This document discusses alternative digital economies and ways to improve the current economic system. It notes that around 9.5% of the US population wants jobs but does not have them, while around 10% are underemployed. It explores reasons for this like too much or too little regulation. It then presents some potential solutions like Agile Banking, OpenTransact, and Ripple Monetary System for building alternative economies. However, it notes that none have fully made it to the real world yet due to high regulatory barriers and negative network effects. It asks how programmers and designers can help coordinate efforts to change the economic system.