call from May 16, 2008. In the call, Realogy executives discuss the company's financial results for Q1 2008, including $1.05 billion in revenue and $4 million in reported EBITDA. They also provide an overview of the current state of the US housing market and macroeconomic factors. Key highlights from Realogy's business units include the upcoming launch of the Better Homes and Gardens Real Estate brand, strong franchise sales pipelines, and cost cutting measures at NRT to improve efficiency during the market downturn.
This document is a transcript of Realogy Corporation's first quarter 2008 earnings call from May 16, 2008. In the call, Realogy executives discuss the company's financial results for Q1 2008, including $1.05 billion in revenue and $4 million in reported EBITDA. They also provide an overview of the current macroeconomic environment and housing market trends, noting signs that the housing downturn may be bottoming out.
- Twitter reported its Q1 2015 earnings, with key metrics including monthly active users (MAUs) of 284 million, up 18% year-over-year. International MAUs grew 19% to 211 million, while US MAUs grew 15% to 65 million.
- Twitter's revenue in Q1 2015 was $436 million, up 74% year-over-year. Advertising revenue was $388 million, up 72% year-over-year. Adjusted EBITDA was $104 million, up 182% year-over-year.
- Twitter provided explanations and caveats for how it calculates its metrics, such as noting the potential for false/spam accounts and automated activity to influence reported MAU
Sample Report: Global Alternative Online Payment Methods: First Half 2015yStats.com
Free Report Samples for our publication "Global Alternative Online Payment Methods: First Half 2015".
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Sample Report: Global Online Payment Methods: First Half 2015yStats.com
Free report samples from "Global Online Payment Methods: First Half 2015"
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Sample Report: Asia-Pacific Online Payment Methods: First Half 2015yStats.com
Free report samples from "Asia-Pacific Online Payment Methods: First Half 2015"
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Sample Report: CyberSource (a Visa Company) Company Profile 2015: Online Paym...yStats.com
Free Report Samples for our publication "CyberSource (a Visa Company) Company Profile 2015: Online Payment Services".
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Product Brochure: Russia B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Product Brochure with summarized information of our publication "Russia B2C E-Commerce Sales Forecasts: 2015 to 2018".
Find more here: https://www.ystats.com/product/russia-b2c-e-commerce-sales-forecast-2015-to-2018/
This document is a transcript of Realogy Corporation's first quarter 2008 earnings call from May 16, 2008. In the call, Realogy executives discuss the company's financial results for Q1 2008, including $1.05 billion in revenue and $4 million in reported EBITDA. They also provide an overview of the current state of the US housing market and macroeconomic factors. Key highlights from Realogy's business units include the upcoming launch of the Better Homes and Gardens Real Estate brand, strong franchise sales pipelines, and cost cutting measures at NRT to improve efficiency during the market downturn.
This document is a transcript of Realogy Corporation's first quarter 2008 earnings call from May 16, 2008. In the call, Realogy executives discuss the company's financial results for Q1 2008, including $1.05 billion in revenue and $4 million in reported EBITDA. They also provide an overview of the current macroeconomic environment and housing market trends, noting signs that the housing downturn may be bottoming out.
- Twitter reported its Q1 2015 earnings, with key metrics including monthly active users (MAUs) of 284 million, up 18% year-over-year. International MAUs grew 19% to 211 million, while US MAUs grew 15% to 65 million.
- Twitter's revenue in Q1 2015 was $436 million, up 74% year-over-year. Advertising revenue was $388 million, up 72% year-over-year. Adjusted EBITDA was $104 million, up 182% year-over-year.
- Twitter provided explanations and caveats for how it calculates its metrics, such as noting the potential for false/spam accounts and automated activity to influence reported MAU
Sample Report: Global Alternative Online Payment Methods: First Half 2015yStats.com
Free Report Samples for our publication "Global Alternative Online Payment Methods: First Half 2015".
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Sample Report: Global Online Payment Methods: First Half 2015yStats.com
Free report samples from "Global Online Payment Methods: First Half 2015"
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Sample Report: Asia-Pacific Online Payment Methods: First Half 2015yStats.com
Free report samples from "Asia-Pacific Online Payment Methods: First Half 2015"
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Sample Report: CyberSource (a Visa Company) Company Profile 2015: Online Paym...yStats.com
Free Report Samples for our publication "CyberSource (a Visa Company) Company Profile 2015: Online Payment Services".
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Sample Report: Europe Online Payment Methods: First Half 2015yStats.com
The document provides an overview of research on international markets conducted by yStats.com. It includes a preface, terms of use, methodology, management summary and contents for a report on online payment methods. The report will cover global developments, trends in Europe and individual European countries regarding online and mobile payment methods, usage statistics, and key players. It uses secondary research from various reliable sources to ensure objectivity.
Sample Report: South Korea B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
The document provides a summary of a market research report on B2C e-commerce in South Korea. It includes forecasts that South Korea's share of global B2C e-commerce sales will decline from X.X% in 2015 to below X% in 2018. Within Asia-Pacific, South Korea is forecasted to have the highest online share of total retail sales in 2019, ahead of China and Japan. The report also contains definitions, methodology, an overview of forecasts, and B2C e-commerce sales forecasts for South Korea from multiple sources.
Sample Report: USA B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "USA B2C E-Commerce Sales Forecast: 2015 to 2018".
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Sample Report: France B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
Free Report Samples for our publication "France B2C E-Commerce Sales Forecast: 2015 to 2018".
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Sample Report: Russia B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "Russia B2C E-Commerce Sales Forecasts: 2015 to 2018".
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Sample Report: UK B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
Free Report Samples for our publication "UK B2C E-Commerce Sales Forecast: 2015 to 2018".
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Commercial Real Estate Outlook - November 2010NAR Research
The document summarizes commercial real estate market conditions in the third quarter of 2010. It finds that while GDP growth was moderate, unemployment remained high, contributing to uncertainty. Commercial real estate fundamentals are expected to modestly improve in 2011, with rents continuing to decline and vacancies remaining elevated. Multifamily performance has been more resilient and is expected to lead the recovery in 2011.
Sample Report: China B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "China B2C E-Commerce Sales Forecasts: 2015 to 2018"
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Sample Report: Global Cross-Border B2C E-Commerce 2015yStats.com
Free Report Samples for our publication "Global Cross-Border B2C E-Commerce 2015".
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This document provides a framework for comparing data from National Income Accounts (NIA) and company financial statements prepared under Generally Accepted Accounting Principles (GAAP). It identifies 5 key factors that determine the relationships between NIA and GAAP data: 1) universe of coverage, 2) geography treatment, 3) industry designations, 4) forecasting approaches, and 5) indicators used. The document then provides 3 case studies that illustrate how these factors impact comparisons of revenues, capital expenditures, and profits between NIA industry data and GAAP company/peer group data.
The document provides an overview of the contents and coverage of the Tactical & Strategic Report on Starbucks. It details that the report contains extensive corporate data on Starbucks, including financials, operations, markets, products, customers, and industry analysis. It also includes market research data and business planning tools to aid strategic decision making. Forecasts are provided out to 7 years for tactical planning and 10+ years for long-term strategic insights. Additionally, the report features surveys of customers, buyers, and distribution channels to understand brand perceptions.
Presentation delivered on January 13, 2021 for theScore's Q1 F2021 earnings. For the transcript of this presentation, please visitor our investor relations page at scoremediaandgaming.com.
This document provides an overview of Builders FirstSource's financial performance from 2005-2012. Key points include:
- Revenues stabilized in 2010 after declines in 2007-2009 and grew 37% in 2012, outpacing the growth in housing starts.
- Gross margins decreased slightly from 20.3% in 2011 to 20% in 2012 due to commodity price inflation.
- SG&A expenses decreased as a percentage of sales from 24.2% in 2011 to 20.4% in 2012 through cost monitoring.
- Adjusted EBITDA improved by $21.4 million in 2012 compared to a $15 million loss in 2011.
Chinese manufacturing activity expanded at the fastest pace in a decade in November, according to a private survey. Output and new orders grew at their strongest rates in 10 years. Strong demand led factories to increase hiring for the third straight month at the quickest pace since 2011. Input costs rose sharply, driven by higher raw material prices, pushing factories to raise their own selling prices. Overall, the survey indicates that China's manufacturing recovery continued to accelerate in November.
BGC Partners is a global brokerage firm with two main business segments: Financial Services and Real Estate Services. In the first quarter of 2017, BGC saw strong year-over-year growth in distributable earnings per share of 27.8% and adjusted EBITDA of 36.3%, driven by increases in both its Financial Services and Real Estate Services segments. The document provides an overview of BGC's business lines and products within each segment.
This document proposes a website to provide economic indicators for Akron, Ohio and its metropolitan statistical area (MSA) to inform businesses and individuals considering relocating. The website would include tabs displaying data on indicators such as unemployment, GDP, industry distribution, income, and education levels. Data presented would include breakdowns by demographics and comparisons to state and national averages. The goal is to provide a comprehensive overview of Akron's economic conditions and outlook to help with relocation decisions. Sample indicators discussed in the document include the consumer price index, average commute time, rent prices, household income levels, demographics, health insurance rates, and home values.
An overview of Score Media and Gaming Inc (TSX:SCR) media, gaming, and esports operations, including a forecast of the Canada and Ontario regulated sports betting and iGaming opportunity.
1. Gajendra H S has over 3 years of experience in structural analysis, FEA validation, and project coordination in the automotive and off-highway industries using tools like Nastran, Abaqus, ANSA, and HyperMesh.
2. Some of his project experience includes analysis of cabin assemblies, intercity bus installations, cooling line attachments, exhaust system components, and lifting analyses of generator set packages.
3. He is proficient in FE modeling, setting simulation models, interpreting results, and report preparation. His skills also include customer interactions, requirements gathering, and providing technical support.
Sample Report: Europe Online Payment Methods: First Half 2015yStats.com
The document provides an overview of research on international markets conducted by yStats.com. It includes a preface, terms of use, methodology, management summary and contents for a report on online payment methods. The report will cover global developments, trends in Europe and individual European countries regarding online and mobile payment methods, usage statistics, and key players. It uses secondary research from various reliable sources to ensure objectivity.
Sample Report: South Korea B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
The document provides a summary of a market research report on B2C e-commerce in South Korea. It includes forecasts that South Korea's share of global B2C e-commerce sales will decline from X.X% in 2015 to below X% in 2018. Within Asia-Pacific, South Korea is forecasted to have the highest online share of total retail sales in 2019, ahead of China and Japan. The report also contains definitions, methodology, an overview of forecasts, and B2C e-commerce sales forecasts for South Korea from multiple sources.
Sample Report: USA B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "USA B2C E-Commerce Sales Forecast: 2015 to 2018".
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Sample Report: France B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
Free Report Samples for our publication "France B2C E-Commerce Sales Forecast: 2015 to 2018".
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Sample Report: Russia B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "Russia B2C E-Commerce Sales Forecasts: 2015 to 2018".
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Sample Report: UK B2C E-Commerce Sales Forecast: 2015 to 2018yStats.com
Free Report Samples for our publication "UK B2C E-Commerce Sales Forecast: 2015 to 2018".
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Commercial Real Estate Outlook - November 2010NAR Research
The document summarizes commercial real estate market conditions in the third quarter of 2010. It finds that while GDP growth was moderate, unemployment remained high, contributing to uncertainty. Commercial real estate fundamentals are expected to modestly improve in 2011, with rents continuing to decline and vacancies remaining elevated. Multifamily performance has been more resilient and is expected to lead the recovery in 2011.
Sample Report: China B2C E-Commerce Sales Forecasts: 2015 to 2018yStats.com
Free Report Samples for our publication "China B2C E-Commerce Sales Forecasts: 2015 to 2018"
Find the full updated 2022 report available for purchase at: https://ystats.com/shop/china-b2c-e-commerce-market-2022/
Sample Report: Global Cross-Border B2C E-Commerce 2015yStats.com
Free Report Samples for our publication "Global Cross-Border B2C E-Commerce 2015".
Find the full updated 2021 report available for purchase at: https://ystats.com/shop/global-cross-border-b2c-e-commerce-market-2021/
This document provides a framework for comparing data from National Income Accounts (NIA) and company financial statements prepared under Generally Accepted Accounting Principles (GAAP). It identifies 5 key factors that determine the relationships between NIA and GAAP data: 1) universe of coverage, 2) geography treatment, 3) industry designations, 4) forecasting approaches, and 5) indicators used. The document then provides 3 case studies that illustrate how these factors impact comparisons of revenues, capital expenditures, and profits between NIA industry data and GAAP company/peer group data.
The document provides an overview of the contents and coverage of the Tactical & Strategic Report on Starbucks. It details that the report contains extensive corporate data on Starbucks, including financials, operations, markets, products, customers, and industry analysis. It also includes market research data and business planning tools to aid strategic decision making. Forecasts are provided out to 7 years for tactical planning and 10+ years for long-term strategic insights. Additionally, the report features surveys of customers, buyers, and distribution channels to understand brand perceptions.
Presentation delivered on January 13, 2021 for theScore's Q1 F2021 earnings. For the transcript of this presentation, please visitor our investor relations page at scoremediaandgaming.com.
This document provides an overview of Builders FirstSource's financial performance from 2005-2012. Key points include:
- Revenues stabilized in 2010 after declines in 2007-2009 and grew 37% in 2012, outpacing the growth in housing starts.
- Gross margins decreased slightly from 20.3% in 2011 to 20% in 2012 due to commodity price inflation.
- SG&A expenses decreased as a percentage of sales from 24.2% in 2011 to 20.4% in 2012 through cost monitoring.
- Adjusted EBITDA improved by $21.4 million in 2012 compared to a $15 million loss in 2011.
Chinese manufacturing activity expanded at the fastest pace in a decade in November, according to a private survey. Output and new orders grew at their strongest rates in 10 years. Strong demand led factories to increase hiring for the third straight month at the quickest pace since 2011. Input costs rose sharply, driven by higher raw material prices, pushing factories to raise their own selling prices. Overall, the survey indicates that China's manufacturing recovery continued to accelerate in November.
BGC Partners is a global brokerage firm with two main business segments: Financial Services and Real Estate Services. In the first quarter of 2017, BGC saw strong year-over-year growth in distributable earnings per share of 27.8% and adjusted EBITDA of 36.3%, driven by increases in both its Financial Services and Real Estate Services segments. The document provides an overview of BGC's business lines and products within each segment.
This document proposes a website to provide economic indicators for Akron, Ohio and its metropolitan statistical area (MSA) to inform businesses and individuals considering relocating. The website would include tabs displaying data on indicators such as unemployment, GDP, industry distribution, income, and education levels. Data presented would include breakdowns by demographics and comparisons to state and national averages. The goal is to provide a comprehensive overview of Akron's economic conditions and outlook to help with relocation decisions. Sample indicators discussed in the document include the consumer price index, average commute time, rent prices, household income levels, demographics, health insurance rates, and home values.
An overview of Score Media and Gaming Inc (TSX:SCR) media, gaming, and esports operations, including a forecast of the Canada and Ontario regulated sports betting and iGaming opportunity.
1. Gajendra H S has over 3 years of experience in structural analysis, FEA validation, and project coordination in the automotive and off-highway industries using tools like Nastran, Abaqus, ANSA, and HyperMesh.
2. Some of his project experience includes analysis of cabin assemblies, intercity bus installations, cooling line attachments, exhaust system components, and lifting analyses of generator set packages.
3. He is proficient in FE modeling, setting simulation models, interpreting results, and report preparation. His skills also include customer interactions, requirements gathering, and providing technical support.
Презентация компании "Цифровые решения" (Digital Solution presentation)DigitalSolution1
Презентация компании "Цифровые решения". Презентация описывает направления деятельности компании, дает представление о выполненных проектах, обозначает круг компетенций сотрудников компании. Приглашаем всех заинтересованных участников к активному сотрудничеству.
Education System Comparison of South Africa and Afghanistanebner09
Located in Africa, South Africa has a history of racial segregation in education. Schools were divided by race until the end of apartheid in 1994. South Africa now has two national education departments but quality varies greatly between areas. Afghanistan also experienced political turmoil and a divided education system. Both countries now have new governments in place for less than two decades and are working to establish equal, nationwide education. However, both still face challenges such as high HIV rates in South Africa and security issues in Afghanistan.
This document provides an introduction and overview of intellectual property concepts including patents, trademarks, copyrights, and trade secrets. It discusses the author's experience developing a smoke detector tester product and the process of gaining approval and endorsements for the product from organizations like the National Fire Protection Association and Underwriters Laboratories. It also outlines challenges encountered with patent examiners and initial doubters. The document serves to provide guidance and advice to inventors on navigating the patent process.
Nine Tips for Nailing Your NAICS_April 2016Trisha Ferrand
This document provides 9 tips for small businesses to properly select their North American Industry Classification System (NAICS) codes and Product Service Codes (PSC) when pursuing government contracts. The tips advise businesses to research codes used by competitors and in relevant solicitations, use keyword searches on government sites, and select codes that reflect a company's primary industry revenues as well as codes relevant for opportunities as a subcontractor. While there is no limit to the number of codes selected, one primary NAICS code must be identified. Proper code selection is important for government registration and programs like the 8(a) program. The San Diego Contracting Opportunities Center provides free counseling to help small businesses with code selection and government contracting
The document provides information to help businesses prepare to pursue and obtain government contracts. It outlines key steps including establishing a DUNS number and NAICS codes to classify the business, registering the business in the Central Contractor Registration database and Online Representations and Certifications Application database, and obtaining a CAGE code to identify the business for government contracting purposes. Completing these steps will make the business visible to government agencies seeking contractors and allow it to bid on available government contracts.
Handout 1 Govology 2024 Market Research 101 For Government Contractors.pdfbayabelat
This document provides an overview of market research for government contractors. It discusses quantitative vs qualitative research and basic terminology. Tools for gathering quantitative data like FPDS.gov and USAspending.gov are introduced. The benefits and limitations of these tools are covered. Methods for finding relevant NAICS and PSC codes are demonstrated. Finally, some qualitative research techniques are discussed like interviewing agency employees and reviewing agency websites and forecasts.
Handout 1 Govology 2024 Market Research 101 For Government Contractors.pdfbayabelat
This document provides an overview of market research for government contractors. It discusses quantitative vs qualitative research and basic terminology. Tools for gathering quantitative data like FPDS.gov and USAspending.gov are introduced. The benefits and limitations of these tools are covered. Methods for finding relevant NAICS and PSC codes are demonstrated. Finally, some qualitative research techniques are discussed like interviewing agency employees and reviewing agency websites and forecasts.
2020 Software Company Benchmark Report - 132 CompaniesKelly Thomas
This is the 2020-1 version. This will be updated regularly throughout the year based on new financials and market cap information.
Benchmark analysis of 132 publicly-traded software companies. Includes growth rates, gross margin, market capitalization, EBITDA, sales and marketing investment, R&D investment, G&A, stock compensation, operating income, revenue per employee, historical analysis, IPO analysis, free cash flow, and cash position, along with market cap correlation analysis and many others.
The document discusses the taxation rules for capital gains from investments in mutual funds in India. It explains that capital gains are the profits made from selling mutual fund units at a higher price than what was paid. It then outlines the key differences in how short-term and long-term capital gains are taxed for equity funds and debt funds. For equity funds, long-term capital gains over 12 months are tax-free, while short-term gains under 12 months are taxed at 15%. For debt funds, long-term gains over 36 months are taxed at 20% with indexation, and short-term gains are taxed at the individual's income tax slab rate.
CASE DESCRIPTIONThe primary subject matter of this case concer.docxwendolynhalbert
CASE DESCRIPTION
The primary subject matter of this case concerns recognizing and correcting earnings management and fraud. Secondary issues include helping students to develop professional judgment and to become aware of typical reporting problems experienced by growing companies. The case has a difficulty level of three and is appropriate for junior-level students in intermediate financial accounting courses. It could also be used at level four in a senior-level auditing class. The case is designed to be taught in 2.5 class hours and is expected to require 4 hours of outside preparation by students. Alternatively, the case can be assigned as a project that requires minimal classroom time.
CASE SYNOPSIS
Earnings management has received a great deal of publicity by the press and increased scrutiny by the SEC. However, many students do not understand how earnings management and frauds are perpetrated, the extent to which "gray" areas exist in accounting practice, and the role that professional judgment plays in determining the correct course of action. This instructional case is designed to help students learn to recognize earnings management and fraud, to develop professional judgment, and to become aware of typical reporting problems experienced by growing companies. Students are required to identify problem situations and differentiate between unintentional errors and omissions, aggressive accounting practices and fraud. They must also propose adjusting journal entries and determine the effect on income. The case is based on a fictional fast-growing high tech company, Virtually There Technologies, which manufactures and markets virtual reality game systems. In the wake of the abrupt departures of the CFO and controller, students assume the role of the new controller. Their job is to get the financial records in order before the annual audit of the company financial statements begins.
VIRTUALLY THERE TECHNOLOGIES: BACKGROUND INFORMATION
You have been hired as the controller for Virtually There Technologies (VTT), a small high tech company that has demonstrated steady growth since it introduced its first products in the mid-1990s. Your job is to get the financial records in order before the annual audit of the company financial statements. You are assuming the role of controller at an important and exciting time for the company. The previous CFO and controller resigned during the last month of the fiscal year citing "personal reasons" for their abrupt departures. There have also been quite a few contentious issues with the audit firm in recent years. To help manage the audit situation, the Interim CFO has asked that his office clear all information requested by the auditors before it is passed along to the auditors.
Virtually There Technologies develops, manufactures and markets virtual reality game systems. Its product line occupies a high-end niche by utilizing high definition video output technology and total sensory involvement. In ...
The SEC staff issued 90 comments to 50 companies related to stock compensation between July 2015 and June 2016. The majority of comments (78%) related to financial statement presentation and disclosure. Over half (51%) of the comments were on S-1/DRS filings. The comments primarily focused on disclosure (49% of comments), accounting recognition (27%), and valuation (24%). Common disclosure issues included lack of transparency around valuation assumptions and changes. Recognition comments often addressed complex areas like expense recognition, tax accounting, and equity vs liability classification.
Statistics can be used in various business and organizational applications. Some examples include:
1. Statistics can help small businesses with financial analysis and accounting by analyzing accounts, cash flow, budgets, and financial positions. Management accounts and balance sheets can provide accurate financial snapshots.
2. Analyzing company reports and statistics like ratios can help businesses make informed decisions about suppliers and customers. It can help avoid credit problems and financial impacts.
3. Performance ratios involving current assets, current liabilities, and cash flows can help track business performance over time.
4. Other applications include search analytics, official government statistics, and marketing analytics to understand customers and markets. Statistics are also used in policing to analyze crime data and
The presentation discusses PFSweb, a provider of end-to-end ecommerce solutions for over 150 brands. It summarizes PFSweb's financial highlights including increasing service fee equivalent revenue and adjusted EBITDA from fiscal years 2013 to 2016. It also outlines PFSweb's strategy to address the global ecommerce services market through its offerings in digital agency services, technology services, operations, and global presence.
The document is an introduction to the 13th edition of the annual World Bank report "Doing Business". It investigates regulations that enhance or constrain business activity across 189 economies. The report provides quantitative indicators on business regulations and the protection of property rights. It measures regulations affecting 11 areas of business including starting a business, dealing with construction permits, getting electricity, and enforcing contracts. The goal is to provide objective data to help governments design sound business regulatory policies and encourage research on regulatory environments for firms.
This document is an introduction to the 13th edition of the World Bank publication "Doing Business 2016". It investigates regulations that enhance or constrain business activity across 189 economies. The report provides quantitative indicators on 11 areas of the business environment, with the goal of informing government policy to design sound business regulations and encourage research. It compares regulations for domestic firms, covering starting a business, dealing with construction permits, getting electricity, registering property, getting credit, protecting minority investors, paying taxes, trading across borders, enforcing contracts, and resolving insolvency.
تقرير ممارسة أنشطة الأعمال.. المغرب يتقدم بـ5 مراتب Med Sugar Man
This document is an introduction to the 13th edition of the World Bank publication "Doing Business 2016". It investigates regulations that enhance or constrain business activity across 189 economies. The report provides quantitative indicators on 11 areas of the business environment, with the goal of informing government policy to design sound business regulations and encourage research. It compares regulations for domestic firms, covering starting a business, dealing with construction permits, getting electricity, registering property, getting credit, protecting minority investors, paying taxes, trading across borders, enforcing contracts, and resolving insolvency.
O Doing Business mede, analisa e compara as regulamentações aplicáveis às empresas e o seu cumprimento em 189 economias e cidades selecionadas nos níveis subnacional e regional.
Lançado em 2002, o projeto Doing Business examina as pequenas e médias empresas nacionais e analisa as regulamentações aplicadas a elas durante o seu ciclo de vida. Assim, este estudo serve de ferramenta para se medir o impacto das regulamentações sobre as atividades empresariais ao redor do mundo.
Ao reunir e analisar dados quantitativos abrangentes, podemos comparar os ambientes regulatórios das atividades empresariais em várias economias ao longo do tempo. Desta forma, o Doing Busines incentiva os países a competirem para alcançar uma regulamentação mais eficiente; oferece padrões de referência sobre reformas regulatórias; e serve como uma ferramenta para acadêmicos, jornalistas, membros do governo, empresários, pesquisadores do setor privado e outros interessados no ambiente de negócios de cada país.
Além disso, o projeto Doing Business inclui relatórios subnacionais, que analisam em detalhes a regulamentação das atividades empresariais e as reformas em diferentes cidades e regiões de uma nação. Esses relatórios fornecem dados sobre a facilidade de se fazer negócios, classificam cada localidade e fazem recomendações sobre reformas para melhorar o desempenho em cada uma das áreas dos indicadores. As cidades selecionadas podem comparar as regulamentações de suas empresas com as de outras cidades no país ou região e com 189 economias no mundo.
Publicado em 2003, o primeiro relatório Doing Business cobriu 5 conjuntos de indicadores em 133 economias. Desde então, o projeto se expandiu, e o relatório de 2014 cobriu 11 conjuntos de indicadores em 189 economias. O projeto foi aprimorado pelos comentários de governos, acadêmicos, profissionais. Porém, a meta inicial permanece intacta: fornecer uma base objetiva para o entendimento e a melhoria do ambiente regulatório das empresas no mundo inteiro.
Jeddah Fit I have eight points to make and adjust accordingly.docxchristiandean12115
Jeddah Fit
I have eight points to make and adjust accordingly:
1) follow this Table of Contents as you can & You can see the attachment - sample plan - :
I. Table of Contents
I. Table of Contents
II. Executive Summary
III. General Company Description
IV. Products and Services
V. Marketing Plan
VI. Operational Plan
VII. Management and Organization
VIII. Personal Financial Statement
IX. Startup Expenses and Capitalization
X. Financial Plan
XI. Appendices
XII. Refining the Plan
2) Change the number of loan like this :
The total cost of starting up the business is SAR 1,640,552 where the owner,
Mr. Ahmed will provide SAR 1,235,161 . The remaining amount, which is will be funded SAR 405,391 by loan form bank.
3) Change name of owner from Mr. Ahmed TO Ms. Dania Ahmed.
4) Description and talk Repeater, please require explanation and more non-recurring details.
5) Mentioned numbers such as pricing for subscriptions on average and so on.
6) The situation is two to three years continuous and when the profit is.
7) Use Use the excel files in the attached financial numbers and add them in the plan.
The table is ready in the four attached Excel files. Just add the base numbers and calculate the rest of the table directly. Use realistic numbers not exaggerated.
8) What is the point ? (External groups are expected to raise about 25% of the total revenue of the establishment) I think it is inappropriate or incomprehensible and slightly overpriced!
Page 1 of 29
Business Plan for a Startup Business
The business plan consists of a narrative and several financial worksheets. The narrative
template is the body of the business plan. It contains more than 150 questions divided into
several sections. Work through the sections in any order that you want, except for the Executive
Summary, which should be done last. Skip any questions that do not apply to your type of
business. When you are finished writing your first draft, you’ll have a collection of small essays
on the various topics of the business plan. Then you’ll want to edit them into a smooth-flowing
narrative.
The real value of creating a business plan is not in having the finished product in hand; rather,
the value lies in the process of researching and thinking about your business in a systematic
way. The act of planning helps you to think things through thoroughly, study and research if you
are not sure of the facts, and look at your ideas critically. It takes time now, but avoids costly,
perhaps disastrous, mistakes later.
This business plan is a generic model suitable for all types of businesses. However, you should
modify it to suit your particular circumstances. Before you begin, review the section titled Refining
the Plan, found at the end. It suggests emphasizing certain areas depending upon your type of
business (manufacturing, retail, service, etc.). It also has tips for fine-tuning your plan to make
an effective pre.
Sample Report: Global B2B Payment Trends 2020 by yStats.comyStats.com
Questions Covered in the report:
- What is the size of the global B2B payments market?
- How high are B2B payments revenues in 2019 and what is the forecast for 2025 and beyond?
- What are the key trends in global B2B payments?
- Which technologies are most relevant for B2B payments and how are they transforming the industry?
- Which payment methods are most used by businesses in selected top markets worldwide?
Full report here: https://bit.ly/3N2qMnd
Confirming Pages What’s in IT for me This chapter in.docxmaxinesmith73660
Confirming Pages
What’s in IT for me?
This chapter introduces the concepts of information and data and their relative importance to business profession-
als and firms. It distinguishes between data stored in transactional databases and powerful business intelligence
gleaned from data warehouses. Students who understand how to access, manipulate, summarize, sort, and ana-
lyze data to support decision making find success. Information has power, and understanding that power will help
you compete in the global marketplace. This chapter will provide you with an overview of database fundamentals
and the characteristics associated with high-quality information. It will also explain how the various bits of data
stored across multiple, operational databases can be transformed in a centralized repository of summarized infor-
mation in a data warehouse, which can be used for discovering business intelligence.
You, as a business student, need to understand the differences between transactional data and summarized infor-
mation and the different types of questions you could use a transactional database to answer versus a data ware-
house. You need to be aware of the complexity of storing data in databases and the level of effort required to transform
operational data into meaningful, summarized information. You need to realize the power of information and the
competitive advantage a data warehouse brings an organization in terms of facilitating business intelligence. Armed
with the power of information, business students will make smart, informed, and data-supported managerial decisions.
■ T h e B u s i n e s s B e n e f i t s o f
Da t a Wa re h o u s i n g
■ Pe r fo rm i n g B u s i n e s s A n a l y s i s
w i t h Da t a M a rt s
■ U n c ove ri n g Tre n d s a n d Pa tte rn s
w i t h Da t a M i n i n g
■ S u p p o rt i n g D e c i s i o n s w i t h
B u s i n e s s I n te l l i ge n c e
SECTION 6.2
Business Intelligence
■ T h e B u s i n e s s B e n e f i t s o f
H i g h - Q u a l i t y I n fo rm a t i o n
■ S to ri n g I n fo rm a t i o n U s i n g
a R e l a t i o n a l Da t a b a s e
M a n a ge m e n t Sy s te m
■ U s i n g a R e l a t i o n a l Da t a b a s e
fo r B u s i n e s s Ad va n t a ge s
■ D ri v i n g We b s i te s w i t h Da t a
SECTION 6.1
Data, Information,
and Databases
C
H
A
P
T
E
R
O
U
T
L
IN
E
Data: Business Intelligence 6
C H A P T E R
bal76825_ch06_201-240.indd 201bal76825_ch06_201-240.indd 201 11/15/10 3:23 PM11/15/10 3:23 PM
Confirming Pages
202 Chapter 6 Data: Business Intelligence
opening case study
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Business research using fed and state gov resources
1. Industry:
All businesses fall under the umbrella of an industry. It is therefore imperative that you understand the
industry to which your business belongs.
North Industrial Classification System (NAICS) codes and Industry Research
One of the first ways to get started in researching your industry is to find out what NAICS code or codes
are relevant to your business.
A NAICS code is an industry code developed and used by the federal government to classify and keep
track of all business and economic activity in the United States. Along with the Economic Census, which
we will be discussing later, the NAICS code system is revised every five years in years ending in 2 or 7.
So, the next revision will be in 2012. Most NAICS codes are rarely, if ever revised, but occasionally they
are. You will be able to tell by going to the section containing the NAICS codes. There will be a record of
15 years, or 3 revision records, for each NAICS code.
Finding your NAICS code can be done in two (or more) ways: either by means of the Census website or
by the NAICS print directory located at most public libraries. To find your NAICS code on the Census
home page, look under the “Business” tab. Here you will find the code directory.
Each code begins with two digits: 44, 45, etc. Each double digit is accompanied by a text description
explaining the major industry that each code represents. In the case of 44 (Retail) you will find
businesses relevant to retail. As your search gets more specific each double digit code expands, finally
reaching a maximum of 6 digits: the longer the digits, the more specific the designation. Therefore, if
you were looking up “Convenience Stores,” your NAICS code progression would go from 44-45 to 445 to
4451 to 44512 to 445120, which is the final code for “Convenience Stores.” Using the print directory is
similar. You can use the index as a keyword search in the print version.
The importance of NAICS codes are found in the following four main points:
a) Federal, state and, sometimes, local governments use NAICS codes as a means to attract
qualified companies to bid on contract job offerings. In order to be qualified as a government-
certified contractor your business must have the relevant NAICS code or series of codes in order
to qualify to bid on government contracts. In other words, the certification process requires
NAICS codes.
b) In order to secure a business loan from a bank or attract an investor to invest in your business,
you will need to identify the NAICS codes that are relevant to your business and include them in
your business plan. There are two main reasons for this: first, when a banker is reviewing your
business plan he or she will be interested in comparing your financials with those of the national
average. The banker will do this by referring to the RMA (Annual Statement Studies: Financial
2. Ratio Benchmark), published by Risk Management Association, which measures national
financial averages and ratios for each business class. This resource is organized by NAICS code.
Therefore, if you don’t have a NAICS code identified, the banker will be unable to make the
necessary comparisons. And, secondly, remember that the bottom line for a banker is that you
will be able to pay off your business loan; the business plan should be a persuasive document
assuring the lender that you will be able to live up to your financial responsibilities. One way the
banker will be persuaded that you are as prepared as possible to run a successful business is if
you demonstrate a deep knowledge of your business, its industry, and the information pertinent
to both. Knowing your codes is only a small but necessary step in the process.
c) Knowing your NAICS codes early on in your research will allow you to efficiently find information
in both print and online resources. As mentioned above, the RMA is organized by NAICS code.
Many online databases also use the NAICS to allow for efficient search capabilities. It is just a
way to easily wade through the vast amount of information.
d) And finally, the last important factor is that by knowing the description of your NAICS code you
know the definition of your industry. The words used in the definition may be useful as keyword
terms for executing searches in government websites and online Internet searches.
Federal and State Industry Research Resources
The next step in researching your industry is also located on the Census Web page at www.census.gov.
This free website, produced by the federal government, will not only be useful for finding industry
information but also for finding economic and demographic information pertaining to your business.
Look for “Business” under “Topics”
for this page.
3. Two main sections are useful for finding industry information on the Census website: the first is the
Economic Census and second is the County Business Patterns1
page, both accessible via the Census
homepage.
The Economic Census is arranged categorically by NAICS code. This is another example of why already
knowing your NAICS code is going to help you find information. Like the NAICS code, the Economic
Census is done every five years in years ending in 2 or 7. The new Census was completed in the year
(2012), and the information is beginning to be released. 2015 – early-2016 is the year all 2012 Economic
Census information will be released. (By the way, Census information is never released all at once; there
is a schedule on the Census page that shows when each piece of information will be released. SEE
http://www.census.gov/econ/census/schedule/ ).
You can see that after five years the current Census becomes dated. There are ways to take that into
account and buffer the information with more current information. We will get to these resources
shortly.
A Note about the Currency of NAICS Codes:
1
“Annual series that provides subnational economic data by industry. The series is useful for
studying the economic activity of small areas; analyzing economic changes over time; and as a
benchmark for statistical series, surveys, and databases between economic censuses. Businesses
use the data for analyzing market potential, measuring the effectiveness of sales and advertising
programs, setting sales quotas, and developing budgets. Government agencies use the data for
administration and planning.” (Data.gov, County Business Patterns).
4. Beware that NAICS Codes can change with each new census. An example of this is listed below. One way
to determine if it has changed is to look at the concordance on the NAICS code page of the Census. As
we can see, the code in the right-hand column was the 2007 code for Seafood Canning, which has now
been subsumed into a broader code designation, i.e. 311710 for Seafood Product Preparation and
Packaging.
311710 Seafood Product Preparation and
Packaging
311711 Seafood Canning
The Economic Census provides you with a lot of information; It is something you may want to explore
further, e.g., by looking at the Survey of Manufacturers2
if you a starting a manufacturing business.
However, for the typical needs involved in writing a small business plan, the only information that will
be truly essential to you will be found in the, “Industry Snapshot.” The Industry Snapshot is a great tool
for determining growth projections of each business as well as overall health of the industry.
For example, the information contains stats from the prior Economic Census and the current one,
allowing statistical comparisons in categories like number of establishments, sales, and annual payroll. It
may be the case that for one business, such as Convenience Stores, the number of establishments has
decreased over a five year period, but the total revenue has increased; this may be due to consolidation
of establishments that are at the same time generating more revenue. If this is the case, then it may be
interpreted as the business having growth potential. The “annual payroll3
” is a measure of what role the
business plays in the economy as well as a way of determining the size of a business. When a worker
gets paid, the worker typically spends his or her paycheck, thereby putting the money back into the
economy. This is another way of determining the health and growth potential of a business. Other
indicators on this page are self-explanatory, such as total employment and revenue per establishment.
Navigating the Economic Census:
2
“The Annual Survey of Manufactures (ASM) provides key intercensal measures of manufacturing
activity, products, and location for the public and private sectors. The ASM provides the best current
measure of current U.S. manufacturing industry outputs, inputs, and operating status, and is the
primary basis for updates of the Longitudinal Research Database (LRD). Some of the many uses of
this data by federal, state, and local governments are measuring productivity, updating producer
price indexes, evaluating and forecasting future industrial activity, benchmarking current data on
manufacturing shipments and inventories, economic policymaking and forecasting, and preparing
annual updates of the GNP and GNP weight deflators.” (Data.gov, Survey of Manufacturers)
3
“Payroll includes all forms of compensation, such as salaries, wages, commissions,
dismissal pay, bonuses, vacation allowances, sick-leave pay, and employee contributions, to
qualified pension plans paid during the year to all employees. For corporations, payroll
includes amounts paid to officers and executives; for unincorporated businesses, it does not
include profit or other compensation of proprietors or partners. Payroll is reported before
deductions for social security, income tax, insurance, union dues, etc.” (Census.gov,
Glossary)
5. Navigating the Census page can be daunting, but getting easier with each iteration design the Census
produces. There are usually a number of redundancies on the site to get the researcher to a spot. For
instance, if the researcher is interested in looking at Industry Snapshots he or she can get there by
looking at the left-side menu on the Economic Census homepage; or, on the “Finding Data” tab at the
top the researcher can locate a link to the Industry Snapshot page. The “Finding Data” tab at the top of
the page is probably the best way to find a centralized location to access industry information in the
Census. (As of 5/19/2014)
Industry Snapshots:
Industry Snapshots are a “static” picture of industries taken during an Economic Census year. The
information contained in an industry snapshot is very useful for looking at the state of an industry as
well as making projections and looking for trends. In a trend analysis, the researcher can look at
historical snapshots and look for these trends. Is an industry growing? Is it stagnant? Is it declining?
Looking at Sales, Payroll and Number of Establishments over time can say a lot about the state of an
industry and its future potential.
All industry snapshots are arranged by NAICS code or by type of industry, e.g., Mining. Clicking on any
one of the “Go to” icons will lead to another page providing a more detailed focus to the person’s
research.
6. Once at the final page for the industry in question, the researcher will find information in both table and
graphic form. Information on sales, payroll, number of establishments, total employment and more are
available.
Industries
arranged by
NAICS Code
or type of
industry.
Beta: Bound to change over
time, soon.
7. On the same page as listed above the researcher can also go further than the Industry Snapshot by
following the Industry Sampler link to the following page:
Survey of Business Owners http://www.census.gov/econ/sbo/
8. Like the Economic Census, the Survey of Business Owners (SB0)4
is done every 5 years. Unlike the Econ
Census, it is only a survey. The 2007 is still the most recent release of data; however, the 2012 data will
be released throughout the 2015 year.
“The Survey of Business Owners provides the only comprehensive, regularly collected source of
information on selected economic and demographic characteristics for businesses and business owners
by gender, ethnicity, race, and veteran status. Title 13 of the United States Code authorizes this survey
and provides for mandatory responses.” (Citation: http://www.census.gov/econ/sbo/about.html)
When using the SBO, the researcher can access historical data. For instance, he or she can find survey
data from 1992 – 2002 in addition to newer data from 2007 and eventually 2012. This allows for
comparisons or trend analysis. Some of the categories measured by the survey are characteristics of
businesses and characteristics of business owners. In other words, both demographic and business
information is available to the researcher. All information is contained in American FactFinder (AF), so
when the researcher clicks on a link he or she will be taken to the American FactFinder’s tables. Of
course, you can also find this information by directly doing searches in AF, but it is much easier to go
through the SBO page.
To access this information, open up the homepage for Business & Industry by clicking on the Business
tab at the top of the Census.gov page. Then open up the following link: (As of 5/19/2014)
4
“Provides the only comprehensive, regularly collected source of information on selected economic
and demographic characteristics for businesses and business owners by gender, ethnicity, race, and
veteran status.” (Data.gov, Survey of Business Owners).
9. Small Business on the Economic Census: http://www.census.gov/econ/smallbus.html
The Economic Census does not specifically track small businesses qua small businesses. In other words,
they do not distinguish a small business from a large one. Instead they simply keep track of businesses
by statistics such as how many employees work for a business, &c. If a patron or researcher is looking
for information on businesses—say, with only between 1 and 4 employees, he or she can find that
information in one of several ways. The easiest to remember if the researcher is specifically interested in
small business research is to go to the business tab at the top of the Census page and look at the drop
down menu for “Small Businesses.” This link takes the researcher to the section of the Economic Census
that shows data by business size. (As of 5/19/2014)
As mentioned before, since there is a waning timeliness component to the Economic Census there are
several ways to obtain current information to allow you to make growth projections. The County
Business Patterns is an annually collected census of businesses in the United States. This census is
staggered for release to the public by two years. Every July a new edition of the Business Patterns is
released. So, if you were researching in the year 2012 during the month of July, you would have access
to the Business Pattern census for the year 2010. This census does not give as much information as the
This page shows national
stats, but you can narrow
it down by state and
industry.
10. Economic Census; basically, all it measures is annual and 1st
quarter payroll5
, number of establishments
and number of employees. However, this can still be used as a means to see economic activity relative
to a specific business and location. One useful feature of this resource is that you can look at the stats by
year to get an idea of what trends the last ten years or so demonstrate.
And;
5
1st
Quarter Payroll measures the time period from January through March. Looking at the 1st
Quarter and Annual
Payroll comparatively is one way economists can determine how the industry is doing.
11. And;
Census Explorer
Here you can choose the
county of interest as well as
choose the year going back as
far as 1998. The years are
released in July of each year
with a two year delay. That is
why 2011 is the most recent.
“D” stands for withholding
information due to chance
of improper disclosure of
private information on a
particular company.
If you are doing a zip code search, the
payroll information will not be
disclosed by NAICS code or
employment size. The only disclosure
of economic information will be the
zip code area as a whole.
12. CE Is a new data visualization tool being offered by the Census Bureau. It allows, at this point, the
researcher to choose from the data that is offered, e.g. information pertaining to county business
patterns and specified demographics and have the data rendered in a graphic way. The two main
sources of information used in the Census Explorer are the, 1990/2000 Decennial Census, American
Community Survey (ACS)6
and the County Business Patterns. (As of 5/19/2014)
6
“The American Community Survey (ACS) is a nationwide survey designed to provide
communities a fresh look at how they are changing. The ACS replaced the decennial
census long form in 2010 and thereafter by collecting long form type information
throughout the decade rather than only once every 10 years.
Questionnaires are mailed to a sample of addresses to obtain information about
households -- that is, about each person and the housing unit itself.
The American Community Survey produces demographic, social, housing and economic
estimates in the form of 1-year, 3-year and 5-year estimates based on population
thresholds. The strength of the ACS is in estimating population and housing
characteristics. It produces estimates for small areas, including census tracts and
population subgroups.
Although the ACS produces population, demographic and housing unit estimates, it is the
Census Bureau's Population Estimates Program that produces and disseminates the
official estimates of the population for the nation, states, counties, cities and towns, and
estimates of housing units for states and counties.
For 2010 and other decennial census years, the Decennial Census provides the official
counts of population and housing units. (Census, Glossary)
13. One very useful way of looking at data in the Census Explorer is to do an address search first. This will
bring up a map that delineates geographic locations by census tract, state, or county. Using the census
tract feature will allow you to locate the address and then choose which data set to overlay over the
tract.
E-Commerce
The e-Commerce industry is tracked by the Annual Survey of Manufacturers, Service Annual Survey7
,
Annual Wholesale Trade Survey8
, and Annual Retail Trade Survey9
. What this means is that when
looking at e-Commerce reports on the Census page the researcher will find statistics for all four sectors
of the economy. Below is a screenshot of the e-stats page showing access to the overall e-Commerce
report as well as the four different spreadsheets from each aspect of e-commerce measurements. e-
Commerce data is becoming more and more integral to a business owner’s interest. It’s interesting,
however, to notice in the March 13, 2014 report on e-Commerce that it is manufacturing, not service or
7
“Provides estimates of revenue and other measures for most traditional service industries.
Collected data include operating revenue for both taxable and tax-exempt firms and
organizations; sources of revenue and expenses by type for selected industries; operating
expenses for tax-exempt firms; and selected industry-specific items.” (Census, Glossary)
8
Provides data on sales, inventory, and operating expenses for merchant wholesalers and
manufacturers.
9
“Provides national estimates of total annual sales, e-commerce sales, end-of-year
inventories, inventory-to-sales ratios, purchases, total operating expenses, inventories held
outside the United States, gross margins, end-of-year accounts receivable for retail
businesses, total operating expenses, and e-commerce sales for accommodation and food
service firms located in the United States.” (Census, Glossary)
Data tab from the Census homepage.
Dropdown then Data Tools and Apps.
Look for Census Explorer.
14. retail that makes up the lion’s share of e-Commerce activity with wholesale coming in second.
Nonetheless, retailers are relying on e-Commerce as part of their business model. The report above
demonstrates this with a 16.4% increase in e-Commerce sales from 2010 to 2011.
Another measure of e-Commerce can be found in American FactFinder, which is also navigable via the
Survey of Business Owners page at http://www.census.gov/econ/sbo/
15. Using American FactFinder to get Economic Census and Selected Economic Survey Information:
Since American FactFinder culls all information from the Economic Census and selected Surveys, it may
be useful and less daunting to use it to find information. However, if the researcher knows exactly what
information is needed, it may be more useful simply to go straight to the Economic Census or Survey to
get the information. Where AF comes in handy is when the researcher is not sure exactly what he or she
needs. AF allows for a better “browsing” experience. The following is a search of industry information
using AF. (As of 5/19/2014)
Searching for general industry information according to industry and geography:
16. After selecting “Industries” from the Economic Series option. Select Geographic criteria. And the results
are:
A search on industry and region only
brought up information on the
northeast region and only that
relating to the construction industry
for the 2007 EC. This is a good
example of the fact that there is a lot
of seemingly incomplete info on the
EC.
The Economic Series can be used to
find Industry info. The geographic
criteria will allow you to locate the
area, whether it’s an MSA, region,
state, or countrywide search.
17. Finally, a way to supplement the aging nature of the information in the Economic Census, the Bureau of
Economic Analysis (BEA)10
offers current industry analysis press releases describing in broad terms the
fluctuations of the economy, e.g., contributions of the manufacturing of durable goods, professional and
scientific industries and others to the GDP.
The State of Maryland: Department of Business and Economic Development: ChooseMaryland
www.choosemaryland.org has a website devoted to economic development in the state. While most of
the information contained on this website is about demographics, you can find some basic statistics on
industry. You will find this under the “Stats and Facts” tab. The industry information is contained in the
section on Economy. Some of the categories available include which industries are the largest in
Maryland. You can also find which industries are adding the greatest amount to the state’s GDP as well
as which are adding the most jobs to Maryland. You can also access Maryland Data Explorer &
Maryland Industry Snapshots from this homepage.
10
“A bureau within the U.S. Department of Commerce that produces economic accounts
statistics that enable government and business decision-makers, researchers, and the
American public to follow and understand the performance of the Nation's economy. The
BEA provides Balance of Payments adjustments to the international trade in goods data and
data on international trade in services.” (Census, Glossary)
These are the two primary
locations for business
information, e.g. loans,
“grants,” business incentives,
industry, demographics, &c.
18. Demographics
Demographics are an important next step in researching information to include in the business or
marketing plan. There are two types of target markets typically relevant to potential business owners:
individuals and business-to-business, otherwise known as B2B. Conducting research to determine a
target market for businesses that cater to individual consumers you should access the Census page; in
this case, American FactFinder, Quick Facts (about states), and American Community Survey are the
most relevant censuses and surveys for your purpose.
Federal and State Resources for Demographic Research
The American FactFinder combines information from the following federal statistical providers:
Decennial Census (DC), American Community Survey (ACS), Puerto Rico Community Survey, Economic
Census (EC), and Population Estimate Program. The questions on the Decennial Census, as of 2010, have
been greatly truncated to cover only the basic demographic makeup of the country, leaving the more
detailed analysis of the country to the ACS. The ACS is a survey rather than a census so its
measurements are only statistically approximate. It is conducted every year nationwide. The ACS,
because of its timeliness, gives businesses and policymakers the ability to make decisions based on
current information.
Surveys and Data on American FactFinder:
1) American Community Survey (ACS)
a. Yearly survey with approximately 3.5 million households survey per year.
Select Maryland Industry Snapshots
located at bottom of homepage.
19. b. 1 Year Estimates with a geographic population of 65,000 or more.
c. 3 Year Estimates with a geographic population of 20,000 or more.
d. 5 Year Estimates are the results of small geographic areas collected during the year span
of 2005 – 2009.
e. Puerto Rico Community Survey is the PR version of the ACS.
2) American Housing Survey (AHS)
a. Conducted biennially in odd-numbered years.
b. Collects information of a wide range of housing characteristics, such as vacancies,
condition of homes, occupancies, &c.
3) Annual Economic Surveys
a. There are over 100 different surveys occurring throughout the year at the Census
Bureau. The American FactFinder culls information from three of those surveys.
i. Annual Survey of Manufacturers.
ii. County Business Patterns/Zip Code Business Patterns.
iii. Non-employer Statistics.
4) Commodity Flow Survey
a. Measures flow of goods originating in the United States and information shipped from
the United States.
5) 2010 Decennial Census
a. If you are looking for information from the 1990 through 2000 Census, try the Census
Explorer function.
6) Economic Census
a. Conducted every five years in years ending with a 2 or 7.
b. Also contained in this function is the Economic Census of Island Areas, and;
c. Survey of Business Owners (SBO)
7) Equal Employment Opportunity Tabulation (EEO)
a. A tabulation based on information from the 5 Year ACS designed to analyze compliance
with EEO laws.
8) Population Estimates Program
a. Estimates population for the United States (towns, cities, counties and states) along
with Puerto Rico and its municipios.
9) For a comprehensive list of surveys conducted by the Census: SEE
http://www.census.gov/aboutus/surveys.html
Most demographic searches are structured the same. American FactFinder has a criteria menu on the
left side of the page. It is here that you will be able to access all of the Census and Survey stats that were
listed above. One of the more important things to keep in mind is the distinctions between ACS, 1, 3,
and 5 Year stats. Remember that the 1 Year is for estimates exclusive to cities with a population over
65,000 or over; the 3 Year is for estimates with cities/towns with a population of 20,000 or over; and,
the 5 Year includes all areas, even those below 20,000 in population. Below is an example of a typical
demographic search. (As of 5/19/2014)
20. And,
And;
Notice that there is an option to
narrow down the search to census
tract. You can even narrow it down by
zip code. Also notice that when
choosing county Baltimore will bring
up both Baltimore County and
Baltimore City.
21. The ACS and DC are likely going to be the most useful resources for researching the business
demographics provided by the Census Bureau. As we’ve already covered concerning the Economic
Census, keep in mind that you can use AF to acquire EC stats as well. The government provides very
detailed demographic information that can be parsed by Topic, Geography, Race/Ethnicity, and Industry
Code (if you are doing industry research). For help in learning how to use American FactFinder, go to
their tutorial Web page at http://factfinder2.census.gov/legacy/topic_search.html. Following the
specific steps in the process will ensure that you receive the desired results.
Quick Facts is simply a useful way to get quick demographic sketches of places in the United States. It is
self-explanatory and easy to use. It can be accessed from the Census home page.
Bureau of Labor Statistics: Consumer Expenditures and Time Use
The Bureau of Labor Statistics has a section on their website outlining demographic information, such
as American Time Use Survey11
, Geographic Profile of Employment and Unemployment, Consumer
Expenditure Survey12
, and an interesting study called Longitudinal Studies: National Longitudinal
11
“The American Time Use Survey (ATUS) measures the amount of time people spend doing
various activities, such as paid work, childcare, volunteering, and socializing.” (Data.gov, American
Time Use Survey).
12
“The Consumer Expenditure Survey (CE) program consists of two surveys, the quarterly Interview
Survey and the Diary Survey, that provide information on the buying habits of American consumers,
including data on their expenditures, income, and consumer unit (families and single consumers)
In this search there were 127
different tables. The best way to look
for specifics is to use the “Refine”
your search field. Each table is
labeled according to subject and
dataset, i.e. ACS, EC, &c source.
22. Surveys, which tracks a group of men and women in the market at different points in their lives in order
to measure change in market behavior over time. Below is a graphic representation of how to access
these datasets: http://www.bls.gov/home.htm (As of 4-22-2014)
"The Consumer Expenditure Survey (CE) program consists of two surveys, the Quarterly Interview
Survey and the Diary Survey, that provide information on the buying habits of American consumers,
including data on their expenditures, income, and consumer unit (families and single consumers)
characteristics. The survey data are collected for the Bureau of Labor Statistics by the U.S. Census
Bureau.
The CE is important because it is the only Federal survey to provide information on the complete range
of consumers' expenditures and incomes, as well as the characteristics of those consumers. It is used by
economic policymakers examining the impact of policy changes on economic groups, by businesses and
academic researchers studying consumers' spending habits and trends, by other Federal agencies, and,
perhaps most importantly, to regularly revise the Consumer Price Index market basket of goods and
services and their relative importance." (Citation: http://www.bls.gov/cex/ )
At the bottom of the page is the newest Consumer Expenditure report. In this case, as of this writing
5/19/2014, it is the year 2012 report.
characteristics. The survey data are collected for the Bureau of Labor Statistics by the U.S. Census
Bureau. The CE collects information on all spending components including food, housing, apparel
and services, transportation, entertainment, and out-of-pocket health care costs including insurance
premiums.” (Data.gov, Consumer Expenditure Survey).
Click the Subjects dropdown to access
both the Consumer Expenditures and
How Americans Spend Time datasets.
23. "The American Time Use Survey (ATUS) measures the amount of time people spend doing various
activities, such as paid work, childcare, volunteering, and socializing." (Citation:
http://www.bls.gov/tus/)
24. The following report was released on June 30, 2013. Notice the stats on reading times for young adults
compared to elderly people! How would this help an entrepreneur? How could this kind of information
be used to aid business owners in making decisions?
Other activities measured are how much time do Americans spend working, shopping, in leisure,
reading, traveling back and forth to work, and much more.
Time spent reading for
personal interest and
playing games or using a
computer for leisure varied
greatly by age. Individuals
age 75 and over averaged 1.0
hour of reading per weekend
day and 20 minutes playing
games or using a computer
for leisure. Conversely,
individuals ages 15 to 19
read for an average of 7
minutes per weekend day
while spending 1.0 hour
playing games or using a
computer for leisure. (See
table 11.)
25. Maryland’s Business and Economic page, www.choosemaryland.org on demographics.
The State of Maryland’s ChooseMaryland (see page 16 for more detail) www.choosemaryland.org has
a Web site devoted to economic development in the state. Under the heading “Facts and Stats” you will
find a variety of choices. The section on demographics offers basic demographic profiles of cities in
Maryland as well as the state. The information is very basic, but once on the demographics page you can
access information concerning populations and population projections based on the Decennial Census
all the way through the year 2020. Interestingly, Baltimore city is projected to grow by 2.2% even though
this Decennial Census shows a decline in population since the last Census in 2000. Apparently, nearly 90
percent of Maryland's 5.8 million residents live in the densely populated corridor between Baltimore
and Washington, D.C. If you are looking to locate a business based on demographic density, this area is
the obvious choice.
For those engaged in a B2B business, Choose Maryland has a section entitled, “largest employers in
Maryland” and you can search these by county. If you are looking to target large employers or those
who play a major role in Maryland’s economy then this statistical page is useful.