1. October 2013
magazine
THE MOST POWERFUL WOMEN IN THE INDUSTRY
OUR 11TH ANNUAL RANKING
Women in Banking:
The Most Powerful in 2013
TOP TEAMS IN BANKING
(Listed by asset size)
Wells Fargo (above $500B)
BMO Financial Corp. (between $100B and $500B)
Huntington Bank (between $20B and $100B)
Zions First National Bank (under $20B)
American Banker Magazine on Sep. 18 announced its 11th
annual ranking of the Most Powerful Women in Banking
and Finance.
The ranking is made up of three lists:
The 25 Most Powerful Women in Banking, recognizing the
most influential female leaders in the banking industry
The 25 Most Powerful Women in Finance, recognizing
women in the non-bank finance sector including capital
markets, asset management, investment banking and
card networks
And the 25 Women to Watch, which spotlights up-and-
comers along with more seasoned executives who have
moved into new roles within the past year.
Additionally, four companies were recognized as Top
Teams for their work in developing and promoting female
talent and teamwork. ■
THE25MOSTPOWERFULWOMENINBANKING
1. Beth Mooney, KeyCorp
2. Irene Dorner, HSBC USA
3. Carrie Tolstedt, Wells Fargo
4. Pamela Joseph, U.S. Bancorp
5. Avid Modjtabai, Wells Fargo
6. Cathy Bessant, Bank of America
7. Cecelia (Cece) Stewart, Citigroup
8. Mary Navarro, Huntington Bank
9. Barbara Yastine, Ally Bank
10. Sandie O’Connor, JPMorgan Chase
11. Diane Reyes, HSBC
12. Anne Finuca ne, Bank of America
13. Patricia Callahan, Wells Fargo
14. Dorothy Savarese, Cape Cod Five Cents Savings Bank
15. Janice Fukakusa, RBC
16. Leslie Godridge, U.S. Bank
17. Deborah McWhinney, Citigroup
18. Maria Coyne, KeyCorp
19. LeeAnne Linderman, Zions First National Bank
20. Alberta Cefis, Scotiabank
21. Melanie Dressel, Columbia Bank
22. Michelle Van Dyke, Fifth Third Bank
23. Rilla Delorier, SunTrust Banks
24. Maura Markus, Bank of the West
25. Caryl Athanasiu, Wells FargoTHE25MOSTPOWERFULWOMENINFINANCE
1. Mary Callahan Erdoes, JPMorgan Chase
2. Abigail Johnson, Fidelity Investments
3. Ruth Porat, Morgan Stanley
4. Lisa Carnoy, Bank of America
5. Barbara Byrne, Barclays Capital
6. Diane Offereins, Discover Financial Services
7. Isabelle Ealet, Goldman Sachs
8. Maliz Beams, ING U.S. Retirement
9. Margaret Keane, GE Capital
10. Nicole Arnaboldi, Credit Suisse
11. Marie Chandoha, Charles Schwab
12. Charlotte McLaughlin, PNC Financial Services Group
13. Candace Browning, Bank of America
14. Joyce Chang, J.P. Morgan
15. Julie Caperton, Wells Fargo
16. Julie Monaco, Citigroup
17. Diane Schumaker-Krieg, Wells Fargo
18. Suni Harford, Citigroup
19. Kathleen Murphy, Fidelity Investments
20. Katia Bouazza, HSBC
21. Jennifer Steans, Financial Investments Corp.
22. Catherine Keating, JPMorgan Chase
23. Elizabeth Myers, J.P. Morgan
24. Kelly Williams, Credit Suisse
25. Caroline Silver, Moelis & Co.
1. Karen Peetz, BNY Mellon
2. Jane Fraser, Citigroup
3. Marianne Lake, JPMorgan Chase
4. Mary Tuuk, Fifth Third Bancorp
5. Heather Cox, Capital One
6. Eileen Serra, JPMorgan Chase
7. Laura Schulte, Wells Fargo
8. Karen Parkhill, Comerica
9. Andrea Smith, Bank of America
10. Peyton Patterson, BNC Financial Group
11. Donna C. Goodrich, BB&T
12. Bita Ardalan, Union Bank
13. Diana Reid, PNC Financial Services Group
14. Theresa McLaughlin, RBS Citizens Financial Group
15. Amy Brady, KeyCorp
16. Nancy Shanik, RBS Citizens Financial Group
17. Patricia Husic, Centric Bank
18. Colleen Taylor, Capital One
19. Lori Chillingworth, Zions First National Bank
20. Candida Wolff, Citigroup
21. Barb Godin, Regions Financial
22. Shaza Andersen, WashingtonFirst Bank
23. Ann Benschoter, BMO Harris Bank
24. Diane D’Erasmo, HSBC Bank USA
25. Donna Smith, Associated Bank
THE25WOMENTOWATCH

2. October 2013
MARY NAVARRO
Senior EVP and Director of Retail and
Business Banking,
Huntington Bancshares
magazine
1 Beth Mooney, KeyCorp
2 Irene Dorner, HSBC USA
3 Carrie Tolstedt, Wells Fargo
4 Pamela Joseph, U.S. Bancorp
5 Avid Modjtabai, Wells Fargo
6 Cathy Bessant, Bank of America
7 Cecelia (Cece) Stewart, Citigroup
8 Mary Navarro, Huntington Bank
9 Barbara Yastine, Ally Bank
10 Sandie O’Connor, JPMorgan Chase
11 Diane Reyes, HSBC
12 Anne Finucane, Bank of America
13 Patricia Callahan, Wells Fargo
14 Dorothy Savarese, Cape Cod Five Cents Savings Bank
15 Janice Fukakusa, RBC
16 Leslie Godridge, U.S. Bank
17 Deborah McWhinney, Citigroup
18 Maria Coyne, KeyCorp
19 LeeAnne Linderman, Zions First National Bank
20 Alberta Cefis, Scotiabank
21 Melanie Dressel, Columbia Bank
22 Michelle Van Dyke, Fifth Third Bank
23 Rilla Delorier, SunTrust Banks
24 Maura Markus, Bank of the West
25 Caryl Athanasiu, Wells Fargo
Many banks are closing more branches than they
are opening, but not Huntington. It added more
than a branch a week last year. The architect of the
expansion, Mary Navarro, helped increase customer
households last year by 12 percent, more than three
times the industry average and, in terms of the number
of newcomers, more than Huntington grew in the three
previous years combined.
Chairman and CEO Stephen Steinour says it’s
Navarro’s ability to track and judge industry trends
that has kept Huntington ahead of competitors. He
credits her with growing the Columbus, Ohio-based
regional into the top SBA lender in the Midwest and
the third-largest in the nation, and says her customer-
centric focus on service has driven cross-selling rates
and revenue growth. Much of the new growth Navarro
plans to deliver will come from in-store branches. With
exclusive, long-term agreements to operate inside Giant
Eagle supermarkets in Ohio and Meijer retail stores in
Michigan, Huntington plans to have several hundred
locations in the two chains within the next few years.
25MOST
POWERFUL
WOMEN
INBANKING
Successful. Influential. Innovative.
These women are driving results at their institutions
and paving the way for the female talent behind them
THE MOST POWERFUL WOMEN IN THE INDUSTRY
OUR 11TH ANNUAL RANKING
THE25MOSTPOWERFULWOMENINBANKING

3. ©2013 SourceMedia Inc. and American Banker Magazine. All rights reserved. SourceMedia, One State Street Plaza, New York, N.Y. 10004 (800) 367-3989
October 2013
magazine
HUNTINGTON BANK ON COURSE
TWO YEARS AGO, Huntington Bank laid out an inclusion strategy that would make senior
leaders more accountable and leave other employees feeling better trained, better utilized and
more engaged.
The results so far have been as impressive as the Midwestern regional’s recent financial
performance, which included a widening of the net interest margin last year and a return on
equity that rose from 10.5 percent to 11.5 percent.
Huntington last year established inclusion councils and business resource groups for
women, African-Americans, young professionals, and LGBT employees. The groups are
not just for networking, but for identifying gaps in workplace policies and recommending
ways to address them. All employees underwent Web-based training on inclusion, and senior
leaders participated in an in-person, interactive course on awareness. An internal campaign,
“Inclusion: Are You In,” won the PR News Corporate Social Responsibility Award last year in
the diversity communications category.
Mary Navarro, No. 8 on this year’s list of the 25 Most Powerful Women in Banking and a
direct report to Chairman and CEO Stephen Steinour, is perhaps the most visible woman at
Columbus, Ohio-based Huntington. The “fair play” approach she champions as head of the
retail and business banking segment (with 24-hour grace periods on overdrafts, for example)
continues to drive account growth and win raves in customer satisfaction surveys.
But plenty of other members of the Huntington team have been playing key roles in high-
profile projects and growth initiatives. Among them, Cindi Hart, SVP and chief information
security officer, took the lead in formulating Huntington’s response to the cyberattacks
that crashed several banks’ websites last year. Chief Risk Officer Helga Houston oversaw
Huntington’s submission to regulators regarding its capital plans. Cindy Keitch, retail in-
store channel director, began executing on the bank’s exclusive, 15-year agreement to open
branches in 103 Giant Eagle supermarkets in Ohio; and Paula Jurcenko, senior vice president
of Huntington Funds, brought Huntington into the ETFs business and grew total assets under
management to a record $4.7 billion. Then there are Cheryl Harrison, consumer operations
director, who led Huntington’s paperless bank initiative, and Traci Dunn, SVP for inclusion,
who oversees the strategy that spawned the employee resource groups and diversity training.
Gina Beebe
Barbara Benham
Maureen Brown
Linda Brown
Paula Clifton
Mary Cline
Diane Critchet
Ying Feng
Carolyn Gorman
Sarah Hall
Cheryl Harrison
Cindi Hart
Helga Houston
Holly Hynes
Paula Jurcenko
Cindy Keitch
Nancy Kelly
Cynthia Kincaid
Marcie Knittel
Kim Lease
Debbie Manos-McHenry
Karen Maruna
Connie McKee
Candi Moore
Mary Navarro
Monique Riccobelli
Beth Russell
Jeni Shaffer
Belinda Sherman
Susie Shipley
Sharon Speyer
Sheila Spradlin Reich
Deborah Stein
Lachelle Thigpen
Headquarters: Columbus, Ohio
2012 Financial Highlights:
Assets: $56.1 billion
ROE: 11.5%
ROA: 1.15%
Female representation among
corporate officers: 45%
Female representation on
operating committee: 25%
THE TEAM
THE MOST POWERFUL WOMEN IN THE INDUSTRY
OUR 11TH ANNUAL RANKING