Membership as an employee benefit. Employees - see what your employer can offer you.

1. Employers & Organizations Promote Good Financial Health: Extend Credit Union Membership As A Benefit. The Best Benefit You Will Never Pay to Offer.

2. Finances can cause great stress for families today. Employees look to employers for assistance. We are happy to assist in this area. As a partner, APFCU will be there to provide employees with the resources, education and tools needed to sustain or become financially healthy and happy. We support your business by placing a link to your site on our site. There are no endorsements by either party. APFCU only ask that you allow us to make periodic onsite visits and that you inform employees of this benefit. We do the work and you reap the benefits. You need only consent on a standard form we provide. Why Offer CU Membership?

3. APFCU is a medium size credit union with roots back to 1975 as TWIU Local 192 FCU. APFCU is a cooperative; an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs through a jointly-owned and democratically-controlled enterprise. As well as being member owned, we are not-for-profit unlike other financial institutions. There are no outside shareholders. Benefits of success are passed on to members with affordable loans, competitive rates, and a variety of other services not available outside of the credit union. AMERICAN PARTNERS FCU

6. What Makes APFCU Different? Protecting your money and your family. Less Fees than banks, and none in some cases. Shared Branching with access to 3700 + branches. 90-Day Loans for vacation, holiday or other needs. APFCU opened the 1 st Student Run Credit Union in a High School in North Carolina and we provide Financial Education in the classroom.

7. What is Shared Branching? Shared Branching is a cooperative network of credit unions that allow “Guest Members” from any participating credit union to perform transactions at CU Service Centers® locations across the U.S. In other words, your credit union and others have joined together and Share their Branches so you may conduct financial transactions where you live, work or travel. You have access to over 3,700 locations. With your ID and Member number, you can make deposits, withdrawal up to $1000, make payments or transfers and cash checks. Find a location near you through our website or www. cuservicecenters .com .

11. Our Proud Partnerships Reidsville H.S.– Student Run CU Chinqua Penn Observation Platform Endorsement of The Free Clinic of Reidsville Special Olympics Sponsor Breast Cancer Awareness Sponsor Child Abuse NC - Awareness Program Endorsement of Duke’s Pediatric Bone Marrow Rockingham Historical Society Partnership Society For The Prevention of Cruelty to Animals Victory Junction Gang – Family Houses Habitat For Humanity