En oppsummering fra Money 20/20 og presentasjon holdt på The Local 30.08.17 i regi av Betal.no

1. Velkommen til:
After Money 20/20
Baard Persson Vaage
Redaktør Betal.no
930 02 270
#Betal_no

2. Betal.no
Norges ledende fagportal for betaling

3. Dagens sponsor av pizza etter
After Money 20/20:

5. #Money2020EU
Networking
Update
Inspiration

6. #Money2020EU
Tweet: ”All set up for Money 20/20 - keep
reminding that still 92% of all transaction
in the world is cash”

7. #Money2020EU
Fakta

8. • 3575 deltakere
• 500 CEO
• 400 foredragsholdere
• 50 land

9. #YouTube

10. #Money2020EU
10
høydepunkter som vil
påvirke betalingbransjen
fremover

11. #Money2020EU
It is all about
payment

12. #Money2020EU
1: EU (PSD2)

13. • Reguleringene av betalingsbransjen kommer fra EU
• Reguleringene fra EU vil komme stegvis og ikke alt på en
gang
• PSD2 åpner opp ett fragmentert marked og nye muligheter
for alle inkl. banker
• PSD2 skaper ett naturlig ”push” for bankene til å bevege
seg fremover
• Open Banking
• Open API´s

14. #Money2020EU
2: Samarbeid - den nye
konkurransekraften

15. Strategisk samarbeid og Visa kjøper
aksjer i Klarna

16. Collaborative
Innovation

17. #Money2020EU
3: Sikkerhet

18. Hva skjer med sikkerheten
når avstanden til kunden
øker?

19. #Money2020EU
4: Legacy

20. • Bankenes kjernesystemer er ofte eldre og tradisjonelle
• PSD2 blir en katalysator
• API´s på toppen av kjernesystemer
• Samarbeid er nøkkelen til suksess
• Kunden er kongen, men løsningene må fungere bakover

21. #Money2020EU
5: P2P

22. • Mange aktører forsøker seg i P2P markedet
• P2P skaper lojalitet til brukerne
• De store markedene først – Norge og Norden ikke viktig
• Chatbots hjelper brukerne

23. ”Hvordan transportere en
transaksjon på tvers av land,
kontinenter, systemer og banker
på en billigst mulig måte?”

24. Se opp for!
#Google
#FaceBook
#Apple

25. #Money2020EU
6: Blockchain

27. #Money2020EU
7: Super Wallets

28. • Neste generasjons mobile bankløsninger
• Banktjenester
• Betaling
• Markedsføring (m-commerce)
• Alt i en app

29. #Money2020EU
8: AI

31. AI
Var det mest diskuterte tema
på konferansen i sosiale
medier

32. AI
Chatboths

33. AI
Fortsatt tidlig stadie

34. #Money2020EU
9: Biometrics

35. Biometrics
Vil dette overta for mye av
funksjonen mobilen har idag
knyttet til autentisering?

36. Biometrics
...og hva blir identifikatoren?
Øyne
Finger
DNA
Chip

38. #Money2020EU
10: Alipay

39. China kommer!
Alipay med over 450
millioner brukere
120.000 brukersteder utenfor
China

40. #Quebusting

41. #Money2020EU
Hva hørte vi ikke så mye
om?

42. #Money2020EU
David Birch:
We are already in the future
of money – it is bits and
bytes already, but we have
not mentally accepted it yet

43. #Money2020EU
Higlights Day 1

44. “You don’t have to be first. You just have to be best.”
“I can’t wait for a time when plastic doesn’t exist.”
Jack Dorsey, CEO & Founder, Square
“It’s difficult to know where to place your bets… But it’s foolish to think you can do it all
yourself… In this interconnected world… we need to collaborate.”
Ashok Vaswani, CEO, Barclays UK
“The principal of innovation is a simple one… It is more about our customers’ innovation than
about ours… What we can do to help their business in the next 5-10 years?”
Wiebe Draijer, Chairman Executive Board, Rabobank
“Millennials would rather go to the dentist than go to a bank”
Carlos Torres Vila, CEO, BBVA
“Data is the oxygen of our financial lives… the people that manage it best will be the winners.”
Antony Jenkins, Executive Chairman & Founder, 10x Future Technologies

45. #Money2020EU
Higlights Day 2

46. “We need to work together to commercialise blockchain”
Dr Won-Pyo Hong, President, Samsung SDS
“As a consumer, my ideal authentication process is nothing”
Philippe Vallée, CEO, Gemalto NV
“Immediacy is everything”
Giulio Montemagno, General Manager, Europe, Amazon Pay
“We’ve been sitting on our network for 20/30 years and it took innovators to come along
and realise the vision for it”
Jim McCarthy, EVP, Innovation & Strategic Partnerships, Visa
“If there’s one thing we’ve learnt at Google it’s that there’s always value in shaving off
that extra millisecond”
Gerardo Capiel, Director of Product Management, Consumer Payments, Google
“The balance of power has shifted. Who’s more powerful than the CEO? The customer”
Gemma Godfrey, Founder & CEO, Moola

47. #Money2020EU
Higlights Day 3

48. “In March 2018, Money20/20 Asia will bring together an unprecedented senior level
group of speakers and delegates to connect, inspire and learn.”
Hannah Redfern, Event Director, Money20/20 Asia
“What matters is using technology to drive financial inclusion and a cashless society.”
Rita Liu, Head of EMEA, Alipay
“I love talking to entrepreneurs… What they’re doing is disaggregating traditional
financial services and reimaging how to deliver these products and services.”
Jonathan Larsen, Chief Innovation Officer, Ping An Group; Chairman & CEO, Ping An
Global Voyager Fund
“Do not manage innovation to exception. We want to build a system where innovation
is a natural outcome.”
Sopnendu Mohanty, Chief FinTech Officer, Monetary Authority of Singapore
“By design, the Internet is borderless… but when it comes to online commerce we’ve
grafted borders back on the map…”
Will Gaybrick, Chief Financial Officer, Stripe

49. #Money2020EU
If you can´t play the beat
with them – join them

50. #Money2020EU
Mer interessert?

51. http://www.norfico.net/moneymageu2017

52. Takk for meg!
Baard Persson Vaage
Redaktør Betal.no
Mobil: 930 02 270
red@betal.no
Twitter
@Betal_no